Leeraar wrote:It's a question of cash flow. That's the way to look at it.
What do you need to live on? Make a spreadsheet with a line for every year from now until you are age 75. Yearly expenses go in 3 columns: Must Have, Nice to Have, and Luxuries.
livesoft wrote: The only unknown is whether Fidelity will send me a 1099DIV for the value of the frequent flyer miles to me or not.