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Re: How much do you make a year in Dividends?

$30K per year counting dividends taken in cash and/or reinvested. :greedy
by dbc47
Mon Mar 17, 2014 10:20 pm
 
Forum: Investing - Theory, News & General
Topic: How much do you make a year in Dividends?
Replies: 72
Views: 5683

Re: Whats the best way to invest 50k per year?

So your goal in life is to be a 35 year old single guy who lives with his parents and has a $100k+ income with minimal effort? actually at 35-40 id be moving out. i just dont want to be 35-40 making 60k a gross and thats it. This thread is wrong on so many levels. :twisted: Move out of the parents ...
by dbc47
Sat Mar 01, 2014 3:20 pm
 
Forum: Investing - Help with Personal Investments
Topic: Whats the best way to invest 50k per year?
Replies: 57
Views: 2448

Re: Google Chrome: All sites show "insecure"?

Thanks to all! I cured the problem, I hope.

As suggested earlier, I disabled all of the extensions then re enabled them and that appears to have done the trick. I haven't checked all of my secure type sites, just the important ones like Vanguard, my bank, gmail, etc. Thanks again!

:sharebeer
by dbc47
Sun Feb 23, 2014 4:32 pm
 
Forum: Personal Consumer Issues
Topic: Google Chrome: All sites show "insecure"?
Replies: 10
Views: 558

Re: Google Chrome: All sites show "insecure"?

If it happens on all https sites, either your computer has been infected by malware or, more likely, It's an extension issue. Chrome will show that message if there is any non-secured content on an otherwise secured page. If you have an extension or malware that inserts some kind of outward call in...
by dbc47
Sun Feb 23, 2014 3:29 pm
 
Forum: Personal Consumer Issues
Topic: Google Chrome: All sites show "insecure"?
Replies: 10
Views: 558

Re: Google Chrome: All sites show "insecure"?

Not sure what you mean by showing "insecure". When I look at an HTTPS site it shows the little padlock and the connection type shows that the certificate was verified and it is using encryption. Sorry, I should have been more clear. My padlock shows a red X through it and the HTTPS is in ...
by dbc47
Sun Feb 23, 2014 3:18 pm
 
Forum: Personal Consumer Issues
Topic: Google Chrome: All sites show "insecure"?
Replies: 10
Views: 558

Google Chrome: All sites show "insecure"?

Using Windows 7: Chrome browser showing all sites that should be secure as insecure for some reason (IE, Gmail. my bank, Vanguard, etc.) I've got the latest version, etc. Is it just me?
by dbc47
Sun Feb 23, 2014 3:05 pm
 
Forum: Personal Consumer Issues
Topic: Google Chrome: All sites show "insecure"?
Replies: 10
Views: 558

Re: vangurd quality of service

I just finished helping my Dad move some stuff over from Fidelity and a couple others and we got excellent service. I couldn't have asked for better. We had a whole bunch of forms to fill out, and some that were more than tricky. Over the years I can't think of one time I haven't been happy with the...
by dbc47
Wed Jan 15, 2014 4:41 pm
 
Forum: Investing - Help with Personal Investments
Topic: vanguard quality of service
Replies: 63
Views: 3941

Re: Velocity Micro Computers

For a starting price of $899, I would expect a little more "oomph" under the hood. At the very least, at that price I would expect a discrete graphics card instead of using integrated graphics, or that a monitor was included if going with the integrated graphics. The H81 motherboard chips...
by dbc47
Sun Jan 12, 2014 3:47 pm
 
Forum: Personal Consumer Issues
Topic: Velocity Micro Computers
Replies: 5
Views: 365

Velocity Micro Computers

Anyone have any experience with Velocity Micro Computers? I'm just starting to window shop and this brand caught my eye. I'll dig deeper when the time comes. The Vector Z25 looks interesting. :happy

Thanks!
by dbc47
Sun Jan 12, 2014 11:59 am
 
Forum: Personal Consumer Issues
Topic: Velocity Micro Computers
Replies: 5
Views: 365

Re: Google Chrome showing "not secure" Notifications

My guess is your computer's clock is wrong, so it thinks all the sites' security certificates are expired or not yet valid. Am I right? Alternatively, maybe your ISP is trying to man-in-the-middle your SSL connection (this is often the case if you are using a work computer, they will generate a fak...
by dbc47
Tue Nov 05, 2013 4:24 pm
 
Forum: Personal Consumer Issues
Topic: Google Chrome showing "not secure" Notifications
Replies: 4
Views: 451

Google Chrome showing "not secure" Notifications

New issue since yesterday I think. Everytime I go to a site that is supposed to be secure, such as Vanguard, the secure symbol in the address bar shows the site as not being secure. I've tried every site that I would need a secure connection with the same results. So at this point I can't log on to ...
by dbc47
Tue Nov 05, 2013 11:58 am
 
Forum: Personal Consumer Issues
Topic: Google Chrome showing "not secure" Notifications
Replies: 4
Views: 451

The ACA and VA Health Care

I received a bulletin from the VA in regards to the ACA and VA Health Care. Among other things in the bulletin, the FAQ that stood out in the bulletin is as follows: I am enrolled in a VA health care program. Would I be eligible for assistance to pay health insurance premiums on the Marketplace if I...
by dbc47
Sat Nov 02, 2013 5:50 pm
 
Forum: Personal Consumer Issues
Topic: The ACA and VA Health Care
Replies: 3
Views: 328

Watch Covered California (ACA) site security

The ACA site for California is called coveredca.com and is not always secure. I was finally able to create an account which finally became "secure". After signing in I was directed to create 5 answers to security questions however that page was showing as "insecure" in the addres...
by dbc47
Mon Oct 07, 2013 6:19 pm
 
Forum: Personal Consumer Issues
Topic: Watch Covered California (ACA) site security
Replies: 0
Views: 253

Re: [Health Insurance premium increases 55%]

In addition to comparing coverage, you need to compare the network. An "identical" plan in an exchange may have fewer provider choices. This is one way the insurers will manage the cost. That isn't necessarily a bad thing but you need to know if there are docs/hospitals that are not in th...
by dbc47
Thu Oct 03, 2013 10:45 am
 
Forum: Personal Finance (Not Investing)
Topic: [Health Insurance premium increases 55%]
Replies: 14
Views: 1480

Re: Entire Social Security Wiped Out

So some more information would be helpful for us to meaningfully help you. (1) What state and county do you reside in? (2) Do you qualify for medicare, e.g. over 65 and/or disabled? Was your current plan some sort of supplement? etc? (3) Have you investigated if you qualify for a subsidy towards on...
by dbc47
Thu Oct 03, 2013 10:00 am
 
Forum: Personal Finance (Not Investing)
Topic: [Health Insurance premium increases 55%]
Replies: 14
Views: 1480

[Health Insurance premium increases 55%]

Got a letter from Blue Cross yesterday saying that the health insurance plan my wife and I now have will no longer be available after January 1st. My option is to go with another plan that they suggest which will have a monthly premium of $1176 per month for myself and my wife or go with the Afforda...
by dbc47
Wed Oct 02, 2013 11:55 pm
 
Forum: Personal Finance (Not Investing)
Topic: [Health Insurance premium increases 55%]
Replies: 14
Views: 1480

Re: Vanguard - Track your transfer

I have got that "Track your transfer" too. But it's good news if VG finally gets around to integrate the brokerage and mutual fund sides. Can someone explain the "integration"? I have both funds and a brokerage account at Vanguard and I can see both just fine when I log in. Not ...
by dbc47
Thu Sep 26, 2013 11:48 am
 
Forum: Investing - Help with Personal Investments
Topic: Vanguard - Track your transfer
Replies: 22
Views: 2161

I just don't get this rise in interest rates

I've been reading this forum for a few years now and whenever someone brings up the "Bond Bubble, etc. there seems to be very little cause for alarms, etc. There have been a few out there I suppose, but don't recall too many at the moment. I do remember seeing charts displayed of the Total Bond...
by dbc47
Thu Sep 05, 2013 3:35 pm
 
Forum: Investing - Theory, News & General
Topic: I just don't get this rise in interest rates
Replies: 104
Views: 6872

Re: Help for My 94 Year Old Aunt

Thanks for the feedback. I think she just wants to know, and get reassurance, that everything is OK. She doesn't sound too concerned about things, but I guess she just wanted another opinion. I'll pass along what I've learned and I'm sure that should be sufficient to ease any concerns she may have. ...
by dbc47
Tue Aug 06, 2013 6:15 pm
 
Forum: Investing - Help with Personal Investments
Topic: Help for My 94 Year Old Aunt
Replies: 6
Views: 593

Re: Help for My 94 Year Old Aunt

I was just thinking that I forgot to include that information :oops: . Anyway, she has enough monthly income coming in that is more than enough to pay for the rest home. She has had these funds for years and has never withdrawn from them. She just reinvests the monthly dividends each month. Wonder w...
by dbc47
Tue Aug 06, 2013 3:27 pm
 
Forum: Investing - Help with Personal Investments
Topic: Help for My 94 Year Old Aunt
Replies: 6
Views: 593

Help for My 94 Year Old Aunt

My Aunt is in a rest home and is still doing fairly well. I'm able to visit her and when I do she always presses me about what she should do with her money. She knows I'm no expert, but wants to know what I think about stuff. She showed me a statement which turns out that she has all her investments...
by dbc47
Tue Aug 06, 2013 3:04 pm
 
Forum: Investing - Help with Personal Investments
Topic: Help for My 94 Year Old Aunt
Replies: 6
Views: 593

Re: Bogle: Yield Seekers Shouldn't Go Out on a Limb

Great interview - thanks for posting. Some comments that struck me (and I paraphrase): Don't reach for yield. Accept the market yield. TBM is over weighted in treasuries and so you need more corporates to balance things out. Retirees who need yield should consider more exposure to dividend paying s...
by dbc47
Thu Jun 27, 2013 11:51 am
 
Forum: Investing - Theory, News & General
Topic: Bogle: Yield Seekers Shouldn't Go Out on a Limb
Replies: 30
Views: 3549

Re: Is "buying organic" food worth it?

I have a friend who has a garden every year and brags that his crop is "strictly organic", bla, bla, bla....... One day when he was bragging about how healthy his stuff was I interrupted him and told him that folks have been eating organic foods since they first started walking the Earth. ...
by dbc47
Wed Jun 26, 2013 6:58 pm
 
Forum: Personal Consumer Issues
Topic: Is "buying organic" food worth it?
Replies: 89
Views: 4226

Re: Moving Files Between Cloud Drives

I use dropbox. And there all of the files are on the computer and in the cloud. So if I wanted to start a new cloud service all the files are on the computer. Would that help? Thanks, but that is what I'm trying to avoid I think. I use Google Drive and Skydrive as my main places to archive stuff. I...
by dbc47
Sun Jun 23, 2013 1:31 pm
 
Forum: Personal Consumer Issues
Topic: Moving Files Between Cloud Drives
Replies: 8
Views: 590

Re: Moving Files Between Cloud Drives

Thanks for the feedback. I can't give you the exact wording of the "edit" permission I mentioned before. It was just a quick pop up when I went to register. My intention was to find a "free" service that would allow me to transfer files between Google Drive and Skydrive. That wou...
by dbc47
Sun Jun 23, 2013 10:21 am
 
Forum: Personal Consumer Issues
Topic: Moving Files Between Cloud Drives
Replies: 8
Views: 590

Moving Files Between Cloud Drives

I'm looking for recommendations for an online service which can move files from one cloud drive service to another (Google Drive to Skydrive for example). I've looked at several and at the moment Backup Box looks good. I went ahead and registered with them and they need permission to access and &quo...
by dbc47
Sat Jun 22, 2013 1:19 pm
 
Forum: Personal Consumer Issues
Topic: Moving Files Between Cloud Drives
Replies: 8
Views: 590

Re: another post on dividend strategies

Perhaps Vanguard should change one of their fund names from "Vanguard Equity Income (VEIPX), which I own, to Vanguard Total Return? :? This fund is designed to provide investors with an above-average level of current income while offering exposure to the stock market. Since the fund typically i...
by dbc47
Thu May 09, 2013 5:11 pm
 
Forum: Investing - Theory, News & General
Topic: another post on dividend strategies
Replies: 26
Views: 1820

Re: poll, how much will current social security benefits cov

Haven't figured out the percentage yet. All I know for sure is that my whole social security check, which I will get in a couple months, will be going to pay for health insurance premiums. :annoyed Will new healthcare law help you next year http://www.bogleheads.org/forum/viewtopic.php?f=10&t=1...
by dbc47
Sat May 04, 2013 10:02 am
 
Forum: Investing - Theory, News & General
Topic: poll, how much will current social security benefits cover
Replies: 20
Views: 814

Re: poll, how much will current social security benefits cov

Haven't figured out the percentage yet. All I know for sure is that my whole social security check, which I will get in a couple months, will be going to pay for health insurance premiums. :annoyed
by dbc47
Sat May 04, 2013 9:50 am
 
Forum: Investing - Theory, News & General
Topic: poll, how much will current social security benefits cover
Replies: 20
Views: 814

Re: Why do investors chase dividend paying strategies

My dear 'ol Dad gets over $60K a year from one of his dividend paying stocks, and has for many many years (probably around 40). He's gotten back his initial investment a long time ago and is quite happy. Wish I could get $60K per year for doing nothing................ :greedy. Could he have done bet...
by dbc47
Mon Mar 25, 2013 6:13 pm
 
Forum: Investing - Theory, News & General
Topic: Why do investors chase dividend paying strategies
Replies: 439
Views: 34020

Re: Which stock broker are you using and why?

I use Vanguard brokerage service. I get 25 free trades per year, which is plenty for what little trading I do. Their service doesn't have lots of flashing lights or any other fancy stuff, but it is nice to have everything in one place. :happy
by dbc47
Mon Feb 18, 2013 10:14 pm
 
Forum: Investing - Help with Personal Investments
Topic: Which stock broker are you using and why?
Replies: 43
Views: 5359

Re: Changes to My Yahoo Portfolio

Mine still looks fine. Hope they don't fool with it again.
by dbc47
Thu Feb 14, 2013 10:51 am
 
Forum: Personal Consumer Issues
Topic: Changes to My Yahoo Portfolio
Replies: 19
Views: 1842

Re: Home Insurance Question: What To DO?

I have State Farm, same thing they say I'm over insured for replacement value, they estimate the cost to rebuild is in about 75% of what I'm insured for. I believe the insurance companies base the rebuild price on commodity cost factors, which may have fallen over the last 5 years. Not sure about a...
by dbc47
Sat Jan 05, 2013 7:28 pm
 
Forum: Personal Consumer Issues
Topic: Home Insurance Question: What To DO?
Replies: 7
Views: 681

Re: Home Insurance Question: What To DO?

livesoft wrote:So you are shopping around at other vendors right now at this moment just in case you want to switch, right?


I haven't started that process yet as this just came about a couple days ago.
by dbc47
Sat Jan 05, 2013 7:26 pm
 
Forum: Personal Consumer Issues
Topic: Home Insurance Question: What To DO?
Replies: 7
Views: 681

Home Insurance Question: What To DO?

I received a letter from my home insurance provider (Hartford) which states that based on the information I'd given them about our home 5 years ago that they have determined that replacement cost would be $266,000 verses the $365,000 that I had been insuring our home for. And, if I agree to the chan...
by dbc47
Sat Jan 05, 2013 7:02 pm
 
Forum: Personal Consumer Issues
Topic: Home Insurance Question: What To DO?
Replies: 7
Views: 681

Re: Should I install my router software?

dbc47: I concur with CyberBob's suggestions. After logging into the router per Bob's input, you may want to read the software user guide to determine if it provides any compelling features that might make it attractive to install. In addition to ensuring that your wireless network is secured, which...
by dbc47
Sun Nov 18, 2012 8:04 pm
 
Forum: Personal Consumer Issues
Topic: Should I install my router software?
Replies: 5
Views: 959

Should I install my router software?

I recently upgraded from Windows XP to Windows 7 Professional (not by choice). When I brought my computer home from the shop Windows 7 automatically found my Cisco router and everything seems to be working fine. Question is: Since everything is supposedly working OK should I load the software that c...
by dbc47
Sun Nov 18, 2012 2:28 pm
 
Forum: Personal Consumer Issues
Topic: Should I install my router software?
Replies: 5
Views: 959

Re: Can no longer download Youtube videos?

Finally got the newest version of Freemake to install and also got the newest version of YouTube Downloader. Both work fine now. I've never had that problem before when using an older version. Thanks for the help!
by dbc47
Sat Nov 03, 2012 6:22 pm
 
Forum: Personal Consumer Issues
Topic: Can no longer download Youtube videos?
Replies: 6
Views: 552

Re: Can no longer download Youtube videos?

pinebarrens1 wrote:did you use the latest version of Freemake? I think it's 3.3.01 The newest version should work


I tried a previous version but had some installation issues when trying to install the latest version. Will keep trying.
by dbc47
Sat Nov 03, 2012 6:03 pm
 
Forum: Personal Consumer Issues
Topic: Can no longer download Youtube videos?
Replies: 6
Views: 552

Can no longer download Youtube videos?

Can't seem to download YouTube videos any more? I tried Freemake Downloader, YouTube downloader and converter, etc. and downloading is no longer allowed? Guess the party is over?
by dbc47
Sat Nov 03, 2012 5:23 pm
 
Forum: Personal Consumer Issues
Topic: Can no longer download Youtube videos?
Replies: 6
Views: 552

Re: In-Laws Renew Their Annuity?

Consider exchanging it to a Vanguard annuity if they really want to avoid taxation. I have heard that is about the least cost annuity available. I don't know much about it as I would never buy an annuity in the first place. If they have already renewed it, there may be nothing to do about it, as th...
by dbc47
Fri Oct 19, 2012 7:05 pm
 
Forum: Personal Finance (Not Investing)
Topic: In-Laws Renew Their Annuity?
Replies: 7
Views: 636

In-Laws Renew Their Annuity?

My wife got a call last night from her parents and they asked her to go with them to Wells Fargo Bank as they said they had an annuity coming due and wanted her to be there. Turns out that they both bought an annuity (don't know what kind) in 1977 and it is now "coming due" according to th...
by dbc47
Fri Oct 19, 2012 5:44 pm
 
Forum: Personal Finance (Not Investing)
Topic: In-Laws Renew Their Annuity?
Replies: 7
Views: 636

Inter-Term Investment Grade (VFIDX)

Anyone buying at these high NAV levels? How about VCIT (the etf of I-T Invest. grade)?
I have a position in the fund, but a little reluctant to add more at the moment. Not sure why, except the high NAV scares me a little bit.
:confused
by dbc47
Thu Oct 18, 2012 11:10 am
 
Forum: Investing - Help with Personal Investments
Topic: Inter-Term Investment Grade (VFIDX)
Replies: 8
Views: 720

Re: Federal Estate Planning prior to 2013

Thanks for the information! I'll pass this on to Dad so he might be able to better prepare for his meeting with the attorney. He already has a Revocable Trust which is a good thing.
Thanks again!
by dbc47
Sun Oct 07, 2012 12:47 am
 
Forum: Investing - Help with Personal Investments
Topic: Federal Estate Planning prior to 2013
Replies: 12
Views: 1238

Re: Federal Estate Planning prior to 2013

I was going to start a thread on this subject, but did a quick search and found that it has already been brought up. My dear 'ol Dad is 92 years old and we've been discussing this possible fiscal cliff thing for awhile now. I've convinced him that he should make an appointment with his estate attorn...
by dbc47
Sat Oct 06, 2012 1:53 pm
 
Forum: Investing - Help with Personal Investments
Topic: Federal Estate Planning prior to 2013
Replies: 12
Views: 1238

Re: Which Inter. Term Corp to Buy?

On another thread, a poster showed that the mutual fund VFIDX includes about 10% AAA bonds, which are probably Treasures (look in holdings), while the ETF VCIT has pure corporate, A Baa So the ETF has higher YTM. Also the maturity is about 1 year greater. Fund..................VFIDX.......VCIT Numb...
by dbc47
Mon Oct 01, 2012 7:39 pm
 
Forum: Investing - Help with Personal Investments
Topic: Which Inter. Term Corp to Buy?
Replies: 6
Views: 603

Which Inter. Term Corp to Buy?

I'm probably going to be making an investment in Vanguard Intermediate Term Corporate (VFIDX) or the ETF version which is VCIT. In looking at both it seems that the ETF version does somewhat better than the mutual fund version? I'm still researching these, but could use some guidance. My investment ...
by dbc47
Mon Oct 01, 2012 2:45 pm
 
Forum: Investing - Help with Personal Investments
Topic: Which Inter. Term Corp to Buy?
Replies: 6
Views: 603

Re: GNMA a better deal now?

From a recent Vanguard article on taxable bond funds: What about mortgage-backed securities (MBS)? Ken Volpert: Vanguard invests in bonds backed by Fannie Mae, Ginnie Mae, and Freddie Mac, all of which are under the conservatorship of the Treasury Department, reducing credit risk. We overweight MBS ...
by dbc47
Tue Sep 18, 2012 10:44 am
 
Forum: Investing - Help with Personal Investments
Topic: GNMA a better deal now?
Replies: 17
Views: 2014

Re: Will gluing a penny to car battery make it last longer?

For those who have batteries more than 5 years old: Your battery may still be operational. It may last another 2 years, or so. Or, it may die before long. Where will you be when it dies? How much will you pay for emergency service? How much inconvenience will you endure? If you plan on keeping your...
by dbc47
Thu Aug 09, 2012 2:35 pm
 
Forum: Personal Finance (Not Investing)
Topic: Will gluing a penny to car battery make it last longer?
Replies: 46
Views: 5311

Re: How do you back up your computer?

Of course, it's still all going to an onsite drive, so that doesn't help me if my house burns down. I keep the external backup drive in a fireproof sentry safe. :D Would the safe protect your drive in case there was a fire? The papers in the safe may not burn, but the temperature inside the safe mi...
by dbc47
Sat Jul 28, 2012 10:33 am
 
Forum: Personal Consumer Issues
Topic: How do you back up your computer?
Replies: 36
Views: 2398
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