Bogleheads.org

Perhaps Vanguard should change one of their fund names from "Vanguard Equity Income (VEIPX), which I own, to Vanguard Total Return? :? This fund is designed to provide investors with an above-average level of current income while offering exposure to the stock market. Since the fund typically i...

Haven't figured out the percentage yet. All I know for sure is that my whole social security check, which I will get in a couple months, will be going to pay for health insurance premiums. :annoyed Will new healthcare law help you next year http://www.bogleheads.org/forum/viewtopic.php?f=10&t=1...

Haven't figured out the percentage yet. All I know for sure is that my whole social security check, which I will get in a couple months, will be going to pay for health insurance premiums.

My dear 'ol Dad gets over $60K a year from one of his dividend paying stocks, and has for many many years (probably around 40). He's gotten back his initial investment a long time ago and is quite happy. Wish I could get $60K per year for doing nothing................ :greedy. Could he have done bet...

I use Vanguard brokerage service. I get 25 free trades per year, which is plenty for what little trading I do. Their service doesn't have lots of flashing lights or any other fancy stuff, but it is nice to have everything in one place.

Mine still looks fine. Hope they don't fool with it again.

I have State Farm, same thing they say I'm over insured for replacement value, they estimate the cost to rebuild is in about 75% of what I'm insured for. I believe the insurance companies base the rebuild price on commodity cost factors, which may have fallen over the last 5 years. Not sure about a...

livesoft wrote:So you are shopping around at other vendors right now at this moment just in case you want to switch, right?

I haven't started that process yet as this just came about a couple days ago.

I received a letter from my home insurance provider (Hartford) which states that based on the information I'd given them about our home 5 years ago that they have determined that replacement cost would be $266,000 verses the $365,000 that I had been insuring our home for. And, if I agree to the chan...

dbc47: I concur with CyberBob's suggestions. After logging into the router per Bob's input, you may want to read the software user guide to determine if it provides any compelling features that might make it attractive to install. In addition to ensuring that your wireless network is secured, which...

I recently upgraded from Windows XP to Windows 7 Professional (not by choice). When I brought my computer home from the shop Windows 7 automatically found my Cisco router and everything seems to be working fine. Question is: Since everything is supposedly working OK should I load the software that c...

Finally got the newest version of Freemake to install and also got the newest version of YouTube Downloader. Both work fine now. I've never had that problem before when using an older version. Thanks for the help!

pinebarrens1 wrote:did you use the latest version of Freemake? I think it's 3.3.01 The newest version should work

I tried a previous version but had some installation issues when trying to install the latest version. Will keep trying.

Can't seem to download YouTube videos any more? I tried Freemake Downloader, YouTube downloader and converter, etc. and downloading is no longer allowed? Guess the party is over?

Consider exchanging it to a Vanguard annuity if they really want to avoid taxation. I have heard that is about the least cost annuity available. I don't know much about it as I would never buy an annuity in the first place. If they have already renewed it, there may be nothing to do about it, as th...

My wife got a call last night from her parents and they asked her to go with them to Wells Fargo Bank as they said they had an annuity coming due and wanted her to be there. Turns out that they both bought an annuity (don't know what kind) in 1977 and it is now "coming due" according to th...

Anyone buying at these high NAV levels? How about VCIT (the etf of I-T Invest. grade)?
I have a position in the fund, but a little reluctant to add more at the moment. Not sure why, except the high NAV scares me a little bit.

Thanks for the information! I'll pass this on to Dad so he might be able to better prepare for his meeting with the attorney. He already has a Revocable Trust which is a good thing.
Thanks again!

I was going to start a thread on this subject, but did a quick search and found that it has already been brought up. My dear 'ol Dad is 92 years old and we've been discussing this possible fiscal cliff thing for awhile now. I've convinced him that he should make an appointment with his estate attorn...

On another thread, a poster showed that the mutual fund VFIDX includes about 10% AAA bonds, which are probably Treasures (look in holdings), while the ETF VCIT has pure corporate, A Baa So the ETF has higher YTM. Also the maturity is about 1 year greater. Fund..................VFIDX.......VCIT Numb...

I'm probably going to be making an investment in Vanguard Intermediate Term Corporate (VFIDX) or the ETF version which is VCIT. In looking at both it seems that the ETF version does somewhat better than the mutual fund version? I'm still researching these, but could use some guidance. My investment ...

From a recent Vanguard article on taxable bond funds: What about mortgage-backed securities (MBS)? Ken Volpert: Vanguard invests in bonds backed by Fannie Mae, Ginnie Mae, and Freddie Mac, all of which are under the conservatorship of the Treasury Department, reducing credit risk. We overweight MBS ...

For those who have batteries more than 5 years old: Your battery may still be operational. It may last another 2 years, or so. Or, it may die before long. Where will you be when it dies? How much will you pay for emergency service? How much inconvenience will you endure? If you plan on keeping your...

Of course, it's still all going to an onsite drive, so that doesn't help me if my house burns down. I keep the external backup drive in a fireproof sentry safe. :D Would the safe protect your drive in case there was a fire? The papers in the safe may not burn, but the temperature inside the safe mi...

We built a new home 5 years ago and we put the microwave over the oven as we liked the look and it saved space. However, we quickly discovered that the exhaust fans in the microwave were no where near as powerful as a "regular" range hood. Maybe we just had a bad installation, but I was ha...

I tried it with a $47 check just for fun and finally got it to work. I tried several times using my scanner to scan the check and each time I got the message that they couldn't read my check. About the time I was going to give up I read the FAQs and one of their suggestions was to scan the check wit...

If the yields are better than a CD, do you think the risk might be more than a CD? That's what I would think. If the yields are better than a taxable bond fund, same story. However, if you do not mind the risk and like the investment, then by all means go ahead and buy it. You should try to compare...

I recently saw this statement and don't understand it: "A retired couple, in a low(er) tax bracket, is not benefitting with VWIUX" I'm in the 15% tax bracket and I've been looking at this fund for some time and have held off buying it because I've seen this statement before and it made me ...

This sounds scary.

http://www.cbsnews.com/8301-505123_162- ... ket-funds/

Check out the Cnet article regarding antivirus programs

http://download.cnet.com/8301-2007_4-57 ... =cnetRiver

Interesting video from Morningstar which was very good and features Santa Clara University Finance Professor.

http://www.youtube.com/watch?v=cDW1NTYA ... ploademail

Fletch wrote:Just when you thought all likely topics had been polled ......

Should we start a poll on frequency of clipping/cutting/biting toenails?

How about nose picking? These polls are getting a little weird.........

My wife recently wrote a $200 check and forgot to sign it. The bank (B of A) let it go through anyway.

We usually keep about $5,000 to $8,000 in our safe because we enjoy running our fingers through the $100 bills.
Just looking at dollar amounts on a page isn't the same as the real thing. Besides, looking at the $10 bill in my wallet doesn't quite give me the same satisfaction.......

Sheepdog wrote:Hate to tell you this, but the share price was higher than this in 1997 and other periods including this last May.

I said "or pretty darn close", geeezzzz

Sure looks like Wellesley is at an all time high, or pretty darn close. Hope it lasts!!

Is there a way to get around having to register on Facebook to take advantage of offers? For example: I received an email from Amazon inviting me to register for a drawing for a Kindle. Sounds great, but in order to register for the drawing I have to go to Facebook and "like" them (Amazon)...

Sweep hard flooring every Wednesday. Vacuum whole house every Friday. Mop floors and clean bathrooms every Saturday. Most dusting is done on Sunday mornings. My wife works part time so I figure it is the least I can do. When she works I insist I do the cooking so she won't have to.

Just for FYI AB 689 authored by Assembly Budget Committee Chair Bob Blumenfield on "Landmark Annuity Suitability Reform" (Chapter 295, Statutes of 2011). This new law establishes landmark consumer protections in the annuities marketplace to protect the public, particularly seniors, from fr...

I'm using Firefox 5.0.1 at the moment. I "upgraded to Firefox 6.0 but that version started to make loading pages quite difficult. When opening a new page many times the page would just hang and hang and would eventually load. Version 6.0.1 did the same thing. When version 7.0 came out I tried i...

How about Vanguard Equity Income (VEIPX). SEC yield at 2.98%

Are you guys done raking me over the coals yet?????

Some of you folks are just too good to be true.........

I was amazed to see in a recent article that the iPhone is 43% of Apple's revenue. That speaks to the genius of Steve Jobs. That also foreshadows Apple's vulnerability. Remember AOL? As for Sonos, I think it is incredible that a manufacturer will sell their product without prominently warning that ...

I ordered a Sonos Play 3 from Amazon http://www.amazon.com/Sonos-Play-All---One-Integrated/dp/B00554S24W/ref=sr_1_2?s=electronics&ie=UTF8&qid=1315353284&sr=1-2 and discovered after placing the order that the remote wasn't included. The picture being used on Amazon's site clearly shows a ...

This version of "You Only Live Twice" from James Bond

http://www.youtube.com/watch?v=40Eflz8ebYE

Sounds more like a "CD-type annuity," about which I know very little. There are restrictive rules on "withdrawal." I don't know what happens if you kick the bucket during its "term." My Father-in-Law has purchased several "Annuities" from Wells Fargo Bank ove...

We built a new house about 4 years ago and Zillow doesn't even show that our house exists. You would think after 4 years they would know about it.
If we were going to sell I would trust a local Realtor's assessment before I would trust theirs.

I stopped keeping money in pp several yrs ago when it took forever to find a number and reach a live customer service rep. When there are problems that involve money people want to talk to people; not read a bunch of faqs or hunt around for a tel# I quit using them years ago too as my account was o...

Just for FYI


http://www.pcworld.com/businesscenter/article/230804/the_good_the_bad_and_the_ugly_of_the_dropbox_authentication_error.html

My $2m policy costs about that much. Don't remember the exact figure off the top of my head. Your agent's explanation sucks. Go do some comparison shopping and assuming you find a better deal, then tell your State Farm agent that the other guy's figure just "costs what it costs" and say go...