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Does checking account history with a bank affect mortgage?

Considering ditching my checking account with brick and mortar bank (BoA) in favor of an online high interest checking, most likely through Ally. I know there's various factors to consider, but I'm specifically interested in how this might affect mortgage rates if I did that through BoA. Now I proba...
by daveh1983
Sun Sep 01, 2013 3:57 pm
 
Forum: Personal Finance (Not Investing)
Topic: Does checking account history with a bank affect mortgage?
Replies: 3
Views: 452

What did target date funds do in 2008 crash?

Reading about AA and re-balancing makes me wonder how target date funds handled the 2008 crash. These funds keep a certain AA depending on how far from retirement date you are. From what I understand the Boglehead strategy would have been for those funds to keep buying more and more cheap stocks to ...
by daveh1983
Sat Apr 13, 2013 9:46 pm
 
Forum: Investing - Theory, News & General
Topic: What did target date funds do in 2008 crash?
Replies: 8
Views: 1560

Re: Help choosing between 4 bond funds in 401k

You know I considered that and ran some rough calculations this week. After insurance, 5% 401k, maxing HSA, I still need to get my taxable income 6,100 lower for the year to reach the saver's tax credit. A couple scenarios to reach that: 1.) 4k remaining space into a new tIRA and the other 2k into 4...
by daveh1983
Fri Apr 12, 2013 9:17 pm
 
Forum: Investing - Help with Personal Investments
Topic: Help choosing between 4 bond funds in 401k
Replies: 16
Views: 1761

Re: Help choosing between 4 bond funds in 401k

Alright, I have a plan then! Thanks for the feedback on PIMCO. That was the one that I originally leaned toward before posting this even though its future is very uncertain due to interest rates and its large size. I'm fired up about getting some better 401(k) options now. I'll think about it for a ...
by daveh1983
Fri Apr 12, 2013 12:46 pm
 
Forum: Investing - Help with Personal Investments
Topic: Help choosing between 4 bond funds in 401k
Replies: 16
Views: 1761

Re: Help choosing between 4 bond funds in 401k

Thanks for the welcome and the ideas! I don't see an index fund choice.
by daveh1983
Fri Apr 12, 2013 11:06 am
 
Forum: Investing - Help with Personal Investments
Topic: Help choosing between 4 bond funds in 401k
Replies: 16
Views: 1761

Re: Help choosing between 4 bond funds in 401k

Thanks for the bump!

I edited the fluff out of this post with the goal of just zeroing in on the bond question.
by daveh1983
Thu Apr 11, 2013 11:21 pm
 
Forum: Investing - Help with Personal Investments
Topic: Help choosing between 4 bond funds in 401k
Replies: 16
Views: 1761

Help choosing between 4 bond funds in 401k

Goal: I am looking for help with choosing between the 4 bond funds that I have available in my 401(k). Just need help choosing the best bond fund(s) for my situation. I realize bonds are controversial right now and I understand I won't make much return on them, but I'm looking for the option that be...
by daveh1983
Wed Apr 10, 2013 11:11 am
 
Forum: Investing - Help with Personal Investments
Topic: Help choosing between 4 bond funds in 401k
Replies: 16
Views: 1761

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