Search found 479 matches

by davebo
Thu Jul 02, 2015 11:00 pm
Forum: Personal Consumer Issues
Topic: Used, Reliable, Safe, Financially Sound cars
Replies: 56
Views: 4241

Re: Used, Reliable, Safe, Financially Sound cars

I have a 2007 Honda Accord with 115K miles and I've never had any issue (outside of routine care). I can't remember what I paid (maybe $21K), but it's been a great car.
by davebo
Mon Jun 29, 2015 8:12 pm
Forum: Personal Consumer Issues
Topic: Amazon getting too smart?
Replies: 33
Views: 4182

Re: Amazon getting too smart?

I use camelcamelcamel.com to see if the Amazon price is a reasonable one compared to historic prices. Their prices fluctuate a lot. That's definitely a good idea. Amazon itself raises the price dramatically if it's ever running out of inventory (mostly around Christmas), but 3rd party sellers do it...
by davebo
Thu Jun 25, 2015 8:28 am
Forum: Personal Consumer Issues
Topic: Questions about brick paver driveway
Replies: 12
Views: 1780

Re: Questions about brick paver driveway

I wouldn't do brick pavers on a driveway. My in-laws have that and they have to do the power washing, sand, seal every few years. It looks like it would be expensive to me. Unless you're living in a $1M+ house where something like that might be in line with the rest of the upgrades in the house, I w...
by davebo
Wed Jun 24, 2015 11:43 pm
Forum: Personal Consumer Issues
Topic: Most Economical Way to Handle the Lawn
Replies: 71
Views: 6583

Re: Most Economical Way to Handle the Lawn

I have a 1/2 acre lot as well so I feel your joy/pain. My old house was simple...push behind mower, no string trimmer needed, and I'm done in 30 minutes. For my current home, I could get the grass cut weekly for $30. When I figured in the total cost from April to Oct (per the contract) it was a litt...
by davebo
Wed Jun 24, 2015 2:34 pm
Forum: Personal Consumer Issues
Topic: MacBook Pro Worth the money?
Replies: 74
Views: 7549

Re: MacBook Pro Worth the money?

I've been having trouble with the price tag as well, but will probably bite the bullet as well. I have been using an iphone/ipad/itunes since 2011 and have been very, very happy. I've also started using the AppleTV and love it. The one thing that always got me with the macbook was how little storage...
by davebo
Wed Jun 24, 2015 2:09 pm
Forum: Personal Consumer Issues
Topic: Mess on hardwood floor installation
Replies: 8
Views: 1287

Re: Mess on hardwood floor installation

I would just make your life easy and do engineered on 2nd floor and hardwood downstairs.
by davebo
Tue Jun 23, 2015 11:28 pm
Forum: Personal Consumer Issues
Topic: Finding good real estate agent and negotiating commission
Replies: 5
Views: 820

Re: Finding good real estate agent and negotiating commission in S FL

You could always try to list it with Redfin since their commission is lower than the standard 6%...they seemed to be popping up more and more and there probably are real benefits to having them list your property. Does the Redfin model work well for sellers? This is the first I have heard of them. ...
by davebo
Mon Jun 22, 2015 3:19 pm
Forum: Personal Consumer Issues
Topic: Finding good real estate agent and negotiating commission
Replies: 5
Views: 820

Re: Finding good real estate agent and negotiating commission in S FL

You probably could negotiate a lower commission, but I'm certain you'll get a lower level of service. Although, maybe that wouldn't be a bad thing. I've never really been sure of the usefulness of advertising in the paper or real estate magazines. I think you can stand a better chance if you know th...
by davebo
Mon Jun 22, 2015 1:54 pm
Forum: Personal Consumer Issues
Topic: Will I regret using Composite Decking instead of PT Decking
Replies: 23
Views: 2123

Re: Will I regret using Composite Decking instead of PT Decking

I have composite decking (not sure if Trex or not) and I think it's great. I have not noticed the fading/staining issue and I definitely do not think it gets hotter than a normal deck; I've actually never noticed it was hot at all actually. The only thing we do is power wash it ever year or two and ...
by davebo
Fri Jun 19, 2015 11:29 am
Forum: Personal Consumer Issues
Topic: Flash Drive Problems
Replies: 11
Views: 1562

Re: Flash Drive Problems

I use 32GB HP thumb drives for backup. I have tried several 64GB HP thumb drives, but unlike the 32GB HP ones, the 64GB ones have never been reliable. I think I've bought nearly all the 64GB HP ones via amazon, and searching through the back orders they've all been fulfilled by amazon itself, which...
by davebo
Thu Jun 18, 2015 10:29 pm
Forum: Personal Consumer Issues
Topic: Disney World Orlando Advice
Replies: 36
Views: 3080

Re: Disney World Orlando Advice

You should just pull your kid out of school and go during late Jan or Feb. You won't have fun during Christmas and NYE. Even going over a 3 day weekend is not advisable and going over Christmas will be a nightmare...don't do it man! You'll pay through the nose for the rooms and for the flights. I ju...
by davebo
Thu Jun 18, 2015 10:45 am
Forum: Personal Consumer Issues
Topic: Any reason not to take the cellphone subsidy?
Replies: 14
Views: 2206

Re: Any reason not to take the cellphone subsidy?

You might not want the subsidy after you compute the cost. We switched to Ting about a half year ago. We save a little more than $100/month with no change to usage or difference in quality of service. Previously we got a $600 subsidy (2 phones) with a two year contract. We make the subsidy back in ...
by davebo
Wed Jun 17, 2015 4:02 pm
Forum: Personal Consumer Issues
Topic: How much do your children cost per month?
Replies: 83
Views: 6589

Re: How much do your children cost per month?

We have 3 kids and the big one for us is preschool/daycare @ $2,000 per month. Everything else is small enough to where I don't know what the number is, but all adds up. I can tell you for sure that If I didn't have kids, I wouldn't: :: Have 3 different annual memberships to zoo, museum, nature park...
by davebo
Wed Jun 17, 2015 12:10 pm
Forum: Personal Consumer Issues
Topic: Any reason not to take the cellphone subsidy?
Replies: 14
Views: 2206

Any reason not to take the cellphone subsidy?

From my understanding, the only reason you'd avoid taking the smartphone subsidy would be to avoid signing a contract. Do you get discounted monthly service? I imagine some do give discounted service rates, but it doesn't look like Verizon does. I have verizon wireless and have been happy with their...
by davebo
Fri Jun 12, 2015 9:21 am
Forum: Personal Consumer Issues
Topic: Shoe Recommendations for a one year old
Replies: 10
Views: 687

Re: Shoe Recommendations for a one year old

I don't know about brands, but we went to stride-rite mostly. Once they were ready for regular shoes, we would buy nike with the velcro at the top.
by davebo
Fri Jun 12, 2015 9:19 am
Forum: Personal Consumer Issues
Topic: What do you do to relax just after returning from work
Replies: 59
Views: 6063

Re: What do you do to relax just after returning from work

I have 3 little kids (6,4,4) so when I get home, I change into different clothes and usually eat dinner. Lately, a couple times a week, my son and I immediately head out to t-ball because I'm the coach. If we don't have a game, we'll usually play outside (when it's nice) or go to a park or something...
by davebo
Thu Jun 11, 2015 2:33 pm
Forum: Personal Consumer Issues
Topic: Tree Trimming Etiquette with Neighbors
Replies: 30
Views: 4188

Re: Tree Trimming Etiquette with Neighbors

Do you think that birds of a feather flock together? Why are you living in this neighborhood? Do you think I should just move out because I have a neighbor that doesn't trim his trees? Definitely yes, since you are clearly irritated by it and you both do not like to talk to the neighbors. Who said ...
by davebo
Thu Jun 11, 2015 11:31 am
Forum: Personal Consumer Issues
Topic: Tree Trimming Etiquette with Neighbors
Replies: 30
Views: 4188

Re: Tree Trimming Etiquette with Neighbors

livesoft wrote:Do you think that birds of a feather flock together? Why are you living in this neighborhood?


Do you think I should just move out because I have a neighbor that doesn't trim his trees?
by davebo
Thu Jun 11, 2015 10:11 am
Forum: Personal Consumer Issues
Topic: Tree Trimming Etiquette with Neighbors
Replies: 30
Views: 4188

Re: Tree Trimming Etiquette with Neighbors

Part of me is hoping that when they see the piles and piles of branches that are by my street that they will realize that their trees (which really don’t serve a purpose) are causing me a lot of work. That's usually not a very effective strategy (ask any marriage counselor :-) ). Maybe the trees pr...
by davebo
Thu Jun 11, 2015 9:17 am
Forum: Personal Consumer Issues
Topic: Tree Trimming Etiquette with Neighbors
Replies: 30
Views: 4188

Re: Tree Trimming Etiquette with Neighbors

What state do you live in? http://na.fs.fed.us/spfo/invasiveplants/factsheets/pdf/common-and-glossy-buckthorn.pdf If they are quick growing weed like trees with black berries sounds like they probably have buckthorn growing there. Buckthorn is a nasty invasive weed tree/bush. Where I live you are r...
by davebo
Wed Jun 10, 2015 10:35 pm
Forum: Personal Consumer Issues
Topic: Tree Trimming Etiquette with Neighbors
Replies: 30
Views: 4188

Re: Tree Trimming Etiquette with Neighbors

It would be best if you just talked to your neighbor first. It could be something like he has a bad back and is on a limited budget so that he has been having difficulty in keeping the trees trimmed. Or he may just not care and if you talk with him about the trees he might give you the OK to trim t...
by davebo
Wed Jun 10, 2015 5:16 pm
Forum: Personal Consumer Issues
Topic: Tree Trimming Etiquette with Neighbors
Replies: 30
Views: 4188

Tree Trimming Etiquette with Neighbors

Prior to my current house, I've never really lived in an area with large mature trees. When I first got here, I notice the prior homeowner had put 2 sections of a solid fence in the FRONT of the house (full fence in the back). I thought it was kind of a funny move at the time, but now I'm seeing why...
by davebo
Wed Jun 03, 2015 11:31 pm
Forum: Personal Consumer Issues
Topic: PayPal Lessons Learned
Replies: 25
Views: 3388

Re: PayPal Lessons Learned

I've been dealing with Paypal as a seller (and buyer) for about 10 years. As much as people hate on paypal as a merchant provider, I found them incredibly easy to deal with. I don't use Paypal often (put online purchases directly on credit card) - but my spouse shops in a few places (Etsy for examp...
by davebo
Wed Jun 03, 2015 9:07 am
Forum: Personal Consumer Issues
Topic: PayPal Lessons Learned
Replies: 25
Views: 3388

Re: PayPal Lessons Learned

I've been dealing with Paypal as a seller (and buyer) for about 10 years. As much as people hate on paypal as a merchant provider, I found them incredibly easy to deal with.
by davebo
Wed Jun 03, 2015 9:07 am
Forum: Personal Consumer Issues
Topic: Insurance company "outdoor steps need a railing"
Replies: 32
Views: 3538

Re: Insurance company "outdoor steps need a railing"

I've never had an insurance company visit my house, unless I'm just totally blanking on that.

But having a rail by a staircase seems like a good idea.
by davebo
Tue Jun 02, 2015 11:48 am
Forum: Personal Consumer Issues
Topic: booking travel to Disney
Replies: 23
Views: 1980

Re: booking travel to Disney

4) If you are travelling with real little ones (i.e. under 5) - and you may not go back for years - consider staying at one of the monorail resorts. They are more expensive but the convienience to the magic kingdom is fantastic as your little kids may get very tired and go to sleep on you in the pa...
by davebo
Mon Jun 01, 2015 10:36 pm
Forum: Personal Consumer Issues
Topic: Kids and TV Viewing - Your Thoughts?
Replies: 28
Views: 2613

Re: Kids and TV Viewing - Your Thoughts?

I don't have a set limit of screen time for the kids, but just try and keep it in check. For the most part, they watch Disney Junior stuff in the AM and then maybe a little bit at night. My youngest one is 4 and doesn't do the ipad at all, my other 4 year old (twin) mostly plays ABCMouse which is ed...
by davebo
Sun May 31, 2015 10:12 pm
Forum: Personal Consumer Issues
Topic: booking travel to Disney
Replies: 23
Views: 1980

Re: booking travel to Disney

I know it's pricey, but I wouldn't do Disney if I wasn't going to stay on-site so I say stick with your decision. If you're going to book a regular room, I would probably go with a Disney travel agent like MEI/Mousefan Travel. There are certain hotels that will allow you to get 2 rooms and they guar...
by davebo
Sun May 31, 2015 10:04 pm
Forum: Personal Consumer Issues
Topic: Which grocery stores do you shop at and why?
Replies: 93
Views: 6192

Re: Which grocery stores do you shop at and why?

I'm in the western chicago suburbs and I buy 90% of my stuff at Costco and Marianos. In general, I buy what I can at Costco's and then fill in fresh produce/everything else at Marianos. If I need to pickup stuff during the week, I'll usually go to Jewel since it's closer. Costco is mostly due to cos...
by davebo
Wed May 27, 2015 12:07 pm
Forum: Personal Consumer Issues
Topic: Best Kid Toys
Replies: 32
Views: 2656

Re: Best Kid Toys

Magnatiles would be perfect for those kids. My kids are 4, 4, (twins), and 6 and they still play with them all the time. They are also huge hits at their schools. http://www.amazon.com/Magna-Tiles%C2%AE-Clear-Colors-100-Piece/dp/B000CBSNRY/ref=sr_1_1?ie=UTF8&qid=1432746152 Other things that get ...
by davebo
Thu May 21, 2015 10:21 pm
Forum: Personal Consumer Issues
Topic: Just used my chip credit card for the first time!
Replies: 44
Views: 3401

Re: Just used my chip credit card for the first time!

How does this work when you go to make a purchase online though? Don't you still need to type a cc number in?
by davebo
Thu May 21, 2015 5:09 pm
Forum: Personal Consumer Issues
Topic: A trip to Disney World - What are the best days during Christmas time?
Replies: 33
Views: 1916

Re: A trip to Disney World - What are the best days during Christmas time?

OP here. Thanks for your suggestions. Wow. I didn't expect to hear an unanimous ‘no'. The reason why we even thought of going around Christmas time was to avoid the crowds and hot weather during summer months. Though we can visit at other times of the year, we have a kid in school, and were not rea...
by davebo
Wed May 20, 2015 10:33 pm
Forum: Personal Consumer Issues
Topic: A trip to Disney World - What are the best days during Christmas time?
Replies: 33
Views: 1916

Re: A trip to Disney World - What are the best days during Christmas time?

Honestly I would not go during those times at all. Crowds at wdw are way way way up these days since the economy has improved. Even previously slow periods (fall, early dec,etc) are pretty crowded now. It's much better to pull the kids out of school and go in late January. You can stay half the amou...
by davebo
Tue May 12, 2015 10:57 pm
Forum: Personal Consumer Issues
Topic: I Hate Vacations
Replies: 113
Views: 10006

Re: I Hate Vacations

I used to be kinda "blah" about vacations, but moreso because it seemed like a huge amount of money to pay for a trip that only lasted a week. After some great trips with my wife, I enjoyed it more and more...now with kids, it's even more important to me to have that dedicated time. We wen...
by davebo
Tue May 12, 2015 10:54 pm
Forum: Personal Consumer Issues
Topic: Backyard playsets - worth it?
Replies: 22
Views: 2865

Re: Backyard playsets - worth it?

I was all set to buy a used Rainbow swingset off craigslist and pay someone to move it for me, but my parents bought one of the $500 sets from Toysrus. I paid someone to put it together after reading the reviews and seeing it was taking people the better part of a weekend to get theirs together. We'...
by davebo
Thu May 07, 2015 4:18 pm
Forum: Personal Consumer Issues
Topic: Nutribullet or Ninja extractor?
Replies: 20
Views: 1795

Re: Nutribullet or Ninja extractor?

We have a nutrininja and it works great. Small, simple to use, and easy to operate. Maybe the vitamix is a better product, but doesn't it cost like 5x as much? I don't really see what the upside is there. Don't get a juicer though. I have a Breville as well and it's kind of a pain to clean...there a...
by davebo
Thu Apr 30, 2015 3:03 pm
Forum: Personal Consumer Issues
Topic: Karate for kids—Thoughts?
Replies: 47
Views: 2838

Karate for kids—Thoughts?

My son is wanting to take a break from team sports and try something new. We’re less than a couple minutes away from a Karate place near our house that seems to have a pretty strong kids program. I know a lot of people sign their kids up for karate and they seem to enjoy it, but does karate really h...
by davebo
Thu Apr 30, 2015 1:57 pm
Forum: Personal Consumer Issues
Topic: 25 year old baseball cards and coins worth anything?
Replies: 16
Views: 3530

Re: 25 year old baseball cards and coins worth anything?

I must've been collecting baseball cards during the absolute bubble. I was really into it from 1985-1991 or so. Once upper deck hit the scene, it seemed to have started just a flood of "collector sets" getting released by the same company. So your cards aren't worth anything I wouldn't thi...
by davebo
Mon Apr 27, 2015 10:50 am
Forum: Personal Consumer Issues
Topic: South America [vacation recommendations]
Replies: 32
Views: 2792

Re: If You Were Going To S. America ...

You're going to South America Mr. Fredrickson?!
by davebo
Tue Apr 21, 2015 10:04 pm
Forum: Personal Consumer Issues
Topic: New Water Heater
Replies: 42
Views: 4306

Re: New Water Heater

I heard about the anode rod and draining the water tank from Richard T. on This Old House. Being a new homeowner, I bounced this off my dad and he said he never did this for any of his heaters and never had any issues. I really thought my old water heater was on its last legs and brought this up to ...
by davebo
Tue Apr 21, 2015 10:57 am
Forum: Personal Consumer Issues
Topic: Taking Care Of Leaves
Replies: 18
Views: 1450

Re: Taking Care Of Leaves

Liberty1100 wrote:Question is, how valuable is your time? A lot of those choices take less time by you. If you go with the service, you don't have to spend any time doing it.


I agree with this line of thinking, but I'm already pretty liberal with "outsourcing" jobs around the house.
by davebo
Tue Apr 21, 2015 9:47 am
Forum: Personal Consumer Issues
Topic: Taking Care Of Leaves
Replies: 18
Views: 1450

Taking Care Of Leaves

So I've posted before that cleaning up leaves around my house is a big job and I'm still looking for a good solution. I did finally price out the cost of having a service come and do the cleanup, but it was about $375...I think at this point it would be better for me to invest in some equipment vs. ...
by davebo
Wed Apr 15, 2015 3:59 pm
Forum: Personal Finance (Not Investing)
Topic: How Many Credit Cards Do You Have Open?
Replies: 25
Views: 4695

Re: How Many Credit Cards Do You Have Open?

I have 4:

1) Discover card that I use for 99% of personal purchases.
2) Discover card that I use for 99% of business purchases.
3) Mastercard that I use for everything else.
4) Kohl's card that my wife opened up.
by davebo
Wed Apr 15, 2015 10:39 am
Forum: Personal Consumer Issues
Topic: Considering the new MacBook 12-inch Retina ...
Replies: 26
Views: 3918

Re: Considering the new MacBook 12-inch Retina ...

So, I pulled the trigger Saturday, but I bought the MacBook Pro 13-inch Retina, not the new MacBook. Why? I took a really long look at the 13-inch MacBook Pro at Best Buy and I loved the build quality and the size seemed fine. The screen is gorgeous. Once the reviews for the new MacBook started com...
by davebo
Mon Apr 13, 2015 10:41 am
Forum: Personal Consumer Issues
Topic: Password manager recommendations?
Replies: 86
Views: 8234

Re: Password manager recommendations?

I use LastPass combined with Google Authenticator. I find it very easy to work with and feel secure that, even if I lost my password, the hacker would need 1) My phone 2) The password to my phone
by davebo
Tue Apr 07, 2015 10:34 pm
Forum: Personal Consumer Issues
Topic: Cloud Storage
Replies: 44
Views: 5297

Re: Cloud Storage

I use evernote for files, google picasa for pictures, and 2 "long term backup" services....I also have an external hard drive for good measure. The 2 long-term backup services are Amazon Glacier (using the software Cloudberry) and Backblaze. Neither one is used for quick access, but they a...
by davebo
Tue Apr 07, 2015 10:56 am
Forum: Personal Consumer Issues
Topic: VRBO rental gone awry- recourse for security deposit?
Replies: 50
Views: 5585

Re: VRBO rental gone awry- recourse for security deposit?

Seems easy enough to find someone locally to take care of the problem. What do they do when there are bigger problems at the house?
by davebo
Tue Apr 07, 2015 10:15 am
Forum: Personal Consumer Issues
Topic: anyone have experience with water softeners?
Replies: 41
Views: 2174

Re: anyone have experience with water softeners?

We had REALLY hard water at our old house and I was seeing the effects almost immediately after moving into the house. I had a Culligan salesman and one other similar company come out and give me a quote and it as somewhere in the $2,000 range. One of these salesman made a cold-call door to door and...
by davebo
Fri Mar 27, 2015 10:29 am
Forum: Personal Finance (Not Investing)
Topic: Can I afford a $1M house?
Replies: 74
Views: 8738

Re: Can I afford a $1M house?

I was a little surprised at people saying you could afford it as well. I wouldn't consider purchasing that home based on your salary. Like others have said, while $60K is a lot of money, you're going to have equally big expenses once you move into the house.

How many kids do you have?
by davebo
Wed Mar 25, 2015 2:37 pm
Forum: Investing - Help with Personal Investments
Topic: When does a 529 plan make sense to me?
Replies: 194
Views: 10242

Re: Why 529 plan makes any sense??

When I first started putting money into a 529, I was not maxing the 401k but doing the ROTH IRA. Then I changed my tune and started focusing on maxing my 401k. Currently, I’m maxing my 401k and not eligible for the ROTH IRA so I’m back to funding the 529. Since I started in 2008, my balance is about...

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