Search found 378 matches

Return to advanced search

Re: What age did you hit $100,000?

I was about 29 when I hit $100K and it was a very hard number to hit due to all the life events.....wedding, first house, first baby, etc.
by davebo
Thu Jan 22, 2015 11:07 am
 
Forum: Personal Finance (Not Investing)
Topic: What age did you hit $100,000?
Replies: 68
Views: 5829

Re: Saving vs Living

Hello forum! I've been spending most of my time lurking in the Personal Investing forums, but now have started looking in here. My biggest issue right now is that I want to fund my retirement, but I feel like I'm missing out on living my life up until then. I'm 26, have a 40k/year job before taxes....
by davebo
Wed Jan 14, 2015 11:21 am
 
Forum: Personal Consumer Issues
Topic: Saving vs Living
Replies: 33
Views: 4519

Re: Mice in the house

I had some mice coming up into my kitchen from the unfinished part of my basement. I didn't see any entrances from outside so I figured one just kinda found it's way in somehow. When it started to get cold, I caught about 5-6 in the kitchen before I started plugging up the ways they could get to my ...
by davebo
Tue Jan 13, 2015 10:44 pm
 
Forum: Personal Consumer Issues
Topic: Mice in the house
Replies: 86
Views: 5115

Re: Is this an unreasonable quote for interior home painting

I just had my house painted last year and I had him paint the kitchen, living room, dining room, 2 bathrooms, entryway, and 3 bedrooms. In addition, he did the baseboards and trim around the doors. The total for the work was $1825 plus I paid another $300-ish for paint. All in all, probably around 1...
by davebo
Tue Jan 13, 2015 10:38 pm
 
Forum: Personal Consumer Issues
Topic: Is this an unreasonable quote for interior home painting?
Replies: 55
Views: 4349

Re: Time for a new dentist?

I have a great, GREAT dentist that I've been going to since I was a kid. I feel like he is proactive enough to stop major problems before they start, but not so soon where I'm in there having work done all the time. No offense to dentists out there, but I kind of feel like they have all taken these...
by davebo
Tue Jan 13, 2015 10:24 am
 
Forum: Personal Consumer Issues
Topic: Time for a new dentist?
Replies: 38
Views: 4263

Re: Time for a new dentist?

I have a great, GREAT dentist that I've been going to since I was a kid. I feel like he is proactive enough to stop major problems before they start, but not so soon where I'm in there having work done all the time. No offense to dentists out there, but I kind of feel like they have all taken these ...
by davebo
Mon Jan 12, 2015 10:00 pm
 
Forum: Personal Consumer Issues
Topic: Time for a new dentist?
Replies: 38
Views: 4263

Re: Humidifiers

We too are facing this issue. It is currently 7 outside, indoor humidity upstairs is around 18 percent while downstairs is around 22 percent. Question on whole-home systems: my furnace is 10 years old and in a tight spot, if purchased can the humidifier be used when if I need a furnace replacement?...
by davebo
Sun Jan 11, 2015 11:28 pm
 
Forum: Personal Consumer Issues
Topic: Humidifiers
Replies: 25
Views: 2808

Re: Help me to understand time shares

I also know quite a few people with timeshares and they seem to love them, although there probably is some survivor bias built in there. As long as you could carve out the time and it's flexible (with points vs. a set week), they seem like an ok deal.
by davebo
Fri Jan 09, 2015 10:50 am
 
Forum: Personal Consumer Issues
Topic: Help me to understand time shares
Replies: 58
Views: 5382

Re: Humidifiers

My son has very dry skin so we are battling this issue every winter. We have an Aprilaire whole house humidifier installed and it's done a pretty good job at keeping the humidity level pretty decent. I'm told that they only bring up the humidity so much...when it's really cold, you're not going to b...
by davebo
Thu Jan 08, 2015 2:47 pm
 
Forum: Personal Consumer Issues
Topic: Humidifiers
Replies: 25
Views: 2808

Re: Would you pay for this level of (bad) service?

Significant loss? The total bill was $175 and maybe they made $50 profit on the sale. He already said that they wouldn't charge labor, but would need to charge for parts. If they ate the cost of the parts, they'd likely break even on the deal but they'd save a customer. Never had that experience to...
by davebo
Wed Jan 07, 2015 6:02 pm
 
Forum: Personal Consumer Issues
Topic: Would you pay for this level of (bad) service?
Replies: 26
Views: 3090

Re: Would you pay for this level of (bad) service?

This is an old school hardware store and I don't think the manager even knew what I was talking about when I said I could dispute the charge. I own online business and run into disputes with my customers. I guess I just put myself in their shoes and try to assess whether they are being truthful. If...
by davebo
Tue Jan 06, 2015 11:45 pm
 
Forum: Personal Consumer Issues
Topic: Would you pay for this level of (bad) service?
Replies: 26
Views: 3090

Re: LED Flood Light Question (CREE/FEIT/Etc)

Rather than switch to LEDs, have you looked into motion sensor switches that turn on/off automatically when someone is in the room? Seems like the LEDs are getting better/cheaper by the day and I'd hate to invest all that money into 35 bulbs given how fast they're improving. I started converting ov...
by davebo
Tue Jan 06, 2015 11:31 pm
 
Forum: Personal Consumer Issues
Topic: LED Flood Light Question (CREE/FEIT/Etc)
Replies: 18
Views: 2744

Re: Would you pay for this level of (bad) service?

I think if they're honoring the warranty I don't see the ethical justification for doing a chargeback, so I'd say it depends on the terms of the warranty. (I also wonder if your card will do a chargeback after so long, but that's a practical problem.) I see the chargeback as an option when I view t...
by davebo
Tue Jan 06, 2015 10:52 pm
 
Forum: Personal Consumer Issues
Topic: Would you pay for this level of (bad) service?
Replies: 26
Views: 3090

Re: Would you pay for this level of (bad) service?

I think if they're honoring the warranty I don't see the ethical justification for doing a chargeback, so I'd say it depends on the terms of the warranty. (I also wonder if your card will do a chargeback after so long, but that's a practical problem.) I see the chargeback as an option when I view t...
by davebo
Tue Jan 06, 2015 10:43 pm
 
Forum: Personal Consumer Issues
Topic: Would you pay for this level of (bad) service?
Replies: 26
Views: 3090

Re: Would you pay for this level of (bad) service?

I think if they're honoring the warranty I don't see the ethical justification for doing a chargeback, so I'd say it depends on the terms of the warranty. (I also wonder if your card will do a chargeback after so long, but that's a practical problem.) I see the chargeback as an option when I view t...
by davebo
Tue Jan 06, 2015 8:41 pm
 
Forum: Personal Consumer Issues
Topic: Would you pay for this level of (bad) service?
Replies: 26
Views: 3090

Re: Would you pay for this level of (bad) service?

I think if they're honoring the warranty I don't see the ethical justification for doing a chargeback I don't think they are honoring the warranty though. I brought the unit in to get the problem fixed and the problem wasn't fixed, so they want to charge me extra in order to fix it. If they weren't...
by davebo
Tue Jan 06, 2015 6:34 pm
 
Forum: Personal Consumer Issues
Topic: Would you pay for this level of (bad) service?
Replies: 26
Views: 3090

Re: Would you pay for this level of (bad) service?

I think if they're honoring the warranty I don't see the ethical justification for doing a chargeback, so I'd say it depends on the terms of the warranty. (I also wonder if your card will do a chargeback after so long, but that's a practical problem.) I don't think they are honoring the warranty th...
by davebo
Tue Jan 06, 2015 2:32 pm
 
Forum: Personal Consumer Issues
Topic: Would you pay for this level of (bad) service?
Replies: 26
Views: 3090

Re: Would you pay for this level of (bad) service?

I think if they're honoring the warranty I don't see the ethical justification for doing a chargeback, so I'd say it depends on the terms of the warranty. (I also wonder if your card will do a chargeback after so long, but that's a practical problem.) I see the chargeback as an option when I view t...
by davebo
Tue Jan 06, 2015 1:59 pm
 
Forum: Personal Consumer Issues
Topic: Would you pay for this level of (bad) service?
Replies: 26
Views: 3090

Re: Would you pay for this level of (bad) service?

What were the actual terms of the warranty that was extended to January? Are they honoring it or not? I don't have it handy, but the language was pretty vague I think. She literally just wrote it in by hand. My experience with most repair shops has been THEY are the ones that diagnose the problem a...
by davebo
Tue Jan 06, 2015 1:20 pm
 
Forum: Personal Consumer Issues
Topic: Would you pay for this level of (bad) service?
Replies: 26
Views: 3090

Would you pay for this level of (bad) service?

I brought a snowblower in over the summer to a local hardware store. I described the problem, the guy wrote up the ticket, and went on my way. They called me a week later and told me it was ready so I went in to pick it up. The repair was $175 on a unit that probably cost $375. I was surprised that ...
by davebo
Tue Jan 06, 2015 1:03 pm
 
Forum: Personal Consumer Issues
Topic: Would you pay for this level of (bad) service?
Replies: 26
Views: 3090

Re: Making large (for me) retirement contribution--Need Advi

I work full-time and contribute through work, so that's been steady all year. We have around $338K in retirement savings (we're 36) plus my wife has around 12 years towards an IL teachers pension (they take 10% of her salary towards the contribution), so this would represent around 8% or so.
by davebo
Tue Dec 30, 2014 4:43 pm
 
Forum: Investing - Help with Personal Investments
Topic: Making large (for me) retirement contribution--Need Advice
Replies: 2
Views: 412

Making large (for me) retirement contribution--Need Advice

I have a side-business and generally have not taken regular paychecks throughout the year, instead waiting until the end of the year and then just cutting one large check and doing the profit sharing and solo-401k contribution. This year, with the combination of those 2 things, my year-end contribut...
by davebo
Tue Dec 30, 2014 4:25 pm
 
Forum: Investing - Help with Personal Investments
Topic: Making large (for me) retirement contribution--Need Advice
Replies: 2
Views: 412

Re: Help with an adults only all-inclusive

Has anyone been to any of the Secrets in the Cancun area? We were there last year and loved it. I think I heard that EPM was pretty similar (although a bit newer), but I really loved this place. We stayed in the Excellence Club, which gives you a private "club only" pool/beach and just an...
by davebo
Fri Dec 26, 2014 10:41 am
 
Forum: Personal Consumer Issues
Topic: Help with an adults only all-inclusive
Replies: 26
Views: 4425

Re: LED Flood Light Question (CREE/FEIT/Etc)

1) Have you noticed that LED bulbs don’t DIM all the way down like normal bulbs? Yes, mine don't anyway, and I have tried more than few of them. 2) Any opinion on brands? Ones that closely replicate the warmness of regular bulbs? The issue I have with the current brands is none of them become warme...
by davebo
Tue Dec 23, 2014 2:15 pm
 
Forum: Personal Consumer Issues
Topic: LED Flood Light Question (CREE/FEIT/Etc)
Replies: 18
Views: 2744

LED Flood Light Question (CREE/FEIT/Etc)

So I have about 35 recessed lights in my house that currently use a 65 watt flood lights. I've heard about LEDs for quite awhile and decided to test a few of them out since my electric bills have always seemed very high (due to having little kids leaving lights on). So far I've only tested out only ...
by davebo
Tue Dec 23, 2014 11:31 am
 
Forum: Personal Consumer Issues
Topic: LED Flood Light Question (CREE/FEIT/Etc)
Replies: 18
Views: 2744

Re: Smartphone Cases

I have a speck case for my iphone 5s and it works great.
by davebo
Mon Dec 22, 2014 5:16 pm
 
Forum: Personal Consumer Issues
Topic: Smartphone Cases
Replies: 26
Views: 2459

Re: Do I Pay Cash for my home?

I wouldn't pay cash for a house in your mid-30's. I'd like to retain the option of screwing over the bank if I ever need to turn in the keys to the house and walk away :)
by davebo
Mon Dec 22, 2014 5:07 pm
 
Forum: Personal Finance (Not Investing)
Topic: Do I Pay Cash for my home?
Replies: 49
Views: 3977

Re: Camcorder vs. iPhone vs. DSLR Camera

I got my DLSR in 2007, so my suggestion would be to invest in BOTH a DSLR and camcorder if you could swing it. If not, then definitely get the camcorder. I have SO MANY PICTURES of my kids....SO MANY. There are so many pictures between my camera, my wife's, my parents, her parents, professional, aun...
by davebo
Wed Dec 17, 2014 12:04 pm
 
Forum: Personal Consumer Issues
Topic: Camcorder vs. iPhone vs. DSLR Camera
Replies: 39
Views: 2510

Re: Spousal Dynamics on Finance

I don't know if I fit in any of those categories. I do all the finance related activities....my wife cares, but she trusts me to make the calls and then just fill her in. She's a smart lady so she'd be able to pick up on all things financial if I get hit by a bus.
by davebo
Mon Dec 01, 2014 10:34 am
 
Forum: Personal Finance (Not Investing)
Topic: Spousal Dynamics on Finance
Replies: 59
Views: 6895

Re: Who do you listen to? (Podcast, etc)

Just as a sidenote, I just have to say that podcasts are the best. I listen to the following depending on my mood: Ric Edelman Dough Roller Stacking Benjamins Fast Money (CNBC) Non-Money Podcast: Joe Rogan Podcast (certain episodes) Tim Ferris Podcast The Random Show (Tim Ferris & Kevin Rose Tec...
by davebo
Mon Dec 01, 2014 10:25 am
 
Forum: Personal Consumer Issues
Topic: Who do you listen to? (Podcast, etc)
Replies: 32
Views: 3609

Re: Your favorite classic toys for kids

For my kids, here are their biggest ones:

1) Anything coloring/painting.
2) Bikes (probably the biggest outdoor one)
3) Monopoly/UNO
by davebo
Wed Nov 12, 2014 12:43 pm
 
Forum: Personal Consumer Issues
Topic: Your favorite classic toys for kids
Replies: 89
Views: 5512

Re: Very few kids in our neighborhood-Thoughts?

Same thing happened to us. We moved into the perfect neighborhood - great schools, close to both elementary and high school, close to expressways, close to restaurants, not a lot of traffic on the street, etc. The neighborhood/subdivision/houses are between 40 and 45 years old. We found that most p...
by davebo
Mon Nov 03, 2014 11:16 pm
 
Forum: Personal Consumer Issues
Topic: Very few kids in our neighborhood-Thoughts?
Replies: 29
Views: 3423

Re: Very few kids in our neighborhood-Thoughts?

When we moved into our newly-built subdivision 20+ years ago, there were kids galore. As preschoolers / young elementary students, my daughters spent their “playtime” in one of the yards with a lot of neighbors. However as they got older (somewhere around 5th grade) there was hardly any time spent ...
by davebo
Mon Nov 03, 2014 11:30 am
 
Forum: Personal Consumer Issues
Topic: Very few kids in our neighborhood-Thoughts?
Replies: 29
Views: 3423

Very few kids in our neighborhood-Thoughts?

We moved into our home about 3.5 years ago. The general area that we live in is very desirable due to the schools and location to the city and major expressways to get around the area. When we first started looking in the area, we looked at the sections "in town" but the selection was fair...
by davebo
Sun Nov 02, 2014 10:51 pm
 
Forum: Personal Consumer Issues
Topic: Very few kids in our neighborhood-Thoughts?
Replies: 29
Views: 3423

Re: Do you regret buying your home?

I was very focused on a particular area/school district when we moved, but it was tough because inventory levels were low and it's hard to find what you want without breaking the bank (on prices and taxes). As far as houses go, I think we hit a home run and got a great house. Huge lot, close to a gr...
by davebo
Fri Oct 24, 2014 8:58 am
 
Forum: Personal Consumer Issues
Topic: Do you regret buying your home?
Replies: 82
Views: 7388

Re: Mr. Market turns on Amazon

The only thing that keeps amazon's stock price from tanking is the fact that people justify holding the stock because they like the company personally and shop their often. It's not surprising amazon is having a hard time making money. The stuff that is stocked by and sold by amazon is priced SO CHE...
by davebo
Fri Oct 24, 2014 8:44 am
 
Forum: Investing - Theory, News & General
Topic: Mr. Market turns on Amazon
Replies: 42
Views: 4592

Re: Daycare educational material for 3 year old

My kids are 3-years old and we use their preschool as a daycare as well (although it's more considered "full day preschool"). The setup in that room kinda looks like a daycare/playroom, but there are several small tables with activities to learn sorting by color/size, puzzles, games to hel...
by davebo
Thu Oct 23, 2014 1:49 pm
 
Forum: Personal Consumer Issues
Topic: Daycare educational material for 3 year old
Replies: 10
Views: 919

Re: Is investing in real estate worth it?

Just after reading this I'm already thinking I'm probably not up for it. I already have a side-business that generates significant cash flow so I should probably focus on that. I should build that up for as long as I can since it's probably the best use of my time. I hear all the time that people ma...
by davebo
Wed Oct 22, 2014 10:16 pm
 
Forum: Personal Finance (Not Investing)
Topic: Is investing in real estate worth it?
Replies: 28
Views: 2677

Is investing in real estate worth it?

I'm 36, married, with 3 kids. We have managed to save a decent amount for retirement and have a fair amount of surplus income due to a business that we run on the side. We used to tap into that income a bit more because my wife was staying at home with the kids, we took a loss on a previous home, an...
by davebo
Wed Oct 22, 2014 10:52 am
 
Forum: Personal Finance (Not Investing)
Topic: Is investing in real estate worth it?
Replies: 28
Views: 2677

Re: Kids & Sports

I experienced something similar personally when growing up. I owned the baseball diamond for several years. Then as the other guys started getting betterment and physically bigger, I slowly lost my edge. Being hit by pitches didn't help my psyche either, but that's another story. It sounds like he ...
by davebo
Tue Oct 21, 2014 5:18 pm
 
Forum: Personal Consumer Issues
Topic: Kids & Sports
Replies: 26
Views: 2428

Re: DIY Winterizing Sprinkler / Irrigation System

Some 20 years ago I read an article that said there is NO need to blow the underground sprinkler system. Based on the above, every year I open the valve in the control box and the valve outside of the house. I have been doing this for the last 20 years. I never used professional service to handle t...
by davebo
Mon Oct 20, 2014 1:43 pm
 
Forum: Personal Consumer Issues
Topic: DIY Winterizing Sprinkler / Irrigation System
Replies: 17
Views: 1781

Re: Kids & Sports

I coach u8 soccer for my sons team. He started playing at age 5. First year he cried nearly every game and hated it. At age six, he cried less(but still cried sometimes) even though I was coaching. This year he's one of the best on our team. Kids develop at different paces and he's only 6. hardship...
by davebo
Mon Oct 20, 2014 10:53 am
 
Forum: Personal Consumer Issues
Topic: Kids & Sports
Replies: 26
Views: 2428

Re: Kids & Sports

What activities *does* he enjoy? This could be something he "sort of does" on his own time, or something he enjoys watching (live or otherwise). Athletic/physical or otherwise? RM He loves to ride his bike, go to the park, he likes board games, he likes reading (or us reading to him), he ...
by davebo
Fri Oct 17, 2014 4:54 pm
 
Forum: Personal Consumer Issues
Topic: Kids & Sports
Replies: 26
Views: 2428

Re: Kids & Sports

This isn't addressing the potential physical issues, but more the mental side and the tentativeness. Some kids prefer individual sports to team sports because they don't have that natural aggression to the ball that sports like soccer or basketball require. Have you considered other individual spor...
by davebo
Fri Oct 17, 2014 4:31 pm
 
Forum: Personal Consumer Issues
Topic: Kids & Sports
Replies: 26
Views: 2428

Re: Kids & Sports

Sounds like you already have some good insights. I have a couple of kids who are grown up now. Over the years I helped out with their teams and coached one of them in several sports. I think its very hard not to get "pushy" regarding the sports. Its also difficult to see your child object...
by davebo
Fri Oct 17, 2014 3:53 pm
 
Forum: Personal Consumer Issues
Topic: Kids & Sports
Replies: 26
Views: 2428

Re: Kids & Sports

Is the situation the same one you describe here: http://www.bogleheads.org/forum/viewtopic.php?f=11&t=140721 Or are things substantially different? Are things different than they were in June? My oldest son is almost 6 and has tried a couple different sports. He's run a couple local races (1 mi...
by davebo
Fri Oct 17, 2014 3:45 pm
 
Forum: Personal Consumer Issues
Topic: Kids & Sports
Replies: 26
Views: 2428

Re: Kids & Sports

I guess I'd suggest ruling out the "to a person with a hammer, everything looks like a nail" situation, and get input from specialists who aren't already "looking for this specific problem". Ha. I like that quote, I'll have to work it into my repertoire :P We actually took him i...
by davebo
Fri Oct 17, 2014 3:40 pm
 
Forum: Personal Consumer Issues
Topic: Kids & Sports
Replies: 26
Views: 2428

Kids & Sports

So my son is 6 years old and plays soccer and t-ball. When he first started playing soccer, he was very good. But over time, he started to get more tentative on the field and is now one of the bottom kids out there. Last year, he was really avoiding the ball at all costs. This year, he’s improved a ...
by davebo
Fri Oct 17, 2014 3:16 pm
 
Forum: Personal Consumer Issues
Topic: Kids & Sports
Replies: 26
Views: 2428

Re: Your personal risk level: Got your flu shot yet?

I had never gotten the flu before a couple years ago, but did get it last year pretty bad. I'm getting mine in the next couple weeks.
by davebo
Wed Oct 15, 2014 9:48 pm
 
Forum: Personal Consumer Issues
Topic: Your personal risk level: Got your flu shot yet?
Replies: 93
Views: 3319

Re: You may be getting charged rent for a router/modem you o

I did rent a modem from Comcast maybe 8 years ago and paid for it for 2 years. At that point, the charge disappeared from my bill and they told me that I basically owned the modem at that point. The modem failed, I threw it out, and bought my own one that I used for quite awhile. All the sudden a co...
by davebo
Tue Oct 14, 2014 4:01 pm
 
Forum: Personal Consumer Issues
Topic: You may be getting charged rent for a router/modem you own
Replies: 34
Views: 4271
Next

Return to advanced search