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I like AMICA

Auto insurance with AMICA since 1970. Homeowners since 2011. They refused to ensure my completely renovated in 1987 (hvac, electrical, plumbing, windows, roof, etc.) previous house because of EIFS. They are in Rhode Island and have no clue about how dry it is in Denver. They would not even talk abou...
by davebarnes
Wed Oct 01, 2014 5:36 pm
 
Forum: Personal Finance (Not Investing)
Topic: Had a bad experience with Amica
Replies: 14
Views: 764

You can "spend" that penny

A penny will get a ride on a electro-mechanical horse at King Soopers in greater Denver.
You can "pay it forward".
You don't get to ride, but a happy child does.
Image
by davebarnes
Tue Sep 30, 2014 9:33 pm
 
Forum: Personal Consumer Issues
Topic: I picked up a penny today...
Replies: 20
Views: 1846

CR says

Consumer Reports says White Cloud 3-Ply Ultra (Walmart) is #1 for #2
by davebarnes
Sat Sep 27, 2014 12:31 pm
 
Forum: Personal Consumer Issues
Topic: [which] toilet paper [from walmart.com?]
Replies: 34
Views: 2448

Consider IKEA

Consider IKEA
This http://www.ikea.com/gb/en/catalog/categ ... hen/24254/ is the new line coming to to the USA in February 2015
by davebarnes
Thu Sep 25, 2014 2:28 pm
 
Forum: Personal Consumer Issues
Topic: New kitchen cabinets or new doors?
Replies: 28
Views: 1749

First things first

1. Decide on what TYPE of mattress you want.
Latex
Inner Spring
Tempurpedic
etc.

2. Decide which one to buy.
In store
Online
Brand/Model

It is a painful process because of the deliberate obfuscation inherent in the industry.
by davebarnes
Sun Sep 21, 2014 9:22 pm
 
Forum: Personal Consumer Issues
Topic: Purchasing a new mattress
Replies: 5
Views: 551

plan ahead

8GB
It is only $100 more.
by davebarnes
Thu Sep 18, 2014 3:21 pm
 
Forum: Personal Consumer Issues
Topic: Macbook Air; how much RAM?
Replies: 59
Views: 3089

AMICA

AMICA
Since 1970.
Excellent service.
by davebarnes
Wed Sep 17, 2014 9:17 pm
 
Forum: Personal Consumer Issues
Topic: Home/Auto insurance: Amica or Travelers?
Replies: 26
Views: 1474

Been there.

A tiny leak somewhere.
Loss of coolant.
Time to call repairman.
by davebarnes
Thu Sep 11, 2014 9:16 pm
 
Forum: Personal Consumer Issues
Topic: Refrigerator problem
Replies: 20
Views: 1681

When my ISP says

Only when my ISP says that I should.
So, twice a decade.
by davebarnes
Mon Sep 08, 2014 3:12 pm
 
Forum: Personal Consumer Issues
Topic: How often do you really change your email passwords?
Replies: 17
Views: 704

Weather

Hurricanes
Not for me
by davebarnes
Sat Sep 06, 2014 9:23 pm
 
Forum: Personal Finance (Not Investing)
Topic: Fort Lauderdale area: need real estate advice
Replies: 8
Views: 856

dont' waste time

no more than 2 islands
don't waste time traveling
Kuai - relax
Oahu - fun times, Arizona Memorial, Buddhist Temple
Maui - lots of activities
by davebarnes
Sat Sep 06, 2014 9:21 pm
 
Forum: Personal Consumer Issues
Topic: Suggestions for 10 days on Hawaiian Islands
Replies: 24
Views: 1439

the best

iPhone 6
Your daughter deserves the best.
by davebarnes
Fri Sep 05, 2014 9:24 am
 
Forum: Personal Consumer Issues
Topic: cell phone for kids
Replies: 25
Views: 1264

Easy

1. Live where electricity is cheap.
2. Don't run your AC. Use windows for cooling.
3. Hope that Al Gore is wrong.
by davebarnes
Wed Sep 03, 2014 6:49 pm
 
Forum: Personal Consumer Issues
Topic: How do you keep your electricity bill low?
Replies: 123
Views: 9203

Have done this

We have done this.
Do some research on what "melt value" would be.
Check out places on Yelp.
If you do NOT feel good about a place, then try another.
by davebarnes
Tue Sep 02, 2014 10:18 am
 
Forum: Personal Consumer Issues
Topic: Selling Jewelry (Wedding Ring)
Replies: 6
Views: 1072

Re: Zwilling Cookware (non-stick)?

Sol - "Food preparation is aided by the 3-layer SIGMA Clad material employed which distributes the heat to the edges, making for an evenly browned result. Each of the pans is available in four sizes. • WITH THERMOLON™ GRANITE COATING Free from PTFE and PFOA. Can be used at up to 450°C without a...
by davebarnes
Mon Sep 01, 2014 10:34 am
 
Forum: Personal Consumer Issues
Topic: Zwilling Cookware (non-stick)?
Replies: 10
Views: 812

One Hundred Foot Journey

http://www.rogerebert.com/reviews/the-h ... urney-2014
Enjoyed it very much.
Recommended.
Made me hungry.
by davebarnes
Mon Sep 01, 2014 9:23 am
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 105
Views: 4486

Nope

We just don't buy enough items in HUGE sizes.
Costco is 3.3 miles away.
Sprouts is 3 blocks so I can shop every day.
by davebarnes
Sat Aug 30, 2014 3:34 pm
 
Forum: Personal Consumer Issues
Topic: Costco:is it worth it for just two people?
Replies: 143
Views: 11853

Needs lots of research

Boomer01 wrote:We are in the planning stages of building a new house and are heavily leaning towards induction vs gas.

I love the properties of induction cooktops.
But gas is dirt cheap compared with electricity in Denver, CO.
You really need to punch some numbers when deciding between the two.
by davebarnes
Fri Aug 29, 2014 2:42 pm
 
Forum: Personal Consumer Issues
Topic: Induction Range Worth the Price?
Replies: 14
Views: 1128

Bias, but lots of info

Do some reading
http://theinductionsite.com/

If you are comparing induction to traditional resistance electric, then induction is a no brainer, in my opinion.
Induction vs gas is a whole other calculation.
by davebarnes
Fri Aug 29, 2014 9:05 am
 
Forum: Personal Consumer Issues
Topic: Induction Range Worth the Price?
Replies: 14
Views: 1128

Annoying

Change the Excel preferences to NOT warn you about macros.
by davebarnes
Thu Aug 28, 2014 9:27 pm
 
Forum: Personal Consumer Issues
Topic: Question for Mac Excel 2011 users
Replies: 13
Views: 1005

Move once

You are doing it right.
Money is not everything.
Peace of mind is worth a lot.
by davebarnes
Thu Aug 28, 2014 11:00 am
 
Forum: Personal Finance (Not Investing)
Topic: Advice on new home
Replies: 6
Views: 882

Problem waiting to happen

Having owned Pella with blinds inside, I would never do it again.
It breaks too easily.
Having said that: I really like Pella windows and did an entire house with them as replacement windows.
by davebarnes
Thu Aug 28, 2014 10:50 am
 
Forum: Personal Consumer Issues
Topic: How Much For New Windows?
Replies: 32
Views: 1873

No water, but interesting

Santa Fe, NM
very artsy
good food (not New Orleans, but good)
food: http://eater.com/archives/2014/08/27/sa ... chiles.php
by davebarnes
Tue Aug 26, 2014 8:56 pm
 
Forum: Personal Consumer Issues
Topic: vacation destinations similar to Savannah or Charleston SC
Replies: 24
Views: 1566

My wife swears by her

http://www.columbia.com/women-jacketsvests-rainjackets/

She has had it for 10+ years.
Has worked for her on multiple continents.
She raves about it.
by davebarnes
Fri Aug 22, 2014 9:28 pm
 
Forum: Personal Consumer Issues
Topic: Rain Jacket Recommendations
Replies: 29
Views: 1810

Love Kimchi

As a white-bread boy, I love kimchi.

Find your nearest H-Mart and you will find many choices.
http://www.hmart.com/
by davebarnes
Thu Aug 21, 2014 1:09 pm
 
Forum: Personal Consumer Issues
Topic: Kimchi
Replies: 40
Views: 1896

not me

No.
They are both 91.
Health is starting to fail.
They have $800K in liquid and semi-liquid assets.
by davebarnes
Wed Aug 20, 2014 1:57 pm
 
Forum: Personal Finance (Not Investing)
Topic: Will you have to pay your parent's long term care costs?
Replies: 57
Views: 4028

Everything

Take 1000 photos.
Wide angle, close up.
Take notes.
Visit everyday.
Do not trust. Verify.
by davebarnes
Wed Aug 20, 2014 1:56 pm
 
Forum: Personal Consumer Issues
Topic: Tract Home - Things to Watch During Construction
Replies: 56
Views: 3251

B&H Photo - Good

You can buy with confidence from B&H.
Very reputable.
Based upon personal experience.
by davebarnes
Tue Aug 19, 2014 10:10 pm
 
Forum: Personal Consumer Issues
Topic: B&H Photo - NY City Experience
Replies: 35
Views: 2380

Kaiser

I really like Kaiser. I just went through treatment for colon cancer (finished chemo on 29JUL2014). Excellent service. All your records are electronic and all your docs have access to them. The docs know each other. Personally. All my docs responded quickly to emails. The only negative I have is tha...
by davebarnes
Tue Aug 19, 2014 10:05 pm
 
Forum: Personal Finance (Not Investing)
Topic: Kaiser vs Blue Shield
Replies: 83
Views: 5612

Nothing

I have an IMac.

No anti-virus software.
No malware software.

I have been programming for 49 years.
Never had a problem.
by davebarnes
Tue Aug 19, 2014 9:54 am
 
Forum: Personal Consumer Issues
Topic: What do you use to protect yourself on the web?
Replies: 12
Views: 1007

Consider Virginia

Consider moving to Virginia.
Still close to family.
Milder winters.
Maybe lower taxes. You need to really investigate ALL the taxes & fees.

Consider staying in the same neighborhood in Philly.
Different, lower cost, house.
Different, more universal design, to accommodate the older body.
by davebarnes
Sun Aug 17, 2014 1:01 pm
 
Forum: Personal Consumer Issues
Topic: Moving after retirement.
Replies: 43
Views: 4380

Windwos 7, yes

7, not 8
I have used both.
Don't even think of going to 8.
Stick with 7.
by davebarnes
Fri Aug 15, 2014 1:34 pm
 
Forum: Personal Consumer Issues
Topic: Windows 7 PC?
Replies: 49
Views: 2544

When the bug bit us

1. We downsized 3+ years after our daughter's college graduation, but the two events are completely unrelated. 2. We downsized from 2550 sqft up + 300 sqft finished basement + 300 sqft unfinished basement to 1920 sqft up + 900 sqft finished basement. So, not very much in house size. 3. We downsized ...
by davebarnes
Thu Aug 14, 2014 4:39 pm
 
Forum: Personal Consumer Issues
Topic: When did you downsize?
Replies: 35
Views: 3286

Buy enough

Be sure to get at least 8GB of memory.
4 is not enough.

Buy AppleCare.
Gives you 3-year warranty.
by davebarnes
Thu Aug 14, 2014 9:48 am
 
Forum: Personal Consumer Issues
Topic: Mac Airbook
Replies: 38
Views: 3241

Buy the best

http://us.leica-camera.com/Photography/Leica-M/Leica-M/Details "features a newly-designed, high resolution, 24-Megapixel CMOS sensor in full 35 mm format" http://static.leica-camera.com/var/leica/storage/images/media/media-asset-management-mam/global-international/photography/m-system/leic...
by davebarnes
Wed Aug 13, 2014 3:01 pm
 
Forum: Personal Consumer Issues
Topic: Any Opinions on Mirrorless Cameras?
Replies: 40
Views: 2112

Mostly online

Underwear - Amazon
Cargo Shorts - LL Bean
Socks - Socks Addict
Running shoes - local store (Denver Run House)

I hate clothes shopping.
by davebarnes
Tue Aug 12, 2014 1:03 pm
 
Forum: Personal Consumer Issues
Topic: Where do you buy clothes?
Replies: 105
Views: 9251

1Password

I have 556 logins.
I log into 100+ every month.
I have used 1Password for 5+ years to manage them.
by davebarnes
Thu Aug 07, 2014 5:37 pm
 
Forum: Personal Consumer Issues
Topic: How many Accounts do you log into and how do you manage?
Replies: 52
Views: 2622

Re: Cancun Hotel Recommendation wanted.......

Travel to PVR instead.
Trust me on this.
by davebarnes
Thu Aug 07, 2014 5:35 pm
 
Forum: Personal Consumer Issues
Topic: Cancun Hotel Recommendation wanted.......
Replies: 10
Views: 711

Data is interesting

You may not eat out a lot, but many people do.
Image
by davebarnes
Tue Aug 05, 2014 1:42 pm
 
Forum: Personal Consumer Issues
Topic: average American eats out 203 times per year
Replies: 105
Views: 6520

Wife buys

My wife buys these from Restoration Hardware
http://www.restorationhardware.com/cata ... cat1870028
and they seem last for 5+ years.
She is way more fussy about towels than I am.
by davebarnes
Sat Aug 02, 2014 12:19 pm
 
Forum: Personal Consumer Issues
Topic: How often do you replace bath towels?
Replies: 50
Views: 3993

Diminishing returns

I would be looking at SEER 14.
A lot lower in price.
You need to run some numbers
by davebarnes
Thu Jul 31, 2014 9:22 pm
 
Forum: Personal Consumer Issues
Topic: Central AC replacement decision
Replies: 54
Views: 4129

One aspect is easy for me

I would never use Verizon.
by davebarnes
Thu Jul 31, 2014 4:55 pm
 
Forum: Personal Consumer Issues
Topic: New smartphone - questions from a nervous upgrader
Replies: 42
Views: 3301

Best?

Laser printers are not very good at printing photos. If that is a major part of the printing or very important to you, you need to look at different technology. For laser http://www.brother-usa.com/Printer/ModelDetail/1/HL4570CDW/Overview (based upon my 6 year experience with a Brother laser printer...
by davebarnes
Thu Jul 31, 2014 4:51 pm
 
Forum: Personal Consumer Issues
Topic: Best laser color printer - considering cost per page
Replies: 9
Views: 739

Some ideas

by davebarnes
Tue Jul 29, 2014 9:08 pm
 
Forum: Personal Consumer Issues
Topic: Two days in Little Rock, AR - What to do and see?
Replies: 29
Views: 1571

Apple may

Apple may give you a free upgrade.
Just ask them tomorrow if the new version comes out.
by davebarnes
Mon Jul 28, 2014 6:57 pm
 
Forum: Personal Consumer Issues
Topic: Advice wanted on first computer purchase since 1982!
Replies: 105
Views: 6883

Wait, one more day

http://www.macobserver.com/tmo/article/ ... ng-tuesday

report-claims-retina-macbook-pro-speed-bump-coming-tuesday (29JUL2014)
by davebarnes
Mon Jul 28, 2014 4:50 pm
 
Forum: Personal Consumer Issues
Topic: Advice wanted on first computer purchase since 1982!
Replies: 105
Views: 6883

Do it

Do it.
Make extra mortgage payments.
Build some equity and you will sleep better at night.
by davebarnes
Mon Jul 28, 2014 4:46 pm
 
Forum: Personal Finance (Not Investing)
Topic: Taking out mortgage with zero down. Smart or no?
Replies: 64
Views: 3280

Zestimates are crap

Just ignore Zestimates as they are crap.
You only get a "true market value" by selling the house.
You can estimate the "true market value" with a lot of analysis of local transactions which is what appraisers and real-estate agents do.
by davebarnes
Mon Jul 28, 2014 10:05 am
 
Forum: Personal Finance (Not Investing)
Topic: POLL: My home is worth less/more in 2014 than in 2007?
Replies: 94
Views: 5862
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