Bogleheads.org

Munir wrote:Not intending to usurp the thread, but what advice is there for changing PDF to Word?

PDFpen Pro has it built in.

sscritic wrote:This is the best part!

Not one word on this website is legally binding.

OMG! A footnote clicker. LOL.

Relax
I was scared when I made my first trip at age 40 on business.
Just relax.

1. Your assessed value has NOTHING to do with the appraised value, nor market value.
2. Zestimates are crap and have NOTHING to do with the appraised value, nor market value.
3. Appraisals are the only thing that have anything to do with appraised value (which is what the lender cares about).

A friend of mine did it in his 40s and said it was absolutely worth it. He said the one negative is the stress. Every time you change countries, the "rules" are different and that puts stress on you. Not major things, but little things adding up. Examples: how to pay for parking, how much ...

I would be reluctant to get an iphone based on an American Bar Association article suggesting that attorneys should avoid it based on the many security issues that may arise. This article http://www.americanbar.org/publications/law_practice_home/law_practice_archive/lpm_magazine_articles_v35_is7_pg...

Steelersfan wrote:I get them on my cell phone.

One or more a day.

Juniormint wrote:Can anyone point me towards sites geared to planning a trip abroad? I'm planning on going to Ireland this December and really don't know where or how to start planning.

http://www.ricksteves.com/search/?query=ireland

With 20% down she can avoid mortgage insurance.
This is huge.
A difference of a few 1/10% in interest rate is not.
I say: 20% down, 30 year.
Then, you can give her money for:
1. paying down mortgage
2. buying window coverings
3. etc.

Tim O'Reilly said rightly that most "books don't have a piracy problem, they have an obscurity problem". When you buy an ebook through oreilly.com, you get lifetime access to the book, and whenever possible we provide it to you in four, DRM-free file formats—PDF, .epub, Kindle-compatible ....

MathWizard wrote:I sometimes get documents which have either COPY or CONFIDENTIAL in a watermark

Which works for PAPER docs. Does not work for PDFs.

At age 64.
As a computer nerd.

All I have to say.

Surf to http://www.alibris.com/booksearch?brows ... d+levinson and buy 4 of Jay Conrad Levinson's books.
Each is about a 1 hour read.
Each will give you more practical, low-cost ideas than you can ever implement.
4 books for about $25.
Highly recommended.
You don't need an MBA.

Munchkin Man wrote:The Munchkin Man went shopping for a new wallet a few weeks ago.

The Munchkin Man needs to learn about shopping online.
http://www.amazon.com/Original-Velcro-W ... 004N6FOZ8/

Pennsylvania, east of Pitt, why? I asked to find out if you were in a "buying frenzy" market (e.g., San Francisco) or a "depressed" market (e.g., Detroit). So, balanced. You are not under pressure. It is NOT about the numbers. It is about emotion. Do you want to "own" ...

at BrianJone,
Where is this house?

You are going at the absolute worst time. All of Europe is on vacation then. Highest prices and most crowded. That said. Normandy. http://www.tapestry-bayeux.com/ is 1000 years old and amazing the D-Day beaches, etc. food avoid Deauville at all costs stay at Hôtel Chateau De Sully, Route De Port En ...

What is wrong with a PAPER map?

get the new car

4.4% for PI
7.4% for PIT

Breville Smart Oven BOV800XL
Breville BOV650XL
Hamilton Beach Set & Forget #31230
Cuisinart TOB-195
Oster TSSTTVMNDG

in that order.

I got my daughter one at age 12.
For emergencies.
She is now 26 with a FICO score over 800.

As built drawings
as vector PDFs

If you install the drainage system, then make sure that it is setup so that radon mitigation can be added at the lowest cost.

Werner ladders are made in North America.
Excellent warranty.

"I can't really speak my mind because it's an in-law, not one of my relatives." Wrong! One of your relatives now. That is what marriage is about. Joint . 1. Never lend money without a written loan agreement. I borrowed money from my mother 25 years ago for some house work and we had a writ...

Your best answer will come from these guys.
http://www.cartalk.com/
Tom is especially knowledgeable about wives.

Do any people here have a Health Savings Account ? If so, who administers it ? 1. Are you under 65 years of age living in the USA? 2. Are you relatively healthy? If yes, then you should be be doing the HSA/RSA route. P.S. You really don't care who administers it as no one is paying any interest. Mi...

I think you are actually looking for a "Password Manager".
I think (based upon 4+ years experience) that 1Password is the answer.
I use it to manage 600 logins + multiple credit cards + 30 software licenses.
http://1Password.com

Windows...the cheap version they give you of Microsoft office has a word processing program for example called Microsoft works...What does Apple give you as far as word, powerpoint ability and spreadsheets? Do they open documents like .docx, pptx or do you need to buy something special? 1. "Mi...

jegallup wrote:No "Delete" key, for one thing. Can't get used to that.

Not true.
The iMac comes with your choice (same price of $zero) keyboards.
Wireless
and
Wired

Notice the DELETE key.

I have a Brother 4070CDW
Laser, color, duplex, wireless
since August 2007
has worked quite well
sucks for printing photos, so I don't

Next time we will likely not buy the warranty, because we won't likely be buying anything motorized again (the motors were the reason we bought the warranty) Excellent point. Consumer Reports says you should buy extended warranty for: 1. Laptops 2. Stairmasters (every motor crapped out during their...

Opting for anything less than a La Cornue means you've lost. La Cornue is pretty and for losers. http://www.lacornue.com/ http://www.joannehudson.com/cook/la-cornue/la-cornue-grand-palais.html only $46K Molteni is for winners. http://www.molteni.com/ http://www.futurofuturo.com/blog/2012/10/25/the-...

https://www.landofmags.com/

Kiplingers Personal Finance
1 yr $12
Money
2 yrs $24

I find them trustworthy.
However, the lag time is about 12 weeks.

I have subscribed to CR online for about 5 years. Always look at it for ratings on: white goods and associated items. I find that CR sucks when reviewing computers and cameras as they focus on unimportant features. That said: this is the frigo to buy http://www.subzero-wolf.com/builtin-refrigerators...

I just stumbled upon Medicare Medical Savings Accounts (MSA) Plans.
So, now, I have 3 options?
How do normal people figure all this out?
I have 17 years of education and this swamp is full of muck.

This
http://www.newegg.com/Product/Product.a ... 6826104644
for $35 USD

Dealer for warranty work. Nothing else.
Local mechanic for everything else.
My independent repair specializes in VW cars and is 2 blocks from my house. Taking my Audi there is trivial.
They provide excellent and trustworthy service.

Munir wrote:A Is there a high-deductible plan F?

Yes, there is. Cheaper than a regular Plan F.

I am 64.6 and so confused. Medicare Advantage vs Medigap 1. I am healthy. My only hospital visit in the last 30+ years was for a kidney stone (and, I will never make that trip again). 2. I have never taken any drugs for longer than a day or three. 3. I don't care what doc I see. A. Medicare Advantag...

Postmon wrote:I've been with AMICA for 30 years and can't say enough good things about them.

42 years with AMICA. 40 for auto and now 2 for both auto and house.
Highly recommended.

16 years ago I bought a Herman Miller Aeron chair.
I have spent 8+ hours per day in it since then.
My office for 14 years was a custom-built home office.
My office now, in my house, has an IKEA GALLANT desk, AKURUM cabinet and a filing cabinet from CB2.

BUY THE BEST OFFICE CHAIR YOU CAN AFFORD.

nbatt wrote:Help me out with a couple must hit Downtown Chicago Resturants....Good food being the number one top priority.

Surf to Yelp.com and search for restaurants in the neighborhood.

nisiprius, but in this case... even putting the premium into 100% TIPS in that IRA, waiting until age 60, 65, or 70, then buying an SPIA with it, would almost certainly be a better choice. This was extremely helpful. I went to http://www.brkdirect.com/spia/EZQUOTE.ASP to let Warren Buffet calculate ...

Which would you do at age 40: 1. Put $10K into a Roth IRA that you would not touch until age 85? or 2. Put $10K into a longevity annuity? "If a 40-year-old man puts $10,000 into a Hartford longevity annuity today, he will begin to receive a monthly benefit of $2,550 for life at age 85" Sou...

texasAUtiger wrote:I'm looking for good rates and low closing costs for a no cash out refi.
Are there other hidden gems like this that Bogleheads know about?

Try this guy at GoodMortgage

Jeff Norman
Tel: 877.523.3886 ext:204
Email: jnorman@goodmortgage dot com

I got a great refi offer from him.

1. What you should do is: a. Participate in the company 401K up to the max. b. If you can, drop $4K into a Roth IRA. 2. What you should not do at this time is worry about specific funds. a. You don't have any money in them. b. Picking the "right" or "wrong" one is fairly unimport...

While the mortgage itself may be a commodity, the process is very "sticky" and inefficient. The first problem is that the rules are different in every state. For example, some states (e.g., NJ) require that an attorney be involved. You also have to deal with the lender "covering their...