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Re: Love our Audi A3

How tall are you? I'm about 6'3". My main concern with the Audi is cost to repair. What is your experience with that? Do you repair it often, and when, are the repairs expensive? I am 5-10. Wife is 6-0. Cost to repair has been very reasonable. I have never used the dealer (except for recalls)....
by davebarnes
Fri Apr 18, 2014 5:43 pm
 
Forum: Personal Consumer Issues
Topic: Most solid small car
Replies: 25
Views: 3060

Research and local

1. Do your research. Sign up for Consumer Reports and read the ratings. Tires are one of those products that CR covers well.

2. Shop local. Screw the national chains.
by davebarnes
Fri Apr 18, 2014 1:12 pm
 
Forum: Personal Consumer Issues
Topic: "Best" place for new tires and tire protection plans = B.S.?
Replies: 22
Views: 1326

Marketed = Ripoff

Someone is paying for all the marketing and for the sales people.
Yes, ripoff.
by davebarnes
Thu Apr 17, 2014 2:28 pm
 
Forum: Personal Finance (Not Investing)
Topic: Over-55 communities a ripoff?
Replies: 38
Views: 2590

My list

As an old (65) fart Boomer.

Gung Ho (I loved this movie in 2nd grade)
Bridge Over the River Kwai
Lawrence of Arabia
The Graduate
The Longest Day
Das Boot
Star Wars (first one)

WW2 and the Korean War and the Vietnam War were a big factor when growing up.
by davebarnes
Thu Apr 17, 2014 11:46 am
 
Forum: Personal Consumer Issues
Topic: Baby Boomers: Top 10 Movies
Replies: 40
Views: 2436

You need 4 inspections

1. Regular home inspection.
2. Sewer scoping. You watch the monitor while they do it.
3. Roof inspection. Unless brand new roof with warranty. We still did it.
4. Radon testing.
by davebarnes
Wed Apr 16, 2014 9:59 pm
 
Forum: Personal Finance (Not Investing)
Topic: Just had offer accepted on a house! (Advice pls!)
Replies: 29
Views: 2063

Vacation also

http://www.yelp.com/biz/eye-metrics-%C3 ... o-vallarta

You can definitely trust this reviewer.
by davebarnes
Wed Apr 16, 2014 10:16 am
 
Forum: Personal Consumer Issues
Topic: Looking for Low-Cost Eyeglass Shop I can visit
Replies: 25
Views: 1422

Love our Audi A3

Have owned an Audi A3 for 6 years.
Great car.
Euro handling.
Small.
Hatchback is great.
Leather, heated seats.

Would buy again.
In about 10 years.
by davebarnes
Tue Apr 15, 2014 9:40 pm
 
Forum: Personal Consumer Issues
Topic: Most solid small car
Replies: 25
Views: 3060

Consumer Reports says

Breville Smart Oven BOV800XL
Panasonic FlashXpress NB-G110P

2 point difference
$100 difference
by davebarnes
Tue Apr 15, 2014 9:36 pm
 
Forum: Personal Consumer Issues
Topic: Toaster Ovens
Replies: 15
Views: 953

Service

We have had a service for over 20 years.
$10/week.
Bargain.
by davebarnes
Mon Apr 14, 2014 9:45 pm
 
Forum: Personal Consumer Issues
Topic: New homeowner: lawn care advice
Replies: 54
Views: 3537

Not necessarily insects

Woodpeckers (males) peck to attract mates. It is the sound that is important. http://birds.audubon.org/faq/why-woodpecker-damaging-my-house-and-how-do-i-stop-it (It is not insects when they are pecking at stucco and metal.) The solution we found was to ignore the holes until it came time to sell the...
by davebarnes
Sun Apr 13, 2014 1:14 pm
 
Forum: Personal Consumer Issues
Topic: Woodpeckers...I'm desperate!
Replies: 52
Views: 3400

I disagree

LadyGeek wrote:You should never use the same password across multiple accounts, which is the major reason for using a password manager.

I have a "standard" password that I use here and on other fora.
I really don't care how secure it is.
by davebarnes
Sun Apr 13, 2014 9:29 am
 
Forum: Personal Consumer Issues
Topic: KeePass vs LastPass
Replies: 101
Views: 5445

Implants

After almost 20 years with an implant, it is the only way to go for me.
The process takes about 2 months if done correctly.

http://en.wikipedia.org/wiki/Dental_implant
by davebarnes
Thu Apr 10, 2014 9:02 pm
 
Forum: Personal Consumer Issues
Topic: Partials vs implants
Replies: 27
Views: 2519

1Password

1Password.com
Awesome
I use it to manage 623 logins.
by davebarnes
Thu Apr 10, 2014 1:17 pm
 
Forum: Personal Consumer Issues
Topic: KeePass vs LastPass
Replies: 101
Views: 5445

Credit Union

Digital Federal Credit Union
DCU.org
Have been a member since inception 30+ years ago
Highly recommended
by davebarnes
Wed Apr 09, 2014 10:03 am
 
Forum: Personal Finance (Not Investing)
Topic: Checking/Saving Account for Student
Replies: 13
Views: 765

drop 3

Mazda 3
Great review in Consumer Reports
Fun to drive
NY Times likes it a lot.
by davebarnes
Wed Apr 09, 2014 10:01 am
 
Forum: Personal Consumer Issues
Topic: Car recommendations - Mazda6, accord, Prius
Replies: 23
Views: 1744

Think Different

1. Film the windows after installation. http://solutions.3m.com/wps/portal/3M/e ... sidential/ 2. Replace the sliders with: a. French doors b. Window wall - http://www.lacantinadoors.com/products/folding-doors Some of us really like window walls. http://3968vrain.com/English/Images/Photos/Patio_Open...
by davebarnes
Mon Apr 07, 2014 9:20 pm
 
Forum: Personal Consumer Issues
Topic: Dual pane windows
Replies: 11
Views: 1056

I like CreditKarma

Not the absolute number, which is crap, but the trends.
My credit union tells me my FICO (one of them anyway) every month.
I do recommend using CreditKarma for what it is good for as it is free.
by davebarnes
Mon Apr 07, 2014 9:11 pm
 
Forum: Personal Consumer Issues
Topic: What's a good credit score?
Replies: 25
Views: 2040

Hire a professional

Hire someone to prepare your return.
That is what I did in 1981 and I still have the same firm (son as father retired) doing my taxes.
Peace of mind.
by davebarnes
Sun Apr 06, 2014 4:23 pm
 
Forum: Personal Finance (Not Investing)
Topic: tearing my hair out with multiple state tax return
Replies: 11
Views: 709

inspections in Colorado

No safety inspection. Libertarians rule!
Emissions test/inspection. Socialists rule!
Leave the car behind. You will probably flunk the emissions test.

Purge some books.
Purge some of the kitchen stuff.
Find cheap shipping.

Fly with expensive and necessary electronics.

Welcome to Colorado.
by davebarnes
Sun Apr 06, 2014 4:18 pm
 
Forum: Personal Finance (Not Investing)
Topic: Moving Advice: How do I make my move economical?
Replies: 16
Views: 876

Good News

You get to leave the cockroaches behind in NYC.
They are called Palmetto Bugs in SC.
by davebarnes
Thu Apr 03, 2014 4:47 pm
 
Forum: Personal Consumer Issues
Topic: Potential Move - NYC to Charleston SC
Replies: 16
Views: 1510

Sometimes

I did not until I won the Colon Cancer Lottery.
Now using the HSA for the $5K in expenses.
by davebarnes
Thu Apr 03, 2014 2:11 pm
 
Forum: Personal Finance (Not Investing)
Topic: POLL: Do you use your HSA funds to pay for medical expenses?
Replies: 78
Views: 4187

Nocs

Nocs is really simple.
No bloat.
In our household: 2 iMacs, 2 iPhones, 2 iPads, Dropbox
Works very well for us.
by davebarnes
Thu Apr 03, 2014 2:06 pm
 
Forum: Personal Consumer Issues
Topic: Need a grocery app with certain (basic) features iphone/PC
Replies: 7
Views: 357

Best? Easy.

The Daily Show with John Stewart
Colbert Report
by davebarnes
Thu Apr 03, 2014 11:18 am
 
Forum: Personal Consumer Issues
Topic: Best ways to show daily news to 9 year old
Replies: 28
Views: 1910

Check RomneyCare costs

But well, my company is giving me a small lump sum to do the COBRA thing for a few months, so we'll manage. COBRA can be very expensive. Look at Bronze plans on the health exchange. Use it to get price info and then call the company you like. My wife's plan is $350/mo. Age = 56, Bronze/HSA, Kaiser ...
by davebarnes
Wed Apr 02, 2014 7:06 pm
 
Forum: Personal Finance (Not Investing)
Topic: Laid off today... TODO list?
Replies: 97
Views: 9571

Re: Web hosting for largish websites

rackspace
by davebarnes
Wed Apr 02, 2014 6:55 pm
 
Forum: Personal Consumer Issues
Topic: Web hosting for largish websites
Replies: 17
Views: 776

Here is what to do

1. If you can afford it, travel to Australia and sample the boxed wines.

2. If you cannot, then visit a HUGE liquor store with a large selection of box wines and ask for help.
Low prices are usually correlated with low quality.
by davebarnes
Mon Mar 31, 2014 12:52 pm
 
Forum: Personal Consumer Issues
Topic: Boxed Wines
Replies: 29
Views: 1923

First things first

1. Hire an architect. Spend some time (months) thinking, planning before demolition. 2. Ask the architect for general contractor recommendations. Interview and check references. If you can, visit houses the GC has done. 3. Spend some time planning and tweaking. 4. Spec everything. Down to the studs....
by davebarnes
Sun Mar 30, 2014 7:23 pm
 
Forum: Personal Consumer Issues
Topic: Saving on major renovations
Replies: 33
Views: 2505

Consumer Reports says

Michelin Defender
by davebarnes
Sun Mar 30, 2014 12:22 pm
 
Forum: Personal Consumer Issues
Topic: Purchasing New Tires for Car and Need Suggestions
Replies: 38
Views: 2033

Perfect Answer

http://www.ekornes.com/us/stressless-recliners

Image

Ekornes has many models.
I bought my first in 1974. Excellent value.
Bought my second in 2011.

$850 and up.
by davebarnes
Sat Mar 29, 2014 2:49 pm
 
Forum: Personal Consumer Issues
Topic: Reading room chair - what to pay and where to purchase?
Replies: 29
Views: 2367

Hardwood

Had it for 24 years in old house.
Have it for 3 years in new house.

More comfortable on the legs/feet than tile.
Flows from living/dining. We have open floor plan.

Tile in bathrooms.
Hardwood in kitchen.
by davebarnes
Fri Mar 28, 2014 10:08 pm
 
Forum: Personal Consumer Issues
Topic: Do you have hardwood or tile in your kitchen?
Replies: 57
Views: 3112

Hire a lawyer

Get a pre-nup.
It is why we have lawyers.
The 10/1 $ ratio demands it.
by davebarnes
Fri Mar 28, 2014 6:35 pm
 
Forum: Personal Finance (Not Investing)
Topic: Buying a house with a partner, not married
Replies: 23
Views: 1327

You will need some cash

Some credit card machines in businesses in Europe are "broken" at certain times.
The business does not want to record the transaction and pay taxes.
You need some cash.
by davebarnes
Thu Mar 27, 2014 2:19 pm
 
Forum: Personal Consumer Issues
Topic: Upcoming European Vacation - Currency Exchange Questions
Replies: 27
Views: 1242

My choice

Low-premium high-deductible

You will be putting the $7K difference into HSAs.
That is pre-tax. Yea!

If you have no large medical expenses during the year, then you are $7K of the high-premium plan.
by davebarnes
Wed Mar 26, 2014 9:23 am
 
Forum: Personal Consumer Issues
Topic: choosing a market place health insurance plan
Replies: 15
Views: 848

broken link

broken link
by davebarnes
Tue Mar 25, 2014 9:25 pm
 
Forum: Personal Finance (Not Investing)
Topic: Healthcare HSA Option with Pregnant Wife?
Replies: 6
Views: 527

Ignore the weather

Kids are tough.
They survive in the Winter.
For example:
St Lawrence
Clarkson
by davebarnes
Mon Mar 24, 2014 11:16 am
 
Forum: Personal Finance (Not Investing)
Topic: Tough college choice
Replies: 54
Views: 4032

AMICA

Customer/member for 44 years.
Highly recommended.
by davebarnes
Sun Mar 23, 2014 6:12 pm
 
Forum: Personal Finance (Not Investing)
Topic: State Farm or Allstate
Replies: 26
Views: 1811

Location?

Location is everything.
"A 1950's development in Massachusetts"
Specifically ?
by davebarnes
Sun Mar 23, 2014 12:07 pm
 
Forum: Personal Finance (Not Investing)
Topic: Any experience pricing yourself out of a neighborhood?
Replies: 15
Views: 2644

Consider one that is quiet

Image
And, if you manage events properly, they even provide their own replacement.
by davebarnes
Sat Mar 22, 2014 3:22 pm
 
Forum: Personal Consumer Issues
Topic: I need a quality lawnmower
Replies: 31
Views: 1604

I vote for RPI

I vote for RPI as I have 2 degrees from the 'Tute.
As someone who did co-op, I would highly recommend that approach.

I prefer smaller (<5K students) schools as you get more attention.
by davebarnes
Thu Mar 20, 2014 2:38 pm
 
Forum: Personal Finance (Not Investing)
Topic: advice requested from engineers
Replies: 85
Views: 4411

WTF?!

"71 - Fuel Charge
614 - Advertising Fee"

What!
Why no inventory carrying charge?
Why no building maintenance charge?
Why no my daughter's birthday party charge?


"+149 - Dealer Fees"

and No Way!
by davebarnes
Thu Mar 20, 2014 2:25 pm
 
Forum: Personal Consumer Issues
Topic: Final Dealer Offer Good Enough?
Replies: 19
Views: 900

Guaranteed best/perfect answer

will be available to you in January 2015.
by davebarnes
Wed Mar 19, 2014 8:45 pm
 
Forum: Personal Consumer Issues
Topic: Best smartphone in 2014?
Replies: 38
Views: 2232

phone

I own a Canon Powershot which takes great photos.
I own an iPhone 4s which takes OK photos.
Both sit on my desk.
I hardly ever take the Canon with me as the phone is so much more convenient and the photos are "good enough".
I am an old fart.
by davebarnes
Wed Mar 19, 2014 9:53 am
 
Forum: Personal Consumer Issues
Topic: Point & Shoot Camera for a Senior
Replies: 22
Views: 849

Private party

from a friend
from an estate
get an appraisal and then make an offer
by davebarnes
Tue Mar 18, 2014 9:04 pm
 
Forum: Personal Consumer Issues
Topic: best way to buy jewelry?
Replies: 28
Views: 1845

Yelp is your friend

http://www.yelp.com/search?find_desc=re ... 9627de0cb0

you can change the map and redo the search
by davebarnes
Tue Mar 18, 2014 12:59 pm
 
Forum: Personal Consumer Issues
Topic: Recommendation on NJ Restaurant
Replies: 1
Views: 277

no brainer

It was a no brainer (take the pension) until I read the "extremely financially unstable" part.
Take the money and run.
Detroit is merely the largest example of screwing pensioners.
If I were a M-D taxpayer, I would vote to screw you.
by davebarnes
Mon Mar 17, 2014 5:53 pm
 
Forum: Personal Consumer Issues
Topic: Lump sum pension pay out. Take it or not ?
Replies: 16
Views: 1603
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