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Re: Should I claim this damage

Hi, Update: went to local shop I got estimate on one car ~1000 and another car ~1600. Spoke with my insurance company yesterday and said I would like to report incident but have not yet decided if I want to file a claim, I will decide based on estimate. Representative stated that you have to file a ...
by darkhorse
Tue Nov 11, 2014 11:46 am
 
Forum: Personal Consumer Issues
Topic: Should I claim this damage
Replies: 26
Views: 2915

Re: Should I claim this damage

Thank you for all the information Here is where I stand now - I looked at policy document, it does not specify time window but states that 'promptly' notify - on my initial review of exclusion under comprehensive part, I did not see specific mention of 2X deductible but will review it later Upon clo...
by darkhorse
Sat Nov 08, 2014 10:53 pm
 
Forum: Personal Consumer Issues
Topic: Should I claim this damage
Replies: 26
Views: 2915

Should I claim this damage

Dear fellow Bogleheads, I have never had to file claim and I am not sure how it works. Here is my situation and will appreciate any input: I have two cars 2010 Honda accord and 2013 Prius both under comprehensive policy with 500 deductible. I was taking prius out from my garage and bumped into accor...
by darkhorse
Sat Nov 08, 2014 1:00 pm
 
Forum: Personal Consumer Issues
Topic: Should I claim this damage
Replies: 26
Views: 2915

Re: Car registration & driving across the country

I bought car out of state, typically you can have temporary tag valid for 30 days and then you register it in your home state, CA in your case.
State rule may vary but in TX and GA you can have temporary tag for out of state purchase and register it in your home state.
by darkhorse
Sun Sep 21, 2014 1:13 pm
 
Forum: Personal Consumer Issues
Topic: Car registration & driving across the country
Replies: 14
Views: 1007

Re: Cord Blood Banking

I really appreciate everyone's input! will discuss with wife and decide.
NY times article has been very helpful as well :thumbsup

Thank you!

:sharebeer
by darkhorse
Wed Sep 03, 2014 7:17 pm
 
Forum: Personal Consumer Issues
Topic: Cord Blood Banking
Replies: 17
Views: 1267

Cord Blood Banking

Hi folks, We are expecting a baby girl end of October :D . During one of the discussion, cord blood banking came up. Although there is abundant information on it, it is rather perplexing. After attempting some research on it, I am even more confused than before. Looking at various cord blood bank we...
by darkhorse
Wed Sep 03, 2014 1:45 pm
 
Forum: Personal Consumer Issues
Topic: Cord Blood Banking
Replies: 17
Views: 1267

Re: "Late Bloomer Millionaires" -- A Gem

Looks like a nice book, just got it through kindle app
Thanks for making it available Dan & Steve
by darkhorse
Sat Dec 22, 2012 9:23 pm
 
Forum: Investing - Theory, News & General
Topic: "Late Bloomer Millionaires" -- A Gem
Replies: 48
Views: 11811

Re: Newbie needs help with 403b

The idea is ok except it does not have the 20% bonds you said you want. I'm also unsure about the real estate account. It does not make sense to me to take out the low cost international and put in a high cost real estate fund. rjg, As he said, he counted TIAA Real Estate as half fixed income and h...
by darkhorse
Sat Dec 22, 2012 8:11 pm
 
Forum: Investing - Help with Personal Investments
Topic: Newbie needs help with 403b
Replies: 19
Views: 1323

Re: Newbie needs help with 403b

I must be missing something because by the time there are this number of replies it has usually been suggested that high interest loans be paid off . While she should definitely contribute to the extent that she gets match I think most of the couple's investments should go to paying off the 11% loa...
by darkhorse
Thu Dec 20, 2012 9:50 pm
 
Forum: Investing - Help with Personal Investments
Topic: Newbie needs help with 403b
Replies: 19
Views: 1323

Re: Newbie needs help with 403b

I must be missing something because by the time there are this number of replies it has usually been suggested that high interest loans be paid off . While she should definitely contribute to the extent that she gets match I think most of the couple's investments should go to paying off the 11% loa...
by darkhorse
Thu Dec 20, 2012 8:53 pm
 
Forum: Investing - Help with Personal Investments
Topic: Newbie needs help with 403b
Replies: 19
Views: 1323

Re: Newbie needs help with 403b

I also think you allocation plan to start is fine. Later on you want to add on mid cap and small cap in addition to your current S&P 500. Or petition the company to add the total stock market index instead. I didn't see it in your list. Do you know that it's extremely rare to get a match in a 4...
by darkhorse
Tue Dec 18, 2012 6:25 pm
 
Forum: Investing - Help with Personal Investments
Topic: Newbie needs help with 403b
Replies: 19
Views: 1323

Re: Newbie needs help with 403b

20% PIMCO Total Return Fund—Institutional PTTRX 0.46%/0.46% 20% International Equity Index Fund Premier TRIPX 0.24%/0.24% 60% TIAA-CREF S&P 500 Index Fund—Institutional TISPX 0.07%/0.07% Welcome to the forum. Looks like you are in the 15% Federal bracket. I think your choice of funds is decent....
by darkhorse
Tue Dec 18, 2012 6:17 pm
 
Forum: Investing - Help with Personal Investments
Topic: Newbie needs help with 403b
Replies: 19
Views: 1323

Newbie needs help with 403b

Hi all, I am a new member but not new to Boglehead. I have been reading up on this forum for roughly 8 months now and have gone through wiki and few of rec reading materials. My wife recently got hired and that is going to change our financial situation in a sense that we can pay our debt somewhat a...
by darkhorse
Mon Dec 17, 2012 10:46 pm
 
Forum: Investing - Help with Personal Investments
Topic: Newbie needs help with 403b
Replies: 19
Views: 1323

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