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Withdraw from 529 or FL Prepaid for tuition by grandparent

My grandson is starting college this fall, would it be better to pay the school tuition from the Fl Prepaid account or his 529 plan. Does it even matter? he is going to college not a university and his prepaid plan covers university prices so he should have excess funds. He is hoping to go to a univ...
by cyclinggirl
Tue Jul 15, 2014 2:05 pm
 
Forum: Personal Finance (Not Investing)
Topic: Withdraw from 529 or FL Prepaid for tuition by grandparent
Replies: 3
Views: 426

Re: Sitting on the sidelines for 2 years

After reading all the great advice I feel easing into the market would work best. As of the 2nd I'll be putting $300,000 of the Vanguard IRA into VTWNX, Target 2020 fund, it appears to have the best stock/bond ratio for my age and situation. Not sure after that first purchase the course I will take ...
by cyclinggirl
Sun Dec 30, 2012 2:03 pm
 
Forum: Investing - Help with Personal Investments
Topic: Sitting on the sidelines for 2 years
Replies: 17
Views: 2347

Re: Sitting on the sidelines for 2 years

Thank you all for the great advice, I am currently checking into some of the sites recommended. I live in Florida and currently my partner is covering most expenses as we share a home together and he is covering my medical insurance. I'm hoping not to even touch the IRA until after 59 1/2 and know I...
by cyclinggirl
Sun Dec 30, 2012 12:37 pm
 
Forum: Investing - Help with Personal Investments
Topic: Sitting on the sidelines for 2 years
Replies: 17
Views: 2347

Re: Sitting on the sidelines for 2 years

Got out because I lost my job and a divorce. Not a new comer to the market, was an investor for over 30 years and went through some pretty tough times, also worked in the business for 30 years. It was just one of those things where I just needed some calm somewhere in my life. This now seems pretty ...
by cyclinggirl
Fri Dec 28, 2012 5:50 pm
 
Forum: Investing - Help with Personal Investments
Topic: Sitting on the sidelines for 2 years
Replies: 17
Views: 2347

Sitting on the sidelines for 2 years

Need help getting back in the market after selling everything 12-31-2010. At that time I was almost even from the crash of 2006. But having my money in money market is ridicules so I'm finally going to do something. Here's where I stand. I'm 55 and not working, with no prospect to start. Partner has...
by cyclinggirl
Fri Dec 28, 2012 5:02 pm
 
Forum: Investing - Help with Personal Investments
Topic: Sitting on the sidelines for 2 years
Replies: 17
Views: 2347

Re: What Book Are You Currently Reading? Part V

The Long Road To Antietam: How the Civil War Became a Revolution by Richard Slotkin
by cyclinggirl
Fri Oct 05, 2012 11:46 am
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3372
Views: 1190966

Re: What to do? Neighbor tree leaning over property line

I live in Florida and had a neighbor behind me that had a very large dead Oak tree. I called the county and they said if it fell on my house I was responsible for the damage unless I sent a certified letter stating that if the tree fell on my house and there was damage they would have to cover the c...
by cyclinggirl
Thu Oct 04, 2012 2:32 pm
 
Forum: Personal Consumer Issues
Topic: What to do? Neighbor tree leaning over property line
Replies: 62
Views: 5588

Re: TOD (transfer on death) versus changing to Trust name

All my assets are in TOD accounts, you can name multiple beneficiaries.
If Florida real estate holdings cannot be in a TOD.
by cyclinggirl
Fri Jun 29, 2012 11:36 am
 
Forum: Personal Finance (Not Investing)
Topic: TOD (transfer on death) versus changing to Trust name
Replies: 18
Views: 2838

Re: What Book Are You Currently Reading? Part V

Just finished,
Nancy Gibbs and Michael Duffy's "The President's Club: Inside the Worlds Most Exclusive Fraternity".
Enjoyed it a lot and will now read "The Passage of Power".
by cyclinggirl
Fri Jun 29, 2012 11:32 am
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3372
Views: 1190966

Difference between R/O and traditional IRA

My partner opened up a R/O IRA with Vanguard thinking he was going to move his 401k over, that could not happen, so can he just contribute to the R/O with yearly contributions or should he open a traditional IRA, is there a difference?
by cyclinggirl
Wed Feb 15, 2012 3:29 pm
 
Forum: Investing - Help with Personal Investments
Topic: Difference between R/O and traditional IRA
Replies: 10
Views: 889

Re: 401(k) not allowed to move rule

Thank you both, I'll let him know.
by cyclinggirl
Wed Feb 08, 2012 5:32 pm
 
Forum: Investing - Help with Personal Investments
Topic: 401(k) not allowed to move rule
Replies: 8
Views: 635

401(k) not allowed to move rule

My partner has a 401k with his old company, they were bought out and he is now being told he cannot move the funds to Vanguard IRA R/O because the 401k was also bought out. Does this sound legal, can they insist he move to the new company which does not contribute to the new 401k plan? Thanks.
by cyclinggirl
Wed Feb 08, 2012 5:13 pm
 
Forum: Investing - Help with Personal Investments
Topic: 401(k) not allowed to move rule
Replies: 8
Views: 635

Re: Bike riders with no lights at night

As an avid cyclist (note user name) I can tell you no one in our club rides at night without lights. I live in Florida where there are many people who have no other choice but to ride their bikes at night either to or from work and cannot afford lights for them. Would it be at all possible to put yo...
by cyclinggirl
Tue Jan 10, 2012 4:05 pm
 
Forum: Personal Consumer Issues
Topic: Bike riders with no lights at night
Replies: 60
Views: 2105

Re: Girlfriend moving in, lots of student loan debt

I was in the same situation with my boyfriend. He had a lot of credit card debt due to his previous marriage and didn't own a home. He had a great job and made very good money but had child support payments that took up 1/2 of his monthly income with over 4 years left of those payments. We worked on...
by cyclinggirl
Tue Jan 03, 2012 2:24 pm
 
Forum: Personal Finance (Not Investing)
Topic: Girlfriend moving in, lots of student loan debt
Replies: 69
Views: 8955

Beatles or Rolling Stones

So for those of us over 45, who would you say is your favorite of the two.
by cyclinggirl
Thu Nov 10, 2011 11:30 am
 
Forum: Personal Consumer Issues
Topic: Beatles or Rolling Stones
Replies: 70
Views: 3231

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