BrandonBogle wrote:I think life would be simpler moving this account to Vanguard. But yes, you do have options if you decide against it.
stan1 wrote:My summary, and then I'll leave you alone:
Go with your wife's intuition on the swimming.
You've already told us she's smarter than you, as well as a good manager of money (frugal).
VictoriaF wrote:Terminate the swim team and compensate your daughter with an expensive one-time gift. For example, you could buy her a bicycle or an iPad.