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Re: To payoff mortgage or not

Last year I owned 1000 shares of VGR. Last year it paid me over 1500 in dividends.
My account now has 1050 shares.
Where is the accounting trick?
by covepatrol
Fri Jan 03, 2014 12:25 pm
 
Forum: Investing - Help with Personal Investments
Topic: To payoff mortgage or not
Replies: 59
Views: 2802

Re: To payoff mortgage or not

I would Refi that 180k to a 10 or 15 year loan. The 10 year rate is 3%. Your fixed mortgage costs will be less than 10% of your net monthly income.
. Check out VGR. It pays a 10% dividend and gives out a yearly 5% stock award.

You are going to be filthy rich.
by covepatrol
Fri Jan 03, 2014 12:05 pm
 
Forum: Investing - Help with Personal Investments
Topic: To payoff mortgage or not
Replies: 59
Views: 2802

Re: Where to park 150K

By park I meant invest. I do have taxable in my 403(b)(7)
by covepatrol
Sat Nov 02, 2013 12:00 pm
 
Forum: Investing - Help with Personal Investments
Topic: Where to park 150K
Replies: 6
Views: 986

Where to park 150K

I am selling my rental property. The reason is my tenant moved out and since I have lived there 2/5 past years I won't pay capital gains. Where would you invest the 160k that will be coming in? Here is my basic info: emergency fund = 6 months 403(b)(7) = fully investing (target retirement 2025 Vangu...
by covepatrol
Sat Nov 02, 2013 11:29 am
 
Forum: Investing - Help with Personal Investments
Topic: Where to park 150K
Replies: 6
Views: 986

Re: Buying high mileage vehicles...

07 Tundra with 150k is well broken in. Take good care of it and it will easily make 300k
by covepatrol
Sun Sep 22, 2013 11:21 am
 
Forum: Personal Consumer Issues
Topic: Buying high mileage vehicles...
Replies: 16
Views: 2206

Re: Weight Loss Plans?

I have lost 30 pounds in 5 months on the 5 and 2 diet
2 days a week I limit myself to 600 calories
5 days a week I eat a normal 2400 calories
Caloric restriction is also being linked with increased longevity and cognitive improvement.
by covepatrol
Tue Sep 17, 2013 9:24 pm
 
Forum: Personal Consumer Issues
Topic: Weight Loss Plans?
Replies: 109
Views: 6107

Re: [Do I need] Umbrella Insurance

Thanks for all the replies. I plan to buy the policy. When I called for the quote I was able to reduce my car insurance by 20 dollars a month. (we used to drive 20k miles a year and now drive 7500k)
Almost a "free" umbrella!
by covepatrol
Sat Jun 29, 2013 11:31 am
 
Forum: Personal Finance (Not Investing)
Topic: [Do I need] Umbrella Insurance
Replies: 41
Views: 2822

Re: [Do I need] Umbrella Insurance

The agent told me a potential
Lawsuit could "only" go after my future earnings and
The equity in my primary residence.
by covepatrol
Wed Jun 26, 2013 10:40 pm
 
Forum: Personal Finance (Not Investing)
Topic: [Do I need] Umbrella Insurance
Replies: 41
Views: 2822

[Do I need] Umbrella Insurance

Do I need it? 403b = 300k Pension = 120k (Cal STRS) rental = 230k (paid off) Primary = 275k (owe 135k) salary = 80k Age 45 retirement age = 57 No pool/trampolines/zip lines etc one car two drivers = 7500k miles a year (not married) Quote from current agent = 268 for one million in coverage Thanks P....
by covepatrol
Wed Jun 26, 2013 7:39 pm
 
Forum: Personal Finance (Not Investing)
Topic: [Do I need] Umbrella Insurance
Replies: 41
Views: 2822

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