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Tomorrow I am getting the current version of Quicken to replace my 2005 edition of Quicken. When I began using Quicken in the 1990s, I made a mistake in creating some Quicken accounts, didn't know how to correct the mistake when I upgraded Quicken before 2005 but hope now to rectify that mistake. 90...

WEEKEND INVESTOR April 19, 2013, 4:59 p.m. ET

One Way to Time the Market

but maybe this article from today's WSJ will be of interest to some:

http://online.wsj.com/article/SB1000142 ... dfinance_4

Apparently you can have Vanguard send all/part of your RMD to a charity you choose.
Except for convenience , is there any advantage to this instead of just getting the RMD and giving all/part of it to the charity in the same tax year?

I was always far behind in shredding my bank, vanguard etc. statements; my shredder broke a month ago and I'm even further behind. Knowing myself, getting a new shredder doesn't mean I'm going to industriously get rid of the back load in one session. Office Depot and Staples offer reasonably priced ...

Am I missing something in the scheduling of RMDs? Hypothetical Example: On Dec 31, 2012 the total of all my IRAs subject to RMD was $100,000 and to meet IRS requirements I must take out $5000 during 2013. All the IRA money is in two funds: Total Stock Market and Total Bond Market. To get the RMD are...

. I'm fairly certain the feds have mandated that all cars have them [parking cameras] soon. 1. I believe you are right 2. I test drove a Camry V6 which had a parking camera. I was impressed that in parallel parking I could get to less than an inch of the car behind me without touching it and then c...

In the papers today: http://wheels.blogs.nytimes.com/2013/03/19/settlement-of-class-action-against-audi-gets-preliminary-approval/?nl=automobiles&emc=edit_ws_20130319 A federal judge has given preliminary approval to settling a class-action suit over transmission problems on about 64,000 of Audi...

http://online.wsj.com/article/SB1000142 ... dfinance_0

WSJ article on a danger I hadn't thought of: keeping everything at one firm, [ such as Vanguard].

I'm not sure what your goal is, but if it is getting one payment for RMD In December, then you could do fixed monthly payments of whatever the minimum amount. Then in dec the will send you a suplemental check to make up the diff. I called TSP back today, described what you said and I was told this ...

I became 70½ in February and am subject now to RMDs. Vanguard sent me a reminder for my Traditional IRA and it appears that I can receive the RMD as a single lump sum, which I plan to do towards the end of 2013. [I do not need the money from the RMD right now.] I expected an announcement/reminder fr...

I thank you all for your comments . Yes, the 2013 Accord is shorter than the 2012 Accord but it still is about an inch longer than my 2003 Accord. Overall length is of concern to me for finding curb parking not for maneuvering. The maneuvering comes into play in the many garages with steep windy ram...

I'm about to replace my 2003 Accord V6. As most people, my main criteria are reliability and overall economy, not just gas mileage. My specific criteria are GREAT air conditioning and quietness. Why not just get another Accord V6? My current one is fine except for it's size and close quarter maneuve...

As has happened before, The TSP's G Fund may be utilized in funding difficulties:
http://www.washingtonpost.com/blogs/fed ... d-default/

Not Taco Bell Material [Adam Corolla] - a very bad family life and youth that he basically has overcome. Well written, funny --- but sad.

I've linked my Suntrust bank account to my Vanguard home page of accounts under "outside Investments""; it has updated correctly daily for 8-10 years. Last Monday the updating stopped and I could see a growing difference between what appeared on the Vanguard page and what was on the ...

I notice that when I use Turbotax, the final summary sheet always shows "effective tax rate" -- but I've never seen an explanation of how that figure is determined,

I saw an ad for this today but have bot looked at it closely: duke energy premier notes

http://www.duke-energy.com/investors/in ... stions.asp

I received the cash part of the refund electronically about 5-6 days after filing and the I bonds came in the mail about 15 days after filing.

2003 Honda Accord / 96,000 miles

I'd like to thank all for your suggestions. I always test drive cars before buying but because of the comments about 4 cylinder engines being improved since my 1993 Civic, I'm checking to see if I can rent a Corolla or other 4 cylinder for a weekend. I do use consumer reports for reliability and som...

I'm about to buy a new car and think I may have a blind spot in selecting the new one. For 10 years I drove a Civic and was happy with it with 2 exceptions. Mediocre air conditioning and very poor pick up when merging from 20 mph to 50-60 mph traffic that I had to do every day. I replaced the Civic ...

You can hardly turn over an investing advice newsletter without finding a recommendation to buy TIPS, or Treasury inflation-protected securities, to preserve the purchasing power of your dollar-denominated savings..... http://online.wsj.com/article/SB10001424052748703712504576244560197467054.html?mo...

I did have the VC contributions rolled over into a ROTH IRA and the VC interest rolled into the TSP. Both had the final paperwork done within 2 months of retiring..

Is anyone of you using Roku with an analog [tube] television [ I haven't yet switched to a digital set] or is that impossible?

I've decided to use the 2 year credit "guardian" offer and not to get too wrapped up in the compromised SS number and birthdate.

I am, however, irritated at having to change many bills which get automatically deducted from my credit card.

One responder inquired why I didn't exchange taxable tax-inefficient short-term bond fund into a tax-efficient stock fund and then move stock funds into bond funds in my deferred tax accounts. I'm generally uncomfortable with tinkering with my taxable accounts when it's likely to involve tax related...

I'm retired with a secure pension which more than covers my necessary expenses. My mortgage is paid off so I have no tax exemption from a mortgage; from my work period I still have cash savings for a year of expenses in in an FDIC account at 1% taxable return. I'm considering moving a small investme...

Thanks to all who replied.

Perhaps I'll just stay put with the present situation.

I don't want to switch / balance out fund types from taxable to non taxable accounts by selling one and buying a different one since I believe what will complicate my taxes more than I'm willing to do.

25% tax bracket [but edging close to 28]
state = 5.5% income tax
there are Vanguard stock funds in both an IRA and a ROTH IRA
I don't expect to need the money for any required expense and intend to use it for fripperies in a few years.

I should have added: I'm 68

I have money in Short Term Investment Grade VFSTX in my taxable account which I believe I will not need for 4 or more years. Although I am taking nothing out of it, I am, of course, paying federal and state income tax on the gains. I'm retired and cannot contribute to an IRA. Although there are high...

I keep a log but there's no connection to resale;
I think it's helpful in case there's a sudden dramatic change in mileage in getting me to the garage to check things early.

I too use the supermarket bags for garbage but also have a box of large 'store bought" bags if I need one.

I've used Porto Rico Importing's teas in Manhattan for many years and now that I'm away from NY I use their mail order service

http://www.portorico.com/store/page3.html

I believe traditional IRAs began around 1983 and were limited to $2000 per year until the limit began rising around 2000.

Can anyone verify this?

And if one had contributed the maximum allowed to a traditional IRA every year, how much would have been contributed by now?

Following the recommendations in several retirement planning classes I went to, I tracked my expenditures for the 2 years preceding my retirement using Quicken [and also tried to use a credit card for everything possible so at the end of the year I would have a cross check tool from the credit card'...

I'm in myb late 60s and have justbretired. I too have been working on this problem for a year or two; and the amount of money other posters have listed is the range I have been thinking of: $200,000 - 250,000 if buying vs $1800-2000 if renting. I have no desire to continue owning and the only reason...

I began reading it today, got confused and irritated and decided to try again tomorrow.

I had a Civic from 1993 to 2003 and was very happy with the service; I then bought an Accord in 2003 from the same dealership. A few months after I bought the Accord the dealership changed hands. Then they started recommending services more than Honda recommends. I've ignored them but it gets annoyi...

FDIC eyeing 'least bad' option for shoring up fund http://www.washingtontimes.com/news/2009/sep/23/fdic-eyeing-least-bad-option-for-shoring-up-fund/ The Federal Deposit Insurance Corp. is weighing several costly options as it struggles to shore up the dwindling fund that insures bank deposits. Moder...

I've used Quicken for 8-10 years. One ongoing irritation is the categorization of expenses. I've never found a way of having the reports show savings as savings as opposed to expenditures nor of handling transfers between savings and checking accounts which keep appearing as Uncategorized expenses i...

In the past whenever my Suntrust MM Savings account [FDIC insured] surpassed the minimum required amount, I'd move the money into Vanguard's Prime MM account which always had a higher rate of return. Prime MM is now around .3% while Suntrust is 1.1% [FDIC insured]. Can anyone supply an explanation o...

For 5 decades I saved up for books and spent a great deal on them ;
but I got tired of having too many physical things around my house; for the last 10 years I buy no book that I can get from the library.

My intention was similar to what "Dale" did: not to sell a non vanguard fund and buy a parallel vanguard fund, but to keep the 2 non-Vanguard funds and have VBS do the paper work for them. I thought this was free [I'm in the Voyager category] but noticed that others have mentioned fees and...

Most of what I own is with Vanguard but I have 2 non Vanguard funds [Amer Funds and TIAA groups] which I'm sonsidering moving to Vanguard's Brokerage Service for the convenience of having everything together, especially for covenience at tax statement time. Can anyone suggest any reasons NOT to do t...

At https://www.annualcreditreport.com/ I filed on line for a free experian credit report and also paid for my credit score. The credit score came back as "Super Prime", the highest of their 5 ratings --- but there was no number. Aren't credit scores supposed to have numbers like 600, 700, ...

I've used Virgin Mobile pay as you go or several years and have been content with it.

http://www.washingtonpost.com/wp-dyn/content/article/2009/03/28/AR2009032803873.html An article today stated: A fine way to invest in dividend-growth stocks is through Vanguard Dividend Growth (symbol VDIGX), which holds a portfolio of 49 such stocks. Managed by Don Kilbride, of Wellington Managemen...