Search found 10 matches

Return to advanced search

Re: Help with Pre-Tax, Roth allocation percentages

just follow the template in the sticky. it's hard to understand the whole picture unless you give us the whole picture. fwiw if you're able to max out your 401k deferrals and therefore max out the company match before you are terminated, i would do that because i like free money. Since I'll only be...
by coachK1
Sun Jul 28, 2013 6:31 am
 
Forum: Investing - Help with Personal Investments
Topic: Help with Pre-Tax, Roth allocation percentages
Replies: 4
Views: 339

Help with Pre-Tax, Roth allocation percentages

Thanks for reading and answering - trying to figure out what best course of action is. Looking for advice on how I should allocate my contributions for the next 8 months. Employment is ending on 8/31/2013 after which I no longer qualify for company match, but I can still contribute to my retirement ...
by coachK1
Sat Jul 27, 2013 7:56 am
 
Forum: Investing - Help with Personal Investments
Topic: Help with Pre-Tax, Roth allocation percentages
Replies: 4
Views: 339

Re: Invest $100k

Thanks for the information. This is not part of my portfolio which has been adjusted to three funds from where it was originally. This is for a friend who does not need to do anything with it other than put it somewhere to grow.
by coachK1
Sat Oct 27, 2012 6:09 am
 
Forum: Investing - Help with Personal Investments
Topic: Invest $100k
Replies: 6
Views: 1099

Invest $100k

Question on your thoughts about investing $100k for a 78 yr old person, no debt, and no need for the money. Was in a CD that just matured and without taking too much risk, what's your ideas on investing it
by coachK1
Fri Oct 26, 2012 4:23 pm
 
Forum: Investing - Help with Personal Investments
Topic: Invest $100k
Replies: 6
Views: 1099

Re: How is inheritance split?

http://blog.ctnews.com/medico/2010/08/25/understanding-the-differences-between-probate-and-non-probate-property/ So if I understand this, as long as the bank account is held as joint ownership with the wife's name on the account and i guess also on the signature card, regardless of what's in the wi...
by coachK1
Mon Oct 01, 2012 12:23 pm
 
Forum: Personal Finance (Not Investing)
Topic: How is inheritance split?
Replies: 13
Views: 1273

How is inheritance split?

Husband and wife have a joint savings account worth $1,000. His will stipulates his estate to be split 50/50 between his son and his wife and he dies
Since the account is a joint account, automatically 50% ($500) is hers. Does the reaming 50 ($500) get split 50/50 between them?
by coachK1
Sun Sep 30, 2012 6:27 pm
 
Forum: Personal Finance (Not Investing)
Topic: How is inheritance split?
Replies: 13
Views: 1273

Re: Coming back to Vanguard?

A couple of things I notice: 1. You have a hefty emergency fund. Including that, you have $68,000 in taxable, and you're not maxing your tax-advantaged space. Seems like you could move some money from taxable into tax-advantaged, especially since you're paying 7% state tax on dividends, STCG, and i...
by coachK1
Mon Jan 09, 2012 7:25 pm
 
Forum: Investing - Help with Personal Investments
Topic: Coming back to Vanguard?
Replies: 9
Views: 2493

Re: Coming back to Vanguard?

Tax Rate: 9% Federal, 3.07% State That's not your marginal rate (there is no 9% bracket). If you don't know how to figure out your marginal rate give us your gross income and we'll help. PA treatment of 401k's and IRA's is weird so it'll be important to understand your exact situation. You are only...
by coachK1
Wed Jan 04, 2012 8:37 pm
 
Forum: Investing - Help with Personal Investments
Topic: Coming back to Vanguard?
Replies: 9
Views: 2493

Re: Coming back to Vanguard?

First - thanks for the replys - trying to really learn whats going on is a job in itself. The funds in her IRA are being managed by a broker, and are the result of a rollover after leaving a former job. This was the allocation he suggested. Generally we've been happy with the results as it producing...
by coachK1
Fri Dec 30, 2011 8:22 am
 
Forum: Investing - Help with Personal Investments
Topic: Coming back to Vanguard?
Replies: 9
Views: 2493

Coming back to Vanguard?

Was using an investment firm and considering going back to investing on my own via Vanguard. What would your recommendations be? Emergency funds = $47K (approx 8 months of expenses covered) Debt: $370 Bi-Monthly ($28k Home Equity – (approx 4 yrs remain @ 3.5%) Tax Filing Status: Married filing joint...
by coachK1
Mon Dec 26, 2011 1:52 pm
 
Forum: Investing - Help with Personal Investments
Topic: Coming back to Vanguard?
Replies: 9
Views: 2493

Return to advanced search