Bogleheads.org

On the "premium products" thread, Cutco knives keeps coming up. I'd like to get the basics...which knifes would be best for say a 4-6 knife basic set. For preparing food...not for the table. (Steak knives I have.) what about used on EBay. Can I buy them that way then send them for free sh...

Nothing fitting those specifications exists and probably never will in the Apple ecosystem. My favorite iPhone camera app is PureShot. It's made by the same guy that developed 645 pro, but with a much simpler layout. Best feature is a minimum shutter speed of 1 second, compared to the 1/15 limit of ...

If you think there are enough selfless Gandhi's in the world who are willing to take on six figure debts, sacrifice their 20's while possessing the mental fortitude to endure the entire process, and subsequently work in medicine for a median middle class wage , then good luck rounding up enough of ...

So patients need to research every treatment and every drug? And every alternate treatment and every alternate drug so they can correctly compare? Is that the solution? I actually have quite a few patients who do this. They come in after having done extensive research on wikipedia, demand a certain...

Depends on the circumstances. I recently dropped 3 grand on a point and shoot camera. It was just released when I bought it, and I live in a relatively small town so there's no way I could have rented it. I used it, loved it, and kept it. If I discovered it was a poorly engineered piece of trash, yo...

How about a combination of the two and joining a small practice as an employee? From what I've seen in my field (also a surgical subspecialty), it's exceedingly rare to start off on day one as an equal partner/business owner so that's probably not even an option for you. Usually you work as a salari...

Is the slot canyon Navajo guided tour something I need to reserve ahead of time, or do we just show up?

I'm planning a trip to the southern Utah area that will include two full days in Page. I definitely want to see Antelope Canyon. Any recommendations on other parks to visit in the area? I don't want to waste several hours participating in the lottery system for Coyote Buttes North (the Wave) and wil...

I will be flying from D.C. to Vienna in late July. Last September my preferred itinerary on United Airlines was available for $1,500. I could not commit at the time and decided to wait. Once I have learned that I could make the trip, I started checking the prices. Up until a few days ago, I could h...

I would make sure you have documented any damage prior to moving in-including countertops, floors walls, etc. Take dated pictures, put copies with your lease and notify your landlord. In college towns they pretty much keep the damage deposit as a matter of principal, it didn't matter if you left th...

One problem with the non-interchangeable dumbbell sets (i.e. what you find at most gyms) is that unless you buy all of them, working out smaller muscles may be problematic. With small muscle exercises like one arm tricep presses and shoulder raises, even a 2 to 3 pound increase in weight makes a hug...

I have a simple weight bench with an adjustable back that I got at Walmart 20 years ago for around $40. Also two free weight dumbbell bars (the short ones that are about 16 inches long) and about 150 pounds in free weights ranging from 2.5 pound plates to 10 pound plates. As needed, I buy more 10 po...

Looks like MMM has been reading Bogleheads recently:

http://www.mrmoneymustache.com/2013/04/ ... questions/

Cost of the cheapest option for a family of 3 will likely be north of $15K a year, which means that the present value of health insurance till he can claim Medicare would be close to a million dollars. Given that college costs at a selective school are over $250K, just to fund those two costs would...

gasman wrote:Love to know how he manages health insurance.

http://www.mrmoneymustache.com/2011/09/ ... aah-waaah/

I like this guy. He keeps his expenses low - there's a post in there somewhere detailing his yearly budget.

Threaten to take them to small claims court.

jlm41 wrote:Wife has never worked for first 15 years of marriage, She has been going to med school last 6 years. I have paid over 300K for her med school expense so far. She got a part time job last year and she is making 30K.

Why has she been in medical school for 6 years? That's not normal.

Check your inbox. This thread will probably be locked shortly.

zaplunken wrote:[Suggestion on dangers of a certain food removed by admin LadyGeek (constitutes medical advice)]

Epidemiological studies on humans do not show this.

Super Stickman Golf and Super Stickman Golf 2.

Buy the insurance and get your car at the airport. A few years back, I reserved a car online for pickup at the airport and was initially undecided on whether on not to buy the extra insurance. I rent cars in the US several times a year and never get any added coverage. After talking to many people o...

River Street will be absolutely packed on St Patty's weekend. Just head over, get some wristbands, grab a beer, and walk around. It's like a mini Bourbon Street without the beads and the smell. The only issue that may come up is the bathroom situation. Unless they changed the setup in recent years, ...

While, I've never been, I've heard Prague is supposed to be a very inexpensive place to visit. +1. Absolutely loved Prague, but I drank a lot, too. Very walkable city with attractions close together and many beautiful views. Prague has gotten more expensive recently. Sadly, the days of 50 cent half...

One of my favorite visits in Europe is Switzerland. Lots of mountains and lakes and stuff.

6.3 %

An article from today that discusses this topic:

http://www.nytimes.com/2013/03/10/opini ... d=all&_r=0

A follow up post: I decided to keep the camera and have been having a great time shooting pictures with it. The size hasn't been a deterrent, the placement of all the buttons and controls is perfect, and the photos look nice. As an unexpected bonus, I won a few hundred bucks in a photo contest a few...

I realize that it is a word that could easily convey frugal or otherwise. But, I have been reading a lot regrading this way of life and find it fascination. Not so much for my wife and kids. Yes. After school, I moved from one side of the country to the other for a one year internship, then moved b...

If I rent and have a significant amount in investments, primarily with vanguard, which turbo tax product is optimal? Would it be premier? (Essentially, just have a w2, some tuition fee and investments)- I did not sell anything in taxable accounts in 2012 but did do the back door ROTH. Thanks for yo...

This is an excellent trash can: http://www.costco.com/Nine-Stars-Stainless-Steel-Sensor-Trash-Can-Combo.product.100000040.html You wave your hand over the lid, it opens for 5 seconds, then shuts itself. It holds the bag securely so the trash bag doesn't collapse to the bottom of the can. The one dow...

You'll want to identify the M&E expense in the prospectus; it's generally going to be a "round" number like 0.75% or 1.00%. You pay the M&E number plus underlying fund costs which of course vary. The M&E fee is 2.05%. Does this information tilt the scale one way or another?

I wondered the same thing a few months ago. This thread gives you a nice step by step:

viewtopic.php?f=1&t=103022

You'll want to identify the M&E expense in the prospectus; it's generally going to be a "round" number like 0.75% or 1.00%. You pay the M&E number plus underlying fund costs which of course vary. I agree that if there's a fixed option, that might be a good choice if you hold onto ...

Check to see if there is a fixed option - often this avoids the Mortality and Expense Fee and high expense ratio of the variable subaccounts. And often it yields more than CD's and other fixed options. I would look at this option to weigh the surrender vs keep decision. With a fixed option, would i...

The other set of information needed is how large is the annuity and what is mom's overall financial position. You said she doesn't need the money, but what is it for then? If mom has 1M and theres 10k in the annuity, that's different than mom having 100k and all of it in the annuity. Mom is stable ...

Happy Sunday everyone! A situation came up today as I was doing my mother's taxes, and I'd like to run things by the forum before doing anything. My mother is retired, has income from only social security and a pension, and previously mentioned to me that she had a small amount of money invested in ...

I'm gonna chime in here because I faced this decision just a few years ago. I consolidated my loans at a relatively low rate, but I still chose to throw everything I had at my loans and paid them off within a few years after residency. The day I made my last loan payment was the most glorious day I ...

climber2020 wrote: It depends. Would you need to take loans out for the entire 4 years of school? For me, medical school was a great investment because I applied to about 80 different scholarships and got 2 really big ones in addition to need-based grants (I came from a very low income family), so ...

For the MDs and Doctors here, how much were your salaries when you started out as an attending? Were you able to manage paying off your loans? What do you guys think? Is Med School still a good financial investment? It depends. Would you need to take loans out for the entire 4 years of school? For ...

Thanks for the tip - I think it's filled in correctly now, plus there was a page 2 of the 8606 form that I initially didn't see which addresses the tax on the 2010 deductible contribution I made.

Please help! I'm having a difficult time calculating my basis (and everything else) for form 8606. In 2010, I made a $5000 contribution to a traditional IRA with pre-tax dollars. This was my first year doing a tIRA. In 2011, I made no IRA contributions. In 2012, I made a $5000 non-deductible contrib...

I've used the online Turbotax Free version with no problems for the last 5 years. For the first time in 2012, I have investments in a taxable account (everything in either Vanguard Total Stock or Total Intl). I also did a backdoor Roth for the first time, which I understand requires a form 8606. Oth...

Does anyone have recent experience with scanning color slides and negatives? Does a regular flatbed like the CanoScan 9000 work OK, or should I use a special scanner? Has anyone used a service that does this? I have about 10,000 slides that I have decided to digitize. Thank you, Keith I use an Epso...

William4u wrote:Sometimes it is frustrating to see a family member make a big financial mistake. It feels like watching someone stand in front of a very, very slow moving train and yet refuse to move.

Reminds me of that scene in Austin Powers where the guy gets run over by the steamroller.

This used to be a huge problem for me and my kitty. I tried every scratching post imaginable and she still preferred the edge of the couch, which she clawed down to the wood over 2 years. I ended up having to toss that couch before moving to my current apartment. The main problem was that she would ...

Reserve a car now since you don't have to pay anything up front and re-check the rates every day up until about a week before your trip. Prices fluctuate; I've had a weekly rental drop by over $200 once. Whenever the price does drop, you can modify your existing reservation to reflect the lower pric...

Octogenarians wearing grape smugglers. Even worse is octogenarians not wearing grape smugglers. Years ago while I was in the Greek islands, a guy who must have been born circa 1930 showed up to a beach party with nothing but a leopard skin loincloth. A series of wind gusts left very little to the i...

1) Refusing insurance at Car rentals, the people there get downright nasty and threaten you with all sorts of things, nevermind that you maybe insured already through your cc or other means it sometimes takes forever to turn them down, or at least it seems that ways since you just got off your flig...

I prefer games with realistic detailed artwork and challenging, logic-based puzzles woven into an intriguing story line (Adventure genre). I don't care for "cartoon" games or quick reaction shoot-em-ups. Any recommendations? Limbo. One of the best adventure/puzzle games I've played in yea...

For example, I'm trying to put all my compact discs in storage in the closet. I've got lots of CDs and so this is a bigger project than one might think. For now, I've placed almost all the CDs in cardboard boxes, with each box denoting general info on its contents (e.g., Brahms, Beethoven, etc.) Ac...