Search found 23 matches

Return to advanced search

Re: Early option exercise, non-public, large spread

If I understand AMT correctly, even if you have to pay it now, you can "carry it forward" and get it back for years (someone will probably correct me if I'm wrong). But the bigger question is, when the stock has a liquidation event (IPO or company is acquired), you want to own your shares ...
by clast
Tue Sep 30, 2014 11:18 pm
 
Forum: Investing - Help with Personal Investments
Topic: Early option exercise, non-public, large spread
Replies: 5
Views: 344

Re: International investing and non-resident section

I hope this isn't against the rules (I love this forum), but what about starting a separate "International bogleheads" forum? Actually I just checked, and "Bogleheads" is trademarked, so the forum name would probably have to be different, but same concept. This is becoming a bigg...
by clast
Sat Sep 13, 2014 11:24 pm
 
Forum: Forum Issues and Administration
Topic: International investing and non-resident section
Replies: 6
Views: 625

Re: Portfolio Update, ISOs/AMT questions

One more thing, regarding leaving the company and having 90 days to exercise the options. This was the case where I worked, EXCEPT the options agreement had a clause that said if you were terminated (fired), you had to exercise the options THE DAY of termination! It didn't affect me, but it was kind...
by clast
Wed Aug 13, 2014 10:55 pm
 
Forum: Investing - Help with Personal Investments
Topic: Portfolio Update, ISOs/AMT questions
Replies: 6
Views: 422

Re: Portfolio Update, ISOs/AMT questions

For the ISO options, I was in the exact same situation from 2005-2010. I knew that if/when there was a liquidity event (IPO, or more likely, an acquisition), and I sold the options (or was forced to sell in acquisition), I would have to pay taxes. I bought them as soon as they vested, to start the c...
by clast
Wed Aug 13, 2014 10:53 pm
 
Forum: Investing - Help with Personal Investments
Topic: Portfolio Update, ISOs/AMT questions
Replies: 6
Views: 422

Re: Bought AAMRQ before it changed to AAL - LT gain tax ques

Awesome, thank you everyone for the answers. (The shares are indeed in a taxable account). This was a gamble on a beat-up stock, and it worked out. I know nothing about the airline industry, so I plan to sell as soon as the gains will be long-term. I may buy some put options until then, to lock in t...
by clast
Mon Jul 07, 2014 11:45 pm
 
Forum: Investing - Help with Personal Investments
Topic: Bought AAMRQ before it changed to AAL - LT gain tax question
Replies: 5
Views: 579

Bought AAMRQ before it changed to AAL - LT gain tax question

Hi folks, My question is on what date can I sell my AAL shares for long-term capital gains, rather than short-term. Here are the details: On Sept. 25, 2013 I bought 2000 shares of AAMRQ (American Airlines) around the time they were in bankruptcy proceedings. They survived bankruptcy and on December ...
by clast
Sat Jul 05, 2014 11:29 pm
 
Forum: Investing - Help with Personal Investments
Topic: Bought AAMRQ before it changed to AAL - LT gain tax question
Replies: 5
Views: 579

Re: What to do in Austin, TX

Uchi, arguably the best restaurant in Austin (unless you don't like sushi, although it is more than just sushi). Make your reservation now if you can, trust me (they accept walk-ins, but the wait can be 1-2 hours). Save room for the desserts. If you like foie gras, get the foie nigiri, and order the...
by clast
Thu Feb 20, 2014 9:30 pm
 
Forum: Personal Consumer Issues
Topic: What to do in Austin, TX
Replies: 44
Views: 3818

Re: Monaco vacation without busting budget

One more thing - consider using AirBNB. My girlfriend and I got a great studio apartment right on Boulevard Albert 1er with a view of the harbor. We paid $200/night in July for a 4-night stay. Longer stays are usually cheaper. You will probably need a larger place for your family, but it'll still be...
by clast
Sun Feb 02, 2014 10:35 pm
 
Forum: Personal Consumer Issues
Topic: Monaco vacation without busting budget
Replies: 36
Views: 2467

Re: "Guaranteed income" for foreign residency - annuity? Tru

Retread wrote:Why not buy a five year annuity? Immediate annuities.com shows it would be about $88,000 for a 50 year old male.
Bruce


A 5-year one would work, but I only need it for two years. That means putting up a lump sum of $88,000 versus around $35,000, and losing access to that capital in the meantime.
by clast
Sat Feb 01, 2014 9:58 pm
 
Forum: Investing - Help with Personal Investments
Topic: "Guaranteed income" for foreign residency - annuity? Trust?
Replies: 5
Views: 351

Re: "Guaranteed income" for foreign residency - annuity? Tru

Have you tried to get a quote on the Vanguard website for a 2-year annuity? I have no idea if such a thing is possible. Hopefully an annuity expert will jump in and help. I checked the Vanguard web site (and State Farm's, and Fidelity's), and I even called their phone number. They tried to help, bu...
by clast
Sat Feb 01, 2014 9:01 pm
 
Forum: Investing - Help with Personal Investments
Topic: "Guaranteed income" for foreign residency - annuity? Trust?
Replies: 5
Views: 351

"Guaranteed income" for foreign residency - annuity? Trust?

Hi everyone, I am moving to a country outside the US (my home country), and am working with an immigration attorney there. The country is Argentina, in case it makes any difference. In order to gain residency under that country's "rentista" resident program, I need to show guaranteed incom...
by clast
Sat Feb 01, 2014 5:15 pm
 
Forum: Investing - Help with Personal Investments
Topic: "Guaranteed income" for foreign residency - annuity? Trust?
Replies: 5
Views: 351

Re: Bitcoin Investment Trust ( IRA )

No thanks. You've already seen what happens to this "currency" when the biggest illegal marketplace is shutdown. If you feel like speculating, make a traditional account through mtgox or one of the other trading houses. Don't risk your retirement assets! I won't argue here for Bitcoin's l...
by clast
Tue Nov 12, 2013 3:53 am
 
Forum: Investing - Help with Personal Investments
Topic: Bitcoin Investment Trust ( IRA )
Replies: 3
Views: 784

Re: Can a purely deflationary currency last? [bitcoin]

I see a few messages asking if you'll ever be able to pay for things in Bitcoins. For what it's worth, when I was in Berlin over the summer, I paid for my hotel in bitcoins (it was about 1 btc per night, or about 90 euros per night at the time). I also used bitcoins to eat at a nice cafe and got dri...
by clast
Tue Oct 29, 2013 3:54 am
 
Forum: Investing - Theory, News & General
Topic: Can a purely deflationary currency last? [bitcoin]
Replies: 83
Views: 6318

Re: Transfer from a Wealth Management account to ETF and Fun

When you say your stock portfolio is composed of "312 shares", do you mean 312 different stocks? Or 312 shares of one stock? (I'm mostly just curious - it doesn't affect my suggestion below). Since your current wealth manager is the custodian of your shares, isn't it possible to just trans...
by clast
Wed Sep 04, 2013 8:05 pm
 
Forum: Investing - Help with Personal Investments
Topic: Transfer from a Wealth Management account to ETF and Funds
Replies: 15
Views: 991

Re: Employee Stock Options Exercise Timing Question

Could you buy put options (using your usual brokerage such as Fidelity), to limit the downside on your shares (or options for shares)?

E.g. if you have 10,000 shares, you'd need to buy 100 put options, because each option contract covers 100 shares, and 100 options * 100 shares = 10,000 shares.
by clast
Fri Aug 30, 2013 3:30 am
 
Forum: Investing - Help with Personal Investments
Topic: Employee Stock Options Exercise Timing Question
Replies: 10
Views: 996

Re: preparing for large long-term cap gain

If you live in a state that will tax the capital gains, move to a state that will not tax them. Depending on your situation, maybe worth it.
by clast
Wed May 22, 2013 12:29 am
 
Forum: Personal Finance (Not Investing)
Topic: preparing for large long-term cap gain
Replies: 5
Views: 958

Re: What Type Of Wallet Do You Prefer?

I second the All-ett. I've had one for a few years now (leather outside, nylon inside. It's been great, and very thin. I got tired of my old thick wallet, so I got this. I think I have the "International wallet", but check out their site, they have several choices. http://www.all-ett.com/i...
by clast
Thu Mar 14, 2013 12:20 am
 
Forum: Personal Consumer Issues
Topic: What Type Of Wallet?
Replies: 90
Views: 8527

Re: Start-up likely to get bought... exercise options now?

I don't know your company's prospects, so you'd have to make a best guess as to their likelihood of success (being acquired, etc). I can offer my own story. I was in a similar situation, the main difference was my strike price was very low (like 20 cents). I started exercising my ISOs as soon as the...
by clast
Thu Mar 07, 2013 2:22 am
 
Forum: Personal Finance (Not Investing)
Topic: Start-up likely to get bought... exercise options now?
Replies: 10
Views: 1192

Re: Good books on financial markets

One book I read that really made me grow some brain cells was The Alchemy of Finance by George Soros. It's dense reading, but I learned a lot.
by clast
Sat Dec 29, 2012 2:09 am
 
Forum: Personal Consumer Issues
Topic: Good books on financial markets
Replies: 5
Views: 534

Re: Negotiating Salary for a Promotion

Try using Indeed.com's salary tool - http://www.indeed.com/salary

It tells you salaries for a job title and location. If the results are in your favor, you can use this as a reference point in your negotiations.
by clast
Thu Oct 25, 2012 6:38 pm
 
Forum: Personal Finance (Not Investing)
Topic: Negotiating Salary for a Promotion
Replies: 18
Views: 3304

Re: Where to safely park $1.1M for 6 months, earning interes

Thanks for these comments - I'll have to double check the safe harbor stuff. The capital gains happened this month (October 2012). I have had no withholding in 2012 at all - I haven't had any job income this year. I started a business in January that hasn't turned a profit yet (it is just starting t...
by clast
Tue Oct 16, 2012 2:57 am
 
Forum: Investing - Help with Personal Investments
Topic: Where to safely park $1.1M for 6 months, earning interest
Replies: 11
Views: 2252

Re: Where to safely park $1.1M for 6 months, earning interes

I plan to use the safe harbor to make an estimated tax payment by Jan 15 of 110% of my tax last year, plus a bit more to be safe. My taxes last year were much lower and more "normal" (under $40k).
by clast
Mon Oct 15, 2012 5:58 pm
 
Forum: Investing - Help with Personal Investments
Topic: Where to safely park $1.1M for 6 months, earning interest
Replies: 11
Views: 2252

Where to safely park $1.1M for 6 months, earning interest

Due to a long-term capital gains in, I owe $1.1M in US taxes, but I don't have to pay it until April 15, 2013. I can put it in a high-interest savings account such as Amex Savings (0.90% interest). But is there another low-risk place to put it where it might earn 1.5% or even 2% or more? Thanks!
by clast
Mon Oct 15, 2012 2:53 am
 
Forum: Investing - Help with Personal Investments
Topic: Where to safely park $1.1M for 6 months, earning interest
Replies: 11
Views: 2252

Return to advanced search