I went with 2 friends for 3 weeks across Europe from Paris a few months ago and stayed in Salzburg for 3 nights. We had a rental car for the trip and drove to Berchtesgaden, about 15 miles away, and toured the Eagles nest one day. This was in late October and there was 3 inches of snow on the ground...
There is a one day sale of H&R Block tax software at Amazon. I just purchased the H&R Block Deluxe + State for 21.99, which is normally about $44. It is on sale at this price only today.
I just finished an Amerisave refinance at 3 1/4% for 10 years. The good faith estimate turned out to be slightly higher than The actual closing costs. Very happy with the process and it was very painless. A person came to my house for closing to Sign all the documents. She explained everything and g...
Everything is in the trust which is now terminating. The successor trustee is also the executor of the estate. Also, even though the income and the 1099's from the annuity companies were issued after her death, the annuity income was actually earned up to her date of death and not afterward. Would t...
My mother passed away in June 2010. The beneficiaries of her estate are my 2 sons and I. She lived about 1500 miles from me and the executor of her estate is a friend of hers and an insurance salesperson. All of her assets are inside of a Living Trust. My question relates to her income tax filing fo...
We recently had an interior designer plan and design furniture arrangements and accessories for a living room. We purchased the items she suggested from the store which employs her. She did an excellent job and spent a bit of time on the design and in our living room. She listened to our needs and a...
I have used Mint for all my accounts, including Vanguard, for several years and really like not having to go to all my accounts individually for balances, credit card charges, etc, which saves a tremendous amount of time.
Also, they have a very good Iphone app to check things when I am traveling.
If I told my non-financial thinking friends that I read a prospectus before I invest in something, they would probably think that I am weird.
It is comforting to know, after reading some of the responses, that I am not as strange as I thought I was......
PA offers the Schwab option in their 457 plan. I used it with some success when I was employed. Since retiring a year and a half ago, I have maintained the account with Schwab. Our investment choices in the Schwab account are limited to the mutual funds that they offer.....no stocks or ETF's.
Before I retired, I enjoyed reading "How to Retire Happy, Wild and Free" by Ernie Zelinski, a practical and humorous non-financial book.
He also is the author of "The Joy of Not Working".
In the past year I purchased a single family home and moved from the townhouse I rented for several reasons, one of which was the lady next door who always sang in the shower. It might have been OK through the paper thin walls, but she could not carry a tune.....
Note to those who think living in the country is a piece of cake. All of the above mentioned woodpeckers have on occasion chosen to drill into our house when in the mood to do so looking for bugs or food. I live in a developed area and have a downey woodpecker come every spring to "drum" ...
Waiting for a 1099 from Scottrade. Their website indicates that the 1099's for the sale of ETF's in 2009, which I did, will not be mailed until February 15th.
It is funny how our perception of credit has changed over time... My aunt and uncle, who were very conservative, purchased furniture on credit for the first time back in the 50's. This bothered my uncle and family legend has it that he would not sit on the new couch until the loan was paid in full. ...
Costco sells raw almonds in their stores. I know because I buy them. I don't remember what the exact price is, but I think it's around $12 for a 3 pound bag.
I just bought a 3lb bag at Costco for a few cents less than $10
At 50, I was still contributing in my job and got satisfaction from it. I had thought about early retirement too and would have been able to swing it financially, but I was not mentally prepared. If I had retired, I would have probably become bored and would have looked for work within a short perio...
Age 63 and retired in January of this year.
Go to the gym 3 times a week for an hour of moderate exercise and weather permitting, go for a 3-4 mile walk 2 or 3 days per week.
This is more activity than when I was working and I feel better, but reduced stress may also play a part in how I feel.
Pennsylvania uses Great West for their 457B plan and I am a participant. I am happy with their service and they offer a decent, although not comprehensive, array of index funds to choose from. Their fees are very reasonable and the reports they offer on your financial progress are acceptable. One of...
I was a senior in high school, sitting in Math class when it was announced over the PA system. That was a very sad moment in our history and I remember radio stations playing somber music all weekend.
Another problem that I have with Farrell's credibility and his gloom and doom forecast is that a future article he writes will probably tout investing using his Lazy Portfolios.
If I were thinking that our world will be changing negatively, why would I keep investing in the funds in his Portfolios?
I had dental insurance before I retired about 9 months ago and always went for the cleanings and checkups every 6 months for many years. My retiree employee association offers dental insurance for about $500-600 per year. When I had my first dental check up as a retiree, I asked my dentist of 15 yea...
To rcasement:
She has been around for a long time in financial broadcasting and has had several shows in which she was the moderator. Just before the end of Wall St Week with Louis Rukyser, she filled in for him for an extended period.[/quote]
I had used the SS on line calculator to estimate my benefit amount and will receive my first payment next week at age 62. I was pleasantly surprised when I received the benefit determination letter as it was about $120 month higher than the calculator indicated.