Bogleheads.org

Yes, this should concern anyone........

Frankly, my expenses are much higher now, due mainly to travel. I had the money, but not the time when I was working.

Now I have the time.....

But I like it this way

Check FLL but yes Miami is ALWAYS popular

Could not be happier with my Prius. Have owned several Hondas...Toyota for me...especially the Prius.

GL

I bought a hybrid and have been very happy with it. WIll pay for itself in appx 5 yrs ...also got a tax credit last yr.

One caveat....if you live in a cold climate...not recommended.

GL

. . . it's always nice to see someone make the often-overlooked distinction between bourbon and Tennessee whiskies. It always bugs me to see Jack and Dickel lumped in with bourbons. According to Wikipedia (and NAFTA), Tennessee whiskeys are bourbons. They are NOT bourbons and these are fighting wor...

I have owned Lifestrategy Growth for decades. In early Jan, this month, I purchased an additional $30k of the fund. I decided to take the 4% "profit" on a few weeks of investment, so I exchanged the funds and then realized that Vanguard "defaults" to an average price per share co...

I definitely agree with the Woodford Reserve recommendation.

I have owned several Wranglers and lots of CJ's.....fun but NOT a daily driver...also gas mileage sucks.

GL

"All bourbon should be cut with water. That's how you drink it."

Ignore this advice.....I spent too much time in KY (unfortunately)....and you don't water down good bourbon.

Oh, and I do NOT use a "solar blanket" on my pool.

I had a solar heating system installed for my pool....cost $3k total....heat is free....I get 10 degrees warmer than the Gulf of Mexico on average....I live in SW FL and can swim year round.....but I prefer it 10 months of the year.

Good luck,

CC

Hurricane Wilma did $130K damage to my home in about 5 minutes.

I like homeowners insurance!

InvestoGuy wrote:I was under the impression that you need to change the Battery
every 2-3 years and that can be very expensive. Is that true.

No, all the hybrid parts incl battery are under warranty for 10 yrs or 100k miles.......these batteries have proven to be very reliable.

I bought a new 2010 Prius and love it....have avg mpg of 48.5 and NO problems....not a rattle, squeak or issue. Love the technology and am amazed at this car every day. Would definitely buy another one. ( I do also have a new Miata for those times when I want something fun to drive). The Prius is de...

i wouldn't want to buy a rental car I had rented....I usually drive rentals like I stole them!

I withdraw a flat 4% (not adjusting for inflation) each Jan. The amount varies but I do not depend exclusively on this money anyway and usually funnel some of this back to the investment pool at the end of each year. I also have a "reward system" for myself....If my portfolio beats 4% plus...

If you wanted to hold some physical gold to protect you in an extreme black swan type disaster event, how would you hold it? Assume you want to insure against something so catastrophic that gold ETFs might not be redeemable. Would you have gold coins or some other form? Would you keep it in a safe ...

Thoughts on this month's Money magazine interview with William Bernstien....?

I tend to agree with his philosophy of "Once you win the game, why continue to play?".

Edit to add link: http://money.cnn.com/2012/09/04/retirem ... index.html

I have to agree with Epilink....my experience exactly.

On second thought, don't stress about these commodities...[comment removed by admin LadyGeek -- suggestions of criminal activity are not acceptable on this site]

Water....hoard water...the next oil!

I keep about 5% of my portfolio as "play money" to feed my need to trade. Very small scale, but I do like to do this. I thought it might be an interesting thread to discuss our excursions to the "dark side"...short term non-allocated trades. I have had some success this year with...

Have you looked at Yahoo "Market Dash"...it's free, easy to use...but I don't know if it has the depth you are asking for.

Check it out. Good luck.

Let us know if you find something better....I have the same needs, you mention.

I've owned 3 and loved them all. Really depends on whether you and family will use it and for how long ..I live in S FL and swim easily 10 months of the yr. Pool was a MUST for us. Good luck, I sold a house in Mississippi with a pool and it was a drawback for buyers......the eventual buyer filled it...

Pay it off for the psychological rush of being debt free

Don't minimize the psychological benefit from being debt free, in addition to the financial benefits. It is a very good feeling.

Good luck!

Excellent! Thanks (I did a search before posting but must have worded it wrong). These thoughts do match well with my own. I will keep the TSP. Tks for the link!

I am retired and have, so far, retained my TSP account. I am in the process of simplifying my finances and am considering moving the TSP to Vanguard.

I'm curious whether others have reviewed the pros and cons of such a move.

Tks in advance!

I've had several. Love them, hate the gas mileage and do NOT want to use one as my daily driver.

I worked for the USPS for 38 yrs and can tell you MANY horror stories about this breed. BY FAR the worst breed for attacks (and usually brutal attacks) in my career. In most cases, the dog was a house "pet" and this was "the first time he ever bit anyone"......one day it seems th...

Langkawi....easy now....I already bought mine....guess I am a fool for squandering my 3 cents of lost interest just because it was convenient to buy them while at the bank.

Lighten up.

I am also in favor of escalating gas prices to break the dependence and to change behaviors.

I drive a Prius....54.7 mpg last tank.

Its easy online to get estimates.

BTW...I have shipped cars MANY times and have NEVER had any damage...

Good luck

I bought a 2010 Prius for appx $20K in Oct and am very happy with it. Excellent build quality and I get 52mpg without trying.

Good luck.

"who knows what the minimum investment return will be? I just know the Mrs will sleep better if we do not owe money." This is the key issue.....there is the best financial decision and the best emotional decision. Owning a home outright is a great emotional feeling and difficult to quantif...

Atwood has it correctly summarized....Jax is more Georgia than Florida. We lived there for several yrs (and left a lot of money there due to the real estate market)......I would recommend going further south if you have the choice. The city is very spread out with 7 bridges, making it hard to get ar...

compensation divided by 2,080....rough but works

Yes, quite a few times over the yrs.....very good experiences. In 2 cases (both from TX oddly), the owners "forgot" to disclose a few issues. I recently bought a nice ragtop on Ebay and am completely satisfied. The usual caveats apply when purchasing any vehicle.....feedback and carfax hel...

Personally, I think history dictates that we not believe ANYTHING BP says....when will we see executives in handcuffs?

In my humble opinion, financially its an obvious loser.

I believe the Prius to be more of an ecological/political statement than an actual wise purchase due to gas savings. Do the math on buying a Corolla vs a Prius; compare initial cost, gas savings and long term expense.

Good luck,
Chris

My advice is also to simplify......ditch it.

Any mechanical device (especially an auto) is in a constant state of decomposition and will cost you money even if it (possibly especially if) it just sits in the driveway.

Good luck,
Chris

I started this melee....glad to see I am not the only one with multiple answers! I also tend to consider it cash due to the lack of risk to the NAV.

Thanks for the thorough discussion on the issue.


Chris

When determining allocations, should the TSP "G" Fund be considered bonds or cash? (I researched via the search function, with no luck).

Tks in advance,
Chris

Is it legal to bet sports online?

Relax. You are in paradise....some things are more expensive here but no state income tax and FL is worth the hurricane related expenses.

Good luck,
Chris

"Use the $20 trick at check in and they'll upgrade your room"

What is the "$20 trick"?
Chris

Good point and thanks for the quick response.

I have both Roth and regular IRA's....have had them at Vanguard for MANY yrs.

I am cleansing financial records and wondering how long and whether to keep IRA statements ......

Does Vanguard have detailed IRA record back to original purchase in case they are ever needed?

Does one actually need the records when you begin withdrawal?

Tks in advance,
Chris

I incurred (on a home in Coral Spgs) $130K damage in 10 seconds during Hurricane Wilma.

Keep the insurance.

Good Luck!