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Re: Long Term Disability Denied - Runner's Knees

Call the claims adjustor and ask how to appeal the decision.
by chaz
Sun Dec 21, 2014 4:21 pm
 
Forum: Personal Consumer Issues
Topic: Long Term Disability Denied - Runner's Knees
Replies: 10
Views: 1292

Re: Where is the Munchkin Man?

The chaz wants the MM to post again!
by chaz
Sun Dec 21, 2014 4:03 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Where is the Munchkin Man?
Replies: 19
Views: 4932

Re: What "actively" managed funds do you own?

A fund self-created of only 100 shares of CCL to provide onboard credit on Princess cruises.
by chaz
Sun Dec 21, 2014 12:48 pm
 
Forum: Investing - Help with Personal Investments
Topic: What "actively" managed funds do you own?
Replies: 77
Views: 3779

Re: How do you define "being rich"?

Just being contented and at peace.
by chaz
Sun Dec 21, 2014 12:44 pm
 
Forum: Personal Consumer Issues
Topic: How do you define "being rich"?
Replies: 119
Views: 7013

Re: What makes you happy in life?

My family and my retirement.
by chaz
Sun Dec 21, 2014 12:40 pm
 
Forum: Personal Consumer Issues
Topic: What makes you happy in life?
Replies: 29
Views: 2024

Re: Using balanced funds to avoid rebalancing

My takeaway from this is that it really doesn't matter in terms of long term total returns. If owning something like Balanced Index in IRA or Roth is simplest path for investors who wish to minimize the hassle factor and second guessing of allocations (which could lead to poor decisions at the wors...
by chaz
Sun Dec 21, 2014 12:20 pm
 
Forum: Investing - Theory, News & General
Topic: Using balanced funds to avoid rebalancing
Replies: 30
Views: 2031

Re: Laptop as a hard drive

I like the ASUS all-in-one desktop.
by chaz
Sun Dec 21, 2014 11:59 am
 
Forum: Personal Consumer Issues
Topic: Laptop as a hard drive [Laptop as a desktop]
Replies: 28
Views: 1153

Re: Is it safe to use a credit card at Target?

Safer to pay with cash.
by chaz
Sat Dec 20, 2014 3:13 pm
 
Forum: Personal Consumer Issues
Topic: Is it safe to use a credit card at Target?
Replies: 23
Views: 1691

Re: Free TurboTax for Flagship

TT was easy in past years.
by chaz
Sat Dec 20, 2014 3:09 pm
 
Forum: Personal Consumer Issues
Topic: Free TurboTax for Flagship [Problem obtaining free download]
Replies: 15
Views: 1411

Re: U.S. stocks in freefall

Man, I just love this. Every time this thread pops up after a market drop, the market bounces back. This thread is a wonderful contrary indicator. Well, shipmate Ned, that's why we keep dropping by here, just to show that in the markets nobody knows nothing . This thread is an instance of financial...
by chaz
Sat Dec 20, 2014 12:17 pm
 
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 1067
Views: 190613

Re: We made our own Will

placeholder wrote:
chaz wrote:The law recognizes holographic wills, i.e. entirely handwritten, signed and dated.

Not that simple at all:
http://en.wikipedia.org/wiki/Holographic_will#United_States

It's not difficult.
by chaz
Thu Dec 18, 2014 5:39 pm
 
Forum: Personal Finance (Not Investing)
Topic: We made our own Will
Replies: 52
Views: 3492

Re: HOA Townhouse Reserve Amount

Get a reserve study done by a specialist.
by chaz
Thu Dec 18, 2014 5:24 pm
 
Forum: Personal Finance (Not Investing)
Topic: HOA Townhouse Reserve Amount
Replies: 9
Views: 777

Re: We made our own Will

The law recognizes holographic wills, i.e. entirely handwritten, signed and dated.
by chaz
Thu Dec 18, 2014 5:21 pm
 
Forum: Personal Finance (Not Investing)
Topic: We made our own Will
Replies: 52
Views: 3492

Re: What Movie Have You Recently Watched?

Forest Gump" on Netflix.
by chaz
Thu Dec 18, 2014 5:18 pm
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 262
Views: 28989

Re: Flagship

DTSC wrote:Congrats! An excellent achievement!

Nice.
by chaz
Thu Dec 18, 2014 2:02 pm
 
Forum: Personal Finance (Not Investing)
Topic: Flagship
Replies: 22
Views: 2873

Re: U.S. stocks in freefall

No freefall today. :D
by chaz
Thu Dec 18, 2014 1:57 pm
 
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 1067
Views: 190613

Re: Yahoo mail

Yahoo working just fine.
by chaz
Thu Dec 18, 2014 1:56 pm
 
Forum: Personal Consumer Issues
Topic: Yahoo mail [problems]
Replies: 29
Views: 2039

Re: Am I in two many investments.

john94549 wrote:My goodness, you have a slurpy-cup full of funds. Might I suggest VBIAX with a dollop of VTIAX. You might get serious about cash, as in CDs.

I also recommend the Balanced Index fund.
by chaz
Thu Dec 18, 2014 12:53 pm
 
Forum: Investing - Help with Personal Investments
Topic: Am I in two many investments.
Replies: 17
Views: 1757

Re: What Book Are You Currently Reading? Part VI

"Death In Holy Orders" by P.D. James.
by chaz
Thu Dec 18, 2014 12:26 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 258
Views: 31503

Re: What do you splurge on?

Cruises.
by chaz
Thu Dec 18, 2014 12:21 pm
 
Forum: Personal Consumer Issues
Topic: What do you splurge on?
Replies: 237
Views: 21576

Re: Embarrassingly stupid question

Look at the forum wiki.
by chaz
Sun Dec 14, 2014 4:09 pm
 
Forum: Investing - Help with Personal Investments
Topic: Embarrassingly stupid question
Replies: 25
Views: 4496

Re: New 401K choices...need help slicing

OP is off to a great start.
by chaz
Sun Dec 14, 2014 4:08 pm
 
Forum: Investing - Help with Personal Investments
Topic: New 401K choices...need help slicing
Replies: 5
Views: 340

Re: What is a move-up car after mid-size sedan?

Toyota Solara is nice.
by chaz
Sat Dec 13, 2014 6:06 pm
 
Forum: Personal Consumer Issues
Topic: What is a move-up car after mid-size sedan?
Replies: 63
Views: 4048

Re: Your Favorite Cookbook?

DW gets recipes from the Food Network.
by chaz
Sat Dec 13, 2014 6:04 pm
 
Forum: Personal Consumer Issues
Topic: Your Favorite Cookbook?
Replies: 60
Views: 4137

Re: What Book Are You Currently Reading? Part VI

"The Burnt House" by Faye Kellerman.
by chaz
Sat Dec 13, 2014 5:59 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 258
Views: 31503

Re: Investing more when the market is down.

Nothing wrong with investing in stocks when the market is down IMO.
by chaz
Sat Dec 13, 2014 2:04 pm
 
Forum: Investing - Theory, News & General
Topic: Investing more when the market is down.
Replies: 22
Views: 2296

Re: At what age did you find dream job?

26 - just passed the bar exam.
by chaz
Sat Dec 13, 2014 12:43 pm
 
Forum: Personal Finance (Not Investing)
Topic: At what age did you find dream job?
Replies: 32
Views: 2698

Re: Why did you quit your job?

I never quit, just retired.
by chaz
Wed Dec 10, 2014 2:34 pm
 
Forum: Personal Consumer Issues
Topic: Why did you quit your job?
Replies: 37
Views: 4244

Re: What is the best meal you've had at a restaurant?

Filet mignon at Flemings in Las Vegas.
by chaz
Wed Dec 10, 2014 1:21 pm
 
Forum: Personal Consumer Issues
Topic: What is the best meal you've had at a restaurant?
Replies: 88
Views: 6586

Re: Poll: Your Portfolio Tax Diversification

100% traditional IRA. :moneybag
by chaz
Wed Dec 10, 2014 1:19 pm
 
Forum: Investing - Theory, News & General
Topic: Poll: Your Portfolio Tax Diversification
Replies: 45
Views: 2458

Re: Things to do on new year's eve..

VictoriaF wrote:Finish champagne.

Victoria

+1. :D
by chaz
Wed Dec 10, 2014 12:07 pm
 
Forum: Investing - Help with Personal Investments
Topic: Things to do on new year's eve..
Replies: 18
Views: 2172

Re: Have you ever been let go?

obgyn65 wrote:My answer to the OP's question is no.

Ditto.
by chaz
Tue Dec 09, 2014 2:11 pm
 
Forum: Personal Finance (Not Investing)
Topic: Have you ever been let go?
Replies: 74
Views: 5496

Re: U.S. stocks in freefall

oldzey wrote:
Browser wrote:
The S&P 500 fell 0.9 percent to 2,042.68 at 10:12 a.m. in New York. The Dow Jones Industrial Average dropped 149.38 points, or 0.8 percent, to 17,703.10.

Oh, the horror! That 0.8% loss puts me on foodstamps.


Hehe +1 8-)

+2, :D
by chaz
Tue Dec 09, 2014 12:40 pm
 
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 1067
Views: 190613

Re: I Can't Smell The Coffee

Go to McDonalds.
by chaz
Sun Dec 07, 2014 5:35 pm
 
Forum: Personal Consumer Issues
Topic: I Can't Smell The Coffee [one cup coffee maker]
Replies: 36
Views: 4829

Re: Ex-landlord won't return deposit

I am not a lawyer. Missouri Tenant Rights http://ago.mo.gov/publications/landlordtenant.pdf#page12 Looks like you are entitled to double your deposit. Contact a local attorney from Missouri and have them draft a letter from their letterhead to the landlord. Say you are giving them a chance to resol...
by chaz
Sun Dec 07, 2014 5:34 pm
 
Forum: Personal Finance (Not Investing)
Topic: Ex-landlord won't return deposit
Replies: 29
Views: 3133

Re: Am I being cheap?

cowboy wrote:If she's "the one" (*this* is the most important decision), bite the bullet and consider it an investment in your future. Money can't buy happiness, but it can buy the ring that will make your future wife happy. Happy wife, happy life, as they say.

+1.
by chaz
Sat Dec 06, 2014 4:49 pm
 
Forum: Personal Finance (Not Investing)
Topic: Am I being cheap? [wedding/engagement ring]
Replies: 192
Views: 8812

Re: TIPs, Total Bond Market, or Both?

kenner wrote:Use an educated percentage of both.

+1.
by chaz
Sat Dec 06, 2014 12:57 pm
 
Forum: Investing - Theory, News & General
Topic: TIPs, Total Bond Market, or Both?
Replies: 35
Views: 3496

Re: My bicycle tour from Rochester, NY to Lambertville, NJ

Colorado13 wrote:Thanks for sharing. I like the turtle photo. :D

+1.
by chaz
Fri Dec 05, 2014 5:18 pm
 
Forum: Personal Consumer Issues
Topic: My bicycle tour from Rochester, NY to Lambertville, NJ
Replies: 13
Views: 1513

Re: Vanguard Turbo Tax prices anounced

TT does me good.
by chaz
Fri Dec 05, 2014 5:15 pm
 
Forum: Personal Finance (Not Investing)
Topic: Vanguard Turbo Tax prices anounced
Replies: 57
Views: 7782

Re: POLL: Should investors have a separate emergency fund?

I voted "yes" but it really depends. At a certain level of wealth relative to lifestyle/liabilities it is unnecessary. Bill Gates and Warren Buffett do not need emergency funds except maybe as a convenience. My personal rule of thumb is that it's a good idea to keep one until taxable inve...
by chaz
Tue Dec 02, 2014 6:08 pm
 
Forum: Investing - Theory, News & General
Topic: POLL: Should investors have a separate emergency fund?
Replies: 58
Views: 3498

Re: What Book Are You Currently Reading? Part VI

"Almost Dead" by Lisa Jackson.
by chaz
Tue Dec 02, 2014 3:07 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 258
Views: 31503

Re: FIRECalc, What does it cost to really live

I stopped buying neckties.
by chaz
Tue Dec 02, 2014 3:01 pm
 
Forum: Personal Finance (Not Investing)
Topic: FIRECalc, What does it cost to really live
Replies: 8
Views: 1549

Re: Retirees: Why worry?

No, also.
by chaz
Tue Dec 02, 2014 2:38 pm
 
Forum: Personal Finance (Not Investing)
Topic: Retirees: Why worry?
Replies: 25
Views: 2930

Re: [Poll] What's Your Tax Prep Strategy?

Turbotax.
by chaz
Tue Dec 02, 2014 2:37 pm
 
Forum: Personal Finance (Not Investing)
Topic: [Poll] What's Your Tax Prep Strategy?
Replies: 64
Views: 3718

Re: Retirees activities won’t deplete the nest egg.

223 minutes of TV watching! This is a waste of retirement. Victoria Remember that not everyone retiree has the financial wherewithal to do much other than to sit in front of screen, be it TV or the Internet, and may not have the physical ability to do much else. I have plans to do other things, and...
by chaz
Mon Dec 01, 2014 1:52 pm
 
Forum: Personal Consumer Issues
Topic: Retirees activities won’t deplete the nest egg.
Replies: 20
Views: 2272

Re: How much to have Vanguard withhold on RMD

Afty wrote:I have them withhold at my expected tax rate or slightly higher. I also have to pay estimated tax, so I try to overshoot a bit to avoid penalties.

Me too.
by chaz
Sun Nov 30, 2014 2:46 pm
 
Forum: Personal Finance (Not Investing)
Topic: How much to have Vanguard withhold on RMD
Replies: 36
Views: 2657
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