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Re: Who do you trust when you must ask for advice.

I will try to keep this short. I am a graduate student (master of administration) about to graduate. I am being recruited by Edward Jones to open up a new branch in my small town. I have heard horror stories about EJ and how their business model allows for unethical decision making by the financial...
by chaz
Mon Oct 20, 2014 2:33 pm
 
Forum: Personal Consumer Issues
Topic: Who do you trust when you must ask for advice.
Replies: 6
Views: 576

My Anniversary [as Vanguard investor]

I recently received a nice "Happy Anniversary" card from Bill McNabb for being a Vanguard investor for 25 years. I've enjoyed every year and look forward to more years invested there.
by chaz
Sun Oct 19, 2014 5:44 pm
 
Forum: Personal Consumer Issues
Topic: My Anniversary [as Vanguard investor]
Replies: 3
Views: 585

Re: When is a living trust and/or will appropriate?

Cal Aggie wrote:sliu:

I suspect you will get a lot of responses to your question. Once you read them all, please go see an estate planning attorney. Look for a certified specialist.

Very good advice.
by chaz
Sun Oct 19, 2014 12:59 pm
 
Forum: Personal Finance (Not Investing)
Topic: When is a living trust and/or will appropriate?
Replies: 5
Views: 780

Re: What Book Are You Currently Reading? Part VI

"Rage" by Jonathan Kellerman.
by chaz
Sun Oct 19, 2014 12:57 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 111
Views: 7036

Re: POLL: How fulfilling is your retirement?

10 years in and DW and I are enjoying it.
by chaz
Sun Oct 19, 2014 12:54 pm
 
Forum: Personal Finance (Not Investing)
Topic: POLL: How fulfilling is your retirement?
Replies: 27
Views: 2097

Re: What Book Are You Currently Reading? Part VI

"The Criminalist" by William Relling,Jr.
by chaz
Sat Oct 18, 2014 2:02 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 111
Views: 7036

Re: Cruise to Mexico

We are looking at taking a cruise to Mexico from Los Angles on Princess Cruise Line. The cruise is 10 nights and stops in San Diego, Cabo San Lucas, La Paz, Loreto and Puerto Vallarta Mexico. We haven't been to La Paz or Loreto before so was wondering if anyone has every taken this cruise and has i...
by chaz
Sat Oct 18, 2014 1:59 pm
 
Forum: Personal Consumer Issues
Topic: Cruise to Mexico
Replies: 4
Views: 508

Re: What tax software do you use and why

On this side of the keyboard, using Turbo Tax. Did my taxes many years ago using paper and pencil to made corrections easy, then passed the information to another form using a pen--but that was then and this is now. I have used Turbo Tax for many years, it is easy to move the information from year ...
by chaz
Sat Oct 18, 2014 1:19 pm
 
Forum: Personal Finance (Not Investing)
Topic: What tax software do you use and why
Replies: 49
Views: 1951

Re: Estate planning - big firm or solo practitioner?

DW and I used an excellent 2 man firm.
by chaz
Sat Oct 18, 2014 1:17 pm
 
Forum: Personal Finance (Not Investing)
Topic: Estate planning - big firm or solo practitioner?
Replies: 15
Views: 1090

Re: What will you do when you retire?

I enjoy surfing the internet and reading.
by chaz
Fri Oct 17, 2014 1:43 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: What will you do when you retire?
Replies: 37
Views: 3574

Re: Vegas Vacation!

leonard wrote:Tackiest place I've ever been.

But always good food, good shows and good hotels.
by chaz
Thu Oct 16, 2014 5:46 pm
 
Forum: Personal Consumer Issues
Topic: Vegas Vacation!
Replies: 46
Views: 2997

Re: Best place (with warm weather) to raise children

Glendale, California
by chaz
Thu Oct 16, 2014 4:40 pm
 
Forum: Personal Consumer Issues
Topic: Best place (with warm weather) to raise children
Replies: 64
Views: 3759

Re: Vegas Vacation!

Ride in a gondola at the Venetian.
by chaz
Thu Oct 16, 2014 4:35 pm
 
Forum: Personal Consumer Issues
Topic: Vegas Vacation!
Replies: 46
Views: 2997

Re: Portfolio Strategy

It's good. Keeps it simple.
by chaz
Thu Oct 16, 2014 11:42 am
 
Forum: Investing - Help with Personal Investments
Topic: Portfolio Strategy
Replies: 18
Views: 1008

Re: Your personal risk level: Got your flu shot yet?

DW and I got the flu shot.
by chaz
Thu Oct 16, 2014 11:39 am
 
Forum: Personal Consumer Issues
Topic: Your personal risk level: Got your flu shot yet?
Replies: 93
Views: 2941

Re: What Book Are You Currently Reading? Part VI

"Clever Fox" by Jeanine Pirro.
by chaz
Wed Oct 15, 2014 5:00 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 111
Views: 7036

Re: Ebola preparation

VictoriaF wrote:
chaz wrote:The US should bar flights from west African countries, but isn't.


One would then fly to the US via another country.

Victoria

Maybe the other countries would bar those flights also.
by chaz
Tue Oct 14, 2014 3:25 pm
 
Forum: Personal Consumer Issues
Topic: Ebola preparation
Replies: 55
Views: 2220

Re: Ebola preparation

The US should bar flights from west African countries, but isn't.
by chaz
Tue Oct 14, 2014 3:22 pm
 
Forum: Personal Consumer Issues
Topic: Ebola preparation
Replies: 55
Views: 2220

Re: Electric Razors

I like norelco.
by chaz
Tue Oct 14, 2014 2:55 pm
 
Forum: Personal Consumer Issues
Topic: Electric Razors
Replies: 26
Views: 1851

Re: Will and Estate Planning - do i or not need an attorney

Do you need an attorney? If you do it yourself, you will find out if you should have had one after you or a loved one dies Get an attorney, make your wishes known, listen to the questions asked, complete and file estate planning. Heck, I can spend as much or more for a dental procedure. I wouldn't ...
by chaz
Tue Oct 14, 2014 1:25 pm
 
Forum: Personal Finance (Not Investing)
Topic: Will and Estate Planning - do i or not need an attorney
Replies: 26
Views: 2239

Re: Relatively new here. What did you do in 2008/09

mwm158 wrote:I moved into my fallout shelter. Let me know when it's over so I can come out.

A good plan.
by chaz
Tue Oct 14, 2014 12:00 pm
 
Forum: Investing - Help with Personal Investments
Topic: Relatively new here. What did you do in 2008/09
Replies: 106
Views: 6696

Re: First RMD Divisor - 27.4 or 26.5

Be careful; the IRS lurks.
by chaz
Tue Oct 14, 2014 11:58 am
 
Forum: Personal Finance (Not Investing)
Topic: First RMD Divisor - 27.4 or 26.5
Replies: 11
Views: 1027

Re: Question re: RMD

Maybe your answer is in http://www.irs.com Pub 590. I don't know as I take mine in Dec to get the advantage of compounding. Good luck. How much of an advantage do you get from compounding? Because I'm in the same boat with having to take RMDs and am still trying to find the ''best'' way to take the...
by chaz
Mon Oct 13, 2014 5:02 pm
 
Forum: Investing - Help with Personal Investments
Topic: Question re: RMD
Replies: 19
Views: 1216

Re: Question re: RMD

Maybe your answer is in www.irs.com Pub 590.

I don't know as I take mine in Dec to get the advantage of compounding.

Good luck.
by chaz
Mon Oct 13, 2014 1:04 pm
 
Forum: Investing - Help with Personal Investments
Topic: Question re: RMD
Replies: 19
Views: 1216

Re: Vanguard advice

Look at the forum wiki.
by chaz
Sun Oct 12, 2014 1:23 pm
 
Forum: Investing - Theory, News & General
Topic: Vanguard advice
Replies: 4
Views: 856

Re: Why choose a LifeStrategy Fund?

It helps keep life simple.
by chaz
Sat Oct 11, 2014 5:10 pm
 
Forum: Investing - Theory, News & General
Topic: Why choose a LifeStrategy Fund?
Replies: 41
Views: 3440

Re: Calculating RMDs

Vanguard computes the RMD for me.
by chaz
Sat Oct 11, 2014 5:07 pm
 
Forum: Personal Finance (Not Investing)
Topic: Calculating RMDs
Replies: 14
Views: 1433

Re: Relocating to a tax free state with good weather need ad

flyingaway wrote:I am wondering why many people move to Florida in retirement, not to Las Vegas. I think Las Vegas also has no income tax, has warm weather in summer. (I have not been there in winter yet).

Winter is mild.
by chaz
Sat Oct 11, 2014 5:05 pm
 
Forum: Personal Finance (Not Investing)
Topic: Relocating to a tax free state with good weather need advice
Replies: 53
Views: 3608

Re: Headed for a 300+ point loss today?

We are now in the pre-WWI period. What was significant about the year 1906? Russian-Japanese war? San Francisco earthquake? Victoria There was a gold rush in 1849, if you like financial history. Chaz, I am looking for correlations between the S&P 500 closing levels and historical events in the ...
by chaz
Fri Oct 10, 2014 4:54 pm
 
Forum: Investing - Theory, News & General
Topic: Headed for a 300+ point loss today?
Replies: 428
Views: 27808

Re: Critically Acclaimed Movies you did not like

davemartin88 wrote:Fargo. A total waste of electrons.

I liked it - no wasted electrons.
by chaz
Fri Oct 10, 2014 4:50 pm
 
Forum: Personal Consumer Issues
Topic: Critically Acclaimed Movies you did not like
Replies: 150
Views: 8002

Re: what goes with a gift card?

You are doing it just right.
by chaz
Fri Oct 10, 2014 4:46 pm
 
Forum: Personal Consumer Issues
Topic: what goes with a gift card?
Replies: 2
Views: 325

Re: Wine - how to keep it from not spoiling?

The only answer I can think of is to drink more. Seriously. 1 bottle over 5 days means you are drinking 5 oz glasses? Up that to 8oz. Now you should be done the bottle in three days! Other than that, I'd suggest boxed wine. There are some really good wines that come out of a box these days. However...
by chaz
Fri Oct 10, 2014 4:45 pm
 
Forum: Personal Consumer Issues
Topic: Wine - how to keep it from not spoiling?
Replies: 57
Views: 2808

Re: Headed for a 300+ point loss today?

I am concerned about S&P 500 dropping from its 2k level to the WWII levels. At the moment it's at 1941, the year when both the USSR and the US have entered the war. Victoria We've gone through WWI levels and are getting uncomfortably close to 1929. Edit: meant WWII, hopefully won't see WWI leve...
by chaz
Fri Oct 10, 2014 4:43 pm
 
Forum: Investing - Theory, News & General
Topic: Headed for a 300+ point loss today?
Replies: 428
Views: 27808

Re: What Book Are You Currently Reading? Part VI

"Depths" by Henning Mankell.
by chaz
Thu Oct 09, 2014 12:36 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 111
Views: 7036

Re: What Book Are You Currently Reading? Part VI

MP173 wrote:Just finished Gone Girl by Gillian Flynn. Pretty good...

I hope the movie is as good.

Ed

The movie is very good.
by chaz
Thu Oct 09, 2014 12:34 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 111
Views: 7036

Re: Hold the Line

Stay the course.
by chaz
Thu Oct 09, 2014 12:33 pm
 
Forum: Investing - Theory, News & General
Topic: Hold the Line
Replies: 11
Views: 1409

Re: Headed for a 300+ point loss today?

Scary day!
by chaz
Thu Oct 09, 2014 12:31 pm
 
Forum: Investing - Theory, News & General
Topic: Headed for a 300+ point loss today?
Replies: 428
Views: 27808

Re: is this book recommended for me to read?

Look at the forum wiki.
by chaz
Tue Oct 07, 2014 4:30 pm
 
Forum: Investing - Theory, News & General
Topic: is this book recommended for me to read?
Replies: 6
Views: 622

Re: Beginner: Where/how to start investing?

Also read Bernstein's 4 Pillars of Investing.
by chaz
Tue Oct 07, 2014 1:14 pm
 
Forum: Investing - Help with Personal Investments
Topic: Beginner: Where/how to start investing?
Replies: 5
Views: 430

Re: Roll Call for the Retirement Class of 2014!

After 10 years of retirement, it's still wonderful! Enjoy every day.
by chaz
Tue Oct 07, 2014 1:08 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Roll Call for the Retirement Class of 2014!
Replies: 228
Views: 21294

Re: McNabb Interview

Thanks for the link. Sorry that I forgot to include it.
by chaz
Tue Oct 07, 2014 1:03 pm
 
Forum: Investing - Theory, News & General
Topic: McNabb Interview
Replies: 2
Views: 698

Re: Just finished medical residency. Lots of general ?s

Some good help in the forum wiki.
by chaz
Tue Oct 07, 2014 12:57 pm
 
Forum: Investing - Help with Personal Investments
Topic: Just finished medical residency. Lots of general ?s
Replies: 14
Views: 1686

McNabb Interview

Today's Wall Street Journal has an interview with Vanguard's CEO McNabb.
by chaz
Mon Oct 06, 2014 3:39 pm
 
Forum: Investing - Theory, News & General
Topic: McNabb Interview
Replies: 2
Views: 698

Re: Missouri state income tax on traditional IRA

9 states have no state income tax.
by chaz
Mon Oct 06, 2014 11:49 am
 
Forum: Personal Finance (Not Investing)
Topic: Missouri state income tax on traditional IRA
Replies: 6
Views: 599

Re: What Movie Have You Recently Watched?

Dave55 wrote:The Equalizer with Denzel Washington
A Walk Among the Tombstones with Liam Neeson
Dave

Neeson was very good.
by chaz
Sun Oct 05, 2014 5:34 pm
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 131
Views: 6644

Re: What Movie Have You Recently Watched?

Recently, I watched the "Wolf of Wall Street" and "Her" on a long distance fight. "Wolf" is very entertaining. I recommend it. "Her" is creative and clever- also entertaining-much slower paced than "Wolf" but it engages you. I really liked the "...
by chaz
Sun Oct 05, 2014 4:26 pm
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 131
Views: 6644
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