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Re: Trust for disable grandson

She should visit a trust and estate lawyer for proper advice and document preparation.

Good luck.
by chaz
Wed Aug 27, 2014 2:22 pm
 
Forum: Investing - Help with Personal Investments
Topic: Trust for disable grandson
Replies: 1
Views: 94

Re: AA of 60/40 for your Lifetime?

Sconie wrote:An article that may be of interest to you: "The 60/40 Solution"

http://web.archive.org/web/200612140619 ... in6040.pdf

A very good article. Thanks.
by chaz
Wed Aug 27, 2014 2:16 pm
 
Forum: Investing - Help with Personal Investments
Topic: AA of 60/40 for your Lifetime?
Replies: 19
Views: 979

Re: What's "The Herd" doing today?

Momentum is the key - but a bubble must burst.
by chaz
Wed Aug 27, 2014 12:23 pm
 
Forum: Investing - Theory, News & General
Topic: What's "The Herd" doing today?
Replies: 26
Views: 1030

Re: AA of 60/40 for your Lifetime?

Toons wrote:In my observation 60/40 is a comfortable sweet spot for investing.Not too hot ,not too cold,,during bull or bear. :happy

I agree. :beer
by chaz
Wed Aug 27, 2014 12:03 pm
 
Forum: Investing - Help with Personal Investments
Topic: AA of 60/40 for your Lifetime?
Replies: 19
Views: 979

Re: What Book Are You Currently Reading? Part V

"Twisted" by Jonathan Kellerman.
by chaz
Wed Aug 27, 2014 11:55 am
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3250
Views: 1104085

Re: 18 and Need Help Starting

Become a hedge fund manager. Or do like Zuckerberg and come up with a great website.
by chaz
Tue Aug 26, 2014 4:27 pm
 
Forum: Personal Finance (Not Investing)
Topic: 18 and Need Help Starting
Replies: 5
Views: 432

Re: Catastrophe Brewing - Longevity

Are the RMD tables being updated?
by chaz
Tue Aug 26, 2014 4:22 pm
 
Forum: Investing - Theory, News & General
Topic: Catastrophe Brewing - Longevity
Replies: 12
Views: 2251

Re: What 5 stocks can I own forever?

Better to buy index funds.
by chaz
Tue Aug 26, 2014 3:01 pm
 
Forum: Investing - Help with Personal Investments
Topic: What 5 stocks can I own forever?
Replies: 58
Views: 4265

Re: What are you up YTD?

I have a 50/50 AA. Not sure change since Jan.
by chaz
Tue Aug 26, 2014 11:47 am
 
Forum: Investing - Help with Personal Investments
Topic: What are you up YTD?
Replies: 72
Views: 3968

Re: Vanguard sued for charging too little

Danon has let his bar association memberships lapse... Whoa. Why did he do that? Does it cost a lot to maintain it? http://www.pabar.org/pdf/2014ScheduleofDues.pdf $305 a year? Seems strange that he'd let it lapse. Was he expecting the bar association to begin disciplinary action against him, and d...
by chaz
Mon Aug 25, 2014 5:44 pm
 
Forum: Personal Finance (Not Investing)
Topic: Vanguard sued for charging too little
Replies: 187
Views: 20949

Re: Portfolio review - input needed please

Look at the forum wiki for good ideas.
by chaz
Mon Aug 25, 2014 12:58 pm
 
Forum: Investing - Help with Personal Investments
Topic: Portfolio review - input needed please
Replies: 7
Views: 507

Re: What Book Are You Currently Reading? Part V

"The Forgotten" by David Baldacci.
by chaz
Sun Aug 24, 2014 3:31 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3250
Views: 1104085

Re: Slice n Dicers: How much have you outperformed?

I like the 3 fund portfolio.
by chaz
Sun Aug 24, 2014 1:00 pm
 
Forum: Investing - Theory, News & General
Topic: Slice n Dicers: How much have you outperformed?
Replies: 20
Views: 2398

Re: AMT, TIRA, RMD, and Charitable Giving

Look at IRS Pub 590.

Good luck.
by chaz
Sun Aug 24, 2014 12:40 pm
 
Forum: Personal Finance (Not Investing)
Topic: AMT, TIRA, RMD, and Charitable Giving
Replies: 4
Views: 530

Re: What Book Are You Currently Reading? Part V

HikerNC wrote:Reading Stuart Woods' "Carnal Curiosity." A Stone Barrington mystery. Good summer reading.

Waiting for the new "Jesse Stone" book coming out in September.

Stuart Woods is one of my favorites.
by chaz
Sun Aug 24, 2014 12:25 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3250
Views: 1104085

Re: What Book Are You Currently Reading? Part V

I read Shakespeare's plays in an English lit course. Now he's posting here.
by chaz
Sat Aug 23, 2014 3:58 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3250
Views: 1104085

Re: Retiree Poll: Do you do any volunteer work?

An HOA hearing panel for cases involving homeowner fines.
by chaz
Sat Aug 23, 2014 2:44 pm
 
Forum: Personal Consumer Issues
Topic: Retiree Poll: Do you do any volunteer work?
Replies: 32
Views: 2295

Re: Do you tip on the tax?

The wait staff relies on tips as an important part of their income, so 20%.
by chaz
Fri Aug 22, 2014 4:06 pm
 
Forum: Personal Consumer Issues
Topic: Do you tip on the tax? [Restaurants]
Replies: 124
Views: 4816

Re: What Book Are You Currently Reading? Part V

"Bad Love" by Jonathan Kellerman.
by chaz
Thu Aug 21, 2014 4:14 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3250
Views: 1104085

Re: Investors Pour Into Vanguard, Eschewing Stock Pickers

House Blend wrote:
spectec wrote:Eschew Stock Pickers
Eschew Obfuscation

Ah, but I repeat myself

Superfluity does not vitiate.

I need a dictionary!
by chaz
Thu Aug 21, 2014 4:11 pm
 
Forum: Investing - Theory, News & General
Topic: Investors Pour Into Vanguard, Eschewing Stock Pickers
Replies: 70
Views: 6400

Re: What Book Are You Currently Reading? Part V

jebmke wrote:Just finished The Gods of Guilt by Michael Connelly.

Starting The Heist by Daniel Silva.

Two excellent authors.
by chaz
Wed Aug 20, 2014 6:06 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3250
Views: 1104085

Re: Kaiser vs Blue Shield

Kaiser has been very good for my family.
by chaz
Tue Aug 19, 2014 4:04 pm
 
Forum: Personal Consumer Issues
Topic: Kaiser vs Blue Shield
Replies: 70
Views: 4111

Re: Wash D.C. speed camera - how accurate?

Pay the fine. Don't speed.
by chaz
Tue Aug 19, 2014 2:06 pm
 
Forum: Personal Consumer Issues
Topic: Wash D.C. speed camera - how accurate?
Replies: 40
Views: 2405

Re: Would you buy these funds that were recommended?

Index funds are the best way to invest.
by chaz
Mon Aug 18, 2014 6:04 pm
 
Forum: Investing - Help with Personal Investments
Topic: Would you buy these funds that were recommended?
Replies: 30
Views: 1468

Re: What Book Are You Currently Reading? Part V

Starting "Lullaby" by Ace Atkins.
by chaz
Mon Aug 18, 2014 5:56 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3250
Views: 1104085

Re: Bogleheads Featured in Money Article

Mel Lindauer wrote:Hi Everyone:

Our forum got a nice mention in this Penny Wang Money column: http://time.com/money/3108473/retiremen ... ogleheads/

Nice article.
by chaz
Mon Aug 18, 2014 4:28 pm
 
Forum: Investing - Theory, News & General
Topic: Bogleheads Featured in Money Article
Replies: 21
Views: 3031

Re: IRA?

Look at Pub 590, as mentioned earlier - it has the rules.
by chaz
Mon Aug 18, 2014 4:20 pm
 
Forum: Personal Finance (Not Investing)
Topic: IRA?
Replies: 5
Views: 228

Re: Hw many credit cards to own?

One card suffices.
by chaz
Mon Aug 18, 2014 2:03 pm
 
Forum: Personal Finance (Not Investing)
Topic: Hw many credit cards to own?
Replies: 117
Views: 8075

Re: Bad(?) advice given about Target Date Retirement funds

The glide path concern does not apply to Vanguard's Target Retirement Income fund which has no glide path. My objection to the TD funds is that they do not use admiral share class for the sub-funds regardless of how much is invested. If you can afford it, it is better to use admiral shares and do y...
by chaz
Mon Aug 18, 2014 2:01 pm
 
Forum: Investing - Theory, News & General
Topic: Bad(?) advice given about Target Date Retirement funds
Replies: 87
Views: 5315

Re: Thoughts on USAA?

Good for insurance.
by chaz
Mon Aug 18, 2014 12:18 pm
 
Forum: Personal Finance (Not Investing)
Topic: Thoughts on USAA?
Replies: 24
Views: 1955

Re: POLL: Uninsured/Underinsured Motorists Coverage?

Toons wrote:Number 1. :happy

Me too.
by chaz
Mon Aug 18, 2014 12:16 pm
 
Forum: Personal Finance (Not Investing)
Topic: POLL: Uninsured/Underinsured Motorists Coverage?
Replies: 17
Views: 1030

Re: What Book Are You Currently Reading? Part V

Just finished "Killer" by Jonathan Kellerman. Excellent.
by chaz
Mon Aug 18, 2014 12:15 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3250
Views: 1104085

Re: POLL: Breaking up with advisor

Never used one - no need.
by chaz
Sun Aug 17, 2014 12:02 pm
 
Forum: Investing - Help with Personal Investments
Topic: POLL: Breaking up with advisor
Replies: 39
Views: 2090

Re: When did you downsize?

Not yet - maybe never.
by chaz
Sun Aug 17, 2014 12:01 pm
 
Forum: Personal Consumer Issues
Topic: When did you downsize?
Replies: 35
Views: 3256

Re: which insurance company?

MetLife.
by chaz
Sat Aug 16, 2014 3:15 pm
 
Forum: Personal Finance (Not Investing)
Topic: which insurance company?
Replies: 7
Views: 674

Re: The Funniest Movie Ever

chald wrote:
Barry Barnitz wrote:Hi:

SScritic mentioned the Katz delicatessen scene from "When Harry Met Sally":

you tube.

regards,


+1

+2 :D
by chaz
Sat Aug 16, 2014 3:13 pm
 
Forum: Personal Consumer Issues
Topic: The Funniest Movie Ever
Replies: 227
Views: 14824

Re: Where do you buy clothes?

HardKnocker wrote:Kohls
Target
WalMart

Me too.
by chaz
Thu Aug 14, 2014 6:08 pm
 
Forum: Personal Consumer Issues
Topic: Where do you buy clothes?
Replies: 105
Views: 9078

Re: Looking for an Advisor

Look at the forum wiki.
by chaz
Thu Aug 14, 2014 6:05 pm
 
Forum: Investing - Help with Personal Investments
Topic: Good Harbor and F-Squared
Replies: 16
Views: 744

Re: I don't have enough cash for index funds

Vanguard Star fund for $1,000.
by chaz
Thu Aug 14, 2014 4:06 pm
 
Forum: Investing - Help with Personal Investments
Topic: I don't have enough cash for index funds
Replies: 42
Views: 3711

Re: What Book Are You Currently Reading? Part V

"Rough Weather" by Robert Parker.
by chaz
Wed Aug 13, 2014 12:52 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3250
Views: 1104085

Re: Where do you store your important documents?

In a desk drawer.
by chaz
Wed Aug 13, 2014 12:47 pm
 
Forum: Personal Finance (Not Investing)
Topic: Where do you store your important documents?
Replies: 38
Views: 3243

Re: Beat The Street's Permanent Portfolio

It lacks the simplicity of a Target Retirement fund.
by chaz
Wed Aug 13, 2014 12:31 pm
 
Forum: Investing - Theory, News & General
Topic: Beat The Street's Permanent Portfolio
Replies: 36
Views: 3046

Re: Robin Williams

Very sad. "Good morning Viet Nam".
by chaz
Tue Aug 12, 2014 6:47 pm
 
Forum: Personal Consumer Issues
Topic: Robin Williams
Replies: 42
Views: 4624

Re: Asset Allocation question for small IRA

Your plan is OK, but for simplicity, I recommend one of the Target Retirement funds, as noted by Hoppy's post.
by chaz
Tue Aug 12, 2014 4:50 pm
 
Forum: Investing - Help with Personal Investments
Topic: Asset Allocation question for small IRA
Replies: 3
Views: 203

Re: Quickest Way to Deposit a Large Sum with Vanguard

Is a wire transfer not the same as an electronic transfer? I believe they are not the same. EFT is bank to bank via a clearing house; its also called ACH. Wire's go through the Federal system and funds are immediately available. ACH is automatic clearing house. Its used for direct deposit into thei...
by chaz
Mon Aug 11, 2014 3:56 pm
 
Forum: Personal Finance (Not Investing)
Topic: Quickest Way to Deposit a Large Sum with Vanguard
Replies: 22
Views: 2485
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