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Re: Tell me about Paris

Don't miss Notre Dame.
by chaz
Wed Oct 01, 2014 2:36 pm
 
Forum: Personal Consumer Issues
Topic: Tell me about Paris
Replies: 24
Views: 903

Re: POLL: When I gift/will shares to my relatives, I expect

I have index funds, not shares, which will pass to my heirs on my demise.
by chaz
Tue Sep 30, 2014 3:41 pm
 
Forum: Personal Finance (Not Investing)
Topic: POLL: When I gift/will shares to my relatives, I expect ...
Replies: 24
Views: 1514

Re: Vanguard: "Don't let debt delay or derail your retiremen

the only problem I have Gordon is that these stories make all Americans sound like irresponsible spend thrifts. and I totally admit that I resent that. I don't think I spent outrageously. Yes I have a car note, I work 47 miles away from my job, I would love to not have a car note and no I don't dri...
by chaz
Tue Sep 30, 2014 12:04 pm
 
Forum: Personal Finance (Not Investing)
Topic: Vanguard: "Don't let debt delay or derail your retirement"
Replies: 33
Views: 2136

Re: favorite brand name products

Nike.
by chaz
Sun Sep 28, 2014 1:53 pm
 
Forum: Personal Consumer Issues
Topic: favorite brand name products
Replies: 58
Views: 2686

Re: Read too many books... help untangle

Keep it simple. No need to tilt. A 3 fund portfolio is recommended by many here.
by chaz
Sat Sep 27, 2014 6:22 pm
 
Forum: Investing - Theory, News & General
Topic: Read too many books... help untangle
Replies: 35
Views: 2422

Re: Roll Call for the Retirement Class of 2014!

VictoriaF wrote:
chaz wrote:Congrats on your retirement. Enjoy Windsor Castle.


Thank you, Chaz! I am enjoying everything. It's kind of silly but I feel like giggling all the time.

Victoria

I started giggling when I retired 12/31/03. Enjoy every day.
by chaz
Sat Sep 27, 2014 3:56 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Roll Call for the Retirement Class of 2014!
Replies: 206
Views: 18875

Re: Roll Call for the Retirement Class of 2014!

Did Victoria pull the trigger? Yes, as far as we know Victoria is in the UK on her firs trip as a retiree . Lady Victoria is about to meet the Queen to explain everything about passive investing... Impressive! :wink: Happy retirement! It only happens once in a lifetime (well, usually)! Thank you fo...
by chaz
Sat Sep 27, 2014 2:37 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Roll Call for the Retirement Class of 2014!
Replies: 206
Views: 18875

Re: Read too many books... help untangle

Look at the forum wiki.

Good luck.
by chaz
Sat Sep 27, 2014 12:31 pm
 
Forum: Investing - Theory, News & General
Topic: Read too many books... help untangle
Replies: 35
Views: 2422

Re: What Book Are You Currently Reading? Part VI

Blues wrote:"The Kill Artist" by Daniel Silva.

A very good author.
by chaz
Sat Sep 27, 2014 12:29 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 47
Views: 2365

Re: Why not 100% CD's?

Diversification?
by chaz
Fri Sep 26, 2014 10:55 am
 
Forum: Investing - Help with Personal Investments
Topic: Why not 100% CD's?
Replies: 73
Views: 4964

Re: We're all going to die!!!

FinancialDave wrote:Can't really add anything but my:

:sharebeer

+1. :sharebeer
by chaz
Thu Sep 25, 2014 3:01 pm
 
Forum: Investing - Theory, News & General
Topic: [S&P is down 1.3%, thus] We're all going to die!!!
Replies: 58
Views: 4726

Re: We're all going to die!!!

Bad days occur. :?
by chaz
Thu Sep 25, 2014 1:28 pm
 
Forum: Investing - Theory, News & General
Topic: [S&P is down 1.3%, thus] We're all going to die!!!
Replies: 58
Views: 4726

Re: POLL: Would you rather work half as long or half as ofte

I worked full time until retired at 74.
by chaz
Thu Sep 25, 2014 11:45 am
 
Forum: Personal Consumer Issues
Topic: POLL: Would you rather work half as long or half as often?
Replies: 68
Views: 3900

Re: HAPPY BIRTHDAY, VANGUARD

oldzey wrote:Thank you Jack Bogle!

Happy 40th, Vanguard!

:D

+1 :D
by chaz
Wed Sep 24, 2014 6:13 pm
 
Forum: Investing - Theory, News & General
Topic: HAPPY [40th] BIRTHDAY, VANGUARD
Replies: 16
Views: 1494

Re: Need help choosing a fund of funds that will maintain 70

Toons wrote:Lifestrategy Excellent choice,or you could go Total Stock Market 70/ Total Bond Market 30 :happy

Good way to do it.
by chaz
Tue Sep 23, 2014 6:28 pm
 
Forum: Investing - Help with Personal Investments
Topic: Need help choosing a fund of funds that will maintain 70/30
Replies: 22
Views: 911

Re: Lump Sum Offer

IMO best bet is pension at 65.
by chaz
Tue Sep 23, 2014 4:39 pm
 
Forum: Personal Finance (Not Investing)
Topic: Lump Sum Offer
Replies: 25
Views: 2836

Re: Take Social Security at FRA, or Early, or Delayed?

I took it at 70 and worked until 74. Am very pleased.
by chaz
Tue Sep 23, 2014 4:32 pm
 
Forum: Personal Finance (Not Investing)
Topic: Take Social Security at FRA, or Early, or Delayed?
Replies: 49
Views: 2690

Re: What Book Are You Currently Reading? Part VI

"The Grave Tattoo" by Val McDermid.
by chaz
Tue Sep 23, 2014 4:21 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 47
Views: 2365

Re: Do you consider Dan Wiener to be a Boglehead?

There is no true Boglehead. Why not? It's just a play on the logical fallacy of "there is no true Scotsman." The point is that when there is no strict definition of something, everyone will point to others who do not fit their personal ideal definition and accuse the them of not being a t...
by chaz
Tue Sep 23, 2014 4:16 pm
 
Forum: Investing - Theory, News & General
Topic: Do you consider Dan Wiener to be a Boglehead?
Replies: 32
Views: 2077

Re: Do you consider Dan Wiener to be a Boglehead?

SteelyEyed wrote:There is no true Boglehead.

Why not?
by chaz
Tue Sep 23, 2014 3:02 pm
 
Forum: Investing - Theory, News & General
Topic: Do you consider Dan Wiener to be a Boglehead?
Replies: 32
Views: 2077

Re: Do you consider Dan Wiener to be a Boglehead?

Dan isn't needed if you just have index funds and stay the course.
by chaz
Tue Sep 23, 2014 12:14 pm
 
Forum: Investing - Theory, News & General
Topic: Do you consider Dan Wiener to be a Boglehead?
Replies: 32
Views: 2077

Re: 23 Year Old - 70/30 Asset Allocation?

Grad, you are off to a great start.
by chaz
Sun Sep 21, 2014 3:26 pm
 
Forum: Investing - Help with Personal Investments
Topic: 23 Year Old - 70/30 Asset Allocation?
Replies: 12
Views: 972

Re: Two Fund real Lazy Portfolio?

And you could get even more lazy with a single fund, the Vanguard Balanced Index fund, VBINX. https://personal.vanguard.com/us/funds/snapshot?FundId=0002&FundIntExt=INT If I recall correctly Jack Bogle has said you could do a lot worse than this single fund. I agree - I'm looking at this to mak...
by chaz
Fri Sep 19, 2014 6:22 pm
 
Forum: Investing - Help with Personal Investments
Topic: Two Fund real Lazy Portfolio?
Replies: 36
Views: 4557

Re: How to achieve a balance between "saving" and "living"?!

kenyan wrote:As for really wanting something that would cut years off of my retirement, I had kids. :happy

Kids can do that. Sorry. :|
by chaz
Fri Sep 19, 2014 6:18 pm
 
Forum: Personal Consumer Issues
Topic: How to achieve a balance between "saving" and "living"?!
Replies: 64
Views: 6544

Re: Vanguard Reaches $3 Trillion In Assets, matching Hedge F

Glad I made my investment in Vanguard.
by chaz
Fri Sep 19, 2014 4:03 pm
 
Forum: Investing - Theory, News & General
Topic: Vanguard Reaches $3 Trillion In Assets, matching Hedge Funds
Replies: 12
Views: 1446

Re: When did you feel "Out of the Woods"?

When I got my commission in the USAF.
by chaz
Fri Sep 19, 2014 4:00 pm
 
Forum: Personal Finance (Not Investing)
Topic: When did you feel "Out of the Woods"?
Replies: 42
Views: 5330

Re: What Book Are You Currently Reading? Part V

"The Forgotten" by David Baldacci.
by chaz
Fri Sep 19, 2014 12:50 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3372
Views: 1170134

Re: What Movie Have You Recently Watched?

I liked "The Wolf of Wall Street".
by chaz
Thu Sep 18, 2014 2:46 pm
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 105
Views: 4486

Re: What Movie Have You Recently Watched?

[quote="Keep It Simple"]Forgot to ask...has anyone seen "No Country For Old Men"? Is it any good?

Thanks,

K.I.
by chaz
Thu Sep 18, 2014 2:45 pm
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 105
Views: 4486

Re: What Movie Have You Recently Watched?

Keep It Simple wrote:Forgot to ask...has anyone seen "No Country For Old Men"? Is it any good?

Thanks,

K.I.S.

Excellent.
by chaz
Thu Sep 18, 2014 2:45 pm
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 105
Views: 4486

Re: What Movie Have You [Recently] Watched?

Bustoff wrote:American Hustle
... for me, one of the best movies I've seen in a long time. It also has a great sound track.

I liked it very much.
by chaz
Thu Sep 18, 2014 2:44 pm
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 105
Views: 4486

Re: Estimated SS COLA for 2015

Any COLA is good news.
by chaz
Wed Sep 17, 2014 6:16 pm
 
Forum: Investing - Theory, News & General
Topic: Estimated SS COLA for 2015
Replies: 11
Views: 1125

Re: How often do YOU rebalance and when?

Every day. I cheat because I switched my portfolio to be all balanced funds, so now Vanguard does my rebalancing for me. I found that I did not have the emotional fortitude to rebalance when the going got tough (seriously, taking money out of a fund that is going up to put it in a fund that is goin...
by chaz
Wed Sep 17, 2014 3:14 pm
 
Forum: Investing - Help with Personal Investments
Topic: How often do YOU rebalance and when?
Replies: 39
Views: 1977

Re: How often do YOU rebalance and when?

Each Dec when I take my RMD.
by chaz
Wed Sep 17, 2014 3:12 pm
 
Forum: Investing - Help with Personal Investments
Topic: How often do YOU rebalance and when?
Replies: 39
Views: 1977

Re: Opinion on personal injury status

During the 6 weeks of trying to get in touch with someone I contacted an attorney by phone. I was told if they declined to pay my medical bills to set up a consult with him. Unless you just want to settle, I would suggest you take the attorney up on his offer and consult with him. Most lawyers prov...
by chaz
Tue Sep 16, 2014 6:10 pm
 
Forum: Personal Finance (Not Investing)
Topic: Opinion on personal injury status
Replies: 16
Views: 1138

Re: CalPERS Eliminates Hedge Fund Program

abuss368 wrote:Does anyone think CalPERS will sell everything and go with a simple Three Fund Portfolio?

It's 1 step closer. :)
by chaz
Tue Sep 16, 2014 2:46 pm
 
Forum: Investing - Theory, News & General
Topic: CalPERS Eliminates Hedge Fund Program
Replies: 44
Views: 2887

Re: CalPERS Eliminates Hedge Fund Program

CalPERS wants to keep it simple and reduce costs. A BH enterprise.
by chaz
Tue Sep 16, 2014 1:52 pm
 
Forum: Investing - Theory, News & General
Topic: CalPERS Eliminates Hedge Fund Program
Replies: 44
Views: 2887

Re: OBi110 -or- Ooma Telo for home phone service?

Magic Jack has been recommended, but I still use landline.
by chaz
Mon Sep 15, 2014 6:03 pm
 
Forum: Personal Consumer Issues
Topic: OBi110 -or- Ooma Telo for home phone service?
Replies: 33
Views: 1132

Re: Hamilton watches, worth the money?

Erhan wrote:
chaz wrote:Now there is the Apple watch.

I love the irony this product will cause when one of those "why do you need a watch, don't you have a phone" guys buy one.

I'm staying with my Omega.
by chaz
Mon Sep 15, 2014 5:55 pm
 
Forum: Personal Consumer Issues
Topic: Hamilton watches, worth the money?
Replies: 236
Views: 9764

Re: Hamilton watches, worth the money?

Now there is the Apple watch.
by chaz
Mon Sep 15, 2014 4:03 pm
 
Forum: Personal Consumer Issues
Topic: Hamilton watches, worth the money?
Replies: 236
Views: 9764

Re: Hamilton watches, worth the money?

Dutch wrote:Hamilton is in the category of "nothing-watches".

It's too expensive for a time keeper and it's not enough brand to be arm jewelry/fashion statement.

I'd look for a used Rolex or Omega.

+1.
by chaz
Mon Sep 15, 2014 3:33 pm
 
Forum: Personal Consumer Issues
Topic: Hamilton watches, worth the money?
Replies: 236
Views: 9764

Re: Learning a NEW language - Foreign Service Inst

VictoriaF wrote:The elephant in the room: to get good in a language one should have a lover speaking that language. The OP needs an Israeli girlfriend.

Victoria

Very expensive alternative.
by chaz
Mon Sep 15, 2014 3:27 pm
 
Forum: Personal Consumer Issues
Topic: Learning a NEW language - Foreign Service Inst
Replies: 37
Views: 2462

Re: Good hobby for a bright/obsessive 9 year old?

livesoft wrote:
chaz wrote:Tennis lessons and a chess set.

Yes, to both. I remember going to a chess club at age 12 and checkmating the Pastor who lived next door to me.

Did your bishop do the checkmate?
by chaz
Mon Sep 15, 2014 3:10 pm
 
Forum: Personal Consumer Issues
Topic: Good hobby for a bright/obsessive 9 year old?
Replies: 73
Views: 3061

Re: Hamilton watches, worth the money?

Back on topic, consider an Omega. Worth the cost. would you have a particular model in mind? keep my budget in mind :), i don't want to spend arm and a leg... i will look when I get home what they have to offer. I have a Seamaster, bought in Dec. 1961, and it has been worn daily since. Exceed your ...
by chaz
Mon Sep 15, 2014 3:07 pm
 
Forum: Personal Consumer Issues
Topic: Hamilton watches, worth the money?
Replies: 236
Views: 9764

Re: Good hobby for a bright/obsessive 9 year old?

Tennis lessons and a chess set.
by chaz
Mon Sep 15, 2014 2:44 pm
 
Forum: Personal Consumer Issues
Topic: Good hobby for a bright/obsessive 9 year old?
Replies: 73
Views: 3061

Re: The Roosevelts, PBS special

jeff1949 wrote:
MathWizard wrote:If Ken Burns makes it, I'm watching it.
He has yet to disappoint me.


+1 :sharebeer

+2!
by chaz
Mon Sep 15, 2014 2:08 pm
 
Forum: Personal Consumer Issues
Topic: The Roosevelts, PBS special
Replies: 99
Views: 7816

Re: Should I get an Estate Planner?

Go to www.legalzoom.com and look at a revocable living trust.
by chaz
Mon Sep 15, 2014 12:20 pm
 
Forum: Personal Finance (Not Investing)
Topic: Should I get an Estate Planner?
Replies: 9
Views: 775

Re: Hamilton watches, worth the money?

Back on topic, consider an Omega. Worth the cost.
by chaz
Mon Sep 15, 2014 12:13 pm
 
Forum: Personal Consumer Issues
Topic: Hamilton watches, worth the money?
Replies: 236
Views: 9764

Re: RMD Bond Mutual Funds, and Bond duration more to lose sl

Funkey wrote:Sorry but what is a RMD?

Look at IRS Pub 590.
by chaz
Mon Sep 15, 2014 12:08 pm
 
Forum: Investing - Help with Personal Investments
Topic: RMD Bond Mutual Funds, and Bond duration more to lose sleep
Replies: 8
Views: 542
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