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Re: 23 Year Old - 70/30 Asset Allocation?

Grad, you are off to a great start.
by chaz
Sun Sep 21, 2014 3:26 pm
 
Forum: Investing - Help with Personal Investments
Topic: 23 Year Old - 70/30 Asset Allocation?
Replies: 12
Views: 940

Re: Two Fund real Lazy Portfolio?

And you could get even more lazy with a single fund, the Vanguard Balanced Index fund, VBINX. https://personal.vanguard.com/us/funds/snapshot?FundId=0002&FundIntExt=INT If I recall correctly Jack Bogle has said you could do a lot worse than this single fund. I agree - I'm looking at this to mak...
by chaz
Fri Sep 19, 2014 6:22 pm
 
Forum: Investing - Help with Personal Investments
Topic: Two Fund real Lazy Portfolio?
Replies: 36
Views: 4504

Re: How to achieve a balance between "saving" and "living"?!

kenyan wrote:As for really wanting something that would cut years off of my retirement, I had kids. :happy

Kids can do that. Sorry. :|
by chaz
Fri Sep 19, 2014 6:18 pm
 
Forum: Personal Consumer Issues
Topic: How to achieve a balance between "saving" and "living"?!
Replies: 47
Views: 4496

Re: Vanguard Reaches $3 Trillion In Assets, matching Hedge F

Glad I made my investment in Vanguard.
by chaz
Fri Sep 19, 2014 4:03 pm
 
Forum: Investing - Theory, News & General
Topic: Vanguard Reaches $3 Trillion In Assets, matching Hedge Funds
Replies: 12
Views: 1428

Re: When did you feel "Out of the Woods"?

When I got my commission in the USAF.
by chaz
Fri Sep 19, 2014 4:00 pm
 
Forum: Personal Finance (Not Investing)
Topic: When did you feel "Out of the Woods"?
Replies: 42
Views: 5123

Re: What Book Are You Currently Reading? Part V

"The Forgotten" by David Baldacci.
by chaz
Fri Sep 19, 2014 12:50 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3372
Views: 1159019

Re: What Movie Have You Recently Watched?

I liked "The Wolf of Wall Street".
by chaz
Thu Sep 18, 2014 2:46 pm
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 105
Views: 4414

Re: What Movie Have You Recently Watched?

[quote="Keep It Simple"]Forgot to ask...has anyone seen "No Country For Old Men"? Is it any good?

Thanks,

K.I.
by chaz
Thu Sep 18, 2014 2:45 pm
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 105
Views: 4414

Re: What Movie Have You Recently Watched?

Keep It Simple wrote:Forgot to ask...has anyone seen "No Country For Old Men"? Is it any good?

Thanks,

K.I.S.

Excellent.
by chaz
Thu Sep 18, 2014 2:45 pm
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 105
Views: 4414

Re: What Movie Have You [Recently] Watched?

Bustoff wrote:American Hustle
... for me, one of the best movies I've seen in a long time. It also has a great sound track.

I liked it very much.
by chaz
Thu Sep 18, 2014 2:44 pm
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 105
Views: 4414

Re: Estimated SS COLA for 2015

Any COLA is good news.
by chaz
Wed Sep 17, 2014 6:16 pm
 
Forum: Investing - Theory, News & General
Topic: Estimated SS COLA for 2015
Replies: 11
Views: 1050

Re: How often do YOU rebalance and when?

Every day. I cheat because I switched my portfolio to be all balanced funds, so now Vanguard does my rebalancing for me. I found that I did not have the emotional fortitude to rebalance when the going got tough (seriously, taking money out of a fund that is going up to put it in a fund that is goin...
by chaz
Wed Sep 17, 2014 3:14 pm
 
Forum: Investing - Help with Personal Investments
Topic: How often do YOU rebalance and when?
Replies: 39
Views: 1965

Re: How often do YOU rebalance and when?

Each Dec when I take my RMD.
by chaz
Wed Sep 17, 2014 3:12 pm
 
Forum: Investing - Help with Personal Investments
Topic: How often do YOU rebalance and when?
Replies: 39
Views: 1965

Re: Opinion on personal injury status

During the 6 weeks of trying to get in touch with someone I contacted an attorney by phone. I was told if they declined to pay my medical bills to set up a consult with him. Unless you just want to settle, I would suggest you take the attorney up on his offer and consult with him. Most lawyers prov...
by chaz
Tue Sep 16, 2014 6:10 pm
 
Forum: Personal Finance (Not Investing)
Topic: Opinion on personal injury status
Replies: 16
Views: 1133

Re: CalPERS Eliminates Hedge Fund Program

abuss368 wrote:Does anyone think CalPERS will sell everything and go with a simple Three Fund Portfolio?

It's 1 step closer. :)
by chaz
Tue Sep 16, 2014 2:46 pm
 
Forum: Investing - Theory, News & General
Topic: CalPERS Eliminates Hedge Fund Program
Replies: 44
Views: 2850

Re: CalPERS Eliminates Hedge Fund Program

CalPERS wants to keep it simple and reduce costs. A BH enterprise.
by chaz
Tue Sep 16, 2014 1:52 pm
 
Forum: Investing - Theory, News & General
Topic: CalPERS Eliminates Hedge Fund Program
Replies: 44
Views: 2850

Re: OBi110 -or- Ooma Telo for home phone service?

Magic Jack has been recommended, but I still use landline.
by chaz
Mon Sep 15, 2014 6:03 pm
 
Forum: Personal Consumer Issues
Topic: OBi110 -or- Ooma Telo for home phone service?
Replies: 33
Views: 1102

Re: Hamilton watches, worth the money?

Erhan wrote:
chaz wrote:Now there is the Apple watch.

I love the irony this product will cause when one of those "why do you need a watch, don't you have a phone" guys buy one.

I'm staying with my Omega.
by chaz
Mon Sep 15, 2014 5:55 pm
 
Forum: Personal Consumer Issues
Topic: Hamilton watches, worth the money?
Replies: 219
Views: 7989

Re: Hamilton watches, worth the money?

Now there is the Apple watch.
by chaz
Mon Sep 15, 2014 4:03 pm
 
Forum: Personal Consumer Issues
Topic: Hamilton watches, worth the money?
Replies: 219
Views: 7989

Re: Hamilton watches, worth the money?

Dutch wrote:Hamilton is in the category of "nothing-watches".

It's too expensive for a time keeper and it's not enough brand to be arm jewelry/fashion statement.

I'd look for a used Rolex or Omega.

+1.
by chaz
Mon Sep 15, 2014 3:33 pm
 
Forum: Personal Consumer Issues
Topic: Hamilton watches, worth the money?
Replies: 219
Views: 7989

Re: Learning a NEW language - Foreign Service Inst

VictoriaF wrote:The elephant in the room: to get good in a language one should have a lover speaking that language. The OP needs an Israeli girlfriend.

Victoria

Very expensive alternative.
by chaz
Mon Sep 15, 2014 3:27 pm
 
Forum: Personal Consumer Issues
Topic: Learning a NEW language - Foreign Service Inst
Replies: 37
Views: 2446

Re: Good hobby for a bright/obsessive 9 year old?

livesoft wrote:
chaz wrote:Tennis lessons and a chess set.

Yes, to both. I remember going to a chess club at age 12 and checkmating the Pastor who lived next door to me.

Did your bishop do the checkmate?
by chaz
Mon Sep 15, 2014 3:10 pm
 
Forum: Personal Consumer Issues
Topic: Good hobby for a bright/obsessive 9 year old?
Replies: 73
Views: 3028

Re: Hamilton watches, worth the money?

Back on topic, consider an Omega. Worth the cost. would you have a particular model in mind? keep my budget in mind :), i don't want to spend arm and a leg... i will look when I get home what they have to offer. I have a Seamaster, bought in Dec. 1961, and it has been worn daily since. Exceed your ...
by chaz
Mon Sep 15, 2014 3:07 pm
 
Forum: Personal Consumer Issues
Topic: Hamilton watches, worth the money?
Replies: 219
Views: 7989

Re: Good hobby for a bright/obsessive 9 year old?

Tennis lessons and a chess set.
by chaz
Mon Sep 15, 2014 2:44 pm
 
Forum: Personal Consumer Issues
Topic: Good hobby for a bright/obsessive 9 year old?
Replies: 73
Views: 3028

Re: The Roosevelts, PBS special

jeff1949 wrote:
MathWizard wrote:If Ken Burns makes it, I'm watching it.
He has yet to disappoint me.


+1 :sharebeer

+2!
by chaz
Mon Sep 15, 2014 2:08 pm
 
Forum: Personal Consumer Issues
Topic: The Roosevelts, PBS special
Replies: 90
Views: 6560

Re: Should I get an Estate Planner?

Go to www.legalzoom.com and look at a revocable living trust.
by chaz
Mon Sep 15, 2014 12:20 pm
 
Forum: Personal Finance (Not Investing)
Topic: Should I get an Estate Planner?
Replies: 9
Views: 773

Re: Hamilton watches, worth the money?

Back on topic, consider an Omega. Worth the cost.
by chaz
Mon Sep 15, 2014 12:13 pm
 
Forum: Personal Consumer Issues
Topic: Hamilton watches, worth the money?
Replies: 219
Views: 7989

Re: RMD Bond Mutual Funds, and Bond duration more to lose sl

Funkey wrote:Sorry but what is a RMD?

Look at IRS Pub 590.
by chaz
Mon Sep 15, 2014 12:08 pm
 
Forum: Investing - Help with Personal Investments
Topic: RMD Bond Mutual Funds, and Bond duration more to lose sleep
Replies: 8
Views: 541

Re: Help with allocation

I recommend low cost (ER) index funds.
by chaz
Sun Sep 14, 2014 3:10 pm
 
Forum: Investing - Help with Personal Investments
Topic: Help with allocation
Replies: 4
Views: 317

Re: Help with allocation

Also, look at the forum wiki.

Good luck.
by chaz
Sun Sep 14, 2014 12:54 pm
 
Forum: Investing - Help with Personal Investments
Topic: Help with allocation
Replies: 4
Views: 317

Re: Where to recycle old (larger) toy batteries

Try Pep Boys.
by chaz
Sat Sep 13, 2014 2:00 pm
 
Forum: Personal Consumer Issues
Topic: Where to recycle old (larger) toy batteries
Replies: 5
Views: 241

Re: Why don't the LifeStrategy funds have Admiral Status??

Try Balanced Index Fund Admiral - VBIAX, if 60/40 is OK.
by chaz
Thu Sep 11, 2014 1:29 pm
 
Forum: Investing - Theory, News & General
Topic: Why don't the LifeStrategy funds have Admiral Status??
Replies: 17
Views: 1342

Re: A 'really good book' you did NOT enjoy

"It is a truth universally acknowledged, that a single man in possession of a good fortune, must be in want of a wife." I made it past the first sentence. Does it get better? What is "a good fortune"? All fortunes are good, no? And isn't this an example of overuse of the comma? ...
by chaz
Thu Sep 11, 2014 1:02 pm
 
Forum: Personal Consumer Issues
Topic: A 'really good book' you did NOT enjoy
Replies: 226
Views: 10927

Re: What Book Are You Currently Reading? Part V

"Self-Defense" by Jonathan Kellerman.
by chaz
Thu Sep 11, 2014 12:57 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3372
Views: 1159019

Re: Vangaurd STAR

ny_rn wrote:I had the Vanguard Star Fund and exchanged it for VTSMX. It was the beginning of a great relationship with Vanguard. 8-)

Me too! :D
by chaz
Wed Sep 10, 2014 2:49 pm
 
Forum: Investing - Help with Personal Investments
Topic: Vangaurd STAR
Replies: 31
Views: 1946

Re: POLL: What was the first stock you ever bought?

Colgate-Palmolive was my 1st.
by chaz
Tue Sep 09, 2014 2:24 pm
 
Forum: Investing - Theory, News & General
Topic: POLL: What was the first stock you ever bought?
Replies: 74
Views: 2807

Re: Rather macabre but necessary question

Consider a cruise to Antarctica.
by chaz
Tue Sep 09, 2014 12:09 pm
 
Forum: Personal Finance (Not Investing)
Topic: Rather macabre but necessary question
Replies: 74
Views: 6113

Vanguard is #1

I saw this today:

http://lifehacker.com/five-best-investm ... 1628737219

Bogleheads is also in the article.
by chaz
Mon Sep 08, 2014 5:58 pm
 
Forum: Investing - Help with Personal Investments
Topic: Vanguard is #1
Replies: 3
Views: 682

Re: A 'really good book' you did NOT enjoy

I think a few people have commented on Shakespeare. It's frustrating, because you know from the ones you've been forced to work your way through at school how good it is, but the language is to difficult to come to cold. And it's not just the written language, I never knew this, but it turns out th...
by chaz
Mon Sep 08, 2014 5:23 pm
 
Forum: Personal Consumer Issues
Topic: A 'really good book' you did NOT enjoy
Replies: 226
Views: 10927

Re: What Book Are You Currently Reading? Part V

Next is "Bookmarked for Death" by Lorna Barrett.
by chaz
Mon Sep 08, 2014 4:11 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3372
Views: 1159019

Re: What Book Are You Currently Reading? Part V

gkaplan wrote:I am about a fifth of the way through The Heist by Daniel Silva.

re: Jane Austen. I have read everything she wrote, as far as I know.

I like Silva.
by chaz
Mon Sep 08, 2014 4:09 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3372
Views: 1159019

Re: What Book Are You Currently Reading? Part V

jebmke wrote:
Dave55 wrote:"Personal" by Lee Child...New Jack Reacher just out. Excellent read.
Dave

Ever since they cast Tom Cruise as Reacher I can't read these.

I didn't see the movie due to the casting.
by chaz
Mon Sep 08, 2014 12:45 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3372
Views: 1159019

Re: What Book Are You Currently Reading? Part V

Finishing "Murder Is Binding" by Lorna Barrett. Very good.
by chaz
Mon Sep 08, 2014 12:24 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3372
Views: 1159019

Re: Do you have class?

A classy system.
by chaz
Sun Aug 31, 2014 9:27 am
 
Forum: Personal Finance (Not Investing)
Topic: Do you have class?
Replies: 15
Views: 1607

Re: NYC

Empire State building, UN building, and Broadway plays. A sandwich at Carnegie deli.
by chaz
Sat Aug 30, 2014 2:53 pm
 
Forum: Personal Consumer Issues
Topic: NYC [Visit to New York City]
Replies: 45
Views: 2058

Re: Excess RMD

Have fun.
by chaz
Sat Aug 30, 2014 1:40 pm
 
Forum: Personal Finance (Not Investing)
Topic: Excess RMD
Replies: 19
Views: 973
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