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Re: Question on borrowing from IRA

Hey all, I have a question on borrowing from IRA as short term loan (<60 days). I need to liquidate some cash temporarily with intent on paying it back within the allotted timeframe. What is the process to do this? Do I withdraw the funds directly to my bank, and then return to the IRA (or a differ...
by chaz
Fri Apr 18, 2014 4:59 pm
 
Forum: Investing - Help with Personal Investments
Topic: Question on borrowing from IRA
Replies: 6
Views: 110

Re: Question on borrowing from IRA

Hey all, I have a question on borrowing from IRA as short term loan (<60 days). I need to liquidate some cash temporarily with intent on paying it back within the allotted timeframe. What is the process to do this? Do I withdraw the funds directly to my bank, and then return to the IRA (or a differ...
by chaz
Fri Apr 18, 2014 4:58 pm
 
Forum: Investing - Help with Personal Investments
Topic: Question on borrowing from IRA
Replies: 6
Views: 110

Re: Doesn't Matter - Does Matter - Good Post by Ben Carlson

What if the market itself is subject to a Black Swan? I submit that underlying dishonesty in the numbers, if such dishonesty exists, is such a Black Swan, and rebalancing will not help guard against that. Everything is subject to Black Swans, and it particularly applies to the market. And so yes, t...
by chaz
Fri Apr 18, 2014 4:54 pm
 
Forum: Investing - Theory, News & General
Topic: Doesn't Matter - Does Matter - Good Post by Ben Carlson
Replies: 23
Views: 2349

Re: *poor* Bogleheads

This Forum is not an outlet for gloating, it is focused on solving financial issues and defining the way forward. Both types of decisions depend on the size of one's portfolio and so it's naturally comes up in the discussions. Victoria I gloat that I have solved financial issues and defined the way...
by chaz
Fri Apr 18, 2014 2:33 pm
 
Forum: Forum Issues and Administration
Topic: *poor* Bogleheads
Replies: 78
Views: 4452

Re: *poor* Bogleheads

Will do good wrote:
InvestorNewb wrote:
HardKnocker wrote:
Most people don't gloat about their financial situation in real life, so the forum gives them a chance to "let off some steam" and feel good about themselves.



:sharebeer

+1.
by chaz
Fri Apr 18, 2014 1:47 pm
 
Forum: Forum Issues and Administration
Topic: *poor* Bogleheads
Replies: 78
Views: 4452

Re: What Book Are You Currently Reading? Part V

gkaplan wrote:I am several stories into the 2013 edition of The Best American Mystery Stories (BAMS). Among the contributors to this anthology are Michael Connelly and Joyce Carol Oates.

Michael Connelly is excellent.
by chaz
Fri Apr 18, 2014 12:27 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 2626
Views: 596549

Re: U.S. stocks in freefall

NEW YORK, April 17 (Reuters) - U.S. stocks ended a holiday-shortened week with mostly modest gains on Thursday, though the S&P 500 notched its biggest weekly advance since July as Morgan Stanley and General Electric rallied after strong results. The two were the latest to post earnings that top...
by chaz
Thu Apr 17, 2014 6:13 pm
 
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 742
Views: 122000

Re: Estate Planning Issues

Look at www.nolo.com
by chaz
Thu Apr 17, 2014 4:39 pm
 
Forum: Personal Finance (Not Investing)
Topic: Estate Planning Issues
Replies: 10
Views: 617

Re: If You Can New Free Dates

Is wbern laughing at the 1st 2 posts after his?
by chaz
Thu Apr 17, 2014 3:15 pm
 
Forum: Personal Finance (Not Investing)
Topic: If You Can New Free Dates
Replies: 3
Views: 591

Re: I need a new coffee maker, any recommendations?

I like my Krups.
by chaz
Thu Apr 17, 2014 3:12 pm
 
Forum: Personal Consumer Issues
Topic: I need a new coffee maker, any recommendations?
Replies: 57
Views: 1839

Re: Simple Will online

Look at www.nolo.com
by chaz
Thu Apr 17, 2014 1:45 pm
 
Forum: Personal Consumer Issues
Topic: Simple Will online
Replies: 4
Views: 378

Re: Live Now, Live Later?

Twins Fan wrote:How about some of both?

You say you are saving 50% of your income now. How about saving 40% this year, 35 or 30% next year, and so on... Then live a little more now with the extra percentage to spend. See how your comfort level feels as that adjusts.

Good advice.
by chaz
Thu Apr 17, 2014 1:12 pm
 
Forum: Investing - Help with Personal Investments
Topic: Live Now, Live Later?
Replies: 27
Views: 1916

Re: please advice - self managed vs balanced fund

I like Target Retirement funds.
by chaz
Thu Apr 17, 2014 11:22 am
 
Forum: Investing - Help with Personal Investments
Topic: [please advise] - self managed vs balanced fund
Replies: 10
Views: 445

Re: Baby Boomers: Top 10 Movies

The Godfather was great (and still is).
by chaz
Thu Apr 17, 2014 11:10 am
 
Forum: Personal Consumer Issues
Topic: Baby Boomers: Top 10 Movies
Replies: 31
Views: 1842

Re: U.S. stocks in freefall

Ricola wrote:I dropped some coin into the market today, that's a buy signal for me. :sharebeer

Bitcoin?
by chaz
Thu Apr 17, 2014 11:07 am
 
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 742
Views: 122000

Re: Need Help Setting Up Port For Father

I like the Target Retirement funds. Keep it simple.
by chaz
Thu Apr 17, 2014 11:04 am
 
Forum: Investing - Help with Personal Investments
Topic: Need Help Setting Up Port For Father
Replies: 7
Views: 317

Re: What Book Are You Currently Reading? Part V

"Orchid Beach" by Stuart Woods.
by chaz
Wed Apr 16, 2014 10:34 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 2626
Views: 596549

Re: Estate Planning Lawyer

PM bsteiner.
by chaz
Tue Apr 15, 2014 3:44 pm
 
Forum: Personal Finance (Not Investing)
Topic: Estate Planning Lawyer
Replies: 8
Views: 1035

Re: 22 Y/O Cadet Advise

Keep it simple. You are off to a good start.

Good luck.
by chaz
Tue Apr 15, 2014 3:42 pm
 
Forum: Investing - Help with Personal Investments
Topic: 22 Y/O Cadet Advise
Replies: 8
Views: 523

Re: Most solid small car

Mercedes C is a winner.
by chaz
Tue Apr 15, 2014 3:39 pm
 
Forum: Personal Consumer Issues
Topic: Most solid small car
Replies: 15
Views: 2135

Re: Can this 4% CD be trusted?

Caveat emptor.
by chaz
Tue Apr 15, 2014 2:59 pm
 
Forum: Investing - Theory, News & General
Topic: Can this 4% CD be trusted?
Replies: 21
Views: 2389

Re: TV show recommendations?

Suits.
by chaz
Tue Apr 15, 2014 11:06 am
 
Forum: Personal Consumer Issues
Topic: TV show recommendations?
Replies: 200
Views: 14183

Re: Did not have fun this year doing my taxes- TT

TurboTax online made it easy for me again.
by chaz
Tue Apr 15, 2014 11:05 am
 
Forum: Personal Finance (Not Investing)
Topic: Did not have fun this year doing my taxes- TT
Replies: 40
Views: 3543

Re: Bitcoin knockoff

It's still just binary code.
by chaz
Mon Apr 14, 2014 9:03 pm
 
Forum: Investing - Theory, News & General
Topic: Bitcoin knockoff
Replies: 6
Views: 646

Re: Bitcoin knockoff

Probably too risky for a BH.
by chaz
Mon Apr 14, 2014 4:28 pm
 
Forum: Investing - Theory, News & General
Topic: Bitcoin knockoff
Replies: 6
Views: 646

Re: Dilemma about legal action for injured child

Comments like the one above demonstrate my point. In my state, the local bar association would never offer legal advice. That is not their job. When all is said and done, wouldn't OP be better off spending an hour or so in a free consultation with a high-powered personal injury trial lawyer in her ...
by chaz
Mon Apr 14, 2014 3:11 pm
 
Forum: Personal Finance (Not Investing)
Topic: Dilemma about legal action for injured child
Replies: 17
Views: 1741

Re: Dilemma about legal action for injured child

I'm not a lawyer. You should strongly consider talking to a real lawyer. You shouldn't just wait forever on this, or you'll probably get nothing because you'll run the statute of limitations out. With a minor plaintiff, the statute of limitations starts at the age of majority. Are you sure that's t...
by chaz
Mon Apr 14, 2014 2:26 pm
 
Forum: Personal Finance (Not Investing)
Topic: Dilemma about legal action for injured child
Replies: 17
Views: 1741

Re: Looking at top 1% for actionable insight

SeattleCPA ,

Bill Gates (part of top 1%) is from your area.
by chaz
Mon Apr 14, 2014 12:56 pm
 
Forum: Personal Finance (Not Investing)
Topic: Looking at top 1% for actionable insight
Replies: 60
Views: 5444

Re: Dilemma about legal action for injured child

mnvalue wrote:I'm not a lawyer. You should strongly consider talking to a real lawyer. You shouldn't just wait forever on this, or you'll probably get nothing because you'll run the statute of limitations out.

With a minor plaintiff, the statute of limitations starts at the age of majority.
by chaz
Mon Apr 14, 2014 12:51 pm
 
Forum: Personal Finance (Not Investing)
Topic: Dilemma about legal action for injured child
Replies: 17
Views: 1741

Re: Mother Of Bog! I'm Uncertain/Frightened To Buy Fund

Also consider a Target Retirement fund from Vanguard.

Good luck.
by chaz
Sun Apr 13, 2014 10:21 pm
 
Forum: Investing - Help with Personal Investments
Topic: I Really Would Appreciate Your Advice!
Replies: 72
Views: 2654

Re: the President's savings rate

The Wizard wrote:Ex presidents and other significant federal officials get nice pensions and healthcare, if I'm not mistaken.
They're different from you & me...

You got that right. :)
by chaz
Sun Apr 13, 2014 2:45 pm
 
Forum: Personal Finance (Not Investing)
Topic: the President's savings rate
Replies: 19
Views: 2604

Re: What Book Are You Currently Reading? Part V

"Orchid Blues" by Stuart Woods.
by chaz
Sun Apr 13, 2014 11:30 am
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 2626
Views: 596549

Re: Costa Rica?

Our cruise ship stopped there for several hours, and I bought a carved cane(a work of art).
by chaz
Sun Apr 13, 2014 11:26 am
 
Forum: Personal Consumer Issues
Topic: Costa Rica?
Replies: 14
Views: 1376

Re: squirrel question

Be nice to critters - drop them in the Hamptons, as there is a shortage of wild life there.
by chaz
Sat Apr 12, 2014 4:29 pm
 
Forum: Personal Consumer Issues
Topic: squirrel question
Replies: 13
Views: 1138

Re: Is there an alternative view ? [Alternatives to index fu

You can beat the market with luck or insider trading (a felony in the US).

Good luck.
by chaz
Sat Apr 12, 2014 12:51 pm
 
Forum: Investing - Theory, News & General
Topic: Is there an alternative view ? [Alternatives to index funds]
Replies: 14
Views: 1303

Re:

jmourik wrote:
floydtime wrote:What is this...ipad of which you speak?


If I'm correct it's an iPhone for people with bad sight.

It's a laptop for people with good sight.
by chaz
Fri Apr 11, 2014 6:20 pm
 
Forum: Investing - Theory, News & General
Topic: Vanguard app for iPad
Replies: 32
Views: 4728

Re: Help with Improving my Portfolio

Keep it simple.

Look at the forum wiki for some good ideas, such as a 3 fund portfolio composed of low cost index funds.

Good luck.
by chaz
Fri Apr 11, 2014 12:39 pm
 
Forum: Investing - Help with Personal Investments
Topic: Help with Improving my Portfolio
Replies: 45
Views: 2580

Re: What Book Are You Currently Reading? Part V

"Hot Mahogany" by Stuart Woods, my 23rd book by this terrific author.
by chaz
Fri Apr 11, 2014 12:35 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 2626
Views: 596549

Re: Vanguard website & Heartbleed security flaw

I saw a post that Vanguard is safe from heartbleed.
by chaz
Thu Apr 10, 2014 4:56 pm
 
Forum: Personal Consumer Issues
Topic: heartbleed - widespread internet security problem
Replies: 175
Views: 15844

Re: Mouthwash

My dentist recommended Crest ProHealth - no cavities in the past 70 years.
by chaz
Thu Apr 10, 2014 1:44 pm
 
Forum: Personal Consumer Issues
Topic: Mouthwash
Replies: 4
Views: 865

Re: KeePass vs LastPass

I use the free version of Lastpass, and it is good.
by chaz
Thu Apr 10, 2014 12:58 pm
 
Forum: Personal Consumer Issues
Topic: KeePass vs LastPass
Replies: 97
Views: 5051

Re: "Why do investors make bad choices?"

Livesoft wrote: fallibles are likeable. Interesting.
by chaz
Thu Apr 10, 2014 12:52 pm
 
Forum: Investing - Theory, News & General
Topic: "Why do investors make bad choices?"
Replies: 23
Views: 1550

Re: Favorite Investing Book?

"The Four Pillars of Investing" by William Bernstein.
by chaz
Wed Apr 09, 2014 3:00 pm
 
Forum: Investing - Theory, News & General
Topic: Favorite Investing Book?
Replies: 42
Views: 3137

Re: B&M Bank: BoA or Wells Fargo?

WF is very good as you deposit paper money.
by chaz
Wed Apr 09, 2014 12:52 pm
 
Forum: Personal Finance (Not Investing)
Topic: B&M Bank: BoA or Wells Fargo?
Replies: 25
Views: 1201

Re: What Book Are You Currently Reading? Part V

"Strategic Moves" by Stuart Woods. A great author.
by chaz
Wed Apr 09, 2014 12:24 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 2626
Views: 596549

Re: I Need Your Help Selecting 403(b) Provider

Open an IRA at Vanguard?

Good luck.
by chaz
Tue Apr 08, 2014 12:55 pm
 
Forum: Investing - Help with Personal Investments
Topic: I Need Your Help Selecting 403(b) Provider
Replies: 17
Views: 601

Re: Stay the course.

... When I see it go down, I think 3 things Aw man, I lost money Well it's bound to come back up eventually, I'll wait Hey look, it's on sale Instead, think these three things: 1) LONG-term (not the short-term, meaningless daily ups and downs that waste your valuable time) 2) Emotions are in everyt...
by chaz
Tue Apr 08, 2014 12:51 pm
 
Forum: Investing - Theory, News & General
Topic: Market falling emotions
Replies: 31
Views: 2093
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