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Re: We made our own Will

placeholder wrote:
chaz wrote:The law recognizes holographic wills, i.e. entirely handwritten, signed and dated.

Not that simple at all:
http://en.wikipedia.org/wiki/Holographic_will#United_States

It's not difficult.
by chaz
Thu Dec 18, 2014 5:39 pm
 
Forum: Personal Finance (Not Investing)
Topic: We made our own Will
Replies: 24
Views: 1225

Re: HOA Townhouse Reserve Amount

Get a reserve study done by a specialist.
by chaz
Thu Dec 18, 2014 5:24 pm
 
Forum: Personal Finance (Not Investing)
Topic: HOA Townhouse Reserve Amount
Replies: 9
Views: 454

Re: We made our own Will

The law recognizes holographic wills, i.e. entirely handwritten, signed and dated.
by chaz
Thu Dec 18, 2014 5:21 pm
 
Forum: Personal Finance (Not Investing)
Topic: We made our own Will
Replies: 24
Views: 1225

Re: What Movie Have You Recently Watched?

Forest Gump" on Netflix.
by chaz
Thu Dec 18, 2014 5:18 pm
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 254
Views: 27076

Re: Flagship

DTSC wrote:Congrats! An excellent achievement!

Nice.
by chaz
Thu Dec 18, 2014 2:02 pm
 
Forum: Personal Finance (Not Investing)
Topic: Flagship
Replies: 19
Views: 2090

Re: U.S. stocks in freefall

No freefall today. :D
by chaz
Thu Dec 18, 2014 1:57 pm
 
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 1054
Views: 184635

Re: Yahoo mail

Yahoo working just fine.
by chaz
Thu Dec 18, 2014 1:56 pm
 
Forum: Personal Consumer Issues
Topic: Yahoo mail
Replies: 20
Views: 1078

Re: Am I in two many investments.

john94549 wrote:My goodness, you have a slurpy-cup full of funds. Might I suggest VBIAX with a dollop of VTIAX. You might get serious about cash, as in CDs.

I also recommend the Balanced Index fund.
by chaz
Thu Dec 18, 2014 12:53 pm
 
Forum: Investing - Help with Personal Investments
Topic: Am I in two many investments.
Replies: 16
Views: 1360

Re: What Book Are You Currently Reading? Part VI

"Death In Holy Orders" by P.D. James.
by chaz
Thu Dec 18, 2014 12:26 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 243
Views: 29299

Re: What do you splurge on?

Cruises.
by chaz
Thu Dec 18, 2014 12:21 pm
 
Forum: Personal Consumer Issues
Topic: What do you splurge on?
Replies: 231
Views: 19376

Re: Embarrassingly stupid question

Look at the forum wiki.
by chaz
Sun Dec 14, 2014 4:09 pm
 
Forum: Investing - Help with Personal Investments
Topic: Embarrassingly stupid question
Replies: 25
Views: 4450

Re: New 401K choices...need help slicing

OP is off to a great start.
by chaz
Sun Dec 14, 2014 4:08 pm
 
Forum: Investing - Help with Personal Investments
Topic: New 401K choices...need help slicing
Replies: 5
Views: 337

Re: What is a move-up car after mid-size sedan?

Toyota Solara is nice.
by chaz
Sat Dec 13, 2014 6:06 pm
 
Forum: Personal Consumer Issues
Topic: What is a move-up car after mid-size sedan?
Replies: 63
Views: 4015

Re: Your Favorite Cookbook?

DW gets recipes from the Food Network.
by chaz
Sat Dec 13, 2014 6:04 pm
 
Forum: Personal Consumer Issues
Topic: Your Favorite Cookbook?
Replies: 60
Views: 3608

Re: What Book Are You Currently Reading? Part VI

"The Burnt House" by Faye Kellerman.
by chaz
Sat Dec 13, 2014 5:59 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 243
Views: 29299

Re: Investing more when the market is down.

Nothing wrong with investing in stocks when the market is down IMO.
by chaz
Sat Dec 13, 2014 2:04 pm
 
Forum: Investing - Theory, News & General
Topic: Investing more when the market is down.
Replies: 22
Views: 2272

Re: At what age did you find dream job?

26 - just passed the bar exam.
by chaz
Sat Dec 13, 2014 12:43 pm
 
Forum: Personal Finance (Not Investing)
Topic: At what age did you find dream job?
Replies: 32
Views: 2647

Re: Why did you quit your job?

I never quit, just retired.
by chaz
Wed Dec 10, 2014 2:34 pm
 
Forum: Personal Consumer Issues
Topic: Why did you quit your job?
Replies: 37
Views: 4236

Re: What is the best meal you've had at a restaurant?

Filet mignon at Flemings in Las Vegas.
by chaz
Wed Dec 10, 2014 1:21 pm
 
Forum: Personal Consumer Issues
Topic: What is the best meal you've had at a restaurant?
Replies: 88
Views: 6532

Re: Poll: Your Portfolio Tax Diversification

100% traditional IRA. :moneybag
by chaz
Wed Dec 10, 2014 1:19 pm
 
Forum: Investing - Theory, News & General
Topic: Poll: Your Portfolio Tax Diversification
Replies: 45
Views: 2427

Re: Things to do on new year's eve..

VictoriaF wrote:Finish champagne.

Victoria

+1. :D
by chaz
Wed Dec 10, 2014 12:07 pm
 
Forum: Investing - Help with Personal Investments
Topic: Things to do on new year's eve..
Replies: 18
Views: 2165

Re: Have you ever been let go?

obgyn65 wrote:My answer to the OP's question is no.

Ditto.
by chaz
Tue Dec 09, 2014 2:11 pm
 
Forum: Personal Finance (Not Investing)
Topic: Have you ever been let go?
Replies: 74
Views: 5451

Re: U.S. stocks in freefall

oldzey wrote:
Browser wrote:
The S&P 500 fell 0.9 percent to 2,042.68 at 10:12 a.m. in New York. The Dow Jones Industrial Average dropped 149.38 points, or 0.8 percent, to 17,703.10.

Oh, the horror! That 0.8% loss puts me on foodstamps.


Hehe +1 8-)

+2, :D
by chaz
Tue Dec 09, 2014 12:40 pm
 
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 1054
Views: 184635

Re: I Can't Smell The Coffee

Go to McDonalds.
by chaz
Sun Dec 07, 2014 5:35 pm
 
Forum: Personal Consumer Issues
Topic: I Can't Smell The Coffee [one cup coffee maker]
Replies: 36
Views: 4799

Re: Ex-landlord won't return deposit

I am not a lawyer. Missouri Tenant Rights http://ago.mo.gov/publications/landlordtenant.pdf#page12 Looks like you are entitled to double your deposit. Contact a local attorney from Missouri and have them draft a letter from their letterhead to the landlord. Say you are giving them a chance to resol...
by chaz
Sun Dec 07, 2014 5:34 pm
 
Forum: Personal Finance (Not Investing)
Topic: Ex-landlord won't return deposit
Replies: 29
Views: 3128

Re: Am I being cheap?

cowboy wrote:If she's "the one" (*this* is the most important decision), bite the bullet and consider it an investment in your future. Money can't buy happiness, but it can buy the ring that will make your future wife happy. Happy wife, happy life, as they say.

+1.
by chaz
Sat Dec 06, 2014 4:49 pm
 
Forum: Personal Finance (Not Investing)
Topic: Am I being cheap? [wedding/engagement ring]
Replies: 192
Views: 8784

Re: TIPs, Total Bond Market, or Both?

kenner wrote:Use an educated percentage of both.

+1.
by chaz
Sat Dec 06, 2014 12:57 pm
 
Forum: Investing - Theory, News & General
Topic: TIPs, Total Bond Market, or Both?
Replies: 35
Views: 3336

Re: My bicycle tour from Rochester, NY to Lambertville, NJ

Colorado13 wrote:Thanks for sharing. I like the turtle photo. :D

+1.
by chaz
Fri Dec 05, 2014 5:18 pm
 
Forum: Personal Consumer Issues
Topic: My bicycle tour from Rochester, NY to Lambertville, NJ
Replies: 13
Views: 1503

Re: Vanguard Turbo Tax prices anounced

TT does me good.
by chaz
Fri Dec 05, 2014 5:15 pm
 
Forum: Personal Finance (Not Investing)
Topic: Vanguard Turbo Tax prices anounced
Replies: 57
Views: 7735

Re: POLL: Should investors have a separate emergency fund?

I voted "yes" but it really depends. At a certain level of wealth relative to lifestyle/liabilities it is unnecessary. Bill Gates and Warren Buffett do not need emergency funds except maybe as a convenience. My personal rule of thumb is that it's a good idea to keep one until taxable inve...
by chaz
Tue Dec 02, 2014 6:08 pm
 
Forum: Investing - Theory, News & General
Topic: POLL: Should investors have a separate emergency fund?
Replies: 58
Views: 3461

Re: What Book Are You Currently Reading? Part VI

"Almost Dead" by Lisa Jackson.
by chaz
Tue Dec 02, 2014 3:07 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 243
Views: 29299

Re: FIRECalc, What does it cost to really live

I stopped buying neckties.
by chaz
Tue Dec 02, 2014 3:01 pm
 
Forum: Personal Finance (Not Investing)
Topic: FIRECalc, What does it cost to really live
Replies: 8
Views: 1545

Re: Retirees: Why worry?

No, also.
by chaz
Tue Dec 02, 2014 2:38 pm
 
Forum: Personal Finance (Not Investing)
Topic: Retirees: Why worry?
Replies: 25
Views: 2914

Re: [Poll] What's Your Tax Prep Strategy?

Turbotax.
by chaz
Tue Dec 02, 2014 2:37 pm
 
Forum: Personal Finance (Not Investing)
Topic: [Poll] What's Your Tax Prep Strategy?
Replies: 62
Views: 3290

Re: Retirees activities won’t deplete the nest egg.

223 minutes of TV watching! This is a waste of retirement. Victoria Remember that not everyone retiree has the financial wherewithal to do much other than to sit in front of screen, be it TV or the Internet, and may not have the physical ability to do much else. I have plans to do other things, and...
by chaz
Mon Dec 01, 2014 1:52 pm
 
Forum: Personal Consumer Issues
Topic: Retirees activities won’t deplete the nest egg.
Replies: 20
Views: 2270

Re: How much to have Vanguard withhold on RMD

Afty wrote:I have them withhold at my expected tax rate or slightly higher. I also have to pay estimated tax, so I try to overshoot a bit to avoid penalties.

Me too.
by chaz
Sun Nov 30, 2014 2:46 pm
 
Forum: Personal Finance (Not Investing)
Topic: How much to have Vanguard withhold on RMD
Replies: 36
Views: 2653

Re: How did you handle the 2008 bear market ?

Stayed the course.
by chaz
Sun Nov 30, 2014 2:43 pm
 
Forum: Investing - Theory, News & General
Topic: How did you handle the 2008 bear market ?
Replies: 79
Views: 6235

Re: ESOP RMD rules

IRS rules are in Pub 590 governing IRAs.
by chaz
Sat Nov 29, 2014 3:34 pm
 
Forum: Investing - Help with Personal Investments
Topic: ESOP RMD rules
Replies: 4
Views: 527

Re: What Book Are You Currently Reading? Part VI

"Collateral Damage" by Stuart Woods.
by chaz
Fri Nov 28, 2014 3:04 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 243
Views: 29299

Re: What Book Are You Currently Reading? Part VI

"Reckless Abandon" by Robert Parker.
by chaz
Tue Nov 25, 2014 4:21 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 243
Views: 29299

Re: Buying a Computer. Need recommendations.

I like ASUS.
by chaz
Tue Nov 25, 2014 4:16 pm
 
Forum: Personal Consumer Issues
Topic: Buying a Computer. Need recommendations.
Replies: 52
Views: 4939

Re: 23 year old... Can I afford a Rolex?

Hello Bogleheads, I've been debating for some time whether it is the right time to buy a Rolex for myself. I have numerous watches but have never payed anything over a few hundred for one. My financial situation is currently 100% debt free with maxed out roth ira contributions as well as a secure &...
by chaz
Sun Nov 23, 2014 5:35 pm
 
Forum: Personal Consumer Issues
Topic: 23 year old... Can I afford a Rolex?
Replies: 167
Views: 13343

Re: POLL: Do you personally own a cell phone?

Yes, a dumb phone.
by chaz
Sat Nov 22, 2014 4:25 pm
 
Forum: Personal Consumer Issues
Topic: POLL: Do you personally own a cell phone?
Replies: 52
Views: 2937

Re: Movie dialog, "The Social Network." Hard to hear?

I liked the movie even with audio problem.
by chaz
Sat Nov 22, 2014 2:31 pm
 
Forum: Personal Consumer Issues
Topic: Movie dialog, "The Social Network." Hard to hear?
Replies: 15
Views: 2292

Re: Banking Culture Breeds Dishonesty?

Nice links.
by chaz
Wed Nov 19, 2014 3:06 pm
 
Forum: Investing - Theory, News & General
Topic: Banking Culture Breeds Dishonesty?
Replies: 7
Views: 859
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