Bogleheads.org

Right, I left out the assumption you qualify based on income limits. And, let's just assume that you have maxed out your retirement space or have such terrible 401k options that you would prefer to contribute to other low cost tax deferred options. And, maybe, you want to help your children pay for ...

I see a lot of discussion on which retirement accounts to fund first, but cannot find any discussion on which college/education saving account to fund first. Assuming that you get NO state deduction for contributions to a 529 plan and you have already MAXED out your retirement accounts, does anyone ...

I took a look at Schwab and things are a little unclear, are you able to buy Schwab's index funds available to regular brokerage clients?

It seems like Fidelity does not offer them either. Anyone open one recently and have a good experience?

within my company's retirement plan there are four bond choices: FID HIGH INCOME 0.76% FIDELITY GOVT INCOME 0.45% PIMCO TOT RETURN ADM 0.71% STRATEGIC ADVISORS CORE INCOME 0.86% If I wanted to approach my company about adding fund choices and propose a bond index fund, what should some of my argumen...

I have had Frontpoint for about two months now, and while not much cheaper than the alternatives, they do provide more services, no longterm contracts, and are easy to deal with. As for any of the other national companies, I would avoid them.

Thanks for all the replies. I have received quotes from some local banks and a national bank. Of course, all quote their fees differently so it is hard to compare and like someone said all have 'junk' fees. I questioned each lender on their fees that I thought were unreasonable and all the lenders o...

In preparation for puchasing my first home, I have been reading up on mortgages and would appreciate some insight from the forum regarding "junk" fees. I have searched the forum and the web and have found some good stuff but as these things are always changing, any recent insight would be ...

Thanks for the replies. To clarify, for example, say I am working with Agent A and Agent A lists a property I want to purchase instead of doing dual agency, Agent A "designates" one of her colleagues from the same office. That is, two agents from the same Coldwell Banker office or two agen...

Does anyone have any thoughts, comments, concerns, or experience with "designated agency" when purchasing real estate? Specifically, from the buyer's perspective? (I searched this forum and the web and can find very little about it from someone without a clear agenda. From what I have read...

Thanks for the responses. A couple replies: - I believe the $10.99/mo Asurion insurance even covers water damage...it says so directly: "...even water damage." Of course, there could be some fine print I am miss-reeading that excludes certain water damage... - We have never lost a cell pho...

To get right to the point: do you purchase insurance for your smartphone? Some background: I have been a long time reader of this forum but this is my first post. Mostly, I just haven't felt like I could add much or ask something that has not already been asked. Well, that changed recently... My wif...