Search found 5 matches

by cdd73
Sun Oct 26, 2014 7:41 pm
Forum: Personal Investments
Topic: Calculating return
Replies: 35
Views: 4817

Re: Calculating return

Thank you once again. I agree that the 1.5% is the elephant in the room. I plan on continuing to read and study basic investing principles and starting soon I am going to start managing my own investments through vanguard utilizing good basic allocation principles and buy and hold strategy. I will use the above formulas to check my progress.
by cdd73
Thu Oct 23, 2014 8:36 pm
Forum: Personal Investments
Topic: Calculating return
Replies: 35
Views: 4817

Re: Calculating return

Thank you all for the thoughtful responses. I will try to compare my portfolio with a similarly allocated test portfolio using your formulas. I am currently paying a 1.5% assets under management fee on my brokerage account and I am trying to learn enough to eventually manage my own portfolio.
by cdd73
Tue Oct 21, 2014 8:29 pm
Forum: Personal Investments
Topic: Calculating return
Replies: 35
Views: 4817

Re: Calculating return

Deposits Date
150,000 8/20/2013
5,000 8/30/2013
5,000 10/1/2013
5,000 11/1/2013
5,000 11/29/2013
5,000 12/31/2013
5,000 1/31/2014
5,000 2/28/2014
5,000 4/1/2014
5,000 5/1/2014
5,000 5/30/2014
5,000 7/1/2014
5,000 8/1/2014
5,000 8/29/2014
5,000 10/1/2014
-232,341 10/21/2014
0.056614032

10,000 8/20/2013
-11,759 10/20/2014
0.148927468

Am I interpreting this correctly? During that time period with the cash flow as entered I earned an annualized rate of return of 5.6% compared to the annualized rate of return for the vanguard total stock market index of 14.8%. I have a brokerage account which is composed of individual stocks, mutual funds, and some cash. Seems to be underperforming.
by cdd73
Tue Oct 21, 2014 7:36 pm
Forum: Personal Investments
Topic: Calculating return
Replies: 35
Views: 4817

Re: Calculating return

Thank you gkaplan and #Cruncher for your thoughtful replies.
by cdd73
Sat Oct 18, 2014 8:52 pm
Forum: Personal Investments
Topic: Calculating return
Replies: 35
Views: 4817

Calculating return

I would like to calculate the annualized rate of return on my brokerage account and compare it to the rate of return on an index fund over the same time period. If I know my initial investment, monthly contribution, and current balance how would I calculate the rate of return. Also how do I find out what the rate of return on a specific index fund would be over a specific time period. I would like to see how my investment manager is doing.