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DODFX vs VGTSX for Roth Account

Okay, this has been bugging me for a while, and I just need some feedback. I am a Boglehead to the core and my portfolio is currently 90% index funds. However, I am having difficulty determining why I shouldn't exchange my VGTSX index fund for DODFX (Dodge & Cox Int'l) in my Roth account. Of cou...
by captaino
Sat Mar 23, 2013 5:27 pm
 
Forum: Investing - Help with Personal Investments
Topic: DODFX vs VGTSX for Roth Account
Replies: 3
Views: 848

Re: Tax Efficiency vs. Slow-Growing Roth

I could be off base, but it sounds to me like you're wanting to hold bonds in your roth, but also a set of risky enough equities to keep the expected rate of return high. Yes! This is exactly what I am trying to accomplish. Very well stated! Do others agree with baw703916 & Hub's comments above...
by captaino
Sun Dec 02, 2012 4:53 pm
 
Forum: Investing - Theory, News & General
Topic: Tax Efficiency vs. Slow-Growing Roth
Replies: 32
Views: 1871

Re: Tax Efficiency vs. Slow-Growing Roth

Forgive my ignorance as I'm new to Bogleheads, but why is this the opposite of what you want to happen? Ideally you want more of your assets to be in a Roth account, since Roth money grows tax free. If your taxable account is growing faster than your Roth account, then it will make up a smaller por...
by captaino
Sun Dec 02, 2012 4:44 pm
 
Forum: Investing - Theory, News & General
Topic: Tax Efficiency vs. Slow-Growing Roth
Replies: 32
Views: 1871

Re: Proper Asset Allocation Versus a Slow-Growing Roth

Will you be contributing both accounts? If contributing, how much will you be contributing each year? You're 29 with 25K portfolio. At this early stage of accumulation, your contributions is going to provide way more growth to your portfolio than the portfolio's returns. A 15K contribution to your ...
by captaino
Sun Dec 02, 2012 3:00 am
 
Forum: Investing - Theory, News & General
Topic: Tax Efficiency vs. Slow-Growing Roth
Replies: 32
Views: 1871

Re: Proper Asset Allocation Versus a Slow-Growing Roth



This link covers a related topic, but (after reading it) I'm not sure it addresses what I am asking here. Thanks.
by captaino
Sun Dec 02, 2012 2:40 am
 
Forum: Investing - Theory, News & General
Topic: Tax Efficiency vs. Slow-Growing Roth
Replies: 32
Views: 1871

Re: Proper Asset Allocation Versus a Slow-Growing Roth

If you're contributing 5k/yr to Roth IRA and 20K/yr to taxable, wouldn't the taxable account grow faster than the IRA even if you had exactly the same investments in both accounts? I was actually referring to the percentage rate at which the money grows. For instance I don't want my taxable account...
by captaino
Sun Dec 02, 2012 2:29 am
 
Forum: Investing - Theory, News & General
Topic: Tax Efficiency vs. Slow-Growing Roth
Replies: 32
Views: 1871

Tax Efficiency vs. Slow-Growing Roth

Greetings Bogleheads, I am new to this community which I recently discovered to be a powerful resource! :mrgreen: I am currently struggling to resolve a trade-off I perceive between proper asset location and my desire to maintain the same expected return in both my taxable and Roth accounts. To illu...
by captaino
Sun Dec 02, 2012 1:36 am
 
Forum: Investing - Theory, News & General
Topic: Tax Efficiency vs. Slow-Growing Roth
Replies: 32
Views: 1871

Re: What is your greatest weakness as an investor?

I deep down still think I can time the markets. Not on a day to day basis, but on a long term one. I know that deep down I should be around 60/40 in our portfolio, but we currently are 80/20 and I just can't bring myself to buy into what I think is an overpriced bond market. I guess I'm waiting for...
by captaino
Fri Nov 30, 2012 1:52 am
 
Forum: Investing - Theory, News & General
Topic: What is your greatest weakness as an investor?
Replies: 56
Views: 3512

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