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Re: How to teach young kids to be frugal?

One of my colleagues at work did this, while his kids were grade school age. He had boxes in his home office for each of them, and periodically he would place their cash allowances in their respective boxes. They were free to get the cash at any time, and spend it (or not) as they wished. When it ca...
by camden
Sun Dec 14, 2014 9:41 am
 
Forum: Personal Finance (Not Investing)
Topic: How to teach young kids to be frugal?
Replies: 65
Views: 4208

Re: Vacation in France

You earned this vacation. It's not like you are irresponsibly going deep into debt to finance it. Loosen up a little, go, and enjoy yourself. Go.
by camden
Tue Nov 18, 2014 5:41 pm
 
Forum: Personal Consumer Issues
Topic: Vacation in France
Replies: 96
Views: 8042

Re: Tell me about Berlin :-)

Two things I would recommend seeing that not on the usual list of "must sees" are the Kathe Kollwitz museum and the Olympic stadium, home to the 1936 Olympics. Be sure to take a walk in the Tiergarten as well.
by camden
Mon Oct 06, 2014 6:47 pm
 
Forum: Personal Consumer Issues
Topic: Tell me about Berlin :-)
Replies: 40
Views: 3558

Re: Medical Tourism - recent article

Before replying, I would like to make it clear that what I am about to say is anecdotal and certainly not a scientific, statistically significant sample, and that I am equally aware that high quality medicine can certainly be found outside the U.S. I would be extremely careful. At the medical center...
by camden
Sun Oct 05, 2014 1:30 pm
 
Forum: Personal Consumer Issues
Topic: Medical Tourism - recent article
Replies: 21
Views: 1910

Re: Should I pay off my sisters student loans?

Unless there is something about your sister regarding her stability/judgement that you have not disclosed, I would pay it off for her.

Then I would tell her that if the situation ever arises where she has the chance to do the same for someone she cares about, pass it on.
by camden
Wed Oct 01, 2014 4:05 pm
 
Forum: Personal Finance (Not Investing)
Topic: Should I pay off my sisters student loans?
Replies: 49
Views: 3709

Re: Southwest Airlines Engulfing, Reversal Candle Signals Do

Can you burn an engulfing reversal candle at both ends?
by camden
Tue Sep 23, 2014 3:15 pm
 
Forum: Investing - Theory, News & General
Topic: Southwest Airlines Engulfing, Reversal Candle Signals Downsi
Replies: 55
Views: 3711

Re: Touring Spain

Andalusia is fascinating, but consider the time of year before making a choice of where in Spain to concentrate on. Summers in Andulusia hot; I was there the last week of September, and it was pretty uncomfortable during the day ( did not stop me from having a good time, but be aware, especially wit...
by camden
Mon Sep 22, 2014 6:39 pm
 
Forum: Personal Consumer Issues
Topic: Touring Spain
Replies: 13
Views: 878

Re: A 'really good book' you did NOT enjoy

Another vote for Moby Dick. Of all of the classics I have read, both assigned in literature courses and read for pleasure, that was about the only one I truly detested.
by camden
Sun Sep 07, 2014 1:41 pm
 
Forum: Personal Consumer Issues
Topic: A 'really good book' you did NOT enjoy
Replies: 229
Views: 12213

Re: Ideas for thanking a doctor

The next time you are enjoying a vacation or a gathering with your family, send your MD a picture with a note saying something along the order of "thanks for the part you play in keeping me healthy to enjoy this". I guarantee that will have an impact, and be greatly appreciated. Expression...
by camden
Sat Aug 30, 2014 11:52 am
 
Forum: Personal Consumer Issues
Topic: Ideas for thanking a doctor
Replies: 75
Views: 5625

Re: Market fluctuation in late 2008

It was no fun at all for anyone who already had a significant investment portfolio. For me, the worst months were Sept/Oct 2008, when it seemed that the entire financial system was on the edge of collapse. By the time the bottom came in March 2009, I had quit paying daily attention to it. I managed ...
by camden
Mon May 26, 2014 8:37 am
 
Forum: Investing - Theory, News & General
Topic: Market fluctuation in late 2008
Replies: 51
Views: 3470

Re: 64 YROld Romance Rekindles:Upsets Daughters

DD needs to sit on the sidelines on this one and let her father live his life and enjoy himself. Absent any concrete evidence that Sam is being manipulated in some very practical, damaging way, let it be.
by camden
Sun May 25, 2014 4:41 pm
 
Forum: Personal Consumer Issues
Topic: 64 YROld Romance Rekindles:Upsets Daughters
Replies: 19
Views: 1802

Re: White collar crime book recommendations?

I found "The Wizard of Lies", about the Bernie Madoff scam and aftermath, to be a riveting read.
by camden
Thu May 22, 2014 4:36 pm
 
Forum: Personal Consumer Issues
Topic: White collar crime book recommendations?
Replies: 21
Views: 1150

Re: Anyone been to Budapest?

Matthias church, Fisherman's bastion, Heroes square. The building housing the Hungarian parliament will make you think you are in London. A portion of the metro I rode has been in continuous operation since 1896, and boasted that it was the first subway in the world.

A fascinating city. Enjoy.
by camden
Sat Mar 29, 2014 9:09 am
 
Forum: Personal Consumer Issues
Topic: Anyone been to Budapest?
Replies: 31
Views: 5769

Re: State Farm or Allstate

Living in the New Orleans era in the aftermath of Katrina, I had a rare perspective on insurance companies, as nearly everyone had a claim, some big and some small, to file with their carrier. I personally had State Farm, and had no complaint with how they handled my small claim. As one might expect...
by camden
Sun Mar 23, 2014 8:43 am
 
Forum: Personal Finance (Not Investing)
Topic: State Farm or Allstate
Replies: 26
Views: 2184

Re: Direct TV?

Judging from the above replies, the reliability of Directv reception must vary considerably depending on where you live. A few years ago, I moved to an area not served by cable, and have used Directv since. Works fine as long as the weather is decent, but ever time it rains more than a light drizzle...
by camden
Sat Dec 14, 2013 10:52 am
 
Forum: Personal Consumer Issues
Topic: Direct TV?
Replies: 42
Views: 4999

Anyone feed the birds?

Since moving out in the country a few years ago, my wife and I have enjoyed watching the birds coming to an outside bird feeder. Through trial and error, we found that the wild bird food which does the best job of attracting a variety of birds, including colorful woodpeckers, cardinals, jays, etc. i...
by camden
Tue Aug 20, 2013 2:25 pm
 
Forum: Personal Consumer Issues
Topic: Anyone feed the birds?
Replies: 84
Views: 7355

Re: Class action law suits

I have received notices ten times or so over the years regarding these. Once I ultimately received a check for $1700 in a case regarding alleged wrongdoing by a financial services company where I had an investment in one of their mutual funds. in all other instances, the ultimate result was a trivia...
by camden
Mon Jul 22, 2013 9:59 am
 
Forum: Personal Consumer Issues
Topic: Class action law suits
Replies: 30
Views: 2733

Re: Mom just lent 40k to a friend w/o a contract

Get an attorney for advice as to how to protect her rights as much as possible. Then you, and she, should mentally assume that this money is lost, irrevocably, and that you will never see it again. If this assumption should prove, happily, to be wrong, so much the better. But don't count on it. And,...
by camden
Sat Jul 13, 2013 11:46 am
 
Forum: Personal Finance (Not Investing)
Topic: Mom just lent 40k to a friend w/o a contract
Replies: 61
Views: 6765

Re: New used to me mid life fun car

Had a convertible ('76 MG) which I bought new when I was in my mid '20s. Had it as my primary car for seven years, then kept it as a fun car for 20 more, in the garage with the top down, driven on nice days. Unfortunately, where I now live, the number of days where it is really enjoyable ----not too...
by camden
Thu Jul 11, 2013 9:54 am
 
Forum: Personal Consumer Issues
Topic: New used to me mid life fun car
Replies: 7
Views: 1164

Re: Pension troubles....

I, for one, appreciate what people like you do, and do not in the least begrudge what you make. The reasons you cite are why. Good luck with your pension. Perhaps in the event it will work out better than the worst case scenarios you have no doubt been considering.
by camden
Fri Jun 21, 2013 4:54 pm
 
Forum: Personal Finance (Not Investing)
Topic: Pension troubles....
Replies: 16
Views: 2156

Re: future tenant wants to start a day care

If I learned that I was legally compelled to rent to a tenant who planned to run a day care, I would sell the property in question as fast as possible, and I would be done with being a landlord for all time.
by camden
Tue Jun 04, 2013 1:53 pm
 
Forum: Personal Finance (Not Investing)
Topic: future tenant wants to start a day care
Replies: 23
Views: 2205

Re: France - Paris / Nice - Must do List

So many great things to do and see in Paris, many of which have already been mentioned, but one I would strongly recommend that has not is Sainte-Chapelle, close to Notre Dame. A gem of a mini-cathedral, with magnificent stained glass. Do not know if it still happens, but when I visited a dozen year...
by camden
Sun Jun 02, 2013 10:34 am
 
Forum: Personal Consumer Issues
Topic: France - Paris / Nice - Must do List
Replies: 92
Views: 4704

Re: Academics vs Private Practice (Physician)

One consideration would be a hybrid practice on the Mayo Clinic/Cleveland clinic model, where you can have a combination of clinical practice and resident teaching without (at least in most instances) the intense research and publication demands of a tenure track academic position. Whatever you choo...
by camden
Sun May 12, 2013 3:21 pm
 
Forum: Personal Finance (Not Investing)
Topic: Academics vs Private Practice (Physician)
Replies: 20
Views: 2434

Re: Town of Bath, England (UK)

Agree with other replies. Interesting town, lots to see, well worth a day.
by camden
Mon Apr 29, 2013 2:36 pm
 
Forum: Personal Consumer Issues
Topic: Town of Bath, England (UK)
Replies: 16
Views: 1340

Re: CC autopay (debit) vs bank bill pay

I pay nearly all bills electronically, but I prefer to initiate the transaction myself each month, verifying the charge and then authorizing the payment from my checking account. Takes very little time. I have always been uncomfortable with automatic debits, especially for bills like credit cards wh...
by camden
Wed Apr 24, 2013 1:22 pm
 
Forum: Personal Finance (Not Investing)
Topic: CC autopay (debit) vs bank bill pay
Replies: 44
Views: 2329

Re: Month-long visits to American cities

Interesting idea. I would suggest considering New Orleans as an alternative to Atlanta. Come anytime between November and May, except the couple of weeks before Mardi Gras. April is the single best month to visit.
by camden
Mon Apr 08, 2013 6:22 pm
 
Forum: Personal Consumer Issues
Topic: Month-long visits to American cities
Replies: 52
Views: 4578

Re: On Line Banks and Trusts

As of a couple of years ago, when I Investigated this same issue, Ally allowed trust accounts for CDs.
by camden
Tue Feb 12, 2013 9:40 am
 
Forum: Personal Finance (Not Investing)
Topic: On Line Banks and Trusts
Replies: 3
Views: 221

Re: What kind of car are you driving?

2010 Hyundai Genesis coupe. An act of rebellion against growing old.
by camden
Wed Jan 23, 2013 8:47 pm
 
Forum: Personal Consumer Issues
Topic: What kind of car are you driving?
Replies: 278
Views: 21670

Re: Cruise ...Uncertain

I have been on some excellent small ship river cruises, which eliminate the seasickness problem. They are, however, very expensive.
by camden
Sat Dec 29, 2012 12:50 pm
 
Forum: Personal Consumer Issues
Topic: Cruise ...Uncertain
Replies: 34
Views: 3024

Re: Is this a Really Bad Day?

In the fall of 2008, a 2 per cent move one way or the other ( more often downward ) would have been regarded as a typical day............
by camden
Wed Nov 07, 2012 5:22 pm
 
Forum: Investing - Theory, News & General
Topic: Is this a Really Bad Day?
Replies: 52
Views: 6581

Re: Social Security Statements: What's the (Planning) Point?

I have always operated, for planning purposes, on the assumption that I will get nothing from SS. If I am wrong, so much the better, but I am not counting on it.
by camden
Mon Sep 17, 2012 7:04 pm
 
Forum: Personal Finance (Not Investing)
Topic: Social Security Statements: What's the (Planning) Point?
Replies: 7
Views: 575

Re: Main Coast

I have been to the Maine coast several times exactly that time of year, predominantly along the southern coast, York and Kennebunkport area. Weather was wonderful. A great time of year to visit. Enjoy.
by camden
Mon Jun 25, 2012 5:45 pm
 
Forum: Personal Consumer Issues
Topic: Main Coast
Replies: 8
Views: 987

Re: Applying to Medical School

I am a physician in a specialty which is quite competitive, at an institution with a good solid residency program in that specialty, and have been on the selection commitee interviewing residency applicants for many years. While I would agree that for the few residency programs considered the "...
by camden
Sat Jun 02, 2012 12:41 pm
 
Forum: Personal Consumer Issues
Topic: Applying to Medical School
Replies: 34
Views: 2438

Re: Does anyone own a Hyundai?

I have a 2010 Genesis coupe, with 30,000 miles now. Like it a lot. No problems at all.
by camden
Tue May 08, 2012 1:59 pm
 
Forum: Personal Consumer Issues
Topic: Does anyone own a Hyundai?
Replies: 71
Views: 6652

Re: Pension--how concerned should I be?

Thanks to all for the replies, esp to Harold and g$$. As Harold indicated, my wording on the OP was imprecise, and the 15% drop in the retirement benefit referred to a decrease in what I would have accrued between now and 65 under the old rules prior to the freeze, not to any decrease in benefits al...
by camden
Mon May 07, 2012 1:00 pm
 
Forum: Personal Finance (Not Investing)
Topic: Pension--how concerned should I be?
Replies: 17
Views: 2116

Pension--how concerned should I be?

I have worked for over 30 years for an institution (a large medical center) that is, at least outwardly, in no financial difficulty. I am 100% vested in a defined benefit pension plan. As with many organizations, changes have been made in the plan over the years to reduce the institutions' financial...
by camden
Sat May 05, 2012 12:40 pm
 
Forum: Personal Finance (Not Investing)
Topic: Pension--how concerned should I be?
Replies: 17
Views: 2116

Real Estate sale question

I once thought that real estate sales were by law required to be a matter of public record, including the purchase price. When one looks at the published listings in the paper, most of them are exactly that, listing the seller, buyer, and purchase price of the property. A small minority, however, ar...
by camden
Sat Apr 07, 2012 10:33 am
 
Forum: Personal Finance (Not Investing)
Topic: Real Estate sale question
Replies: 1
Views: 185

Re: Drop car insurance if I don't use my car in the next 2 y

If you decide to keep the car and drop the insurance, and assuming that your state has a mandatory insurance law for automobles, be sure to consult the laws of your state and do things in the proper order. In my state, one would inform the DMV of your intention to store the car and keep it off-road,...
by camden
Mon Mar 05, 2012 10:07 am
 
Forum: Personal Finance (Not Investing)
Topic: Drop car insurance if I don't use my car in the next 2 yrs
Replies: 7
Views: 811

Treasury Direct 1099-B

Like many others, I shifted my old Legacy Treasury Direct account to an online Treasury Direct account in 2011, in advance of the 2012 deadline to do so. I received a 1099-INT for the taxable interest on the securities in the old Legacy account (prior to the transfer) in the mail, and went on line t...
by camden
Mon Feb 13, 2012 5:32 pm
 
Forum: Personal Finance (Not Investing)
Topic: Treasury Direct 1099-B
Replies: 7
Views: 1196

Re: Costa Rica

I enjoyed a whitewater rafting trip on the Pacuare (sp?) river while there in the mid '90s. Terrific scenery.
by camden
Mon Jan 16, 2012 10:06 am
 
Forum: Personal Consumer Issues
Topic: Costa Rica
Replies: 8
Views: 1120

Re: Top 5 Most Dramatic Food Price Changes in 2011

Surprised not to find coffee on that list. The price of a pound of the coffee I purchase went up about 15% last year, more than three of the five on it.
by camden
Sun Jan 08, 2012 4:43 pm
 
Forum: Personal Consumer Issues
Topic: Top 5 Most Dramatic Food Price Changes in 2011
Replies: 2
Views: 547

Re: I splurged this weekend!

Congratulations. Have a great time with it. Refreshing to know that there are still a few folks who like to drive sports coupes (and that is one fine sports coupe) instead of all the ugly trucks/vans/ SUVs that seem to be the rage nowadays. I never wanted to drive a bus myself..........
by camden
Mon Oct 24, 2011 4:04 pm
 
Forum: Personal Finance (Not Investing)
Topic: I splurged this weekend!
Replies: 71
Views: 6754

Re: How do you live your life?

I have found that there is little that provides as much real satisfaction as helping others when you are under no compulsion to do so, particularly if your help comes as an unexpected surprise to the recipient. As Shakespeare said in describing the "quality of mercy", it "blesseth him...
by camden
Mon Oct 24, 2011 11:13 am
 
Forum: Personal Consumer Issues
Topic: How do you live your life?
Replies: 94
Views: 41050

In the 30 plus years I have spent in my professional field (medicine), I have witnessed massive technological innovation, which continues unabated to this day. The problem lies, rather, in the increasing inability of our society (or any other) to afford the widespread application of that technologic...
by camden
Sat Oct 08, 2011 1:50 pm
 
Forum: Personal Consumer Issues
Topic: "Innovation Starvation" - Are we in a rut?
Replies: 55
Views: 3931

No one can deny that the larger payroll you can afford, the better your chances, and if you've got Yankee money to spend, you will have never have a really bad team, no matter who runs your front office or is your manager. But it is refreshing to see that it doesn't always guarantee you a championsh...
by camden
Sat Oct 08, 2011 10:08 am
 
Forum: Personal Consumer Issues
Topic: No Yankees, Red Sox, or Phillies
Replies: 26
Views: 1612

Lots of good suggestions above; would like to add the JFK Presidential Llibrary. All of these libraries are feasts for those interested in history.
by camden
Mon Sep 26, 2011 9:45 am
 
Forum: Personal Consumer Issues
Topic: Taking a trip to Boston. Any suggestions?
Replies: 32
Views: 2549

"Wish I didn't know now what I didn't know then"---Bob Seger

"When you ain't got nothin, you got nothin to lose"--Dylan
by camden
Thu Sep 22, 2011 7:44 pm
 
Forum: Personal Consumer Issues
Topic: Favorite song line?
Replies: 153
Views: 9571

Condolences to Pirates fans

With their loss last night, the Pittsburgh Pirates extend their record losing season streak to 19. I was encouraged by their better than expected showing the first half of the year, and hoped this would be the year they would finish above .500 and break it.
by camden
Thu Sep 15, 2011 1:45 pm
 
Forum: Personal Consumer Issues
Topic: Condolences to Pirates fans
Replies: 13
Views: 1373

You don't specify whether you are interested in the Genesis sedan or the coupe. The two don't look anything alike.

I own the coupe, and have had it for nearly two years now. Am extremely pleased. Have had no problems at all.
by camden
Sat Aug 20, 2011 10:51 am
 
Forum: Personal Consumer Issues
Topic: Genesis
Replies: 8
Views: 1325

In addition to being a terrific power hitter, Thome has over 1700 walks, which is in the top ten (8th) all-time, and an on-base percentage of .403, which is in the top 35 all-time. A great player. Should easily be a first ballot Hall of Famer.
by camden
Tue Aug 16, 2011 4:11 pm
 
Forum: Personal Consumer Issues
Topic: Congratulations to Jim Thome!
Replies: 14
Views: 2247
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