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Re: Market fluctuation in late 2008

It was no fun at all for anyone who already had a significant investment portfolio. For me, the worst months were Sept/Oct 2008, when it seemed that the entire financial system was on the edge of collapse. By the time the bottom came in March 2009, I had quit paying daily attention to it. I managed ...
by camden
Mon May 26, 2014 9:37 am
 
Forum: Investing - Theory, News & General
Topic: Market fluctuation in late 2008
Replies: 51
Views: 3355

Re: 64 YROld Romance Rekindles:Upsets Daughters

DD needs to sit on the sidelines on this one and let her father live his life and enjoy himself. Absent any concrete evidence that Sam is being manipulated in some very practical, damaging way, let it be.
by camden
Sun May 25, 2014 5:41 pm
 
Forum: Personal Consumer Issues
Topic: 64 YROld Romance Rekindles:Upsets Daughters
Replies: 19
Views: 1749

Re: White collar crime book recommendations?

I found "The Wizard of Lies", about the Bernie Madoff scam and aftermath, to be a riveting read.
by camden
Thu May 22, 2014 5:36 pm
 
Forum: Personal Consumer Issues
Topic: White collar crime book recommendations?
Replies: 21
Views: 1088

Re: Anyone been to Budapest?

Matthias church, Fisherman's bastion, Heroes square. The building housing the Hungarian parliament will make you think you are in London. A portion of the metro I rode has been in continuous operation since 1896, and boasted that it was the first subway in the world.

A fascinating city. Enjoy.
by camden
Sat Mar 29, 2014 10:09 am
 
Forum: Personal Consumer Issues
Topic: Anyone been to Budapest?
Replies: 31
Views: 3924

Re: State Farm or Allstate

Living in the New Orleans era in the aftermath of Katrina, I had a rare perspective on insurance companies, as nearly everyone had a claim, some big and some small, to file with their carrier. I personally had State Farm, and had no complaint with how they handled my small claim. As one might expect...
by camden
Sun Mar 23, 2014 9:43 am
 
Forum: Personal Finance (Not Investing)
Topic: State Farm or Allstate
Replies: 26
Views: 2087

Re: Direct TV?

Judging from the above replies, the reliability of Directv reception must vary considerably depending on where you live. A few years ago, I moved to an area not served by cable, and have used Directv since. Works fine as long as the weather is decent, but ever time it rains more than a light drizzle...
by camden
Sat Dec 14, 2013 11:52 am
 
Forum: Personal Consumer Issues
Topic: Direct TV?
Replies: 42
Views: 3824

Anyone feed the birds?

Since moving out in the country a few years ago, my wife and I have enjoyed watching the birds coming to an outside bird feeder. Through trial and error, we found that the wild bird food which does the best job of attracting a variety of birds, including colorful woodpeckers, cardinals, jays, etc. i...
by camden
Tue Aug 20, 2013 3:25 pm
 
Forum: Personal Consumer Issues
Topic: Anyone feed the birds?
Replies: 84
Views: 6852

Re: Class action law suits

I have received notices ten times or so over the years regarding these. Once I ultimately received a check for $1700 in a case regarding alleged wrongdoing by a financial services company where I had an investment in one of their mutual funds. in all other instances, the ultimate result was a trivia...
by camden
Mon Jul 22, 2013 10:59 am
 
Forum: Personal Consumer Issues
Topic: Class action law suits
Replies: 30
Views: 2622

Re: Mom just lent 40k to a friend w/o a contract

Get an attorney for advice as to how to protect her rights as much as possible. Then you, and she, should mentally assume that this money is lost, irrevocably, and that you will never see it again. If this assumption should prove, happily, to be wrong, so much the better. But don't count on it. And,...
by camden
Sat Jul 13, 2013 12:46 pm
 
Forum: Personal Finance (Not Investing)
Topic: Mom just lent 40k to a friend w/o a contract
Replies: 61
Views: 6365

Re: New used to me mid life fun car

Had a convertible ('76 MG) which I bought new when I was in my mid '20s. Had it as my primary car for seven years, then kept it as a fun car for 20 more, in the garage with the top down, driven on nice days. Unfortunately, where I now live, the number of days where it is really enjoyable ----not too...
by camden
Thu Jul 11, 2013 10:54 am
 
Forum: Personal Consumer Issues
Topic: New used to me mid life fun car
Replies: 7
Views: 1156

Re: Pension troubles....

I, for one, appreciate what people like you do, and do not in the least begrudge what you make. The reasons you cite are why. Good luck with your pension. Perhaps in the event it will work out better than the worst case scenarios you have no doubt been considering.
by camden
Fri Jun 21, 2013 5:54 pm
 
Forum: Personal Finance (Not Investing)
Topic: Pension troubles....
Replies: 16
Views: 2133

Re: future tenant wants to start a day care

If I learned that I was legally compelled to rent to a tenant who planned to run a day care, I would sell the property in question as fast as possible, and I would be done with being a landlord for all time.
by camden
Tue Jun 04, 2013 2:53 pm
 
Forum: Personal Finance (Not Investing)
Topic: future tenant wants to start a day care
Replies: 23
Views: 2158

Re: France - Paris / Nice - Must do List

So many great things to do and see in Paris, many of which have already been mentioned, but one I would strongly recommend that has not is Sainte-Chapelle, close to Notre Dame. A gem of a mini-cathedral, with magnificent stained glass. Do not know if it still happens, but when I visited a dozen year...
by camden
Sun Jun 02, 2013 11:34 am
 
Forum: Personal Consumer Issues
Topic: France - Paris / Nice - Must do List
Replies: 92
Views: 4296

Re: Academics vs Private Practice (Physician)

One consideration would be a hybrid practice on the Mayo Clinic/Cleveland clinic model, where you can have a combination of clinical practice and resident teaching without (at least in most instances) the intense research and publication demands of a tenure track academic position. Whatever you choo...
by camden
Sun May 12, 2013 4:21 pm
 
Forum: Personal Finance (Not Investing)
Topic: Academics vs Private Practice (Physician)
Replies: 20
Views: 2162

Re: Town of Bath, England (UK)

Agree with other replies. Interesting town, lots to see, well worth a day.
by camden
Mon Apr 29, 2013 3:36 pm
 
Forum: Personal Consumer Issues
Topic: Town of Bath, England (UK)
Replies: 16
Views: 1296

Re: CC autopay (debit) vs bank bill pay

I pay nearly all bills electronically, but I prefer to initiate the transaction myself each month, verifying the charge and then authorizing the payment from my checking account. Takes very little time. I have always been uncomfortable with automatic debits, especially for bills like credit cards wh...
by camden
Wed Apr 24, 2013 2:22 pm
 
Forum: Personal Finance (Not Investing)
Topic: CC autopay (debit) vs bank bill pay
Replies: 44
Views: 2170

Re: Month-long visits to American cities

Interesting idea. I would suggest considering New Orleans as an alternative to Atlanta. Come anytime between November and May, except the couple of weeks before Mardi Gras. April is the single best month to visit.
by camden
Mon Apr 08, 2013 7:22 pm
 
Forum: Personal Consumer Issues
Topic: Month-long visits to American cities
Replies: 52
Views: 4457

Re: On Line Banks and Trusts

As of a couple of years ago, when I Investigated this same issue, Ally allowed trust accounts for CDs.
by camden
Tue Feb 12, 2013 10:40 am
 
Forum: Personal Finance (Not Investing)
Topic: On Line Banks and Trusts
Replies: 3
Views: 219

Re: What kind of car are you driving?

2010 Hyundai Genesis coupe. An act of rebellion against growing old.
by camden
Wed Jan 23, 2013 9:47 pm
 
Forum: Personal Consumer Issues
Topic: What kind of car are you driving?
Replies: 278
Views: 21320

Re: Cruise ...Uncertain

I have been on some excellent small ship river cruises, which eliminate the seasickness problem. They are, however, very expensive.
by camden
Sat Dec 29, 2012 1:50 pm
 
Forum: Personal Consumer Issues
Topic: Cruise ...Uncertain
Replies: 34
Views: 2910

Re: Is this a Really Bad Day?

In the fall of 2008, a 2 per cent move one way or the other ( more often downward ) would have been regarded as a typical day............
by camden
Wed Nov 07, 2012 6:22 pm
 
Forum: Investing - Theory, News & General
Topic: Is this a Really Bad Day?
Replies: 52
Views: 6517

Re: Social Security Statements: What's the (Planning) Point?

I have always operated, for planning purposes, on the assumption that I will get nothing from SS. If I am wrong, so much the better, but I am not counting on it.
by camden
Mon Sep 17, 2012 8:04 pm
 
Forum: Personal Finance (Not Investing)
Topic: Social Security Statements: What's the (Planning) Point?
Replies: 7
Views: 574

Re: Main Coast

I have been to the Maine coast several times exactly that time of year, predominantly along the southern coast, York and Kennebunkport area. Weather was wonderful. A great time of year to visit. Enjoy.
by camden
Mon Jun 25, 2012 6:45 pm
 
Forum: Personal Consumer Issues
Topic: Main Coast
Replies: 8
Views: 978

Re: Applying to Medical School

I am a physician in a specialty which is quite competitive, at an institution with a good solid residency program in that specialty, and have been on the selection commitee interviewing residency applicants for many years. While I would agree that for the few residency programs considered the "...
by camden
Sat Jun 02, 2012 1:41 pm
 
Forum: Personal Consumer Issues
Topic: Applying to Medical School
Replies: 34
Views: 2420

Re: Does anyone own a Hyundai?

I have a 2010 Genesis coupe, with 30,000 miles now. Like it a lot. No problems at all.
by camden
Tue May 08, 2012 2:59 pm
 
Forum: Personal Consumer Issues
Topic: Does anyone own a Hyundai?
Replies: 71
Views: 6579

Re: Pension--how concerned should I be?

Thanks to all for the replies, esp to Harold and g$$. As Harold indicated, my wording on the OP was imprecise, and the 15% drop in the retirement benefit referred to a decrease in what I would have accrued between now and 65 under the old rules prior to the freeze, not to any decrease in benefits al...
by camden
Mon May 07, 2012 2:00 pm
 
Forum: Personal Finance (Not Investing)
Topic: Pension--how concerned should I be?
Replies: 17
Views: 2102

Pension--how concerned should I be?

I have worked for over 30 years for an institution (a large medical center) that is, at least outwardly, in no financial difficulty. I am 100% vested in a defined benefit pension plan. As with many organizations, changes have been made in the plan over the years to reduce the institutions' financial...
by camden
Sat May 05, 2012 1:40 pm
 
Forum: Personal Finance (Not Investing)
Topic: Pension--how concerned should I be?
Replies: 17
Views: 2102

Real Estate sale question

I once thought that real estate sales were by law required to be a matter of public record, including the purchase price. When one looks at the published listings in the paper, most of them are exactly that, listing the seller, buyer, and purchase price of the property. A small minority, however, ar...
by camden
Sat Apr 07, 2012 11:33 am
 
Forum: Personal Finance (Not Investing)
Topic: Real Estate sale question
Replies: 1
Views: 185

Re: Drop car insurance if I don't use my car in the next 2 y

If you decide to keep the car and drop the insurance, and assuming that your state has a mandatory insurance law for automobles, be sure to consult the laws of your state and do things in the proper order. In my state, one would inform the DMV of your intention to store the car and keep it off-road,...
by camden
Mon Mar 05, 2012 11:07 am
 
Forum: Personal Finance (Not Investing)
Topic: Drop car insurance if I don't use my car in the next 2 yrs
Replies: 7
Views: 807

Treasury Direct 1099-B

Like many others, I shifted my old Legacy Treasury Direct account to an online Treasury Direct account in 2011, in advance of the 2012 deadline to do so. I received a 1099-INT for the taxable interest on the securities in the old Legacy account (prior to the transfer) in the mail, and went on line t...
by camden
Mon Feb 13, 2012 6:32 pm
 
Forum: Personal Finance (Not Investing)
Topic: Treasury Direct 1099-B
Replies: 7
Views: 1176

Re: Costa Rica

I enjoyed a whitewater rafting trip on the Pacuare (sp?) river while there in the mid '90s. Terrific scenery.
by camden
Mon Jan 16, 2012 11:06 am
 
Forum: Personal Consumer Issues
Topic: Costa Rica
Replies: 8
Views: 1116

Re: Top 5 Most Dramatic Food Price Changes in 2011

Surprised not to find coffee on that list. The price of a pound of the coffee I purchase went up about 15% last year, more than three of the five on it.
by camden
Sun Jan 08, 2012 5:43 pm
 
Forum: Personal Consumer Issues
Topic: Top 5 Most Dramatic Food Price Changes in 2011
Replies: 2
Views: 546

Re: I splurged this weekend!

Congratulations. Have a great time with it. Refreshing to know that there are still a few folks who like to drive sports coupes (and that is one fine sports coupe) instead of all the ugly trucks/vans/ SUVs that seem to be the rage nowadays. I never wanted to drive a bus myself..........
by camden
Mon Oct 24, 2011 5:04 pm
 
Forum: Personal Finance (Not Investing)
Topic: I splurged this weekend!
Replies: 71
Views: 6713

Re: How do you live your life?

I have found that there is little that provides as much real satisfaction as helping others when you are under no compulsion to do so, particularly if your help comes as an unexpected surprise to the recipient. As Shakespeare said in describing the "quality of mercy", it "blesseth him...
by camden
Mon Oct 24, 2011 12:13 pm
 
Forum: Personal Consumer Issues
Topic: How do you live your life?
Replies: 94
Views: 39741

In the 30 plus years I have spent in my professional field (medicine), I have witnessed massive technological innovation, which continues unabated to this day. The problem lies, rather, in the increasing inability of our society (or any other) to afford the widespread application of that technologic...
by camden
Sat Oct 08, 2011 2:50 pm
 
Forum: Personal Consumer Issues
Topic: "Innovation Starvation" - Are we in a rut?
Replies: 55
Views: 3909

No one can deny that the larger payroll you can afford, the better your chances, and if you've got Yankee money to spend, you will have never have a really bad team, no matter who runs your front office or is your manager. But it is refreshing to see that it doesn't always guarantee you a championsh...
by camden
Sat Oct 08, 2011 11:08 am
 
Forum: Personal Consumer Issues
Topic: No Yankees, Red Sox, or Phillies
Replies: 26
Views: 1610

Lots of good suggestions above; would like to add the JFK Presidential Llibrary. All of these libraries are feasts for those interested in history.
by camden
Mon Sep 26, 2011 10:45 am
 
Forum: Personal Consumer Issues
Topic: Taking a trip to Boston. Any suggestions?
Replies: 32
Views: 2540

"Wish I didn't know now what I didn't know then"---Bob Seger

"When you ain't got nothin, you got nothin to lose"--Dylan
by camden
Thu Sep 22, 2011 8:44 pm
 
Forum: Personal Consumer Issues
Topic: Favorite song line?
Replies: 153
Views: 9527

Condolences to Pirates fans

With their loss last night, the Pittsburgh Pirates extend their record losing season streak to 19. I was encouraged by their better than expected showing the first half of the year, and hoped this would be the year they would finish above .500 and break it.
by camden
Thu Sep 15, 2011 2:45 pm
 
Forum: Personal Consumer Issues
Topic: Condolences to Pirates fans
Replies: 13
Views: 1372

You don't specify whether you are interested in the Genesis sedan or the coupe. The two don't look anything alike.

I own the coupe, and have had it for nearly two years now. Am extremely pleased. Have had no problems at all.
by camden
Sat Aug 20, 2011 11:51 am
 
Forum: Personal Consumer Issues
Topic: Genesis
Replies: 8
Views: 1317

In addition to being a terrific power hitter, Thome has over 1700 walks, which is in the top ten (8th) all-time, and an on-base percentage of .403, which is in the top 35 all-time. A great player. Should easily be a first ballot Hall of Famer.
by camden
Tue Aug 16, 2011 5:11 pm
 
Forum: Personal Consumer Issues
Topic: Congratulations to Jim Thome!
Replies: 14
Views: 2244

I've always found it interesting that nothing, but nothing, arouses more comment/angst in more individuals than a rise in gas prices. A significant rise in the price of other commodities most people buy ( for example, the recent spike in the price of coffee) occasions little comment. I guess it's a ...
by camden
Sat Aug 13, 2011 12:07 pm
 
Forum: Personal Consumer Issues
Topic: Why won't gas prices fall!?!?
Replies: 71
Views: 6760

To file homeonwers' insurance claim? or not?

Thought I might get some advice for those knowledgeable in the insurance industry ( I am not, and don't know how claims made relate to potential future premium increases). If damages suffered are only modestly higher than your deductible, is it wiser to absorb the small additional loss rather than f...
by camden
Thu Jul 21, 2011 7:49 pm
 
Forum: Personal Finance (Not Investing)
Topic: To file homeonwers' insurance claim? or not?
Replies: 10
Views: 1315

My wife and I dine out very frequently, in restaurants of all varities and price ranges. I have never encountered anything like the experience you describe, and, in fact, I can't remember ever having been asked about wine more than once. You have a right to be annoyed; one "no, thank you" ...
by camden
Tue Jun 21, 2011 2:46 pm
 
Forum: Personal Consumer Issues
Topic: Would you like wine with that?
Replies: 40
Views: 2429

I find it fascinating that this thread has generated 40 or so responses in less than eight hours, as well as the fact that some of the opinions expressed seem to be so strongly felt. I wouldn't spend anywhere near that much for a watch, and haven't a clue regarding types of watches in that price ran...
by camden
Tue Jun 14, 2011 5:22 pm
 
Forum: Personal Consumer Issues
Topic: Shopping for watches
Replies: 104
Views: 8767

Sept/Oct 2008 was, by far, the most stressful time for me in my investing lifetime, as well as statistically the most volatile equities market. Managed not to make any moves based on my anxieties at the time, for which I'm grateful. This forum is a good resource to help you stay the course.
by camden
Mon Jun 13, 2011 4:21 pm
 
Forum: Investing - Theory, News & General
Topic: Anxiety Now versus Anxiety 2008
Replies: 42
Views: 4713

For baseball fans: the "struggle"

As a baseball fan, I have noticed with dismay and annoyance over the last decade or so the insidious and now all pervasive and grotesque overuse of the words "struggle" and "struggling" by announcers and commentators. Is the English language not rich enough to provide some other ...
by camden
Sat Jun 04, 2011 12:10 pm
 
Forum: Personal Consumer Issues
Topic: For baseball fans: the "struggle"
Replies: 13
Views: 1006

Although the above advice is good for the individual, the fact that so many exiting employees do just that makes the "exit interview" worthless from the perspective of the company. I don't know why so many companies even bother with them.
by camden
Wed Jun 01, 2011 1:06 pm
 
Forum: Personal Consumer Issues
Topic: Exit Interview / Personnel File
Replies: 7
Views: 1155

I enjoy watching college football, and have for a long time, but frequently I'm ashamed to admit it, as the whole business is so incredibly corrupt. As for the "death penalty", I don't believe that it would ever be applied to football factories with the history of success, alumni following...
by camden
Mon May 30, 2011 4:38 pm
 
Forum: Personal Consumer Issues
Topic: Tressel resigns
Replies: 111
Views: 8477

My parents were children of the Great Depression, with all the values of hard work and individual responsiblity that seem so typical of so many in that age consort. One of the best things I remember was being taught that " the choices you make will determine the life you will have". In mid...
by camden
Fri May 27, 2011 6:14 pm
 
Forum: Personal Consumer Issues
Topic: My parents best advice ?
Replies: 65
Views: 6098
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