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"Tell me, great hero, but please make it brief". -Bob Dylan, "Tombstone Blues". I liked that, here's one someone told me last week, "if you want to kiss the sky you got to learn how to kneel..." U2 lyrics Personally, I would do option b or c, or some variant thereof. T...

:happy hello again, i hope i can once again get some advice. I've been struggling with what to do with my accounts. I have taken the 41% of my portfolio out of the CD that expired and it is sitting in a savings acct. Here are the choices I have come up with. If there is anyone who can give me there ...

....a couple more things. i really like I bonds and would like to include the 10k purchase of one in my plan. also, Pingo's suggestion of: Taxable 41% Cash or VG municipal bond fund Her 403B at Fidelity <--I rolled over all Rollover and Traditional IRAs to the 403b. 56% VG Target 2015 (VTXVX) Her Ro...

also, the charts helped me very much, i'll say again. because i can visualize how they are less risky then the Total Stock Market Index (coincidentilly, the fund i withdrew all my money from in 2008/09).

thank you so much for the graphs. they are very, very helpful!! i have actually been on this site every day rereading the replies to my post and educating myself as much as possible trying to come to a decision about AA and what to buy, sell, transfer and trade. I also actually wrote a post this mor...

Thank you for all of your comments. i have been trying to educate myself in tax efficient fund placement and asset allocation. I'm finding this very fun so that is a good thing. I am also finding that i know a lot less than i thought i did. I agree with Pingo that my first two priorities would be to...

First of all, I LOVE YOU GUYS!, thank you to Pingo, Rick Merrill, Scone, Easy Rhino, pkcrafter and Damjam. you've given me advise and opinions that i value very much. i'm grateful for your time and consideration. Unfortunately, i am so ridiculously busy that i only have about 30 minutes - 1 hour a d...

tax rate: last few years i paid no state and federal taxes. I have 3 children i claim as exemptions and qualify for a bunch of credits I'm sorry. Could you clarify? You are in the 0% tax bracket? You pay zero taxes, or you don't pay anything (else) come tax time? last year i got most of my fed taxe...

The only negative news is your portfolio management in 2008 and since has been more or less optimally bad. I'm not going to offer any specific advice about investments except to say keep up the saving while going slow on stocks. JW Thanks JW, yes the :oops: is an accurate sentiment. i've always bee...

This is my first time posting. I have been reading the boglehead forum, off and on, for a few months, as time had allowed. I'm 51 years old and my retirement portfolio is a mess. Long story short, i pulled most of my money out of the stock market with the housing crash in 2008, along with selling my...