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I'll seriously consider working on paying that off. I reset the plan to put bond funds into our Roth IRAs. My original plan for our 401k and 403b I had the Fidelity Freedom Fund 2035 in my 401k and the Vanguard Target Retirement 2035 in her 403b. 1.Based on the 401k and 403b fund selections below I ...

Here is an updated plan for me that includes my 401k and 403b options. I did this myself so please feel free to come up with something better. I've been reading the wiki's and documentation for the past few months but I'm still a novice. The PIMCO bond funds seem expensive but according to the wiki,...

Thanks for the replies so far.

Do the fund placements look good so far? Is there a good process for requesting an employer to provide certain funds? I'm guessing just an e-mail or letter to HR.

Duckie,

Thanks for the advice. I crunched the numbers and that does make more sense for her to max out her 403(b). I will readjust our budget to accommodate it.

Bulldog

Portofolio Review I did my research and followed this forum for a long time. I learned quite a bit and I feel confident I can finally do this myself. Thanks to everyone who contribute to this forum. Hopefully I’m on the right track. Thanks for any feedback you can offer. Key Points: 1. My internati...

Thanks livesoft. I'll go ahead and exchange all shares to the money market account. I just want to be safe and make sure the capital gains and dividends don't get reinvested into the new funds.

Hello All- I'm a long time lurker and I would like to say how grateful I am to this site and the people who contribute to it. Thank you all! I currently hold Vanguard Tax-Managed Balanced in my taxable account. I've held it only for a couple months and I feel it's a mistake. My plan is to exchange a...

What tax bracket do you start to consider investing in municipal bonds vs taxable bonds in a taxable account? Is 25% usually the starting point?