Search found 2326 matches

by btenny
Tue Jun 30, 2015 5:23 pm
Forum: Personal Consumer Issues
Topic: I'm Giving Up Golf
Replies: 40
Views: 6476

Re: I'm Giving Up Golf

You think golf makes you feel old, try down hill skiing. I have skied since I was 21 or so and still ski in my late 60s. I used to go down 45 degree slopes at 50 mph and laugh and turn over the moguls and have a ball. Now I am happy with 25 MPH and 25 degree slopes. Back when we would ski all day an...
by btenny
Tue Jun 30, 2015 4:43 pm
Forum: Personal Consumer Issues
Topic: How to use SSD computer
Replies: 24
Views: 2019

Re: How to use SSD computer

Thanks all for the comments. The main issue I am worried about with the SSD drive is bit rot of the whole drive due to excessive writing of small files such as Xcel and a few songs and some pictures as they are accumulated. I read that using SSD as a disk is the wrong way to go and instead should on...
by btenny
Mon Jun 29, 2015 8:16 pm
Forum: Personal Consumer Issues
Topic: How to use SSD computer
Replies: 24
Views: 2019

How to use SSD computer

I just bought a new HP Spectre Windows computer with a big 512GB SSD memory and 8GB of RAM. It loads and runs fast and has great battery life and is super small and light weight. So now I am going about moving files and programs and so forth to the new computer. But when I read about SSDs on the int...
by btenny
Mon Jun 29, 2015 12:33 pm
Forum: Personal Consumer Issues
Topic: can you recommend comfortable walking shoes?
Replies: 43
Views: 3111

Re: can you recommend comfortable walking shoes?

Another New Balance fan here. I bought a pair of Roll Bar equipped walking shoes (8xx number) about 13 years ago and have been loving them since. I buy a pair a year at the store in Scottsdale. Sometimes I get walking shoes (which are mostly leather with little breathing holes) and sometimes I get c...
by btenny
Thu Jun 25, 2015 7:10 pm
Forum: Personal Consumer Issues
Topic: Colorado Vacation suggestions
Replies: 43
Views: 3195

Re: Colorado Vacation suggestions

Also wanted to make you aware that many people have issues with the high altitudes in Colorado. Many towns are 6000 to 9000 feet in altitude so when people arrive there from sea level they have issues like head aches and sick stomachs and tiredness. So be careful if you drive from low altitude. It t...
by btenny
Thu Jun 25, 2015 10:47 am
Forum: Personal Consumer Issues
Topic: Colorado Vacation suggestions
Replies: 43
Views: 3195

Re: Colorado Vacation suggestions

If you drive to Colorado and visit places like Telluride you can use your Outback for road driving and getting to towns. But then you can rent a mountain bike or a 4x4 Jeep Wrangler for day excursions off road. There are a lots of nice trails for hiking and biking and 4x4ing that wander around the a...
by btenny
Thu Jun 25, 2015 10:27 am
Forum: Personal Consumer Issues
Topic: Electric Bicycles
Replies: 14
Views: 1372

Re: Electric Bicycles

My wife bought one two summers ago and loves it. She got one of the big ladies beach cruiser kind with big white tires and a big electric motor and a basket up front. It also has a speedometer and a holder for her Iphone so she listens to music when she rides. I think it is a great as it rolls so mu...
by btenny
Wed Jun 24, 2015 12:31 pm
Forum: Personal Consumer Issues
Topic: Most Economical Way to Handle the Lawn
Replies: 71
Views: 6446

Re: Most Economical Way to Handle the Lawn

I know you did not ask this but have you thought about converting most or all of this "lawn" to Xeriscape. They are low water, low maintenance and nice looking. If you do some conversion of this lawn to native pants and stuff like hard scape and ground covers you will not have to do much y...
by btenny
Wed Jun 24, 2015 12:14 pm
Forum: Personal Consumer Issues
Topic: MacBook Pro Worth the money?
Replies: 74
Views: 7356

Re: MacBook Pro Worth the money?

I just bought a new HP Septre X360 convertible computer that does all the same stuff as Mac Pro and more. It folds up like a tablet or tents as well for easy desk and lap reading. It has a touch screen and 512 GB SSD disk for $1399. A Mac Pro with less features is $1799. The Mac weighs more. The Mas...
by btenny
Mon Jun 22, 2015 2:32 pm
Forum: Personal Consumer Issues
Topic: Will I regret using Composite Decking instead of PT Decking
Replies: 23
Views: 2105

Re: Will I regret using Composite Decking instead of PT Decking

I suggest you put in composite decking but modify your deck structure to 12 inches on center supports (?? I think) . Anyway the supports for composite will be smaller than for regular wood so check where you buy the composite to make sure you get the new numbers. I have two decks and a boat dock cov...
by btenny
Fri Jun 19, 2015 1:32 pm
Forum: Personal Consumer Issues
Topic: Disney World Orlando Advice
Replies: 36
Views: 3070

Re: Disney World Orlando Advice

Do not stay at the Disney Sports Hotel complex. I stayed there in May, 2015 for a day trip and visit to the Animal Kingdom. The hotel is just bad with terrible service. Think Motel 6 or worse. Rooms are Spartan at best. The rooms are 300 yards or so from the parking lot for your car. There are no be...
by btenny
Tue Jun 16, 2015 6:51 pm
Forum: Personal Finance (Not Investing)
Topic: Tax savings of moving to no income tax state
Replies: 24
Views: 3356

Re: Tax savings of moving to no income tax state

Beware most no income tax states have big property taxes and in some instances they also have big insurance bills. So much or all of the savings you gain on income taxes you give back as high property taxes and huge insurance bills. That is the case in Florida and Texas so depending on what home you...
by btenny
Tue Jun 16, 2015 6:47 pm
Forum: Personal Consumer Issues
Topic: Most Beautiful Nature Destinations
Replies: 50
Views: 6094

Re: Most Beautiful Nature Destinations

The mountains of south western Colorado around Cortez and Durango and Telluride and Silverton and Ouray. Drive the Million $$$ highway and look around at the big scenery. You will see 10 or so 14,000 foot tall mountains out your window and wild sheep and wild elk and tons of glades and trees and jus...
by btenny
Tue Jun 16, 2015 6:24 pm
Forum: Personal Consumer Issues
Topic: 6 Month Away Locations
Replies: 11
Views: 1517

Re: 6 Month Away Locations

Arizona - Scottsdale is a great area for raising family and living in general. The COLA is low and homes are available at good prices all over. There are good jobs for the talented. The schools are good in most neighborhoods. We have three good public universities. The weather is nice 8 months a yea...
by btenny
Mon Jun 15, 2015 7:35 pm
Forum: Personal Consumer Issues
Topic: User Name Security
Replies: 9
Views: 1242

Re: User Name Security

Yes Ged I know keeping the user Id and the password both secure is not exact two factor authentication. But it is a whole lot more secure than a semi-public user name and short secret password that is used today on many accounts. Using a secure physical token you have and a secure password you know ...
by btenny
Sun Jun 14, 2015 12:14 pm
Forum: Personal Consumer Issues
Topic: User Name Security
Replies: 9
Views: 1242

Re: User Name Security

Scooter thanks for the info. But the IPhone 6 plus that my wife has is set up with no passcode and no finger print to turn it on. You just swipe it. We may add a simple passcode but will never add finger print. I am not a fan of storing vital biometric data on portable devices. Bad enough that that ...
by btenny
Sat Jun 13, 2015 2:59 pm
Forum: Personal Consumer Issues
Topic: Shipping a bottle of wine as a gift?
Replies: 7
Views: 951

Re: Shipping a bottle of wine as a gift?

Go to a nice winery tasting room near you and try out their wines. Find one or two you like. Then pay the winery to ship the wine to your Dad. Winery use special shipping companies to insure the wine is not over heated or damaged in shipping. Stores do not and many sell badly damaged wine that taste...
by btenny
Sat Jun 13, 2015 2:44 pm
Forum: Personal Consumer Issues
Topic: User Name Security
Replies: 9
Views: 1242

User Name Security

On another thread it was pointed out that some IPhone apps store the user name and only let you enter your password to do a log on. I found this strange from what I know of security and not very secure. So I wanted to discuss the security issues with User names with some of the gurus on here. I am s...
by btenny
Sat Jun 13, 2015 11:08 am
Forum: Personal Consumer Issues
Topic: Steering Wheel Cover - Making an Old Car Feel New?
Replies: 23
Views: 2233

Re: Steering Wheel Cover - Making an Old Car Feel New?

Those are really tough to install from what I understand. Lots of fitting them tight around the wheel and then sewing the leather and so forth. Go for it if you can do the work. I know in my case I tried to just have the steering wheel replaced and the dealer could not find a part that he was qualif...
by btenny
Sat Jun 13, 2015 11:01 am
Forum: Personal Finance (Not Investing)
Topic: IPhone Financial stuff
Replies: 26
Views: 2976

Re: IPhone Financial stuff

Sounds like I will have to download some of the banking and investments company apps and see how they work. I am mostly wondering if they store user names in the app. Keeping your user names private and unknown is almost as important as a good password. I use funny user names that are hard to guess ...
by btenny
Sat Jun 13, 2015 10:48 am
Forum: Personal Consumer Issues
Topic: Steering Wheel Cover - Making an Old Car Feel New?
Replies: 23
Views: 2233

Re: Steering Wheel Cover - Making an Old Car Feel New?

Get one of the steering wheel covers that is lace up soft rubber with lots of holes in it. They costs about $8 at the Autozone or NAPA or similar parts store. You put it on the wheel and wrap the lace around the wheel to make a real nice looking wheel. I put one on my Jeep at 70K miles when the leat...
by btenny
Sat Jun 13, 2015 10:39 am
Forum: Personal Consumer Issues
Topic: Chromebooks- What is the lure?
Replies: 104
Views: 7797

Re: Chromebooks- What is the lure?

Public Networks like Starbucks and motels networks are routinely spoofed by hackers to glean user passwords and user names. Then the hackers use this info to log into that website as you and pretend to be you. Maybe they can then get enough info to go to your bank account and use that same user name...
by btenny
Fri Jun 12, 2015 7:54 pm
Forum: Personal Consumer Issues
Topic: Chromebooks- What is the lure?
Replies: 104
Views: 7797

Re: Chromebooks- What is the lure?

Lynette the security of a Chrome Book is medium at best. It can get goofed up and hacked just like your old PC if you use it in funny places like the local coffee shop or your neighbors unsecure Wi FI connection. Plus if you are really targeted by some bad guys or the gov't (see below) the security ...
by btenny
Fri Jun 12, 2015 2:52 pm
Forum: Personal Consumer Issues
Topic: Chromebooks- What is the lure?
Replies: 104
Views: 7797

Re: Chromebooks- What is the lure?

Yes managing complex desktops/laptops or fully loaded Unix boxes with lots of applications is hard. So yes I do see some classes of users being forced to use complex "public machines". We did that back when by putting big complex SUN workstations and big special logic processors in a speci...
by btenny
Fri Jun 12, 2015 1:50 pm
Forum: Personal Consumer Issues
Topic: Chromebooks- What is the lure?
Replies: 104
Views: 7797

Re: Chromebooks- What is the lure?

Sunny. For the work I did the "mainframe" was a whole lot more than a single computer. It was a whole room full of servers and big computers and printers and disk drives and specialized processors and communications gear, etc.. Heck my brother and I were sending terminal messages between t...
by btenny
Fri Jun 12, 2015 1:34 pm
Forum: Personal Consumer Issues
Topic: Chromebooks- What is the lure?
Replies: 104
Views: 7797

Re: Chromebooks- What is the lure?

Yep I agree. You are so right about all this "cloud" stuff being a rehash of centralized mainframe computing. I guess I am showing my age. I a can't wait until some big "cloud" provider goes broke or gets hacked and looses a bunch of client data. Or gets his servers knocked off l...
by btenny
Fri Jun 12, 2015 1:27 pm
Forum: Personal Consumer Issues
Topic: Which is a best place to start learning yoga?
Replies: 31
Views: 2957

Re: Which is a best place to start learning yoga?

Be careful of "introductory classes" at your local Yoga studio. They may not be real teaching classes and instead a lure to get you to come to their hard yoga classes and wear you out and make you mad and charge you for the bad experience. I had a very bad experience with a situation like ...
by btenny
Fri Jun 12, 2015 1:12 pm
Forum: Personal Consumer Issues
Topic: Chromebooks- What is the lure?
Replies: 104
Views: 7797

Re: Chromebooks- What is the lure?

Chrome books sort of remind me of "thin client" computers that we used way back when. In the late 1970s and early 1980s we used to get forced to use "thin client computers" hooked to "a cloud IT department controlled mainframe" to do our engineering work. These ran a fe...
by btenny
Fri Jun 12, 2015 12:10 pm
Forum: Personal Finance (Not Investing)
Topic: IPhone Financial stuff
Replies: 26
Views: 2976

Re: IPhone Financial stuff

Hey everyone. Thanks for the info for this old guy. I guess I will move into the 21st century and start using the IPhone for financial stuff as long as we use it in real cell phone mode and keep it from storing passwords. It sure would be handy to only carry a IPhone while on vacation and no laptop ...
by btenny
Thu Jun 11, 2015 10:47 am
Forum: Personal Finance (Not Investing)
Topic: IPhone Financial stuff
Replies: 26
Views: 2976

Re: IPhone Financial stuff

What about security and viruses?
by btenny
Thu Jun 11, 2015 9:55 am
Forum: Personal Finance (Not Investing)
Topic: IPhone Financial stuff
Replies: 26
Views: 2976

IPhone Financial stuff

My wife has new 6 Plus IPhone and we used it a ton on our vacation. We liked it so much I am wondering if I can just quit carrying 1-2 laptops on vacation. Only use the IPhone. What are the issues? Does anyone on here use a smart phone to read financial account balances and your checking account bal...
by btenny
Thu Jun 11, 2015 9:40 am
Forum: Personal Consumer Issues
Topic: iPhone 6 or 6 plus for light business travel?
Replies: 27
Views: 2809

Re: iPhone 6 or 6 plus for light business travel?

My wife loves her IPhone 6 plus but she carries it in her purse. She loves it for the big maps and big text and big pictures so she does not need her glasses all the time. We used it so much on our vacation that we may not take a computer any more when we travel. Just the big phone. My tile contract...
by btenny
Thu Jun 11, 2015 9:24 am
Forum: Personal Consumer Issues
Topic: A/C efficiency question
Replies: 31
Views: 3164

Re: A/C efficiency question

Out in Arizona many new AC units use two stage compressors and a continuously variable speed fan. These are typically 16 SEER (or more) units. Yes they cost a bundle but they save a ton on electricity. Some people report savings of 50% or more on summer bills. This is what all the new homes and AC c...
by btenny
Thu Jun 11, 2015 8:58 am
Forum: Personal Consumer Issues
Topic: flip phone vs smartphone
Replies: 35
Views: 3333

Re: flip phone vs smartphone

I loved my flip phone and had several generations of them starting way back in the 1980s when they were big bricks. I worked for the company that built them and they were just a part of life for years. Well fast forward to today. I carry a Blackberry Q10 smartphone and really love it. It is slightly...
by btenny
Wed Jun 10, 2015 5:34 pm
Forum: Personal Finance (Not Investing)
Topic: Advice Needed - Has Anyone Chosen Work Life Balance over Extra Money?
Replies: 101
Views: 10415

Re: Advice Needed - Has Anyone Chosen Work Life Balance over Extra Money?

My wife and I both chose life and family over bigger money at different points of our careers. She turned down a big promotion early in her career instead of moving to new job to stay with me and our kids in a low COLA area. Later after our second child was born she tried to quit work but they offer...
by btenny
Wed Jun 10, 2015 4:18 pm
Forum: Personal Consumer Issues
Topic: Improving Pool Efficiency
Replies: 13
Views: 1193

Re: Improving Pool Efficiency

Does you pool use chlorine for cleaning? Or does it use ionizers or ozone generators? I understand ionizers or ozone pools are cheaper and easier to operate. Go find a all purpose pool store near your home that sells patio furniture and pool products and has a big pool service desk usually in the ba...
by btenny
Sat Jun 06, 2015 8:46 pm
Forum: Personal Consumer Issues
Topic: Buying Used Car on eBay
Replies: 27
Views: 2463

Re: Buying Used Car on eBay

You don't buy it sight unseen. You don't buy it at auction. You preempt that process by talking to the seller before the time expires using the buy now process. You talk to the seller via phone and agree to a price for the car assuming it is good shape and make a offer on the car via phone. If the s...
by btenny
Sat Jun 06, 2015 8:28 pm
Forum: Personal Finance (Not Investing)
Topic: Health insurance record keeping
Replies: 8
Views: 714

Re: Health insurance record keeping

I also keep a spread sheet that tracks all the times we use medical services as they occur. I have a line/row for each doctor visit or clinic trip and so forth. Each line then shows what is billed and what is owed and what is allowed by Medicare and what is covered by my supplemental carrier and wha...
by btenny
Sat Jun 06, 2015 8:07 pm
Forum: Personal Finance (Not Investing)
Topic: Confused college kid
Replies: 54
Views: 5159

Re: Confused college kid

I would suggest you try to figure out how to resurrect that internship. Yes you will have to drive a lot if it is truly a hour drive. But think of all the experience you will gain working at a small business like you want to start. Maybe you will get to follow the owner around some days and meet cli...
by btenny
Sat Jun 06, 2015 7:48 pm
Forum: Personal Consumer Issues
Topic: Buying Used Car on eBay
Replies: 27
Views: 2463

Re: Buying Used Car on eBay

EBay is a better place to advertise a car than Craigs List or some local auto magazine IMO. It reaches all across the country and gives your car or product national exposure. Today you can also pay Autotrader or other big national web site to advertise your car as well. I don't know the cost differe...
by btenny
Sat Jun 06, 2015 3:09 pm
Forum: Personal Consumer Issues
Topic: Buying Used Car on eBay
Replies: 27
Views: 2463

Re: Buying Used Car on eBay

My brother-in-law has bought 3 BMWs and a special Lincoln pickup via the web and ebay. He is very mechanically inclined and researches what he buys in depth before hand. All 3 cars and the truck were fine and all had 50K+ miles. His issues is making sure the vehicle is in good shape and has been ser...
by btenny
Fri Jun 05, 2015 1:43 pm
Forum: Personal Consumer Issues
Topic: Perpetual Travelling
Replies: 73
Views: 9810

Re: Perpetual Travelling

My wife and I live a semi-traveler lifestyle. We have two "permanent locations" and then travel a lot to other places as well. We have been doing this for 10 years or so. We spend time in the deserts of Arizona during the nice weather times and use that as our permanent "home". W...
by btenny
Thu Jun 04, 2015 11:57 am
Forum: Personal Finance (Not Investing)
Topic: much ado about coasting (through life)
Replies: 256
Views: 34099

Re: much ado about coasting (through life)

Well Chris and Pro I used the word "hippie" to describe a group of people I know who live in this mountain town in California. They are nice people who live a outdoor lifestyle centered around skiing and living in the mountains. I agree most of these people do have fun and enjoy life but t...
by btenny
Sun May 31, 2015 3:11 pm
Forum: Personal Finance (Not Investing)
Topic: much ado about coasting (through life)
Replies: 256
Views: 34099

Re: much ado about coasting (through life)

Sure you can "coast for a while" but we all know you have to go back to work sometime. You said yourself you just do not have enough money to fully retire. At least not yet. So all we are debating is when. If you wait 1-2 years and take a really big vacation you will have this big work gap...
by btenny
Fri May 29, 2015 8:35 pm
Forum: Personal Finance (Not Investing)
Topic: Can my husband retire yet?
Replies: 110
Views: 13130

Re: Can my husband retire yet?

No your husband cannot retire yet IMO. He should not give up looking for work. In todays' job market it can easily take 9-15 months to get a job. Tell him to not get discouraged. You cannot afford to have him setting around all day and not working and still not taking care of the kids. He will find ...
by btenny
Fri May 29, 2015 12:57 pm
Forum: Personal Consumer Issues
Topic: Behavioral finance and restaurants
Replies: 72
Views: 6448

Re: Behavioral finance and restaurants

Oh yea. When I was young and broke with little kids at home we almost never ate out. And today I know it is just a lot cheaper to feed kids at home. But times change and for older adults eating out is not too expensive. Now we can get takeout pizza and sodas for $6.80 for both of us or take out Mexi...
by btenny
Fri May 29, 2015 12:54 pm
Forum: Personal Consumer Issues
Topic: Behavioral finance and restaurants
Replies: 72
Views: 6448

Re: Behavioral finance and restaurants

Complicated answer because we eat out (or get take out) a lot. Sometimes I drive 30-45 minutes to visit relatives and eat with them. And when we are in Phoenix the wife and I go maybe 15 minutes max to a place near home. Where we live there are lots of good places to choose from. But Phoenix has suc...
by btenny
Fri May 29, 2015 11:49 am
Forum: Personal Consumer Issues
Topic: Best Kid Toys
Replies: 32
Views: 2651

Re: Best Kid Toys

I like the Original Big Wheel Trike for the 4 year old. He can ride and have fun with it for two years and then his little sister can take it over when he gets a bigger bike when he is six. http://www.amazon.com/s?ie=UTF8&page=1&rh=n%3A165793011%2Ck%3Abig%20wheel%20tricycles And maybe some B...
by btenny
Thu May 28, 2015 7:31 pm
Forum: Personal Finance (Not Investing)
Topic: Landscaping architect?
Replies: 12
Views: 1158

!

Photos won't help much if the guy is black and white photo guy and you like sepia!!!!
by btenny
Thu May 28, 2015 7:22 pm
Forum: Personal Finance (Not Investing)
Topic: "Retiring" and Age Discrimination
Replies: 35
Views: 4550

Re: "Retiring" and Age Discrimination

Way back when companies that needed to downsize would create "package deals" available to a certain class of employee like discussed above (say age plus years of service over XX). If you took the "deal" you choose to "retire early" and you usually got better bennies lik...

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