Search found 832 matches

Return to advanced search

Re: IBM: Stock Buybacks Gone Wrong?

So I should sell my IBM stock? And take my profit? A quick search shows IBM beating the S&P over the last 10 years. Even with its recent fall. "Past performance is no guarantee of future results". Brilliant response. People are saying IBM's buyback program didn't work. Seems to me it ...
by bru
Wed Oct 22, 2014 10:12 am
 
Forum: Investing - Theory, News & General
Topic: IBM: Stock Buybacks Gone Wrong?
Replies: 65
Views: 3915

Re: IBM: Stock Buybacks Gone Wrong?

So I should sell my IBM stock? And take my profit?

A quick search shows IBM beating the S&P over the last 10 years. Even with its recent fall.
by bru
Tue Oct 21, 2014 10:53 pm
 
Forum: Investing - Theory, News & General
Topic: IBM: Stock Buybacks Gone Wrong?
Replies: 65
Views: 3915

Re: Multiple Fake "Thank you for your order"?

The most popular themes in this batch were court appearance notices (with attached virus in zip file), penny stock touts, memory eating parasites, cures for diabetes, and Obama's refi program. I'm sure you and me are not alone in receiving those court appearance notices. They were coming in fast an...
by bru
Tue Oct 21, 2014 12:04 am
 
Forum: Personal Consumer Issues
Topic: Multiple Fake "Thank you for your order"?
Replies: 35
Views: 2292

Re: funding roth ira for son

Hi, My son is college student. He worked over the summer and made around $2,300. We told him we'd match it if he puts the money into a roth and doesn't touch it until he retires. He has checks from his employer that have not been cashed. Can I deposit his checks into my account and fund the account...
by bru
Mon Oct 20, 2014 7:44 pm
 
Forum: Personal Finance (Not Investing)
Topic: funding roth ira for son
Replies: 10
Views: 1151

Re: Multiple Fake "Thank you for your order"?

LeeMKE wrote:Take care, it's the Wild Wild West out there!
In the Wild Wild West chances are you knew who was about to shoot you or do you harm. Now the person trying to do you in is probably half way around the world.
by bru
Mon Oct 20, 2014 6:14 pm
 
Forum: Personal Consumer Issues
Topic: Multiple Fake "Thank you for your order"?
Replies: 35
Views: 2292

Re: Fidelity Investments Hacked

I used Target because it is the best known example, I have no negative opinion about Target. My point is that the hackers will be very busy to try every credit card numbers and your chances of getting hid are very small. Even if you get hit, you are not supposed to be responsible for that. The cred...
by bru
Mon Oct 13, 2014 1:20 pm
 
Forum: Investing - Help with Personal Investments
Topic: Fidelity Investments Hacked
Replies: 21
Views: 2518

Re: Fidelity Investments Hacked

These days, there are lots of hacking stories in the news. In my opinion, if the hacker got 10 million credit card number from Target, for example, what are the chances that you will get an unrecognized charge on your statement? I guess the changes are much smaller than someone at the grocery store...
by bru
Mon Oct 13, 2014 12:54 pm
 
Forum: Investing - Help with Personal Investments
Topic: Fidelity Investments Hacked
Replies: 21
Views: 2518

Question re: RMD

I have to take a RMD from an inherited IRA. Can I take the RMD piecemeal rather than all at once? And if I do I assume it is considered income in the month it was taken. I need to report monthly income so this is why I am asking. If I wait until say December to take the entire distribution my income...
by bru
Mon Oct 13, 2014 12:41 pm
 
Forum: Investing - Help with Personal Investments
Topic: Question re: RMD
Replies: 19
Views: 1225

Re: Fidelity Investments Hacked

First I've heard of it but a quick search shows that indeed, something occurred. Fidelity must have good PR to keep it under wraps. "We have no indication that any Fidelity customer sites, accounts, information, services or systems were affected by this matter," said a Fidelity spokesman. ...
by bru
Mon Oct 13, 2014 12:34 pm
 
Forum: Investing - Help with Personal Investments
Topic: Fidelity Investments Hacked
Replies: 21
Views: 2518

Re: "Vanguard converting mutual fund accounts to brokerage?

So no you aren't understanding it correctly. Every account you have will have its own account number. Your roth has one account number, your non-retirement account has its own account number, etc. But previously, within each account there were two account numbers. One for VG mutual funds, and one f...
by bru
Sat Oct 11, 2014 2:51 pm
 
Forum: Investing - Theory, News & General
Topic: "Vanguard converting mutual fund accounts to brokerage?
Replies: 99
Views: 9417

Re: Cleaning Up Leaves

This was trending on Yahoo.

"Wait, Is It Actually a Mistake to Rake Leaves?"

https://homes.yahoo.com/news/wait-actua ... 15886.html
by bru
Sat Oct 11, 2014 11:29 am
 
Forum: Personal Consumer Issues
Topic: Cleaning Up Leaves
Replies: 40
Views: 3023

Re: "Vanguard converting mutual fund accounts to brokerage?

Am I understanding this correct? I specifically have and want different account numbers. I just opened a new individual account because I want the money invested to be considered separate from my other individual account. I have two different Roth IRA accounts as well. Why should I have to have one ...
by bru
Fri Oct 10, 2014 11:47 pm
 
Forum: Investing - Theory, News & General
Topic: "Vanguard converting mutual fund accounts to brokerage?
Replies: 99
Views: 9417

Re: Question - Vanguard's New Brokerage Account Numbers

So let me break this down: At the top is your Social Security number. Your social security number has only one username/password that can be associated with it. With that login, you see all the accounts that you either own or are an agent on. Each account (under the new structure) will have only on...
by bru
Fri Oct 10, 2014 7:54 pm
 
Forum: Investing - Theory, News & General
Topic: Question - Vanguard's New Brokerage Account Numbers
Replies: 7
Views: 987

Re: Sixth anniversary of worst week ever for stocks

I don't even remember it.

I suppose if I look at my records I probably did some buying during that week.
by bru
Thu Oct 09, 2014 9:29 pm
 
Forum: Investing - Help with Personal Investments
Topic: Sixth anniversary of worst week ever for stocks
Replies: 51
Views: 4117

Re: Headed for a 300+ point loss today?

I only care that I had no access to a computer until after the market closed and could not buy today.
by bru
Thu Oct 09, 2014 6:34 pm
 
Forum: Investing - Theory, News & General
Topic: Headed for a 300+ point loss today?
Replies: 430
Views: 28494

Re: AAPL

If AAPL shares were zero tomorrow, I guarantee you'd be down far more than 3%. Apple is tethered to many companies and is a big part of the economy, directly and indirectly. Any general economy condition that causes Apple great harm will doubtlessly hit other companies just as hard (i.e. Verizon, A...
by bru
Thu Oct 09, 2014 1:01 pm
 
Forum: Investing - Help with Personal Investments
Topic: AAPL
Replies: 178
Views: 38215

Re: AAPL

Good thing you're not posting in the GTAT thread :wink: If tomorrow my AAPL shares were worthless it would be disappointing but it wouldn't destroy me. I would still have 97% of my money. I've never even heard of GTAT. After reading about them for the past few minutes I wouldn't even be able to tel...
by bru
Wed Oct 08, 2014 11:26 pm
 
Forum: Investing - Help with Personal Investments
Topic: AAPL
Replies: 178
Views: 38215

Re: AAPL

Like others I am over 90% indexed. Some of my 5-10% play money is invested in AAPL Jan 2015 options. Options. You are a trader. Once uppn a time I read up on the process but never did anything more than that. The majority of my investments are in index funds but I do own a few individual stocks, in...
by bru
Wed Oct 08, 2014 9:12 pm
 
Forum: Investing - Help with Personal Investments
Topic: AAPL
Replies: 178
Views: 38215

Re: AAPL

airahcaz wrote:
What a rollercoaster, I almost bailed yesterday/today if it continued to go down.

I LOVE my IP6.

Are you a trader or an investor? There is nothing wrong with investing in a company for the long term.
by bru
Wed Oct 08, 2014 8:56 pm
 
Forum: Investing - Help with Personal Investments
Topic: AAPL
Replies: 178
Views: 38215

Re: AAPL

oldzey wrote:Good time to sell (and exchange for total market index funds). :D

Since your post on 8/21/14 AAPL is essentially unchanged (up $0.06). The S&P 500 is down ~1.3%. DOW and NASDAQ also down. Even after todays huge gain.
by bru
Wed Oct 08, 2014 8:54 pm
 
Forum: Investing - Help with Personal Investments
Topic: AAPL
Replies: 178
Views: 38215

Re: AAPL

My AAPL investment is up 563% (including reinvested dividends). Easily beating the return of any other investment I have in the same time frame by many multiples. Now that it split I actually have more than just a handful of shares. My cost basis is ~$16/sh. Still it accounts for less than 3% of my ...
by bru
Wed Oct 08, 2014 8:38 pm
 
Forum: Investing - Help with Personal Investments
Topic: AAPL
Replies: 178
Views: 38215

Re: New 2% cash back Mastercard from Citi

selftalk wrote:Has anyone received their 2% back from CITI Double Cash Card yet and did it go smoothly?

Some people have had their DCB cards for about a month.

I got mine less than two weeks after converting. Online access was a little messed between the old and new account but now seems to be sorted.
by bru
Wed Oct 08, 2014 8:21 pm
 
Forum: Personal Finance (Not Investing)
Topic: New 2% cash back Mastercard from Citi
Replies: 232
Views: 27101

Re: New 2% cash back Mastercard from Citi

slbnoob wrote:Request for an opinion from board members: should I convert my Citi Forward card to Double Cash? Currently, my card seems to be grandfathered to earn 5 points for restaurants and Amazon (places of relevance).

Many reports of Citi Forward not being eligible for conversion.
by bru
Mon Sep 29, 2014 9:05 pm
 
Forum: Personal Finance (Not Investing)
Topic: New 2% cash back Mastercard from Citi
Replies: 232
Views: 27101

Re: Those under 35 with a child 5 or under: Costs of child?

Wondering why your title asked for only those under age 35? I am well over that age and have a 6 year old. Any reason you exclude later in life parents?
by bru
Mon Sep 29, 2014 8:57 pm
 
Forum: Personal Finance (Not Investing)
Topic: Those under 35 with a child 5 or under: Costs of child?
Replies: 58
Views: 4429

Re: The Roosevelts, PBS special

DVR'd this and finished watching it the other day. Thoroughly enjoyed it. Maybe it was the black and white photography and video but both TR and FDR looked much older than they actually were whenever they showed them. They say being President ages you but even when TR became president at 42 he looke...
by bru
Mon Sep 29, 2014 8:48 pm
 
Forum: Personal Consumer Issues
Topic: The Roosevelts, PBS special
Replies: 104
Views: 8537

Re: New 2% cash back Mastercard from Citi

I just called Citi and converted my Citi Dividend into a new Double Cash account. Since I already got DC card a couple weeks ago my intention was to have the Dividend card closed and the cash back and credit limit transferred to my DC card, but they said this can't be done. Looks like the only way ...
by bru
Sun Sep 28, 2014 1:38 pm
 
Forum: Personal Finance (Not Investing)
Topic: New 2% cash back Mastercard from Citi
Replies: 232
Views: 27101

Re: New 2% cash back Mastercard from Citi

Also when you are talking auto pay are you talking about paying the CC bill automatically or having monthly bills paid automatically via the CC? I do both. I was talking about CC bill being paid automatically on designated date from my checking account. That is still the case after conversion, and ...
by bru
Fri Sep 26, 2014 5:57 pm
 
Forum: Personal Finance (Not Investing)
Topic: New 2% cash back Mastercard from Citi
Replies: 232
Views: 27101

Re: New 2% cash back Mastercard from Citi

Not sure about mechanics, but my number has changed, but the first bill I received, just as they promissed, indicates autopay active. Why would it be difficult to re-link existing auto-pay setup to new card number? After all, if they resend the same card with the new number (as it recently happened...
by bru
Fri Sep 26, 2014 9:54 am
 
Forum: Personal Finance (Not Investing)
Topic: New 2% cash back Mastercard from Citi
Replies: 232
Views: 27101

Re: New 2% cash back Mastercard from Citi

I don't think you can convert and keep the account number the same. Mine changed when I converted, I was warned about it. But they kept existing auto-pay going and divident dollars were transfered. Unless you have dozens of place where you have to change the card number saved, I am not sure what is...
by bru
Thu Sep 25, 2014 6:29 pm
 
Forum: Personal Finance (Not Investing)
Topic: New 2% cash back Mastercard from Citi
Replies: 232
Views: 27101

Re: New 2% cash back Mastercard from Citi

Citi has been insanely inconsistent with information about this card. I currently have a Dividend World MC and I want to convert but I want to keep my same account number. I have heard from numerous people who were able to do this yet when I call I am told my account number will change. It seems no ...
by bru
Thu Sep 25, 2014 3:53 pm
 
Forum: Personal Finance (Not Investing)
Topic: New 2% cash back Mastercard from Citi
Replies: 232
Views: 27101

Re: So, when does a market timer get back in?

I'll call him out. Or at least one of the posters on that thread. He never responded. Seems as if you already revisited it so I don't have to.

viewtopic.php?f=1&t=143988#p2140512
by bru
Thu Sep 04, 2014 6:37 pm
 
Forum: Investing - Theory, News & General
Topic: So, when does a market timer get back in?
Replies: 54
Views: 5639

Re: Poor Janus, a look at this once high flying fund family

Not long go I came across investment materials for Janus from probably 25 or more years ago. A coworker at the time touted them and I requested the info but never invested with them. If I had, maybe like some of you I would have gotten out before their fall, but who knows? Regardless of how high fly...
by bru
Mon Sep 01, 2014 2:59 pm
 
Forum: Investing - Theory, News & General
Topic: Poor Janus, a look at this once high flying fund family
Replies: 72
Views: 7589

Re: Vanguard Agent Authorization

When the same computer accesses two different accounts back-to-back that usually indicates that it's one person, and they know somebody else's password. I'm glad Vanguard takes that seriously. Of course accounts from the same household will be logged in to from the same computer back to back. Vangu...
by bru
Tue Aug 19, 2014 10:16 pm
 
Forum: Personal Finance (Not Investing)
Topic: Vanguard Agent Authorization
Replies: 40
Views: 2793

Re: How Much Did You Lose Today?

None. Went to the sidelines 2 weeks ago. Today was just the beginning... Beginning of what? A correction? If so, how much will it correct? If this is indeed the "beginning" it is good that you will be on the sideline. But will you know when to get back in? Or will you stay sidelined like ...
by bru
Thu Jul 31, 2014 11:18 pm
 
Forum: Investing - Help with Personal Investments
Topic: How Much Did You Lose Today?
Replies: 166
Views: 15419

Re: San Juan Islands

Almost 10 years ago as part of a visit to Seattle we took the ferry to Orcas Island. Had lunch, spent time at Moran State Park and checked in to the place we stayed the night. Deer Harbor Inn. http://www.deerharborinn.com/OrchardHouseRestaurant.html The property also had a nice restaurant where we h...
by bru
Thu Jul 10, 2014 8:32 pm
 
Forum: Personal Finance (Not Investing)
Topic: San Juan Islands
Replies: 21
Views: 3043

Re: Toys for a Lazy Cat

Cat Dancer. So simple I wish I had thought of it. Our cats who are not interested in any other toy or catnip really go for this. When I put it away for the night one cat tracks down where I hid it. http://www.amazon.com/Cat-Dancer-101-Interactive-Toy/dp/B0006N9I68/ref=sr_1_1?ie=UTF8&qid=14047781...
by bru
Mon Jul 07, 2014 8:11 pm
 
Forum: Personal Consumer Issues
Topic: Toys for a Lazy Cat
Replies: 46
Views: 3124

Re: POLL: How Old is Your Newest Motor Vehicle? -- REVISED

Our newest is a 2012, which was bought to replace a 1999 when it got wrecked. We also have a 2002.

Just read that the average age of a vehicle on the road is 11 (and some months) years. For the first time in several the number did not go up compared to the year before.
by bru
Mon Jul 07, 2014 8:06 pm
 
Forum: Personal Finance (Not Investing)
Topic: POLL: How Old is Your Newest Motor Vehicle? -- REVISED
Replies: 51
Views: 3152

Re: Continue subscribing to local newspaper?

I subscribe to two of our major metro areas city papers. So not exactly local as that paper became more expensive than the other two so I gave it up. One I get Wed-Sun and the other I get Fri-Sun. That way I get the Weekend sections and Sunday papers which is what I value most. With the latter I get...
by bru
Fri Jul 04, 2014 12:18 pm
 
Forum: Personal Consumer Issues
Topic: Continue subscribing to local newspaper?
Replies: 86
Views: 6547

Re: Why buy a car with cash?

All of this seems like a lot of work for less than $500 in savings. Did you try to get an additional $500 knocked off the price without having to use their financing? I bet you could have. Do you bargain every time you go to Costco? Can you get your hot dog and Coke for $1? There was no bargaining;...
by bru
Tue Jun 24, 2014 9:26 am
 
Forum: Personal Finance (Not Investing)
Topic: Why buy a car with cash?
Replies: 83
Views: 6353

Re: Why buy a car with cash?

Sscritic, I must admit I am having a bit of fun back-testing your math. But then, as a retiree, I have little else to occupy myself. Since it is simple interest, it is done by the day. Since I didn't tell you the day I bought the car, you don't know how many days of interest there were between that...
by bru
Tue Jun 24, 2014 12:04 am
 
Forum: Personal Finance (Not Investing)
Topic: Why buy a car with cash?
Replies: 83
Views: 6353

Re: Help devising winning roulette system

In one of the gambling books I have they have a variation on what you want to do. I believe they call it a "one off". Meaning do it once as you are leaving the casino and if you get lucky you may win enough for dinner (it was written when dinners out were less expensive). You bet two of th...
by bru
Mon Jun 23, 2014 6:29 pm
 
Forum: Personal Consumer Issues
Topic: Help devising winning roulette system
Replies: 72
Views: 3347

Re: Should I move from Fidelity to Vanguard?

I think both companies are good. If I had to pick only one it would be Vanguard. I'm roughly 52% Vanguard 48% Fidelity. Essentially everything I invested on my own went to Vanguard where its all mutual funds in taxable, IRA and Roth IRA. At Fidelity I have a few individual stocks since their brokera...
by bru
Wed Jun 11, 2014 11:46 pm
 
Forum: Investing - Help with Personal Investments
Topic: Should I move from Fidelity to Vanguard?
Replies: 44
Views: 3680

Re: Property tax (Illinois)

We plan on ending up in Southern Wisconsin in the next 10-20 years. That place is really building up and there will be a lot of work. Uline just moved to Pleasant Prairie and are even building a new building, adding 500 jobs. Amazon is currently building two warehouses. I think more businesses will...
by bru
Wed Jun 11, 2014 11:22 pm
 
Forum: Personal Finance (Not Investing)
Topic: Property tax (Illinois)
Replies: 16
Views: 1337

Re: New vs. Used Honda CRV

I have a CR-V. Bought new. I wish they had named it something else. So far not one post has got the name right :wink: . The other folks are no doubt using "CRV" to refer to the Honda Compact Recreational Vehicle -- which is what Honda called it when it was introduced in 1995 -- in the sam...
by bru
Wed Jun 04, 2014 12:16 pm
 
Forum: Personal Consumer Issues
Topic: New vs. Used Honda CRV
Replies: 43
Views: 2994

Re: Two Comma Club!

It's expenses that determine the adequate size of an emergency fund, not income. Maybe $36,000 is 6 months or more of expenses in the OP's household... OK. OPs emergency fund equates to monthly expenses of $4500. By her own admission she likes to spend and with six rental properties I imagine there...
by bru
Wed Jun 04, 2014 11:42 am
 
Forum: Personal Finance (Not Investing)
Topic: Two Comma Club!
Replies: 55
Views: 5734

Re: New vs. Used Honda CRV

I have a CR-V. Bought new. I wish they had named it something else.

So far not one post has got the name right :wink: .
by bru
Tue Jun 03, 2014 9:28 pm
 
Forum: Personal Consumer Issues
Topic: New vs. Used Honda CRV
Replies: 43
Views: 2994

Re: Two Comma Club!

Nice accomplishment but it leads to a couple of observations. Why such a small emergency fund? With your income you are not even close to what you should have. The real estate equity accounts for 40% of your net worth. No doubt with your high household income you can easily build up the emergency fu...
by bru
Tue Jun 03, 2014 9:24 pm
 
Forum: Personal Finance (Not Investing)
Topic: Two Comma Club!
Replies: 55
Views: 5734

Re: TV show recommendations?

Has Veep been mentioned?

Great writing and acting. And I imagine it is a fairly accurate depiction of what goes on in D.C.

Now that Selina is running for President it is even more hilarious.
by bru
Thu May 29, 2014 8:39 pm
 
Forum: Personal Consumer Issues
Topic: TV show recommendations?
Replies: 304
Views: 143141

Re: Outdoor fire pit? Yea or Nay

New neighbor moved in last December. Hardly saw them through the long cold winter. Yesterday a pick up was in their driveway and they were unloading deck furniture. My heart sank when I saw the fire pit set up on their deck less than 15 feet from my house. Prevailing winds will blow the smoke right ...
by bru
Mon May 05, 2014 3:16 pm
 
Forum: Personal Consumer Issues
Topic: Outdoor fire pit? Yea or Nay
Replies: 62
Views: 7690

Re: Anyone else very reluctant to buy right now?

I certainly don't market time but on days like today if I remember I try to make a purchase of some sort. I'm in the process of reallocating an IRA-BDA that had a lot of holdings. I sold all the mutual funds last week and bought an index fund with some of the proceeds, leaving the rest in cash. Toda...
by bru
Thu Apr 10, 2014 5:45 pm
 
Forum: Investing - Theory, News & General
Topic: Anyone else very reluctant to buy right now?
Replies: 124
Views: 14022
Next

Return to advanced search