Bogleheads.org

Please research what happened on May 6, 2010 to numerous stop-loss orders. Please come back and tell us if it was big win for folks with stop-loss orders. This site is quite usefull for sanity checks. I found an article referencing that event and I now know that the stop loss doesnt guarentee the s...

Below is a theorectical strategy for someone close to retirement who want to limit his risk in the market while still having the opportunity for full reward. What are the practical and theorectical issues with it ? Strategy: Assume someone close to retirement has 500K. He has used FIRECALC or whatev...

I was explaining the Boglehead philosophy to someone at work yesterday, and this morning opened I up a Vanguard account. As I was on thier site, I came across this web page, which pretty much embodies Boglehead theory of course: https://personal.vanguard.com/us/funds/vanguard/core#MoneyMarket I was ...

I am curious if anyone knows about "anti-Bogglehead" sites or forums ? What I mean is that this particular forum is comprised of a group of knowledgable people who believe in a particualr philosophy helping people who want to learn. I personally now believe in the philosophy. I am curious ...

Who insures the funds in the case of a Brokerage house folding ? I know that principle isnt protected of course from market fluctuations. For example, say Vanguard goes out of buisneess. What happens to all the people holding Vanguard funds ? I know there is SIPC insurance, but isnt that limit 500K ...

I dont think that the Fidelity freedom index is a fund offered in my 401K. I'm not following you. If you don't have the Fidelity Freedom Index Funds, then what is "Fidelity Freedom® Index 2030 Fund - Class W Symbol: FXIFX"? If you have Fidelity Freedom® Index 2030 Fund - Class W, Symbol: ...

So I suppose I understand some basics of indexed investing, but I have a questions about the US stock market index and the international market index. Lets assume I want my US allocation to be "total market" doemstic returns, and my international allocation to be "total market" i...

So as of the momeny I am not sure about the Fidelity Brokerage linked to my 401K. The Fidelity Freedom Index fund would be a set it and forget it low cost fund (as opposed to the regular Fidelity Freedom Funds). Why did you want the brokerage link anyway? What were you interested in buying there th...

Is this an active NetBenefits account? If so, are you sure you can convert it over to a brokerage account? Not convert but adding a brokerage window option to it called BrokerageLink . Not all plans allow it. Postmon- It isnt a NetBenifits acount, but as TFB indicated Brokerage link is available. A...

This isnt really a question of asset allocation or request for advice on what to invest in, but instead is a request for advice on WHERE to put my money. I have two 401K accounts My current 401K is in and must be in Fidelity. I presently have all the money in a target retirment fund which is made up...

As for why I want to DCA, it certainly more of an emotional decision than a logical one. I imagine the market doing its correction the day or week after I make my move. Dollar cost averaging seems less frought with "gee, I really messed up on that one". I know the philosophy here is just p...

OK, thanks for the info. So for a Brokerage account, in which I wont have access for a fund like this, whats the best place to keep money while it is idle ? I havent opened the Brokerage account yet, and when I do I am hesitent about throwing all the money in it into index funds right away. I want t...

I am planning on moving some money from maturing CD's into a brokrage account and using the philosphies here to selects funds. I am also going to select new funds in my 401K to match bogleman philosophy. But before I do so, I want to ask a question about "stable value funds". I know within...

All, I am a little confused about bonds. The 3 fund index portfolio wiki suggests a single bond (Vanguard Total Bond Market Fund). The Bogleheads investment philosophy wiki suggest two bond funds, one is the Total Bond market fund, and the other is a TIPS fund. Assumming I have both funds, what fact...

1) I'm puzzled with the concept of "tied up in cash." To me--this is a personal definition and might not match any official definition--the two essential characteristics of a near-cash asset are that it is liquid and that it never declines in dollar value. As you point out, I didnt put th...

Assume a percentage of assets are tied up in cash for whatever reasons (10 year CD’s. Annuities, personal preference, etc). This percentage may be small (around 10%, or large, around 50%) The remaining assets will be invested in the Market using the Bogleman approach. Assume that the starting point ...

niprius, I did do the google, interesting stuff. I like your comments about how ML likely had multiple funds. So if they always have ten funds, and every year , drop a loser and add a new one, they will likely always have one or two of the ten that has a long history of success that they can show pe...

I think for the people still hanging in with this thread we are in agreement, although perhaps saying things a little differently. I'll sumerize my opinion, and perhaps interested parties can say if they feel its a good summary, or if they disagree with any of the different scenarios.. Pure theoreti...

Nisipruis, OK, Ill play the game even though its a trick question ....... (FYI, before we even start, I of course dont believe the the past guarentees the future, but in the absence of ANYTHING else to go by, its something to go by. For now, lets put the basicBoggle head philsophy on hold. I pretty ...

All, Thanks for the additional feedback. I especially liked the link to the paper by Sharpe. My final personal conclusion is that it is theroretically possible for the average fund to beat index funds (even after costs), but it probally doesnt matter for two reasons: 1- As many people have pointed o...

[Most of the responses to the snarky / rude comments removed by admin LadyGeek] To all responders [...removed...] : Thanks for the feedback, in general the idea of Mutual funds on average getting average perforance before costs, and less than average performace after costs, makes a lot of sense to ...

All, I am trying to learn about the Boglehead philosophy and I am having trouble with one of the key points, choosing index funds. Basically its about the the math behind it. Its rule #6 here > http://www.bogleheads.org/wiki/Video:Bogleheads%C2%AE_investment_philosophy#Use_index_funds_when_possible_...

I must admit I didnt research the site before posting. I came to the forum from a quick google of the name of the portfolio becuase the thread referenced in my orignal post came up. I now know what this site is based on, and I respect that the 1.5% fee would not appeal to anyone who believes the the...

Hello, I am brand new to investing and know almost zero about it.. What are peoples opionion on Merrill Lynchs high quality and dividend yield screen portfolio (or algorithm?) Here is an older thread: http://www.bogleheads.org/forum/viewtopic.php?f=1&t=87927 The opinions were quite negative. The...