Search found 6 matches

Return to advanced search

Re: Should I invest in bonds at all in my AA?

Thanks for the suggestions. I am 39 years of age and I will heed your advice and add in a percentage of bonds to my portfolio. My 401k options include the Pimco Total Return Bond Fund (0.45%) and the Vanguard Total Bond Market Inst. (0.07%). I was considering 10% in each with the rest in Fidelity In...
by bpman1192
Sun Jun 16, 2013 1:17 am
 
Forum: Investing - Help with Personal Investments
Topic: Should I invest in bonds at all in my AA?
Replies: 15
Views: 1550

Should I invest in bonds at all in my AA?

I have a 401k with $130K and an IRA with $8K. My asset allocation is all towards equity and no bonds at all. My fear is that when rates do go up and they will esp. if the Fed stops or curtails their bond purchase program of $85 billion per month, bond prices will drop. Would it be better to stay 100...
by bpman1192
Sat Jun 15, 2013 11:31 pm
 
Forum: Investing - Help with Personal Investments
Topic: Should I invest in bonds at all in my AA?
Replies: 15
Views: 1550

Re: Should I sell my bonds and pay off student loan??

Definitely sell the bonds to pay off your wife's student loans. This talk about "if you divorce" is something I disagree with. If you're married you don't make your decisions on a possible divorce. Remember, your money and debts are all shared figuratively. You win together and you lose to...
by bpman1192
Sat Jun 15, 2013 11:28 pm
 
Forum: Investing - Help with Personal Investments
Topic: Should I sell my bonds and pay off student loan??
Replies: 15
Views: 1478

Re: First look at portfolio since being newly married

I really would work towards allocating your retirement investing towards index funds and really focus on putting your investments towards the lowest cost options available. I would keep the investment allocation very simple with the following recommendations: His 401k: 25% S&P 500 index 25% Fide...
by bpman1192
Sun Jan 27, 2013 6:56 am
 
Forum: Investing - Help with Personal Investments
Topic: First look at portfolio since being newly married
Replies: 8
Views: 921

Re: Lump Sum

I would go ahead and invest the lump sum amount into several index funds and not worry about where the market is currently.
If your time horizon is at least 5 years or more, I would invest the money and not even worry about if the "timing" is right.
by bpman1192
Sun Jan 27, 2013 6:46 am
 
Forum: Investing - Help with Personal Investments
Topic: Lump Sum
Replies: 6
Views: 666

Re: Is Vanguard a Bad Idea for Investing less than 10k?

I would look into opening your account with Schwab. They have minimums of $100 on their index funds and expense ratios are
super low and extremely competitive.
by bpman1192
Sun Jan 27, 2013 6:44 am
 
Forum: Investing - Help with Personal Investments
Topic: Is Vanguard a Bad Idea for Investing less than 10k?
Replies: 16
Views: 2459

Return to advanced search