retiredjg wrote:Fear mongering. It sells papers, magazines, etc. And it works particularly well on a conservative audience.
leod wrote:never gave one initially as I convinced her that it was a waste of money, but i bought one years later for $500 to justify my 5K watch purchase.
joannabev wrote:My advisor is recommending 6 allocation classes. He says Vanguard cannot provide the same diversification and number of allocation classes as Envestnet.