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Re: iPhone upgrade

By the way, you didn't say how your old iPhone 4's are failing. Could be something as simple as an OS upgrade would make a big difference. I upgraded my wife's i4S recently to OS 8.1, and it's working like a champ. My 5-year old Samsung Galaxy SII is still working fine, and does everything I need. ...
by boroc7
Sun Mar 01, 2015 3:40 pm
 
Forum: Personal Consumer Issues
Topic: iPhone upgrade
Replies: 18
Views: 1044

Re: Help me in my impossible search for a used car...

Interesting, and not looking like all the others? Less than 15? Hard to say. But to match your criteria, there is only one choice. The Subaru Tribeca with the third row.
by boroc7
Sun Mar 01, 2015 2:01 pm
 
Forum: Personal Consumer Issues
Topic: Help me in my impossible search for a used car...
Replies: 6
Views: 325

Re: Honda fit vs VW GTI

This is truly a bizarre comparison, and the only thing in common is that they are 5 doors. So, my conclusion is to pass up on both the Fit (way too boring) as well as the GTI (unreliable, premium fuel, and higher insurance costs), and go with a used Mazda 3. Reliable, good mpg, and very fun car to d...
by boroc7
Sun Mar 01, 2015 1:59 pm
 
Forum: Personal Consumer Issues
Topic: Honda fit vs VW GTI
Replies: 13
Views: 433

Re: iPhone upgrade

I feel your pain. I was pretty late to the smartphone party and now that I see my iPhone has IMHO an enforced limited lifespan due to software, I'm also torn about how to get an upgrade done. Just seems to me that for what these devices cost, they ought to be usable for a longer time. When I looked...
by boroc7
Sat Feb 28, 2015 8:47 pm
 
Forum: Personal Consumer Issues
Topic: iPhone upgrade
Replies: 18
Views: 1044

Re: iPhone upgrade

You didn't explain how they are failing--you can send in your phone to many a service repair person for quite cheap, or buy replacement parts. I've taken mine apart many times and replaced things, there are websites that give you entire demos. We are still happy with one of our 4S's. It's a good pho...
by boroc7
Sat Feb 28, 2015 7:41 pm
 
Forum: Personal Consumer Issues
Topic: iPhone upgrade
Replies: 18
Views: 1044

Re: What are Costco's best deals?

I just ate one of the salmon burgers that someone recommended here. Not bad at all! Now time to pass out reading Bogleheads... Why would you 'pass out' reading Bogleheads? :D Also their 18 yr old scotch is a good deal with cost comparable to brand name 12 yr old scotch. For a few reasons. One, I'm ...
by boroc7
Sat Feb 28, 2015 7:37 pm
 
Forum: Personal Consumer Issues
Topic: What are Costco's best deals?
Replies: 133
Views: 9732

Re: How to find a spouse who wants financial independence

I met my wife at a local running group. We didn't go on any fancy dates or anything and in fact we really got to know each other watching the Olympics on tv. As far as the finances thing, she actually steered me in the right direction of living within my means. We complement each other as she is ve...
by boroc7
Sat Feb 28, 2015 9:23 am
 
Forum: Personal Finance (Not Investing)
Topic: How to find a spouse who wants financial independence
Replies: 64
Views: 4250

Re: Responses to Yelp Reviews

The funny thing about how people use Yelp (much like Rotten Tomatoes) is that they will look at this very arbitrary star system and conclude the food just be good. Like film, it's entirely subjective. I'm sure there are fake reviews and all, but I will go through and read through the reviews of only...
by boroc7
Sat Feb 28, 2015 9:06 am
 
Forum: Personal Consumer Issues
Topic: Responses to Yelp Reviews
Replies: 12
Views: 1235

Re: Erroneous NY Ezpass violation - Any tips?

When I was out west, I used to get a toll violation every year in the mail. I'd open it up, and clearly on the picture was the front end of a BMW (that I did not own) driving through one of the Bay Area bridged with a license plate number that wasn't mine. Their software was obviously struggling wit...
by boroc7
Sat Feb 28, 2015 8:32 am
 
Forum: Personal Consumer Issues
Topic: Erroneous NY Ezpass violation - Any tips?
Replies: 20
Views: 1883

Re: What are Costco's best deals?

I just ate one of the salmon burgers that someone recommended here. Not bad at all! Now time to pass out reading Bogleheads... We pretty much gave up ground meat when the pink slime thing hit a few years ago. These salmon burgers have been a great substitute. I am assuming we are all eating the sam...
by boroc7
Sat Feb 28, 2015 8:22 am
 
Forum: Personal Consumer Issues
Topic: What are Costco's best deals?
Replies: 133
Views: 9732

Re: Favorite chocolate candy

I pretty much don't care for anything American made other than some Ghirardelli, and only because I lived near SF for a while and have nostalgic memories of going to their store there as a young student. When I was in Germany and Austria, we went to various chocolate stores and everyone was raving a...
by boroc7
Sat Feb 28, 2015 8:12 am
 
Forum: Personal Consumer Issues
Topic: Favorite chocolate candy
Replies: 25
Views: 1384

Re: How to find a spouse who wants financial independence

Necessary but not sufficient, force-ranked characteristics for a potential spouse: 1) You have unquestionable physical attraction towards them 2) They have apparently sincere and enthusiastic (possibly ongoing) physical attraction towards you 3) You sense that their spending and saving habits are r...
by boroc7
Sat Feb 28, 2015 8:09 am
 
Forum: Personal Finance (Not Investing)
Topic: How to find a spouse who wants financial independence
Replies: 64
Views: 4250

Re: Replacing exterior door ease?

I'd imagine a contractor would say it's easier to just replace the entire thing. But while it's just a side door, I'd hate for a nice solid door go to waste. We had some expansion in our front door but had it, albeit somewhat painfully, refitted because it was solid wood and quite lovely when refini...
by boroc7
Sat Feb 28, 2015 8:04 am
 
Forum: Personal Finance (Not Investing)
Topic: Replacing exterior door ease?
Replies: 10
Views: 629

Re: Do you consider mortgage payments as savings?

Some good points made. But to be specific, no, I do not consider it savings, I consider it equity. However, that does not mean it isn't valuable and essentially helps like another investment. Regardless of whether or not I ever sell the paid off house, the money is still working for me much like a b...
by boroc7
Sat Feb 28, 2015 8:01 am
 
Forum: Personal Finance (Not Investing)
Topic: Do you consider mortgage payments as savings?
Replies: 86
Views: 3626

Re: How to Invest in Gold

grsimmon wrote:Some of the snarky replies above are totally childish. I doubt the OP was looking to be judged or lectured.

Hi there, welcome to Bogleheads, where the assumptions behind the question are more important than what was asked.
by boroc7
Fri Feb 27, 2015 10:07 pm
 
Forum: Investing - Theory, News & General
Topic: How to Invest in Gold
Replies: 48
Views: 2349

Re: Creating Net Worth Line Graph

Nothing to add, but wanted to know how one gets the significant other to actually sit down and be willing to listen to a "State of the Household" address (BTW I love that description)? Whenever I start talking finance my wife just wants to know we aren't broke. No matter what I tell her n...
by boroc7
Fri Feb 27, 2015 10:04 pm
 
Forum: Personal Finance (Not Investing)
Topic: Creating Net Worth Line Graph
Replies: 21
Views: 2246

Re: Cross Country Ski Gear Tips/Destinations

mbk734 wrote:I would definitely consider camping and Europe. I mostly ski in Michigan right now and return to a warm house if I can help it

Where are the good spots in MI?
by boroc7
Fri Feb 27, 2015 9:57 pm
 
Forum: Personal Consumer Issues
Topic: Cross Country Ski Gear Tips/Destinations
Replies: 31
Views: 1005

Re: Raise was only 2.44%?

In the other post you were unhappy because you were comparing yourself with what others had saved up by your age. Show a little gratitude. In my company if someone was complaining about a 2.44 raise, they'd not only lose friends, they'd end up a target.
by boroc7
Fri Feb 27, 2015 9:49 pm
 
Forum: Investing - Help with Personal Investments
Topic: Raise was only 2.44%?
Replies: 49
Views: 4506

Re: Mr. Money Mustache: Hero or Foolish?

So MMM, you must really be having a good laugh reading this thread.
by boroc7
Fri Feb 27, 2015 4:12 pm
 
Forum: Investing - Theory, News & General
Topic: Mr. Money Mustache: Hero or Foolish?
Replies: 415
Views: 61395

Re: Anyone use LastPass credit monitoring?

Everything i have read or heard from with credit experts suggests these credit monitoring services are a complete waste of money and can guarantee little to no help whatsoever.
by boroc7
Fri Feb 27, 2015 1:54 pm
 
Forum: Personal Consumer Issues
Topic: Anyone use LastPass credit monitoring?
Replies: 10
Views: 399

Re: 3 Kids and 2 Dogs - Next Vehicle

leod wrote:you can check the redesigned Honda Pilot for 2016, slightly bigger then the new highlander and can seat 8.

+1, that Pilot looks like a major leap forward for Honda's larger SUV. If I were on the market for a new 3 seater, that would be at the top,of the list.
by boroc7
Fri Feb 27, 2015 1:52 pm
 
Forum: Personal Consumer Issues
Topic: 3 Kids and 2 Dogs - Next Vehicle
Replies: 31
Views: 1763

Re: Combo Laundry Room/Food Pantry

How the rest of your house is laid out, and if there are other storage options, matters. An architectural choice takes that into account. In our case, we purchased a home that has a fairly large food pantry built into the large half bath just outside the kitchen, and right across the hall from the l...
by boroc7
Fri Feb 27, 2015 12:37 pm
 
Forum: Personal Consumer Issues
Topic: Combo Laundry Room/Food Pantry
Replies: 13
Views: 769

Re: What are Costco's best deals?

I will prefer to purchase a HDTV from Costco due to their consumer friendly return policy. I've even returned lobster tail before! Their return policy is amazing ... Costco's return policy is amazing. It has no time limit. You can even return your membership AFTER using it. But, it's like Vanguard ...
by boroc7
Fri Feb 27, 2015 11:40 am
 
Forum: Personal Consumer Issues
Topic: What are Costco's best deals?
Replies: 133
Views: 9732

Re: Nearing 40 and Never Invested

Lots of folks here like a Vanguard, but there is no reason whatsoever to transfer away from TDAmeritrade. There are many of us who are happy with their service, and you don't need to buy their mutual funds, sign up for their free ETFs, and you can buy the vanguard ETFs instead of mutual funds for no...
by boroc7
Fri Feb 27, 2015 11:20 am
 
Forum: Investing - Help with Personal Investments
Topic: Nearing 40 and Never Invested
Replies: 43
Views: 3327

Re: How much did you have saved up for retirement at age 30?

I should have asked for salary data, too. :oops: I still find this thread disheartening. I've been worried sick and busting ass, yet I'm somehow still behind people who "screwed up and only had $x00,000" by age 30? Or had no time to save until they were in their late 20's? Either people h...
by boroc7
Fri Feb 27, 2015 11:17 am
 
Forum: Personal Finance (Not Investing)
Topic: How much did you have saved up for retirement at age 30?
Replies: 168
Views: 11067

Re: Are remote starters bad for cars?

If you are doing this, I'm hoping all of you are doing it with your car outside, or the garage door open, and the windows open so as not to have carbon monoxide build up. It obviously builds up in the garage--and you're walk into a room full of it. If you do that every morning it's not good for your...
by boroc7
Fri Feb 27, 2015 8:33 am
 
Forum: Personal Consumer Issues
Topic: Are remote starters bad for cars?
Replies: 41
Views: 2432

Re: Old car insurance

I have had limited experience with collision insurance claims. The one incident I did have the car was totaled and the insurance company paid me way less than I thought it was worth. My guess is for a 9-year old Tundra, after the $1000 deductible, you might get at best a few thousand dollars--and I...
by boroc7
Fri Feb 27, 2015 7:46 am
 
Forum: Personal Finance (Not Investing)
Topic: Old car insurance
Replies: 31
Views: 1974

Re: Am I ready to buy a home?

Thanks for the replies. I have another 20K I can tap into for closing/moving costs with 20% down. Also hoping to sell my condo and bag another 40K. If I do not buy the house now, I was thinking about waiting another 2 years which would save me additional 40K compared to expense on the new home. Giv...
by boroc7
Fri Feb 27, 2015 7:36 am
 
Forum: Personal Finance (Not Investing)
Topic: Am I ready to buy a home?
Replies: 7
Views: 731

Re: Beepi - a new way to buy a used car?

I love the idea, and disrupting the used car market couldn't come with more supporters, but the prices do not look to be all that competitive.
by boroc7
Fri Feb 27, 2015 7:32 am
 
Forum: Personal Consumer Issues
Topic: Beepi - a new way to buy a used car?
Replies: 22
Views: 1802

Re: Anyone have one of those standing desks?

I second the Varidesk recommendation. They are affordable, somewhat portable, and easy to use. Best of all, there is no need to buy a new desk (unless your desk is too small), as it sits on top of the existing desk. So how does this one work? It just rests on the desk, and adjusts height from sitti...
by boroc7
Fri Feb 27, 2015 2:16 am
 
Forum: Personal Consumer Issues
Topic: Anyone have one of those standing desks?
Replies: 23
Views: 1691

Re: Should you tip when picking up takeout food?

I consider tips as extra pay for really good service. I don't consider handing over a bag of food at a takeout counter as service. Thus I don't tip. Nor do I tip cashiers in the grocery store, ticket takers at the movies, bank tellers, dry cleaner workers, etc. Unfortunately tips for most waiters i...
by boroc7
Fri Feb 27, 2015 2:02 am
 
Forum: Personal Consumer Issues
Topic: Should you tip when picking up takeout food?
Replies: 54
Views: 3676

Re: What are Costco's best deals?

I just ate one of the salmon burgers that someone recommended here. Not bad at all! Now time to pass out reading Bogleheads...
by boroc7
Thu Feb 26, 2015 7:11 pm
 
Forum: Personal Consumer Issues
Topic: What are Costco's best deals?
Replies: 133
Views: 9732

Re: Recommend a quality (and reasonably priced) knife set

Between the recommendations in this thread and The Sweethome recommendation, I just ordered a Victorinox Fibrox 8" Chef's Knife. I'm not particularly interested in cooking but my current knife set is terrible and I had been considering a replacement. I already have a Chef's Choice electric sha...
by boroc7
Thu Feb 26, 2015 9:40 am
 
Forum: Personal Consumer Issues
Topic: Recommend a quality (and reasonably priced) knife set
Replies: 64
Views: 2401

Re: 3 Kids and 2 Dogs - Next Vehicle

I dunno, you're currently at one child, but you want to get w car that you won't need yet for a few years? And how do you know about the third before even having the second? We had our second recently, and it feels like 4x the work as 1. We are so done. :-). Just saying...
by boroc7
Thu Feb 26, 2015 8:05 am
 
Forum: Personal Consumer Issues
Topic: 3 Kids and 2 Dogs - Next Vehicle
Replies: 31
Views: 1763

Re: New and over 40

ginene wrote:Also does anyone have any experience with Vanguard?

Let's just say you've come to the right place...
by boroc7
Wed Feb 25, 2015 10:43 pm
 
Forum: Investing - Help with Personal Investments
Topic: New and over 40
Replies: 27
Views: 2046

Re: TDI Sportwagen, in the snow?

Does anyone own a newer tdi Sportwagen? Just wondering how well they do in the snow. The diesel option does not have awd. Thanks The new Golf sportwagon looks great. I like VW, but sure wish they were more reliable. I am sure it will do as well as any other sedan in the snow--what matters is not aw...
by boroc7
Wed Feb 25, 2015 8:33 pm
 
Forum: Personal Consumer Issues
Topic: TDI Sportwagen, in the snow?
Replies: 7
Views: 977

Re: Which Car? struggling to decide

Op, you should definitely try other cheaper cars first to see if any of them compare. The suggestion of Mazda is a good one. I go to a service dealership that sells both Mazda and BMW, and I'm always comparing the two of them with the sales guys, and the service guys. The conclusion we always arrive...
by boroc7
Wed Feb 25, 2015 7:45 pm
 
Forum: Personal Consumer Issues
Topic: Which Car? struggling to decide
Replies: 45
Views: 2785

Re: Anyone have one of those standing desks?

Can you all recommend an affordable one?
by boroc7
Wed Feb 25, 2015 7:05 pm
 
Forum: Personal Consumer Issues
Topic: Anyone have one of those standing desks?
Replies: 23
Views: 1691

Re: Recommend a quality (and reasonably priced) knife set

If anyone is recommending those hi-end knives that cost well over $70 each, I am very interested as to how this outperforms, say, a $50 set of lower-end knives. I purchased a $35 set of JA Henckle knives at Target, not expecting anything special, and they have been outstanding over 7 years of use. ...
by boroc7
Wed Feb 25, 2015 4:00 pm
 
Forum: Personal Consumer Issues
Topic: Recommend a quality (and reasonably priced) knife set
Replies: 64
Views: 2401

Re: Recommend a quality (and reasonably priced) knife set

I love my 8" wusthof chef's knife and paring knife. I might consider a bread/tomato knife at some point, but I agree with the other posters you really don't need anything more. I never ate real bread (beyond the pre-sliced stuff) until I got married, and now I have no idea at all how people cu...
by boroc7
Wed Feb 25, 2015 1:37 pm
 
Forum: Personal Consumer Issues
Topic: Recommend a quality (and reasonably priced) knife set
Replies: 64
Views: 2401

Re: Recommend a quality (and reasonably priced) knife set

I would strongly recommend NOT buying a knife set. It's a complete waste of money, even though every wedding registry seems to ask for them. Do yourself a favor and talk to any culinary professional, and they will tell you one good chef's knife can do 90% of what you need. Go with German Steel, unl...
by boroc7
Wed Feb 25, 2015 1:35 pm
 
Forum: Personal Consumer Issues
Topic: Recommend a quality (and reasonably priced) knife set
Replies: 64
Views: 2401

Re: Recommend a quality (and reasonably priced) knife set

We got a set of Chicago Cutlery when we were first married and loved them. We still have and use them. About two years ago as a present to my wife, I bought a set of Wüsthofs. Using both sets side by side, I must say I wouldn't pay the premium for the Wüsthofs again. The cheaper Chicago Cutlery one...
by boroc7
Wed Feb 25, 2015 10:01 am
 
Forum: Personal Consumer Issues
Topic: Recommend a quality (and reasonably priced) knife set
Replies: 64
Views: 2401

Re: Video equipment for someone starting out

Thanks for the replies. My wife has a DSLR (Canon 60D) so I was playing around with the video features. The autofocus is horrible on it and pulling manual focus chasing around a toddler doesn't seem too feasible. The autofocus features of the 70D and 5D MIII seem significantly better - https://www....
by boroc7
Wed Feb 25, 2015 9:44 am
 
Forum: Personal Consumer Issues
Topic: Video equipment for someone starting out
Replies: 8
Views: 387

Re: Recommend a quality (and reasonably priced) knife set

I would strongly recommend NOT buying a knife set. It's a complete waste of money, even though every wedding registry seems to ask for them. Do yourself a favor and talk to any culinary professional, and they will tell you one good chef's knife can do 90% of what you need. Go with German Steel, unl...
by boroc7
Wed Feb 25, 2015 9:39 am
 
Forum: Personal Consumer Issues
Topic: Recommend a quality (and reasonably priced) knife set
Replies: 64
Views: 2401

Re: What are Costco's best deals?

Big screen tv I did a lot of comparison shopping, and after having just purchased a 60", other retailers have deals just as good if not better. The TV I bought was cheaper at Best Buy (I was surprised). It all depends on which model, of course, but people shouldn't get the idea that any big TV...
by boroc7
Wed Feb 25, 2015 9:26 am
 
Forum: Personal Consumer Issues
Topic: What are Costco's best deals?
Replies: 133
Views: 9732

Re: Buy and Hold Forever Stocks

How about great companies in energy and technology? I'm thinking keepers like Enron and Blackberry.
by boroc7
Tue Feb 24, 2015 8:15 pm
 
Forum: Investing - Theory, News & General
Topic: Buy and Hold Forever Stocks
Replies: 96
Views: 6636

Re: Recommend a quality (and reasonably priced) knife set

I would strongly recommend NOT buying a knife set. It's a complete waste of money, even though every wedding registry seems to ask for them. Do yourself a favor and talk to any culinary professional, and they will tell you one good chef's knife can do 90% of what you need. Go with German Steel, unle...
by boroc7
Tue Feb 24, 2015 8:11 pm
 
Forum: Personal Consumer Issues
Topic: Recommend a quality (and reasonably priced) knife set
Replies: 64
Views: 2401

Re: What are Costco's best deals?

$8.99 for about a liter of Arbequina olive oil. It's not the best, but for the cost, I haven't found anything better.
by boroc7
Tue Feb 24, 2015 8:04 pm
 
Forum: Personal Consumer Issues
Topic: What are Costco's best deals?
Replies: 133
Views: 9732

Re: Video equipment for someone starting out

I would highly recommend NOT going with a dslr or any large sensor camera where there is an extremely shallow DOF. Yes it can e beautiful but 85% of your video will be out of focus. There's a reason why there are professional focus pullers in the industry, and many of them have to deal with the prob...
by boroc7
Tue Feb 24, 2015 8:01 pm
 
Forum: Personal Consumer Issues
Topic: Video equipment for someone starting out
Replies: 8
Views: 387

Re: Any suggestion on Patio furniture and lanscaping

Patio furniture can fall apart quite easily, so definitely buy something that is designed to seriously last. Powdered-coated metals have lasted us at least 6 harsh summers and frigid winters (lived in two different areas), and if you live in a sun drenched place make sure your fabrics are designed t...
by boroc7
Tue Feb 24, 2015 9:25 am
 
Forum: Personal Consumer Issues
Topic: Any suggestion on Patio furniture and lanscaping
Replies: 9
Views: 790
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