Bogleheads.org

It's getting close to the end of year and I am looking at ways of reducing my taxable income. I've maxed out my 401k and will contribute 5k to my Roth IRA. Would it make sense for me to contribute 5k to a 529 plan? I don't currently have kids but plan to in the future. The primary reason for me to c...

bonktown you don't specify an AA so I recommend 75% stocks, 25% bonds, with 30% of stocks in international. That breaks down to 52% US stocks, 23% international stocks, and 25% bonds. Here are are two possible retirement portfolios: Portfolio #1 403b -- 59% 34% ( VINIX ) Vanguard Institutional Inde...

bonktown , you need to edit your post. You have 59% in a 403b (this is NOT taxable, it's tax-sheltered) and 41% in a Roth IRA (also tax-sheltered). We need to know all the options available in your 403b -- the name of the fund, the ticker symbol if it has one, and most importantly the expense ratio...

Hello All, This is my first time posting and I think it's time for me to start being more proactive about my retirement. All I know about retirement is that since I am relatively young, I should be more open to investing in higher risk funds. Aside from that, I am pretty clueless as to which funds t...