Bogleheads.org

We have our stocks spread across mutliple companies. Bonds are only in my 401k, so I rebalance by only changing the % of bonds in that account.

Bing has a fare forecaster called Farecast that crunches past fares in an attempt to predict prices on selected flights in the future. Bing Travel analyzes millions of round-trip flight itineraries daily and intelligently filters airfare data to reveal the best prices and deals. The Bing Travel Pri...

Hello all, My wife and I are both very grateful to everyone who replied and we have been reviewing the responses over and over again. This opportunity has consumed our thoughts over the past couple of days. One thing I forgot to mention in my original post is that my wife (then girlfriend) worked in...

Hello, I've found plenty of sage advice here on getting our personal finances in order and as of November, we've been well on our way as we started maxing out both 401k's, Roth IRAs and HSA's. Today, I'm asking for more advice on whether I should consider moving out of upstate NY to the Los Angeles ...

Hello all, I just spoke with Optumhealthbank and confirmed that we can do the following: 1) We can fully fund his HSA for 2012 with post-tax dollars (claim when filing taxes) and contribute to his HSA through payroll deductions in 2013. 2) We can fully fund her HSA for 2012 with post-tax dollars (cl...

Thank you bungalow10 and porcupine for bringing the 12-month testing period to my attention. Goes to show how ignorant I have been about this. I will investigate further and repost once things are clearer regarding contributions to wife's HSA and switching from HDHP to PPO.

Thank you all! Your responses have helped us tremendously! After reading all the responses and doing some more investigation on each of our plans, we plan to do the following: 1) I will continue to stay with the HDHP plan. I will fund HSA with $3100 post-tax dollars and claim it when we file our tax...

Hello all, I'm looking for some guidance on contributions to HSA's and how they may be used to minimize out of pocket costs when my wife is pregnant. We plan to start a family in 2013. We are both under HDHP insurance plans provided by our respective employers and both plans allow contributions to H...

Also look at Fidelity's Full View. I use both FV and Mint and so far I have had no issues with FV. Mint loses contact with accounts periodically, but I still like its interface more than FV.

Hello, I'm curious if anybody has had a successful no closing cost refinance in New York state (not including NYC), particularly with Penfed's 5/5 ARM. I plan to look into a Penfed 5/5 refinance this weekend, but given that there have been several posts about long delays with them, I'm not counting ...

Coursera has a free course on intro. to finance that just started this week. It also has a link to a free e-book on corporate finance. The course so far is awesome!

www.coursera.org

We have used the Mohu Leaf (http://www.gomohu.com - regular $37 version works just fine) with our 55" HDTV for the past year and we have no complaints. We get FOX, PBS, NBC, CBS, ABC, weather stations - more than enough to keep us entertained after work.

I had this issue a while ago too. If you go to "Accounts & Activity" of one of your accounts, then in the top right corner of the page between the 2 gray bars, you will see "Print this page" and under that you will see "Download transactions". I also found it to be ...

Ruralavalon, Duckie, bdpb: Thank you all so much for taking time out of your busy schedules to respond to my post with such detailed replies. I've spent all morning trying to digest all of your suggestions and have come up with the following plan: 1) This morning, I moved the rollover IRA and Roth I...

Hello all, My wife and I feel fortunate to have recently discovered this forum and the Boglehead philosophy that you all strive to follow. My objective with this post is to describe what’s keeping me up at night, share our portfolio and then get feedback on how to simplify it (and more importantly, ...

OK, I didn't hear back from anyone, but I thought I should post what we concluded to be our best option. Just contacted Wells Fargo, and they confirmed that they will allow us to recast our mortgage for $250 and no other fees. So, no need to refinance. Since we have been paying down our mortgage qui...

Hello, I'm looking for some refinance advice. Current loan summary: 15 year fixed, 3.375% with escrow secured with Wells Fargo on 8/1/2011 in Upstate NY. House value = $353,900 Original loan amount = $283,120 Current loan amount = $244,000 Current monthly payment = $2700 (about 40% of our monthly in...