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Re: Termite treatment

Ordered Termidor and treated exterior of 2800sf home and detached stroage garrage 5 years ago...Lots cheaper do it your self if your up to the task. Not impressed with Companies selling services...contracts, reinspect, bait stations...Lots of info on DIY sites.
by billw
Fri Sep 13, 2013 9:37 am
 
Forum: Personal Consumer Issues
Topic: Termite treatment
Replies: 23
Views: 2289

Re: Riding Lawn Mower

Purchased Toro 42" Time Cutter ZTR from HomeDepot 4+ years ago. Belts have jumped off pully several times, mower deck routinely disengages from retainer bar on rough terrin or running over obstacles. Now lower rim on cutting deck had broken at grass chute exit. Equiped with Kohler engine which ...
by billw
Fri Aug 23, 2013 12:24 pm
 
Forum: Personal Consumer Issues
Topic: Riding Lawn Mower
Replies: 29
Views: 8318

Re: Any Ford Mechanic's on site?

Thanks TT.

Located link per your suggestion and printed relevant info for local Mechanic.

Post appears to address AC/heater inoperative fan control switch issue to include automatic blower control (EATC), and blower motor problems.

Thanks for you assistance.

Bill
by billw
Sat Apr 06, 2013 11:12 am
 
Forum: Personal Consumer Issues
Topic: Any Ford Mechanic's on site?
Replies: 3
Views: 768

Any Ford Mechanic's on site?

2004 Ford Crown Victoria. AC/Heater Automatic temperature control. Fan switch located to right of control panel has ceased to operated. Blower (Fan) fails to operate when wheel control turned up or down. Have been told two relay's/fuses under hood inoperative, said to be located to the rear of value...
by billw
Fri Apr 05, 2013 9:47 pm
 
Forum: Personal Consumer Issues
Topic: Any Ford Mechanic's on site?
Replies: 3
Views: 768

Re: Mil. Retirees in VA w/ TRICARE as Sole Insurance

Follow up to post, just finished looking at Military.com and 171K being deleted from Tricare Prime are active duty, there families as well as military retirees if not w/i 40 miles of a military base or if a base is closed. I was driving 102 miles to military Tx facility vs civilian provider, then Hu...
by billw
Sun Dec 02, 2012 7:46 pm
 
Forum: Personal Finance (Not Investing)
Topic: Mil. Retirees in VA w/ TRICARE as Sole Insurance
Replies: 4
Views: 548

Re: Mil. Retirees in VA w/ TRICARE as Sole Insurance

Can't address per your location but I've been retired for 30+ years. Used Tricare prime and was very pleased. Would not have major health care precudure performed at local VA Medical Center. Numerous complaints about quality of care/botched procedures/sanitation. Currently on Medicare and f/u with V...
by billw
Sun Dec 02, 2012 7:17 am
 
Forum: Personal Finance (Not Investing)
Topic: Mil. Retirees in VA w/ TRICARE as Sole Insurance
Replies: 4
Views: 548

Re: Farming and Homesteading Thoughts/Advice?

1. Don't quit your day job.

2. Tried it for years, all outgo vs no income.
by billw
Tue Nov 20, 2012 10:46 am
 
Forum: Personal Consumer Issues
Topic: Farming and Homesteading Thoughts/Advice?
Replies: 27
Views: 1585

Re: Tricare

Active duty retired 1981. TRICARE Prime, never a problem with coverage, used Air Force Military Treatment facilities outpatient/inpatient until Hurricane Katrina then outsourced due to damaged treament facilities. Prefer Air Force/Navy providers, never impressed with Army provider while on active du...
by billw
Mon Nov 12, 2012 9:14 pm
 
Forum: Personal Finance (Not Investing)
Topic: Tricare
Replies: 8
Views: 687

Re: Paying at Costco with gift cards

At Nashville TN Costco this past week. Told non member could not shop and pay 5% surcharge, nor could they use gift card.

Informed Costco opening store 2013 in New Orleans and Baton Rouge LA.

Bill
by billw
Sat Nov 10, 2012 9:31 pm
 
Forum: Personal Consumer Issues
Topic: Paying at Costco with gift cards
Replies: 30
Views: 5005

Re: Oil company specific credit cards for cheaper gas?

Check out Wal Mart gift cards, 10 cents gallon discount at Murphey Stations, 15 cents with Wal Mart credit card.

Bill W.
by billw
Tue Oct 09, 2012 2:48 pm
 
Forum: Personal Finance (Not Investing)
Topic: Oil company specific credit cards for cheaper gas?
Replies: 13
Views: 844

Re: Are Bogleheads THIS cheap?

Frugal yes, cheap no. Have no problem asking for a doggie box/bag to take home. "Waste not, want not".
by billw
Sat Oct 06, 2012 5:49 pm
 
Forum: Personal Consumer Issues
Topic: Are Bogleheads THIS cheap?
Replies: 35
Views: 3050

Re: "Aftershock"

Haven't read it yet, so what's the gist of it another market melt down and everyone in survial mode?
by billw
Sat Oct 06, 2012 4:17 pm
 
Forum: Personal Consumer Issues
Topic: "Aftershock"
Replies: 14
Views: 1417

Re: New Kindle Fire and Warrenty?

Sounds like apple i-pad might be the product of choice.
What's the price difference between an i-pad and kindle fire?

Bill W.
by billw
Fri Sep 28, 2012 10:57 pm
 
Forum: Personal Consumer Issues
Topic: New Kindle Fire and Warranty?
Replies: 9
Views: 1003

New Kindle Fire and Warranty?

Daughter proposing to purchase granddaughter new model Kindle Fire with 2 year warranty (Oct 15, 2012 version?). Granddaughter will be turning 11. Any comments, suggestions or recommendations?

Bill W.
by billw
Fri Sep 28, 2012 2:38 pm
 
Forum: Personal Consumer Issues
Topic: New Kindle Fire and Warranty?
Replies: 9
Views: 1003

Re: Automobile repair: dent on transmission pan

Would not replace, would find a good auto repair person (individual) and have them remove, knock out the dent and replace gasket.
Save yourself some money.
by billw
Sat Sep 22, 2012 8:21 am
 
Forum: Personal Consumer Issues
Topic: Automobile repair: dent on transmission pan
Replies: 14
Views: 1315

Re: Will you get an iPhone 5?

No I phone, no IPAD, no IPOD, no lap top, no apple product, no GPS, no cell phone.

Still on land line and doing fine.

Bill W
by billw
Fri Sep 21, 2012 8:29 pm
 
Forum: Personal Consumer Issues
Topic: Will you get an iPhone 5?
Replies: 108
Views: 5625

Re: [Enlisted in Military, How to Start?] 18 years old.

Second all recommendations as above. In addition would suggest.
Get as much education as you can while in service, check with your Military Education Center re: End of Course Test, CLEP, and take classes while on active duty.

Bill W.
by billw
Fri Sep 21, 2012 1:25 pm
 
Forum: Investing - Help with Personal Investments
Topic: [Enlisted in Military, How to Start?] 18 years old.
Replies: 15
Views: 1046

Progressive Insurance

Progressive Insurance on the defence for attempting to "weasel out" of paying claim per published news reports.

Sad state of affairs when your insurer will take the defence side in Court rather than pay a valid claim.

Let the consumer beware!
by billw
Fri Aug 17, 2012 8:15 am
 
Forum: Personal Consumer Issues
Topic: Progressive Insurance
Replies: 6
Views: 985

Re: DIY Radiant Barrier in attic?

Interesting.

What is it?

Where and how applied?

How is it different from regular attic insulation?
by billw
Sat Aug 11, 2012 12:06 am
 
Forum: Personal Consumer Issues
Topic: DIY Radiant Barrier in attic?
Replies: 20
Views: 3057

Re: computer security and how to protect yourself

Okay, so what/who are the better email providers?

gmail
yahoo
hotmail
other

Bill
by billw
Wed Aug 08, 2012 3:40 pm
 
Forum: Personal Consumer Issues
Topic: computer security and how to protect yourself
Replies: 4
Views: 1823

Re: Auto Tire Question

"Ounce of prevention is worth a pound of cure."
Found out over the course of years not to skimp on tires.
Much rather pay now than be stranded.
by billw
Sun Aug 05, 2012 4:05 pm
 
Forum: Personal Finance (Not Investing)
Topic: Auto Tire Question
Replies: 30
Views: 2916

Re: Insurance - Statefarm / Amica

Statefarm cheaper than Amica for home/auto in my area.
Got quote a couple months ago, didn't respond to Amica.
Have recieved a three followup inquires from Amica.

Bill W.
by billw
Sat Aug 04, 2012 1:04 pm
 
Forum: Personal Finance (Not Investing)
Topic: Insurance - Statefarm / Amica
Replies: 46
Views: 7327

Re: Scanner setting properties?

Thanks for the link to Answers.com, excellent site.

Have noted site for future reference.

billw
by billw
Wed Jul 25, 2012 10:45 am
 
Forum: Personal Consumer Issues
Topic: Scanner setting properties?
Replies: 7
Views: 428

Re: Scanner setting properties?

So what is the end product, or difference, in a scanned picture or document???

billw
by billw
Wed Jul 25, 2012 9:33 am
 
Forum: Personal Consumer Issues
Topic: Scanner setting properties?
Replies: 7
Views: 428

Scanner setting properties?

When scanning documents/pictures what's the difference in scanner settings, bmp. vs jpg. ?

Is setting related to, uploading, content quality, transmission....etc?

Thanks
billw
by billw
Wed Jul 25, 2012 9:07 am
 
Forum: Personal Consumer Issues
Topic: Scanner setting properties?
Replies: 7
Views: 428

Re: Nominate Jack Bogle for the President's Medal of Freedom

1+

Couldn't happen soon enough!

Bill W.
by billw
Sat Jul 21, 2012 10:13 pm
 
Forum: Investing - Theory, News & General
Topic: NOMINATE JACK BOGLE FOR PRESIDENT'S MEDAL OF FREEDOM
Replies: 10
Views: 2163

Pentagon Federal Credit Union Which Credit Card?

Joined Pentagon Federal Credit Union. Now considering credit card selection. Which one would be best in my situation? Currently with USAA, pay off monthly, normal monthly charge $500>$2000. Ralely make a major purchase. Should I transfer $1000.00 balance to Pen Fed from USAA. Use USAA only for month...
by billw
Tue Jul 03, 2012 9:08 am
 
Forum: Personal Finance (Not Investing)
Topic: Pentagon Federal Credit Union Which Credit Card?
Replies: 6
Views: 843

Re: Skunk Removal

Tractor Supply Store if available in your area has special sales on live traps, something like $25.00 for two traps. I'd buy the traps and remove them myself.

Would also check with County Agent, local State Extension office an see what they suggest.
by billw
Mon Jun 25, 2012 7:26 pm
 
Forum: Personal Consumer Issues
Topic: Skunk Removal
Replies: 29
Views: 4112

Re: Buying eyeglasses online?

If your are a veteran check with your local VA Medical Center Optical Service. Need a Eye Glass prescription. Rx bifocal, glass lens, quality frames, case and shipping less than $40.00. Other options available. Extreamly pleased with glasses/frames. Service was prompt.
by billw
Fri Jun 22, 2012 7:43 pm
 
Forum: Personal Consumer Issues
Topic: Buying eyeglasses online?
Replies: 39
Views: 5556

Re: Political insider trading

Just "the norm" for many of those in the know.(Political Insiders)

Nothing has changed and will not change for those selected few that have random access to vast knowledge before hand.

They will again find a way to circumvent the system and conduct "business as usual".
by billw
Tue Jun 19, 2012 6:39 am
 
Forum: Investing - Theory, News & General
Topic: Political insider trading
Replies: 22
Views: 1250

Re: For Auto Pro's-DIY question RE vehicle

Thanks for the informative input. I bought this vehicle for my daughter 10 months ago and she c/o due to low gas miliage. Letting her now use one of my 2004 Ford Crown Victorias and I have driven the Blazer for last month or so. From the input, think I'll list the Blazer FSBO and and get something m...
by billw
Sun Jun 17, 2012 8:02 am
 
Forum: Personal Consumer Issues
Topic: For Auto Pro's-DIY question RE vehicle
Replies: 7
Views: 1714

Re: For Auto Pro's-DIY question RE vehicle

Would think it would shift automatic as it's a AT. 2WD, gears 1,2, 3 and Drive. Operator manuel only mentions decreasing fuel ecomony towing and using lower gears. Have 2004 Ford Crown Victoria and OD controlled my depressing button on shift lever. Have posted this vehicle for sale (blazer) and it's...
by billw
Fri Jun 15, 2012 9:14 pm
 
Forum: Personal Consumer Issues
Topic: For Auto Pro's-DIY question RE vehicle
Replies: 7
Views: 1714

For Auto Pro's-DIY question RE vehicle

Have a 2005 Chev Blazer Fleet 4 dr 6 cyl AT 3.42 gear ratio. Vehicle gets 14 MPG, was told due to low speed rear end, change to high speed would improve MPG. Question 1. What would this change/procedure entail. 2. Cost 3. MPG increase if any. 4. Is it worth the time and effort.
by billw
Fri Jun 15, 2012 7:21 pm
 
Forum: Personal Consumer Issues
Topic: For Auto Pro's-DIY question RE vehicle
Replies: 7
Views: 1714

Re: Shoe Adhesive

Re; Free shipping.

I just signed in to Amazon and selected 5-8 days standard shipping otherwise would have been charged shipping fee.
by billw
Tue Jun 12, 2012 6:01 pm
 
Forum: Personal Consumer Issues
Topic: Shoe Adhesive
Replies: 16
Views: 2284

Re: Shoe Adhesive

Next time I'm at Walmart or Lowe's will have to buy a lagre tube of Silicone in the paint/hardware dept. If that works it will be worth the money and beat a shoe repair shop.
by billw
Tue Jun 12, 2012 1:58 pm
 
Forum: Personal Consumer Issues
Topic: Shoe Adhesive
Replies: 16
Views: 2284

Re: Shoe Adhesive

Recieved Shoe Goo ordered from Amazon this A.M., $6.50 1oz tube with free shipping.
Cabela's 3.5oz $5.95 plus shipping.
Will be on the look out for a Cabela's store when I'm on my next trip.
by billw
Mon Jun 11, 2012 5:55 pm
 
Forum: Personal Consumer Issues
Topic: Shoe Adhesive
Replies: 16
Views: 2284

Re: Shoe Adhesive

Steve,

Thanks for the information. Will check Shoe Goo product at Cabelas.

Checked at Amazon and product $6.50 with free shipping.

Will give this product a try.
by billw
Thu Jun 07, 2012 1:11 pm
 
Forum: Personal Consumer Issues
Topic: Shoe Adhesive
Replies: 16
Views: 2284

Re: Shoe Adhesive

Have used a variety of "contact cement's", gorilla glue, superglue, ....with poor results.

What do shoe repair shops use?

Bill W.
by billw
Thu Jun 07, 2012 11:05 am
 
Forum: Personal Consumer Issues
Topic: Shoe Adhesive
Replies: 16
Views: 2284

Shoe Adhesive

Looking for a good quality adhesive to repair footwear. Soles seperating and if repaired could get several years of use out of footwear.

Any suggestions/recommendations appreciated.

Bill
by billw
Thu Jun 07, 2012 10:02 am
 
Forum: Personal Consumer Issues
Topic: Shoe Adhesive
Replies: 16
Views: 2284

Re: Dual Military family investment planning help

Hope for the best, plan for the worse. Get as much education/techinical training as possible. (Get your "ticket's punched".) I foresee drastic changes in the military/non military in the near and long term. Save, invest and spend wisely. What is plan B if military retirement not an option?
by billw
Mon May 28, 2012 9:40 am
 
Forum: Investing - Help with Personal Investments
Topic: Dual Military family investment planning help
Replies: 6
Views: 513

Re: Low Tax Bracket & Int. Term Tax Exempt

I also would appreciate some clarification.
Have considere placement of some PMM funds in this tx exempt fund or similar tx exempt fund.
by billw
Sun May 20, 2012 11:53 am
 
Forum: Investing - Help with Personal Investments
Topic: Low Tax Bracket & Int. Term Tax Exempt
Replies: 13
Views: 635

Re: vanguard wellesley fund

AA 37/63 appears appealing. Is there a better option/suggestions?

Have excess cash in PMM/checking acct. Whats recommended? STB, ITB, TBM???
by billw
Sat May 19, 2012 4:40 pm
 
Forum: Investing - Help with Personal Investments
Topic: vanguard wellesley fund
Replies: 22
Views: 3592

Re: visiting Nashville TN - any advice

TN/Nashville has high sale tax.

Second recommendation about parking fee's.

Lots of tour programs in area.
by billw
Fri May 18, 2012 9:02 am
 
Forum: Personal Consumer Issues
Topic: visiting Nashville TN - any advice
Replies: 21
Views: 1378

Re: Money and in-laws (Part 2): Cosign a loan?

The Military is always looking for a few good men, suggest he sign up. They, the military, provide free room and board plus a GI Bill that will assist with valued education.

This way every one wins!
by billw
Tue May 15, 2012 3:44 pm
 
Forum: Personal Finance (Not Investing)
Topic: Money and in-laws (Part 2): Cosign a loan?
Replies: 54
Views: 4655

Re: Cell phone and plan for 6th grader

Get real...6th graders do not need cell phone, nor do most adults!

Phone companies are making a killing off those that can least afford/or need the product.
by billw
Sat May 12, 2012 7:01 am
 
Forum: Personal Consumer Issues
Topic: Cell phone and plan for 6th grader
Replies: 73
Views: 3961

Re: How To Plan & Spend Assets in Retirement

Have used Vanguard CFP several times for annual portfolio plan review. Not impressed with thier 45 minute followup. Felt it was more for thier benifit than mine. Thought they provided nothing constructive and were just using the time to get thier 8 hours on the clock for the day. Tend to believe bet...
by billw
Fri May 11, 2012 12:39 pm
 
Forum: Investing - Help with Personal Investments
Topic: How To Plan & Spend Assets in Retirement
Replies: 27
Views: 3111

Re: Ric Edelman TV show

Years ago discover Ric Edelmen on C band Sat TV and was amused with the guy from Bat Cave, NC that would call in to his show. Then happen to be on a trip in NC and and discover Bat Cave located down the road from Lake Lure NC. Have to give him credit for some basic education (and yes I know he is pe...
by billw
Wed May 09, 2012 11:02 pm
 
Forum: Investing - Theory, News & General
Topic: Ric Edelman TV show
Replies: 29
Views: 2512

Re: Ethanol, What's the fact's?

Looks like we the consumer have been had again.

Have had a couple of chain saws, weedeaters, and lawn mower engine damaged/repaired due to Ethanol.

Extra 20 cents a gallon might be well worth it.

Think those in position to nullify corn ethonal might be making headway, hope so at least.
by billw
Tue May 08, 2012 7:54 am
 
Forum: Investing - Theory, News & General
Topic: Ethanol, What's the fact's?
Replies: 28
Views: 2315

Re: Log in bug?

Same situation this AM.

Not a Good Omen for the day perhaps?
by billw
Mon May 07, 2012 9:58 am
 
Forum: Forum Issues and Administration
Topic: Log in bug?
Replies: 2
Views: 386

Ethanol, What's the fact's?

Ag Day RFD TV this am had spokesman from the Ethanol Industry on and stated that Nascar had used the product for 2 years with no engine damage, decreased mpg........ EPA approved 15% blend. In my local area non ethanol cost 20 cents gal more at the pump. Lots of folks c/o small eng damage. What are ...
by billw
Mon May 07, 2012 9:23 am
 
Forum: Investing - Theory, News & General
Topic: Ethanol, What's the fact's?
Replies: 28
Views: 2315
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