Bogleheads.org

Did anybody else have trouble with Treasury Direct yesterday? I tried all day and could not get into the site -- anything at all starting with "treasurydirect.gov." I got various error messages: "servers over capacity", "the connection to the server was reset while the page ...

What kind of tax quirks? It's the "phantom income" problem. Held in a taxable account, the IRS will demand to be paid taxes on both the coupon payments and the principal adjustment. But since you don't actually receive the amount of the principal adjustment in the year in which it occurs ...

Right now, TIPS are pretty tax efficient (low inflation and hence low taxable distributions). But if things were to stay like they are right now, there would be no need for TIPS. So I think TIPS need to be kept in a tax-advantaged account, because otherwise they will become very tax-inefficient rig...

I have only Roth IRAs and taxable accounts (no traditional IRA). I think I am better off putting my TIPS in my taxable accounts and not in my Roth, using the Roth instead for stocks. Anyone care to disagree? I know there have been a zillion boglehead posts on TIPS asset location. I know that the sta...