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Re: Been invited to wedding in Disney World. My cost?

I'd probably actually give less of a gift to a couple who wasn't a good friend when I didn't attend their destination wedding. No, meal or open bar for me...
by barnaclebob
Mon Apr 27, 2015 9:32 am
 
Forum: Personal Consumer Issues
Topic: Been invited to wedding in Disney World. My cost?
Replies: 32
Views: 2689

Re: Cocktail Hobby

I always like cocktails that are shaken with an egg white. Nice and healthy way to make a frothy drink.
by barnaclebob
Fri Apr 24, 2015 3:40 pm
 
Forum: Personal Consumer Issues
Topic: Cocktail Hobby
Replies: 11
Views: 1748

Re: Best touristy places to live in the world?

Breckenridge, Vail and other popular ski areas in Colorado. I once went to Beaver Creek ski resort with a friend. He and I had a season ski pass. We only paid $300 for the pass. I met and talked with a guy on a lift who was there for a week with his family. He spent five figures for the week long t...
by barnaclebob
Fri Apr 24, 2015 3:37 pm
 
Forum: Personal Consumer Issues
Topic: Best touristy places to live in the world?
Replies: 31
Views: 2947

Re: Car Dealership Credit Report

http://www.edmunds.com/car-buying/car-dealership-credit-report-scams-and-the-patriot-act.html Thanks for that article. When I bought my last car using a personal check they gave me the patriot act BS about needing to run a credit check and I didn't push back because it was a good deal on a used car...
by barnaclebob
Fri Apr 24, 2015 9:53 am
 
Forum: Personal Consumer Issues
Topic: Car Dealership Credit Report
Replies: 34
Views: 2055

Re: Is this a reasonable request for broker?

Do you really need every statement from every account? What about 1 per account per year?
by barnaclebob
Thu Apr 23, 2015 3:33 pm
 
Forum: Personal Consumer Issues
Topic: Is this a reasonable request for broker?
Replies: 13
Views: 1111

Re: cleaning plastic eyeglass lenses

My glasses get wiped down by my T-shirt. The lenses seem to last a few years before the coating starts peeling.
by barnaclebob
Thu Apr 23, 2015 3:14 pm
 
Forum: Personal Consumer Issues
Topic: cleaning plastic eyeglass lenses
Replies: 30
Views: 1464

Re: How much should a small tile floor (3' X 5') cost? $2000

How about just doing the grout yourself to save the guy a day off his labor? Grout is really easy.
by barnaclebob
Thu Apr 23, 2015 1:20 pm
 
Forum: Personal Consumer Issues
Topic: How much should a small tile floor (3' X 5') cost? $2000?
Replies: 47
Views: 3225

Re: Giving Vanguard VTSMX as a Wedding Gift

This is a terrible wedding gift unless spefically asked for (which would be tacky in itself). It would be better to sell the shares and give them the proceeds less taxes. Don't make recipients jump through hoops.
by barnaclebob
Thu Apr 23, 2015 12:00 pm
 
Forum: Investing - Help with Personal Investments
Topic: Giving Vanguard VTSMX as a Wedding Gift
Replies: 34
Views: 2462

Re: What age did your Net Worth first equal 10,000x your Wei

In adult male should weight no less than 200lbs equaling 2mil. I'm pretty sure weight is a function of height. I would say a 6 foot tall or taller adult male should be no lower than 180 lbs. Anywhere between 180-200 is fine in my opinion, depending on how much of that is muscle mass. If you're Shaq...
by barnaclebob
Wed Apr 22, 2015 5:18 pm
 
Forum: Personal Finance (Not Investing)
Topic: What age did your Net Worth first equal 10,000x your Weight?
Replies: 48
Views: 3124

Re: What age did your Net Worth first equal 10,000x your Wei

I'm at 5,400x my body weight right now, was at 5,200x my body weight before I started using MyFitnessPal 2.5 weeks ago to track my weight and calories. Turns out a 1500 - 1800 calorie diet isn't that hard to maintain if you eat the right foods.
by barnaclebob
Wed Apr 22, 2015 2:39 pm
 
Forum: Personal Finance (Not Investing)
Topic: What age did your Net Worth first equal 10,000x your Weight?
Replies: 48
Views: 3124

Re: Friend's house burnt, Helping him start new financial li

Any photos you may have of them (with or without you!) would probably be the most appreciated. You can replace possessions, but if photos get burned, they are basically gone. Of course, many are all-digital at this point... My photos are the only real irreplaceable thing I own. They are backed up o...
by barnaclebob
Wed Apr 22, 2015 2:34 pm
 
Forum: Personal Finance (Not Investing)
Topic: Friend's house burnt, Helping him start new financial life?
Replies: 20
Views: 2193

Re: Should I paint the house next door?

Have you checked to make sure they aren't violating any ordinances or covenants if you have an HOA?
by barnaclebob
Wed Apr 22, 2015 1:51 pm
 
Forum: Personal Finance (Not Investing)
Topic: Should I paint the house next door?
Replies: 17
Views: 2236

Re: Wire money to Crimea?

bitcoins would work if the developer was amenable. I second this suggestion The price has been relatively stable recently so you aren't at as much of a risk loosing it all overnight. If you do pay in bitcoins, agree to the price in bitcoins and a drop dead date on which they will be transferred to ...
by barnaclebob
Wed Apr 22, 2015 10:29 am
 
Forum: Personal Finance (Not Investing)
Topic: Wire money to Crimea?
Replies: 6
Views: 731

Re: Broken Oxygen Sensor on Car

depends on the car. On some BMW's the O2 code is usually an indicator of another problem "upstream" and not the O2 sensor itself. I have personally seen this happen and the fix was absurdly cheap and the dealer wanted $3k... It really depends on the code because there is no "O2 code&...
by barnaclebob
Wed Apr 22, 2015 9:42 am
 
Forum: Personal Consumer Issues
Topic: Broken Oxygen Sensor on Car
Replies: 43
Views: 2634

Re: Vanguard Records to Keep

I keep nothing. The very most you could ever convince me to keep is a yearly statement.
by barnaclebob
Tue Apr 21, 2015 4:44 pm
 
Forum: Personal Finance (Not Investing)
Topic: Vanguard Records to Keep
Replies: 8
Views: 970

Re: Car Advice Needed

Since you seem to be prone to at fault collisions, what would happen if you had only liability coverage and your car was totaled? Would you have to take out a loan to buy another car? If no then go ahead and pay off the loan and drop the collision coverage, you may not actually save much from this b...
by barnaclebob
Tue Apr 21, 2015 4:13 pm
 
Forum: Personal Consumer Issues
Topic: Car Advice Needed
Replies: 8
Views: 851

Re: Broken Oxygen Sensor on Car

Get on a forum or 2 that specialize on your car. You will need to know what the OBD-II code is (call the dealer or go to an auto store and they will read it for you for free) along with any symptoms. You are not the first to have this issue and there may be an easy tutorial on how to replace it for ...
by barnaclebob
Tue Apr 21, 2015 2:34 pm
 
Forum: Personal Consumer Issues
Topic: Broken Oxygen Sensor on Car
Replies: 43
Views: 2634

Re: Should I buy into my brother's shop?

Why does your brother want to give up 10% of his profits if this is a good investment?
by barnaclebob
Tue Apr 21, 2015 12:01 pm
 
Forum: Investing - Theory, News & General
Topic: Should I buy into my brother's shop?
Replies: 22
Views: 2772

Re: My professor gave me textbooks I later sold. Taxable?

Yes this has to be reported to be fully legal. You also need to pay the sales tax that wasn't charged on all online purchases you have made to also be fully legal...
by barnaclebob
Tue Apr 21, 2015 11:18 am
 
Forum: Personal Finance (Not Investing)
Topic: My professor gave me textbooks I later sold. Taxable?
Replies: 19
Views: 1053

Re: engineers - please help with engineering school selectio

I'd pick the University of Minnesota as it is a more recognized name throughout the country due to being in the Big 10. Many companies have mandates to recruit student from higher ranked schools. I'm pretty sure my company has a goal to hire a certain % of new hires from the top 10 or 25 engineering...
by barnaclebob
Fri Apr 17, 2015 1:32 pm
 
Forum: Personal Finance (Not Investing)
Topic: engineers - please help with engineering school selection
Replies: 173
Views: 10079

Re: Collecting: A Hobby First, Investment Second

The biggest mistake of collecting: 100 x $20 items does not = $2000.
by barnaclebob
Fri Apr 17, 2015 1:07 pm
 
Forum: Investing - Theory, News & General
Topic: Collecting: A Hobby First, Investment Second
Replies: 33
Views: 2868

Re: Gardening 2015 pt 2

If the asparagus is in its own bed I don't see why you cant plant right next to it. My asparagus is right next to my lettuce bed with just a piece of cedar blocking it from expanding. Maybe there is something I don't know about asparagus though. In the community gardens around here I see forests of ...
by barnaclebob
Fri Apr 17, 2015 9:53 am
 
Forum: Personal Consumer Issues
Topic: Gardening 2015 pt 2
Replies: 15
Views: 1471

Re: How do you quickly cool food?

Sometimes this forum makes me shake my head...

Add an ice cube to your soup or don't heat it as much. 1 ice cube wont noticeably dilute soup.

Plan ahead for the beer. Otherwise an ice bath and gentle jostling are your best bet.
by barnaclebob
Fri Apr 17, 2015 8:51 am
 
Forum: Personal Consumer Issues
Topic: How do you quickly cool food?
Replies: 34
Views: 2432

Re: What makes a signature valid?

Well, my mother does his name as a POA, but when you do this, you have to include a copy of multi-page POA document with the original document. That becomes unwieldy. Well, for example, he had to file an amended tax return recently - that has to be done on paper. There was some auto and home insura...
by barnaclebob
Thu Apr 16, 2015 1:27 pm
 
Forum: Personal Finance (Not Investing)
Topic: Father can no longer sign his name. Looking for solutions.
Replies: 23
Views: 2265

Re: What makes a signature valid?

Why not just have your mother sign his name on less important documents?

Why types of things does your father need to sign for regularly?
by barnaclebob
Thu Apr 16, 2015 1:19 pm
 
Forum: Personal Finance (Not Investing)
Topic: Father can no longer sign his name. Looking for solutions.
Replies: 23
Views: 2265

Re: How to (diplomatically) challenge wife's active mgmt fun

Don't bother with the meeting with the advisor, you won't convince him to admit his fees are high and he has canned politician type answers for your questions. You need to work on your wife.
by barnaclebob
Thu Apr 16, 2015 1:06 pm
 
Forum: Investing - Theory, News & General
Topic: How to (diplomatically) challenge wife's active mgmt funds
Replies: 90
Views: 5247

Re: Is 2007 Accord 60K mile service worth $300?

I expect front brakes to wear out faster than rear brakes in a front-wheel drive vehicle. Front brakes see a higher load on most vehicles due to the weight being shifted forward during braking. But front brakes are usually larger and stronger so I guess if the engineers did their jobs right the fro...
by barnaclebob
Thu Apr 16, 2015 10:46 am
 
Forum: Personal Consumer Issues
Topic: Is 2007 Accord 60K mile service worth $300?
Replies: 54
Views: 4406

Re: Hardware Store Coupon

I used the coupons frequently at ACE. I suspect these coupons feed some kind of data system run by corporate so they may not be able to give you a new coupon. Similar to how bed bath and beyond wont actually give you 20% off unless you present them with the coupon even though they print those things...
by barnaclebob
Wed Apr 15, 2015 3:12 pm
 
Forum: Personal Consumer Issues
Topic: Hardware Store Coupon
Replies: 7
Views: 1036

Re: How much should a small tile floor (3' X 5') cost? $2000

Demo the floor yourself, then have the plumber fix the pipes, then do the floor yourself. Tiling really isnt that hard. I had one of my solder joints leak after about 3 or 4 hours of sitting under pressure. No damage done because I was watching it closely and I just had to redo that joint. Learning ...
by barnaclebob
Wed Apr 15, 2015 1:46 pm
 
Forum: Personal Consumer Issues
Topic: How much should a small tile floor (3' X 5') cost? $2000?
Replies: 47
Views: 3225

Re: Raising well-adjusted children when you're "rich"?

I like the suggestion of periods of artificial need and not always getting what you want. You can probably also tell a lot about the child's attitude towards their things and how they take care of them. I too was a spoiled child and got tons of stuff for my birthdays and christmas, pretty much every...
by barnaclebob
Wed Apr 15, 2015 10:59 am
 
Forum: Personal Finance (Not Investing)
Topic: Raising well-adjusted children when you're "rich"?
Replies: 43
Views: 3465

Re: What to do...

How much does it cost to maintain a semi? How does that change as it gets older? I'd think there would be pretty good data on this like there is for airplanes.
by barnaclebob
Wed Apr 15, 2015 9:54 am
 
Forum: Investing - Help with Personal Investments
Topic: What to do...
Replies: 15
Views: 1554

Re: Vanguard Legal Group Invitation?

Does the invitation have Vanguard's (the mutual fund company) branding and logos?

With the popularity of Vanguard and index funds increasing I think we'll see a lot more of these types of solicitations from an unaffiliated company with vanguard in the name.
by barnaclebob
Wed Apr 15, 2015 9:41 am
 
Forum: Personal Finance (Not Investing)
Topic: Vanguard Legal Group Invitation?
Replies: 8
Views: 895

Re: Is 2007 Accord 60K mile service worth $300?

1. Change the engine oil and oil filter - $30 at Midas conventional, $60 synthetic I think. 2. Rotate the tires. - Free with oil change but you may have to ask them to do it. 3. Inspect the front and rear brakes. - Free with oil change, if they aren't making noise then the odds are you don't need to...
by barnaclebob
Mon Apr 13, 2015 12:38 pm
 
Forum: Personal Consumer Issues
Topic: Is 2007 Accord 60K mile service worth $300?
Replies: 54
Views: 4406

Re: Gardening 2015 pt 2

If it were me, I'd plant and hope for the best.
by barnaclebob
Mon Apr 13, 2015 10:22 am
 
Forum: Personal Consumer Issues
Topic: Gardening 2015 pt 2
Replies: 15
Views: 1471

Re: Ethnobotany as career choice

I wonder if an ethnobotanist could run a marijuana grow operation in locations where it is legal? I don't subscribe to the "blindly follow your passion" way of thinking. College is expensive and there needs to be a reasonable assurance of getting a useful career without the "everyone ...
by barnaclebob
Mon Apr 13, 2015 9:56 am
 
Forum: Personal Finance (Not Investing)
Topic: Ethnobotany as career choice
Replies: 40
Views: 3247

Re: Input wanted from BMW owners

Jeeze, why would anyone buy one of these things. In laws friends were describing how it costs $300 to change a battery because some setting on the car has to be reset and you cant do it yourself. What a ripoff.
by barnaclebob
Mon Apr 13, 2015 9:38 am
 
Forum: Personal Consumer Issues
Topic: Input wanted from BMW owners
Replies: 44
Views: 4390

Re: Engineering as a career for a graduating HS student ?

I highly recommend engineering. The best thing an engineering student can do while not on summer break is join an extracurricular club where they will have to actually build something. Preferably one where a professor is not in charge either. Your child should resist the urge to join the hot enginee...
by barnaclebob
Sat Apr 11, 2015 11:10 pm
 
Forum: Personal Finance (Not Investing)
Topic: Engineering as a career for a graduating HS student ?
Replies: 60
Views: 4364

Re: Lawn Sprinkler System

Sprinkler systems aren't rocket science, have you looked online to see if its possible to DIY?
by barnaclebob
Thu Apr 09, 2015 2:40 pm
 
Forum: Personal Consumer Issues
Topic: Lawn Sprinkler System
Replies: 5
Views: 629

Re: Should I worry about being taken to collections?

Cancelling the card does not absolve you of the debt. You need to post the language in the contract for this thread to be of any further use.

The burden of proof for the debt is on them so perhaps if you ask for a copy of the signed contract and if they can't produce it then you may be off the hook.
by barnaclebob
Thu Apr 09, 2015 2:31 pm
 
Forum: Personal Consumer Issues
Topic: Should I worry about being taken to collections?
Replies: 20
Views: 2256

Re: How smart are thermostats?

I would never want a learning feature because I like my temp to go up 10-20 min before my alarm goes off. This means I need to program the thermostat instead of having it learn what I want. If they can sync the thermostat with my alarm clock and create a rule to turn it on early then that's somethin...
by barnaclebob
Thu Apr 09, 2015 1:19 pm
 
Forum: Personal Consumer Issues
Topic: How smart are thermostats?
Replies: 43
Views: 3034

Re: I Feel Rushed/Fighting Hourglass

Mechanical Engineering is a good field. You'll be miles ahead of your peers in no time after graduation if you save a lot and stay out of debt. Get internships.
by barnaclebob
Wed Apr 08, 2015 4:06 pm
 
Forum: Personal Finance (Not Investing)
Topic: I Feel Rushed/Fighting Hourglass
Replies: 16
Views: 1836

Re: Baseboard Hot Water Heating System Vibration

Could it be the pipes expanding and contracting? Maybe a bracket broke loose and is causing it to catch and not slide freely.
by barnaclebob
Wed Apr 08, 2015 4:02 pm
 
Forum: Personal Consumer Issues
Topic: Baseboard Hot Water Heating System Vibration
Replies: 9
Views: 599

Re: Get rid of stocks because you list faith in company prod

OP really wont know what to do if the market goes up 10% by the end of the year, they'll be stuck in cash because they are afraid to buy back in before the next big crash.
by barnaclebob
Tue Apr 07, 2015 9:42 am
 
Forum: Investing - Help with Personal Investments
Topic: Get rid of stocks because you lost faith in company product
Replies: 29
Views: 2124

Re: Battery or Gas Lawn Mower

I'd only consider electric for a 15 min or less yard, but I've never used an electric so maybe they are better than I think. If the yard is flat or you are in decent shape don't get a self propelled gas. Even if your not in shape its still a good idea because its a better workout. My Snapper hi-vac ...
by barnaclebob
Tue Apr 07, 2015 9:26 am
 
Forum: Personal Consumer Issues
Topic: Battery or Gas Lawn Mower
Replies: 33
Views: 2100

Re: Might Go $4,000 AAPL

If it is a small portion of your investable assets,,go for it ,,,nothing wrong with speculating. :happy No thats pretty much my available spare change to invest. I want to flip my extra cash for a profit, semi-short term. This is a taxable account, it's not meant for retirement. Nor is it money I'm...
by barnaclebob
Mon Apr 06, 2015 8:02 pm
 
Forum: Investing - Help with Personal Investments
Topic: Might Go $4,000 AAPL
Replies: 68
Views: 5246

Re: Get rid of stocks because you list faith in company prod

Whether a product is superior or not is only one small part of whether it will be a success. Craft beer drinkers love to hate on Bud/Miller/Coors products for being cheap and inferior to more flavorful and hoppy beers but that is only their opinion and the market says otherwise (although that is slo...
by barnaclebob
Mon Apr 06, 2015 11:50 am
 
Forum: Investing - Help with Personal Investments
Topic: Get rid of stocks because you lost faith in company product
Replies: 29
Views: 2124

Re: Road Tolls, and Rental Cars

What happens then is the toll authority will bill the rental car company, who will figure out you were renting that car at that time. Then, two things may happen: 1. The rental car company tells you to deal with it and to pay the toll authority. 2. The rental car company pays the bill, and then bil...
by barnaclebob
Mon Apr 06, 2015 9:19 am
 
Forum: Personal Consumer Issues
Topic: Road Tolls, and Rental Cars
Replies: 43
Views: 4159

Re: VRBO rental gone awry- recourse for security deposit?

How did you pay for the deposit?

Was it by check? Have they deposited it or can you put a stop payment on the check?
by barnaclebob
Sun Apr 05, 2015 12:27 pm
 
Forum: Personal Consumer Issues
Topic: VRBO rental gone awry- recourse for security deposit?
Replies: 50
Views: 5029

Re: How to landscape an island and lawn tool recommendations

...just put cardboard on top of it then put your mulch or dirt on top of that. By the time the cardboard decomposes the grass will be long gone... I tried the buried cardboard strategy, and it failed. Grass is surprisingly strong and pernicious; it seemingly grows best where you least want it. This...
by barnaclebob
Fri Apr 03, 2015 9:30 am
 
Forum: Personal Consumer Issues
Topic: How to landscape an island and lawn tool recommendations?
Replies: 12
Views: 1036

Re: How to landscape an island and lawn tool recommendations

Instead solarizing or digging up grass just put cardboard on top of it then put your mulch or dirt on top of that. By the time the cardboard decomposes the grass will be long gone. Works great with raised beds, if you're not burying the grass very deep (<4") then maybe it wont work. I only say ...
by barnaclebob
Fri Apr 03, 2015 8:37 am
 
Forum: Personal Consumer Issues
Topic: How to landscape an island and lawn tool recommendations?
Replies: 12
Views: 1036
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