Search found 494 matches

Return to advanced search

Re: Dubai trip

Definitely recommend the dessert tour. I was surprised by the good service everywhere, made me edgy that I was always walking into somewhere where I was going to pay way more than I wanted to.
by barnaclebob
Fri Oct 24, 2014 5:00 pm
 
Forum: Personal Consumer Issues
Topic: Dubai trip
Replies: 7
Views: 551

Re: Should I Sue?

Have you offered them to settle for 2k?
by barnaclebob
Fri Oct 24, 2014 10:07 am
 
Forum: Personal Consumer Issues
Topic: Should I Sue? [couch damaged in garage of rental]
Replies: 32
Views: 2300

Re: Planting garlic

To get big bulbs you need to plant big cloves so if you don't get anything good this year you might want to start with new stock next year
by barnaclebob
Thu Oct 23, 2014 2:28 pm
 
Forum: Personal Consumer Issues
Topic: Planting garlic
Replies: 8
Views: 704

Re: Planting garlic

Planted 120 heads here in the Pacific northwest about a month ago. Tops of the cloves were 1.5 - 2" below the top of the soil and many of them have sprouted. I recommend Music or other hard neck porcelain varieties because they have fewer but bigger cloves which means less effort peeling. Seed ...
by barnaclebob
Thu Oct 23, 2014 12:24 pm
 
Forum: Personal Consumer Issues
Topic: Planting garlic
Replies: 8
Views: 704

Re: Putting Active Management to the Test

What is the average ER for these funds, Im guessing its close to .5 to .9%... Good guess! Overall average is 0.6%; many funds are close to this. Vanguard average is 0.4% (investor shares), T Rowe Price average is 0.7%, Fidelity Low Priced FLPSX is 0.82%, Sequoia SEQUX is 1.0%. Due Diligence It wasn...
by barnaclebob
Mon Oct 20, 2014 12:33 pm
 
Forum: Investing - Theory, News & General
Topic: Putting Active Management to the Test
Replies: 107
Views: 11714

Re: Mega bus vacation with toddlers.

How much cheaper are we talking here? at 20mpg for 960 each way and $3.50 gas your talking $~340 in gas.
by barnaclebob
Fri Oct 17, 2014 2:45 pm
 
Forum: Personal Consumer Issues
Topic: Mega bus vacation with toddlers.
Replies: 27
Views: 1894

Re: Be careful if you get this email

Do we really need to post every phishing, scam email, or phone call here? Its clear that no notice to appear in court would ever come through email (but watch someone correct me on that). Unless it directly involves vanguard or another popular investment company or is some truly new way of scamming ...
by barnaclebob
Fri Oct 17, 2014 11:19 am
 
Forum: Personal Consumer Issues
Topic: Be careful if you get this email [scam, infected with virus]
Replies: 12
Views: 1952

Re: First investment strategy meeting with new FA, $6M trust

Stick to your guns about indexing. The guy gets paid the same either way if he doesnt collect loads or commissions as you say. If you want less stress this is the way to go, no worrying about how dumb you were for not listening to the bogleheads when 5 years from now you are 3-5% under where you sho...
by barnaclebob
Fri Oct 17, 2014 9:32 am
 
Forum: Investing - Help with Personal Investments
Topic: First investment strategy meeting with new FA, $6M trusts
Replies: 80
Views: 4543

Re: Putting Active Management to the Test

What is the average ER for these funds, Im guessing its close to .5 to .9%...
by barnaclebob
Wed Oct 15, 2014 5:40 pm
 
Forum: Investing - Theory, News & General
Topic: Putting Active Management to the Test
Replies: 107
Views: 11714

Re: Ebola preparation

Short the health sector?
by barnaclebob
Tue Oct 14, 2014 2:06 pm
 
Forum: Personal Consumer Issues
Topic: Ebola preparation
Replies: 55
Views: 2232

Re: Renting a car at St. Louis Airport

I've rented a car from a local small used car lot, Jim King Motors. It pretty cheap, $20/day but a really crappy car. They told me to bring it back with the tank empty because people siphon the gas out at night in their lot...
by barnaclebob
Mon Oct 13, 2014 3:00 pm
 
Forum: Personal Consumer Issues
Topic: Renting a car at St. Louis Airport
Replies: 11
Views: 627

Re: When people put all their eggs in the wrong basket

Here is another forum where people seem to gamble with their money. This one has even less intelligent analysis and I'm convinced it has many bot posters too.

http://investorshub.advfn.com/GT-Advanc ... Start=2550

The news hits at post #2549
by barnaclebob
Fri Oct 10, 2014 1:42 pm
 
Forum: Investing - Theory, News & General
Topic: When people put all their eggs in the wrong basket
Replies: 222
Views: 22026

Re: Wine - how to keep it from not spoiling?

I've never used this exact product but the Platypus drinking systems don't impart any taste on water that I can tell. [url] http://www.bobwards.com/PLATYPUS--PlatyPreserve-Wine-Preservation-System-800mL-49570&kid=242352&gid=040818070581?utm_medium=shoppingengine&utm_source=googleproducts...
by barnaclebob
Fri Oct 10, 2014 1:15 pm
 
Forum: Personal Consumer Issues
Topic: Wine - how to keep it from not spoiling?
Replies: 57
Views: 2821

Re: Invested Windfall and Now Market Is Down

How much do you think 15k will influence your retirement?
by barnaclebob
Thu Oct 09, 2014 5:13 pm
 
Forum: Investing - Help with Personal Investments
Topic: Invested Windfall and Now Market Is Down
Replies: 34
Views: 4908

Re: Headed for a 300+ point loss today?

At least my standing in the bogleheads contest has improved... Also I got paid today which means my order executes at the end of the day.
by barnaclebob
Thu Oct 09, 2014 4:00 pm
 
Forum: Investing - Theory, News & General
Topic: Headed for a 300+ point loss today?
Replies: 430
Views: 28431

Re: Why are my funds negative if stock market setting new hi

Have you had dividends paid out in this time period? If so you may show a negative market price return but you have to add your income return to that. In my plan the monthly numbers only update once a month so they could be behind too.

Also for the past month the S&P has been down
by barnaclebob
Wed Oct 08, 2014 6:11 pm
 
Forum: Investing - Theory, News & General
Topic: Why are my funds negative if stock market setting new highs?
Replies: 21
Views: 2809

Re: When people put all their eggs in the wrong basket

Its amazing how few of them know the rules of the game they are playing. People talk about selling and then getting in on class action lawsuits ( i thought you had to keep your shares to do that) and then not knowing who gets paid first in BK. Non of them talk about the technical issues with these s...
by barnaclebob
Wed Oct 08, 2014 3:24 pm
 
Forum: Investing - Theory, News & General
Topic: When people put all their eggs in the wrong basket
Replies: 222
Views: 22026

Re: Taxes on Over Priced Prize?

I think if you printed out a copy of the ebay auction that would be good enough. I doubt the IRS would take you to court over that.
by barnaclebob
Mon Oct 06, 2014 5:48 pm
 
Forum: Personal Finance (Not Investing)
Topic: Taxes on Over Priced Prize?
Replies: 10
Views: 1729

Re: Should I include [banked vacation days] in my net worth?

~500 hours is 3 months pay. I doubt that would make much of a difference besides retiring 3 months early if you arent already planning to retire at some minimum age to get benefits. I count my net worth as if I sold my house and investments and paid all debts and a reasonable assumption on taxes wha...
by barnaclebob
Fri Oct 03, 2014 1:38 pm
 
Forum: Personal Finance (Not Investing)
Topic: Should I include [banked vacation days] in my net worth?
Replies: 40
Views: 2969

Re: manipulating Amazon reviews

For the products I buy I don't see much manipulation of reviews. The areas that you'd want to worry about seem to be for items that the top reviewers review or that companies give swag to reviewers. Their goal is to keep their reviewer ranking high which means they are writing reviews to get the mos...
by barnaclebob
Fri Oct 03, 2014 8:59 am
 
Forum: Personal Consumer Issues
Topic: manipulating Amazon reviews
Replies: 33
Views: 2920

Re: Lakefront property with small children?

So I am going to ask a few questions. You say you're single. Are you involved with someone who has kids? You don't have to answer, obviously, but my first thoughts were.....are you buying a mini van because someday you'll meet a girl and get married and have kids? If I were single, uninvolved and c...
by barnaclebob
Tue Sep 30, 2014 7:12 pm
 
Forum: Personal Consumer Issues
Topic: Lakefront property with small children?
Replies: 44
Views: 2107

Re: Lakefront property with small children?

I would think the risk of drowning in a lake is less than in a pool if you can put a gate on the dock and the lake doesn't get deep very quickly. I don't have kids yet but the risk of drowning wouldn't keep me from buying a lake house. The rule at my uncles lake house was life jackets on when in the...
by barnaclebob
Tue Sep 30, 2014 11:50 am
 
Forum: Personal Consumer Issues
Topic: Lakefront property with small children?
Replies: 44
Views: 2107

Re: My paycheck.

What difference does it make if you spend from savings or you save less and spend from a checking account? Money In - Money Out = Net Money Saved

But if you are using tax advantage accounts then maybe its better to save inside of those than save in a checking account.
by barnaclebob
Tue Sep 30, 2014 10:46 am
 
Forum: Personal Finance (Not Investing)
Topic: My paycheck [all to Roth 457, living off savings]
Replies: 12
Views: 2189

Re: Maybe going back to cash isn't such a bad idea

I don't get why people are so afraid of someone stealing their credit card number? The only real issue I've heard of on this board is someone who had their number stolen and the thief somehow had a bunch of stuff delivered to the cardholders house. It was a pain to return everything but there was st...
by barnaclebob
Tue Sep 30, 2014 10:33 am
 
Forum: Personal Consumer Issues
Topic: Maybe going back to cash isn't such a bad idea
Replies: 18
Views: 2039

Re: Buy Local

I prefer my food to be local but don't make a huge effort since most of what we eat is grown in America anyway. Large canning quantities of foods come from farms in the state. I also get my chicken feed from a local store that gets it from a local farm. The eggs are local since they are 20 feet out ...
by barnaclebob
Mon Sep 29, 2014 5:57 pm
 
Forum: Personal Consumer Issues
Topic: Buy Local
Replies: 29
Views: 2389

Re: Will you invest in Bill Gross's new bond fund?

All I know is that its going to be interesting watching what he does compared to his old fund.
by barnaclebob
Mon Sep 29, 2014 5:20 pm
 
Forum: Investing - Theory, News & General
Topic: Will you invest in Bill Gross's new bond fund?
Replies: 51
Views: 2882

Re: [which] toilet paper [from walmart.com?]

[OT comment removed and poster warned - admin alex]
by barnaclebob
Fri Sep 26, 2014 11:17 am
 
Forum: Personal Consumer Issues
Topic: [which] toilet paper [from walmart.com?]
Replies: 36
Views: 2956

Re: Stubbornly Non-Boglehead Husband. What To Do?

I think your best bet is to talk about what you fear and now how he is doing things wrong. Then see if you can get him to compare his performance against yours. After that maybe see if he can commit to a timeline where as he underperforms he goes more into passive investments. Say each year he under...
by barnaclebob
Wed Sep 24, 2014 11:29 am
 
Forum: Investing - Theory, News & General
Topic: Stubbornly Non-Boglehead Husband. What To Do?
Replies: 122
Views: 7843

Re: Need advice helping my father (phone scammer)

Not sure there is much someone can do with name, birth date, and the names of other accounts. To get access to the other cards takes more information than that I believe. A credit freeze for awhile seems prudent though.
by barnaclebob
Tue Sep 23, 2014 10:28 am
 
Forum: Personal Finance (Not Investing)
Topic: Need advice helping my father (phone scammer)
Replies: 21
Views: 2155

Re: Southwest Airlines Engulfing, Reversal Candle Signals Do

I want to know about the engulfing reversal candle that happened at about $27 back in July? Or was that a pre-conflagration acceleration candle?

Just watch out for when the price gets below that yellow line, that can be really good or really bad.
by barnaclebob
Mon Sep 22, 2014 2:56 pm
 
Forum: Investing - Theory, News & General
Topic: Southwest Airlines Engulfing, Reversal Candle Signals Downsi
Replies: 55
Views: 3463

Re: In a Serious Situation Need Financial Advice

I think both of you need a lot more than financial advise...your financial issues aren't the problem, they are a symptom of something else wrong in your life at this point. In any case it sounds like your best bet is to reduce expenses if you can't get better employment due to your past and current ...
by barnaclebob
Mon Sep 22, 2014 2:45 pm
 
Forum: Personal Finance (Not Investing)
Topic: In a Serious Situation Need Financial Advice
Replies: 45
Views: 7465

Re: We have a grocery problem...

how much of your shopping occurs around the perimeter of the grocery store vs down the aisles? Thats a big cost indicator.
by barnaclebob
Fri Sep 19, 2014 1:45 pm
 
Forum: Personal Consumer Issues
Topic: We have a grocery problem... [Household budget]
Replies: 158
Views: 10874

Re: EJ Gadflies [Edward Jones]

I cannot say for certain, but the fairly obvious reason for this is the load is typically only charged on the initial investment in a fund. Subsequent additions have the load waived. I know that reinvestment of distributions don't have a load but I didn't think that was the case for new money becau...
by barnaclebob
Fri Sep 19, 2014 9:21 am
 
Forum: Personal Finance (Not Investing)
Topic: EJ Gadflies [Edward Jones]
Replies: 64
Views: 6577

Re: EJ Gadflies [Edward Jones]

My mom/stepdad's Edward Jones scumbag showed up at my grandfathers funeral...he knew my mom was about to get a mid 6 figure inheritance...Luckily I think I convinced them to keep it out of Edward Jones' claws by showing them what the 5.75% front load would cost them. Okay I agree there is no point ...
by barnaclebob
Thu Sep 18, 2014 10:49 am
 
Forum: Personal Finance (Not Investing)
Topic: EJ Gadflies [Edward Jones]
Replies: 64
Views: 6577

Re: Which debt to tackle first?

If it were me I'd knock out the car loan and start saving what you would be paying for your next car. Then tackle your student loans so you are down to just your mortgage and the deferred loans. Then start tackling the deferred loans with what you were paying on your student loans.
by barnaclebob
Wed Sep 17, 2014 4:14 pm
 
Forum: Personal Finance (Not Investing)
Topic: Which debt to tackle first?
Replies: 21
Views: 1236

Re: Converting Taxable Account Assests to Roth

If doing the transaction on vanguard you do it as an exchange. Its all one operation. Its taxed no differently than if you sold $5500 worth of mutual funds from a taxable account, deposited it to your checking account, and then contributed it to a roth IRA.
by barnaclebob
Wed Sep 17, 2014 2:43 pm
 
Forum: Investing - Help with Personal Investments
Topic: Converting Taxable Account Assests to Roth
Replies: 4
Views: 345

Re: Roth help

Thank you all, you are most helpful. In answer to your question(s) the current TIRA is split into 4 different funds. The plan is to liquidate all of them (1 at a time). The other part that I believe you answered is that even my current American fund is loaded and there is no going around it. 2 addi...
by barnaclebob
Wed Sep 17, 2014 2:27 pm
 
Forum: Investing - Help with Personal Investments
Topic: Roth help
Replies: 14
Views: 577

Re: Do you plan trips on your own or use a TA?

TA is probably a more common acronym for TripAdvisor.com these as travel agents die off with the rest of the baby boomers. I highly recommend using TripAdvisor. I used a travel agent once for my honeymoon and probably wont again. I ended up using tripadvisor for most of my research and she just ende...
by barnaclebob
Wed Sep 17, 2014 1:10 pm
 
Forum: Personal Consumer Issues
Topic: Do you plan trips on your own or use a [travel agent]?
Replies: 36
Views: 1574

Re: Roth help

Buying an American Fund (or any loaded fund) is no better than burning your money. I'm guessing you bought the fund through a salesman like Edward Jones? If so he is required to put you into these high load funds so he and the company get a kickback.
by barnaclebob
Wed Sep 17, 2014 10:04 am
 
Forum: Investing - Help with Personal Investments
Topic: Roth help
Replies: 14
Views: 577

Re: EJ Gadflies [Edward Jones]

My mom/stepdad's Edward Jones scumbag showed up at my grandfathers funeral...he knew my mom was about to get a mid 6 figure inheritance...Luckily I think I convinced them to keep it out of Edward Jones' claws by showing them what the 5.75% front load would cost them.
by barnaclebob
Wed Sep 17, 2014 9:49 am
 
Forum: Personal Finance (Not Investing)
Topic: EJ Gadflies [Edward Jones]
Replies: 64
Views: 6577

Re: Buying a bounce house for personal use?

Does that work as well as a professional one? After reading the reviews it seems like it might be pretty good.
by barnaclebob
Tue Sep 16, 2014 10:35 am
 
Forum: Personal Consumer Issues
Topic: Buying a bounce house for personal use?
Replies: 25
Views: 1784

Re: Should I step in to help my in law pay off credit card d

If this is a one off event for your mother in law, then paying off the CC for her is merely an act of kindness. It is always good to show kindness and compassion. Pay it off for her. Pets are children to some people. I'd bankrupt myself to help one of my pets. It's not like she blew it on jewelry. ...
by barnaclebob
Mon Sep 15, 2014 4:07 pm
 
Forum: Personal Finance (Not Investing)
Topic: Should I step in to help my in law pay off credit card debt
Replies: 31
Views: 2672

Re: Good hobby for a bright/obsessive 9 year old?

Radio controlled airplanes, built from a kit. He may need a parent to help with that though. Learning how to build anything is a good life long skill.
by barnaclebob
Mon Sep 15, 2014 4:00 pm
 
Forum: Personal Consumer Issues
Topic: Good hobby for a bright/obsessive 9 year old?
Replies: 73
Views: 3214

Re: Tiny house movement.

I think the tiny houses really only work if you can be where the weather is good. You and your kids will go nuts if the weather is too terrible to go outside for any length of time. Also i can't see how there would be much privacy for anyone in one of these things. They would work great for a couple...
by barnaclebob
Mon Sep 15, 2014 10:44 am
 
Forum: Personal Consumer Issues
Topic: [can my family live in a] Tiny house
Replies: 60
Views: 4210

Re: How would you handle this situation ?

She could just say "I can't commit to 14 additional nights out but will attend as my schedule allows"
by barnaclebob
Fri Sep 12, 2014 11:55 am
 
Forum: Personal Consumer Issues
Topic: How would you handle this situation ?
Replies: 33
Views: 2647

Re: Refrigerator problem

Have you cleaned the dust off the coils recently? Cleaning coils of the refrigerator is a myth. Do a google search. It does nothing to save energy or to make the refrigerator run more efficiently. It does help, there is no doubt about that. But depending on how dirty your fridge is and how much pow...
by barnaclebob
Fri Sep 12, 2014 10:56 am
 
Forum: Personal Consumer Issues
Topic: Refrigerator problem
Replies: 20
Views: 1724

Re: Is there a "catch" in this Xfinity offer ?

You really shouldn't have a comcast.net or att.net email address for this very reason. Get out of the stone age and get a gmail account.
by barnaclebob
Fri Sep 12, 2014 10:20 am
 
Forum: Personal Consumer Issues
Topic: Is there a "catch" in this Xfinity offer ?
Replies: 23
Views: 1628

Re: invest in this 401K or not

Why are you freaking out about $54 a year in fees? The real concern is: Participant MA Morningstar(MS) Fee* 13.00 bps Advice Track Fees Annually charged monthly Participant MA Wells Fargo(WF) Fee* 50.00 bps Advice Track Fees Annually charged monthly Do you know if you are paying these? Also in your ...
by barnaclebob
Thu Sep 11, 2014 4:32 pm
 
Forum: Investing - Help with Personal Investments
Topic: invest in this 401K or not
Replies: 22
Views: 1084
Next

Return to advanced search