Search found 859 matches

by barnaclebob
Fri Jul 31, 2015 11:27 am
Forum: Personal Consumer Issues
Topic: [looking] for car suggestions
Replies: 55
Views: 2864

Re: look for car suggestions

I'm still waiting for a car thread on any topic whatsoever where the Subaru fanboys don't show up. I'm imagining I could start a thread saying I'm shopping only vehicles that cost at least $500K with gold inlay trim and there they'd be trying to pitch that I should get a Subi instead because "...
by barnaclebob
Fri Jul 31, 2015 9:03 am
Forum: Personal Consumer Issues
Topic: Amazon reviews
Replies: 22
Views: 2034

Re: Amazon reviews

One problem is people use product reviews to rate seller policies. I think you can flag reviews like that as inappropriate. I would do anything in my power to make a seller regret hassling me over a review. I'd they offered an incentive to change a review and they did not correct the original issue ...
by barnaclebob
Thu Jul 30, 2015 4:38 pm
Forum: Investing - Help with Personal Investments
Topic: Sell American Funds?
Replies: 6
Views: 459

Re: Sell American Funds?

Yep, dump American funds. Then you don't need to consistently worry if you should sell this year or the next when it underperform by about 1%
by barnaclebob
Thu Jul 30, 2015 3:34 pm
Forum: Investing - Help with Personal Investments
Topic: Big mistake
Replies: 13
Views: 2316

Re: Big mistake

I hold bonds in taxable and don't lose sleep over it. A lot of that attitude came from when bonds were paying high rates. That could happen again in the future and if you have a lot of gains on your bonds (might not be possible in a raising rate environment) then you'd be stuck with them or forced t...
by barnaclebob
Thu Jul 30, 2015 10:26 am
Forum: Personal Consumer Issues
Topic: [looking] for car suggestions
Replies: 55
Views: 2864

Re: look for car suggestions

snackdog wrote:If I wanted to squander money on an embarrassing clown car "just in case it snows", I would get a Daimler-Chrysler product.

700 hp Grand Cherokee ($65K) or ML63 if we were feeling truly vulgur ($98K)



I can't hear you from the top of that horse...
by barnaclebob
Thu Jul 30, 2015 10:12 am
Forum: Personal Consumer Issues
Topic: [looking] for car suggestions
Replies: 55
Views: 2864

Re: look for car suggestions

For those not from the area, 1500 ft on the west side of the mountains probably gets hit with snow or icy conditions a couple times a year with some big dumps possible. It's for certain not the rocky mountains. The snow that does fall will likely be wet, heavy, and compacted to ice shortly since sal...
by barnaclebob
Thu Jul 30, 2015 8:47 am
Forum: Personal Consumer Issues
Topic: [looking] for car suggestions
Replies: 55
Views: 2864

Re: look for car suggestions

In your price range I'd be looking at the Lexus LX, GX, a Range Rover, or Land Rover. The Lexi have real rear locking differentials which is useful in the snow. I assume range/land rovers do as well but haven't checked. I'm a huge fan of the 4runner and it has a large online forum presence which is ...
by barnaclebob
Thu Jul 30, 2015 7:25 am
Forum: Personal Consumer Issues
Topic: Cowpea weevils took over my pantry
Replies: 9
Views: 1030

Re: Cowpea weevils took over my pantry

Try spraying a permethrin based product. It's good for killing most insects including weevils I believe. It's pretty safe as far as I know and is used in lice and flea treatments. It is poisonous to cats though.
by barnaclebob
Wed Jul 29, 2015 3:37 pm
Forum: Personal Consumer Issues
Topic: Claiming diminished value on car accident
Replies: 15
Views: 1509

Re: Claiming diminished value on car accident

Don't pay for a report until after you file the claim with Amica. Who knows they may have changed since diminished value claims are becoming more ubiquitous.
by barnaclebob
Wed Jul 29, 2015 10:53 am
Forum: Personal Consumer Issues
Topic: wife got in wreck with Honda CRV - no collison coverage
Replies: 113
Views: 6154

Re: wife got in wreck with Honda CRV - no collison coverage

Unfortunately in today's traffic that doesn't work, because as soon as you leave the space someone else will pull into it. Why doesn't that work? Leave a three-second buffer. Someone cuts in. Slow down and reestablish the buffer. Rinse and repeat to maintain a safe following distance. You won't be ...
by barnaclebob
Wed Jul 29, 2015 9:49 am
Forum: Investing - Theory, News & General
Topic: Audit over backdoor Roth
Replies: 9
Views: 1426

Re: Audit over backdoor Roth

Even if you are audited, so what. I presume most of us pay our taxes correctly. The backdoor Roth maneuver is legal, I believe I have seen documents from the IRS stating so.
by barnaclebob
Wed Jul 29, 2015 7:26 am
Forum: Personal Consumer Issues
Topic: Mandatory vehicle collision avoidance systems are coming
Replies: 43
Views: 2721

Re: Mandatory vehicle collision avoidance systems are coming

It's a good thing the ntsb has no real power to require it's recommendations in this case. The technology isn't ready IMO. Also I wonder how much has been done to study the feedback between cars if they all have these systems. In heavy traffic one person braking could set of a huge chain reaction if...
by barnaclebob
Tue Jul 28, 2015 3:21 pm
Forum: Personal Consumer Issues
Topic: Gardening 2015 pt 2
Replies: 48
Views: 5191

Re: Gardening 2015 pt 2

In the Pacific Northwest... We harvested over 9lbs of garlic (post cure weight) this year from 120 heads. The average head size was smaller because we probably planted them too close but still good size. Always assume about 20% to save for see garlic. Onions did ok for our first try from seed. They ...
by barnaclebob
Tue Jul 28, 2015 9:39 am
Forum: Personal Consumer Issues
Topic: wife got in wreck with Honda CRV - no collison coverage
Replies: 113
Views: 6154

Re: wife got in wreck with Honda CRV - no collison coverage

Personally I wouldn't think a defensive driving class would do much for anyone but the very worst drivers. I'd guess they are offered by companies that bank on the fact that courts make people take these courses. I think an honest discussion about the accidents is needed. Could be something as simpl...
by barnaclebob
Tue Jul 28, 2015 9:14 am
Forum: Personal Consumer Issues
Topic: wife got in wreck with Honda CRV - no collison coverage
Replies: 113
Views: 6154

Re: wife got in wreck with Honda CRV - no collison coverage

I have two small children as well so if I were to place myself in your wife's shoes. (Because my wife has the better driving record.) 5. I do not like other's commenting on my driving so my spouse better tread carefully when recommending a defensive driving class. This is a terrible attitude and if...
by barnaclebob
Tue Jul 28, 2015 9:12 am
Forum: Personal Consumer Issues
Topic: wife got in wreck with Honda CRV - no collison coverage
Replies: 113
Views: 6154

Re: wife got in wreck with Honda CRV - no collison coverage

Do you have the name of the construction company? Was the driver cited for having an unsecured load? If so, I would sue them for the loss of your vehicle. The wife rear-ended someone. It probably doesn't matter why they stopped, she was following too closely. My understanding is that if you rear en...
by barnaclebob
Mon Jul 27, 2015 5:51 pm
Forum: Investing - Help with Personal Investments
Topic: Penny Stocks
Replies: 23
Views: 1631

Re: Penny Stocks

Lol, my idiot friend bought a penny stock at .0001 thinking it couldn't go lower. It then went no bid, did a 500:1 reverse split and he lost all his money. Luckily it was only a few hundred. Same idiot friend bought another penny stock at .20, this time for about a grand. It went all the way to .85 ...
by barnaclebob
Mon Jul 27, 2015 3:13 pm
Forum: Personal Consumer Issues
Topic: FWD vs AWD (Vehicle)
Replies: 74
Views: 3399

Re: FWD vs AWD

There is no comparison between my 4wd with a rear lsd pathfinder and fwd altima, the 4wd wins hands down. I wouldn't expect too much difference between awd and 4wd in the snow unless you start factoring in lsds or locking diffs. Modern traction and stability control can offer improvements too.
by barnaclebob
Mon Jul 27, 2015 10:01 am
Forum: Personal Consumer Issues
Topic: Durability of consumer goods
Replies: 44
Views: 2443

Re: Durability of consumer goods

Winter is also hard on tire in the rustbelt. Potholes, skidding, spinning, etc. I go through tires here every 18 months to two years. At best I can get 25,000 miles if there are no unusual events. I know others around here (Pittsburgh) who do a little better but overall it's just the cost of living...
by barnaclebob
Mon Jul 27, 2015 8:15 am
Forum: Personal Consumer Issues
Topic: DIY auto air conditioner recharge
Replies: 22
Views: 1768

Re: DIY auto air conditioner recharge

Just did it based on this thread, first time my 13-year-old car has had working AC in memory. A 30-minute $34 gamble. If I had a 3-year-old car, I'd have taken it to a shop. Not sure you can claim victory until the system works for awhile. If you have a leak then all you have done is released refri...
by barnaclebob
Fri Jul 24, 2015 4:44 pm
Forum: Personal Consumer Issues
Topic: Home Warranty company wrongfully denying claim
Replies: 15
Views: 1459

Re: Home Warranty company wrongfully denying claim

How did you pay for the warranty and how long ago did you buy it? Just wondering if a credit card dispute on the cost of the warranty is feasible.
by barnaclebob
Fri Jul 24, 2015 3:06 pm
Forum: Investing - Help with Personal Investments
Topic: today or wait a week
Replies: 14
Views: 1757

Re: today or wait a week

My money always goes in ASAP. Unless you know something we don't then yours should go in ASAP too.
by barnaclebob
Fri Jul 24, 2015 1:05 pm
Forum: Personal Consumer Issues
Topic: Easy lunch brownbag ideas
Replies: 32
Views: 3030

Re: Easy lunch brownbag ideas

My standard Work meals are: Breakfast: 1 cup of milk either granola bar or fried egg and a slice of cheese on an english muffin. I cook the eggs and slice the cheese sunday night, muffin toasted that morning Lunch: Turkey and cheese sandwich, apple, baby bell cheese (costco), beef jerkey. Sandwiches...
by barnaclebob
Fri Jul 24, 2015 11:52 am
Forum: Personal Finance (Not Investing)
Topic: Buying Stock....Where's the downfall
Replies: 4
Views: 688

Re: Buying Stock....Where's the downfall

The buyout could fall apart or be blocked by anti trust regulations. I assume this is the cigna buyout. No reason to say company A and B.
by barnaclebob
Fri Jul 24, 2015 8:14 am
Forum: Personal Consumer Issues
Topic: Claiming diminished value on car accident
Replies: 15
Views: 1509

Re: Claiming diminished value on car accident

My 2012 Nissan Altima was rear-ended couple days ago. The damages are not terribly bad, but the rear bumper will be replaced in order to repair. The other person accepted his fault, and I have enough proof to prove it if the other party changes his mind. The repairs will cost roughly $1,500. My ins...
by barnaclebob
Fri Jul 24, 2015 8:12 am
Forum: Personal Consumer Issues
Topic: OTR Microwave [Over The Range]
Replies: 19
Views: 1277

Re: OTR Microwave

My OTR microwave vents out the back into ducting that goes outside. However it doesn't seal super good so I suspect some of the air is getting vented into the wall. Air definitely comes out of the vent on the side of the house though... So it sounds like you don't get moisture on your cabinets. Our...
by barnaclebob
Thu Jul 23, 2015 4:28 pm
Forum: Personal Consumer Issues
Topic: OTR Microwave [Over The Range]
Replies: 19
Views: 1277

Re: OTR Microwave

My OTR microwave vents out the back into ducting that goes outside. However it doesn't seal super good so I suspect some of the air is getting vented into the wall. Air definitely comes out of the vent on the side of the house though...
by barnaclebob
Thu Jul 23, 2015 10:32 am
Forum: Investing - Help with Personal Investments
Topic: Is this a cup-with-handle pattern?
Replies: 29
Views: 2325

Re: Is this a cup-with-handle pattern?

For sure a double dead cat bounce, anyone who thinks otherwise is a fool. Watch for the indicators to change to make your move.
by barnaclebob
Wed Jul 22, 2015 9:26 pm
Forum: Personal Finance (Not Investing)
Topic: Parent caught up in forex (vietnamese dong) scam... What should I do?
Replies: 44
Views: 5367

Re: Parent caught up in forex (vietnamese dong) scam... What should I do?

What does your mother say when you flat out tell her it is a scam and her money is gone?
by barnaclebob
Wed Jul 22, 2015 1:36 pm
Forum: Personal Consumer Issues
Topic: Lifelock charged with possible fraud by the FTC
Replies: 5
Views: 936

Re: Lifelock charged with possible fraud by the FTC

And to not buy into services based upon fear of what you don't know.
by barnaclebob
Wed Jul 22, 2015 9:25 am
Forum: Personal Consumer Issues
Topic: Problem w/ vehicle, dealership shrugs shoulders
Replies: 24
Views: 2262

Re: Problem w/ vehicle, dealership shrugs shoulders

Was it a recall or a TSB, two different things. Ask for the documentation that it was done before.
by barnaclebob
Tue Jul 21, 2015 9:18 am
Forum: Personal Consumer Issues
Topic: lock for $500 bike
Replies: 27
Views: 2465

Re: lock for $500 bike

I had my $400 bike stolen in college with a cable lock. Go with a U lock and replace the wheel and seat quick releases. Try to lock the frame and one of the wheels through the bike rack.
by barnaclebob
Mon Jul 20, 2015 9:16 am
Forum: Personal Consumer Issues
Topic: Wedding Reception
Replies: 68
Views: 8528

Re: Wedding Receiption

dolphinsaremammals wrote:
barnaclebob wrote:
HIinvestor wrote: who wants everyone to get sloshed at the wedding!


I'd think most people would...


Not me. I fail to see the appeal of a bunch of drunks staggering around, doing stuff that would embarrass them when they were sober.


Good for you.
by barnaclebob
Mon Jul 20, 2015 9:13 am
Forum: Personal Consumer Issues
Topic: Transporting Car 1,800 miles
Replies: 23
Views: 1667

Re: Transporting Car 1,800 miles

Have your daughter fly in and she can drive it out?
by barnaclebob
Fri Jul 17, 2015 12:10 pm
Forum: Personal Finance (Not Investing)
Topic: 60K Car Maintenance Service = $600. Is this Reasonable?
Replies: 51
Views: 4289

Re: 60K Car Maintenance Service = $600. Is this Reasonable?

Not sure why you ever need to change brake fluid, but be interested to know. Brake fluid (at least DOT 3/4 unsure about DOT 5) absorbs water over time which lowers its boiling point and eventually it will boil under hard braking such as going down from a mountain and you will lose braking ability. ...
by barnaclebob
Fri Jul 17, 2015 11:14 am
Forum: Personal Finance (Not Investing)
Topic: 60K Car Maintenance Service = $600. Is this Reasonable?
Replies: 51
Views: 4289

Re: 60K Car Maintenance Service = $600. Is this Reasonable?

I think it's very unwise to recommend that somebody skip scheduled maintenance where replacement of critical components is required. It might seem nuts to some, but anecdotal evidence that you don't need to do maintenance because your car lasted for 200,000 miles without it is not evidence at all. ...
by barnaclebob
Fri Jul 17, 2015 9:13 am
Forum: Personal Consumer Issues
Topic: At some point in time, is your beater worth it? [car]
Replies: 30
Views: 3249

Re: At some point in time, is your beater worth it?

This is the problem with this site and talking cars. No doubt some here think a "beater" means a 5 year old car they bought used. And "used" to many here mean 50k miles. Now I drive with less anxiety of a breakdown, no more sunday runs to autozone or youtube videos. Glad I did i...
by barnaclebob
Fri Jul 17, 2015 8:43 am
Forum: Personal Consumer Issues
Topic: 40,000 mile service for a 2009 Honda Fit
Replies: 20
Views: 1407

Re: 40,000 mile service for a 2009 Honda Fit

Transmission drain and fill should run about $100-$150. A "flush" may be more but probably isn't necessary if you change it every 40k. . Flushing an automatic transmission is a recipe for disaster, it pushes debris into places it would not otherwise get to; another scam that has been fois...
by barnaclebob
Thu Jul 16, 2015 11:55 pm
Forum: Personal Consumer Issues
Topic: 40,000 mile service for a 2009 Honda Fit
Replies: 20
Views: 1407

Re: 40,000 mile service for a 2009 Honda Fit

Brake fluid can be checked for water absorption with a refractometer that the dealer should have and its corrosion protection is checked with a strip you dip into the fluid that turns various shades of purple, at Midas they give it the corrosion test every time you bring it in. Until it fails one of...
by barnaclebob
Wed Jul 15, 2015 4:13 pm
Forum: Personal Consumer Issues
Topic: At some point in time, is your beater worth it? [car]
Replies: 30
Views: 3249

Re: At some point in time, is your beater worth it?

My hat is off to you, Sir. ahhh, to be young and full of energy again. Well you can get old and buy new cars when you rack up a $1000 maintenance bill or get old and buy new fancy tools to make the DIY repair easier. A floor mounted hydraulic lift similar to what you see in shops is only a few gran...
by barnaclebob
Wed Jul 15, 2015 3:29 pm
Forum: Personal Consumer Issues
Topic: At some point in time, is your beater worth it? [car]
Replies: 30
Views: 3249

Re: At some point in time, is your beater worth it?

You need to post what specific deferred maintenance is needed to get an meaningful answer. If you want to be a true beater driver its my opinion that you need to invest $500 into a jack, jack stands, oil catch pan, ratchet set, creeper, torque wrench, and impact driver. These items alone will save t...
by barnaclebob
Thu Jul 09, 2015 12:34 pm
Forum: Personal Consumer Issues
Topic: Shower door or curtain for bathroom remodel
Replies: 61
Views: 3827

Re: Shower door or curtain for bathroom remodel

We have a sliding shower door and I really like it. Its frosted on bottom and fades to clear at head level. Most grime accumulates low and you cant see it as well on frosted glass. I haven't cleaned since we installed it a year ago and it looks fine. I think its a kohler and it claimed to have some ...
by barnaclebob
Wed Jul 08, 2015 2:27 pm
Forum: Personal Consumer Issues
Topic: kitchenaid vs. bosch dishwasher
Replies: 61
Views: 3249

Re: kitchenaid vs. bosch dishwasher

Unless you go high end, dishwashers are pretty much disposible:(. We had a ~4 year old, 750 dollar dishwasher break in a rental. It cost 450 to fix it (250/part, 200 labor over 2 visits). That is a boderline call at best. Dishwashers seem to be similar in complexity to washers and driers, many of w...
by barnaclebob
Wed Jul 08, 2015 12:44 pm
Forum: Personal Consumer Issues
Topic: Car totaled now what?
Replies: 14
Views: 1442

Re: Car totaled now what?

I'd never sell an 04 era 4runner until I had to, especially with 80k miles on it. Those things along with the same years of pathfinders are gold and there is a large online community to aid in repairs on them. Although if you are going to buy a subaru maybe you don't need 2 4wd vehicles. I'd drive t...
by barnaclebob
Wed Jul 08, 2015 12:24 pm
Forum: Personal Consumer Issues
Topic: kitchenaid vs. bosch dishwasher
Replies: 61
Views: 3249

Re: kitchenaid vs. bosch dishwasher

This may be irrelevant but after mixing dough recipe with 5 cups of flour in my 14 cup rated kitchenaid mixer and having it strain I don't think I'll ever be purchasing a kitchenaid product again. They seem to be putting out mediocre products marketed as high end trying to capitalize off the nostalg...
by barnaclebob
Wed Jul 01, 2015 4:51 pm
Forum: Personal Consumer Issues
Topic: Car Dealerships - is this bad service?
Replies: 21
Views: 2490

Re: Car Dealerships - is this bad service?

What was the problem that the fist dealer couldn't take care of? This does seem like bad service though. Last work I had done at a dealer was to get a recall checked. I dropped it off the night before, decided to have the alignment corrected when I dropped it off since their price wasn't too outrage...
by barnaclebob
Thu Jun 25, 2015 8:21 am
Forum: Personal Consumer Issues
Topic: Colorado Vacation suggestions
Replies: 53
Views: 4794

Re: Colorado Vacation suggestions

Also book a fly fishing guide for a day in basalt Colorado or another good fishing area. No experience needed and it's a ton of fun.
by barnaclebob
Fri Jun 19, 2015 10:38 am
Forum: Personal Consumer Issues
Topic: Should I open up floor of very old home to search for old coins?
Replies: 35
Views: 5106

Re: Should I open up floor of very old home to search for old coins?

Consider buying a borescope. They are relatively cheap and its fun to have a camera that you can snake into things. I think they have some that attach to phones now.
by barnaclebob
Thu Jun 18, 2015 11:06 am
Forum: Personal Finance (Not Investing)
Topic: Disregard
Replies: 12
Views: 1059

Re: Play Devil's Advocate against BH Theory

The only argument against Boglehead investing theory is if you know something that very few others do about what the markets will do or if you just want to gamble. One common argument I also see is that comparisons of index funds vs active funds don't eliminate the obviously terrible active funds. Y...
by barnaclebob
Tue Jun 16, 2015 8:24 am
Forum: Personal Consumer Issues
Topic: Wedding Reception
Replies: 68
Views: 8528

Re: Wedding Receiption

HIinvestor wrote: who wants everyone to get sloshed at the wedding!


I'd think most people would...

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