Bogleheads.org

+1 on selling to cars. I find it funny how the finance director at work drives a $500 80s Volvo while the assembler drives Mercedes and Lexus. Those things are seriously holding you back.

Mid 30s future outlook is good. Dumping $ into the market in the last recession paid dividends. Planning to retire early as a matter of fact.

Wait a minute, seems like base on your assets you don't need an umbrella. Maybe im just ignorant. What are you trying to protect against? I heard one financial advice that if u got less than 1 million, u don't need an umbrella.

http://finance.yahoo.com/news/should-you-renounce-your-citizenship-144048875.html Do i understand it correctly from reading the yahoo story, that you can take your investment at a different tax rate if you move to another country and relinquish your US citizen? That doesn't seem to make sense in a 4...

What did john bogle mean when he said (paraphrasing) lots of money going into equities is a bad sign for the market?

I'm thinking about letting my life insurance proceeds pass through my estate if my wife and I die at the same time. the reason I want to do this is I want my will to establish trusts for my kids who are minor. I understand that by doing this I am allowing myself open to estate tax. I also feel our e...

JDCPAEsq, the forum has been very helpful, though I hadn't responded back in my other two thread. I guess out of courtesy, I probably should have thanked the contributor in a reply. Sorry. I appreciate all the response. I heard that getting an attorney involved with my size of estate is not worth it...

I like some ideas on how to structure my will so my kid's inheritance won't be squandered by their aunts/uncles/grandparents. Note that my family understands very little about $$. My biggest concern is dieing without a will. So I'm making it a priority during the xmas holiday to draw one up. I'm usi...

What is the best strategy in retiring early (~45year old) and withdrawing from ROTH IRA and/or 401k to support yourself without the 10% penalty? I suspect my net worth would be 80% 401k and 20% ROTH. I believe there’s an option, where if you pay more than 7.5% of AGI on medical, there’s no penalty. ...

To take advantave of tax loss harvest, do you have to sell the stock by dec 31 of the year for which you wish to take the loss? In other words, can i sell now in 2012 before filing my tax and apply TLH for 2011 taxes?