Search found 11 matches

Return to advanced search

Re: Newbie real estate question

Thanks for the links and words of caution. I will do some more reading and proceed carefully
by aussiedog
Wed Mar 13, 2013 5:01 pm
 
Forum: Investing - Help with Personal Investments
Topic: Newbie real estate question
Replies: 12
Views: 1270

Re: Newbie real estate question

Anyone with a general comment or suggestion for resources?
by aussiedog
Tue Mar 12, 2013 11:20 pm
 
Forum: Investing - Help with Personal Investments
Topic: Newbie real estate question
Replies: 12
Views: 1270

Newbie real estate question

I have greatly appreciated an benefitted from the discussion and advice from this forum, and supplemented by reading I'm feeling more comfortable with basic investing, asset allocation, and low cost index investing approach. For a number of reasons (including having some passive farm income each yea...
by aussiedog
Sat Mar 09, 2013 12:23 am
 
Forum: Investing - Help with Personal Investments
Topic: Newbie real estate question
Replies: 12
Views: 1270

Re: Requsting portfolio help

Thanks ofckrupke for the thoughtful reply a. another error on my part in entering the data. Her Roth is in Admiral shares and I edited the original post to reflect this, and thanks for your other suggestions b. I wasn't sure refi was worth all of the trouble. Currently balance of 146K @ 3.75 to be p...
by aussiedog
Tue Jan 08, 2013 12:56 pm
 
Forum: Investing - Help with Personal Investments
Topic: Requsting portfolio help
Replies: 8
Views: 627

Re: Requsting portfolio help

thanks retiredjg, As with my response to the previous question, I haven't really put much thought into exactly where my $17,000 limit contribution to combined (403b + TSP) goes. It seemed a bit arbitrary to me as I had good investment options in both plans, but I'm open to discussion if someone feel...
by aussiedog
Mon Jan 07, 2013 1:08 pm
 
Forum: Investing - Help with Personal Investments
Topic: Requsting portfolio help
Replies: 8
Views: 627

Re: Requsting portfolio help

Brian, As I understand it, my contributions to 403b + TSP must equal $17,000 or less, and I can contribute up to another $17,000 to a 457 plan. So it has been a little arbitrary how I compose the (403b+TSP) = 17,000 Do you see some benefit to doing this all through TSP rather than my 403b? I get no ...
by aussiedog
Mon Jan 07, 2013 12:44 pm
 
Forum: Investing - Help with Personal Investments
Topic: Requsting portfolio help
Replies: 8
Views: 627

Requsting portfolio help

Dear Bogleheads, I have greatly appreciated the information and informative threads on this site over the years. I would love any and all input on my current portfolio, and have tried to strictly follow the recommended format, with questions at bottom: Basic Information: Emergency funds: Have six mo...
by aussiedog
Sun Jan 06, 2013 9:29 pm
 
Forum: Investing - Help with Personal Investments
Topic: Requsting portfolio help
Replies: 8
Views: 627

thanks

Thanks everyone. I didn't want to bog everyone down with too much detail, but I can see this is needed. I will repost according to the guidelines recommended.
by aussiedog
Sun May 03, 2009 10:49 am
 
Forum: Investing - Help with Personal Investments
Topic: Help with investing extra income
Replies: 10
Views: 1768

Help with investing extra income

Thanks in advance for your advice for my situation. 45 years old, married, 2 kids, ~200K/year combined income. So far have been focused on maximizing retirement contributions, reasonable college savings, paying off debts and accumulating emergency fund. This all accomplished and only debt is $180K m...
by aussiedog
Sat May 02, 2009 12:08 pm
 
Forum: Investing - Help with Personal Investments
Topic: Help with investing extra income
Replies: 10
Views: 1768

clarification

Thanks-yes my question was given the effective interest rate (taking into account the tax deduction - 33% bracket), would it be advisable to pay this off if we have adequate reserves, or keep some debt with deductible interest. I was leaning towards paying it off, and sounds like this is the consens...
by aussiedog
Sat Mar 21, 2009 8:15 pm
 
Forum: Investing - Help with Personal Investments
Topic: Should I pay off home equity loan?
Replies: 8
Views: 1834

Should I pay off home equity loan?

I am uncertain whether to pay off a $10,000 home equity loan at 7.4%. My only other debt is ~ 190K mortgage (4.75%) on our home recently assessed at $515K. No car loans, credit card debt, etc. We are getting a large tax refund, and I'm trying to decide whether to invest it or pay off this debt. I am...
by aussiedog
Sat Mar 21, 2009 6:22 pm
 
Forum: Investing - Help with Personal Investments
Topic: Should I pay off home equity loan?
Replies: 8
Views: 1834

Return to advanced search