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Re: Old people and financial advisors - a family tale

Doesn't sound demented to me, so much as depressed.
Depression is very common in the elderly, especially among elderly widowers.
Is an anti-depressant one of the medication's he's stopped?
by asc8u
Sat Jul 26, 2014 3:23 pm
 
Forum: Investing - Help with Personal Investments
Topic: Old people and financial advisors - a family tale
Replies: 75
Views: 5686

Re: Investing is starting to get boring

I get a little excited when dividends are paid out in cash, but I am now starting to get bored of investing. It was fun in the beginning asking questions, dreaming about the future, and exploring/proposing different plans - even though some of them were unorthodox. How does one keep the passion ali...
by asc8u
Sun Jul 13, 2014 8:44 pm
 
Forum: Investing - Help with Personal Investments
Topic: Investing is starting to get boring
Replies: 39
Views: 3977

Re: Pre-nup at only $1M networth, do I need it?

I don't expect to be involved in a major traffic accident, but I spend a little on insurance anyway. I'd argue insuring a car isn't the same as insuring a relationship. Having insurance wont' affect your car's performance, but a prenup could seriously affect their relationship. To the OP, from a fi...
by asc8u
Mon May 26, 2014 8:00 am
 
Forum: Personal Finance (Not Investing)
Topic: Pre-nup at only $1M networth, do I need it?
Replies: 199
Views: 12625

Re: Worth it? Expensive house, better schools, shorter commu

I was looking for an old thread and came across this one that I started a few years back. Just to put a bow on the conversation, I did end up moving in July 2011 and it was BY FAR worth the extra money. I did have an increased downpayment to get into the new house, but I think I'm spending less on ...
by asc8u
Mon Aug 26, 2013 4:31 pm
 
Forum: Personal Finance (Not Investing)
Topic: Worth it? Expensive house, better schools, shorter commute?
Replies: 48
Views: 6482

Re: Building new house - central vacuum worth it?

I think they're great. We put one in our house that we built a few years ago. Get a kick plate for the kitchen so you can just sweep everything on the floor away. Also if you have a large house, it helps to get an extra hose so you don't have to lug it around. I think they're helpful for having less...
by asc8u
Sat Jul 27, 2013 8:02 pm
 
Forum: Personal Consumer Issues
Topic: Building new house - central vacuum worth it?
Replies: 35
Views: 4085

Re: Pessimistic on US growth in future

Hi all. Thanks for the responses! I definitely asked for your thoughts. But looking back, it probably would have been more help to have re-framed my original posting to say: Assuming that there is a high probability that the outlook for growth in the US will be anemic with higher than usual inflatio...
by asc8u
Sat Feb 09, 2013 11:29 am
 
Forum: Investing - Help with Personal Investments
Topic: Pessimistic on US growth in future
Replies: 18
Views: 3977

Pessimistic on US growth in future

I've recently been thinking about my finances and re-thinking my investments. I'm investing for retirement which isn't for another 20+ yrs. As I started running a bunch of online retirement calculators, I kept on coming across it asking me to input expected returns. Obviously a lot of different thin...
by asc8u
Fri Feb 08, 2013 6:50 pm
 
Forum: Investing - Help with Personal Investments
Topic: Pessimistic on US growth in future
Replies: 18
Views: 3977

Re: Critique a 31 year old new doctor's plan

Finn, I just wanted to encourage you to keep working at a debt repayment plan and a new way of thinking about your money. Out of residency my net worth was about negative $200k and ten years later I'm positive $1.8m. Once you're firmly committed to getting out of debt and building wealth, your high ...
by asc8u
Thu Feb 07, 2013 2:28 pm
 
Forum: Investing - Help with Personal Investments
Topic: Critique a 31 year old new doctor's plan
Replies: 56
Views: 5117

Re: Another person attempting a David Swensen portfolio

What is wrong with your current portfolio? Current retirement assets Taxable $0 401k and Tax deferred accounts About $400,000 - 70% Vanguard Total Stock Market Index Fund - 30% Vanguard Total Bond Market Index Fund - VBTIX It's not diversified enough - I think i'd benefit from international and rea...
by asc8u
Thu Jan 24, 2013 9:00 pm
 
Forum: Investing - Help with Personal Investments
Topic: Another person attempting a David Swensen portfolio
Replies: 10
Views: 2298

Re: Another person attempting a David Swensen portfolio

I'm also thinking about modeling my portfolio off of Swenson, but with slight variations. Can the international portion of this portfolio simply be replaced with VXUS? Looking at VXUS portfolio, it's 24% emerging markets. In Swensen's update portfolio, he was recommending 15% developed markets and ...
by asc8u
Thu Jan 24, 2013 11:58 am
 
Forum: Investing - Help with Personal Investments
Topic: Another person attempting a David Swensen portfolio
Replies: 10
Views: 2298

Re: Another person attempting a David Swensen portfolio

I would suggest reading more widely before committing to the AA you have outlined here. Swensen got good results for a while, but the AA you list has some quirks that would raise red flags for most people here -- very high REIT exposure, for example. And are you really committed to having half your...
by asc8u
Thu Jan 24, 2013 11:53 am
 
Forum: Investing - Help with Personal Investments
Topic: Another person attempting a David Swensen portfolio
Replies: 10
Views: 2298

Re: Another person attempting a David Swensen portfolio

K, after some more research on this site, I realize I can use the backdoor Roth IRA to have $11k/yr available for REITs.
But this wont be nearly 15%.

Any other thoughts?
by asc8u
Thu Jan 24, 2013 9:03 am
 
Forum: Investing - Help with Personal Investments
Topic: Another person attempting a David Swensen portfolio
Replies: 10
Views: 2298

Another person attempting a David Swensen portfolio

Hi all. Thanks so much for looking at my post and giving me your feedback! Personal Info Emergency funds: 9 months Debt: Mortgage 2.75% interest Tax Filing Status: Married Filing Jointly Tax Rate: 35% Federal, 5% State State of Residence: NC Age: 39 Desired Asset allocation : Updated David Swensen p...
by asc8u
Wed Jan 23, 2013 11:15 am
 
Forum: Investing - Help with Personal Investments
Topic: Another person attempting a David Swensen portfolio
Replies: 10
Views: 2298

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