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Hi all. Thanks for the responses! I definitely asked for your thoughts. But looking back, it probably would have been more help to have re-framed my original posting to say: Assuming that there is a high probability that the outlook for growth in the US will be anemic with higher than usual inflatio...

I've recently been thinking about my finances and re-thinking my investments. I'm investing for retirement which isn't for another 20+ yrs. As I started running a bunch of online retirement calculators, I kept on coming across it asking me to input expected returns. Obviously a lot of different thin...

Finn, I just wanted to encourage you to keep working at a debt repayment plan and a new way of thinking about your money. Out of residency my net worth was about negative $200k and ten years later I'm positive $1.8m. Once you're firmly committed to getting out of debt and building wealth, your high ...

What is wrong with your current portfolio? Current retirement assets Taxable $0 401k and Tax deferred accounts About $400,000 - 70% Vanguard Total Stock Market Index Fund - 30% Vanguard Total Bond Market Index Fund - VBTIX It's not diversified enough - I think i'd benefit from international and rea...

I'm also thinking about modeling my portfolio off of Swenson, but with slight variations. Can the international portion of this portfolio simply be replaced with VXUS? Looking at VXUS portfolio, it's 24% emerging markets. In Swensen's update portfolio, he was recommending 15% developed markets and ...

I would suggest reading more widely before committing to the AA you have outlined here. Swensen got good results for a while, but the AA you list has some quirks that would raise red flags for most people here -- very high REIT exposure, for example. And are you really committed to having half your...

K, after some more research on this site, I realize I can use the backdoor Roth IRA to have $11k/yr available for REITs.
But this wont be nearly 15%.

Any other thoughts?

Hi all. Thanks so much for looking at my post and giving me your feedback! Personal Info Emergency funds: 9 months Debt: Mortgage 2.75% interest Tax Filing Status: Married Filing Jointly Tax Rate: 35% Federal, 5% State State of Residence: NC Age: 39 Desired Asset allocation : Updated David Swensen p...