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republic wireless. They are still beta. Cost is $19+tax/month everything unlimited. You must pay for their special phone(they only offer one phone for now), which is $249 or $99. I have been using it for about one month now and so far I like it. I am under contract with Sprint which will be finish i...

about 30% and I'm 32.

Thanks for great advise everyone, I have to look up ETF’s they offer.

Thank you livesoft for the advice but if I must use Scottrade, are there any options?

John, thank you for the links, I’m going thru those and preparing for the big question “Protfolio question” but meantime I wanted to find out if I can buy any NTF and NL funds via Scottrade.

Can anyone suggest "no load", "no transaction fee" mutual fund to buy from Scottrade? I would like to invest $3K. Thanks