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Re: washing machine - front loader or HE top loader?

Thanks for all your thoughtful responses. There doesn't seem to be one type or brand of washer that satisfies everyone. It seems it's a gamble either way. We couldn't find a plain agitator washer that had a decent capacity; not much to choose from. We ordered a front loader set. Hope we didn't make ...
by anncatchingup
Mon Mar 03, 2014 12:18 pm
 
Forum: Personal Consumer Issues
Topic: washing machine - front loader or HE top loader?
Replies: 52
Views: 2731

washing machine - front loader or HE top loader?

Our 15+ years old Kenmore washer broke down and it's not worth it to repair. We've reviewed Consumer Reports for recommendations. Can't decide between a front loader or the high efficiency top loaders (the ones without the agitator). We don't need all the bells and whistles, but do want a large capa...
by anncatchingup
Sun Mar 02, 2014 1:40 pm
 
Forum: Personal Consumer Issues
Topic: washing machine - front loader or HE top loader?
Replies: 52
Views: 2731

Adopting a rescue greyhound

My husband and I have no pets. He retired this year and I plan to retire next year. We're thinking of adopting a rescue greyhound. We've been interested in getting a rescue dog for quite awhile and have done some research on this breed in particular. Haven't done it before when we were both working,...
by anncatchingup
Mon Dec 30, 2013 1:39 pm
 
Forum: Personal Consumer Issues
Topic: Adopting a rescue greyhound
Replies: 17
Views: 993

Social Security benefits estimate question

I have a social security benefits estimate question. I am 65 and plan on retiring at my full retirement age of 66. I do not plan on filing for my social security benefit until I turn 70. On the current social security benefits estimate letter, it tells me I will collect $A when I turn 66 and $B when...
by anncatchingup
Tue Oct 15, 2013 12:20 pm
 
Forum: Personal Finance (Not Investing)
Topic: Social Security benefits estimate question
Replies: 8
Views: 647

Help for cleaning my windshield, please!

Can someone tell me how to clean water spots and other deposits off a car windshield and windows? I have a new Subaru Outback. The windows already are spotted from washing with hard water. I also have some fine, shiny spray-like deposits on the windshield. Both of these cause glare and reduced visib...
by anncatchingup
Tue Oct 08, 2013 1:57 pm
 
Forum: Personal Consumer Issues
Topic: Help for cleaning my windshield, please!
Replies: 29
Views: 2808

Re: sleep number beds

my wife and i are thinking about switching to sleep number bed . anybody own one Owned a king sized Sleep Number for about 10 years. We love it. Never had any problems and it's comfortable. My wife appreciated it while she was pregnant and able to change her settings as needed . With the adjustable...
by anncatchingup
Thu Aug 22, 2013 12:27 am
 
Forum: Personal Consumer Issues
Topic: sleep number beds
Replies: 22
Views: 2616

Re: Honda CRV or Subaru Outback?

To the OP: We have owned 4 hondas and 2 subarus from the late 80s to now (currently '04 Accord and '09 Forester). All fine cars. In this price range from these two makes the quality differences will likely be small. So this is not about quality or price at this point. Not really, though like arguin...
by anncatchingup
Fri Aug 16, 2013 12:39 am
 
Forum: Personal Consumer Issues
Topic: Honda CRV or Subaru Outback?
Replies: 63
Views: 11056

Re: help me understand new car buying

I was able to check the inventory online for all the dealerships in the area for both Subarus and Hondas. It saved me a lot of driving around. I would also suggest using the Costco car buying service (if you belong to Costco) or Consumer Reports Build and Buy Program (it's online and free). Both of ...
by anncatchingup
Fri Aug 16, 2013 12:22 am
 
Forum: Personal Consumer Issues
Topic: help me understand new car buying
Replies: 12
Views: 1214

Re: Check your Carfax report!

According to that link, CarFax gets the info from insurance companies & police departments. Therefore, if a car is repaired without involvement of either of those, the repair likely won't show up on CarFax. Dealerships also report mileage to Carfax when service is done. That's how the huge mile...
by anncatchingup
Fri Aug 16, 2013 12:07 am
 
Forum: Personal Consumer Issues
Topic: Check your Carfax report!
Replies: 17
Views: 2430

Check your Carfax report!

We bought a car yesterday and traded in our 1997 Toyota Camry to the dealer in the process. (I know, I know -- we could have gotten a little more from a private party, but we didn't want to go to the trouble for a few extra dollars. We just wanted to be done with it.) Anyway, the dealer runs the Car...
by anncatchingup
Thu Aug 15, 2013 12:46 am
 
Forum: Personal Consumer Issues
Topic: Check your Carfax report!
Replies: 17
Views: 2430

Re: Honda CRV or Subaru Outback?

I want to thank everyone again who shared their experience and advice regarding what car to buy. After all the test drives, research, price comparisons, checking ratings, soul-searching, yadda, yadda, yadda, we finally bought a --- (drum roll.....) --- Subaru Outback ! :D After being loyal Honda and...
by anncatchingup
Wed Aug 14, 2013 1:31 am
 
Forum: Personal Consumer Issues
Topic: Honda CRV or Subaru Outback?
Replies: 63
Views: 11056

Do I need the "enhanced" car security system?

We're going to buy a new car soon -- probably a Subaru Outback, maybe a Honda CRV. I believe both cars come with some kind of alarm system built in. However, I noticed at a couple of dealers there were stickers on the windows about "enhanced" security functionality that was extra that coul...
by anncatchingup
Thu Aug 08, 2013 1:06 am
 
Forum: Personal Consumer Issues
Topic: Do I need the "enhanced" car security system?
Replies: 5
Views: 477

Re: Honda CRV or Subaru Outback?

I am a little leery of the 4WD because it does add complexity and cost to maintaining the vehicle, not to mention the extra weight of the tranny and resultant lower gas mileage. Only people who live places with treacherous road conditions really need 4WD, so it's overkill for 90% of drivers. If you...
by anncatchingup
Tue Aug 06, 2013 12:20 pm
 
Forum: Personal Consumer Issues
Topic: Honda CRV or Subaru Outback?
Replies: 63
Views: 11056

Re: Honda CRV or Subaru Outback?

CRV doesn't directly compare to the Outback, since the former is a 4-cyl and the latter is a 6-cyl. Kinda an apples an oranges. Browser, I should have been more clear. We're looking at the Subaru Outback 2.5i, which is a 4-cyl, so it does compare with the CRV. I appreciate your comments on visibili...
by anncatchingup
Mon Aug 05, 2013 1:09 am
 
Forum: Personal Consumer Issues
Topic: Honda CRV or Subaru Outback?
Replies: 63
Views: 11056

Honda CRV or Subaru Outback?

Thanks to all for your thoughtful responses to my previous post on what car to buy. http://www.bogleheads.org/forum/viewtopic.php?f=11&t=120692&newpost=1768307 We did some more research and some more test drives. We've narrowed it down to the 2013 Honda CRV (2WD or AWD? which?) and the 2014 ...
by anncatchingup
Mon Aug 05, 2013 12:25 am
 
Forum: Personal Consumer Issues
Topic: Honda CRV or Subaru Outback?
Replies: 63
Views: 11056

Re: We've narrowed it down: CRV or Outback. Help us pick

Thanks to all for your thoughtful responses. We did some more research and some more test drives. We've narrowed it down to the Honda CRV (2WD or AWD? which?) and the Subaru Outback. We think either of these cars would be more practical for our lifestyle in retirement and the elevated ride and ease ...
by anncatchingup
Mon Aug 05, 2013 12:03 am
 
Forum: Personal Consumer Issues
Topic: Help us pick a car, please.
Replies: 44
Views: 3589

Re: Help us pick a car, please!

Thanks for all your feedback so far. It's really helpful to read everyone's opinions and experiences.

Dave76 wrote:Since you're an elderly couple, perhaps an older car would be more appropriate. ..


Ouch! I know we're getting older, but I don't consider us elderly yet... :shock: :(

Ann
by anncatchingup
Wed Jul 31, 2013 9:05 pm
 
Forum: Personal Consumer Issues
Topic: Help us pick a car, please.
Replies: 44
Views: 3589

Help us pick a car, please.

My husband (at 70) retired this year. I will retire next year (66). We need to replace his 97 Camry in the near future. We want a car that will be good to travel in when we're both retired. (I drive a 2009 Honda Civic, which is a great commuter car, but not particularly comfortable for long drives.)...
by anncatchingup
Wed Jul 31, 2013 12:20 am
 
Forum: Personal Consumer Issues
Topic: Help us pick a car, please.
Replies: 44
Views: 3589

Re: just jump all in with rollover?

[Are you past 59.5 years old? If not, then 457b funds can be withdrawn without penalty while IRAs have a withdrawal penalty before the age of 59.5. What is your current asset allocation taking all of your retirement funds including the 457b? I'm almost 65 and will retire when I'm 66. My husband is ...
by anncatchingup
Sat Jul 20, 2013 2:04 pm
 
Forum: Investing - Help with Personal Investments
Topic: just jump all in with rollover?
Replies: 8
Views: 574

just jump all in with rollover?

My husband just retired and we're rolling over his 457 to his IRA at Vanguard. We want to simplify the number of accounts and companies we have to deal with in retirement. We're considering splitting it 50/50 Total Stock Index and Total Bond Index since those funds already exist in his IRA. However,...
by anncatchingup
Sat Jul 20, 2013 12:20 pm
 
Forum: Investing - Help with Personal Investments
Topic: just jump all in with rollover?
Replies: 8
Views: 574

What do you think of this Comcast deal?

OK. Here’s what happened. We have Comcast cable and internet and a local land-line phone. Our cable bill has gone up over the last year from around $100 to $150 per month, as we lost our “promotional” discounts. I’ve been meaning to call Comcast to ask for a rate reduction, but it’s such a long, ted...
by anncatchingup
Sat Jan 26, 2013 1:28 pm
 
Forum: Personal Consumer Issues
Topic: What do you think of this Comcast deal?
Replies: 8
Views: 1208

Calulating RMD, post-tax contributions, and other questions.

My husband will retire mid-year 2013 and also turns 70 1/2 this year and must start taking RMDs from his rollover IRAs, 403B, and 457 accounts. (He can take his first distribution in 2014, but we don't want to defer it and have to take 2013 and 2014 RMDs in the same year.) I understand that his RMD ...
by anncatchingup
Tue Jan 01, 2013 4:36 pm
 
Forum: Personal Finance (Not Investing)
Topic: Calulating RMD, post-tax contributions, and other questions.
Replies: 3
Views: 461

Quicken upgrade (which?) or alternative?

I've used Quicken for many years to faithfully record and categorize all my expenses, investments, etc. My current version is 2006. I haven't downloaded banking or investment information for years; I'm happy with entering that manually. My Windows XP computer died recently and I installed Quicken 20...
by anncatchingup
Thu Oct 25, 2012 2:05 pm
 
Forum: Personal Consumer Issues
Topic: Quicken upgrade (which?) or alternative?
Replies: 5
Views: 659

Quicken inventory program question

I am a long time user of Quicken. My current version is 2006. My Windows XP laptop recently died and I replaced it with a Windows 7 laptop. I loaded Quicken 2006 on it, but I realize it's only a matter of time before I have to upgrade to the current Quicken program. I don't currently download any fi...
by anncatchingup
Sun Sep 30, 2012 4:40 pm
 
Forum: Personal Consumer Issues
Topic: Quicken inventory program question
Replies: 2
Views: 270

Re: computer died? UPDATE!

Thanks to all of you for your great and timely advice! I tried disconnecting the power supply, taking the battery out, reinstalling it, etc., to no avail. The online cables, adapters, external boxes suggested above had some mixed reviews online -- not working well for some -- so I went over to my ne...
by anncatchingup
Sun Aug 12, 2012 7:24 pm
 
Forum: Personal Consumer Issues
Topic: computer died?
Replies: 34
Views: 2723

Re: computer died?

Usually, if you hear a pop you have a power issue. You should remove anything that is plugged into the unit (mice, monitors, etc). You should first try running it just on battery. If that doesn't work, remove the battery and plug it in and see if it works. If that fails, then you have to decide if ...
by anncatchingup
Sun Aug 12, 2012 11:36 am
 
Forum: Personal Consumer Issues
Topic: computer died?
Replies: 34
Views: 2723

Re: computer died?

If it isn't the disk you can pull the disk out, pop it into an external enclosure (you can buy these at places like Newegg or Tigerdirect for $20-30) and access the disk from another computer. You may be able to get to the data although you generally can't use the disk to boot another machine. edit...
by anncatchingup
Sun Aug 12, 2012 1:36 am
 
Forum: Personal Consumer Issues
Topic: computer died?
Replies: 34
Views: 2723

computer died?

Hi all, I was working on my old HP Pavilion XP laptop today when suddenly it made a "ppffttt" little pop and the screen went blank. Uh ohhh. I noticed the light where the power plug went in was no longer lit. It would not power back on. Alas, not everything was backed up. :( I did have my ...
by anncatchingup
Sun Aug 12, 2012 1:13 am
 
Forum: Personal Consumer Issues
Topic: computer died?
Replies: 34
Views: 2723

Re: Books that have actually changed your life, in a way.

The China Study, by T. Colin Campbell. After I read that, I changed to a vegan diet. Other books by Neal Barnard, MD, John McDougall, MD, and Caldwell Esselstyn, MD, followed and confirmed my decision, but it was The China Study that changed my outlook on food forever.
by anncatchingup
Fri Jun 15, 2012 12:41 am
 
Forum: Personal Consumer Issues
Topic: Books that have actually changed your life, in a way.
Replies: 149
Views: 9599

Re: Gadgets you use, gadgets you don't, etc.

Things I love: Sansa MP3 player. I poo-pooed these until I got one. Love, love, love it. Use it with good quality earbuds. Worth every cent. Kindle. Wonderful, convenient gadget. Teeter Inversion Table. Got this at Costco. Great for stretching out my back and relieving back and neck strain. Decompre...
by anncatchingup
Thu Jun 14, 2012 1:03 am
 
Forum: Personal Consumer Issues
Topic: Gadgets you use, gadgets you don't, etc.
Replies: 50
Views: 4371

Re: Anyone regret paying off mortgage early?

I've heard/read suggestions from some "financial experts" that one should not be concerned about paying off a mortgage unless one plans to stay in that house in retirement (or forever?). My husband and I are nearing retirement (next 2 years or so), but we don't know that we will necessaril...
by anncatchingup
Sat Jun 02, 2012 8:36 pm
 
Forum: Personal Finance (Not Investing)
Topic: Anyone regret paying off mortgage early?
Replies: 149
Views: 18326

How long to keep mortgage documents?

We bought our house over ten years ago and have refinanced a couple of times to consolidate and to get a lower interest rate. I have huge file folders with all the loan documents from the original loans and the refinancings. Some of these consist of the applications and the rest the final loan docum...
by anncatchingup
Tue Mar 20, 2012 6:19 pm
 
Forum: Personal Finance (Not Investing)
Topic: How long to keep mortgage documents?
Replies: 5
Views: 1188

Re: Calculating tax bracket

...So, unless more info comes to light, or someone finds a flaw in my thinking, I'm thinking you should not do any conversions now except for what you can do up to the top of the 15% bracket. However, I'm not an expert of any kind, particularly taxes. I'm just some idiot on the internet. This is ho...
by anncatchingup
Tue Mar 13, 2012 9:26 pm
 
Forum: Investing - Help with Personal Investments
Topic: Calculating tax bracket
Replies: 12
Views: 1141

Re: Calculating tax bracket

Keep in mind that "tax bracket" and "marginal tax rate" are often not the same. Oh! What's the difference? How do I calculate the marginal rate? What's most important when trying to decide whether to convert a TIRA to a ROTH? BTW, my husband will retire at 70 in 2013. He will be...
by anncatchingup
Mon Mar 12, 2012 7:35 pm
 
Forum: Investing - Help with Personal Investments
Topic: Calculating tax bracket
Replies: 12
Views: 1141

Re: Calculating tax bracket

Thank you, retiredjg. That's helpful. It seems we're right at the upper limit of 15% federal. I'll have to do some more reading on the forum here before I can figure out if converting any of our traditional IRAs to ROTHs is a good idea. Right now, it will put us into a higher tax bracket. I guess th...
by anncatchingup
Mon Mar 12, 2012 12:28 am
 
Forum: Investing - Help with Personal Investments
Topic: Calculating tax bracket
Replies: 12
Views: 1141

Calculating tax bracket

I have been following a few threads on retirement planning ("delaying pension in order to draw down 401K") and traditional IRA to ROTH conversions. My husband and I plan to retire in the next couple of years. I'm trying to estimate what our income and taxes will be in retirement and what t...
by anncatchingup
Sun Mar 11, 2012 9:31 pm
 
Forum: Investing - Help with Personal Investments
Topic: Calculating tax bracket
Replies: 12
Views: 1141

Re: Vanguard Short-Term Bond Index Fund Investor Shares vs.

This is kind of a side question, so please forgive me. I have Vanguard Short Term Federal Admiral fund shares (VSGDX) for taxable fixed income and a little Vanguard Prime MM (both my emergency funds). How does the VSGDX compare with the Vanguard Short-Term Bond Index Fund Admiral Shares (VBIRX) that...
by anncatchingup
Sun Jan 29, 2012 9:56 pm
 
Forum: Personal Finance (Not Investing)
Topic: Vanguard Short-Term Bond Index Fund Investor Shares vs. CD
Replies: 26
Views: 2904

Re: Vitamix vs Blendtec

Thanks for all your replies. I bought a Blendtec from Costco.com. They have a discount coupon and upped the warranty to 8 years. It fits under my counter. Boy does it make a great smoothie in nothing flat! Did a performance comparison side-by-side with my old blender. No comparison. The Blendtec is ...
by anncatchingup
Sun Jan 08, 2012 1:52 am
 
Forum: Personal Consumer Issues
Topic: Vitamix vs Blendtec
Replies: 10
Views: 881

Vitamix vs Blendtec

Dear Bogleheads, I want to make green smoothies (among other things) easily and conveniently on a daily basis for my health (and other reasons). I would like to get either a Vitamix or a Blendtec blender. Both of these are very expensive, but I think (?) it would be a worthwhile expense in the long ...
by anncatchingup
Mon Jan 02, 2012 7:30 pm
 
Forum: Personal Consumer Issues
Topic: Vitamix vs Blendtec
Replies: 10
Views: 881

Favorite kitchen equipment?

I do most of the cooking in our house -- mostly from scratch and I try to keep it healthy. What are the most useful and practical items in your kitchen? I needed new pots and pans, so I recently bought a set of Circulon cookware at Costco. I'm not sure how I like it yet. It is non-stick, so I don't ...
by anncatchingup
Fri Jul 29, 2011 8:31 pm
 
Forum: Personal Consumer Issues
Topic: Favorite kitchen equipment?
Replies: 49
Views: 4745

Didn't think I would. So glad I did...

I've been an avid reader since a little girl. I have piles of books at home that I don't know that I'll get through in this lifetime, yet there are still other books out there (and many not yet written!) that I also want to read. (So many books! Not enough time!) I'm hoping I'll have more time to re...
by anncatchingup
Thu Jul 14, 2011 12:17 am
 
Forum: Personal Consumer Issues
Topic: Kindle: Loving it
Replies: 66
Views: 5822

Anyone ever use an inversion table?

Has anyone ever used an inversion table for relief of back or neck pain? Are they helpful? Any contraindications? Any recommendations as to brand?

Thanks.
by anncatchingup
Sun Mar 06, 2011 1:39 pm
 
Forum: Personal Consumer Issues
Topic: Anyone ever use an inversion table?
Replies: 4
Views: 915

I may be missing something, but I don't understand why you single out withdrawal from your TIPS fund as an issue. IMO you should adopt a strategy for withdrawal that keeps all your various asset types in balance according to your desired asset allocation. Cheers, charlie Charlie, As you suggest, I ...
by anncatchingup
Sat Mar 05, 2011 8:41 pm
 
Forum: Investing - Help with Personal Investments
Topic: Strategy for when to sell TIPS in retirement
Replies: 6
Views: 925

Strategy for when to sell TIPS in retirement

This is actually a two-part question: 1. In retirement (not quite there yet) we plan for a 55%/45% stock/bond portfolio of primarily index funds (exception PIMCO Total Return in my 457) that consist of Vanguard Total Stock Market Index, Total International Index, Total Bond Market, and Vanguard TIPS...
by anncatchingup
Sat Mar 05, 2011 4:47 pm
 
Forum: Investing - Help with Personal Investments
Topic: Strategy for when to sell TIPS in retirement
Replies: 6
Views: 925

I use MS Excel. It will import from text or delimited text, so as long as Quicken can generate that you have a starting point. And, you can encrypt the file if desired. I have a modest working knowledge of Excel. However, I don't know how to import this file into it. The Quicken file backs up as HO...
by anncatchingup
Sat Feb 05, 2011 7:02 pm
 
Forum: Personal Consumer Issues
Topic: Home inventory software program recommendation
Replies: 6
Views: 990

BigFoot48: Rockbox adds some very nice features to the Sansa and many other players. It's basically a separate operating system that co-exists with the device supplied system, and is easily removable.



I think I'll try it out on one of my players. Thanks!
by anncatchingup
Sat Feb 05, 2011 4:49 pm
 
Forum: Personal Consumer Issues
Topic: Best mp3 player under $100?
Replies: 38
Views: 4337

Home inventory software program recommendation

I've been using Quicken for my personal finances for years. (I'm currently using Quicken 2006 Premier.) I keep track of my home inventory and purchase of new items with the Quicken Home Inventory program that is included. It's easy to add new items, but it's not very easy to go through and delete it...
by anncatchingup
Sat Feb 05, 2011 4:42 pm
 
Forum: Personal Consumer Issues
Topic: Home inventory software program recommendation
Replies: 6
Views: 990

I have two Sansa e280 players that I've had for years. Just bought a Sansa Clip+ 8 gb at Costco for $45 that I'm using for books and podcasts. I love my Sansa players! They're great. I highly recommend them. Now, I'm interested in what people have commented about Rockbox. Is that something I should ...
by anncatchingup
Sat Feb 05, 2011 4:36 pm
 
Forum: Personal Consumer Issues
Topic: Best mp3 player under $100?
Replies: 38
Views: 4337

Can I combine a Traditional and Rollover IRA?

My husband has a Rollover IRA and a Traditional IRA, both at Vanguard. He is close to retirement and we'd like to combine these for simplification. The Rollover is in VFIAX (Index 500) and the Traditional is in VTSAX (Total Stock Market Index). Can these IRAs be combined and if so, which should we e...
by anncatchingup
Sat Jan 01, 2011 7:03 pm
 
Forum: Investing - Help with Personal Investments
Topic: Can I combine a Traditional and Rollover IRA?
Replies: 2
Views: 1297

Thanks Taylor and livesoft. I hope this isn't a really dumb question, but -- in retirement when we do have to take money out of these funds to live on, is there a strategy to which fund (VIPSX or VBMFX) we'd take it out of at any given point in time? Thanks again. And best wishes in the New Year to ...
by anncatchingup
Sat Jan 01, 2011 6:04 pm
 
Forum: Investing - Help with Personal Investments
Topic: TIPS vs Total Bond Market?
Replies: 14
Views: 6236
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