Hello, I am currently 26, married to a 27 year old, we both work and contribute to savings plans: Him: 1) Company 401k 3% match on 3%, current contribution 9% {Fidelity -- high Expense Ratios, 2040 Target} 2) 5k Roth Annualy (sitting in money market) 3) Company Pension (Pay Based Credit) Her: 1) Com...