Search found 292 matches

Return to advanced search

Re: On average, how often do you check your investment balan

Like a few others, I have automatic download into Quicken daily. As the Quicken home page shows my net worth, I have a pretty fair idea what has happened to my investments that day through noticing the change in net worth, and I will often click through to see the portfolio. However, I have a few ac...
by amarone
Thu Dec 18, 2014 8:59 am
 
Forum: Personal Finance (Not Investing)
Topic: On average, how often do you check your investment balances?
Replies: 53
Views: 3291

Re: TurboTax '14 Deluxe (Desktop) Excludes Schedule D

To get the Schedule C, (for a sole proprietorship), one apparently must move up to the Home and Business version which, for Flagship customers, is $54.99 (for the Online version with the state income return at no further charge). An increase from prior years but not as bad as I first thought. Accor...
by amarone
Thu Dec 11, 2014 4:28 pm
 
Forum: Personal Finance (Not Investing)
Topic: TurboTax '14 Deluxe (Desktop) Excludes Schedule D
Replies: 140
Views: 16770

Re: TurboTax '14 Deluxe (Desktop) Excludes Schedule D

On that same page with the red "COMING SOON" message is a red TURBOTAX logo. I clicked right on that logo and it took me to the page to purchase/download it. Well I tried this, and ALL I can see is the online version, not the download version, and I see no where to get the download. If I ...
by amarone
Thu Dec 11, 2014 12:01 pm
 
Forum: Personal Finance (Not Investing)
Topic: TurboTax '14 Deluxe (Desktop) Excludes Schedule D
Replies: 140
Views: 16770

Re: Quicken 2015 for Windows - Any reviews?

I have always used it on two PCs--one at home, one at my weekend home. I use Google Drive to keep a single synced file. Sorry to hijack this thread, but do you have any advice on making this setup work? I have just tried it for exactly the same reason as you - two homes. All seemed well at my main ...
by amarone
Wed Nov 26, 2014 1:28 pm
 
Forum: Personal Finance (Not Investing)
Topic: Quicken 2015 for Windows - Any reviews?
Replies: 76
Views: 10273

Re: Physician Assistant - Employee or Independent Contractor

dhodson wrote:Most people want to be 1099 in this situation assuming the pay is increased to offset no health, mal practice, retirement.

And having to pay both halves of social security/Medicare.
by amarone
Wed Nov 26, 2014 12:00 pm
 
Forum: Personal Finance (Not Investing)
Topic: Physician Assistant - Employee or Independent Contractor?
Replies: 25
Views: 2476

Re: Quicken 2015 for Windows - Any reviews?

I have always used it on two PCs--one at home, one at my weekend home. I use Google Drive to keep a single synced file. Sorry to hijack this thread, but do you have any advice on making this setup work? I have just tried it for exactly the same reason as you - two homes. All seemed well at my main ...
by amarone
Wed Nov 26, 2014 9:22 am
 
Forum: Personal Finance (Not Investing)
Topic: Quicken 2015 for Windows - Any reviews?
Replies: 76
Views: 10273

Re: Should you use a 401k if you'll def. be in a higher brac

Let's work through a simple example. Say that I'm in the 15% tax bracket and am certain that I'll be in the 25% bracket at retirement. I have $100 in pre-tax income. If invest it in taxable, I'll pay $15 in tax, so will have an $85 investment. When I retire, I'll then pay 15% on any gains. If I put...
by amarone
Wed Nov 19, 2014 5:24 pm
 
Forum: Investing - Theory, News & General
Topic: Should you use a 401k if you'll def. be in a higher bracket?
Replies: 18
Views: 2582

Re: Should you use a 401k if you'll def. be in a higher brac

But isn't it really a no brainer to put away as much as you can into tax sheltered investments, whether or not you plan to be in a higher bracket. Taxes are the biggest drag on on investments. My wife will be in a higher tax bracket when she retires and I have run some numbers, obviously having to ...
by amarone
Tue Nov 18, 2014 7:37 pm
 
Forum: Investing - Theory, News & General
Topic: Should you use a 401k if you'll def. be in a higher bracket?
Replies: 18
Views: 2582

Re: TurboTax '14 Deluxe (Desktop) Excludes Schedule D

Still don't understand the footnote. It wasn't true last year and its not true this year from what I've read. Are you sure it was not true last year? I got the desktop version of TT Deluxe (via Vanguard) and was able to use it for Schedules C and D. It looks as if that may not be the case this year.
by amarone
Mon Nov 17, 2014 4:30 pm
 
Forum: Personal Finance (Not Investing)
Topic: TurboTax '14 Deluxe (Desktop) Excludes Schedule D
Replies: 140
Views: 16770

Re: How does retirement company make money?

My wife's 401(k) is with an insurance company - Nationwide - and details of the fees can be seen in Form 5500, which is produced annually. Her company's plan (and form 5500) are available on brightscope.com. This shows that for a plan with about $10m in funds: Nationwide collected $561 from the plan...
by amarone
Thu Nov 06, 2014 5:50 pm
 
Forum: Investing - Theory, News & General
Topic: How does retirement company make money?
Replies: 31
Views: 3307

Re: Peer to peer lending as a investment

Is it easy to import the information to TurboTax? It seems like it would get frustrating to have so many different micro-loans. Lending Club sends out a 1099-OID with a consolidated total - it does not show each individual loan. I cannot remember if I imported that or manually entered it, but it wa...
by amarone
Tue Nov 04, 2014 12:17 pm
 
Forum: Investing - Theory, News & General
Topic: Peer to peer lending as a investment
Replies: 22
Views: 1998

Re: Peer to peer lending as a investment

I looked into it but the returns were low compared to the risk. Like with most schemes the middle man makes the most money wile taking on none of the risk. The only people who have to borrow this way can't get a load any other way so they are higher risk. These statements, IMHO, are grossly oversta...
by amarone
Tue Nov 04, 2014 11:53 am
 
Forum: Investing - Theory, News & General
Topic: Peer to peer lending as a investment
Replies: 22
Views: 1998

Re: How often do you change your car's oil?

I am a little surprised in the Bogleheads forum that people would be wasting so much money by changing oil twice or more often than recommended by the manufacturer. Would you throw out a gallon container of fresh milk when it is 50% consumed? I don't believe your analogy makes sense. You don't chan...
by amarone
Sat Oct 25, 2014 9:21 pm
 
Forum: Personal Consumer Issues
Topic: How often do you change your car's oil?
Replies: 168
Views: 12309

Re: How often do you change your car's oil?

Every 7,500 miles, just like it says in the manual. And I remove the sticker placed in my windshield by the service place that tries to get me to come back after 3,000.
by amarone
Sat Oct 25, 2014 10:46 am
 
Forum: Personal Consumer Issues
Topic: How often do you change your car's oil?
Replies: 168
Views: 12309

Re: Investing for those in the 15% tax bracket

This may be a minor point, but putting money in tax deferred space over taxable might qualify the individual for the saver's credit and/or the earned income credit. And can increase the Obamacare subsidy, if the person is getting one. And a fairly good sized one at that, take a look the post from J...
by amarone
Tue Aug 05, 2014 1:10 pm
 
Forum: Investing - Theory, News & General
Topic: Investing for those in the 15% tax bracket
Replies: 38
Views: 2864

Re: Investing for those in the 15% tax bracket

avburns wrote:This may be a minor point, but putting money in tax deferred space over taxable might qualify the individual for the saver's credit and/or the earned income credit.

And can increase the Obamacare subsidy, if the person is getting one.
by amarone
Mon Aug 04, 2014 6:48 pm
 
Forum: Investing - Theory, News & General
Topic: Investing for those in the 15% tax bracket
Replies: 38
Views: 2864

Re: Transfer from Ameriprise to Vanguard, concerns?

Variable annuities have additional recurring expenses and are generally not recommended . When I discussed the wisdom of using a VA to expand my tax deferred investments I was discouraged by a Vanguard CFP who felt that there would be little advantage and significant more recurring expense. So I wo...
by amarone
Sun Jul 13, 2014 9:32 am
 
Forum: Investing - Help with Personal Investments
Topic: Transfer from Ameriprise to Vanguard, concerns?
Replies: 6
Views: 1170

Re: Subaru vs Mazda

I have a 2011 Subaru Legacy with the 2.5L engine. I've read that the Subaru "Boxer" engine is prone to burn more oil than inline 4 cylinder engines, but I've had no such issue with mine. Even if it did burn a little, checking the oil every 1000 miles or so and adding accordingly is no big...
by amarone
Tue May 06, 2014 10:56 pm
 
Forum: Personal Consumer Issues
Topic: Subaru vs Mazda
Replies: 17
Views: 2827

Re: POLL: why carry cash?

sscritic wrote:And no one has yet mentioned cocaine?

Yeah - you can't snort through a rolled-up credit card.
by amarone
Sat Apr 19, 2014 2:18 pm
 
Forum: Personal Finance (Not Investing)
Topic: POLL: why carry cash?
Replies: 243
Views: 14345

Re: 401K: why unvested?

I ran into a kind of strange issue: my wife had a 401K from her former company. After she left the company (more than 7 years ago), we found that part of her 401K balance is still unvested. We were never able to figure out why. It has only a few hundreds dollars so we kind of let it go.. Now I ran ...
by amarone
Sat Mar 01, 2014 11:36 am
 
Forum: Personal Finance (Not Investing)
Topic: 401K: why unvested?
Replies: 2
Views: 502

Re: Can I ask my employer to split a bonus?

Seems like a bit of effort just to save yourself $1,500. In bigger companies, deferring compensation like this from one fiscal year to the next is not easy since it is (essentially) lying to shareholders about how much money was spent in a given year. Joe - I can certainly appreciate the fiscal yea...
by amarone
Sun Feb 09, 2014 12:16 pm
 
Forum: Personal Finance (Not Investing)
Topic: Can I ask my employer to split a bonus?
Replies: 26
Views: 1646

Re: Buy new vs used RX 350

We had a Sienna and changed it for a 2004 RX330 that we got cheap from a relative. We hated it. Boring, unresponsive, and full of "luxury" gadgets that didn't work very well. Maybe you are not thinking of a car that old, but I have to think that all the gadgets are a lot better now, so I w...
by amarone
Mon Jan 06, 2014 8:22 pm
 
Forum: Personal Consumer Issues
Topic: Buy new vs used RX 350
Replies: 29
Views: 3530

Re: King sized mattress recommendation?

Personally, we bought a mattress from the Original Mattress Factory in 1998 and the mattress feels like it is brand new. It was about 30% less than the brand names on sale. http://originalmattress.com/ We bought a latex mattress from the Original Mattress Factory early last year. We did not want me...
by amarone
Mon Jan 06, 2014 8:15 pm
 
Forum: Personal Consumer Issues
Topic: King sized mattress recommendation?
Replies: 49
Views: 6151

Re: How much was your total 2013 credit card rewards

$1,699 on $90,120 spent on Amex Blue. So 1.9%.
by amarone
Mon Jan 06, 2014 8:06 pm
 
Forum: Personal Finance (Not Investing)
Topic: How much was your total 2013 credit card rewards
Replies: 51
Views: 5004

Re: A tip on TIPS allocation

I'm often asked what percentage of a fixed income portfolio should be allocated to Treasury Inflation Protected Securities (TIPS). My answer is about 20%. Twenty percent of what and when? A person with say a 50/50 AA and a TBM type FI portfolio with maybe ~40% Treasuries would have about 20% of his...
by amarone
Mon Oct 07, 2013 4:13 pm
 
Forum: Investing - Theory, News & General
Topic: A tip on TIPS allocation
Replies: 73
Views: 6952

Re: Quicken and Vanguard - Download Problem

All worked fine for me today. Downloaded 8 accounts (including linked MM accounts) using Direct Connect with no issues, other than getting the pop-up telling me about the error that turned out not to be the case.
by amarone
Wed Oct 02, 2013 5:15 pm
 
Forum: Personal Finance (Not Investing)
Topic: Quicken and Vanguard - Download Problem
Replies: 219
Views: 18974

Re: Quicken and Vanguard - Download Problem

kenschmidt wrote:Any idea when this problem started? I did not have any issues last month but Sept. month end is approaching.

I download automatically every day and it looks as if the last successful one was Sep 23.
by amarone
Sun Sep 29, 2013 11:15 am
 
Forum: Personal Finance (Not Investing)
Topic: Quicken and Vanguard - Download Problem
Replies: 219
Views: 18974

Re: A quick warning about an annuity company [RiverSource]

Is sending a check through regular mail really such a problem? I don't believe I have ever had a check from a financial company sent any other way. btw, for those that don't know, RiverSource is part of Ameriprise and therefore provides expensive funds with expensive annuity fees on top - a bigger i...
by amarone
Tue Sep 17, 2013 9:04 pm
 
Forum: Personal Finance (Not Investing)
Topic: A quick warning about an annuity company [RiverSource]
Replies: 14
Views: 1627

Re: Help switching Insurance - anyone use Geico??

I swapped my auto/home/umbrella from All State to GEICO when All State's premiums went up significantly, although I had never had a claim with them. I also have never had a claim with GEICO. Note that GEICO does not actually provide home insurance - they resell for several other companies. The first...
by amarone
Sat Sep 07, 2013 8:54 am
 
Forum: Personal Finance (Not Investing)
Topic: Help switching Insurance - anyone use Geico??
Replies: 30
Views: 2458

Re: do you charge everything to 1 credit card?

I use a grandfathered old-style Amex Blue Cash for everything except where Amex is not accepted. I get 5% on groceries, gas & drugstore, except the first $6,500 each year where the amounts are lower, but I've already passed that mark this year. I got $1,400 cash-back last year.
by amarone
Wed Feb 06, 2013 10:14 pm
 
Forum: Personal Finance (Not Investing)
Topic: do you charge everything to 1 credit card?
Replies: 60
Views: 4312

Re: 2013 BOGLEHEAD CONTEST REGISTRATION

1511.02
by amarone
Fri Jan 04, 2013 6:11 pm
 
Forum: Investing - Theory, News & General
Topic: 2013 BOGLEHEAD CONTEST REGISTRATION
Replies: 481
Views: 15529

Re: Anyone using Quicken 2013?

SarahShaw wrote:For me the useful thing in Q2012 vs Q2011 is that Q2012 will automatically update currency exchange rates.

Now that is good news. I am British and have UK bank accounts and investments, so it would be great to get the rates updated automatically.
by amarone
Fri Oct 05, 2012 1:02 pm
 
Forum: Personal Consumer Issues
Topic: Anyone using Quicken 2013?
Replies: 77
Views: 15999

Anyone using Quicken 2013?

I use Quicken a lot and am currently using Quicken Premier 2011. I generally upgrade every couple of years. The 2013 version is now out - is anyone using it and do you have any feedback? As I have never used 2012 either, any feedback on new features in that version would be useful (I hear that budge...
by amarone
Fri Oct 05, 2012 9:37 am
 
Forum: Personal Consumer Issues
Topic: Anyone using Quicken 2013?
Replies: 77
Views: 15999

Re: Can we have links opening in a new tab by default?

German Expat wrote:Just hold the control (ctrl) key down before you click the link and it opens a new tab.

I know - see my original post. I just never remember because this is the only forum I use that does not open a new tab by default.
by amarone
Wed May 16, 2012 7:10 pm
 
Forum: Forum Issues and Administration
Topic: Can we have links opening in a new tab by default?
Replies: 17
Views: 1633

Re: Can we have links opening in a new tab by default?

You can use this Chrome Extension which is officially supported by Google https://chrome.google.com/webstore/detail/fjccknnhdnkbanjilpjddjhmkghmachn/related That did the trick - thank you. No it didn't - with that option every single link you click on opens a new tab, even when just navigating arou...
by amarone
Wed May 16, 2012 6:50 pm
 
Forum: Forum Issues and Administration
Topic: Can we have links opening in a new tab by default?
Replies: 17
Views: 1633

Re: Can we have links opening in a new tab by default?

statsnerd wrote:You can use this Chrome Extension which is officially supported by Google

https://chrome.google.com/webstore/detail/fjccknnhdnkbanjilpjddjhmkghmachn/related


That did the trick - thank you.
by amarone
Wed May 16, 2012 5:53 pm
 
Forum: Forum Issues and Administration
Topic: Can we have links opening in a new tab by default?
Replies: 17
Views: 1633

Re: Can we have links opening in a new tab by default?

Sorry, that's not part of the forum software, you'll need to use your browser. In Firefox, Preferences --> Tabs gives you the options. I mostly use Chrome, sometimes IE. I don't see any related options in Chrome. In IE the options suggest that a new tab will be opened, but that is not what happens.
by amarone
Wed May 16, 2012 5:38 pm
 
Forum: Forum Issues and Administration
Topic: Can we have links opening in a new tab by default?
Replies: 17
Views: 1633

Can we have links opening in a new tab by default?

When you click on a link, you are taken to that page, and out of the Boglehead forum. Can we have it such that the link opens in a new tab, leaving the original post in the original tab? Yes, I know I can do it myself by holding Ctrl as I click the link, but I would prefer the new tab to be the defa...
by amarone
Wed May 16, 2012 5:02 pm
 
Forum: Forum Issues and Administration
Topic: Can we have links opening in a new tab by default?
Replies: 17
Views: 1633

Re: EPA MPG Adjustment for Premium Fuel

Are you sure about this? I am not a petroleum engineer, but years ago, I asked my father about this (he is one) and he said higher octane allows higher compression ratio. You could put higher octane into your car which runs fine at 87 octane, but you will not get more mpg. While you are correct tha...
by amarone
Wed May 09, 2012 11:02 pm
 
Forum: Personal Consumer Issues
Topic: EPA MPG Adjustment for Premium Fuel
Replies: 26
Views: 1504

Re: Toyota Highlander overkill for 2 people?

I started a thread about medium-sized SUVs, with the Highlander being one that we looked at. We ended up buying a Subaru Outback, V6 version. It drives way better than the Highlander. It doesn't carry as much cargo and does not have a third row of seats. They were not important to us and it sounds a...
by amarone
Sun May 06, 2012 2:11 pm
 
Forum: Personal Consumer Issues
Topic: Toyota Highlander overkill for 2 people?
Replies: 52
Views: 3801

Re: Retiring

Watty wrote:This means that if I stay in Georgia when I retire then I will pay... a couple of hundred dollars a year car registration,

Even that is being eliminated for cars bought after March 1, 2013
by amarone
Sun Apr 22, 2012 11:08 pm
 
Forum: Personal Consumer Issues
Topic: Retiring [to Florida?]
Replies: 47
Views: 4341

Re: would you rather retire early or retire richer?

I took unlisted option 4 - retire early but keep the wife working. Actually, we have a plan under which she will retire at the same age I did (52). Clearly we made a decent amount of money to be retiring so early, but we have/will turn down the opportunity to make significantly more in favor of enjo...
by amarone
Tue Apr 17, 2012 4:32 pm
 
Forum: Personal Consumer Issues
Topic: would you rather retire early or retire richer?
Replies: 86
Views: 5655

Re: Kids Allowance

We are using an approach recommended by Suze Orman (yeah, yeah - don't flame me too badly). There are some chores that must be done as part of being in the family. There is no allowance tied to those. There are then optional chores for which we pay. There is zero unearned allowance. The idea is that...
by amarone
Tue Apr 17, 2012 4:27 pm
 
Forum: Personal Finance (Not Investing)
Topic: Kids Allowance
Replies: 25
Views: 1786

Re: Fee only advisors

If she is bringing at least 100K ,Vanguard will do a plan for free. Are you sure it is $100k? It looks from https://personal.vanguard.com/us/whatweoffer/personalservices/flagshipandvoyager?Link=facet as if $50k - $500k gets a "discounted plan", and $500k is needed for a free one. Or is th...
by amarone
Wed Apr 04, 2012 6:52 pm
 
Forum: Investing - Help with Personal Investments
Topic: Fee only advisors
Replies: 19
Views: 1492

Re: Fee only advisors

If she is bringing at least 100K ,Vanguard will do a plan for free. Are you sure it is $100k? It looks from https://personal.vanguard.com/us/whatweoffer/personalservices/flagshipandvoyager?Link=facet as if $50k - $500k gets a "discounted plan", and $500k is needed for a free one. Or is th...
by amarone
Wed Apr 04, 2012 4:53 pm
 
Forum: Investing - Help with Personal Investments
Topic: Fee only advisors
Replies: 19
Views: 1492

Re: REIT & Wells Fargo Mutual Funds: 2 questions.

Question One: Wife holds on her IRA 5,400 shares of CPA15 REIT, Ameriprise is the custodian. Dividends flow into a Columbia Money Market Fund ((which by the way has not done anything since 2008!) We're leaving them, so: Is there another institution with low fees that will allow us to hold the REIT ...
by amarone
Wed Mar 14, 2012 11:39 pm
 
Forum: Investing - Help with Personal Investments
Topic: REIT & Wells Fargo Mutual Funds: 2 questions.
Replies: 6
Views: 480

Re: New AMEX Blue Cash rewards lowered

The original (old) Blue Cash Card was called just that, "Blue Cash." It did not have a fee, but for the first $6500 that you charged on the card annually, you would get reduced rates (and I can't remember what they are). Then once you hit the $6500 you would get 5% on groceries, gas and d...
by amarone
Tue Feb 14, 2012 5:38 pm
 
Forum: Personal Finance (Not Investing)
Topic: New AMEX Blue Cash rewards lowered
Replies: 9
Views: 1793

Re: Dividend Taxation Effects on Tax-Efficient Fund Placemen

You are correct - the aforementioned budget assumes no new legislation enacted. As it currently stands, dividend and cap gains tax rates will revert to the same level as ordinary income at the end of 2012. Long term capital gains will not be taxed at ordinary income rates - the rate will increase t...
by amarone
Tue Feb 14, 2012 5:29 pm
 
Forum: Investing - Theory, News & General
Topic: Dividend Taxation Effects on Tax-Efficient Fund Placement
Replies: 62
Views: 2888

Re: who does "scheduled maintenance" on their cars?

The poll shows that 38% of people do NOT do the scheduled maintenance on their car. And this forum can afford to do it. Imagine how many regular people do NOT do regular maintenance? 50%+ easily I bet. There's another reason for buying NEW over USED cars. I don't think you understand what the OP me...
by amarone
Tue Feb 07, 2012 6:09 pm
 
Forum: Personal Finance (Not Investing)
Topic: who does "scheduled maintenance" on their cars?
Replies: 75
Views: 5865
Next

Return to advanced search