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Re: Spouse wants to purchase a bicycle for 5000.

stlutz wrote:The correct number of bikes to own is N+1, where N is the number you own now. As such, life would be out of balance for your spouse if they did not buy the bike.


where is the like button? :-)
by allie
Sat Apr 13, 2013 12:34 pm
 
Forum: Personal Consumer Issues
Topic: Spouse wants to purchase a bicycle for 5000.
Replies: 129
Views: 8016

Re: Advice for mother considering bankruptcy

My parents filed bankruptcy 18 months ago. Unfortunately, they did not share their problems until 2 weeks before their court date and there was nothing I could do to help them sort through things to see if there was another option. I had one of Ramsey's ELP financial counselors talk with them (and t...
by allie
Sat Mar 23, 2013 9:53 am
 
Forum: Personal Finance (Not Investing)
Topic: Advice for mother considering bankruptcy
Replies: 100
Views: 4846

Re: What to do with a pensioin cash out...

I put mine into a traditional IRA
by allie
Mon Mar 18, 2013 6:04 pm
 
Forum: Investing - Help with Personal Investments
Topic: What to do with a [$5k] pension cash out...
Replies: 12
Views: 1359

Re: 401(k) - What does the ideal match and vesting look like

my employer matches 100% up to 3% for years of serivce under 10, and then bumps it up to a 5% match for 10 yrs of service +.
We have a 5 year vesting schedule - 0%, 20%, 40%, and 60% for years 4 & 5. I celebrated the day I hit 100%, as it means I could leave without leaving $$ on the table.
by allie
Wed Mar 06, 2013 7:35 pm
 
Forum: Personal Finance (Not Investing)
Topic: 401(k) - What does the ideal match and vesting look like?
Replies: 11
Views: 1165

Re: Is 35/34 too young for long-term care insurance?

As someone who was diagnosised with MS at 30, and thus unable to purchase disability insurance at a reasonable cost, I was thrilled (5 years later) when an employer of mine offered LTC as a benefit. MS is a one of the conditions that disqualifies me for LTC (without the benefit of guaranteed insurab...
by allie
Wed Feb 20, 2013 9:30 pm
 
Forum: Personal Finance (Not Investing)
Topic: Is 35/34 too young for long-term care insurance?
Replies: 132
Views: 5050

Re: Fundraising ideas for coworker with cancer

Wine or beer tastings
Silent auctions/raffles
I just sold tickets (on consignment) for our minor league hockey team and their puck fundraiser - we raised $1000 in one night doing that
pancake breakfasts at Applebees
Steak lunches at Outback
Books a Million % of sales for a day
Chick-fil-A fundraisers
by allie
Sun Feb 03, 2013 6:00 pm
 
Forum: Personal Finance (Not Investing)
Topic: July 20 Update: Fundraising ideas for coworker with cancer
Replies: 13
Views: 1496

Re: 401(k) expense/management fee help

Since I'm new to making good decisions with this....2 people suggested the same funds. How would I *know* that those would be good choices? I'm assuming it's not just from the low expense ratios. I'm just starting to learn about all this - I downloaded both Bogelhead books yesterday and am looking f...
by allie
Tue Jan 29, 2013 3:01 pm
 
Forum: Investing - Help with Personal Investments
Topic: 401(k) expense/management fee help
Replies: 15
Views: 784

Re: 401(k) expense/management fee help

I could be wrong, but from looking at your current allocation it seems that you don't have a well defined investment plan. It would be a good idea to think about what percentage of stocks and bonds you want and then what breakdown between domestic and international. I would agree, Khanmots. I used ...
by allie
Mon Jan 28, 2013 11:34 am
 
Forum: Investing - Help with Personal Investments
Topic: 401(k) expense/management fee help
Replies: 15
Views: 784

Re: 401(k) expense/management fee help

Let's try this again. Here's the list of available funds: American Beacon Large Cap AAGPX 0.96% * Fidelity Contrafund FCNTX 0.81% * Spartan 500 Index - Fidelity Advantage Class FUSVS 0.05% Artisan Mid Cap Value ARTQX 1.20% Fidelity Low Priced Stock Fund FLPSX 0.88% Neuberger Berman Mid Cap Growth Fu...
by allie
Mon Jan 28, 2013 9:25 am
 
Forum: Investing - Help with Personal Investments
Topic: 401(k) expense/management fee help
Replies: 15
Views: 784

401(k) expense/management fee help

Just starting to look at the expenses/mgmt fees within my 401(k). I have three International fund options FDIVX - Fidelity Diversifed International: expenses 1.01%, mgmt fee .76% LZWMZ - Lazard Emerging Markets Equity fund class institutional: expenses 1.12%, mgmt fee 1% TDEIX - Transamerica Diversi...
by allie
Sun Jan 27, 2013 5:46 pm
 
Forum: Investing - Help with Personal Investments
Topic: 401(k) expense/management fee help
Replies: 15
Views: 784

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