Search found 1246 matches

by airahcaz
Sat May 30, 2015 8:46 pm
Forum: Personal Consumer Issues
Topic: Tesla S
Replies: 711
Views: 97601

Re: Tesla S

Which is smoother, Model S or Lexus LS?
by airahcaz
Sat May 16, 2015 8:00 pm
Forum: Personal Consumer Issues
Topic: Tesla S
Replies: 711
Views: 97601

Re: Tesla S

[ The driving experience. Can't describe in words, only my favorite auto reviewer Dan Neil from WSJ can do that. Need to take a test drive in both vehicles, then will understand. I have. I've also owned the original LS. My dream luxury CPO car has now migrated from the LS to the S cause I'm a fan o...
by airahcaz
Sat May 16, 2015 7:43 pm
Forum: Personal Consumer Issues
Topic: Tesla S
Replies: 711
Views: 97601

Re: Tesla S

Would love to hear from a Lexus LS owner (current or previous) for comparison to the S. I can respond to that query. Have had the Lexus LS 460 since 2010, now with 65000 miles. Have had Tesla Model S since 2012, now with 30000 miles. Interestingly the LS 460 got Consumer Reports highest point total...
by airahcaz
Sat May 16, 2015 12:03 pm
Forum: Personal Consumer Issues
Topic: Tesla S
Replies: 711
Views: 97601

Re: Tesla S

Cool. What Lexus did you have and how do you compare the ride, finish, and other characteristics to the S? The Tesla has no vibration or motor noise to intrude in the cabin, but road noise is louder in the Tesla. I've been told most of this is because I have the Goodyear tires and other brands are ...
by airahcaz
Sat May 16, 2015 9:13 am
Forum: Personal Consumer Issues
Topic: Tesla S
Replies: 711
Views: 97601

Re: Tesla S

OMG! OMG! OMG!!!!!!!!! The Tesla CPO website went live tonight and I glanced around. Found a nice 2013 Dolphin Gray 85 w/ Tech and Air Suspension, Panoramic moonroof, Black Leather Seats, and Obece Wood Gloss interior. No autopilot, no folding mirrors, no parking sensors, no AWD, no alcantara headl...
by airahcaz
Sat May 02, 2015 12:10 pm
Forum: Personal Consumer Issues
Topic: Powerwall: The Arrival of Home Battery Backup System
Replies: 53
Views: 5389

Re: Powerwall: The Arrival of Home Battery Backup System

dolphinsaremammals wrote:It looks a lot simpler than having a natural gas generator installed, plus it would take up a lot less room, apparently. Probably a lot quieter?

Perhaps even silent.
by airahcaz
Sat May 02, 2015 10:56 am
Forum: Personal Consumer Issues
Topic: Powerwall: The Arrival of Home Battery Backup System
Replies: 53
Views: 5389

Re: Powerwall: The Arrival of Home Battery Backup System

My guess is that the two products, 'off-grid' and 'back-up' applications have the same battery pack, and the 'daily cycle' version just uses a reduced cycle range to get longer battery life (more cycles), e.g. 10-80% SOC (thus 7 kWh versus 10 kWh). The backup version is rated for 'weekly', meaning ...
by airahcaz
Fri May 01, 2015 10:17 pm
Forum: Personal Consumer Issues
Topic: Powerwall: The Arrival of Home Battery Backup System
Replies: 53
Views: 5389

Re: Powerwall: The Arrival of Home Battery Backup System

Solely for backup in the case of power outages caused by storms, et.c, can this replace a whole house (e.g. Generac) natural gas generator whose costs are approximately $10K (5 for the generator, 5 for permit, installation, etc.)?
by airahcaz
Fri May 01, 2015 4:05 pm
Forum: Investing - Help with Personal Investments
Topic: AAPL
Replies: 226
Views: 51223

Re: AAPL

I was convinced before, but AAPL has really ingrained the fact that markets are quite irrational short term, in fact very irrational. I saw little reason for AAPL to have tanked after earnings, be down another 3 points yesterday, but even more-so today, why is it now back up 3 points? In absence of...
by airahcaz
Fri May 01, 2015 2:35 pm
Forum: Personal Consumer Issues
Topic: Tesla S
Replies: 711
Views: 97601

Re: Tesla S

Test drove the 70D, wow! Refuse to buy new - ton of used rear wheel drive S models on the lot.

Guess I have to wait at least 18 months or longer to get a decent price on a used 70D? or maybe used Model X (or any AWD).
by airahcaz
Fri May 01, 2015 2:25 pm
Forum: Investing - Help with Personal Investments
Topic: AAPL
Replies: 226
Views: 51223

Re: AAPL

140 next week? Color me perplexed... I was convinced before, but AAPL has really ingrained the fact that markets are quite irrational short term, in fact very irrational. I saw little reason for AAPL to have tanked after earnings, be down another 3 points yesterday, but even more-so today, why is i...
by airahcaz
Wed Apr 29, 2015 8:03 pm
Forum: Investing - Help with Personal Investments
Topic: AAPL
Replies: 226
Views: 51223

Re: AAPL

airahcaz wrote:140 next week?


Color me perplexed...
by airahcaz
Sun Apr 26, 2015 10:44 am
Forum: Personal Consumer Issues
Topic: Will you buy an Apple Watch?
Replies: 398
Views: 31118

Re: Will you buy an Apple Watch?

Absolutely. The convenience of being able to see who is calling/ texting without having to remove and unlock your phone from your pocket (especially while driving or in a business meeting) is well worth the investment IMHO. I have never been let down with any Apple product I have ever purchased. I'...
by airahcaz
Sat Apr 25, 2015 9:28 am
Forum: Personal Consumer Issues
Topic: Tesla S
Replies: 711
Views: 97601

Re: Tesla S

Congratulations BrandonBogle, that's awesome. Something that just occurred to me (I know, I'm slow on the uptake) is that purchasing a used Tesla (or other EV) will be less anxiety inducing than buying a used ICE vehicle. Unless it's been in an accident, or there are cosmetic (and visible) issues, ...
by airahcaz
Fri Apr 24, 2015 5:15 pm
Forum: Personal Consumer Issues
Topic: Tesla S
Replies: 711
Views: 97601

Re: Tesla S

Loving the 70D. Has anyone bought a used Awd version (I guess only P85D) for a decent price vs new?
by airahcaz
Fri Apr 24, 2015 2:00 pm
Forum: Investing - Help with Personal Investments
Topic: AAPL
Replies: 226
Views: 51223

Re: AAPL

140 next week?
by airahcaz
Mon Apr 13, 2015 6:25 am
Forum: Personal Finance (Not Investing)
Topic: Canadian RRSP
Replies: 37
Views: 4289

Re: Canadian RRSP

This drip-by-drip approach to getting the data isn't useful in analyzing the situation, nor is a comprehensive public data dump wise from a privacy point of view. In the end, your wife will have to make this decision on her own. Canada wants, at a minimum, 15% of her RRSP. That's the trade for the ...
by airahcaz
Sun Apr 12, 2015 9:18 pm
Forum: Investing - Help with Personal Investments
Topic: AAPL
Replies: 226
Views: 51223

Re: AAPL

Does this exceed expectations? Despite middling reviews, the Apple (NASDAQ:AAPL) Watch got off to a solid start Friday, with U.S. pre-orders topping one million, according to shopping data firm Slice Intelligence. Some 957,000 people in the U.S. ordered an Apple Watch on the first day the smartwatch...
by airahcaz
Sun Apr 12, 2015 10:24 am
Forum: Forum Issues and Administration
Topic: How does this site make money?
Replies: 39
Views: 6297

Re: How does this site make money?

The real story behind all this is the selflessness of the owners of this site. This is a million dollar a year site they have simply decided not to monetize. A bit like Jack Bogle that way. He gave "his" company away to its clients. And the information on here is by far the most current a...
by airahcaz
Sat Apr 11, 2015 9:09 pm
Forum: Forum Issues and Administration
Topic: How does this site make money?
Replies: 39
Views: 6297

Re: How does this site make money?

A note on Payal. Larry and I have kept Bogleheads.org non-commercial, but it is not a charity. So Paypal takes its standard cut of 2.9% and a 30 cent transaction fee from every transaction, regardless of whether you do it by balance transfer or credit card. Which, incidentally, is why Paypal pushes...
by airahcaz
Sat Apr 11, 2015 11:03 am
Forum: Forum Issues and Administration
Topic: How does this site make money?
Replies: 39
Views: 6297

Re: How does this site make money?

goingup wrote:Cue the donation page information.. https://www.bogleheads.org/support.php

Thanks for the reminder. I'm going to PayPal right now to contribute for the ongoing care and feeding of this wonderful, informative site!



PayPal donation sent.
by airahcaz
Sat Apr 11, 2015 8:08 am
Forum: Forum Issues and Administration
Topic: How does this site make money?
Replies: 39
Views: 6297

How does this site make money?

Quite literally, Bogleheads have been the best this since sliced bread for me and many others, so much so that I'd be willing to pay. How are moderators paid? How does the site make $?

Thanks
by airahcaz
Sat Apr 11, 2015 7:27 am
Forum: Personal Finance (Not Investing)
Topic: Canadian RRSP
Replies: 37
Views: 4289

Re: Canadian RRSP

This drip-by-drip approach to getting the data isn't useful in analyzing the situation, nor is a comprehensive public data dump wise from a privacy point of view. In the end, your wife will have to make this decision on her own. Canada wants, at a minimum, 15% of her RRSP. That's the trade for the ...
by airahcaz
Fri Apr 10, 2015 7:26 am
Forum: Personal Consumer Issues
Topic: Will you buy an Apple Watch?
Replies: 398
Views: 31118

Re: Will you buy an Apple Watch?

Have to admit my impulse purchase, just put in online order for the watch, 42mm with classic black leather buckle. Not sure exactly why, but liked the health monitor features including heart beat and hope they get a golf course app showing distance to greens. Suspect that I will end up giving it to...
by airahcaz
Thu Apr 02, 2015 7:21 pm
Forum: Personal Consumer Issues
Topic: Will you buy an Apple Watch?
Replies: 398
Views: 31118

Re: Will you buy an Apple Watch?

I'm going to bet that 1/4 to 1/2 the folks here who have a compatible iphone, and state that they will not buy an Apple Watch, will indeed have one in 18 months.
by airahcaz
Wed Apr 01, 2015 9:41 pm
Forum: Personal Consumer Issues
Topic: Baby Grand Piano
Replies: 42
Views: 3707

Re: Baby Grand Piano

The best choice for non-professional pianist is Yamaha's hybrid piano if money is not an issue. It uses acoustic piano action mechanism with digitized sound of Steinway 9-foot concert grand piano. It looks and finishes like an acoustic piano but without strings. It has the best of both world. You c...
by airahcaz
Mon Mar 30, 2015 8:05 pm
Forum: Personal Consumer Issues
Topic: Baby Grand Piano
Replies: 42
Views: 3707

Re: Baby Grand Piano

MossySF wrote:Seems like quite a big step to go from "very little piano knowledge" to owning a $30K Steinway grand.


I'm not buyIng a Steinway.
by airahcaz
Mon Mar 30, 2015 12:27 pm
Forum: Personal Consumer Issues
Topic: Baby Grand Piano
Replies: 42
Views: 3707

Re: Baby Grand Piano

I have to say, digital pianos are amazingly good now. Unless you're a top-flight pianist, a digital piano in the $2k range is more than you will ever need and is maintenance free, and nowadays, often even light enough to be moveable by one person (such as if you decide to sell it down the road - di...
by airahcaz
Sun Mar 29, 2015 11:45 pm
Forum: Personal Consumer Issues
Topic: Baby Grand Piano
Replies: 42
Views: 3707

Re: Baby grand piano decision

Whichever sounds and plays better and that's a personal preference. Also since Boston is a Steinway brand, it's made by Kawai so maybe you can look into their lineup as well. That said, I'm fascinated by the Yamaha Transacoustic GC1TA and the Silent Piano model of the GC1. Both you to play silently...
by airahcaz
Sun Mar 29, 2015 6:09 pm
Forum: Personal Consumer Issues
Topic: Baby Grand Piano
Replies: 42
Views: 3707

Re: Baby Grand Piano

@airahcaz, it seems like you've transitioned in this thread from asking for general advice to specifically questioning the discount versus MSRP for a new Yamaha GC1. I'll be the third person (I think) to recommend you slow down & thoroughly read Larry's Fine's excellent book on piano buying. My...
by airahcaz
Sun Mar 29, 2015 2:14 pm
Forum: Personal Consumer Issues
Topic: Baby Grand Piano
Replies: 42
Views: 3707

Re: Baby grand piano decision

Of the two brands you mentioned, I have typically preferred Yamahas. I played a Yamaha grand at a church for a few years and it was very nice. Great action, touch and sound. If you're looking for different ideas, Estonia 168's are very nice, and they're usually a decent price as well. I'm pretty su...
by airahcaz
Sun Mar 29, 2015 7:08 am
Forum: Personal Finance (Not Investing)
Topic: Cancellation of debt on primary turned rental
Replies: 5
Views: 534

Re: Cancellation of debt on primary turned rental

Details are important. 1. What state? NJ 2. Purchase money loan or refi? PM In my state (CA) purchase money mortgages aren't subject to "debt cancellation" 1099s because the only recourse a lender has is the property. Therefore if a property goes through foreclosure and it sells for less ...
by airahcaz
Sat Mar 28, 2015 6:56 pm
Forum: Personal Finance (Not Investing)
Topic: Cancellation of debt on primary turned rental
Replies: 5
Views: 534

Re: Cancellation of debt on primary turned rental

Can you provide more details? Such as? There are many examples. A loan modification, foreclosure, etc., whereby debt is cancelled by the mortgage company and a 1099-C is produced for a Cancellation of Debt, considered as income by the IRS. However, the Mortgage Relief Act allows for an exclusion of...
by airahcaz
Sat Mar 28, 2015 6:48 pm
Forum: Personal Finance (Not Investing)
Topic: Cancellation of debt on primary turned rental
Replies: 5
Views: 534

Cancellation of debt on primary turned rental

What happens if debt is cancelled on a primary residence that was lived in for 4.5 of the past 5 years and was a rental for the last 6 months? Does it still qualify for the exclusion of canceled debt from income as a qualified principal residence indebtedness? Moderator please place in appropriate f...
by airahcaz
Tue Mar 24, 2015 1:32 pm
Forum: Investing - Theory, News & General
Topic: 4 Fund Portolio without bonds
Replies: 35
Views: 2978

Re: 4 Fund Portolio without bonds

Well one thing I disagree with is seeing risk in terms of whether or not you beat the market .. I think it's a strange habit of our benchmark-obsessed age .. The risk today - with US equities at historically high valuations - is that the S&P500 experiences >15 years of weak or negative returns ...
by airahcaz
Tue Mar 24, 2015 10:26 am
Forum: Investing - Theory, News & General
Topic: 4 Fund Portolio without bonds
Replies: 35
Views: 2978

Re: 4 Fund Portolio without bonds

So more risk (mixing/tilting) for "potentially" slightly more reward is perhaps a risk that is not necessarily linearly proportionate and thus not worth taking? Perhaps. Perhaps not. Some of us feel that it is. I don't mind being at the end of the efficient frontier at this point in my li...
by airahcaz
Tue Mar 24, 2015 9:41 am
Forum: Investing - Theory, News & General
Topic: 4 Fund Portolio without bonds
Replies: 35
Views: 2978

Re: 4 Fund Portolio without bonds

This is a classic apples to oranges comparison. :oops: Risk adjusted, either by some mathematical calculation or by holding more bonds and doing a whole portfolio comparison, these have still been better than total market or S&P 500. It still stands that the extra risk is frequently ignored in ...
by airahcaz
Tue Mar 24, 2015 8:26 am
Forum: Investing - Theory, News & General
Topic: 4 Fund Portolio without bonds
Replies: 35
Views: 2978

Re: 4 Fund Portolio without bonds

And the layman's summary translation is? Educate yourself on the fundamentals of investing but not by reading Merriman, at least not articles like that one. Indeed am trying to follow and be even more educated, standard deviation and Sharpe aside, is it that there is inherently more risk by deviati...
by airahcaz
Tue Mar 24, 2015 7:06 am
Forum: Investing - Theory, News & General
Topic: 4 Fund Portolio without bonds
Replies: 35
Views: 2978

Re: 4 Fund Portolio without bonds

This is a classic apples to oranges comparison. :oops: Risk adjusted, either by some mathematical calculation or by holding more bonds and doing a whole portfolio comparison, these have still been better than total market or S&P 500. It still stands that the extra risk is frequently ignored in ...
by airahcaz
Sun Mar 22, 2015 2:37 pm
Forum: Personal Consumer Issues
Topic: Baby Grand Piano
Replies: 42
Views: 3707

Baby grand piano decision

[OP posted this as a new thread, I merged it here - admin alex] Yamaha like a GC1 or Boston like a 156? Piano folks will know the question, so looking for their input. New about the same I think. Similarly, used prices across both are close. Or any other thoughts, like Baldwin, etc... For argument ...
by airahcaz
Sun Mar 22, 2015 2:33 pm
Forum: Personal Consumer Issues
Topic: Piano shopping (full sized upright)
Replies: 40
Views: 3147

Re: Piano shopping (full sized upright)

After a lengthy financial recovery over the past two years, my emergency fund is finally fully funded, I'm on track with retirement savings, and have turned my interest back to one of my passions - music. I studied piano for a number of years and minored in music. It's brought me great joy, but for...
by airahcaz
Sun Mar 22, 2015 12:30 pm
Forum: Investing - Theory, News & General
Topic: 4 Fund Portolio without bonds
Replies: 35
Views: 2978

Re: 4 Fund Portolio without bonds

This is a classic apples to oranges comparison. :oops: Step 1: Easy construction Portfolio A: The magical S&P 500 index, which for some reason is what everyone compares every single investment too. Ever. Portfolio B: Just about any portfolio of stocks with more volatility than the S&P 500 i...
by airahcaz
Sun Mar 22, 2015 11:01 am
Forum: Investing - Theory, News & General
Topic: 4 Fund Portolio without bonds
Replies: 35
Views: 2978

Re: 4 Fund Portolio without bonds

You can read here: https://www.bogleheads.org/wiki/Value_tilting_-_stock This is a topic that tends to have phases of intense discussion here on the forum. There are many, many threads that have been here in the past. I would delve into some of the references in the above Wiki and also look up what...
by airahcaz
Sun Mar 22, 2015 10:56 am
Forum: Investing - Theory, News & General
Topic: 4 Fund Portolio without bonds
Replies: 35
Views: 2978

Re: 4 Fund Portolio without bonds

You can read here: https://www.bogleheads.org/wiki/Value_tilting_-_stock This is a topic that tends to have phases of intense discussion here on the forum. There are many, many threads that have been here in the past. I would delve into some of the references in the above Wiki and also look up what...
by airahcaz
Sun Mar 22, 2015 8:15 am
Forum: Investing - Theory, News & General
Topic: 4 Fund Portolio without bonds
Replies: 35
Views: 2978

Re: 4 Fund Portolio without bonds

What's the major differentiation vs TSM, a tilt towards small caps?
by airahcaz
Sun Mar 22, 2015 7:08 am
Forum: Investing - Theory, News & General
Topic: 4 Fund Portolio without bonds
Replies: 35
Views: 2978

4 Fund Portolio without bonds

Have you folks read this article on a 4 fund portfolio across large and small cap stocks (growth and value) that supposedly handily beats the S&P over a very long period? I know I'm missing something - cause this isn't necessarily like TSM, is it? http://www.marketwatch.com/story/this-4-fund-com...
by airahcaz
Sat Mar 21, 2015 7:36 pm
Forum: Investing - Help with Personal Investments
Topic: International is disappointing
Replies: 84
Views: 7884

Re: International is disappointing

edge wrote:Doesn't seem like a big deal to me. You should consider this a gut check and question your overall stomach.



Which?
by airahcaz
Fri Mar 20, 2015 8:04 pm
Forum: Investing - Help with Personal Investments
Topic: AAPL
Replies: 226
Views: 51223

Re: AAPL

Not looking for news, but can someone explain the last minute drop from a reasoning perspective? A big sell order at the close? Possibly caused by options expiration according to the article? What's even odder is the rebound after hours.

http://m.barrons.com/articles/BL-TB-47094
by airahcaz
Fri Mar 20, 2015 10:12 am
Forum: Investing - Help with Personal Investments
Topic: International is disappointing
Replies: 84
Views: 7884

Re: International is disappointing

William4u wrote:YTD Vanguard Total International Index is up 3.5%.

YTD Vanguard Total Domestic Index is up 1.33%.

I'd stay the course.


Interesting, keeps one grounded, thanks
by airahcaz
Fri Mar 20, 2015 10:10 am
Forum: Investing - Help with Personal Investments
Topic: JumpStart Our Business Startups (JOBS) investments
Replies: 3
Views: 485

Re: JumpStart Our Business Startups (JOBS) investments

Is this JOBS investment considered pre-IPO or almost private equity investment for retailers? "TROY, Mich., March 18, 2015 /PRNewswire/ -- Elio Motors today announced it has launched a 506 (c) investment option that will allow accredited investors the opportunity to buy into the revolutionary ...

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