Thinking about it, we might be able to find a restaurant that has a room you can reserve. As long as we all order dinner there is often no charge. I don't know if they offer those rooms on a Friday or not. Maggiano's has these rooms for sure as I have been to dinners in the Chicago and Naperville i...
How do you “pick” your stocks? I know that a lot of members of the forum have individual stocks in their portfolios and I am wondering how you select these. Is there a philosophy or rationale you use, e.g. high-yield dividend stocks? Just for clarity, I’m not talking about trading stocks but selecti...
Here's my .02. I'm relatively new to the Bogle way, and I have tried to convince my wife that it is better than MY old approach. She has a big holding of Contrafund in her 403(b). I never have a good argument to convince her to switch to an index fund because Contrafund's returns have been better th...
I know that there have been some good discussions about the Illinois 529 plan and its state income tax benefits ( http://www.bogleheads.org/forum/search.php?keywords=illinois+529 ), and I agree that the Illinois 529 program has a great selection of Vanguard funds and is a great savings plan. But my ...
Looked at your prior posts. You appear to be overweight in Roth already. IL strongly favors TIRA because contributions and withdrawals are both exempt from state tax. Are you sure you're over the direct Roth limit? Here's an illustrative stack of numbers -- plug in your actuals. I'm glad I asked. A...
Hello all, I have read the Wiki-pages, other questions and I think I know the answer, but I want to confirm my understanding of doing a backdoor Roth because this will be my first time. I understand the mechanics of funding the non-deductible Traditional IRA, converting it to a Roth, and paying taxe...
Thank you all for your help. While I didn't want to get into a discussion about my total portfolio, I feel like I erred the other way and left out too much information. Currently my 401(k) is about 40% of my total savings/investing assets, with the other 60% in a Roth IRA and taxable account. Howeve...
Hello all, Although I’ve been lurking for about 6 months, this is my first post, so please be gentle. :D Right now, I’m just looking for advice on selecting the “best” funds offered in my 401(k). To me the options generally look pretty mediocre. Vital Statistics (about me): Emergency funds: Currentl...