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Re: What Book Are You Currently Reading? Part V

The Millionaire Next Door by Thomas J. Stanley
by XtremeSki2001
Wed Sep 17, 2014 11:24 am
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3356
Views: 1150856

Re: How would you handle this situation ?

I think this happens often, but not to this extent. My group of friends will sometimes have outings, which may require going to a concert or to a casino for the night, etc. We usually don't go if the cost is too high and it's not something we're passionate about. However, sometimes the value of spen...
by XtremeSki2001
Fri Sep 12, 2014 11:59 am
 
Forum: Personal Consumer Issues
Topic: How would you handle this situation ?
Replies: 33
Views: 2568

Re: Cruise Around the World

Never been on a cruise, but have travelled for extensive periods of time during my career/personal time. Often times to one location for 5+ weeks. I suggest doing a longer cruise, maybe 27 days like the previous poster, and see how you feel especially if you haven't travelled extensively in the past...
by XtremeSki2001
Wed Sep 10, 2014 4:53 pm
 
Forum: Personal Consumer Issues
Topic: Cruise Around the World
Replies: 14
Views: 1397

Re: The daddy of all grill islands

TRC wrote:No island, but I have a webber genesis that is bulletproof and love it.


Love my Genesis. It's a beast. I get comments every time we have friends over.
by XtremeSki2001
Wed Sep 10, 2014 4:46 pm
 
Forum: Personal Consumer Issues
Topic: The daddy of all grill islands
Replies: 35
Views: 2769

Re: Visit to SFO Area - Dining

Rogue Brewery/Pub is a few blocks from the Wharf. It's a company based in Oregon but has good food, good beer, cool place. Probably can keep it under $100 for the two of you unless you get carried away with the beer. Otherwise, Yelp is your friend.
by XtremeSki2001
Wed Sep 10, 2014 4:44 pm
 
Forum: Personal Consumer Issues
Topic: Visit to SFO Area - Dining
Replies: 14
Views: 1036

Re: Issues with home inspector?

Inspector actually returned my call within a few hours (probably because of the e-mail I sent my realtor). I was very friendly and cordial and we walked through my concerns. He stuck to his guns and said a lot can happen in a year and when he inspected it he didn't noticed any problems that I mentio...
by XtremeSki2001
Fri Sep 05, 2014 5:49 pm
 
Forum: Personal Consumer Issues
Topic: Issues with home inspector?
Replies: 24
Views: 1081

Re: Issues with home inspector?

The most expensive problems tend to be lurking in walls and under shingles, etc. How does a buyer discover these issues? I guess I don't know enough about the specialized inspection process and assumed they could uncover these lurking things better than a general home inspector. How would the issue...
by XtremeSki2001
Fri Sep 05, 2014 2:46 pm
 
Forum: Personal Consumer Issues
Topic: Issues with home inspector?
Replies: 24
Views: 1081

Re: Issues with home inspector?

Did you receive any type of homeowner's warranty from the seller when you purchased? Not saying they are very helpful. We have had them in several houses and both times they were totally worthless. And to even start the process you have to pay to have someone look at the problem, so ask LOTS of que...
by XtremeSki2001
Fri Sep 05, 2014 1:37 pm
 
Forum: Personal Consumer Issues
Topic: Issues with home inspector?
Replies: 24
Views: 1081

Re: Salary Info double standard?

This application process, in my opinion, is evidence the employer may not pay competitively I don't agree - it is evidence that the company is fiscally responsible and doesn't want to waste your time or theirs unnecessarily. I've used this question myself in hiring. If the most I can pay is X for c...
by XtremeSki2001
Fri Sep 05, 2014 1:32 pm
 
Forum: Personal Finance (Not Investing)
Topic: Salary Info double standard?
Replies: 53
Views: 4199

Re: Issues with home inspector?

Many states require a Seller's Disclosure form, which describes the homes condition and/or lists any known defects. It appears you are in Pennsylvania, and a quickie Google indicates such Seller Disclosures are the law there. http://www.nolo.com/legal-encyclopedia/pennsylvania-home-sellers-disclosu...
by XtremeSki2001
Fri Sep 05, 2014 12:16 pm
 
Forum: Personal Consumer Issues
Topic: Issues with home inspector?
Replies: 24
Views: 1081

Re: Issues with home inspector?

What sort of paperwork did you sign when you contracted with the home inspector? Read it carefully because their liability is often limited to the price you paid for the home inspection. You might get your $500 back. Yes - says it's limited to $500. If I could get that back it would be a start. How...
by XtremeSki2001
Fri Sep 05, 2014 12:08 pm
 
Forum: Personal Consumer Issues
Topic: Issues with home inspector?
Replies: 24
Views: 1081

Issues with home inspector?

All, Wanted to get your input as I suspect many of you have had experience in this area. I bought a house in May of 2013 and paid ~$500 for a home inspector prior to closing. The inspector was recommended by our realtor (who we had a great experience with) and we independently validated them by look...
by XtremeSki2001
Fri Sep 05, 2014 11:30 am
 
Forum: Personal Consumer Issues
Topic: Issues with home inspector?
Replies: 24
Views: 1081

Re: Salary Info double standard?

Based on the requirements, my background is a dead on match. But I do expect to be paid and I certainly wouldn't take a paycut. I have to wonder, if a company is so focused on saving, say, 15K on a person's salary that they'd screen them out even though the person could come in and hit the ground r...
by XtremeSki2001
Fri Sep 05, 2014 10:38 am
 
Forum: Personal Finance (Not Investing)
Topic: Salary Info double standard?
Replies: 53
Views: 4199

Re: How much does your home *really* cost?

As one who is paying for re-roofing and re-guttering, a deck renovation, and various and sundry dry-rot repairs, prior to re-painting, I would respond: "a lot". I'm there with ya ... bought in May 2013 (house in 20 years old) ... replacing roof, partial stucco, furnace, water heater, air ...
by XtremeSki2001
Fri Sep 05, 2014 10:34 am
 
Forum: Personal Finance (Not Investing)
Topic: How much does your home *really* cost?
Replies: 23
Views: 4238

Re: Thailand/Cambodia Travel Recommendations

8 days is too short. I went for two weeks and only did Bangkok and a handful of islands (Phuket, ko samui, etc.)
by XtremeSki2001
Fri Sep 05, 2014 8:19 am
 
Forum: Personal Consumer Issues
Topic: Thailand/Cambodia Travel Recommendations
Replies: 22
Views: 1349

Re: Moving to Eastern PA - need advice

1 hour to the airport! For a morning flight. Best wishes my friend. You are not moving to eastern PA. You are moving to suburban Philly aren't you? From your post and google search based comments I would bet that you have never been there? "Morning" is subjective. I live near Doylestown a...
by XtremeSki2001
Wed Aug 27, 2014 7:33 am
 
Forum: Personal Consumer Issues
Topic: Moving to Eastern PA - need advice
Replies: 29
Views: 1917

Re: Repairing (Replacing?) Stucco

Isn't Dryvit also a synthetic stucco? Have any of your neighbor's fixed their stucco? If so, maybe they can provide a referral for another opinion. It's not a bad idea to talk to several contractors. I believe it is also a synthetic stucco, but applied differently and has a different look. The cont...
by XtremeSki2001
Wed Aug 27, 2014 7:25 am
 
Forum: Personal Consumer Issues
Topic: Repairing (Replacing?) Stucco
Replies: 3
Views: 476

Re: Zegna Suits

I knew this would be an exciting thread. I see nothing wrong with spending a lot on a suit if you can afford it and it's important to the individual. With that being said, I would personally never buy a suit over $1k unless it was made-to-measure. I suggest checking out askandyaboutclothes or stylef...
by XtremeSki2001
Tue Aug 26, 2014 5:04 pm
 
Forum: Personal Consumer Issues
Topic: Zegna Suits
Replies: 197
Views: 9490

Re: Moving to Eastern PA - need advice

Depends what your wants and needs are. If you want to live close to a lovely, bustling, everybody out and walking little town that is quaint (and pricey) I recommend a hard look at Doylestown, the Bucks County seat. It's very Normal Rockwell, tons of people out and about enjoying the boutique shops...
by XtremeSki2001
Tue Aug 26, 2014 4:49 pm
 
Forum: Personal Consumer Issues
Topic: Moving to Eastern PA - need advice
Replies: 29
Views: 1917

Repairing (Replacing?) Stucco

Hi, This forum is good for everything so definitely looking forward to some input here as I know there are builders/contractors here. Background : Early 30's. Southeast PA. Just bought a house in 2013 (already put on a new roof :oops: ), built in 1992 (we're the third owner), two-story w/ day light ...
by XtremeSki2001
Tue Aug 26, 2014 4:30 pm
 
Forum: Personal Consumer Issues
Topic: Repairing (Replacing?) Stucco
Replies: 3
Views: 476

Re: The (un)freshness of Starbucks bakery products

Starbucks is a marketing company that sells coffee. There are plenty of alternatives that can be had for much less and much more fresh.
by XtremeSki2001
Mon Aug 18, 2014 3:14 pm
 
Forum: Personal Consumer Issues
Topic: The (un)freshness of Starbucks bakery products
Replies: 49
Views: 4540

Re: Attitudes toward inheritances.

A member of my family passed a year or two ago and left a sizable inheritance to his children and grandchildren (me). My father was the executor. It was very interesting how pushy my cousins were in getting "their part". Several of them spent and went into debt once they learned of the inh...
by XtremeSki2001
Tue Aug 05, 2014 6:34 pm
 
Forum: Personal Consumer Issues
Topic: Attitudes toward inheritances.
Replies: 113
Views: 10776

Re: Best Coffee Maker? What do you have?

Folks, For people using Aeropress, are you brewing the coffee using the normal Aeropress process or the inverted Aeropress process?? KlangFool IMO there's enough room for variation in the manufacturer method to find a sweet spot in your technique without having to bother with all the other exotic m...
by XtremeSki2001
Tue Aug 05, 2014 5:56 pm
 
Forum: Personal Consumer Issues
Topic: Best Coffee Maker? What do you have?
Replies: 75
Views: 6120

Re: Bathroom remodel, cost per square foot

Sounds high to me. We have a ~200sqft bathroom and we're looking at ~$20k for an average remodel on a ~$400k house. When I see numbers around $50k or higher I start thinking of kitchen remodels, not bathrooms. Of course this depends on the features - sounds like this bathroom would be pretty high-sc...
by XtremeSki2001
Mon Jul 28, 2014 10:17 pm
 
Forum: Personal Consumer Issues
Topic: Bathroom remodel, cost per square foot
Replies: 22
Views: 2323

Re: Best Coffee Maker? What do you have?

prn27 wrote:For a single cup, this is a great option: Aeropress
I have been using it every morning for the past 3 years and absolutely love it.


Just bought an aeropress to make "espresso". Otherwise have a Bonavita for daily coffee.
by XtremeSki2001
Mon Jul 28, 2014 10:10 pm
 
Forum: Personal Consumer Issues
Topic: Best Coffee Maker? What do you have?
Replies: 75
Views: 6120

Re: Have you used Ramit Sethi's Courses?

Ramit is one of the good guys. I followed his blog and read his book, what I feel like was 10 or so years ago. I used to e-mail him and he'd respond promptly. His blog has definitely changed over the years into selling his products, but his approach is pretty logical. Most of the methods he teaches ...
by XtremeSki2001
Mon Jul 28, 2014 10:08 pm
 
Forum: Personal Consumer Issues
Topic: Have you used Ramit Sethi's Courses?
Replies: 28
Views: 4857

Re: "best" online booking service for hotel room?

dickenjb wrote:The Springhill Suites by Marriott is very nice and right by the PA turnpike / 376.


+1 Marriott has a few good hotels in and around Monroeville. Tripadvisor for hotel reviews.
by XtremeSki2001
Mon Jul 28, 2014 9:53 pm
 
Forum: Personal Consumer Issues
Topic: "best" online booking service for hotel room?
Replies: 27
Views: 2330

Re: Extremely Heavy Duty Office Chair

Many of us desk jockeys spend the majority of our awake hours sitting in a chair - I think it's totally reasonable to spend a lot for a chair.
by XtremeSki2001
Sat Jul 12, 2014 12:52 pm
 
Forum: Personal Consumer Issues
Topic: Extremely Heavy Duty Office Chair
Replies: 15
Views: 1802

Re: Boglehead Beer

That's fine, but it tastes nothing like a wheat beer and 100% like an IPA. Love the Sumpin Sumpin, along with Lagunitas Pils, Censored, Hairy Eyeball and Brown Shugga'. Their brewpub in Petaluma is a lot of fun. At a limited cellar event last year a cask of Hairy Eyeball was available which was rid...
by XtremeSki2001
Sat Jul 12, 2014 12:51 pm
 
Forum: Personal Consumer Issues
Topic: Boglehead Beer
Replies: 386
Views: 48110

Re: Boglehead Beer

I also got lucky last week and found some Dogfish Head 120 Minute IPA. Unfortunately, it's $10/bottle so I only bought two and will save them for when my son is born. I was in one of my local brewpubs and heard a couple of people discussing beer and in discussion of some other beer referenced "...
by XtremeSki2001
Mon Jul 07, 2014 4:52 pm
 
Forum: Personal Consumer Issues
Topic: Boglehead Beer
Replies: 386
Views: 48110

Re: Neighbor's Fireworks

Thanks all for the input. Seems like my gut was right and I should just let it pass. Next year I'll speak to him a few days before the 4th to talk about the fireworks. I think he'll be more receptive at that point in time.
by XtremeSki2001
Sat Jul 05, 2014 9:59 am
 
Forum: Personal Consumer Issues
Topic: Neighbor's Fireworks
Replies: 50
Views: 4490

Neighbor's Fireworks

We've lived in our neighborhood for about a year and this was our second 4th of July here (first one actually at home, however). OOur neighbor two doors down put on quite the firework display last night. There was a slight breeze so much of the firework debris ended up on my yard and on my roof. It'...
by XtremeSki2001
Sat Jul 05, 2014 7:22 am
 
Forum: Personal Consumer Issues
Topic: Neighbor's Fireworks
Replies: 50
Views: 4490

Re: Should I go back?

The only problem is my husband will not be happy if I leave this state job . He likes that I'm home more and less stress. He thinks my job will be more stable and the state will take care of me when I'm old. I think you have a pretty good situation at the state job. That being said, as someone who ...
by XtremeSki2001
Thu Jul 03, 2014 11:15 am
 
Forum: Personal Finance (Not Investing)
Topic: Should I go back?
Replies: 32
Views: 3182

Re: I found a new coffee.

We have a Full Automatic espresso maker...basically it grinds the beans and dispenses the espresso. We buy a 5 pound bag of coffee from CoffeBeanDirect and then split it up into glass mason jars. I pour enough beans into the hopper for each serving. I will say that cold brewing in a French Press gi...
by XtremeSki2001
Thu Jul 03, 2014 11:08 am
 
Forum: Personal Consumer Issues
Topic: I found a new coffee.
Replies: 72
Views: 5655

Re: do you lie about your finances to friends

I avoid finance discussions such as that like the plague. +1 I keep my comments very vague and general when this stuff comes up. I'll say something general like "I know what you mean" and "it's tough to spend less then you make when all these things need to be paid for". I keep ...
by XtremeSki2001
Thu Jul 03, 2014 11:04 am
 
Forum: Personal Finance (Not Investing)
Topic: do you lie about your finances to friends
Replies: 103
Views: 9476

Re: Bad paint job - Course of action help pls

This thread nauseates me. Why is it so difficult to find contractors who do quality work? I've fired two contractors for shoddy work, one of whom was stealing from me. Had a third contractor swap a less expensive garage door in than what was in the bid... I deducted the price differential from the ...
by XtremeSki2001
Thu Jul 03, 2014 11:02 am
 
Forum: Personal Consumer Issues
Topic: Bad paint job - Course of action help pls
Replies: 28
Views: 2661

Re: Boglehead Beer

Thought I'd post one of my favorites lately, although not very boglehead, Firestone Walker's Double Jack IPA. It comes in a 4-pack for ~$12, but it is delicious. Best part is it's brewed year-round and I don't usually have trouble finding it. I also got lucky last week and found some Dogfish Head 12...
by XtremeSki2001
Thu Jul 03, 2014 10:36 am
 
Forum: Personal Consumer Issues
Topic: Boglehead Beer
Replies: 386
Views: 48110

Re: Pre-nup at only $1M networth, do I need it?

I wouldn't marry anyone who wanted a pre-nup. Either all in or all out is my philosophy with anything I do. This. If I met a potential partner who wanted one I would know immediately they're not right for me - they're not committed as I am to the relationship. Why get married at all then? If you ar...
by XtremeSki2001
Wed May 28, 2014 12:10 pm
 
Forum: Personal Finance (Not Investing)
Topic: Pre-nup at only $1M networth, do I need it?
Replies: 199
Views: 12777

Re: Pre-nup at only $1M networth, do I need it?

If I met a potential partner who wanted one I would know immediately they're not right for me - they're not committed as I am to the relationship. Also, the two of you might want to qualify your remarks a bit... Would a potential partner with kids who wanted a prenup to protect his/her kids be out ...
by XtremeSki2001
Wed May 28, 2014 11:49 am
 
Forum: Personal Finance (Not Investing)
Topic: Pre-nup at only $1M networth, do I need it?
Replies: 199
Views: 12777

Re: How to buy a house?

How do you know how much mortgage you can afford and how big/small your house should be? My wife and I have started talking about buying a house this year but we have absolutely no idea how to go about it. Does the mortgage (or is total house cost?) shouldn't exceed twice your annual income still h...
by XtremeSki2001
Wed May 28, 2014 11:30 am
 
Forum: Personal Finance (Not Investing)
Topic: How to buy a house?
Replies: 30
Views: 2658

Re: Pre-nup at only $1M networth, do I need it?

tainted-meat wrote:I wouldn't marry anyone who wanted a pre-nup.

Either all in or all out is my philosophy with anything I do.


This. If I met a potential partner who wanted one I would know immediately they're not right for me - they're not committed as I am to the relationship.
by XtremeSki2001
Wed May 28, 2014 10:56 am
 
Forum: Personal Finance (Not Investing)
Topic: Pre-nup at only $1M networth, do I need it?
Replies: 199
Views: 12777

Re: High Earners - What's Your Profession?

CPA - 200K. I only saw one other one so far... so as a group maybe we're shy or aren't Bogleheads. I'll bet on shy. Def shy. CPA here also. Earn above $100K but would like to earn $200K. Any advice and/or tips? Thanks so much!!! Do you work in private or public accounting? Just curious at what poin...
by XtremeSki2001
Tue May 27, 2014 9:17 pm
 
Forum: Personal Finance (Not Investing)
Topic: High Earners - What's Your Profession?
Replies: 357
Views: 28539

Re: Your Company Ever Been "Spun-Off"? Any Stories/Suggestio

I think jr6857 had some good points. Every situation is different. I think it's true some people will inevitably lose their job. However, depending on the nature of the spin there is generally a lot of opportunity to have better more prominent roles in the new organization. The company will continue...
by XtremeSki2001
Tue May 27, 2014 9:05 pm
 
Forum: Personal Finance (Not Investing)
Topic: Your Company Ever Been "Spun-Off"? Any Stories/Suggestions?
Replies: 23
Views: 1888

Re: How do you dress for work travel?

It depends. If I have a same day meeting I'll dress the way I normally dress for work. Sometimes I'll change for the flight home if I have time. If I fly in the night before I'll travel in casual clothes.
by XtremeSki2001
Tue May 27, 2014 8:55 pm
 
Forum: Personal Consumer Issues
Topic: How do you dress for work travel?
Replies: 21
Views: 1876

Re: where is my post?

test.
by XtremeSki2001
Wed May 21, 2014 12:20 pm
 
Forum: Forum Issues and Administration
Topic: where is my post?
Replies: 12
Views: 2184

Re: Recommended Parenting Books

We have a one year old and another on the way and found these books helpful to date:

Marc Weissbluth M.D - Healthy Sleep Habits, Happy Child‎
y Heidi Murkoff - What to Expect When You're Expecting
by XtremeSki2001
Mon May 19, 2014 4:29 pm
 
Forum: Personal Consumer Issues
Topic: Recommended Parenting Books
Replies: 30
Views: 2261

Re: Jersey shore recommendations?

My family has been going to Sea Isle City since I was born (in my early 30's now). It's changed over the years, but has a little bit of everything for all ages. It's relatively quiet. It's also a pretty small town compared to LBI, Atlantic City, Ocean City, Avalon, etc. We love it.
by XtremeSki2001
Sun May 18, 2014 8:21 am
 
Forum: Personal Consumer Issues
Topic: Jersey shore recommendations?
Replies: 14
Views: 1081

Re: Hotel suggestions Washington,DC

I am a Marriott fan so always stay at a Marriott if possible. The Ren Mayflower is nice and historic, among other things where Elliott Spitzer had certain rendezvous... The Wardman Park is close to the National Zoo. Have also stayed at Marriott Metro Center. Mayflower is the poshest, all are very n...
by XtremeSki2001
Sun May 18, 2014 8:16 am
 
Forum: Personal Consumer Issues
Topic: Hotel suggestions Washington,DC
Replies: 32
Views: 2122

Re: Lawyer recommends trust

When my children were minors, we had language written into our wills to set up a trust if something happened to both of us. It was quite simple, we simply had to name a trustee, and I don't think that it added much, if anything, to the cost of preparing the will. We named a trustee and a substitute...
by XtremeSki2001
Sun May 18, 2014 8:07 am
 
Forum: Personal Finance (Not Investing)
Topic: Lawyer recommends trust
Replies: 81
Views: 5354

Re: Poll: Less than initial quote by car dealer for used ca

I bought a used 2013 Ford Focus not too long ago. Got it for 20% less than invoice. It was a used Ford at a Honda dealership - they wanted to move it pronto.
by XtremeSki2001
Sun Apr 13, 2014 9:29 am
 
Forum: Personal Consumer Issues
Topic: Poll: Less than initial quote by car dealer for used car?
Replies: 16
Views: 4030
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