Search found 347 matches

Return to advanced search

Re: What's Golf Course Frontage Worth - Indianapolis

The value of golf frontage has dropped as golf was overbuilt and courses are closing or being poorly maintained due to operating losses. The value today is probably more like living next to open space or a park. There is some value but unless Indy is a golfers mecca is not probably not strongly tied...
by WhyNotUs
Wed Jul 23, 2014 3:04 pm
 
Forum: Personal Finance (Not Investing)
Topic: What's Golf Course Frontage Worth - Indianapolis
Replies: 19
Views: 1099

Re: 2 days in Portland, suggestions?

A drive- free option, using transit, walk and/or bike 1.) Saturday Farmers Market- it is impressive http://www.portlandfarmersmarket.org 2.) Powells City of Books A few facts about the City of Books: • 68,000 square feet packed with books. • We buy 3,000 used books over the counter every day. • Appr...
by WhyNotUs
Tue Jul 22, 2014 5:53 pm
 
Forum: Personal Consumer Issues
Topic: 2 days in Portland, suggestions?
Replies: 34
Views: 1199

Re: P/E Ratio: How do YOU interpret/use it?

How do these two match up or do these two ideas oppose one another? How do you actually interpret the P/E ratio? Do you compare it to the industry or to competitors or interpret it by itself? Uncertain how people are using it as a signal for upcoming recessions. When buying individual stocks, some ...
by WhyNotUs
Tue Jul 22, 2014 9:56 am
 
Forum: Investing - Theory, News & General
Topic: P/E Ratio: How do YOU interpret/use it?
Replies: 26
Views: 1321

Re: Recommendations for red oak hardwood sealer?

Toxic (either you are not living there or not worried about the smell)- Glitsa Multikote Pretty bomber- make sure to use proper applicator, holds up well, your brain will wonder what happened, floor looks good, more time to dry between coats, and more time until you can use the space Low Toxic Bona ...
by WhyNotUs
Mon Jul 21, 2014 9:53 am
 
Forum: Personal Consumer Issues
Topic: Recommendations for red oak hardwood sealer?
Replies: 4
Views: 378

Re: Which kind of bike for recent retiree?

I have one of each and find myself riding the hybrid (which was the cheapest :oops: ) the most often. It has 28" wheels, upright handle bars and can ride on unpaved roads or paved trails. I can adjust the tread and width of tire to suit my environment. Best of all worlds for most riding. I stil...
by WhyNotUs
Sun Jul 20, 2014 12:12 pm
 
Forum: Personal Consumer Issues
Topic: Which kind of bike for recent retiree?
Replies: 48
Views: 2555

Re: Buying First Home - Inspection Follow Up Advice

Owner listed for $125,000, we offered $112,500, she countered at $117,500, we have purchase agreement at $115,000 We like the home. Perfect street, great bones, near family... The inspection noted the following items that I will either be asking the owner to fix or fixing myself in the first year o...
by WhyNotUs
Sun Jul 20, 2014 12:06 pm
 
Forum: Personal Finance (Not Investing)
Topic: Buying First Home - Inspection Follow Up Advice
Replies: 22
Views: 1830

Re: 2 days in San Francisco

Nice walks to/from Fort Mason and always some event happened. There are small museums, Greens restaurant, and more.
http://www.fortmason.org
by WhyNotUs
Fri Jul 18, 2014 10:27 am
 
Forum: Personal Consumer Issues
Topic: 2 days in San Francisco
Replies: 25
Views: 1620

Re: Costa Rica

What do you like to do on vacation? Culture, beach, hike, animals, move around a lot, hunker down? There are very different trips to be had in CR.
by WhyNotUs
Mon Jul 14, 2014 11:40 pm
 
Forum: Personal Consumer Issues
Topic: Costa Rica
Replies: 11
Views: 1709

Re: Buying a camper

Teardrops and casitas are fine for a couple, with three kids you need a popup. You can get everyone a place to sleep and maybe even a shred of privacy for you and wife. Used ones go down in price in the fall around here. Find a website to learn how to winterize whatever you get and keep the critters...
by WhyNotUs
Mon Jul 14, 2014 11:37 pm
 
Forum: Personal Consumer Issues
Topic: Buying a camper
Replies: 26
Views: 2443

Re: Footwear in Vietnam

Chacos are a great shoe for the trip and as others have noted, places to buy shoes are omnipresent if you feel a shortage. There are "North Face" goods everywhere. Between real items made at a factory not far from Hanoi and fake ones that are everyone, you can't get away from them. There i...
by WhyNotUs
Mon Jul 14, 2014 11:29 pm
 
Forum: Personal Consumer Issues
Topic: Footwear in Vietnam
Replies: 18
Views: 1412

Re: Anyone here flip houses?

If you cannot do your own inspection, repairs and are not a licensed realtor then your flipping is likely to make other people more money than you. The people that I know who make money and pass the test of time are either all three (or spouse has other skill) or do FSBOs or low end "Lonnie dea...
by WhyNotUs
Mon Jul 14, 2014 10:28 am
 
Forum: Personal Finance (Not Investing)
Topic: Anyone here flip houses?
Replies: 40
Views: 4509

Re: Who else hates choosing a car?

Most new cars are really great today and getting more efficient with each model year. With 0% interest offers, there are fewer barriers to entry. Get a bargain on a 2014 and put your mind and money into a clever vanity license plate. In my state it costs $25 per year. If you get really creative you ...
by WhyNotUs
Mon Jul 14, 2014 9:50 am
 
Forum: Personal Consumer Issues
Topic: Who else hates choosing a car?
Replies: 75
Views: 6315

Re: mom wants to "sell" me her condo for estate planning

As sscritic noted if the total assets are likely to be less than the estate tax exclusion, just make sure to file gift tax form with 2014 taxes, 709 most likely, and use a documented, independent basis for setting the value and date. Some people will hire an appraiser and others will use the assesse...
by WhyNotUs
Mon Jul 14, 2014 9:46 am
 
Forum: Personal Finance (Not Investing)
Topic: mom wants to "sell" me her condo for estate planning
Replies: 23
Views: 2991

Re: Family member as Financial Advisor

Personally, I would pay the $30 for a VG target date fund or TSM with all of my $$ and stay with my dad for a while. The $30 would seem a small price to pay for allowing him to feel like my investments were somehow under his umbrella while doing what I wanted. If I had to pay that once a year to inv...
by WhyNotUs
Sat Jul 12, 2014 9:28 am
 
Forum: Investing - Help with Personal Investments
Topic: Family member as Financial Advisor
Replies: 35
Views: 2897

Re: Vacation Home Fractional Ownership

Something to know if that the properties of interest are in a true vacation destination (Summit County, CO), and that my family has a strong interest in using the property, especially during the ski season. While no real estate is "easy" to sell, I would expect any fractional shares to ha...
by WhyNotUs
Sat Jul 12, 2014 12:28 am
 
Forum: Personal Finance (Not Investing)
Topic: Vacation Home Fractional Ownership
Replies: 15
Views: 1711

Re: Should I Sell or Hold this Rental Property

I'd run your numbers like this: He only has around $18K +/- tied up in it because that's all he can clear if he sells it now. He says he has $275 per month positive cash flow. The cash flow alone is about 18% per year on an $18K investment. jimb Interesting math, so if the property value drops anot...
by WhyNotUs
Fri Jul 11, 2014 10:41 am
 
Forum: Investing - Help with Personal Investments
Topic: Should I Sell or Hold this Rental Property
Replies: 18
Views: 1991

Re: Anyone Actually Using Quicken on a Mac?

I use Quicken Essentials for Mac for personal items- check register mostly. I use TurboTax as well and like the connectivity between apps. If one never used older versions of Quicken for Mac or Quicken for PC then it would probably not seem so bad. If you have, then it is a head scratcher. Having sa...
by WhyNotUs
Tue Jul 01, 2014 12:27 pm
 
Forum: Personal Consumer Issues
Topic: Anyone Actually Using Quicken on a Mac?
Replies: 14
Views: 983

Re: Looking for recommendations for a trip to Panama

I went sailing in the "San Blas Islands" (indigenous people call it Kuna Yala) in January and was blown away. Took a little plane from PC national airport to El Provenir (the funniest airstrip you may ever land on) and hopped on a sailboat. You can charter a Kuna captain and with some span...
by WhyNotUs
Sun Jun 29, 2014 9:13 pm
 
Forum: Personal Consumer Issues
Topic: Looking for recommendations for a trip to Panama
Replies: 5
Views: 532

Re: School me on my rental property understanding..

Once nice thing, if you sell in two years you may still qualify for capital gains exclusion, assuming that you are correct and property appreciates rapidly. As an investment, I would not pursue what you are proposing. If I was going out of country for a couple years and had a relatively close by and...
by WhyNotUs
Thu Jun 26, 2014 7:19 pm
 
Forum: Personal Finance (Not Investing)
Topic: School me on my rental property understanding..
Replies: 16
Views: 988

Re: Investing in Real Estate - large multi-family project?

Not enough info to comment on the deal. Understand fees (including managing partner), exit opportunities, whether you are providing any security to the project, how the LLC will shield your other assets, and distribution. It does not seem crazy to put 1% of liquid assets into a real estate deal that...
by WhyNotUs
Thu Jun 26, 2014 12:11 pm
 
Forum: Investing - Help with Personal Investments
Topic: Investing in Real Estate - large multi-family project?
Replies: 2
Views: 266

Re: Denver: Visiting and Possible Relocation

I have a friend who went to SW acupuncture college and is a working acupuncturist. Seemed to work out for him. Boulder might be worth a look while you are in the area. Robust economy, high QoL, and tech jobs in the area (Longmont as well). North Boulder is my favorite neighborhood there. Good access...
by WhyNotUs
Mon Jun 23, 2014 9:46 am
 
Forum: Personal Finance (Not Investing)
Topic: Denver: Visiting and Possible Relocation
Replies: 25
Views: 1712

Re: Anyone regret paying off mortgage early?

Had it almost paid off by making double and sometimes large lump sum payments from my income and ended up getting divorced. I got to buy half from my ex at a high point in the market. New mortgage, double payments/lump sums, now paid off again. I have to admit that making those extra payments and th...
by WhyNotUs
Sat Jun 21, 2014 4:27 pm
 
Forum: Personal Finance (Not Investing)
Topic: Anyone regret paying off mortgage early?
Replies: 185
Views: 24828

Re: Another water heater query - hybrid water heaters

I looked it hybrids when I replaced my water heater but I live in a cool, dry environment and they are less effective here.
If I buy one with my credit card that offers extended warranty and saved all of the paperwork, I would have added a year of warranty without buying an additional product.
by WhyNotUs
Thu Jun 19, 2014 12:38 pm
 
Forum: Personal Consumer Issues
Topic: Another water heater query - hybrid water heaters
Replies: 36
Views: 3330

Re: Do you see profit or ponzi?

Not sure you will find much support from a group of people with an opposite outlook on investing- index + low costs + regular investment + time = retirement income. Countless posts here on stock pickers. There is a tiny percentage that can beat the market over time, I guess there is some chance that...
by WhyNotUs
Wed Jun 18, 2014 8:52 pm
 
Forum: Investing - Theory, News & General
Topic: Do you see profit or ponzi?
Replies: 100
Views: 7021

Re: Forums like Bogleheads, for Life ?? (other aspects)

Some of my earliest and best connections via the net were at The Well. At the time it was a bulletin board that touched on everything from spirit to green living to systems thinking to very practical matters. It still exists but I cannot speak to the quality 20 years later. http://www.well.com
by WhyNotUs
Tue Jun 17, 2014 11:10 am
 
Forum: Personal Consumer Issues
Topic: Forums like Bogleheads, for Life ?? (other aspects)
Replies: 56
Views: 4260

Re: Thoughts on renting an inherited home in Dayton, Ohio

Seems like there is enough upside (good rental market, fresh basis for depreciation, financial ability to put some money into the property prior to rental) to at least look into the numbers. You would need to get a solid number for value on date of transfer of inherited basis and cost of buying out ...
by WhyNotUs
Tue Jun 17, 2014 10:56 am
 
Forum: Personal Finance (Not Investing)
Topic: Thoughts on renting an inherited home in Dayton, Ohio
Replies: 9
Views: 485

Re: Selling Apt. Buildings. Best Option for Reinvestment? 1

I would start with your goals rather than jumping to 1031. Are you looking for more liquid investments? Are you looking for monthly income or appreciation? Do you want passive or active, etc. At first it seems like you are done with real estate investing but then you offer scenarios for pursuing it....
by WhyNotUs
Tue Jun 17, 2014 12:37 am
 
Forum: Investing - Help with Personal Investments
Topic: Selling Apt. Buildings. Best Option for Reinvestment? 1031?
Replies: 11
Views: 740

Re: Should I add a detached garage?(resale value)

Depends on the market in your area, is there a premium for extra storage space? If you can save 40% by DYI over market cost and the market will give you back 60% of cost, then you might break even. A realtor is better positioned to answer that about your market. I would not do it thinking that it wi...
by WhyNotUs
Wed Jun 11, 2014 9:35 am
 
Forum: Personal Consumer Issues
Topic: Should I add a detached garage?(resale value)
Replies: 24
Views: 1376

Re: Am I crazy to pay down a 3% mortgage early?

Clearly_Irrational wrote:The extra return you'll get from paying it down probably isn't worth the reduced liquidity. I'm often in favor of paying off the mortgage on a primary residence but in this case I wouldn't bother.


+1
by WhyNotUs
Tue Jun 10, 2014 7:36 pm
 
Forum: Personal Finance (Not Investing)
Topic: Am I crazy to pay down a 3% mortgage early?
Replies: 41
Views: 4520

Re: Need advice on whether to sell house or stay put

For tales of humility, talk to some of your homebuilding peers who lost everything from leveraging during the last go around. Many builders have been able to leverage the situation that you are describing and others have lost it all. Another option based on your description that you own a lot in ano...
by WhyNotUs
Fri Jun 06, 2014 12:18 pm
 
Forum: Personal Finance (Not Investing)
Topic: Need advice on whether to sell house or stay put
Replies: 19
Views: 923

Re: HOA questions

Need to get on the board and ask the board to appoint you and one or two board members as a cost-control task group. Outside efforts often disregarded as a threat unless you have been asked.
by WhyNotUs
Fri Jun 06, 2014 12:03 pm
 
Forum: Personal Finance (Not Investing)
Topic: HOA questions
Replies: 43
Views: 3327

Re: Anyone here own a safe?

We live in a potential wildfire area and have a modest sized fireproof safe. It could be stolen but that is not a primary concern in our situation.
Since I rarely use the safe or the documents in it, I left myself a note in my file cabinet to remind myself that the docs are in the safe now :happy
by WhyNotUs
Fri Jun 06, 2014 11:59 am
 
Forum: Personal Finance (Not Investing)
Topic: Anyone here own a safe?
Replies: 91
Views: 12542

Re: tenant advice?

Dear bogleheads By the way we still have 2 months worth of security deposit, with only one month remaining on the lease (lease expires at the end of the month) and no payment in sight. any advice is really welcome as this has been a stressful experience. Tenant law is by state, in some cases City/c...
by WhyNotUs
Wed Jun 04, 2014 11:17 pm
 
Forum: Personal Finance (Not Investing)
Topic: tenant advice?
Replies: 46
Views: 2757

Re: Using TurboTax on Apple Mac PCs

There are a variety of reasons that Macs tend to get fewer viruses, which could change if virus makers really wanted to. A hacker in Russia gets more bang for their buck coding a virus for a PC than a Mac since there are lots more of them in circulation. I have used Macs for 20 years or more and hav...
by WhyNotUs
Wed Jun 04, 2014 8:23 am
 
Forum: Personal Consumer Issues
Topic: Using TurboTax on Apple Mac PCs
Replies: 21
Views: 973

Re: House selling question (buyers more interested in the lo

Staging is most important when supply exceeds demand. Creating a little advantage in a crowded market. Highlighting a strength in your property. Sounds like you are on the opposite end of the curve- demand exceeds supply. I would not spend too much energy on staging. Markets change, sometimes fast, ...
by WhyNotUs
Fri May 30, 2014 9:27 am
 
Forum: Personal Consumer Issues
Topic: House selling question (buyers more interested in the lot)
Replies: 37
Views: 2713

Re: Hiring someone versus painting yourself

Delete- irrelevant as I thought this was the person with masonite siding...
by WhyNotUs
Sun May 25, 2014 1:11 pm
 
Forum: Personal Consumer Issues
Topic: Hiring someone versus painting yourself
Replies: 51
Views: 4225

Re: Real Estate Advice

There are markets that allow deals with similar ratios. There are markets in the midwest that seem to be working well for investors if you can believe some of the posts on Biggerpockets over the last few years. My guess is that when the OP sharpens his/her pencil then the margin will shrink but this...
by WhyNotUs
Sun May 25, 2014 1:08 pm
 
Forum: Personal Finance (Not Investing)
Topic: Real Estate Advice
Replies: 26
Views: 2531

Re: Septic System Replacement

Is there something wrong with the tank part of system? Were infiltrators used in existing system? If problem is limited to each field, there may be cheaper options. Sometimes one can chance the medium around the infiltrators to improve perc. Is there a city/county environmental health office in your...
by WhyNotUs
Sat May 24, 2014 10:14 am
 
Forum: Personal Consumer Issues
Topic: Septic System Replacement
Replies: 24
Views: 1458

Re: Is it wise to keep rental property for hope of appreciat

For the benefit of anyone else reading this and it sounding familiar, you want to have this discussion/decision before the third year after you move out. If it was sold in 2103, then the OP might have had 2 of last five years of residence to qualify for capital gains exclusion. In addition to Jim's ...
by WhyNotUs
Fri May 23, 2014 10:42 am
 
Forum: Personal Finance (Not Investing)
Topic: Is it wise to keep rental property for hope of appreciation?
Replies: 12
Views: 992

Re: Hawaii for winter

Assuming that you meant Waikoloa. Craigslist, local property management company for monthly rentals. Car- check your insurance and credit card agreement and rent car for period of time that it allows for "free" coverage. Costco or Walmart in Kona for your sports goodies new or craigslist a...
by WhyNotUs
Fri May 23, 2014 12:30 am
 
Forum: Personal Consumer Issues
Topic: Hawaii for winter
Replies: 10
Views: 2286

Re: Masonite Siding

Cost is location sensitive since labor for install and painting varies widely by area. Also varies by the design of house, nature of the trim, paint selected. Maybe $6-7 sf for material and install and another $4 for painting. That does not address soffits, fascia, trim. Your realtors number probabl...
by WhyNotUs
Fri May 23, 2014 12:21 am
 
Forum: Personal Consumer Issues
Topic: Masonite Siding
Replies: 26
Views: 1959

Re: Real Estate Advice

Is it crazy to try and rent and be a property manager? Does this seem like a good idea? Are there any other things I should consider? Question one depends on your personality and handyman abilities Question two is impossible to answer other than to say I would recheck all of my numbers a few times....
by WhyNotUs
Fri May 23, 2014 12:01 am
 
Forum: Personal Finance (Not Investing)
Topic: Real Estate Advice
Replies: 26
Views: 2531

Re: Masonite Siding

The house was built in 1986 - the masonite has been well maintained and a few parts of its exterior have been replaced with hardy plank siding. I've heard with paint and caulking every 4-5 years you can extend its life for a long time, but that might get expensive (if hiring a contractor) or time c...
by WhyNotUs
Thu May 22, 2014 10:57 am
 
Forum: Personal Consumer Issues
Topic: Masonite Siding
Replies: 26
Views: 1959

Re: Sell or Keep rental in North Dakota oil boom

Roof + fuses + plumbing + appreciation + distance = sell
The place is cash flowing nicely but it sounds like it is at the expenses of budgeting for needed improvements.
by WhyNotUs
Wed May 21, 2014 10:33 pm
 
Forum: Personal Finance (Not Investing)
Topic: Sell or Keep rental in North Dakota oil boom
Replies: 6
Views: 629

Re: Poor Planning Parents (baby boomers)

I agree with you. Something I really want input on is: What are my funding options? How do home equity loans work? How does borrowing against an owned 2nd home work? Does me co-signing have any real affect? In 2009, median net worth for 65 and older was about $170,000. Your parents are in better sh...
by WhyNotUs
Tue May 20, 2014 9:45 am
 
Forum: Personal Finance (Not Investing)
Topic: Poor Planning Parents
Replies: 28
Views: 3432

Re: Going Solar with PPA - 20 Yrs. Insights Needed

Since most of the older solar systems out there are stand alone battery units built in a different era, it is hard to know what will happen to panels in 25 years. There is some chance they will look and work like existing panels and one can simply replace them. It is more likely that the future will...
by WhyNotUs
Sat May 17, 2014 9:01 am
 
Forum: Personal Consumer Issues
Topic: Going Solar with PPA - 20 Yrs. Insights Needed
Replies: 10
Views: 861

Re: Solar Panels?

Lease vs. Purchase involves economic analysis that is specific to your situation. There are federal, state, and local incentives that could apply that will change the equation. A few bids, including one for a long established solar supplier, will help sort it out for you. 6 years is a pretty good pa...
by WhyNotUs
Fri May 16, 2014 10:15 am
 
Forum: Personal Consumer Issues
Topic: [residential] Solar Panels [in CA]?
Replies: 22
Views: 1763

Re: Going Solar with PPA - 20 Yrs. Insights Needed

Those are low prices with either lease or purchase. Your purchase option at $2.30 per watt is about $0.80 less that I could get here for a roof mount system after tax credits and some pretty good local incentives. I have 2.8 Kw at home and another 2.3 off-site at a solar farm in a deal that is sligh...
by WhyNotUs
Wed May 14, 2014 4:24 pm
 
Forum: Personal Consumer Issues
Topic: Going Solar with PPA - 20 Yrs. Insights Needed
Replies: 10
Views: 861

Re: Hybrid bike recommendation (around $500 max)

Is there a bike store nearby with a good selection? I bought a new but last year model Fuji Crosstowne several years ago from a local bike shop at a spring liquidation sale for $260 and it came with free lifetime tunings. The tunings alone were worth the price and the bike has turned out to be a wor...
by WhyNotUs
Tue May 13, 2014 1:07 pm
 
Forum: Personal Finance (Not Investing)
Topic: Hybrid bike recommendation (around $500 max)
Replies: 23
Views: 1699

Re: Help with Patio! -- Pavers v. Concrete

Given the rounded forms that you are pursuing, I would look to poured concrete. Setting the forms with rounded shapes is pretty easy with concrete. Instead of coming back to stain (not sure what you mean by stamping "later"), you could dress up the space by using colored concrete with expo...
by WhyNotUs
Mon May 12, 2014 2:12 pm
 
Forum: Personal Consumer Issues
Topic: Help with Patio! -- Pavers v. Concrete
Replies: 25
Views: 2349
Next

Return to advanced search