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Re: RSU Cost Basis (Etrade and Turbo Tax) - Help!!

ok, an update. I added the date acquired and cost basis in TT based on evancox10's initial, clear, explanation. Thank you. 1. Added date acquired from the e-trade stmt. God knows why this wouldn't transfer automatically during the TT import. 2. Added the cost basis based on the ordinary income recog...
by Wannaretireearly
Sat Feb 28, 2015 7:53 pm
 
Forum: Personal Finance (Not Investing)
Topic: RSU Cost Basis (Etrade and Turbo Tax) - Help!!
Replies: 19
Views: 1299

Re: RSU Cost Basis (Etrade and Turbo Tax) - Help!!

Thanks All. And a very good discussion above which is also relevant for me re: ESPP. I'm going to digest all this good info and perhaps ask a few more questions if needed. I do have all the forms you guys mention from both eTRADE and my employer. My head is spinning on a sat afternoon, with all this...
by Wannaretireearly
Sat Feb 28, 2015 6:29 pm
 
Forum: Personal Finance (Not Investing)
Topic: RSU Cost Basis (Etrade and Turbo Tax) - Help!!
Replies: 19
Views: 1299

Re: Luxury Car

Don't mind spending medium bucks up front. Hate high maintenance costs.
I'm eyeing the new Lexus nx hard. The GS would be a splurge.

This given I need 4 doors and boot space
by Wannaretireearly
Tue Feb 24, 2015 3:34 pm
 
Forum: Personal Consumer Issues
Topic: Luxury Car
Replies: 81
Views: 5438

Re: How do you plan on spending your time during retirement?

Trying my best to live a retired life while working. I.e. working to live - a lot ( is there a book on this?) When I actually retire: 1. Exercise/work out more/daily 2. Watch even more sports: soccer, cricket, football, basketball, tennis, snooker, he'll even baseball 3. Try to watch more live sport...
by Wannaretireearly
Tue Feb 24, 2015 12:53 am
 
Forum: Personal Consumer Issues
Topic: How do you plan on spending your time during retirement?
Replies: 43
Views: 3063

RSU Cost Basis (Etrade and Turbo Tax) - Help!!

An example from my 1099-B entry for RSU in TurboTax (after uploading info from eTRADE): 38 Shares sold, Date Sold: 1/15/2014, Sale Price: $1589, Please enter Cost Basis: 'Blank' In E-trade I see the following explanation of cost basis: Understanding Your Cost Basis Information for Lots Sold After 20...
by Wannaretireearly
Sat Feb 21, 2015 3:31 pm
 
Forum: Personal Finance (Not Investing)
Topic: RSU Cost Basis (Etrade and Turbo Tax) - Help!!
Replies: 19
Views: 1299

Re: iPhone radiation levels

While studies tended to show negative correlation, a few did show positive. Because of the delay in onset of symptoms, it could be many years before they show up. One long term study did show positive correlation, but because of the small number of subjects in needs follow up. I use phones with as ...
by Wannaretireearly
Sun Feb 08, 2015 8:02 pm
 
Forum: Personal Finance (Not Investing)
Topic: iPhone radiation levels
Replies: 31
Views: 2347

Re: iPhone radiation levels

This is accurate. I'm an electrical engineer, and this is an area of my expertise. I even know some of the engineers who designed the iphone antenna systems. You could take that as validation that I understand the subject, and/or that I'm biased. :happy The proper term for current recommendations i...
by Wannaretireearly
Sun Feb 08, 2015 7:43 pm
 
Forum: Personal Finance (Not Investing)
Topic: iPhone radiation levels
Replies: 31
Views: 2347

iPhone radiation levels

http://www.rfsafe.com/simultaneous-rating-iphone-6-sar-nearly-exceeds-legal-radiation-limits/ I will switch to Samsung soon. Hopefully the S6 when that comes out mainly due to the much higher radiation levels with all iPhones. I do believe even if there is not major damage caused, there likely is mi...
by Wannaretireearly
Sun Feb 08, 2015 12:28 pm
 
Forum: Personal Finance (Not Investing)
Topic: iPhone radiation levels
Replies: 31
Views: 2347

Re: Replacing a reliable Toyota

With significant repair costs (and hassle) it sometimes seems like it would be best to lease a Nissan leaf!
A co-worker leased a leaf for $260/month no money down for 3 years. Seems low risk to me.....
by Wannaretireearly
Fri Feb 06, 2015 9:54 pm
 
Forum: Personal Finance (Not Investing)
Topic: Replacing a reliable Toyota
Replies: 43
Views: 4049

Re: Replacing a reliable Toyota

I so have to say my 2006 4Runner, bought new, is still on all original bulbs except for the headlights and interior lights that I explicitly changed to HID (headlights) and brighter LEDs (interior). Additionally, I can change my air filter in 3 minutes on my 4Runner and my cabin filter in less than...
by Wannaretireearly
Fri Feb 06, 2015 1:46 pm
 
Forum: Personal Finance (Not Investing)
Topic: Replacing a reliable Toyota
Replies: 43
Views: 4049

Re: Replacing a reliable Toyota

Ever noticed how new(ish) Audi's sometimes have a light or two out? It's the small things that are a pain in general with VW/Audi - I know I had my fair share of lights/sensors go out over 10 years with the VW. Never had to change a single light or sensor in the Toyota over almost 11 years (Jinx). W...
by Wannaretireearly
Fri Feb 06, 2015 12:40 pm
 
Forum: Personal Finance (Not Investing)
Topic: Replacing a reliable Toyota
Replies: 43
Views: 4049

Re: Replacing a reliable Toyota

This new lexus nx looks awesome and a real front runner for me:

http://www.dailymail.co.uk/motoring/art ... assey.html
by Wannaretireearly
Fri Feb 06, 2015 7:36 am
 
Forum: Personal Finance (Not Investing)
Topic: Replacing a reliable Toyota
Replies: 43
Views: 4049

Re: Replacing a reliable Toyota

Any experiences with Nissan Murano? Seems to be #1 on this list for mid-size SUV's:
http://usnews.rankingsandreviews.com/ca ... an_Murano/
by Wannaretireearly
Tue Feb 03, 2015 1:22 am
 
Forum: Personal Finance (Not Investing)
Topic: Replacing a reliable Toyota
Replies: 43
Views: 4049

Re: Replacing a reliable Toyota

Thanks All! Will consider the Venza and Subaru's. In general, how reliable are the Subaru's at 100k or 10 years? How much is a 90k service? I just paid $300 for a 90k service (major service) with my local Toyota mechanic - so i have a low bar/tolerance for service costs. Dealer wanted something like...
by Wannaretireearly
Tue Feb 03, 2015 1:18 am
 
Forum: Personal Finance (Not Investing)
Topic: Replacing a reliable Toyota
Replies: 43
Views: 4049

Replacing a reliable Toyota

Love my 2004 Toyota Solara, 90 k miles but going great. Best car I've ever owned. No issues really. Fun planning what comes next when I do give up on this car. Want a medium SUV for 2 adults and kids. 4 wheel drive for snow trips and big enough for skis etc. Short list is a highlander, RDX maybe a c...
by Wannaretireearly
Mon Feb 02, 2015 2:08 am
 
Forum: Personal Finance (Not Investing)
Topic: Replacing a reliable Toyota
Replies: 43
Views: 4049

Re: iphone upgrade dilemma

figure out what you want and then go to Costco. It WILL be cheaper - both the phone and the taxes.
I just figured this out...
by Wannaretireearly
Fri Jan 30, 2015 4:30 pm
 
Forum: Personal Consumer Issues
Topic: iphone upgrade dilemma
Replies: 19
Views: 2238

Commercial Real estate in SF bay area

Bogleheads, I'm interested in investing in commercial real estate in the SF bay area. Especially in my town where a new downtown is being built. Are there any folks here who have contacts or experience with commercial RE in the SF bay area? Willing to share your experiences? Appreciate all relevent ...
by Wannaretireearly
Tue Jan 13, 2015 5:03 pm
 
Forum: Personal Finance (Not Investing)
Topic: Commercial Real estate in SF bay area
Replies: 0
Views: 201

Re: any studies of real-world retirement outcomes?

And then drop dead at 58 and while laying in the casket say "darn it I should have went for the good stuff". I'm pretty sure it's not possible to have this sequence happen. But I suppose one of these days, someone might come back from the dead to give us this message. :P My dad was around...
by Wannaretireearly
Thu Dec 11, 2014 11:32 pm
 
Forum: Investing - Theory, News & General
Topic: any studies of real-world retirement outcomes?
Replies: 20
Views: 1978

Re: Dubai trip

Bump! Thanks to all the responses
Leaving in 2 weeks, anyone else wanna share their experience?
:sharebeer :sharebeer
by Wannaretireearly
Tue Nov 25, 2014 2:59 am
 
Forum: Personal Consumer Issues
Topic: Dubai trip
Replies: 11
Views: 1473

Re: Does anyone here make "fun" purchases.

I hate to make this pun, but I can't not... Many people on this Forum are Frugal, but IMHO, too many are downright CHINTZY. Sorry, couldn't help myself! There are several other threads about "spending vs saving", and "when spending is 'okay'". Obviously, the first issue is... ho...
by Wannaretireearly
Fri Nov 14, 2014 2:04 pm
 
Forum: Personal Consumer Issues
Topic: Does anyone here make "fun" purchases.
Replies: 111
Views: 10953

Re: 2015: Day Care Flex Spending Account

Thanks all! I did sign up for next year as well..
by Wannaretireearly
Sun Nov 09, 2014 12:10 pm
 
Forum: Personal Finance (Not Investing)
Topic: 2015: Day Care Flex Spending Account
Replies: 6
Views: 790

Re: The Sky is Falling

livesoft wrote:But tell me you bought GDX the other day. :twisted:


Is this a good time (cheaper) to buy jewelry? Diamond rings? I'm serious!
Been meaning to ask this with all the other commodities threads recently....

:sharebeer
by Wannaretireearly
Fri Nov 07, 2014 12:39 pm
 
Forum: Investing - Theory, News & General
Topic: The Sky is Falling
Replies: 36
Views: 6221

2015: Day Care Flex Spending Account

ok, folks - I've searched all related previous posts on this without conclusive answer. My question: Is all of the cost for Preschool (3/4 year olds) eligible for the Day care account? I found these two (conflicting) sites: a. http://www.investopedia.com/articles/pf/09/dependent-care-fsa.asp Info: E...
by Wannaretireearly
Thu Nov 06, 2014 4:44 pm
 
Forum: Personal Finance (Not Investing)
Topic: 2015: Day Care Flex Spending Account
Replies: 6
Views: 790

Re: Dish Network and CNN

Not that this is a competition, but i got $5 off for 6 months for this issue.
I always try to maximize my returns for complaints calls - I was offered 6 months and asked for 12 months and was refused ;)

We poor Dish customers deserve what we can get :sharebeer
by Wannaretireearly
Tue Nov 04, 2014 5:38 pm
 
Forum: Personal Consumer Issues
Topic: Dish Network and CNN
Replies: 6
Views: 789

Re: Roll Call for the Retirement Class of 2015!

I'm Jealous and envious of this thread :) :) Cant wait til the roll call for 2028 - obviously if I hit the power ball before that I'll let you know! Congrats to all - well done. Not to derail the thread, but....Are there 'fun' 'active' 'adult' communities? I guess I'm asking if there are products ta...
by Wannaretireearly
Tue Nov 04, 2014 5:17 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Roll Call for the Retirement Class of 2015!
Replies: 65
Views: 6106

401k millionaire

Inspired by this: http://money.cnn.com/video/pf/2014/09/15/planning-next-characteristics-of-401k-millionaire.cnnmoney/index.html?iid=SF_Taboola How long did it take you to become a 401k millionaire? What year did you start? what was your AA (Dom stock/Intl Stock/Bonds)? Congrats to all 401k milliona...
by Wannaretireearly
Fri Oct 31, 2014 3:32 pm
 
Forum: Personal Finance (Not Investing)
Topic: 401k millionaire
Replies: 27
Views: 5259

Re: Dubai trip

Thanks all - how much should a cab ride cost from the airport to the palm/atlantis?
Is it worth booking transfers in advance? They seem expensive at $100 each way..
by Wannaretireearly
Fri Oct 24, 2014 9:10 pm
 
Forum: Personal Consumer Issues
Topic: Dubai trip
Replies: 11
Views: 1473

Dubai trip

Going to be Dubai for 6 nights - staying at the Atlantis hotel in Dec.
With 2 kids, 4 & 6.

First time to Dubai...would love to hear stories & hidden gems re: places to eat and things to see...

Many thanks.
WRE
by Wannaretireearly
Fri Oct 24, 2014 2:02 pm
 
Forum: Personal Consumer Issues
Topic: Dubai trip
Replies: 11
Views: 1473

Re: AA: 50/50 Domestic and International Stock IPS

I have a harder time selling s&p 500 index than I do buying any of the international funds. I feel like international is one big super sale just waiting to revert to the mean sometime between now and retirement ;-) How far off the mean is international? I wouldn't even know how to determine thi...
by Wannaretireearly
Tue Oct 14, 2014 5:07 pm
 
Forum: Investing - Theory, News & General
Topic: AA: 50/50 Domestic and International Stock IPS
Replies: 18
Views: 1724

Re: AA: 50/50 Domestic and International Stock IPS

Thanks for all the posts. Nisi: Got your point, I shouldnt expect a turnaround soon - but have some faith in the very long term. I guess that bodes a question on whether there should be a slow reduction in foreign stock exposure as we near a retirement date for those of us at around 50/50. Perhaps b...
by Wannaretireearly
Mon Oct 13, 2014 6:16 pm
 
Forum: Investing - Theory, News & General
Topic: AA: 50/50 Domestic and International Stock IPS
Replies: 18
Views: 1724

AA: 50/50 Domestic and International Stock IPS

To all those souls with a roughly 50/50 domestic vs International Stock AA in your IPS, Are you rebalancing into VEU/VSS (ETF) or their Mutual fund equivalent (FTSE large cap/small cap ex US)? I just did (new money, so not really rebalance) but it felt hard to do - as we know its sometimes those har...
by Wannaretireearly
Mon Oct 13, 2014 12:36 pm
 
Forum: Investing - Theory, News & General
Topic: AA: 50/50 Domestic and International Stock IPS
Replies: 18
Views: 1724

Re: work life balance when close to FIRE - suggestions

livesoft wrote:Also don't forget that there are many people at work around you who are trying to do the same thing. Don't be the last domino to fall.

Good point. only so many part timer/flex timer/working from beach types allowed!
by Wannaretireearly
Thu Sep 11, 2014 4:31 pm
 
Forum: Personal Finance (Not Investing)
Topic: work life balance when close to FIRE - suggestions
Replies: 5
Views: 769

Re: work life balance when close to FIRE - suggestions

A strategy I used was to go part-time about 5 to 10 years before expected retirement date. One thing that helped was our company had an efficiency consultant come in to train everyone. That person said, "Dump your bucket", so I did. I delegated all the stuff I didn't want to do. I helped ...
by Wannaretireearly
Thu Sep 11, 2014 4:11 pm
 
Forum: Personal Finance (Not Investing)
Topic: work life balance when close to FIRE - suggestions
Replies: 5
Views: 769

work life balance when close to FIRE - suggestions

Some thoughts I've been having recently.... 1. Given a decent low 7 figure nest egg/net worth, is it worth the additional hassle/stress/lost family time for a few extra $$$ ? - after taxes, a next level promotion just doesn't seem to give much bang for the buck, or really affect the nest egg much (m...
by Wannaretireearly
Thu Sep 11, 2014 4:01 pm
 
Forum: Personal Finance (Not Investing)
Topic: work life balance when close to FIRE - suggestions
Replies: 5
Views: 769

Re: Fort Lauderdale area: need real estate advice

I did mean residential primarily. Although I would consider commercial...
by Wannaretireearly
Sat Sep 06, 2014 4:46 pm
 
Forum: Personal Finance (Not Investing)
Topic: Fort Lauderdale area: need real estate advice
Replies: 8
Views: 889

Re: Fort Lauderdale area: need real estate advice

bump...its a busy saturday for the forum!
by Wannaretireearly
Sat Sep 06, 2014 3:10 pm
 
Forum: Personal Finance (Not Investing)
Topic: Fort Lauderdale area: need real estate advice
Replies: 8
Views: 889

Fort Lauderdale area: need real estate advice

Happy Saturday BH'ers. I'm looking for guides on investment properties in the FL area. I've been to the FL/Miami area ~5 times and have always thought it would be a great place to settle/ER one day (especially FL). To that end, I would like to explore property investment opportunities in the FL area...
by Wannaretireearly
Sat Sep 06, 2014 2:35 pm
 
Forum: Personal Finance (Not Investing)
Topic: Fort Lauderdale area: need real estate advice
Replies: 8
Views: 889

Re: Which Vanguard bond fund in my IRA?

Thanks for the responses. I should've said retirement accounts not 'deferred'
by Wannaretireearly
Thu Sep 04, 2014 3:51 pm
 
Forum: Personal Finance (Not Investing)
Topic: Which Vanguard bond fund in my IRA?
Replies: 4
Views: 384

Which Vanguard bond fund in my IRA?

Folks, Appreciate some opinions. I have been investing in Small Cap Value in my IRA. My AA (and my gut) tells me my back door contribution this year should go to a bond fund. I don't have a current bond fund in my Vanguard IRA account at present. Which Vanguard Bond fund would you recommend (and why...
by Wannaretireearly
Thu Sep 04, 2014 1:39 pm
 
Forum: Personal Finance (Not Investing)
Topic: Which Vanguard bond fund in my IRA?
Replies: 4
Views: 384

Re: Did you reveal to your kids...your savings and salary

Havent read all posts, but if/when I do share salary I will walk the kid thru my paycheck so they understand gross income and net income after taxes and deductions. Then I'll walk them thru Net income - fixed expense - variable expense. Then I'll walk them thru why we need to save & not spend th...
by Wannaretireearly
Wed Sep 03, 2014 5:59 pm
 
Forum: Personal Finance (Not Investing)
Topic: Did you reveal to your kids...your savings and salary
Replies: 75
Views: 7528

Re: It is time to retire when you .......

Pay Off mortgage -8 years
Youngest thru college - 18 years
Find hobbys? - done, travel + exercise + soccer + wimbledon etc
Any spare time can always be filled by test match cricket...the most time consuming activity known to man
by Wannaretireearly
Sat Jun 21, 2014 12:24 pm
 
Forum: Personal Finance (Not Investing)
Topic: It is time to retire when you .......
Replies: 104
Views: 10406

Re: TV show recommendations?

Finished Luther and Sherlock - both brilliant.
will check out the wire - love this thread!
by Wannaretireearly
Tue Jun 17, 2014 10:44 pm
 
Forum: Personal Consumer Issues
Topic: TV show recommendations?
Replies: 304
Views: 144412

Re: City Driver Hit My New Car. Diminished Value Advice?

Very interesting thread - never even knew this concept!
Wifey had an at fault accident with her van, when just a few months old - could she have claimed diminished value from our insurance company, even though she was 'at fault'?!?
by Wannaretireearly
Wed May 21, 2014 12:12 am
 
Forum: Personal Finance (Not Investing)
Topic: City Driver Hit My New Car. Diminished Value Advice?
Replies: 33
Views: 3259

Re: Social Security Q's for my mum

Hi SS critic: Dad passed at 59.5 yrs old, he wasn't collecting SS. Dads PIA is 1143. Mums is 767.* As I just mentioned in my last post, mum works and makes between 50-60k a year. What advice would you give to mum? Thanks! Since she is working, any benefits would be reduced by the earnings test (app...
by Wannaretireearly
Wed May 21, 2014 12:02 am
 
Forum: Personal Finance (Not Investing)
Topic: Social Security Q's for my mum
Replies: 11
Views: 970

Re: 2600 days of every dollar tracked

Brilliant - thanks for sharing!
Nisi definitely has some new upstart competition from the OP re: fantastic posts with Graphics and charts!

Would love to see your charts in 10 years - if its still this detailed you've done a great job monitoring and are probably/definitely OCD - lol joking!
by Wannaretireearly
Tue May 20, 2014 11:58 pm
 
Forum: Investing - Help with Personal Investments
Topic: 2600 days of every dollar tracked
Replies: 68
Views: 6227

Re: Social Security Q's for my mum

Your mother is a widow. The benefits she might collect on your father's work record are called widow's benefits (not his benefit or his pension or anything else). If you are going to navigate social security, it is a good idea to learn the terms. She can take a widow's benefit at 60, but it will be...
by Wannaretireearly
Sat May 17, 2014 5:48 pm
 
Forum: Personal Finance (Not Investing)
Topic: Social Security Q's for my mum
Replies: 11
Views: 970

Re: Social Security Q's for my mum

OP back: Sorry for the delay in revisiting this. Mums 60th birthday today! Anyhow, here are the PIA amounts from the SS office: Dad: 1143 (passed 5.5 years ago) Mum: 767 Not sure what to make of these numbers. Appreciate comments/recommendations on what to do/if anything. Mum works FT and grosses ab...
by Wannaretireearly
Sat May 17, 2014 5:44 pm
 
Forum: Personal Finance (Not Investing)
Topic: Social Security Q's for my mum
Replies: 11
Views: 970

Re: Hybrid bike recommendation (around $500 max)

Thank you all. My riding will be local, parks and trails (3-5 miles) at least initially. Kids are young and will bike with them. I'm actually shopping for my sons first bike (16inch) without stabilizers too! I wont really be on gravel, but i like the feel of chunky wheels on Mountain bikes, dont lik...
by Wannaretireearly
Fri May 16, 2014 4:27 pm
 
Forum: Personal Finance (Not Investing)
Topic: Hybrid bike recommendation (around $500 max)
Replies: 23
Views: 2231
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