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Re: Any experience with LifeSpan TR800 DT5 Treadmill Desk?

bb wrote:I am waiting for them to come out and say gravity is the real problem - must hang upside down to counteract the affects.


Something like a yoga headstand desk? I'd like that!

Victoria
by VictoriaF
Tue Aug 26, 2014 11:13 pm
 
Forum: Personal Consumer Issues
Topic: Any experience with LifeSpan TR800 DT5 Treadmill Desk?
Replies: 8
Views: 629

Re: Zegna Suits

I don't know how my 1st post wasn't clear, maybe it's because my English is not my 1st language. It's not the language issue, it's experience. The longer you read Bogleheads messages the better idea will you get how people may react and respond. I love how passionate a simple Zegna Suits thread can...
by VictoriaF
Tue Aug 26, 2014 11:10 pm
 
Forum: Personal Consumer Issues
Topic: Zegna Suits
Replies: 185
Views: 6203

Re: Any experience with LifeSpan TR800 DT5 Treadmill Desk?

I am not interested in a treadmill desk, but I am thinking of buying an adjustable sitting/standing desk. Specifically, I am considering Mayline Soho Mobile Sit/Stand Workstation.

Victoria
by VictoriaF
Tue Aug 26, 2014 10:15 pm
 
Forum: Personal Consumer Issues
Topic: Any experience with LifeSpan TR800 DT5 Treadmill Desk?
Replies: 8
Views: 629

Re: Savers vs. Spenders: Default Mode

I don't think spending is a default intention for spenders. Most people--savers and spenders--are trying to save money and looking for bargains. The default mode is more likely related to habits. If one spends all her free time shopping, she ends up in the spender category even if all her purchases ...
by VictoriaF
Tue Aug 26, 2014 9:57 pm
 
Forum: Personal Finance (Not Investing)
Topic: Savers vs. Spenders: Default Mode
Replies: 11
Views: 675

Re: Zegna Suits

Arthur, You are correct that the sole focus on money accumulation is unhealthy and occasionally pathological. However, deriving pleasure from one's assets is not limited to clothes. For some it's a house, for some it's a business, for some it's women, for some it's travel, for some it's early retire...
by VictoriaF
Tue Aug 26, 2014 9:30 pm
 
Forum: Personal Consumer Issues
Topic: Zegna Suits
Replies: 185
Views: 6203

Re: Copyright question

I have shared my instructional powerpoints and videos with many people. What happens is that they get asked to share and eventually I go to a conference and see slides I made without any attribution to me. That's life. That has been my experience, too, and I treated it as "life." The diff...
by VictoriaF
Tue Aug 26, 2014 9:14 pm
 
Forum: Personal Consumer Issues
Topic: Copyright question
Replies: 19
Views: 897

Re: Copyright question

I have just sent my slides to the guy in the original PPT format and without the copyright symbol. My main reason for doing so was that I did not want to punish him for being honest. Next time I revise these slides, I will incorporate the copyright information. It will also address the issue of peop...
by VictoriaF
Tue Aug 26, 2014 8:48 pm
 
Forum: Personal Consumer Issues
Topic: Copyright question
Replies: 19
Views: 897

Re: Catastrophe Brewing - Longevity

I feel vindicated for doing my financial forecasting to the age of 115.

Victoria
by VictoriaF
Tue Aug 26, 2014 4:17 pm
 
Forum: Investing - Theory, News & General
Topic: Catastrophe Brewing - Longevity
Replies: 11
Views: 2024

Re: S&P500 over 2000

If the S&P drops 10% now, it will be a much bigger drop that if it had happened in 2009! On the other hand, S&P2K is a better problem to have than Y2K. Cheers, Victoria I know some marginally capable programmers who made more money "remediating" for Y2K than you can imagine. Exten...
by VictoriaF
Tue Aug 26, 2014 4:12 pm
 
Forum: Investing - Theory, News & General
Topic: S&P500 over 2000
Replies: 64
Views: 4311

Re: S&P500 over 2000

baw703916 wrote:If the S&P drops 10% now, it will be a much bigger drop that if it had happened in 2009!


On the other hand, S&P2K is a better problem to have than Y2K. Cheers,

Victoria
by VictoriaF
Tue Aug 26, 2014 4:04 pm
 
Forum: Investing - Theory, News & General
Topic: S&P500 over 2000
Replies: 64
Views: 4311

Re: The Worst Investment You Can Make: Buying a Home

Hi Lynette,

Your sense of humor is fine even if what you wrote is the remnants of its pre-house glory {laughing}. I have to ask. What was worse a large man or a small dog? And why did you decide to buy a house rather than rent in another place with a small man and a large dog?

Victoria
by VictoriaF
Tue Aug 26, 2014 3:54 pm
 
Forum: Investing - Theory, News & General
Topic: The Worst Investment You Can Make: Buying a Home
Replies: 116
Views: 13857

Re: The Worst Investment You Can Make: Buying a Home

Victoria, I can speak to both of your points above. In terms of #1, obviously without knowing your friend or her circumstances, I'd place a fairly heavy bet that her thought process was not quite as orderly as what you describe. I was a renter in NYC at the time, so I get it. There were people that...
by VictoriaF
Tue Aug 26, 2014 2:56 pm
 
Forum: Investing - Theory, News & General
Topic: The Worst Investment You Can Make: Buying a Home
Replies: 116
Views: 13857

Re: The Worst Investment You Can Make: Buying a Home

I also agree that many could not cover their mortgage and thus were forced to sell, and that was my point regarding buying things one cannot afford (including homes). My point was not that one should not buy a home one can't afford. This is an important principle, but it's not applicable to the cas...
by VictoriaF
Tue Aug 26, 2014 2:45 pm
 
Forum: Investing - Theory, News & General
Topic: The Worst Investment You Can Make: Buying a Home
Replies: 116
Views: 13857

Re: Quote from a mover: Please comment

I work for a large company that promotes safety in every aspect and their research on backbraces to prevent injuries say it is a fallacy. Proper lifting techniques is much preferred. Riverstwo, Thank you for your comment. I have seen two different perspectives on proper lifting. The mainstream advo...
by VictoriaF
Tue Aug 26, 2014 11:46 am
 
Forum: Personal Consumer Issues
Topic: Quote from a mover: Please comment
Replies: 46
Views: 3468

Re: The Worst Investment You Can Make: Buying a Home

This statement is where I disagree with you. At the time of a disaster you just don't know. The knowledge you gain in 13 years after the disaster is not relevant at the point when you live the disaster. In the fall of 2001, Lower Manhattan was devastated physically, financially, and emotionally. Th...
by VictoriaF
Tue Aug 26, 2014 11:18 am
 
Forum: Investing - Theory, News & General
Topic: The Worst Investment You Can Make: Buying a Home
Replies: 116
Views: 13857

Re: Taxes on Roth conversion at retirement

Many states do not tax Social Security and pension income but most tax Roth conversions. Many states exempt Roth conversions from taxation, although many of the many apply age and dollar limits to the exemption. In a quick review, I counted 26 states that have no income tax or that have an income t...
by VictoriaF
Tue Aug 26, 2014 11:05 am
 
Forum: Personal Finance (Not Investing)
Topic: Taxes on Roth conversion at retirement
Replies: 15
Views: 630

Re: Zegna Suits

Guys and gals, no one has even asked the op the right question yet to figure out if he is spending too much on his outfit. OP, How much will the watch you will be wearing cost? I wouldn't want to be seen in with anything less than a 5k watch in a 5k outfit to be honest. Otherwise it would be like p...
by VictoriaF
Tue Aug 26, 2014 10:59 am
 
Forum: Personal Consumer Issues
Topic: Zegna Suits
Replies: 185
Views: 6203

Re: The Worst Investment You Can Make: Buying a Home

I'm thinking of a friend who bought an apartment in Harlem with cash, 5th Ave on Central Park, around 2000 for $250K that is worth nearly $1M now. My friend's other assets do not amount to more than $10K maximum. Unlike most of us, my friend was hardly touched financially by the 2008 crash or 9/11,...
by VictoriaF
Tue Aug 26, 2014 10:47 am
 
Forum: Investing - Theory, News & General
Topic: The Worst Investment You Can Make: Buying a Home
Replies: 116
Views: 13857

Re: Taxes on Roth conversion at retirement

In addition to paying Federal taxes on Roth conversions you will be paying state income taxes. Many states do not tax Social Security and pension income but most tax Roth conversions. If you live in a no-income-tax state such as Florida, this consideration is not applicable.

Victoria
by VictoriaF
Tue Aug 26, 2014 10:25 am
 
Forum: Personal Finance (Not Investing)
Topic: Taxes on Roth conversion at retirement
Replies: 15
Views: 630

Re: Quote from a mover: Please comment

FYI, there was an article on Two Marines Moving in the Aug 25, 2014 edition of The Washington Post: http://www.washingtonpost.com/business/economy/marine-bankruptcy-was-business-bootcamp-now-runs-profitable-alexandria-moving-firm/2014/08/22/a78594ba-27d0-11e4-8593-da634b334390_story.html Very inter...
by VictoriaF
Tue Aug 26, 2014 10:10 am
 
Forum: Personal Consumer Issues
Topic: Quote from a mover: Please comment
Replies: 46
Views: 3468

Re: Quote from a mover: Please comment

In your case then, hand delivering the books to the new location sounds like the best option...I realized in the last couple moves, that books are the heaviest items I own...that presents it own challenge, particularly if they are text books. Makes me ever so grateful now for the current storage me...
by VictoriaF
Tue Aug 26, 2014 10:05 am
 
Forum: Personal Consumer Issues
Topic: Quote from a mover: Please comment
Replies: 46
Views: 3468

Re: Quote from a mover: Please comment

- $1,072.50 Is that a regardless of fault hard cap? It's not a hard cap. It's an estimate of the cost based on the hours used, including 0.5-hr to get to my place. The minimum number of hours is 4.0 + 0.5 = 4.5. The actual number of hours is estimated in 0.25-hr increments. What kinds of faults sho...
by VictoriaF
Tue Aug 26, 2014 9:55 am
 
Forum: Personal Consumer Issues
Topic: Quote from a mover: Please comment
Replies: 46
Views: 3468

Re: Quote from a mover: Please comment

Good Luck on the Move! ... Thank you very much for the good wishes and helpful suggestions. I did tests of packing and handling my 30-liter containers. I can easily handle a fully loaded container, know how many fit into my car (Honda Civic), how many containers I need for my books, and thus how ma...
by VictoriaF
Tue Aug 26, 2014 9:51 am
 
Forum: Personal Consumer Issues
Topic: Quote from a mover: Please comment
Replies: 46
Views: 3468

Re: Quote from a mover: Please comment

Three movers and a truck with the services you mentioned, for 1k,sounds reasonable to me,hey they gotta make a living . :happy I will do a lot of the "service" myself, i.e., will bring the books, clothes, dishes, and breakable items by myself and do my own packing of the rest. The movers ...
by VictoriaF
Tue Aug 26, 2014 9:39 am
 
Forum: Personal Consumer Issues
Topic: Quote from a mover: Please comment
Replies: 46
Views: 3468

Re: Zegna Suits

ArthurO wrote:the outfit is slimfit :), but I've only gained 10lbs over my first 40 years, hopefully I can keep the weight down :)


Most people have the birth weight of about 7 to 8 pounds. That puts your current weight in the 17-18 pound range. That's a remarkable achievement!

Victoria
by VictoriaF
Mon Aug 25, 2014 10:17 pm
 
Forum: Personal Consumer Issues
Topic: Zegna Suits
Replies: 185
Views: 6203

Re: Telling my friends I paid off my houses was a mistake.

Not like you told them you have $100,000 in your checking account and now they expect you to pick up the tab when you go out... You don't need a link. Rather, you need new friends. Tell your friends that due to foolishly paying off your house you are now in debt and want to borrow $100,000 from the...
by VictoriaF
Mon Aug 25, 2014 5:01 pm
 
Forum: Personal Finance (Not Investing)
Topic: Telling my friends I paid off my house was a mistake.
Replies: 56
Views: 7404

Re: The Worst Investment You Can Make: Buying a Home

longinvest wrote:
Greenie wrote: Renting might free you of some obvious homeowner expenses but you really want to deal with landlords?


Great post!


It's far easier to change a landlord than the home owners association.

Victoria
by VictoriaF
Mon Aug 25, 2014 4:15 pm
 
Forum: Investing - Theory, News & General
Topic: The Worst Investment You Can Make: Buying a Home
Replies: 116
Views: 13857

Re: Zegna Suits

As far as I can remember, the annual boglehead meetings include 200 people, maybe 500? correct me if I am wrong, and the forum has 60K people, so you must agree that the meeting is only a very small percentage of the total bogleheads community (and probably not a good cross section of the ordinary ...
by VictoriaF
Mon Aug 25, 2014 1:07 pm
 
Forum: Personal Consumer Issues
Topic: Zegna Suits
Replies: 185
Views: 6203

Re: Zegna Suits

... but SOME are different in the way that they build some sum of money and they simply can't bring themselves to enjoying any of it, they become compulsive savers and critique anyone who dares to splurge or spend some cash on luxury from time to time, I don't take anything personally but I like to...
by VictoriaF
Mon Aug 25, 2014 12:43 pm
 
Forum: Personal Consumer Issues
Topic: Zegna Suits
Replies: 185
Views: 6203

Re: The Worst Investment You Can Make: Buying a Home

But it is worth considering whether someone should make their house a very large portion of their total networth. It is a highly undiversified asset. Yes, but in most markets it is probably a reasonably stable and secure asset (compared with, say, equities), and it provides the security of a roof o...
by VictoriaF
Mon Aug 25, 2014 12:21 pm
 
Forum: Investing - Theory, News & General
Topic: The Worst Investment You Can Make: Buying a Home
Replies: 116
Views: 13857

Re: Zegna Suits

A lot of Bogleheads, are also cheap skates and they invest no matter what and they take away from themselves and from simple pleasures of life or live the life not to the fullest for the sake of growing their savings, and in my view this is a very unhealthy relationship with money, money should be ...
by VictoriaF
Mon Aug 25, 2014 12:02 pm
 
Forum: Personal Consumer Issues
Topic: Zegna Suits
Replies: 185
Views: 6203

Re: POLL: Age for Collecting Social Security Benefits

There are a few corner cases where earliest eligibility can be after age 70. There are various reasons that can prevent you collecting SS. Many of these can change after age 70 so your eligibility would begin then. ⋅ ... ⋅ Prisoners. ⋅ ... This is an interesting take o...
by VictoriaF
Mon Aug 25, 2014 10:09 am
 
Forum: Personal Finance (Not Investing)
Topic: POLL: Age for Collecting Social Security Benefits
Replies: 103
Views: 7288

Re: Zegna Suits

I don't believe that bogleheads forum where average net worth of individuals exceeds 1M noone has experience with luxury brands, weather it would be cars, houses, or clothing... someone here is bound to own Zegna..., heard of Zegna, tried on Zegna, loved it, or hated it... etc... I have a week to m...
by VictoriaF
Sun Aug 24, 2014 5:09 pm
 
Forum: Personal Consumer Issues
Topic: Zegna Suits
Replies: 185
Views: 6203

Re: Zegna Suits

OP, based on the responses you have received thus far, my guess is that no one (or at least no one who has responded) has any direct experience with Zegna suits, and therefore is in no position to answer the question that you originally asked. "Thus far" is only 6 hours and 41 minutes. Vi...
by VictoriaF
Sun Aug 24, 2014 5:00 pm
 
Forum: Personal Consumer Issues
Topic: Zegna Suits
Replies: 185
Views: 6203

Re: Zegna Suits

OP, based on the responses you have received thus far, my guess is that no one (or at least no one who has responded) has any direct experience with Zegna suits, and therefore is in no position to answer the question that you originally asked. "Thus far" is only 6 hours and 41 minutes. Vi...
by VictoriaF
Sun Aug 24, 2014 4:42 pm
 
Forum: Personal Consumer Issues
Topic: Zegna Suits
Replies: 185
Views: 6203

Re: Zegna Suits

mtbouchard wrote:I'm getting back to shape and once I do will be buying a Zegna as well...I totally agree its much better than Armani.


To help the OP, why would you choose Zegna instead of some other suit in the $5k range?

Victoria
by VictoriaF
Sun Aug 24, 2014 4:01 pm
 
Forum: Personal Consumer Issues
Topic: Zegna Suits
Replies: 185
Views: 6203

Re: Zegna Suits

gkaplan wrote:It seems like you had the answer to your question before you posted your question.


ArthurO still has not received any responses about the quality and value of the Zegna suits.

Victoria
by VictoriaF
Sun Aug 24, 2014 3:46 pm
 
Forum: Personal Consumer Issues
Topic: Zegna Suits
Replies: 185
Views: 6203

Re: Zegna Suits

ArthurO wrote:I made 6K in the market this month alone, why don't I just take 4.5K and splurge, before I loose 9K next month


The market will decide to remove $9k from your assets independently from your decision to buy the suit.

Victoria
by VictoriaF
Sun Aug 24, 2014 3:32 pm
 
Forum: Personal Consumer Issues
Topic: Zegna Suits
Replies: 185
Views: 6203

Re: Quote from a mover: Please comment

Thank you Barefootgirl, My challenge is a multi-space optimization across effort, time, and money (in that order). My books and papers are not "possessions," they are a part of me . My retirement plans and ambitions are tied to my reading, writing, and developing new ideas. While books wou...
by VictoriaF
Sun Aug 24, 2014 11:16 am
 
Forum: Personal Consumer Issues
Topic: Quote from a mover: Please comment
Replies: 46
Views: 3468

Re: Zegna Suits

Make a list of the 3 things you could do with $3,500 ($4,500-$1,000). Then decide if the Zegna suit is your top choice.

Victoria
by VictoriaF
Sun Aug 24, 2014 10:53 am
 
Forum: Personal Consumer Issues
Topic: Zegna Suits
Replies: 185
Views: 6203

Re: Zegna Suits

I've reached my networth that I am at not by making such purchases but by saving and living lower middle class lifestyle, however wedding is a special occasion, treating myself to this is OK, however only if it is worth it, am I getting what I am paying for? or is this clothing line overpriced... I...
by VictoriaF
Sun Aug 24, 2014 10:31 am
 
Forum: Personal Consumer Issues
Topic: Zegna Suits
Replies: 185
Views: 6203

Re: Zegna Suits

I've reached my networth that I am at not by making such purchases but by saving and living lower middle class lifestyle, however wedding is a special occasion, treating myself to this is OK, however only if it is worth it, am I getting what I am paying for? or is this clothing line overpriced... I...
by VictoriaF
Sun Aug 24, 2014 10:17 am
 
Forum: Personal Consumer Issues
Topic: Zegna Suits
Replies: 185
Views: 6203

Re: 87 Year Old Grandmother Has $600,000 In the Bank

Addressing a woman you don't know as "grandma" is demeaning. It strips her of any personality and achievements, except the fact that she has grandchildren. The OP has properly identified the woman in question as his fiance's grandmother. In all follow-up discussions, she should be consider...
by VictoriaF
Sun Aug 24, 2014 9:52 am
 
Forum: Investing - Help with Personal Investments
Topic: 87 Year Old Grandmother Has $600,000 In the Bank
Replies: 42
Views: 5395

Re: No room on your Windows hard drive? Cleanup Update files

I used a large screwdriver and a small Phillips screwdriver to take off the plastic enclosure. The enclosure was mostly a molded plastic with very tight seams. After I removed the enclosure (which took good two hours) I proceeded to the destruction of the disks. The disks were seemingly undestructi...
by VictoriaF
Sun Aug 24, 2014 9:39 am
 
Forum: Personal Consumer Issues
Topic: No room on your Windows hard drive? Cleanup Update files
Replies: 47
Views: 3119

Re: POLL: Age for Collecting Social Security Benefits

Again, I just thought the strong pro-70 feeling was based on accessible analysis everyone already knew in detail showing that it was distinctly better in PV terms , without relying on claiming one will have a long life, a particular low rate assumption, or more legitimately on risk preference. I do...
by VictoriaF
Sun Aug 24, 2014 7:38 am
 
Forum: Personal Finance (Not Investing)
Topic: POLL: Age for Collecting Social Security Benefits
Replies: 103
Views: 7288

Re: Which apartment to chose? (Bay Area)

123 wrote:Why not visit the area at around 4 am on a weekday and make a more informed decision about the noise level?


Going one step further, the OP can ask the potential roommate if he could live in the apartment for a week on the trial basis. It would cost him only $200.

Victoria
by VictoriaF
Sun Aug 24, 2014 7:36 am
 
Forum: Personal Finance (Not Investing)
Topic: Which apartment to chose? (Bay Area)
Replies: 13
Views: 1563

Re: Quote from a mover: Please comment

Zabar, Thank you for great tips! I am moving from Maryland to Northern Virginia. It's hard to say if it's an inter-state or an intra-state move. My preferred mover is from Northern Virginia. My plan is to take breakable stuff and most of my books to the new apartment before the move. If all goes acc...
by VictoriaF
Sat Aug 23, 2014 6:18 pm
 
Forum: Personal Consumer Issues
Topic: Quote from a mover: Please comment
Replies: 46
Views: 3468

Re: No room on your Windows hard drive? Cleanup Update files

Why did it take hours to destroy the drive? One whack with a sledgehammer should have done it. :) I wouldn't trust a software erase anyway. +1. Actually, +3 or +4. It's too much fun to only hit it once. My favorite secure wipe "toolkit" consists of a sledge hammer, a masons chisel, a pair...
by VictoriaF
Sat Aug 23, 2014 6:09 pm
 
Forum: Personal Consumer Issues
Topic: No room on your Windows hard drive? Cleanup Update files
Replies: 47
Views: 3119

Re: What Book Are You Currently Reading? Part V

chaz wrote:I read Shakespeare's plays in an English lit course. Now he's posting here.


It's time to re-read Shakespeare.

Victoria
by VictoriaF
Sat Aug 23, 2014 6:02 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3245
Views: 1102758

Re: No room on your Windows hard drive? Cleanup Update files

Thank you, LadyGeek, I am still using Windows XP, and I think the updates do not apply in my case. But I did install CCleaner yesterday and was amazed how much stuff it has found and removed. I also had a "learning experience." I had an old backup drive that I wanted to throw away. The pr...
by VictoriaF
Sat Aug 23, 2014 12:08 pm
 
Forum: Personal Consumer Issues
Topic: No room on your Windows hard drive? Cleanup Update files
Replies: 47
Views: 3119
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