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Re: THANK YOU!!! Bogleheads Conference #13 (2014)

BrandonBogle wrote: Beautiful cars. Half tempted to post in the Tesla S thread, but they weren't mine. Someday!...
Image


Beautiful? To my untrained eye they look like a Chevy.

Victoria
by VictoriaF
Sat Oct 25, 2014 8:22 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: THANK YOU!!! Bogleheads Conference #13 (2014)
Replies: 24
Views: 1954

Re: Do you regret buying your home?

greg24 wrote:I'm sure renters never regret their choices.


When renters regret their choices, they move to other rental apartments.

Victoria
by VictoriaF
Sat Oct 25, 2014 7:46 pm
 
Forum: Personal Consumer Issues
Topic: Do you regret buying your home?
Replies: 77
Views: 5334

Re: Feeling rich to feeling poor overnight

I am already judging myself harshly for sounding incredibly whiny, so I'd appreciate restraint from sharing "get some perspective" comments many of you must be thinking... Any advice or words of wisdom? DJB: I'm sorry, but you have $350k in savings at 29 and you're feeling poor because yo...
by VictoriaF
Sat Oct 25, 2014 7:32 pm
 
Forum: Personal Finance (Not Investing)
Topic: Feeling rich to feeling poor overnight
Replies: 58
Views: 6242

Re: Feeling rich to feeling poor overnight

3. Don't spend 30 min each way commuting. Time is more valuable than money. You are concerned about not contributing $10k year to Roth and losing that space forever - well, in a 30 min commute each way you lose 1 hour a day forever - almost 4% of your time. No way. It's even worse than that. Of the...
by VictoriaF
Sat Oct 25, 2014 7:08 pm
 
Forum: Personal Finance (Not Investing)
Topic: Feeling rich to feeling poor overnight
Replies: 58
Views: 6242

Re: Feeling rich to feeling poor overnight

CPABOB wrote:I live in a rural area and 30 minutes is nothing. That is less than the time it takes to go from my house to my office. If I were you, I would move 30 minutes away and put that money towards the future.


In my opinion, a long commute is the worst option for the OP.

Victoria
by VictoriaF
Sat Oct 25, 2014 6:59 pm
 
Forum: Personal Finance (Not Investing)
Topic: Feeling rich to feeling poor overnight
Replies: 58
Views: 6242

Re: Feeling rich to feeling poor overnight

Surely in the SF Bay area there are good agencies for young professionals who will do all the legwork/searching to find you a new rental. Normally, you don't pay their fee, the owner (landlord) does. Using an agency is the most expensive route. Agencies deal only with the most expensive rental buil...
by VictoriaF
Sat Oct 25, 2014 6:50 pm
 
Forum: Personal Finance (Not Investing)
Topic: Feeling rich to feeling poor overnight
Replies: 58
Views: 6242

Re: Athens and London, what to do and where to stay?

dolphinsaremammals wrote:British Museum.


Excellent suggestion. I was there on the 1st October and particularly enjoyed centaurs and sphinxes.

Victoria
by VictoriaF
Fri Oct 24, 2014 7:44 pm
 
Forum: Personal Consumer Issues
Topic: Athens and London, what to do and where to stay?
Replies: 32
Views: 1315

Re: Thank You!!! BH #13 (2014)

A few of us are meeting in the bar at 8pm. If you are still here, please join us.

Victoria
by VictoriaF
Fri Oct 24, 2014 7:31 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: THANK YOU!!! Bogleheads Conference #13 (2014)
Replies: 24
Views: 1954

Re: Why do Engineers Think They’ll Be Good at Picking Stocks

It could be great to marry a little bit of, say, each of the top 500 spouses in America.... :happy Didn't you mean to say, marry a little bit of each of the top 500 biggest spouses in America? :happy PJW In the context of this particular investment, small-value seems preferable to large-growth. Vic...
by VictoriaF
Fri Oct 24, 2014 7:21 pm
 
Forum: Investing - Theory, News & General
Topic: Why do Engineers Think They’ll Be Good at Picking Stocks?
Replies: 117
Views: 7122

Re: "You're invited to...." (nonsense talk and dinner)

There may even be stool pigeons at each table who pretend to be regular attendees like yourself and share with you some of their "successes" with similar products. Those are called shills, not stool pigeons. (Not that I have any experience in either domain...) Google tells me that - A sto...
by VictoriaF
Wed Oct 22, 2014 11:53 am
 
Forum: Personal Consumer Issues
Topic: "You're invited to...." (nonsense talk and dinner)
Replies: 68
Views: 4060

Re: Why do Engineers Think They’ll Be Good at Picking Stocks

I try to read or at least skim the citations in OPs before posting, looking for a point where the author makes a blatantly wrong claim and also a point where they blink (and telegraph that they know they are blowing smoke). Often takes only a few seconds to hit pay dirt. Scott Young indicates that ...
by VictoriaF
Wed Oct 22, 2014 11:41 am
 
Forum: Investing - Theory, News & General
Topic: Why do Engineers Think They’ll Be Good at Picking Stocks?
Replies: 117
Views: 7122

Re: Why do Engineers Think They’ll Be Good at Picking Stocks

I try to read or at least skim the citations in OPs before posting, looking for a point where the author makes a blatantly wrong claim and also a point where they blink (and telegraph that they know they are blowing smoke). Often takes only a few seconds to hit pay dirt. Scott Young indicates that ...
by VictoriaF
Wed Oct 22, 2014 11:10 am
 
Forum: Investing - Theory, News & General
Topic: Why do Engineers Think They’ll Be Good at Picking Stocks?
Replies: 117
Views: 7122

Re: How do you wash your car?

Keeping the finish maintained (1) prolongs paint life by removing bonded environmental contaminants for better resale value; (2) provides personal satisfaction and exercise; and (3) entices me to keep my cars longer (my oldest car is 30 years old; newest is 10). I replace my cars when mechanical pr...
by VictoriaF
Wed Oct 22, 2014 11:03 am
 
Forum: Personal Consumer Issues
Topic: How do you wash your car?
Replies: 143
Views: 6360

Re: "You're invited to...." (nonsense talk and dinner)

It's more than disconcerting to think that one of the "guests" at the table might be a stealth salesperson. Given folks' propensity to be polite, I can imagine how table conversation might be steered. I'm never cynical enough. Never thought of that. Now that you bring it up, I'll bet ther...
by VictoriaF
Wed Oct 22, 2014 10:54 am
 
Forum: Personal Consumer Issues
Topic: "You're invited to...." (nonsense talk and dinner)
Replies: 68
Views: 4060

Re: "You're invited to...." (nonsense talk and dinner)

I would only go to one of these "dinners" if VictoriaF would join me and be allowed to provide counterpoint to each line of the presentation. Of course this would be counter intuitive, since I would be too busy laughing to swallow very much; food or presentation. :D VictoriaF would not jo...
by VictoriaF
Tue Oct 21, 2014 9:33 pm
 
Forum: Personal Consumer Issues
Topic: "You're invited to...." (nonsense talk and dinner)
Replies: 68
Views: 4060

Re: "You're invited to...." (nonsense talk and dinner)

Joking aside, going to these talks is a horrible idea for the reasons as follows: 1. Willpower is a limited resource. You may resolve not to buy anything, but by the end of the meal, especially if alcohol is involved, you may relax your resolution. 2. In behavioral economics, there is a concept of c...
by VictoriaF
Tue Oct 21, 2014 9:14 pm
 
Forum: Personal Consumer Issues
Topic: "You're invited to...." (nonsense talk and dinner)
Replies: 68
Views: 4060

Re: Headed for a 300+ point loss today?

oragne lovre wrote:I've noticed that this thread has been quiet for about 72 hours.


It lays dormant waiting for 300-point losses.

Victoria
by VictoriaF
Tue Oct 21, 2014 8:58 pm
 
Forum: Investing - Theory, News & General
Topic: Headed for a 300+ point loss today?
Replies: 430
Views: 28493

Re: Why do Engineers Think They’ll Be Good at Picking Stocks

... Dunning-Kruger is tricky. It reminds me of the liar paradox "this statement is false." If I claim that I am a better investor, I must be suffering from illusory superiority. If I am modest about my investing ability, I must be underestimating my skill. ... With due respect, Victoria, ...
by VictoriaF
Tue Oct 21, 2014 8:54 pm
 
Forum: Investing - Theory, News & General
Topic: Why do Engineers Think They’ll Be Good at Picking Stocks?
Replies: 117
Views: 7122

Re: "You're invited to...." (nonsense talk and dinner)

second-guesser wrote:That's right Victoria. Would you please repeat your last response to
me , I did not quite get it.
S-G


Done. Please see my edited message.

Victoria
by VictoriaF
Tue Oct 21, 2014 8:21 pm
 
Forum: Personal Consumer Issues
Topic: "You're invited to...." (nonsense talk and dinner)
Replies: 68
Views: 4060

Re: "You're invited to...." (nonsense talk and dinner)

In my view anything Nisiprius writes is worth reading two times. I would love to have a compilation of all his posts S-G With the name of second-guesser you need two of everything. With the name of second-guesser you need two of everything. Victoria EDIT: Duplicate provided in response to second-gu...
by VictoriaF
Tue Oct 21, 2014 7:52 pm
 
Forum: Personal Consumer Issues
Topic: "You're invited to...." (nonsense talk and dinner)
Replies: 68
Views: 4060

Re: "I've had it" at work - how often

For example, meetings are usually scheduled in the morning, during the very hours when one could be working on his most challenging projects. Indeed - I reserve morning hours for sleep, and that is a very challenging task. You could sleep during a meeting. Many people do, especially if it's a telec...
by VictoriaF
Tue Oct 21, 2014 7:45 pm
 
Forum: Personal Finance (Not Investing)
Topic: "I've had it" at work - how often
Replies: 151
Views: 12365

Re: "You're invited to...." (nonsense talk and dinner)

It's on the same day as jury duty, too. Listen to lawyers all morning and insurance salesmen all night. Maybe I'll round out the perfect day by reading Jane Austen novels all afternoon. This reminds me of an old joke. A guy wanted to marry a woman who was a housekeeper at home, had a sense of decor...
by VictoriaF
Tue Oct 21, 2014 7:14 pm
 
Forum: Personal Consumer Issues
Topic: "You're invited to...." (nonsense talk and dinner)
Replies: 68
Views: 4060

Re: Why do Engineers Think They’ll Be Good at Picking Stocks

Do engineers think they're better than other investors at picking stocks to any greater degree than non-engineers think they're better? Sorry to rain on everyone's speculative parade with a testable question. Based on the responses in this thread so far, most engineers are ignorant about biases ass...
by VictoriaF
Tue Oct 21, 2014 6:51 pm
 
Forum: Investing - Theory, News & General
Topic: Why do Engineers Think They’ll Be Good at Picking Stocks?
Replies: 117
Views: 7122

Re: Why do Engineers Think They’ll Be Good at Picking Stocks

Members of a MENSA investors club thought they would be good at picking stocks. They weren't, in a famous example. Investing is really counter intuitive, even for smart people. I'd like to point out that the investing SIG (Special Interest Group) included a miniscule fraction of the Mensa membershi...
by VictoriaF
Tue Oct 21, 2014 6:18 pm
 
Forum: Investing - Theory, News & General
Topic: Why do Engineers Think They’ll Be Good at Picking Stocks?
Replies: 117
Views: 7122

Re: Why do Engineers Think They’ll Be Good at Picking Stocks

I am an engineer by education, by the titles of my (former) jobs, and by the virtue of holding a PE license. I consider myself a rational, prudent investor and have not invested in an individual stock since 2001. Nevertheless, In the 1980s, my colleagues in an engineering firm were lamenting that th...
by VictoriaF
Tue Oct 21, 2014 5:20 pm
 
Forum: Investing - Theory, News & General
Topic: Why do Engineers Think They’ll Be Good at Picking Stocks?
Replies: 117
Views: 7122

Why do Engineers Think They’ll Be Good at Picking Stocks?

In Why do Engineers Think They’ll Be Good at Picking Stocks? , Scott Young makes some good points that apply not only to engineers, but also to many other technical professionals. Scott Young is my latest hero. He has completed all requirements for a 4-year MIT Computer Science degree in one year of...
by VictoriaF
Tue Oct 21, 2014 4:08 pm
 
Forum: Investing - Theory, News & General
Topic: Why do Engineers Think They’ll Be Good at Picking Stocks?
Replies: 117
Views: 7122

Re: "You're invited to...." (nonsense talk and dinner)

It sounds like a money-saving event. You'll get annoyed, your life expectancy will drop, and you won't outlive your money. Victoria +1. But it is a gamble. I might laugh and live longer. DH didn't want to go...I was discovering BH's about the same time. DH=Dear Husband? BH= Better Husbands?? (curio...
by VictoriaF
Tue Oct 21, 2014 3:33 pm
 
Forum: Personal Consumer Issues
Topic: "You're invited to...." (nonsense talk and dinner)
Replies: 68
Views: 4060

Re: Anyone cancelling travel plans?

Reviewing these posts is interesting and I have no imminent travel plans so no skin in the game so to speak. While it would seem a large majority of those polled in this country want to restrict flights from parts of Africa, see stricter screening procedures, etc. etc , the consensus ( of those pos...
by VictoriaF
Tue Oct 21, 2014 3:06 pm
 
Forum: Personal Consumer Issues
Topic: Anyone cancelling travel plans?
Replies: 117
Views: 6298

Re: "You're invited to...." (nonsense talk and dinner)

It sounds like a money-saving event. You'll get annoyed, your life expectancy will drop, and you won't outlive your money.

Victoria
by VictoriaF
Tue Oct 21, 2014 2:43 pm
 
Forum: Personal Consumer Issues
Topic: "You're invited to...." (nonsense talk and dinner)
Replies: 68
Views: 4060

Re: Anyone cancelling travel plans?

My wife and I have travel plans to South America and Europe over the next year. We aren't changing plans. As far as exponential growth, somebody in the blogoshere is attempting to model this. http://www.geert.io/images/2014-exponential-growth-of-ebola-update-20141015.png From: http://www.geert.io/e...
by VictoriaF
Tue Oct 21, 2014 1:41 pm
 
Forum: Personal Consumer Issues
Topic: Anyone cancelling travel plans?
Replies: 117
Views: 6298

Re: Anyone cancelling travel plans?

Reviewing these posts is interesting and I have no imminent travel plans so no skin in the game so to speak. While it would seem a large majority of those polled in this country want to restrict flights from parts of Africa, see stricter screening procedures, etc. etc , the consensus ( of those pos...
by VictoriaF
Tue Oct 21, 2014 1:07 pm
 
Forum: Personal Consumer Issues
Topic: Anyone cancelling travel plans?
Replies: 117
Views: 6298

Re: You may be getting charged rent for a router/modem you o

I had been paying rent on the box from Direct. When I cancelled the service I assumed they would want the receiver or at least the cards from them back. When we didn't hear anything about it, my wife called and they said they didn't want them back because they weren't the current model being used. ...
by VictoriaF
Tue Oct 21, 2014 11:31 am
 
Forum: Personal Consumer Issues
Topic: You may be getting charged rent for a router/modem you own
Replies: 30
Views: 2985

Re: DOW Watchers Stomach Syndrome

On IBM: In the mid-1990s, I used to hike in the Catskills every weekend. New York State was an "IBM country," and many other hikers in my group were current or former IBM employees. And so I got exposed to their stories of a triple-calamity: (1) the IBM stock dropped significantly decimati...
by VictoriaF
Tue Oct 21, 2014 11:19 am
 
Forum: Investing - Theory, News & General
Topic: DOW Watchers Stomach Syndrome
Replies: 25
Views: 2088

Re: Anyone cancelling travel plans?

Reviewing these posts is interesting and I have no imminent travel plans so no skin in the game so to speak. While it would seem a large majority of those polled in this country want to restrict flights from parts of Africa, see stricter screening procedures, etc. etc , the consensus ( of those pos...
by VictoriaF
Tue Oct 21, 2014 11:00 am
 
Forum: Personal Consumer Issues
Topic: Anyone cancelling travel plans?
Replies: 117
Views: 6298

Re: "I've had it" at work - how often

Video/web and teleconferencing are the way of the future. ... Because of our global operations, Its not an option, its the way of the future. Calling teleconferences "the way of the future" does not make them less harmful or universally accepted. In the work environments where meetings ar...
by VictoriaF
Tue Oct 21, 2014 10:42 am
 
Forum: Personal Finance (Not Investing)
Topic: "I've had it" at work - how often
Replies: 151
Views: 12365

Re: "I've had it" at work - how often

A long commute is a major contributor to stress. People who buy houses far away from their workplace have all kinds of justification for this decision (e.g., price, size, schools, spouse's employment), but the end result is that their well-being suffers and it affects the well-being of those around...
by VictoriaF
Tue Oct 21, 2014 10:26 am
 
Forum: Personal Finance (Not Investing)
Topic: "I've had it" at work - how often
Replies: 151
Views: 12365

Re: Roll Call for the Retirement Class of 2014!

Count me in. Been working since age of 14, single parent for a chunk of it, and retired March 10 at age 64. I am LOVE LOVE LOVING it!!!!! Lucky to have found the wisdom of John Bogle and many others who encouraged the virtues of living below your means, saving, investing and staying the course. Now...
by VictoriaF
Tue Oct 21, 2014 9:56 am
 
Forum: Local Chapters and Bogleheads Community
Topic: Roll Call for the Retirement Class of 2014!
Replies: 228
Views: 21497

Re: "I've had it" at work - how often

For example, meetings are usually scheduled in the morning, during the very hours when one could be working on his most challenging projects. Victoria If one works for a company that has global operations, meetings have to be in the morning. Its almost time for them to go to bed when we get up. A c...
by VictoriaF
Tue Oct 21, 2014 9:44 am
 
Forum: Personal Finance (Not Investing)
Topic: "I've had it" at work - how often
Replies: 151
Views: 12365

Re: Roll Call for the Retirement Class of 2014!

Class of 2014 as of 21 October 2014: xx xxx - ww340 (61) xx Jan - Gary Guss (62) 01 Jan - pryan (64) 01 Jan - Lilly 01 Jan - rrppve (53) 01 Jan - hudson 01 Jan - Professor Emeritus 01 Jan - nbseer (62) 01 Jan - Statch (55) 10 Jan - tacster (57) 11 Jan - Kaufmanrider (49) 11 Jan - Norris (63) 14 Jan...
by VictoriaF
Tue Oct 21, 2014 9:18 am
 
Forum: Local Chapters and Bogleheads Community
Topic: Roll Call for the Retirement Class of 2014!
Replies: 228
Views: 21497

Re: "I've had it" at work - how often

How many of you who have "had it at work" think burnout/working too many hours is a major contributor to your unhappiness? Working too many hours is definitely a contributor. But there are other factors related to time, for example: - If everybody in the office works long hours, most peop...
by VictoriaF
Tue Oct 21, 2014 9:13 am
 
Forum: Personal Finance (Not Investing)
Topic: "I've had it" at work - how often
Replies: 151
Views: 12365

Re: "I've had it" at work - how often

linenfort wrote:This thread reminds me that it's good to strive for early retirement.
Group hug!


Any chance you can join the Class of 2014?

Victoria
by VictoriaF
Mon Oct 20, 2014 3:36 pm
 
Forum: Personal Finance (Not Investing)
Topic: "I've had it" at work - how often
Replies: 151
Views: 12365

Re: "I've had it" at work - how often

To be honest, knowing that I could laugh at the latest stupid idea and hand in my papers any time I want to has actually made it easier to deal with the madness. Contemplating that future is almost as much fun as executing it will be. Yes, that is a big help in dealing with the usual nonsense! Peop...
by VictoriaF
Mon Oct 20, 2014 3:19 pm
 
Forum: Personal Finance (Not Investing)
Topic: "I've had it" at work - how often
Replies: 151
Views: 12365

Re: Anyone cancelling travel plans?

Well s**t, Victoria, I didn't know about the hockey stick risk. And with NHL season starting too. I would cancel my subscription to ESPN if I had one but since I don't, how can I protect myself? Bill Bernstein's guidance applies. "Skating Where the Puck Was" keeps you on the flat side of ...
by VictoriaF
Mon Oct 20, 2014 3:09 pm
 
Forum: Personal Consumer Issues
Topic: Anyone cancelling travel plans?
Replies: 117
Views: 6298

Re: Anyone cancelling travel plans?

The Wizard wrote:I'm sensing a thread shutdown here..


Do you think the thread has become contagious?

Victoria
by VictoriaF
Mon Oct 20, 2014 2:54 pm
 
Forum: Personal Consumer Issues
Topic: Anyone cancelling travel plans?
Replies: 117
Views: 6298

Re: How do you wash your car?

After a rain, my 1997 Civic looks like new.

Victoria
by VictoriaF
Mon Oct 20, 2014 2:20 pm
 
Forum: Personal Consumer Issues
Topic: How do you wash your car?
Replies: 143
Views: 6360

Re: You may be getting charged rent for a router/modem you o

cheese_breath wrote:Reminds me of the film serials I used to see at the movies every Saturday when I was a kid in the '50s. Anxiously awaiting the next chapter. :twisted:


May be someone will hire me to write a script for a TV series.

Victoria
by VictoriaF
Mon Oct 20, 2014 1:46 pm
 
Forum: Personal Consumer Issues
Topic: You may be getting charged rent for a router/modem you own
Replies: 30
Views: 2985

Re: You may be getting charged rent for a router/modem you o

My Comcast travails: 1. TV adapter - While I was still living in Maryland, Comcast called me that they were sending me a TV adapter. - I told them that I don't have a TV and don't need an adapter. - They said that the adapter was free. - I said I that I still don't need it. - They said that they do ...
by VictoriaF
Mon Oct 20, 2014 1:22 pm
 
Forum: Personal Consumer Issues
Topic: You may be getting charged rent for a router/modem you own
Replies: 30
Views: 2985

Re: Livesoft - Thank you

placeholder wrote:
VictoriaF wrote:I miss him

Just say the right thing and you might get a PM.

sscritic is like a Nobel committee. No one knows how he selects winners for his PMs. Can you nominate me?

Victoria
by VictoriaF
Sun Oct 19, 2014 10:31 am
 
Forum: Local Chapters and Bogleheads Community
Topic: Livesoft - Thank you
Replies: 37
Views: 4067

Re: Tell me about Berlin :-)

If you enjoy historical walking tours I strongly recommend Terry Brewer's walking tour. We did a 12 hour walking tour with Terry about 8 years ago, and it was truly fantastic, for a history geek like me. We walked throughout East Berlin, and eventually, slowly, made our way through to West Berlin, ...
by VictoriaF
Sun Oct 19, 2014 10:23 am
 
Forum: Personal Consumer Issues
Topic: Tell me about Berlin :-)
Replies: 36
Views: 2324

Re: Anyone cancelling travel plans?

Yes, you're being overly paranoid... "Overly paranoid" is an overstatement. Until you start bleeding out of your eyes. :( My statement was a form of a double negative, the essence of which was that bleeding out of one's eyes is a possibility, considering which may be paranoid but not &quo...
by VictoriaF
Sat Oct 18, 2014 8:13 pm
 
Forum: Personal Consumer Issues
Topic: Anyone cancelling travel plans?
Replies: 117
Views: 6298
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