Bogleheads.org

Whether its one percent, five or fifty. It's not useful. Even the bottom one percent should be able to at least see it all on one page. The idea that this will help make someone a decision by burying the Large/Mid/Small in a scond page is unfathomable. Any level of granularity on domestic internatio...

Forget your 401(k) plan. The big money today is building nest eggs on everything from show horses to rock bands http://online.wsj.com/article/SB10001424127887323372504578467133425317620.html This paper has not got its reader's best interest at heart. I just don't think they are a credible source.

You can only set some broad stocks bonds allocation. you can't see the detail on one screen, no room for REITS or any specialized allocations. This thing is terrible. I've got a Google docs spread sheet that gives me everything plus detailed tax situations, when sales go long term, growth of portfol...

So this guy that sells bonds wants you to buy bonds.

And he sells actively managed bond funds so he doesn't want you in bond index funds.

Sounds to me as if he's talking his book.

Some folks have been very, very excited about gold the last few years.

Some nice returns for VTI-type products.

http://finance.yahoo.com/blogs/michael-santoli/surprise-decent-decade-stocks-230239226.html

I truly prefer not to hold any international funds and this is just adding more international funds to my holdings. Almost there The funds are dollar-based. They use options to not give you exposure to the foreign currencies since that is what the back testing shows is the way to add this portfolio...

Also, the government has not helped by significantly increasing the regulatory burden on public companies over the past decade. Quite possibly, the government has helped, since maybe those companies should not have been public in the first place. You cannot say either way. Investors are wise to hol...

I was a young investor, then I read your post. I finished reading your post and now I am an old investor and am glad I followed the Boglehead methodology.

Abattoir

Fox investing News. How much were they paid?

Absolutely ridiculous.

"...Sometimes even a megayacht isn't big enough... So to solve the problem of not enough space, wealthy sailors are investing in so-called support yachts to ferry around their personal helicopters, speedboats, sports cars and all the other assorted toys that go into a season in the Mediterrane...

Here's a funny one, please, lets see some more. Note that the pair-wise correlations of all S&P 500 stock combinations has fallen to 30%, down from a high of 70% in 2011. This indicates that we are close to being in a differentiated/stock picker’s market. ROFL! And then, this self-admonishing on...

THE masters of the universe have been humbled. Over the past ten years, hedge-fund managers have underperformed not just the stockmarket, but inflation as well. http://www.economist.com/news/leaders/21568740-investors-have-paid-too-much-hedge-fund-expertise-better-focus-low-costs-star If the benefi...

but it begs the question: what will people do when bonds (drumroll please) ... drop two percent?! If people are panicking at a slight dip that brings us back to where we were a month ago (which is still way ahead of where we were a year ago), I worry what will happen if/when rates rise in earnest. ...

Apostacy. The Temple Needs Cleansing. OUT! You money er... a... asset-allocation-changers.

WJO: the best opportunities... 2) They involve real work, which is presumably what you're trying to avoid in retirement. 3) Carry with them a gargantuan amount of nonsystematic risk. And 2) and 3) are mutually exclusive. If you work on one "project" your risk is dramatic. If you work on m...

It really moved at 12:12:12 ... on 12/12/12.

Kyle bass has made some exact calls regarding real estate in 08-09 and greece more recently. And he was wrong about stocks in '09, very very wrong, and wrong about bonds. So he's batting .500. Anyone throwing darts can bat .500. Ignore Kyle Bass and his crackpot nonsense. The guy "invests"...

This guy pretty much dismissed the idea that over the very long haul you will have anything to speak of. http://en.wikipedia.org/wiki/Rudolf_Clausius ....with regard to the Second law of Thermodynamics... http://en.wikipedia.org/wiki/Second_law_of_thermodynamics And folks say Economics is the dismal...

Sorry but Andy Brooks of T. Rowe Price seemed more credible than Sauter. If the article is correct that HFT generates $1.25 billion in profits, that money isn't coming from thin air but rather from investor returns. Sauter knows this but as with the other recent interviews he's given, it's clear he...

Europe, China slowdown, slowing earnings growth, growing debt & deficits, Barron's says money managers are all becoming bearish, an election of immeasurably-epic proportions and the biggest storm in a hundred years (this is what they are yammering on about now.)

Sauter, whose firm does not engage in high-frequency trading, said he does not begrudge these traders the profit. By making their money in small increments, high-frequency traders have helped narrow spreads — the difference between what traders spend to buy a stock and the price at which they sell ...

Some might ask if Vanguard is making an active decision to avoid those stocks? Others might wonder of switching indexes twice in 10 years is starting to take on an active flair?

Ask your DFA advisor, have him take you to lunch, on his yatch.

Where did you hear that?

What is a secular bear market? A market that has gone down. Has our market gone down? Depends on where your start point is. Does knowing the market went down (or up) allow you to predict where it will go in the future? No. So, knowing we're in a secular bear market does you no good. Measuring if we'...

Already in. Great compliment to a portfolio, the ETF is subsidized by the fee to the other funds. This is the ultimate safe, short-term investment.

I'm not anti-HFT, quite the contrary, I think computers would do a much better job. However,How can they be making these small increments if they have to pay that fee? They can't. So the anti-HFT people who talk about scalping pennies are not be factual.

If so much money has been leaving the market, why have stocks gone up in price? Less supply? Good point. But because it's simply a faulty assumption. If someone sells a stock to someone else, no money has "left" the market. The same amount of real, cash money that "left" also &q...

That is why discipline comes before diversification in terms of importance. I think this is right, and important for people to understand: If you make some reasonable assumptions about Diversification, as the Swedroe Portfolio does, then Discipline is obviously very important to the exercise. But i...

When I sell an ETF I get charged a few pennies, Vanguard calls it the SEC fee. How do HFT eschew this?

without it inevitably leading to some discussion about how we're all supposedly going to be taken away and thrown in the "FEMA prison camps", or the chem-trails, or take your pick. They've been conned. You want that advertising demographic? Go for it. Those folks buy tons of stuff and are...

I wonder how much more return shorting Peter Schiff while going long WB would net you? http://seekingalpha.com/article/116694-peter-schiff-s-euro-pacific-capital-down-40-70-in-2008 http://globaleconomicanalysis.blogspot.com/2009/01/peter-schiff-was-wrong.html How's Shiff's run for office going? Bet ...

They are neither right nor wrong (for them), it's just their aggregate decisions make no sense for us. So do their aggregate decision in the equity markets make sense for us? REITs? Your comment about market timing makes no sense at all. Simply holding TBM has been in effect a marketing timing move...

Jerry, I don't understand your point, you either do care what institutions hold the asset classes you intend to allocate to or you don't. I don't. There's no reason to, as you can't determine what their future behavior will be. I also don't use TBM, and am more or a Rick Ferri-type bond market alloc...

To define Warren Buffett as a "stock picker" is like calling Cartier-Bresson a "Leica photographer," or Elvis Presley a "sideburn wearer," or the Wright brothers "bicycle mechanics." Factually accurate, not quite capturing the essence. or like saying nisipriu...

Why would the right allocation for anyone individual be the weighted average purchase of all these major market participants with vastly different goals than an individual? Because that is the market. What they do or don't do in the future isn't something you can know about. You don't know how much...

http://www.marketwatch.com/Story/story/ ... 2128049AD6

I'm still laughing.

Some people think - and say - the market ISN'T doing well. They are angry and upset. You're better off then they are.

The chances of these being fakes like the ones in the other threads... http://www.bogleheads.org/forum/viewtopic.php?f=10&t=102940 ...and the inability to identify it, makes these vehicles a silly way to invest. It is important for all of these gold threads to include the caveats about the gold ...

Tip of the iceberg... You goldbugs cannot say when this ends - just like they endlessly remind us the statements made by the powers that be that "the housing crisis is contained" - but now it's different. Oh yeah, it's magical gold so it's contained, you just weigh it, LOL. You just look a...

Larry, Your call for even the slighest tax on trades, user fee, what have you will cause some circles to go bonkers out-of-proportion to reality. I'm with Rhino, I'm not sure I understand how the HFT get around the 8-9 cent per hundred shares I get charged on every sale I make of ETFs. Buffett was r...

When will someone come out with a High Yield TIPs fund?

Pessimism is an emotion. I can tell you the pessimism now compared to March 2009 may or may not be greater, it's difficult to measure, but it was "high" then, and the market gave you great, record returns. Optimism is an emotion. It was "high" in 2006. The returns you got from th...

One thing is the index construction. Say the index 'buys the new issues at par and uses the coupon. If that happened, not sure it did, if that happened then the premium paid at issue would cause the big difference.

Financial Advisors should be held to a fiduciary level of responsibility to their clients. Full stop.

This is sad http://www.csmonitor.com/Business/Donald-Marron/2012/0904/Investors-lack-basic-financial-literacy-study-finds The agnotology of financial media and their powerful supporters should be addressed legislatively. http://en.wikipedia.org/wiki/Agnotology Something jack Bogle certainly supports...

Free markets necessate the voluntary interaction of willing parties for their mutual benefit without the meddling of disinterested parties. You characterized "someone who believes in free markets" with qualifiers. I believe in free markets and do not believe in your qualifiers. Why? Becau...

I can't even read this stuff from Bogle...Someone who "believes in free markets" does not believe... Incorrect. You are talking about free market fundementalism. You can use markets as a public policy tool, as we do in the US in a whole host of manners without saying that people must beli...

What people don't understand, at least IMO, is that Gross is NOT in the forecasting business, he is in the FAME business. Larry That fact that the outrageous and/or gnawing headline are the ones that get the guy on the tube proves Larry's point. And the fact the CNBC can show all those fancy charts...