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Re: Sacrifices: Saving 50% of Take Home Pay?

OP here: Perhaps I am in the minority here. I would argue to execute your plan. I think a couple years of sacrifice accomplishes two critical things: Living with heavy sacrifice builds confidence in your ability to endure hardship. I agree, for the most part. However, there is a differatiation that ...
by Veni Vidi Decessi
Fri Jul 12, 2013 11:17 am
 
Forum: Investing - Help with Personal Investments
Topic: Sacrifices: Saving 50% of Take Home Pay?
Replies: 44
Views: 5730

Re: Sacrifices: Saving 50% of Take Home Pay?

Please change that to "when we do start having kids." You need to adjust & change your entire mindset and thought process so that the "we" comes automatically. Bigger issue than finances, IMO. I mean the actual process of having (nearing birthing) a child - i.e. at ~9 months...
by Veni Vidi Decessi
Thu Jul 11, 2013 11:35 pm
 
Forum: Investing - Help with Personal Investments
Topic: Sacrifices: Saving 50% of Take Home Pay?
Replies: 44
Views: 5730

Re: Sacrifices: Saving 50% of Take Home Pay?

I also think it's a poor investment for your wife to go through college to get her master's degree and only work for two years. As an aside, her college major was a duo in polysci and history. The masters gives her a marketable degree. She may work more than two years, as well. She also wants go ba...
by Veni Vidi Decessi
Thu Jul 11, 2013 6:19 pm
 
Forum: Investing - Help with Personal Investments
Topic: Sacrifices: Saving 50% of Take Home Pay?
Replies: 44
Views: 5730

Sacrifices: Saving 50% of Take Home Pay?

Hello there! I have just finished writing this post, and I want to thank you in advance for taking the time to read this. So, here is a bit of background before my barrage of questions: My fiancee and I will be married next year. I will be graduated by then (22 yo then), and have an expected salary ...
by Veni Vidi Decessi
Thu Jul 11, 2013 5:00 pm
 
Forum: Investing - Help with Personal Investments
Topic: Sacrifices: Saving 50% of Take Home Pay?
Replies: 44
Views: 5730

Re: Roth or TIRA Longterm?

Ah. I was unaware that deductions from retirement accounts were counted in your MAGI. I guess this question is more a moot point now. Thanks for all the info!
by Veni Vidi Decessi
Wed Jul 10, 2013 10:03 am
 
Forum: Investing - Help with Personal Investments
Topic: Roth or TIRA Longterm?
Replies: 3
Views: 357

Roth or TIRA Longterm?

Greetings! I come with my first post as a new convert to your ways! My question requires a bit of background information about myself: I will be graduating college next year, and have an expected starting salary of 65k-70k, based on national averages. Obviously all my numbers will change based on my...
by Veni Vidi Decessi
Tue Jul 09, 2013 10:53 am
 
Forum: Investing - Help with Personal Investments
Topic: Roth or TIRA Longterm?
Replies: 3
Views: 357

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