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Re: Adoption [Experience from those who have adopted]

I've been out of town but catching up on the replies. My wife isn't a member here, but she has also been keeping up with this thread. We greatly appreciate the stories and insight.
by TxAg
Wed Oct 29, 2014 8:58 pm
 
Forum: Personal Consumer Issues
Topic: Adoption [Experience from those who have adopted]
Replies: 26
Views: 2784

Re: New appliances - Stainless Steel or not?

We love our stainless appliances. Sure they show smudges somewhat but are easily cleaned using Weiman's Stainless Steel Wipes.
by TxAg
Tue Oct 28, 2014 6:57 pm
 
Forum: Personal Consumer Issues
Topic: New appliances - Stainless Steel or not?
Replies: 54
Views: 2639

Re: Adoption [Experience from those who have adopted]

I apreciate everyone sharing. Thank you.

Looks like we have some reading to do.
by TxAg
Sun Oct 26, 2014 9:41 am
 
Forum: Personal Consumer Issues
Topic: Adoption [Experience from those who have adopted]
Replies: 26
Views: 2784

Re: Adoption

I appreciate your thoughts.

Anyone else?
by TxAg
Fri Oct 24, 2014 12:24 pm
 
Forum: Personal Consumer Issues
Topic: Adoption [Experience from those who have adopted]
Replies: 26
Views: 2784

Adoption [Experience from those who have adopted]

My wife and I have a few friends who are adopted, and we have a few friends who have adopted. However, there is still much that we are clueless about. In short, we have an infant and plan to have another......and then adopt one (or two) after that. I'm told we should respect the "birth order&qu...
by TxAg
Thu Oct 23, 2014 9:32 pm
 
Forum: Personal Consumer Issues
Topic: Adoption [Experience from those who have adopted]
Replies: 26
Views: 2784

Re: Benefits to a larger than necessary house (as children g

With 5 kids under 8 yoa, sounds like you and your wife could use a break from "connecting" :D I kid, I kid. I agree with everyone else. 4,000 sf house is plenty. Use the extra money to make your life easier, not buy a bigger house. It was a different time (and they immigrated) but my mom w...
by TxAg
Tue Oct 21, 2014 10:12 pm
 
Forum: Personal Finance (Not Investing)
Topic: Benefits to a larger than necessary house (as children grow)
Replies: 31
Views: 3334

Re: Anyone cancelling travel plans?

I live four miles from Presbyterian Hospital in Dallas. We haven't changed our travel plans.
by TxAg
Sun Oct 19, 2014 9:29 pm
 
Forum: Personal Consumer Issues
Topic: Anyone cancelling travel plans?
Replies: 117
Views: 6321

Re: Preventing animals from chewing through garage threshold

How bout leaving an open box od rat poison out (in a tigh spot where only a rodent can get to it).


I don't like poisoning animals, but I can get over that for mice and rats.
by TxAg
Wed Oct 15, 2014 9:59 pm
 
Forum: Personal Consumer Issues
Topic: Preventing animals from chewing through garage thresholds
Replies: 23
Views: 1468

Re: Should I share financial info with potential guardian?

My parents are young (mid 50s). I told them we had a $1MM insurance policy and plenty in our other accts and left it at that. I wanted to make sure they knew they would have sufficient funds to handle it. In 10-15 yrs we will most likey change it to my brother and his wife assuming they're agreeable.
by TxAg
Wed Oct 15, 2014 7:04 pm
 
Forum: Personal Finance (Not Investing)
Topic: Should I share financial info with potential guardian?
Replies: 5
Views: 748

Re: Building a New House, Advice please.

How about tile floors? They go over well in the south.
by TxAg
Mon Oct 13, 2014 10:26 pm
 
Forum: Personal Consumer Issues
Topic: Building a New House, Advice please.
Replies: 66
Views: 5560

Re: Best town I've never heard of [for relocating]

Fredericksburg, TX would be on my list....I'm a Texan, though. I'd love to visit (and maybe live in) some of the other cities mentioned.
by TxAg
Sat Oct 11, 2014 2:23 pm
 
Forum: Personal Consumer Issues
Topic: Best town I've never heard of [for relocating]
Replies: 97
Views: 9783

Re: Cleaning Up Leaves

I can empathize with you, but on the other hand....what a great problem to have. I lost two big Ash trees in my backyard in last week's storm. Looks bare back there now :(
by TxAg
Sat Oct 11, 2014 11:02 am
 
Forum: Personal Consumer Issues
Topic: Cleaning Up Leaves
Replies: 40
Views: 3104

Re: What have you done to cut costs this year?

We had a kiddo. Outlay of an extra $1000/month. But we spend less on eating out/drinks. Maybe a negative of $800/ month compared to this time last year....whoops :( We love our little nugget, though :)!!!!!!! We did decide to prolong our new car purchase. We also prolonged any big trips/vacations. W...
by TxAg
Wed Oct 08, 2014 10:03 pm
 
Forum: Personal Consumer Issues
Topic: What have you done to cut costs this year?
Replies: 105
Views: 8337

Re: Wooden Fence Cost? Board on board.....

How much to paint a house (i kid). If i paint an earth tone grey with dark shutters, a white fence would look good :D


Maybe I should post pucs and get a boglehead vote. I bet my wife would be in on it. Might be fun, haha.
by TxAg
Wed Oct 08, 2014 8:50 pm
 
Forum: Personal Consumer Issues
Topic: Wooden Fence Cost? Board on board.....
Replies: 14
Views: 1066

Re: Things that you will not spend money on and most people

Recreational drugs. Every every noticed how much people spend on caffeine, nicotine, and alcohol? Also don't waste money on pets. I had a long reponse to this and my ipad froze. Essentially, I have been surpised in the last year or so to find out the amount of well-to-do adult professionals that sp...
by TxAg
Wed Oct 08, 2014 7:59 pm
 
Forum: Personal Consumer Issues
Topic: Things that you will not spend money on and most people do?
Replies: 78
Views: 4023

Re: How can I stop feeling depressed about my finances?

I read most of the thread last week and then took a small break. I haven't caught up but decided to contribute. You are doing better than most and with your saving habits you will, no doubt, retire early and reap the reqards of a frugal lifestyle. Regarding depression....i realize it isn't cut and d...
by TxAg
Wed Oct 08, 2014 7:52 pm
 
Forum: Personal Finance (Not Investing)
Topic: How can I stop feeling depressed about my finances?
Replies: 130
Views: 14093

Re: Things that you will not spend money on and most people

Recreational drugs. Every every noticed how much people spend on caffeine, nicotine, and alcohol? Also don't waste money on pets. I had a long reponse to this and my ipad froze. Essentially, I have been surpised in the last year or so to find out the amount of well-to-do adult professionals that sp...
by TxAg
Wed Oct 08, 2014 6:27 pm
 
Forum: Personal Consumer Issues
Topic: Things that you will not spend money on and most people do?
Replies: 78
Views: 4023

Re: Wooden Fence Cost? Board on board.....

I just don't think I can do vinyl based on the google pics. I appreciate the suggestion, though. They look really good, but they wouldn't mesh well with our house.
by TxAg
Wed Oct 08, 2014 6:19 pm
 
Forum: Personal Consumer Issues
Topic: Wooden Fence Cost? Board on board.....
Replies: 14
Views: 1066

Re: Wooden Fence Cost? Board on board.....

You know, the more I think about this the more I want to do it myself. We'll be in this house at least ten more years ,and I should be able to do it for half price at least. Gives me an excuse to buy a few new tools :) I need to price materials, but if I go high quality I think it behooves me to jus...
by TxAg
Wed Oct 08, 2014 5:37 pm
 
Forum: Personal Consumer Issues
Topic: Wooden Fence Cost? Board on board.....
Replies: 14
Views: 1066

Re: Wooden Fence Cost? Board on board.....

I'm looking at replacing a 6' foot board on board fence with an 8'. I want board on board with post sunk at least 3' deep and decent trim on the top. I want screws instead of nails, and I want it stained. I could possibly remove the old fence myself or let the new fence guys do it depending on cost...
by TxAg
Wed Oct 08, 2014 5:06 pm
 
Forum: Personal Consumer Issues
Topic: Wooden Fence Cost? Board on board.....
Replies: 14
Views: 1066

Re: Things that you will not spend money on and most people

I stopped buying cheap beer. I opt for quality over quantity. Wife makes her own coffee. I don't drink it, and she won't buy it from Starbucks, etc. We don't buy concert or sporting event tickets. (We have a nice tv and we use it!) I hunt and enjoy the outdoors but don't own a big truck, 4-wheeler, ...
by TxAg
Wed Oct 08, 2014 4:57 pm
 
Forum: Personal Consumer Issues
Topic: Things that you will not spend money on and most people do?
Replies: 78
Views: 4023

Re: Wooden Fence Cost? Board on board.....

^^^ noted. These are common in our neighborhood so no worries.
by TxAg
Wed Oct 08, 2014 3:06 pm
 
Forum: Personal Consumer Issues
Topic: Wooden Fence Cost? Board on board.....
Replies: 14
Views: 1066

Re: Wooden Fence Cost? Board on board.....

Thanks for the reply. Shadow box is a little different than han regular board on board, but I imagine the cost should be the same.

Good call on the 6' centers
by TxAg
Wed Oct 08, 2014 2:45 pm
 
Forum: Personal Consumer Issues
Topic: Wooden Fence Cost? Board on board.....
Replies: 14
Views: 1066

Re: Wife Expecting, Down to One Income Source

We have a 6 month old. I have a new found respect for stay at home parents :)
by TxAg
Tue Oct 07, 2014 11:15 pm
 
Forum: Personal Finance (Not Investing)
Topic: Wife Expecting, Down to One Income Source
Replies: 116
Views: 8315

Wooden Fence Cost? Board on board.....

I'm looking at replacing a 6' foot board on board fence with an 8'. I want board on board with post sunk at least 3' deep and decent trim on the top. I want screws instead of nails, and I want it stained. I could possibly remove the old fence myself or let the new fence guys do it depending on cost....
by TxAg
Tue Oct 07, 2014 8:53 pm
 
Forum: Personal Consumer Issues
Topic: Wooden Fence Cost? Board on board.....
Replies: 14
Views: 1066

Re: 529 or not

Here's what we just did for our first kid (6 month old). We put $300/month in a 529. Based on a 4.5% return that should be around $100k in 18 years. I live in Texas and expect to still be here in 18 years, so a state school it is. After inflation, etc. $100k may not be enough but it's a very good st...
by TxAg
Mon Oct 06, 2014 9:14 pm
 
Forum: Personal Finance (Not Investing)
Topic: 529 or not
Replies: 34
Views: 3258

Re: Would you buy a house in cash if you had enough?

You could always finance half and pay half up front.
by TxAg
Wed Oct 01, 2014 11:13 pm
 
Forum: Personal Finance (Not Investing)
Topic: Would you buy a house in cash if you had enough?
Replies: 59
Views: 4345

Re: LED Flashlights

I have a Surefire and a Streamlight. Both are good, but I prefer the Streamlight. Just find a model in your price range.
by TxAg
Wed Oct 01, 2014 8:45 pm
 
Forum: Personal Consumer Issues
Topic: LED Flashlights
Replies: 51
Views: 3701

Re: Should I buy this house

I'm no help, but if my wife and I made that I would squirrel a bunch away and retire in 10 years

Congrats. I'm genuinely happy for people when they are successful. :sharebeer
by TxAg
Tue Sep 30, 2014 9:15 pm
 
Forum: Personal Finance (Not Investing)
Topic: Should I buy this house
Replies: 37
Views: 2169

Re: Lakefront property with small children?

Have a small child. Will have more in the future. I'd rather have a ranch, but I wouldn't mind some lakefront property. :sharebeer
by TxAg
Tue Sep 30, 2014 6:49 pm
 
Forum: Personal Consumer Issues
Topic: Lakefront property with small children?
Replies: 44
Views: 2111

Re: Those under 35 with a child 5 or under: Costs of child?

About $1000/month for food, diapers, doctor visits, insurance, and daycare. We have a 6 month old. 32 and 29.
by TxAg
Mon Sep 29, 2014 5:13 pm
 
Forum: Personal Finance (Not Investing)
Topic: Those under 35 with a child 5 or under: Costs of child?
Replies: 58
Views: 4442

Re: Dallas-Fort Worth things to do

Pecan Lodge BBQ is a must
Several good breweries if beer is your thing :sharebeer
Perot Museum
Arboretum
Fort Worth Zoo
Visit SMU and/or TCU campus
Tour of AT&T Stadium
Northpark Mall
FC Dallas is fun to watch if you like soccer
Take a jog around Whiterock Lake
by TxAg
Tue Sep 09, 2014 11:11 pm
 
Forum: Personal Consumer Issues
Topic: Dallas-Fort Worth things to do
Replies: 13
Views: 615

Re: average American eats out 203 times per year

My wife and I are frugal in many ways, but we live in an area with a high number of restaurants/bars per capita. We eat breakfast at home and pack lunches, but we don't mind spending money on dinner and drinks. Plus, it's fun to people watch.
by TxAg
Fri Aug 08, 2014 2:08 pm
 
Forum: Personal Consumer Issues
Topic: average American eats out 203 times per year
Replies: 105
Views: 6791

Re: How do you address your inlaws and being addressed?

At 32, I call my in-laws by their first name. My wife calls my parents by their first names. We refer to our own respective set of parents as mom and dad.
by TxAg
Fri Aug 08, 2014 2:03 pm
 
Forum: Personal Consumer Issues
Topic: How do you address your inlaws and being addressed?
Replies: 84
Views: 4884

Re: Recommendation for a 2 man tent

http://www.amazon.com/Eureka-2629100-Apex-Tent-sleeps/dp/B0043HH5CW/ref=sr_1_6?ie=UTF8&qid=1407436378&sr=8-6&keywords=Eureka+tent I bought this one last year and have been pleased with it, however I would feel squished with two full sized adults in this tent. I'm 6' and 200+ ....it is th...
by TxAg
Thu Aug 07, 2014 2:43 pm
 
Forum: Personal Consumer Issues
Topic: Recommendation for a 2 man tent
Replies: 23
Views: 1235

Re: Should i Buy a new car

How about $35-40k on a car that isn't a BMW
by TxAg
Mon Aug 04, 2014 11:01 pm
 
Forum: Personal Finance (Not Investing)
Topic: Should i Buy a new car
Replies: 87
Views: 4312

Re: Any other travel freaks?

I guess I'm a travel freak. Last year I spent 6 months on a road trip around the US mostly in the western states. Most of it was camping in or around National Parks, State Parks, BLM, US Forest sites etc. I didn't want it to end. Met some great people along the way. States visited: Washington, Idah...
by TxAg
Sun Aug 03, 2014 12:07 am
 
Forum: Personal Consumer Issues
Topic: Any other travel freaks?
Replies: 117
Views: 9223

Re: Kroger for Gasoline

My wife typically buys gas at Kroger and saves $0.10-$0.20 /gallon. She probably only fills up every 3-4 weeks though (which is nice).

I'm fortunate enough to have company car/gas so I don't worry about it....I just get gas when and where I need it.
by TxAg
Fri Aug 01, 2014 10:38 am
 
Forum: Personal Consumer Issues
Topic: Kroger for Gasoline
Replies: 31
Views: 2319

Re: Selling House - Do We Need a Listing Broker?

I've often figured I could sell my current home myself. This thread supports my theory.

Realtors have their place, I guess....sort of like fund managers
by TxAg
Mon Jul 28, 2014 10:42 pm
 
Forum: Personal Finance (Not Investing)
Topic: Selling House - Do We Need a Listing Broker?
Replies: 61
Views: 2958

Re: Looking for insights on San Antonio

I live in Dallas and enjoy it. If I had to move to another city in TX, San Antonio would definitely make the list. It can be as great or as bad as you make it. Personally, I like the city.
by TxAg
Fri Jul 25, 2014 4:57 pm
 
Forum: Personal Consumer Issues
Topic: Looking for insights on San Antonio
Replies: 33
Views: 1663

Re: Rather be Home, Rather be at Work

I'd rather spend time with my daughter any day....and I have an easy job. I can't wait for early retirement (or early semi-retirement) :)
by TxAg
Fri Jul 25, 2014 4:46 pm
 
Forum: Personal Consumer Issues
Topic: Rather be Home, Rather be at Work
Replies: 30
Views: 3957

Re: Whats a Better Lot in a Tract Home Neighborhood?

I agree with you. Plus, I'd rather have the wooded area than the fake pond.
by TxAg
Fri Jul 25, 2014 4:43 pm
 
Forum: Personal Consumer Issues
Topic: Whats a Better Lot in a Tract Home Neighborhood?
Replies: 31
Views: 2276

Re: Here's another "where should I retire" thread

@johnep and ChrisC, I will add the Charlotte area to my list. 2 months of hot and humid is tolerable for us, and most likely we would use some of that time to travel. We wound up rescuing a pit mix puppy recently (long story, but fwiw, I was anti pit until very recently) and she has more difficulty...
by TxAg
Thu Jul 24, 2014 7:39 pm
 
Forum: Personal Consumer Issues
Topic: Here's another "where should I retire" thread
Replies: 104
Views: 6620

Re: Buy a condo for college?

Wow, I'm surprised at all the positive comments in dorms. If your kids are friendly and outgoing, they will make friends. I would encourage them to join different groups, etc. If the numbers make sense, then go for it. Living on campus is blah compared to having your own place. Off campus (as long ...
by TxAg
Sun Jul 20, 2014 4:02 pm
 
Forum: Personal Finance (Not Investing)
Topic: Buy a condo for college?
Replies: 29
Views: 2581

Re: How much do you spend on your hobby annually?

I probably spend $2k on hunting each year....maybe more. A big negative in Texas is that we don't have much private land, so we "pay to play" so to speak, meaning we lease hunting rights. Otherwise, camping and hiking is pretty cheap and my wife and I make a vacation out of it. Recently, I...
by TxAg
Sun Jul 20, 2014 1:41 pm
 
Forum: Personal Consumer Issues
Topic: How much do you spend on your hobby annually?
Replies: 77
Views: 7544

Re: Favorite Athlete

I like many sports, but wouldn't say I have any "favorites"... i don't own a jersey or anything. I really enjoyed all the greats playing in this recent World Cup. There were lots of awesome field players, but I think Tim Howard and Manuel Neuer (of Germany) are both excellent goalkeepers a...
by TxAg
Sun Jul 20, 2014 11:32 am
 
Forum: Personal Consumer Issues
Topic: Favorite Athlete
Replies: 22
Views: 847

Re: Buy a condo for college?

Wow, I'm surprised at all the positive comments in dorms. If your kids are friendly and outgoing, they will make friends. I would encourage them to join different groups, etc. If the numbers make sense, then go for it. Living on campus is blah compared to having your own place. Off campus (as long a...
by TxAg
Sun Jul 20, 2014 9:50 am
 
Forum: Personal Finance (Not Investing)
Topic: Buy a condo for college?
Replies: 29
Views: 2581

Re: Snake!

Not that it really matters, but I figured I'd throw this out there just so we're all on the same page,... snakes are either venomous or non-venomous.

Using "poisonous" is incorrect.


To the OP, I bet the snake was just exploring or finding a dark place for a nap. He won't stay long.
by TxAg
Thu Jul 17, 2014 5:16 pm
 
Forum: Personal Consumer Issues
Topic: Snake!
Replies: 51
Views: 4413

Re: University of British Columbia - Vancouver?

These guys are spot on with their math comments. I liked statistics, econometrics was interesting, but cal2 and I didn't get along very well so I didn't pursue math any further. There went my goal of becoming an econ phd right out the window. Luckily, the business world offers many alternatives.
by TxAg
Tue Jul 15, 2014 10:38 am
 
Forum: Personal Consumer Issues
Topic: University of British Columbia - Vancouver?
Replies: 31
Views: 1949

Re: High end purses

Those plastic bags are about to start costing $0.10/per here in Dallas

Definitely high end
by TxAg
Tue Jul 15, 2014 10:22 am
 
Forum: Personal Consumer Issues
Topic: High end purses
Replies: 119
Views: 13453
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