Search found 604 matches

by TxAg
Fri Jul 03, 2015 2:24 pm
Forum: Personal Consumer Issues
Topic: Learning Spanish
Replies: 31
Views: 1891

Re: Learning Spanish

Thanks for the all the tips. I am going to keep following along for more ideas.

So far, I am enjoying Duolingo!
by TxAg
Thu Jul 02, 2015 9:16 pm
Forum: Personal Consumer Issues
Topic: Learning Spanish
Replies: 31
Views: 1891

Learning Spanish

I've learned bits and pieces of Spanish over the last 20 years. While I have a good vocabulary, I'd like to double it. Additionally, I need the most help at properly conjugating verbs and re-learning proper tenses. I'm open to suggestions. I have a wife, kiddo, and job so I can't just pick up and mo...
by TxAg
Mon Jun 22, 2015 8:01 pm
Forum: Local Chapters and Bogleheads Community
Topic: FATHER'S DAY
Replies: 15
Views: 1882

Re: FATHER'S DAY

Just seeing this.

Great poem.

Thanks for sharing.
by TxAg
Thu Jun 18, 2015 8:09 pm
Forum: Personal Consumer Issues
Topic: Most Beautiful Nature Destinations
Replies: 50
Views: 6149

Re: Most Beautiful Nature Destinations

Tagged for later


But, quickly, we went to Bryce and Zion in late April. We loved it.
by TxAg
Wed Jun 17, 2015 3:17 pm
Forum: Personal Consumer Issues
Topic: How much do your children cost per month?
Replies: 83
Views: 6616

Re: How much do your children cost per month?

We have a 13 month old and spend the following: $950/month for daycare (soon to be $1150 when we put him in a new school) $166/month 529 contribution $150/month on odds and ends like diapers, wipes, clothes, etc $100/month on doctor visits (wife has $50 copay) $90/month on swim lessons Maybe an ext...
by TxAg
Tue Jun 16, 2015 1:48 pm
Forum: Personal Consumer Issues
Topic: Wedding Receiption
Replies: 38
Views: 4225

Re: Wedding Receiption

We were able to have our own food catered in. Same for alcohol but had to pay for wait staff and bar tenders. Much cheaper than using a hotel's catering/drink package. Might be something to consider.
by TxAg
Mon Jun 15, 2015 9:43 pm
Forum: Personal Consumer Issues
Topic: Wedding Receiption
Replies: 38
Views: 4225

Re: Wedding Receiption

We had an open bar at our wedding. No cash bar and no tipping. Wine, beer, liquor, and specialty cocktails. Never heard one complaint and got a lot of thank yous and compliments. It may sound tacky, but the booze is what makes a wedding fun :) To answer your question, it isn't needed but if you do i...
by TxAg
Sun Jun 14, 2015 3:25 am
Forum: Personal Consumer Issues
Topic: How to securely dispose old computer?
Replies: 43
Views: 4033

Re: How to securely dispose old computer?

dolphinsaremammals wrote:You people shotgunning these metal devices, do you worry about ricochets?



No. It is a non issue.

I live in town so I used an 8# sledge the other day. Felt great.
by TxAg
Mon Jun 08, 2015 9:15 pm
Forum: Personal Consumer Issues
Topic: A/C efficiency question
Replies: 31
Views: 3221

Re: A/C efficiency question

^^^ I understand your logic but what about 85, 90, or higher inside the house? We get quite a few 100 degree days here. I wonder how much extra energy is consumed cooling the house back to 75 from 80 (or higher). I don't have a clue, but at some point there is a trade off. Hoping someone here has st...
by TxAg
Mon Jun 08, 2015 8:26 pm
Forum: Personal Consumer Issues
Topic: A/C efficiency question
Replies: 31
Views: 3221

A/C efficiency question

Is it more efficient to leave the unit set at 75 all day and night or 80 during the day and 74 at night?
by TxAg
Mon Jun 08, 2015 9:58 am
Forum: Personal Consumer Issues
Topic: Should we stay or should we go now?
Replies: 23
Views: 3216

Re: Should we stay or should we go now?

Just my two cents, but if my family were in this situation we would stay put.
by TxAg
Wed May 27, 2015 9:53 pm
Forum: Personal Finance (Not Investing)
Topic: American Express sneakery
Replies: 37
Views: 4869

Re: American Express sneakery

We tried AmEx out this spring. They have good customer servicem over the phone, but I despise their website and much of the "reward" offerings proved gimicky...at least that is our findings. I'm closing my account with them.
by TxAg
Tue May 26, 2015 9:44 am
Forum: Local Chapters and Bogleheads Community
Topic: Memorial Day
Replies: 18
Views: 1418

Re: Memorial Day

A big thanks to all the veterans!
by TxAg
Mon May 25, 2015 8:35 pm
Forum: Personal Finance (Not Investing)
Topic: When is it safe to share financial details with gf, future wife
Replies: 53
Views: 5268

Re: When is it safe to share financial details with gf, future wife

This may sound flippant, but I think if you have to ask this question, given the importance of financial issues in your life together, and the financial risk of divorce, you probably should not be getting married. There are many excellent reasons for people to be afraid of marriage, and that is esp...
by TxAg
Mon May 25, 2015 2:34 pm
Forum: Personal Finance (Not Investing)
Topic: When is it safe to share financial details with gf, future wife
Replies: 53
Views: 5268

Re: When is it safe to share financial details with gf, future wife

*we're also the type that comingles bank accounts and shares passwords for retirement accts, etc. Not everyone likes doing it this way Sharing the passwords is a bad idea. If there is ever a problem where you account gets compromised and drained that could cause problems since it is likely against ...
by TxAg
Mon May 25, 2015 12:07 pm
Forum: Personal Finance (Not Investing)
Topic: When is it safe to share financial details with gf, future wife
Replies: 53
Views: 5268

Re: When is it safe to share financial details with gf, future wife

My wife and I knew we were of the same financial mindset while we dated. Once I proposed, we basically opened up the books to one another. We paid for our wedding and honeymoon ourselves as well as buying my wife's car outright (her lease ended and it made sense). We also knew we wanted to buy a hou...
by TxAg
Thu May 21, 2015 9:02 pm
Forum: Personal Finance (Not Investing)
Topic: Career Advice: Follow "Passion" or Follow the Money?
Replies: 73
Views: 4697

Re: Career Advice: Follow "Passion" or Follow the Money?

You sound like you would enjoy and be good at consulting. Don't overrate the social skills.

Everyone is different. It's not the life for me, but if you aren't tied down and don't mind the hours then go for it.
by TxAg
Wed May 20, 2015 7:50 pm
Forum: Personal Finance (Not Investing)
Topic: Should I Buy a House?
Replies: 33
Views: 1825

Re: Maybe I shouldn't buy a house?

Home prices in TX have risen quite a bit despite the oil field downturn. If you truly wanted/needed a house then why not buy one, however if it is just a "what if" then I would definity wait a while. I know we aren't supposed to time the market, but it's a little easier to do when you live...
by TxAg
Tue May 19, 2015 10:19 pm
Forum: Personal Consumer Issues
Topic: Sewer line replacement - who to call?
Replies: 21
Views: 1570

Re: Sewer line replacement - who to call?

In Texas....had ours replaced about 2 years ago. It was just shy of $5k

They had to bust up concrete and repour it plus digging up the rest of the yard. The line was about 6' down at the deepest and not far from the gas line so they had to dig by hand (took a while). We used our standard plumber.
by TxAg
Mon May 18, 2015 9:00 pm
Forum: Personal Consumer Issues
Topic: How much can I spend on a car?
Replies: 157
Views: 9648

Re: How much can I spend on a car?

In one ear, out the other :)

Quite the entertaining thread
by TxAg
Mon May 18, 2015 5:32 pm
Forum: Personal Consumer Issues
Topic: Lightweight camping gear
Replies: 41
Views: 3200

Re: Lightweight camping gear

If money doesn't matter too much, you're going to tend to get better quality from small ("cottage" or "boutique") manufacturers, ones that REI would never carry, simply because they cannot (and don't want to) supply the volume that REI requires (among other reasons). My "bi...
by TxAg
Mon May 18, 2015 12:04 pm
Forum: Personal Finance (Not Investing)
Topic: Just about had it with Fidelity AX
Replies: 8
Views: 1093

Re: Just about had it with Fidelity AX

Slightly off topic, but we opened an Amex Preferred a couple months ago. Customer service over telephone is good, but I really dislike their website. I also dislike how they disseminate their rewards. Canceling after this month.
by TxAg
Mon May 18, 2015 11:03 am
Forum: Investing - Help with Personal Investments
Topic: Young And Clueless
Replies: 28
Views: 2608

Re: Young And Clueless

Congratulations on having your priorities straight. You're off to a great start. There was a thread here a week or so ago referencing the merits of target funds. It had some good info if you care to run a search for it. Most importantly, keep living on your $40k (or less) and save save save that ext...
by TxAg
Fri May 15, 2015 9:53 pm
Forum: Personal Finance (Not Investing)
Topic: How much does social security factor into your retirement income?
Replies: 169
Views: 12626

Re: How much does social security factor into your retirement income?

Early 30's here. I'm not sure what we'll get but I will consider it icing on the cake. We're working on the cake part right now and off to a good start (fingers crossed).
by TxAg
Thu May 14, 2015 8:37 pm
Forum: Personal Consumer Issues
Topic: How much can I spend on a car?
Replies: 157
Views: 9648

Re: How much can I spend on a car?

I think the idea of buying a nice car to impress women is silly. Some of the most confident men I have known (and very successful with the ladies) drove regular old vehicles like Accords or base model trucks. A nice car is, and should be, so far down on the list of mate-attracting qualities. This th...
by TxAg
Sun May 10, 2015 9:28 am
Forum: Forum Issues and Administration
Topic: Am I the only one not getting notifications?
Replies: 11
Views: 2061

Re: Am I the only one not getting notifications?

I sent a PM yesterday and it's still sitting in my Outbox (not Drafts). Is this related? No, it's not related. PMs sit in your Outbox until the recipient reads the PM. So that just means the person hasn't read it yet. Whoops. I feel silly. A few months back I messaged a member and the message sat i...
by TxAg
Sat May 09, 2015 8:53 pm
Forum: Personal Consumer Issues
Topic: Lightweight camping gear
Replies: 41
Views: 3200

Re: Lightweight camping gear

I have this tent but the two man version (i use it for just myself. It's closer to 4.5# though. I really, really recommend it. Without the fly, it is very breezy and with the fly it is fully weatherproof. http://www.amazon.com/gp/aw/d/B00BU7B9P2/ref=pd_aw_sbs_468_2?refRID=1M421CYRW05XXE8HVZX1 Anothe...
by TxAg
Fri May 08, 2015 7:40 pm
Forum: Personal Consumer Issues
Topic: How Does My Kindle Case Work?
Replies: 11
Views: 866

Re: How Does My Kindle Case Work?

dolphinsaremammals wrote:I've been puzzled as to how closing and opening its cover makes my washing machine start and stop agitating, when I see no switch. Has this thread solved that mystery? :)



This might help depending on what brand/model you own

http://homeguides.sfgate.com/fix-washin ... 40267.html
by TxAg
Fri May 08, 2015 5:51 pm
Forum: Personal Consumer Issues
Topic: How Does My Kindle Case Work?
Replies: 11
Views: 866

Re: How Does My Kindle Case Work?

The magnet makes the sleep sensor work


http://blog.workingsi.com/2013/01/paper ... d.html?m=1
by TxAg
Fri May 08, 2015 4:57 pm
Forum: Personal Finance (Not Investing)
Topic: much ado about coasting (through life)
Replies: 256
Views: 34369

Re: much ado about coasting (through life)

You sound like someone who would be fun to have a beer with. I agree with others who think you need something to be passionate about. However, there are many ways to find it... So coast around a while and see what happens. It seems you can afford it so why not travel the globe, volunteer at a hospit...
by TxAg
Wed May 06, 2015 10:58 pm
Forum: Personal Finance (Not Investing)
Topic: Easy careers to last me to retirement?
Replies: 141
Views: 17468

Re: What job to get to coast to Retirement at age 59 1/2?

I've always thought that when in this situation I'd like to work for a nursery (plants, not kids).
by TxAg
Wed May 06, 2015 10:10 pm
Forum: Personal Finance (Not Investing)
Topic: What are the Pro's and Con's of Retiring in Amarillo, TX
Replies: 89
Views: 5968

Re: What are the Pro's and Con's of Retiring in Amarillo, TX

The Texas panhandle has a lot more to offer than people realize. If you're just driving through, you'd never know. Take a look here: http://www.wymanmeinzer.com/ Wyman Meinzer photographs much of west TX and the panhandle. He is a Texas state photographer. If you browse his galleries, you'll see som...
by TxAg
Sun Apr 26, 2015 9:23 pm
Forum: Personal Consumer Issues
Topic: Cost to replace a side view mirror
Replies: 22
Views: 1659

Re: Cost to replace a side view mirror

Happened to me last year in 2013 ford explorer...$400
by TxAg
Sun Apr 26, 2015 11:56 am
Forum: Personal Consumer Issues
Topic: Cost to deliver a baby today?
Replies: 23
Views: 1777

Re: Cost to deliver a baby today?

We had a daughter one year ago. Total bill (to us) was just shy of $5k.

I tried negotiating the bill...no dice. We paid it and moved on. Coincidentally, my wife got sick 4 months later and required a 4 day hospital stay. We had met our deductible so we didn't pay anything.
by TxAg
Fri Apr 24, 2015 1:00 pm
Forum: Personal Consumer Issues
Topic: Broken Oxygen Sensor on Car
Replies: 43
Views: 3269

Re: Broken Oxygen Sensor on Car

livesoft wrote:My friends replace the O2 sensors themselves. So do-it-yourself. A web search says the part is less than $50. Labor would be $0.

Check out repairpal.com for estimates.



I changed mine in my truck for about $50. Really easy
by TxAg
Thu Apr 23, 2015 8:58 pm
Forum: Personal Finance (Not Investing)
Topic: Daycare, nanny, Montessori
Replies: 16
Views: 1534

Re: Daycare, nanny, Montessori

It's amazing what they can learn in a good daycare program. Our daughter just turned one. She loooves going to "school"

Luckily, we pay half price. Full price is about $200 more than what you'te looking at. Still worth if if both parents are making a solid income.
by TxAg
Mon Apr 20, 2015 5:13 pm
Forum: Personal Consumer Issues
Topic: Neighbor is hoarder, piling garbage outside, collecting vans
Replies: 32
Views: 5164

Re: Neighbor is hoarder, piling garbage outside, collecting

i read about a similar situation and the neighbors called the health dept complaining about a rodent problem. it was cleaned up quick after a few citations.
by TxAg
Fri Apr 10, 2015 8:19 am
Forum: Investing - Help with Personal Investments
Topic: Two Comma Club
Replies: 66
Views: 9628

Re: Two Comma Club

Congratulations!

I don't mean to pry, but would you consider revealing your age? It's always nice to get a sense of progression (ay least for me).
by TxAg
Wed Apr 08, 2015 8:54 pm
Forum: Personal Finance (Not Investing)
Topic: 2 commas and mortgage-free
Replies: 33
Views: 4886

Re: 2 commas and mortgage-free

I'm always happy for those that are succesful! Congratulations. We hope to be there one day also.
by TxAg
Wed Apr 08, 2015 8:46 pm
Forum: Personal Consumer Issues
Topic: Tree roots growing into sewer lines
Replies: 41
Views: 2233

Re: Tree roots growing into sewer lines

Had the same issue almost 2 yrs ago. The hub style connections on the clay pipes allowed tree roots to come into the line. Our line was buried about 6' down and not far from a gas line so we paid a lot in manual labor for hand digging. The pvc replacement pipe is basically impervious to roots. Our c...
by TxAg
Mon Apr 06, 2015 6:36 pm
Forum: Personal Finance (Not Investing)
Topic: When to give adult children their inheritance?
Replies: 57
Views: 7254

Re: When to give adult children their inheritance?

I'm early 30's and although I think I make prudent choices, it seems the decisions I made at 25 are not quite as good as the ones I make now. I have a wife and kiddo now so that changes things. Some now might be fun. They could travel and enjoy life as young bachelors. The majority at early to mid 3...
by TxAg
Wed Apr 01, 2015 2:29 pm
Forum: Personal Finance (Not Investing)
Topic: Bamboo vs Engineered Hardwood floor?
Replies: 12
Views: 1747

Re: Bamboo vs Engineered Hardwood floor?

You might consider having a pro treat and stain the concrete. No worries when it comes to rental damages, and it can turn out pretty nice.
by TxAg
Fri Mar 27, 2015 9:37 am
Forum: Personal Finance (Not Investing)
Topic: Mom seeking financial help - what to do?
Replies: 62
Views: 5245

Re: Mom seeking financial help - what to do?

I still say give $223.46, drop a comment, and get the heck outta there! Is $223.46 a random amount, or you calculated it based on the information from this thread? {curious} Victoria Well I was going to try handwriting analysis but then I remembered we are online...so. Online writing beats handwrit...
by TxAg
Fri Mar 27, 2015 7:06 am
Forum: Personal Finance (Not Investing)
Topic: Can I afford a $1M house?
Replies: 74
Views: 8757

Re: Can I afford a $1M house?

Put me in the camp that says don't do it

How large is the family? I don't anyone that "needs" 4,000 sf.
by TxAg
Fri Mar 27, 2015 6:56 am
Forum: Personal Finance (Not Investing)
Topic: Mom seeking financial help - what to do?
Replies: 62
Views: 5245

Re: Mom seeking financial help - what to do?

I don't recall seeing this mentioned in any of the above posts, but have you discussed this with your husband? You are married...you're obligation is to your husband (and he to you) not your mother. Personally, my wife and I have said that if anyone ever asks us for money then it is only fair for th...
by TxAg
Tue Mar 24, 2015 3:40 pm
Forum: Personal Consumer Issues
Topic: Whats a good Pistol to buy?
Replies: 112
Views: 10040

Re: Whats a good Pistol to buy?

I'm not suggesting this is a beginner's pistol, but I just bought one so I figured I'd share a picture. It feels like Christmas.

Image
by TxAg
Sun Mar 22, 2015 11:03 am
Forum: Personal Finance (Not Investing)
Topic: Percent of gross income on hobbies
Replies: 26
Views: 2765

Re: Percent of gross income on hobbies

So which 1911 did you get?

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