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Re: $550M Powerball Jackpot - take cash or annuity?

I'd spend more than $10MM the first year anyways, so I'd have to take the cash option :wink:
by TxAg
Fri May 17, 2013 4:37 pm
 
Forum: Investing - Theory, News & General
Topic: $600M Powerball Jackpot - take cash or annuity?
Replies: 86
Views: 4403

Re: Married, separate health insurance?

My wife and I are on separate plans. Hers is free through her employer....mine has a normal monthly fee. Should something happen, deductibles, visits, etc. are similar.
by TxAg
Thu May 16, 2013 10:07 pm
 
Forum: Personal Finance (Not Investing)
Topic: Married, separate health insurance?
Replies: 12
Views: 827

Re: Move back w/parents or sign 1 year lease

What do your parents say about it?

I dearly love my folks, but once I was out of the house...I was out of the house. No way I was moving back in. It would have infringed on both our freedoms.
by TxAg
Tue May 14, 2013 11:43 am
 
Forum: Personal Finance (Not Investing)
Topic: Move back w/parents or sign 1 year lease
Replies: 42
Views: 2153

Re: How much do your adult children know about your investme

My mom and I speak about her financial picture once or twice a year. I don't know exact dollar amounts, account numbers, or passwords, but I do have a good grasp on what is and isn't there. She knows my brother and I aren't greedy so we'd never ask for a loan or expect a pay day.
by TxAg
Tue May 14, 2013 11:18 am
 
Forum: Personal Finance (Not Investing)
Topic: How much do your adult children know about your investments?
Replies: 30
Views: 2175

Re: How Much Did You Spend on Your Engagement Ring??

I spent enough so that we're never upgrading, but I didn't break the bank either. We're both comfortable with the purchase. Luckily, my wife is the kind of person that would love me no matter what ring I gave her. I've got a few buddies who aren't so fortunate.
by TxAg
Tue May 07, 2013 10:19 pm
 
Forum: Personal Consumer Issues
Topic: How Much Did You Spend on Your Engagement Ring??
Replies: 252
Views: 9662

Re: Best advice for hotels & flights to Las Vegas

Not the cheapest (and I've stayed at some cheap places in Vegas) but The Cosmopolitan was really, really nice.....enough so that I didn't mind spending a little more.
by TxAg
Fri May 03, 2013 10:46 pm
 
Forum: Personal Consumer Issues
Topic: Best advice for hotels & flights to Las Vegas
Replies: 13
Views: 1299

Re: wedding gift - tacky or not ....

I'd like receiving it as a gift, but I think the note about "selling it whenever they see fit" would be a nice add on.
by TxAg
Tue Apr 30, 2013 7:30 pm
 
Forum: Personal Consumer Issues
Topic: wedding gift - tacky or not ....
Replies: 57
Views: 2655

Re: any suggestions on a ccw [Concealed Carry Weapon]

I have to do a lot of range time before answering that question... More likely it would allow it to be in a vehicle with me. I probably will carry some times but I really need to find the right tool. Just realized how much the Kahr would cost and am not sure wife would give me permission. S Look in...
by TxAg
Wed Apr 24, 2013 11:18 pm
 
Forum: Personal Consumer Issues
Topic: any suggestions on a ccw [Concealed Carry Weapon]
Replies: 92
Views: 5011

Re: any suggestions on a ccw [Concealed Carry Weapon]

sounds like the first thing to look at is a finger print safe. I have the big turn the knob variety. I always thought my walther p22 would be a great ccw as it's comfortable and very small, though it is very finicky on ammo, so I'd prefer a bit more assurance that when the trigger was pulled it cyc...
by TxAg
Wed Apr 24, 2013 5:24 pm
 
Forum: Personal Consumer Issues
Topic: any suggestions on a ccw [Concealed Carry Weapon]
Replies: 92
Views: 5011

Re: any suggestions on a ccw [Concealed Carry Weapon]

A compact .22 pistol is effective and accurate. I would have no hesitation in one for concealed carry. Some will argue its stopping power but they are so accurate that a well-placed shot is all that's needed. A handgun is no good if you don't have it on you when needed. You'll find larger guns not ...
by TxAg
Wed Apr 24, 2013 12:49 pm
 
Forum: Personal Consumer Issues
Topic: any suggestions on a ccw [Concealed Carry Weapon]
Replies: 92
Views: 5011

Re: any suggestions on a ccw [Concealed Carry Weapon]

I do have little ones in the home so I'm really thinking about those issues. Do have a safe they could never access but neither could I if I needed to in a hurry. Will the stores let me shoot all those different kinds to get the feel or would I have to rent time on a trial? I do most of my shooting...
by TxAg
Wed Apr 24, 2013 12:19 pm
 
Forum: Personal Consumer Issues
Topic: any suggestions on a ccw [Concealed Carry Weapon]
Replies: 92
Views: 5011

Re: Laundry Detergent Issues

Interesting thread.

I tend to buy the frangrance free stuff...in liquid form for our front loader HE. It is usually pretty cheap, and I use about half of what is recommended. Works well for us, but I'm sure I could make some improvements.
by TxAg
Tue Apr 23, 2013 9:01 pm
 
Forum: Personal Consumer Issues
Topic: Laundry Detergent Issues
Replies: 71
Views: 3854

Re: any suggestions on a ccw

The real question is just how long this thread will be allowed to run. It has absolutely nothing to do with investing. [OT comments removed by admin LadyGeek] But it has no place on Bogleheads, or does it? A firearm is a tool...nothing more. What's the difference in discussing the features and bene...
by TxAg
Tue Apr 23, 2013 8:23 pm
 
Forum: Personal Consumer Issues
Topic: any suggestions on a ccw [Concealed Carry Weapon]
Replies: 92
Views: 5011

Re: any suggestions on a ccw

CCW is a very common term.

This thread contains information on safety, value, etc. No different than a thread concerning which car/watch/food/lawnmower/clothes to buy.

I'm sure we can all learn something by reading the replies, including myself.
by TxAg
Tue Apr 23, 2013 5:24 pm
 
Forum: Personal Consumer Issues
Topic: any suggestions on a ccw [Concealed Carry Weapon]
Replies: 92
Views: 5011

Re: 15 year vs. 30 year for starter home

Being in a similar situation about a year ago, we went with the 30 and pay larger sums towards the principal when we feel comfortable doing so.
by TxAg
Tue Apr 23, 2013 5:13 pm
 
Forum: Personal Finance (Not Investing)
Topic: 15 year vs. 30 year for starter home
Replies: 23
Views: 1574

Re: Helping out a parent financially

I don't respond well when I feel as though someone is trying to take advantage of me. Sounds kinda like that in this case. As long as he has the basics, I don't see a need for you to provide any luxury items. My wife and I discuss this type of thing regarding our parents. Luckily, I don't think we'l...
by TxAg
Tue Apr 23, 2013 4:03 pm
 
Forum: Personal Finance (Not Investing)
Topic: Helping out a parent financially
Replies: 18
Views: 1636

Re: any suggestions on a ccw

So much of my life I've been a bird hunter, etc I really wonder/worry about a lack of manual safety when getting out of a holster, which kind of takes me in the direction of a ruger lc9 but I liked the feel of a springfield xd9 I tried yesterday. It has a compression safety feature in the palm, but...
by TxAg
Tue Apr 23, 2013 3:52 pm
 
Forum: Personal Consumer Issues
Topic: any suggestions on a ccw [Concealed Carry Weapon]
Replies: 92
Views: 5011

Re: any suggestions on a ccw

Another thing to consider.....guns and ammo tend to be overpriced and in short supply right now. A lot of folks are price gouging so ask around to make sure you are getting a fair price. Also, don't be afraid to buy used. If you buy new, put 200 rounds through the gun before carrying it. This helps ...
by TxAg
Tue Apr 23, 2013 10:43 am
 
Forum: Personal Consumer Issues
Topic: any suggestions on a ccw [Concealed Carry Weapon]
Replies: 92
Views: 5011

Re: any suggestions on a ccw

I've tried a few, haha Right now I'm liking my Kahr CW9. My Glock G19 is fine for winter carry. I recently acquired a Ruger LCP 380 that is super easy and comfortable to carry. The Ruger is similar to the KelTec 32 listed above, which is another one I've owned. In the past I've carried a S&W 442...
by TxAg
Tue Apr 23, 2013 10:36 am
 
Forum: Personal Consumer Issues
Topic: any suggestions on a ccw [Concealed Carry Weapon]
Replies: 92
Views: 5011

Re: 63, retired; wife 23 non working, 4 yr. old son

Curious as to why your wife can't work?
by TxAg
Fri Apr 19, 2013 6:51 pm
 
Forum: Investing - Help with Personal Investments
Topic: 63, retired; wife 23 non working, 4 yr. old son
Replies: 29
Views: 4529

Re: buying a home from family/SIRVA? 3pm deadline. Help

Reminds me of my neighborhood. If you know your market, then you know your market. As long as the inspection comes back clean sounds like you found something you like and are also saving a few bucks.
by TxAg
Wed Apr 10, 2013 7:36 pm
 
Forum: Personal Finance (Not Investing)
Topic: buying a home from family/SIRVA? 3pm deadline. Help
Replies: 26
Views: 1082

Re: Wedding band durability & long-term costs- gold vs plati

Bingo. That's what I have....although I don't really like wearing a ring (love my wife...just not the jewelry) If you don't like wearing a ring, tungsten carbide is a strange choice - it's very dense. Titanium is very, very light in comparison, and might work better, I liked the weight in the begin...
by TxAg
Fri Apr 05, 2013 8:03 pm
 
Forum: Personal Consumer Issues
Topic: Wedding band durability & long-term costs- gold vs platinum?
Replies: 40
Views: 1883

Re: Wedding band durability & long-term costs- gold vs plati

Be careful mixing your metals. If you get a platinum band next to a gold one, the platinum band can eventually rub down the gold one. I don't know how long it would take, but it is a concern I would address before proceeding. If you're open to mixing metals, I would highly recommend palladium. It i...
by TxAg
Thu Apr 04, 2013 7:03 pm
 
Forum: Personal Consumer Issues
Topic: Wedding band durability & long-term costs- gold vs platinum?
Replies: 40
Views: 1883

Re: Wedding band durability & long-term costs- gold vs plati

Cobalt chrome, stainless steel, tungsten , titanium, and palladium are all hypoallergenic, silvery, durable, and much cheaper than gold/platinum. I would advise staying away from tungsten. I heard stories of issues with the metal as a ring, but thought I could make mine last. It lasted about 2 year...
by TxAg
Thu Apr 04, 2013 7:02 pm
 
Forum: Personal Consumer Issues
Topic: Wedding band durability & long-term costs- gold vs platinum?
Replies: 40
Views: 1883

Re: Wedding band durability & long-term costs- gold vs plati

Platinum stays the same color. White gold eventually starts to yellow as the rhodium coating wears off. It looks ok with other white gold so no big deal. If your engagement ring is white gold then pick the same for your band....otherwise they'll mismatch in a few years.
by TxAg
Tue Apr 02, 2013 7:15 pm
 
Forum: Personal Consumer Issues
Topic: Wedding band durability & long-term costs- gold vs platinum?
Replies: 40
Views: 1883

Re: Things I should buy/experience while in my 30s?

I'm 30....I finally learned that it really is worth it to spend the extra money on "good" beer. As for travel, sounds good (locally) as I prefer to see as much of America as I can while I'm young enough to hike/raft/camp/ski/hunt, you get the idea. I figure I can drink and eat my way throu...
by TxAg
Mon Mar 18, 2013 10:20 pm
 
Forum: Personal Consumer Issues
Topic: Things I should buy/experience while in my 30s?
Replies: 112
Views: 9141

Re: What Type Of Wallet Do You Prefer?

Brown. Leather. Folds in half.

Those are my main criteria. My last few wallets have been on sale from Fossil. I go through one every 4-5 years or so.
by TxAg
Tue Mar 12, 2013 10:57 pm
 
Forum: Personal Consumer Issues
Topic: What Type Of Wallet?
Replies: 90
Views: 5414

Re: [Should we] buy a two story house or a one story?

One thing to consider that I just now thought of.... As a teenager, I got away with a lot more in a two story house than I would have in a one story house :sharebeer
by TxAg
Mon Mar 04, 2013 10:13 pm
 
Forum: Personal Consumer Issues
Topic: [Should we] buy a two story house or a one story?
Replies: 43
Views: 3072

Re: Pleated Pants Versus Flat Front Pants

For everyday slacks, I prefer flat. With suits, I like pleats. Don't like cuffed bottoms on any.
by TxAg
Mon Mar 04, 2013 2:05 pm
 
Forum: Personal Consumer Issues
Topic: Pleated Pants Versus Flat Front Pants
Replies: 45
Views: 2518

Re: Woud you rather buy a two story house or a one story?

Two stories aren't bad, but if I had my choice it'd be a one story
by TxAg
Sun Mar 03, 2013 10:59 pm
 
Forum: Personal Consumer Issues
Topic: [Should we] buy a two story house or a one story?
Replies: 43
Views: 3072

Re: The Munchkin Man Diet

Good to see you back. Congrats!
by TxAg
Sun Mar 03, 2013 10:38 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: The Munchkin Man Diet
Replies: 120
Views: 9528

Re: Is it safe to cook/heat food in a tin can?

Cans packaged with food outside the US (but sold with food in them in the US) can have lead in the solder. Google for the info. Some also have linings in them (some of which contain BPA & I don't know what else). This thread seems a bit off topic & will likely get closed. Perhaps it is too ...
by TxAg
Fri Feb 08, 2013 10:06 am
 
Forum: Personal Consumer Issues
Topic: Is it safe to cook/heat food in a tin can?
Replies: 29
Views: 1540

Re: Is it safe to cook/heat food in a tin can?

I don't recall seeing anyone heat food in a can. Can the OPs statement "yet I see folks do it all the time" really be true? Is this because the OP goes camping all the time? Even then, I've camped quite a lot and didn't heat food in the can. It seems that microwave ovens were the end of c...
by TxAg
Fri Feb 08, 2013 10:05 am
 
Forum: Personal Consumer Issues
Topic: Is it safe to cook/heat food in a tin can?
Replies: 29
Views: 1540

Re: Is it safe to cook/heat food in a tin can?

* edit

More research shows that most cans are actually made from steel these days.

My question remains...
by TxAg
Fri Feb 08, 2013 1:24 am
 
Forum: Personal Consumer Issues
Topic: Is it safe to cook/heat food in a tin can?
Replies: 29
Views: 1540

Is it safe to cook/heat food in a tin can?

Is it safe? I've always heard that it isn't, yet I see folks do it all the time.

From what I've researched it appears to be unsafe, though no one can tell me exactly why.

What say you?
by TxAg
Fri Feb 08, 2013 1:21 am
 
Forum: Personal Consumer Issues
Topic: Is it safe to cook/heat food in a tin can?
Replies: 29
Views: 1540

Re: Dollar Bill Smaller in Both Dimensions

Interesting.

Paper currency is made from cotton. You never know.
by TxAg
Wed Feb 06, 2013 6:00 pm
 
Forum: Personal Consumer Issues
Topic: Dollar Bill Smaller in Both Dimensions
Replies: 20
Views: 2456

Re: What's your usual retirement day like ?

I'm only 30, but I'm very much enjoying this thread. As a kid, I loved visiting my retired grandparents. One set lived down the block, and one set lived 2 hours away on a small ranch. My retirement plans for my wife and me include: Time spent with kids/grandkids Time spent with dog/s Volunteering Ex...
by TxAg
Sun Feb 03, 2013 1:16 pm
 
Forum: Personal Consumer Issues
Topic: What's your usual retirement day like ?
Replies: 158
Views: 13741

Re: Breaking in engine on new car

Checked the manual. No mention of a break in period...


My "anecdotal" evidence must surely be flawed
by TxAg
Fri Jan 25, 2013 11:53 pm
 
Forum: Personal Consumer Issues
Topic: Breaking in engine on new car
Replies: 43
Views: 3036

Re: Breaking in engine on new car

I would go by the owners manual . My new Acura said something like 500 mi break-in. That was 12 years ago when i bought it. Any damage done will not show for many many miles... Dealers, like salesmen, will tell you anything that they think you want to hear. And make you feel good about it. investor...
by TxAg
Fri Jan 25, 2013 1:18 am
 
Forum: Personal Consumer Issues
Topic: Breaking in engine on new car
Replies: 43
Views: 3036

Re: Breaking in engine on new car

I received a 2013 Ford Explorer as my new company vehicle in October. The employee at the Ford dealership told me to drive as I please.

9,500 miles later the car is continuing to run beautifully. I'm no mechanic, but I'd say don't woory about it.
by TxAg
Fri Jan 25, 2013 12:06 am
 
Forum: Personal Consumer Issues
Topic: Breaking in engine on new car
Replies: 43
Views: 3036

Re: What kind of car are you driving?

2013 Ford Explorer... Company vehicle complete with free gas/insurance/maintenance.

Wife drives a paid for 2007 Jetta with less than 45k miles.

Yes, I know we're fortunate.
by TxAg
Wed Jan 23, 2013 9:01 pm
 
Forum: Personal Consumer Issues
Topic: What kind of car are you driving?
Replies: 278
Views: 19844

Re: Argentine dogo

Good info above. Thanks for sharing.
by TxAg
Sat Jan 19, 2013 2:20 pm
 
Forum: Personal Consumer Issues
Topic: Argentine dogo [Dog]
Replies: 9
Views: 730

Re: Argentine dogo

They are beautiful and said to be excellent family dogs.

I wouldn't mind having one.
by TxAg
Sat Jan 19, 2013 3:11 am
 
Forum: Personal Consumer Issues
Topic: Argentine dogo [Dog]
Replies: 9
Views: 730

Re: That Extravagant Thing You Do

I bought and sold (and traded) many high end custom traditional longbows and recurvesover the last couple years. Montana Bows by Dan Toelke are worth their weight in gold as far as I'm concerned.
by TxAg
Wed Jan 16, 2013 11:32 pm
 
Forum: Personal Consumer Issues
Topic: That Extravagant Thing You Do
Replies: 196
Views: 33248

Re: At what age did your health start to limit your hobbies?

SurfCityBill wrote:At 30 I decided that the pleasure of over-indulging in libations was eclipsed by the pain of suffering thru a hangover. Hobby severely curtailed. :annoyed


I was reading through this thread thinking the very same thing. Especially, after the Cotton Bowl last night :happy
by TxAg
Sat Jan 05, 2013 12:31 pm
 
Forum: Personal Consumer Issues
Topic: At what age did your health start to limit your hobbies?
Replies: 78
Views: 5029

Re: Marriage & Finances - Joint vs. Separate Checking/Saving

I was in your shoes not long ago. I'm 30, she's about to be 28. We've been married 1 1/2 years. We have joint accounts.

I understand the reasons for separate accounts,...especially in second marriages. In our case joint accounts made the most sense, and frankly, it makes us feel good.
by TxAg
Thu Jan 03, 2013 4:56 pm
 
Forum: Personal Finance (Not Investing)
Topic: Marriage & Finances - Joint vs. Separate Checking/Savings?
Replies: 62
Views: 3218

Re: Vacuum for hardwood and carpet?

chaz wrote:My Dyson works good on both carpet and tile.



X2
by TxAg
Tue Jan 01, 2013 10:59 pm
 
Forum: Personal Consumer Issues
Topic: Vacuum for hardwood and carpet?
Replies: 21
Views: 1909

Re: The Boglehead Philosophy

Great reminder
by TxAg
Tue Jan 01, 2013 10:50 pm
 
Forum: Investing - Theory, News & General
Topic: The Boglehead Philosophy
Replies: 20
Views: 1341

Re: Dinner Guest Issues

This has been a fun thread to read.

I can be picky about what I eat or drink, but I subscribe to the "when in Rome" theory as well as reminding myself that I should be thankful for a free meal.
by TxAg
Tue Jan 01, 2013 10:46 pm
 
Forum: Personal Consumer Issues
Topic: Dinner Guest Issues
Replies: 149
Views: 11593

Re: Advice for visiting Key West?

We're headed back in August. Definitely going to spend some time at Dry Tortugas this go around
by TxAg
Sun Jul 08, 2012 3:33 pm
 
Forum: Personal Consumer Issues
Topic: Advice for visiting Key West?
Replies: 26
Views: 2287
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