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Re: Dog food - how cheap is too cheap?

I'm with you on the omnivore diet, but do you truly advocate a diet high in corn or other grain? I have a couple of answers to this. The first thing is, simply reading the list of ingredients can be very deceptive...this is why I have a problem with a lot of these websites that claim to give advice...
by TxAg
Sun Nov 23, 2014 9:40 am
 
Forum: Personal Consumer Issues
Topic: Dog food - how cheap is too cheap?
Replies: 38
Views: 2069

Re: What Movie Have You Recently Watched?

We watched Fury last night. I loved it.

We want to see Gone Girl soon....my wife enjoyed the book.
by TxAg
Sun Nov 23, 2014 7:05 am
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 218
Views: 17500

Re: Dog food - how cheap is too cheap?

I am a veterinarian. Bottom line for me is that every dog is different. Any dog food out there from a reputable manufacturer (that includes the big companies like Purina, Science Diet, etc. as well as the newer "premium" foods from smaller companies) should be nutritionally balanced and, ...
by TxAg
Sat Nov 22, 2014 5:22 pm
 
Forum: Personal Consumer Issues
Topic: Dog food - how cheap is too cheap?
Replies: 38
Views: 2069

Re: Dog food - how cheap is too cheap?

Kaufmanrider wrote:I go to Tractor Supply and buy Diamond Naturals. No corn, wheat, or soy. Cost is in between Walmart Ol'Roy and high end Blue Buffalo.



Good choice. I forgot to mention Tractor Supply.
by TxAg
Sat Nov 22, 2014 4:30 pm
 
Forum: Personal Consumer Issues
Topic: Dog food - how cheap is too cheap?
Replies: 38
Views: 2069

Re: Dog food - how cheap is too cheap?

Look at the ingedients...they are listed in order of percentage amount. All the cheap stuff has corn listed first and other grains to follow. Dogs aren't meant to eat that crap. That would be like a human eating McDonald's every day. You can find quality foods at Sam's Club or Costco for a dollar a ...
by TxAg
Sat Nov 22, 2014 4:26 pm
 
Forum: Personal Consumer Issues
Topic: Dog food - how cheap is too cheap?
Replies: 38
Views: 2069

Re: What do you splurge on?

Hunting isn't cheap these days. I don't need the nicest gun, bow, clothes..and I don't buy into any of the gadgets. Taking an out of state/country trip or paying to lease land is where it all goes.
by TxAg
Fri Nov 21, 2014 11:44 pm
 
Forum: Personal Finance (Not Investing)
Topic: What do you splurge on?
Replies: 119
Views: 6197

Re: Fitbit, Vivofit, or other?

TradingPlaces wrote:
Pony Ears wrote:Whos has one? Pros and cons?

I'm looking to get one as a Christmas gift, but would like to gather some real world info.


Read amazon reviews.



Yep, do that often, but wouldn't you agree that the average boglehead poster is more informed/intelligent than the average amazon poster?
by TxAg
Fri Nov 21, 2014 8:15 am
 
Forum: Personal Consumer Issues
Topic: Fitbit, Vivofit, or other?
Replies: 55
Views: 1752

Re: What temperature for house for long winter absence?

As many have said, turn off the water an open the faucets to drain as much water as possible. There will still be some water in the lines and your waterheater. Leave the faucets open. Heat the house somewhere between 50-60* F
by TxAg
Thu Nov 20, 2014 1:54 pm
 
Forum: Personal Finance (Not Investing)
Topic: What temperature for house for long winter absence?
Replies: 31
Views: 2821

Re: What to prepare for first baby due next month?

We have a 7 month old (our first) Lots of great info mentioned already. Here are a few things I've found very helpful Rectal thermometer. Cheap and more accurate than the scan type. Nose Frida. Best thing we've found for sucking out snot. Just clean it often. Socks. We inhereited more clothes than ...
by TxAg
Thu Nov 20, 2014 11:09 am
 
Forum: Personal Finance (Not Investing)
Topic: What to prepare for first baby due next month?
Replies: 55
Views: 2713

Re: What to prepare for first baby due next month?

We have a 7 month old (our first) Lots of great info mentioned already. Here are a few things I've found very helpful Rectal thermometer. Cheap and more accurate than the scan type. Nose Frida. Best thing we've found for sucking out snot. Just clean it often. Socks. We inhereited more clothes than w...
by TxAg
Thu Nov 20, 2014 8:30 am
 
Forum: Personal Finance (Not Investing)
Topic: What to prepare for first baby due next month?
Replies: 55
Views: 2713

Re: Winter Coat

I really like this wool coat on Amazon. Works well for a thin frame if you want something more fashionable than a traditional peacoat or down jacket. The coupon code on thee page brings it down to about 100 bucks. Similar coat in Nordstrom for a lot more. http://www.amazon.com/gp/product/B00BW11SUC...
by TxAg
Wed Nov 19, 2014 8:29 pm
 
Forum: Personal Consumer Issues
Topic: Winter Coat
Replies: 51
Views: 4382

Re: What were your biggest financial emergencies?

Last summer (2013) we spent $5k replacing our sewer line in our backyard. Totally unexpected.

In October I spent $1500 having two large trees removed after a storm knocked them down (across power lines and the neighbor's house).
by TxAg
Wed Nov 19, 2014 8:23 pm
 
Forum: Personal Finance (Not Investing)
Topic: What were your biggest financial emergencies?
Replies: 39
Views: 3769

Re: Poll: How much $ for childcare?

We paid $800 month at a nice place down the street when our daughter was 9 weeks old. This was for the summer only. Once fall arrived, we were able to enroll her at my wife's work (daycare at a church). It is half price for employees and still costs us $750/month. We are happy to do it....it has a s...
by TxAg
Wed Nov 19, 2014 8:20 pm
 
Forum: Personal Finance (Not Investing)
Topic: Poll: How much $ for childcare?
Replies: 20
Views: 1834

Re: Apple Stores - do they try to be awful?

Well, I'm young, and I don't like Apple stores so it isn't just an "old" thing.

They are too loud and chaotic for me.....but an evil necessity (occasionally).
by TxAg
Tue Nov 18, 2014 7:23 pm
 
Forum: Personal Consumer Issues
Topic: Apple Stores - do they try to be awful?
Replies: 41
Views: 2895

Re: [Should I] rent out [my] house [for a 3-day event]?

Double or triple the price then go for it
by TxAg
Mon Nov 17, 2014 8:43 pm
 
Forum: Personal Consumer Issues
Topic: [Should I] rent out [my] house [for a 3-day event]?
Replies: 68
Views: 3958

Re: Winter Coat

As a poster above mentioned.....Filson.


Woolrich is also good, but I hear they've declined a bit over the years. I have a Woolrich that I'm very happy with, but I've drooled over some Filsons.
by TxAg
Mon Nov 17, 2014 4:15 pm
 
Forum: Personal Consumer Issues
Topic: Winter Coat
Replies: 51
Views: 4382

Re: Bogleheads, tell me about your 40's?

I'm early 30s but enjoying this thread. Thanks.
by TxAg
Mon Nov 17, 2014 11:02 am
 
Forum: Personal Consumer Issues
Topic: Bogleheads, tell me about your 40's?
Replies: 100
Views: 12723

Re: Who is mailing Holiday Cards this year?

Since the mid-1980's I have sent out 25 cards each Christmas. They are embarrassingly expensive, and they have been saved indefinitely by the recipients so they now have become collections. If you've ever received or sent cards made by Graphics 3, you know what I'm talking about. Sometimes they say...
by TxAg
Sun Nov 16, 2014 8:57 pm
 
Forum: Personal Consumer Issues
Topic: Who is mailing Holiday Cards this year?
Replies: 52
Views: 3146

Re: Dealing with pressure for "social donations" at work

When I first read this, I thought maybe everyone would chip in a few bucks to get the secretary something nice. As I continued to read, it became evident this isn't the case. I dislike the principle of it, but for me, it would depend on the amount. $50 maybe...$500 no way. That being said, I have gi...
by TxAg
Thu Nov 13, 2014 3:55 pm
 
Forum: Personal Consumer Issues
Topic: Dealing with pressure for "social donations" at work
Replies: 163
Views: 8010

Re: Adoption [Experience from those who have adopted]

once again, thanks for the replies. We're having dinner with some friends (who are adoptive parents) and I have several questions to ask which were inspired by this thread.
by TxAg
Tue Nov 04, 2014 6:38 pm
 
Forum: Personal Consumer Issues
Topic: Adoption [Experience from those who have adopted]
Replies: 39
Views: 4388

Re: Adoption [Experience from those who have adopted]

I've been out of town but catching up on the replies. My wife isn't a member here, but she has also been keeping up with this thread. We greatly appreciate the stories and insight.
by TxAg
Wed Oct 29, 2014 7:58 pm
 
Forum: Personal Consumer Issues
Topic: Adoption [Experience from those who have adopted]
Replies: 39
Views: 4388

Re: New appliances - Stainless Steel or not?

We love our stainless appliances. Sure they show smudges somewhat but are easily cleaned using Weiman's Stainless Steel Wipes.
by TxAg
Tue Oct 28, 2014 5:57 pm
 
Forum: Personal Consumer Issues
Topic: New appliances - Stainless Steel or not?
Replies: 56
Views: 3382

Re: Adoption [Experience from those who have adopted]

I apreciate everyone sharing. Thank you.

Looks like we have some reading to do.
by TxAg
Sun Oct 26, 2014 8:41 am
 
Forum: Personal Consumer Issues
Topic: Adoption [Experience from those who have adopted]
Replies: 39
Views: 4388

Re: Adoption

I appreciate your thoughts.

Anyone else?
by TxAg
Fri Oct 24, 2014 11:24 am
 
Forum: Personal Consumer Issues
Topic: Adoption [Experience from those who have adopted]
Replies: 39
Views: 4388

Adoption [Experience from those who have adopted]

My wife and I have a few friends who are adopted, and we have a few friends who have adopted. However, there is still much that we are clueless about. In short, we have an infant and plan to have another......and then adopt one (or two) after that. I'm told we should respect the "birth order&qu...
by TxAg
Thu Oct 23, 2014 8:32 pm
 
Forum: Personal Consumer Issues
Topic: Adoption [Experience from those who have adopted]
Replies: 39
Views: 4388

Re: Benefits to a larger than necessary house (as children g

With 5 kids under 8 yoa, sounds like you and your wife could use a break from "connecting" :D I kid, I kid. I agree with everyone else. 4,000 sf house is plenty. Use the extra money to make your life easier, not buy a bigger house. It was a different time (and they immigrated) but my mom w...
by TxAg
Tue Oct 21, 2014 9:12 pm
 
Forum: Personal Finance (Not Investing)
Topic: Benefits to a larger than necessary house (as children grow)
Replies: 31
Views: 3352

Re: Anyone cancelling travel plans?

I live four miles from Presbyterian Hospital in Dallas. We haven't changed our travel plans.
by TxAg
Sun Oct 19, 2014 8:29 pm
 
Forum: Personal Consumer Issues
Topic: Anyone cancelling travel plans?
Replies: 117
Views: 6417

Re: Preventing animals from chewing through garage threshold

How bout leaving an open box od rat poison out (in a tigh spot where only a rodent can get to it).


I don't like poisoning animals, but I can get over that for mice and rats.
by TxAg
Wed Oct 15, 2014 8:59 pm
 
Forum: Personal Consumer Issues
Topic: Preventing animals from chewing through garage thresholds
Replies: 23
Views: 1561

Re: Should I share financial info with potential guardian?

My parents are young (mid 50s). I told them we had a $1MM insurance policy and plenty in our other accts and left it at that. I wanted to make sure they knew they would have sufficient funds to handle it. In 10-15 yrs we will most likey change it to my brother and his wife assuming they're agreeable.
by TxAg
Wed Oct 15, 2014 6:04 pm
 
Forum: Personal Finance (Not Investing)
Topic: Should I share financial info with potential guardian?
Replies: 5
Views: 758

Re: Building a New House, Advice please.

How about tile floors? They go over well in the south.
by TxAg
Mon Oct 13, 2014 9:26 pm
 
Forum: Personal Consumer Issues
Topic: Building a New House, Advice please.
Replies: 66
Views: 5839

Re: Best town I've never heard of [for relocating]

Fredericksburg, TX would be on my list....I'm a Texan, though. I'd love to visit (and maybe live in) some of the other cities mentioned.
by TxAg
Sat Oct 11, 2014 1:23 pm
 
Forum: Personal Consumer Issues
Topic: Best town I've never heard of [for relocating]
Replies: 97
Views: 10040

Re: Cleaning Up Leaves

I can empathize with you, but on the other hand....what a great problem to have. I lost two big Ash trees in my backyard in last week's storm. Looks bare back there now :(
by TxAg
Sat Oct 11, 2014 10:02 am
 
Forum: Personal Consumer Issues
Topic: Cleaning Up Leaves
Replies: 40
Views: 3282

Re: What have you done to cut costs this year?

We had a kiddo. Outlay of an extra $1000/month. But we spend less on eating out/drinks. Maybe a negative of $800/ month compared to this time last year....whoops :( We love our little nugget, though :)!!!!!!! We did decide to prolong our new car purchase. We also prolonged any big trips/vacations. W...
by TxAg
Wed Oct 08, 2014 9:03 pm
 
Forum: Personal Consumer Issues
Topic: What have you done to cut costs this year?
Replies: 134
Views: 12134

Re: Wooden Fence Cost? Board on board.....

How much to paint a house (i kid). If i paint an earth tone grey with dark shutters, a white fence would look good :D


Maybe I should post pucs and get a boglehead vote. I bet my wife would be in on it. Might be fun, haha.
by TxAg
Wed Oct 08, 2014 7:50 pm
 
Forum: Personal Consumer Issues
Topic: Wooden Fence Cost? Board on board.....
Replies: 14
Views: 1161

Re: Things that you will not spend money on and most people

Recreational drugs. Every every noticed how much people spend on caffeine, nicotine, and alcohol? Also don't waste money on pets. I had a long reponse to this and my ipad froze. Essentially, I have been surpised in the last year or so to find out the amount of well-to-do adult professionals that sp...
by TxAg
Wed Oct 08, 2014 6:59 pm
 
Forum: Personal Consumer Issues
Topic: Things that you will not spend money on and most people do?
Replies: 78
Views: 4164

Re: How can I stop feeling depressed about my finances?

I read most of the thread last week and then took a small break. I haven't caught up but decided to contribute. You are doing better than most and with your saving habits you will, no doubt, retire early and reap the reqards of a frugal lifestyle. Regarding depression....i realize it isn't cut and d...
by TxAg
Wed Oct 08, 2014 6:52 pm
 
Forum: Personal Finance (Not Investing)
Topic: How can I stop feeling depressed about my finances?
Replies: 130
Views: 14545

Re: Things that you will not spend money on and most people

Recreational drugs. Every every noticed how much people spend on caffeine, nicotine, and alcohol? Also don't waste money on pets. I had a long reponse to this and my ipad froze. Essentially, I have been surpised in the last year or so to find out the amount of well-to-do adult professionals that sp...
by TxAg
Wed Oct 08, 2014 5:27 pm
 
Forum: Personal Consumer Issues
Topic: Things that you will not spend money on and most people do?
Replies: 78
Views: 4164

Re: Wooden Fence Cost? Board on board.....

I just don't think I can do vinyl based on the google pics. I appreciate the suggestion, though. They look really good, but they wouldn't mesh well with our house.
by TxAg
Wed Oct 08, 2014 5:19 pm
 
Forum: Personal Consumer Issues
Topic: Wooden Fence Cost? Board on board.....
Replies: 14
Views: 1161

Re: Wooden Fence Cost? Board on board.....

You know, the more I think about this the more I want to do it myself. We'll be in this house at least ten more years ,and I should be able to do it for half price at least. Gives me an excuse to buy a few new tools :) I need to price materials, but if I go high quality I think it behooves me to jus...
by TxAg
Wed Oct 08, 2014 4:37 pm
 
Forum: Personal Consumer Issues
Topic: Wooden Fence Cost? Board on board.....
Replies: 14
Views: 1161

Re: Wooden Fence Cost? Board on board.....

I'm looking at replacing a 6' foot board on board fence with an 8'. I want board on board with post sunk at least 3' deep and decent trim on the top. I want screws instead of nails, and I want it stained. I could possibly remove the old fence myself or let the new fence guys do it depending on cost...
by TxAg
Wed Oct 08, 2014 4:06 pm
 
Forum: Personal Consumer Issues
Topic: Wooden Fence Cost? Board on board.....
Replies: 14
Views: 1161

Re: Things that you will not spend money on and most people

I stopped buying cheap beer. I opt for quality over quantity. Wife makes her own coffee. I don't drink it, and she won't buy it from Starbucks, etc. We don't buy concert or sporting event tickets. (We have a nice tv and we use it!) I hunt and enjoy the outdoors but don't own a big truck, 4-wheeler, ...
by TxAg
Wed Oct 08, 2014 3:57 pm
 
Forum: Personal Consumer Issues
Topic: Things that you will not spend money on and most people do?
Replies: 78
Views: 4164

Re: Wooden Fence Cost? Board on board.....

^^^ noted. These are common in our neighborhood so no worries.
by TxAg
Wed Oct 08, 2014 2:06 pm
 
Forum: Personal Consumer Issues
Topic: Wooden Fence Cost? Board on board.....
Replies: 14
Views: 1161

Re: Wooden Fence Cost? Board on board.....

Thanks for the reply. Shadow box is a little different than han regular board on board, but I imagine the cost should be the same.

Good call on the 6' centers
by TxAg
Wed Oct 08, 2014 1:45 pm
 
Forum: Personal Consumer Issues
Topic: Wooden Fence Cost? Board on board.....
Replies: 14
Views: 1161

Re: Wife Expecting, Down to One Income Source

We have a 6 month old. I have a new found respect for stay at home parents :)
by TxAg
Tue Oct 07, 2014 10:15 pm
 
Forum: Personal Finance (Not Investing)
Topic: Wife Expecting, Down to One Income Source
Replies: 116
Views: 8757

Wooden Fence Cost? Board on board.....

I'm looking at replacing a 6' foot board on board fence with an 8'. I want board on board with post sunk at least 3' deep and decent trim on the top. I want screws instead of nails, and I want it stained. I could possibly remove the old fence myself or let the new fence guys do it depending on cost....
by TxAg
Tue Oct 07, 2014 7:53 pm
 
Forum: Personal Consumer Issues
Topic: Wooden Fence Cost? Board on board.....
Replies: 14
Views: 1161

Re: 529 or not

Here's what we just did for our first kid (6 month old). We put $300/month in a 529. Based on a 4.5% return that should be around $100k in 18 years. I live in Texas and expect to still be here in 18 years, so a state school it is. After inflation, etc. $100k may not be enough but it's a very good st...
by TxAg
Mon Oct 06, 2014 8:14 pm
 
Forum: Personal Finance (Not Investing)
Topic: 529 or not
Replies: 38
Views: 4118

Re: Would you buy a house in cash if you had enough?

You could always finance half and pay half up front.
by TxAg
Wed Oct 01, 2014 10:13 pm
 
Forum: Personal Finance (Not Investing)
Topic: Would you buy a house in cash if you had enough?
Replies: 59
Views: 4374

Re: LED Flashlights

I have a Surefire and a Streamlight. Both are good, but I prefer the Streamlight. Just find a model in your price range.
by TxAg
Wed Oct 01, 2014 7:45 pm
 
Forum: Personal Consumer Issues
Topic: LED Flashlights
Replies: 51
Views: 3779

Re: Should I buy this house

I'm no help, but if my wife and I made that I would squirrel a bunch away and retire in 10 years

Congrats. I'm genuinely happy for people when they are successful. :sharebeer
by TxAg
Tue Sep 30, 2014 8:15 pm
 
Forum: Personal Finance (Not Investing)
Topic: Should I buy this house
Replies: 37
Views: 2222

Re: Lakefront property with small children?

Have a small child. Will have more in the future. I'd rather have a ranch, but I wouldn't mind some lakefront property. :sharebeer
by TxAg
Tue Sep 30, 2014 5:49 pm
 
Forum: Personal Consumer Issues
Topic: Lakefront property with small children?
Replies: 44
Views: 2194
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