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Re: Mom seeking financial help - what to do?

I still say give $223.46, drop a comment, and get the heck outta there! Is $223.46 a random amount, or you calculated it based on the information from this thread? {curious} Victoria Well I was going to try handwriting analysis but then I remembered we are online...so. Online writing beats handwrit...
by TxAg
Fri Mar 27, 2015 9:37 am
 
Forum: Personal Finance (Not Investing)
Topic: Mom seeking financial help - what to do?
Replies: 62
Views: 4330

Re: Can I afford a $1M house?

Put me in the camp that says don't do it

How large is the family? I don't anyone that "needs" 4,000 sf.
by TxAg
Fri Mar 27, 2015 7:06 am
 
Forum: Personal Finance (Not Investing)
Topic: Can I afford a $1M house?
Replies: 64
Views: 5415

Re: Mom seeking financial help - what to do?

I don't recall seeing this mentioned in any of the above posts, but have you discussed this with your husband? You are married...you're obligation is to your husband (and he to you) not your mother. Personally, my wife and I have said that if anyone ever asks us for money then it is only fair for th...
by TxAg
Fri Mar 27, 2015 6:56 am
 
Forum: Personal Finance (Not Investing)
Topic: Mom seeking financial help - what to do?
Replies: 62
Views: 4330

Re: Whats a good Pistol to buy?

I'm not suggesting this is a beginner's pistol, but I just bought one so I figured I'd share a picture. It feels like Christmas.

Image
by TxAg
Tue Mar 24, 2015 3:40 pm
 
Forum: Personal Consumer Issues
Topic: Whats a good Pistol to buy?
Replies: 109
Views: 7720

Re: Percent of gross income on hobbies

So which 1911 did you get?
by TxAg
Sun Mar 22, 2015 11:03 am
 
Forum: Personal Finance (Not Investing)
Topic: Percent of gross income on hobbies
Replies: 26
Views: 2615

Re: Whats a good Pistol to buy?

All the replies so far have been good Most brand name guns these days are quality made. I woud suggest going to a sporting goods store/gun store and holding many different makes and models in your hand to see what is comfortable. Since you are new to guns, you might want to stick with 9mm in semi au...
by TxAg
Fri Mar 20, 2015 2:37 pm
 
Forum: Personal Consumer Issues
Topic: Whats a good Pistol to buy?
Replies: 109
Views: 7720

Re: Vinyl or wood fence

My wife and I just had about 200' of cedar fence installed. It is 8' tall stained cedar board on board with metal posts cemented 3' down. We also opted for a decorative top rail and rot board all the way around the bottom. It was expensive but we love it. We don't splurge on much, but this was worth...
by TxAg
Thu Mar 19, 2015 5:57 pm
 
Forum: Personal Consumer Issues
Topic: Vinyl or wood fence
Replies: 36
Views: 1976

Re: job offer, 2x salary

If you'll be making twice as much, maybe you can retire in half the time.

Also, if your time away from home nets out, I'd rather spend it in the car than in front of a desk. Maybe learn a new language via CD
by TxAg
Wed Mar 18, 2015 7:57 pm
 
Forum: Personal Finance (Not Investing)
Topic: job offer, 2x salary
Replies: 53
Views: 4806

Re: Ice Dams - now what?

I have a metal roof. This year, the snow on the north side of the house is stubbornly staying on the porch roof, which is at the bottom of the pitched living room roof. My house this year, as every year, is one of the only ones in the neighborhood that does NOT have icicles hanging from the edge of...
by TxAg
Mon Mar 16, 2015 7:45 pm
 
Forum: Personal Consumer Issues
Topic: Ice Dams - now what?
Replies: 49
Views: 4359

Re: How much house can we afford by Boglehead standards?

If it were me, I wouldn't want to be above the $180-$200k range

Things will pop up and you'll want the ability to tap into the extra cash flow
by TxAg
Fri Mar 13, 2015 2:02 pm
 
Forum: Personal Finance (Not Investing)
Topic: How much house can we afford by Boglehead standards?
Replies: 31
Views: 4538

Re: Capital One seemed happy to lose me as a customer?

I closed a Capital One account two weeks ago. There was no hard sell to keep me which was a nice surprise. Kudos to them for not wasting my time.
by TxAg
Thu Mar 12, 2015 9:29 pm
 
Forum: Personal Consumer Issues
Topic: Capital One seemed happy to lose me as a customer?
Replies: 24
Views: 3955

Re: $600 night guard for teeth grinding, really?

I had to buy one this year. $300

I notice a difference
by TxAg
Thu Mar 12, 2015 8:48 am
 
Forum: Personal Consumer Issues
Topic: $600 night guard for teeth grinding, really?
Replies: 92
Views: 5698

Re: Growing out long hair and growing a beard

I have tried a couple beard oils and found Beardbrand "Tree Ranger" to be my favorite

It's a little expensive, though. I'd like to experiment with making my own. Youtube has some good videos.
by TxAg
Sun Mar 08, 2015 10:23 am
 
Forum: Personal Consumer Issues
Topic: Growing out long hair and growing a beard
Replies: 24
Views: 2732

Re: Company Car & Personal Car?

I was in the same situation as you but kept my GMC crew cab truck because I had a Ford 500 work car. I used my truck a lot for hunting and camping. When they upgraded us to Ford Explorers, I sold my truck for $10k and haven't looked back. I can always buy another used truck down the line.
by TxAg
Wed Mar 04, 2015 8:35 am
 
Forum: Personal Finance (Not Investing)
Topic: Company Car & Personal Car?
Replies: 23
Views: 1134

Re: Legal Fees for Trusts and Wills

Theoretical,

I tried PMing, but it's stuck in my outbox. Any chance you're in the DFW area?

Thanks,
TxAg
by TxAg
Mon Mar 02, 2015 9:12 pm
 
Forum: Personal Finance (Not Investing)
Topic: Legal Fees for Trusts and Wills
Replies: 37
Views: 2553

Re: Wife doesn't want to retire - I do

Thank you all for your feedback. Some very thoughtful answers, and some points I'll have to consider. I'm quite sure my wife isn't fearful financially. I've also been cooking around half the meals for years now, and do around half the housework. She no longer enjoys cooking, while I do. It will be ...
by TxAg
Sat Feb 28, 2015 9:17 pm
 
Forum: Personal Consumer Issues
Topic: Wife doesn't want to retire - I do
Replies: 65
Views: 6094

Re: How do I learn to like sushi?

Purelife304 wrote:Martini's.

Seriously. The first few times I had sushi was after 2-3 Sapphire dry up.

Now I really like it, no booze needed.

:beer



You beat me to it. When my wife and I were dating she wanted sushi/sashimi from time to time. I drank a lot of Kirin and saki bombs :). Now, I don't mind it.
by TxAg
Sat Feb 28, 2015 2:32 pm
 
Forum: Personal Consumer Issues
Topic: How do I learn to like sushi?
Replies: 80
Views: 4845

Re: Wife doesn't want to retire - I do

If you can make it work financially, what's her hang up?
by TxAg
Sat Feb 28, 2015 11:55 am
 
Forum: Personal Consumer Issues
Topic: Wife doesn't want to retire - I do
Replies: 65
Views: 6094

Re: Guns for hunting/defense

No handgun ammunition will have the stopping power of a decent rifle caliber or 12 or 20 ga. shotgun. 20 gauge for a shotgun is plenty sufficient and less dramatic than 12 ga. for home defense. Easier to handle the blast/recoil. Realistically the best gun for self defense in the home would be an AR...
by TxAg
Fri Feb 27, 2015 9:37 pm
 
Forum: Personal Consumer Issues
Topic: Guns for hunting/defense
Replies: 134
Views: 7976

Re: Guns for hunting/defense

And VERY importantly here are the 4 rules of gun safety: EVERY GUN IS ALWAYS LOADED! NEVER POINT A GUN AT ANYTHING YOU DO NOT WISH TO DESTROY. ALWAYS KNOW YOUR TARGET. ALWAYS KNOW WHAT IS BEYOND YOUR TARGET. Several years ago, automatically following the above rules drilled into my head since I was...
by TxAg
Fri Feb 27, 2015 8:32 pm
 
Forum: Personal Consumer Issues
Topic: Guns for hunting/defense
Replies: 134
Views: 7976

Re: Guns for hunting/defense

Every hunter should own a nice lever action also :) I'm partial to my 1983 Marlin 30-30 This thread needs some pics, too! Winchester is the way to go for heritage and ownership pride. For rough use, I would love to own a real Marlin in 45-70 instead of the junks Remington puts out. I also have an i...
by TxAg
Wed Feb 25, 2015 11:22 pm
 
Forum: Personal Consumer Issues
Topic: Guns for hunting/defense
Replies: 134
Views: 7976

What color is your parachute...

Lots of editions. Which one is recommended as a general rule of thumb?
by TxAg
Wed Feb 25, 2015 10:03 pm
 
Forum: Personal Consumer Issues
Topic: What color is your parachute...
Replies: 1
Views: 436

Re: How do you plan on spending your time during retirement?

Heyyou and obgyn65 .....love your responses
by TxAg
Wed Feb 25, 2015 8:35 pm
 
Forum: Personal Consumer Issues
Topic: How do you plan on spending your time during retirement?
Replies: 43
Views: 3187

Re: New or Used Honda Odyssey

It might technically be possible to squeeze three seats across in your present car, but I would never do that. It's important to me that my two kids not be able to easily reach each other in the car. Trouble ensues when they can. But seriously, the Honda Odyssey is a great car. I would marry mine i...
by TxAg
Wed Feb 25, 2015 7:33 pm
 
Forum: Personal Consumer Issues
Topic: New or Used Honda Odyssey
Replies: 20
Views: 1059

Re: Guns for hunting/defense

Every hunter should own a nice lever action also :)

I'm partial to my 1983 Marlin 30-30

This thread needs some pics, too!
by TxAg
Wed Feb 25, 2015 1:55 pm
 
Forum: Personal Consumer Issues
Topic: Guns for hunting/defense
Replies: 134
Views: 7976

Re: Guns for hunting/defense

I carry on duty and recommend the Glock 19 I agree and have one, but I am just curious where you work where you carry a glock 19 on duty? Not familiar with many agencies that issue compact models. Also, I'm a bit disappointed nobody else found my glock Camry joke funny - thought that was a good one...
by TxAg
Tue Feb 24, 2015 11:09 pm
 
Forum: Personal Consumer Issues
Topic: Guns for hunting/defense
Replies: 134
Views: 7976

Re: Guns for hunting/defense

Grt2bOutdoors wrote:
TxAg wrote:Seems like most of the self defense stuff has been covered.

To answer your second question... I would really like a 375 H&H :sharebeer


Short of going for grizzly or alaskan brown bear or something more exotic in Africa, what would you need a 375 H&H for?



I'd say you nailed it
by TxAg
Tue Feb 24, 2015 10:09 pm
 
Forum: Personal Consumer Issues
Topic: Guns for hunting/defense
Replies: 134
Views: 7976

Re: Guns for hunting/defense

^^^ a semi auto can hold 15 or more bullets where a revolver will hold 5 or 6. If you're in a position to rack the slide at least one time, you can keep a semi auto with one in the chamber. That may sound scary to some, but it is a common practice and advised in capable hands in a safe environment. ...
by TxAg
Tue Feb 24, 2015 9:23 pm
 
Forum: Personal Consumer Issues
Topic: Guns for hunting/defense
Replies: 134
Views: 7976

Re: Guns for hunting/defense

Good grief, this thread has taken a turn

If you aren't a gun fan, there are plenty of other threads to comment on
by TxAg
Tue Feb 24, 2015 9:03 pm
 
Forum: Personal Consumer Issues
Topic: Guns for hunting/defense
Replies: 134
Views: 7976

Re: Guns for hunting/defense

I'm glad to see so many 9mm recommendations. Seems like these days guys claim you need a 45 to do any damage.
by TxAg
Tue Feb 24, 2015 8:54 pm
 
Forum: Personal Consumer Issues
Topic: Guns for hunting/defense
Replies: 134
Views: 7976

Re: Recommend a quality (and reasonably priced) knife set

Where we used to live, an itinerant professional knife sharpener would show up once a year in the grocery store parking lot, so one could get all their kitchen knives sharpened for a small fee. Does that still happen? I just looked at the knives we have. They are all more than 30 years old: Henckel...
by TxAg
Tue Feb 24, 2015 8:37 pm
 
Forum: Personal Consumer Issues
Topic: Recommend a quality (and reasonably priced) knife set
Replies: 64
Views: 2581

Re: Recommend a quality (and reasonably priced) knife set

I would strongly recommend NOT buying a knife set. It's a complete waste of money, even though every wedding registry seems to ask for them. Do yourself a favor and talk to any culinary professional, and they will tell you one good chef's knife can do 90% of what you need. Go with German Steel, unl...
by TxAg
Tue Feb 24, 2015 8:21 pm
 
Forum: Personal Consumer Issues
Topic: Recommend a quality (and reasonably priced) knife set
Replies: 64
Views: 2581

Re: Recommend a quality (and reasonably priced) knife set

More emphasis on cooking knives, less emphasis on steak knives. I have a great filet knife.
by TxAg
Tue Feb 24, 2015 7:53 pm
 
Forum: Personal Consumer Issues
Topic: Recommend a quality (and reasonably priced) knife set
Replies: 64
Views: 2581

Recommend a quality (and reasonably priced) knife set

I'm caving. Wife wants new knives, and she (we) deserve them. Recommendations?
by TxAg
Tue Feb 24, 2015 7:45 pm
 
Forum: Personal Consumer Issues
Topic: Recommend a quality (and reasonably priced) knife set
Replies: 64
Views: 2581

Re: Guns for hunting/defense

Seems like most of the self defense stuff has been covered.

To answer your second question... I would really like a 375 H&H :sharebeer
by TxAg
Tue Feb 24, 2015 7:25 pm
 
Forum: Personal Consumer Issues
Topic: Guns for hunting/defense
Replies: 134
Views: 7976

Re: How much did you have saved up for retirement at age 30?

I strongly regret making this thread. I appear to be way behind most here. Age 28 currently, only $38k (soon to be $43k once I throw my bonus post-tax in there). You're doing great. You will be amazed at how fast it starts to grow if you keep saving year after year. Plus, you'll likely get married ...
by TxAg
Tue Feb 24, 2015 10:21 am
 
Forum: Personal Finance (Not Investing)
Topic: How much did you have saved up for retirement at age 30?
Replies: 173
Views: 13079

Re: How do you plan on spending your time during retirement?

Volunteering
Hunting
Hiking
Staying (or getting) in shape
And trumping all those would be spending time with kids/grandkids
by TxAg
Mon Feb 23, 2015 8:46 pm
 
Forum: Personal Consumer Issues
Topic: How do you plan on spending your time during retirement?
Replies: 43
Views: 3187

Re: Thoughts on Chase for everyday banking

Not a BofA fan and we currently have Wells Fargo which is so-so. Thoughts on Chase for checking/saving accounts? If you decide to bank with Chase be sure to check out the current offer of a $450 bonus if you open both a checking and a savings account: https://www.chase.com/customer/rb_acquisition_3...
by TxAg
Mon Feb 23, 2015 7:20 pm
 
Forum: Personal Finance (Not Investing)
Topic: Thoughts on Chase for everyday banking
Replies: 28
Views: 1958

Re: Thoughts on Chase for everyday banking

If you do not need to go into a local branch all that often, you should check out Fidelity's Cash Management account. Free checks, no fees, free bill pay, free ATM reimbursements etc. Plus my employer 401k is at fidelity so i have my IRAs there as well. Very nice to have all my financial informatio...
by TxAg
Mon Feb 23, 2015 5:35 pm
 
Forum: Personal Finance (Not Investing)
Topic: Thoughts on Chase for everyday banking
Replies: 28
Views: 1958

Re: What age do you guys plan to retire?

It is my impression that there are some people on this thread, who are very early in their work and personal lives, that vastly underestimate the expense of living over time and overestimate the likely returns on investments. Again, just my opinion.... You're probably right, but this forum is full ...
by TxAg
Mon Feb 23, 2015 3:55 pm
 
Forum: Personal Finance (Not Investing)
Topic: What age do you guys plan to retire?
Replies: 143
Views: 8852

Re: What age do you guys plan to retire?

Quick question: what are folks considering "financially independent"?

I asked my wife and she said 42, haha (she just turned 30)

Realistically, our goal is early 50's but it could be 60ish...just depends on a lot of things. Most importantly, I hope we have good health.
by TxAg
Mon Feb 23, 2015 2:45 pm
 
Forum: Personal Finance (Not Investing)
Topic: What age do you guys plan to retire?
Replies: 143
Views: 8852

Re: Thoughts on Chase for everyday banking

Would just keep enough money there to meet the minimums. And they're are a lot of Chase ATMs around here than Wells Fargo. We've had a Chase Freedom card for 6 years and I've been impressed with the security and customer service over the phone.
by TxAg
Mon Feb 23, 2015 1:54 pm
 
Forum: Personal Finance (Not Investing)
Topic: Thoughts on Chase for everyday banking
Replies: 28
Views: 1958

Thoughts on Chase for everyday banking

Not a BofA fan and we currently have Wells Fargo which is so-so.

Thoughts on Chase for checking/saving accounts?
by TxAg
Mon Feb 23, 2015 12:44 pm
 
Forum: Personal Finance (Not Investing)
Topic: Thoughts on Chase for everyday banking
Replies: 28
Views: 1958

Re: Prom budget for teenage girl?

If you don't know why, you clearly have not been watching your MTV, which feeds a constant stream of shows like My Super Sweet 16. This is 2015. Do kids really still watch TV? For a junior prom I don't see the need for big splurges. For a senior prom I'm ok with a $150-200 dress and a few hundred d...
by TxAg
Sat Feb 21, 2015 9:00 pm
 
Forum: Personal Consumer Issues
Topic: Prom budget for teenage girl?
Replies: 82
Views: 4907

Re: What % of your gross income do you spend on mortgage/ren

11.6% including mortgage, property taxes, and insurance
by TxAg
Sat Feb 21, 2015 8:56 pm
 
Forum: Personal Finance (Not Investing)
Topic: What % of your gross income do you spend on mortgage/rent?
Replies: 155
Views: 8999

Re: Moving to Anchorage from Dallas

I'm in Dallas (lifelong Texan), but would love to live in Alaska for a few years.

I don't have much to offer, but keep us posted on how this goes. I'm excited for you!
by TxAg
Wed Feb 18, 2015 6:44 pm
 
Forum: Personal Consumer Issues
Topic: Moving to Anchorage from Dallas
Replies: 30
Views: 2583

Re: Should I Quit My Job

I love my life now, but I do regret that I never did a stint in the military after college. If I could go back, I'd scratch grad school and do 3-4 years in the military. I don't know which branch I would have picked, and I don't know that I could have made a career out of it, but I'd like to have se...
by TxAg
Wed Feb 18, 2015 11:32 am
 
Forum: Personal Finance (Not Investing)
Topic: Should I Quit My Job
Replies: 46
Views: 6590

Re: Large Age Gap with Spouse/Partner

My parents had me at 20 and 22. My wife's parents had her at 40 and 45. We both had great childhoods.

Where there's a will, there's a way.



Edit... Meg77 for the win!
by TxAg
Tue Feb 17, 2015 6:55 pm
 
Forum: Personal Finance (Not Investing)
Topic: Large Age Gap with Spouse/Partner
Replies: 63
Views: 5395

Re: Landlord asking for more money at Move Out than Security

at first blush, i'd just ignore them :)
by TxAg
Tue Feb 17, 2015 6:32 pm
 
Forum: Personal Consumer Issues
Topic: Landlord asking for more money at Move Out than Security Dep
Replies: 20
Views: 1893

Re: College savings costs / number

I have a 10 month old. We are budgeting $100k per kid.
by TxAg
Tue Feb 10, 2015 10:08 pm
 
Forum: Personal Finance (Not Investing)
Topic: College savings costs / number
Replies: 120
Views: 6730
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