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Re: Legal Fees for Trusts and Wills

Theoretical,

I tried PMing, but it's stuck in my outbox. Any chance you're in the DFW area?

Thanks,
TxAg
by TxAg
Mon Mar 02, 2015 9:12 pm
 
Forum: Personal Finance (Not Investing)
Topic: Legal Fees for Trusts and Wills
Replies: 34
Views: 1816

Re: Wife doesn't want to retire - I do

Thank you all for your feedback. Some very thoughtful answers, and some points I'll have to consider. I'm quite sure my wife isn't fearful financially. I've also been cooking around half the meals for years now, and do around half the housework. She no longer enjoys cooking, while I do. It will be ...
by TxAg
Sat Feb 28, 2015 9:17 pm
 
Forum: Personal Consumer Issues
Topic: Wife doesn't want to retire - I do
Replies: 60
Views: 4799

Re: How do I learn to like sushi?

Purelife304 wrote:Martini's.

Seriously. The first few times I had sushi was after 2-3 Sapphire dry up.

Now I really like it, no booze needed.

:beer



You beat me to it. When my wife and I were dating she wanted sushi/sashimi from time to time. I drank a lot of Kirin and saki bombs :). Now, I don't mind it.
by TxAg
Sat Feb 28, 2015 2:32 pm
 
Forum: Personal Consumer Issues
Topic: How do I learn to like sushi?
Replies: 70
Views: 3611

Re: Wife doesn't want to retire - I do

If you can make it work financially, what's her hang up?
by TxAg
Sat Feb 28, 2015 11:55 am
 
Forum: Personal Consumer Issues
Topic: Wife doesn't want to retire - I do
Replies: 60
Views: 4799

Re: Guns for hunting/defense

No handgun ammunition will have the stopping power of a decent rifle caliber or 12 or 20 ga. shotgun. 20 gauge for a shotgun is plenty sufficient and less dramatic than 12 ga. for home defense. Easier to handle the blast/recoil. Realistically the best gun for self defense in the home would be an AR...
by TxAg
Fri Feb 27, 2015 9:37 pm
 
Forum: Personal Consumer Issues
Topic: Guns for hunting/defense
Replies: 126
Views: 6549

Re: Guns for hunting/defense

And VERY importantly here are the 4 rules of gun safety: EVERY GUN IS ALWAYS LOADED! NEVER POINT A GUN AT ANYTHING YOU DO NOT WISH TO DESTROY. ALWAYS KNOW YOUR TARGET. ALWAYS KNOW WHAT IS BEYOND YOUR TARGET. Several years ago, automatically following the above rules drilled into my head since I was...
by TxAg
Fri Feb 27, 2015 8:32 pm
 
Forum: Personal Consumer Issues
Topic: Guns for hunting/defense
Replies: 126
Views: 6549

Re: Guns for hunting/defense

Every hunter should own a nice lever action also :) I'm partial to my 1983 Marlin 30-30 This thread needs some pics, too! Winchester is the way to go for heritage and ownership pride. For rough use, I would love to own a real Marlin in 45-70 instead of the junks Remington puts out. I also have an i...
by TxAg
Wed Feb 25, 2015 11:22 pm
 
Forum: Personal Consumer Issues
Topic: Guns for hunting/defense
Replies: 126
Views: 6549

What color is your parachute...

Lots of editions. Which one is recommended as a general rule of thumb?
by TxAg
Wed Feb 25, 2015 10:03 pm
 
Forum: Personal Consumer Issues
Topic: What color is your parachute...
Replies: 1
Views: 425

Re: How do you plan on spending your time during retirement?

Heyyou and obgyn65 .....love your responses
by TxAg
Wed Feb 25, 2015 8:35 pm
 
Forum: Personal Consumer Issues
Topic: How do you plan on spending your time during retirement?
Replies: 43
Views: 3063

Re: New or Used Honda Odyssey

It might technically be possible to squeeze three seats across in your present car, but I would never do that. It's important to me that my two kids not be able to easily reach each other in the car. Trouble ensues when they can. But seriously, the Honda Odyssey is a great car. I would marry mine i...
by TxAg
Wed Feb 25, 2015 7:33 pm
 
Forum: Personal Consumer Issues
Topic: New or Used Honda Odyssey
Replies: 20
Views: 1012

Re: Guns for hunting/defense

Every hunter should own a nice lever action also :)

I'm partial to my 1983 Marlin 30-30

This thread needs some pics, too!
by TxAg
Wed Feb 25, 2015 1:55 pm
 
Forum: Personal Consumer Issues
Topic: Guns for hunting/defense
Replies: 126
Views: 6549

Re: Guns for hunting/defense

I carry on duty and recommend the Glock 19 I agree and have one, but I am just curious where you work where you carry a glock 19 on duty? Not familiar with many agencies that issue compact models. Also, I'm a bit disappointed nobody else found my glock Camry joke funny - thought that was a good one...
by TxAg
Tue Feb 24, 2015 11:09 pm
 
Forum: Personal Consumer Issues
Topic: Guns for hunting/defense
Replies: 126
Views: 6549

Re: Guns for hunting/defense

Grt2bOutdoors wrote:
TxAg wrote:Seems like most of the self defense stuff has been covered.

To answer your second question... I would really like a 375 H&H :sharebeer


Short of going for grizzly or alaskan brown bear or something more exotic in Africa, what would you need a 375 H&H for?



I'd say you nailed it
by TxAg
Tue Feb 24, 2015 10:09 pm
 
Forum: Personal Consumer Issues
Topic: Guns for hunting/defense
Replies: 126
Views: 6549

Re: Guns for hunting/defense

^^^ a semi auto can hold 15 or more bullets where a revolver will hold 5 or 6. If you're in a position to rack the slide at least one time, you can keep a semi auto with one in the chamber. That may sound scary to some, but it is a common practice and advised in capable hands in a safe environment. ...
by TxAg
Tue Feb 24, 2015 9:23 pm
 
Forum: Personal Consumer Issues
Topic: Guns for hunting/defense
Replies: 126
Views: 6549

Re: Guns for hunting/defense

Good grief, this thread has taken a turn

If you aren't a gun fan, there are plenty of other threads to comment on
by TxAg
Tue Feb 24, 2015 9:03 pm
 
Forum: Personal Consumer Issues
Topic: Guns for hunting/defense
Replies: 126
Views: 6549

Re: Guns for hunting/defense

I'm glad to see so many 9mm recommendations. Seems like these days guys claim you need a 45 to do any damage.
by TxAg
Tue Feb 24, 2015 8:54 pm
 
Forum: Personal Consumer Issues
Topic: Guns for hunting/defense
Replies: 126
Views: 6549

Re: Recommend a quality (and reasonably priced) knife set

Where we used to live, an itinerant professional knife sharpener would show up once a year in the grocery store parking lot, so one could get all their kitchen knives sharpened for a small fee. Does that still happen? I just looked at the knives we have. They are all more than 30 years old: Henckel...
by TxAg
Tue Feb 24, 2015 8:37 pm
 
Forum: Personal Consumer Issues
Topic: Recommend a quality (and reasonably priced) knife set
Replies: 64
Views: 2406

Re: Recommend a quality (and reasonably priced) knife set

I would strongly recommend NOT buying a knife set. It's a complete waste of money, even though every wedding registry seems to ask for them. Do yourself a favor and talk to any culinary professional, and they will tell you one good chef's knife can do 90% of what you need. Go with German Steel, unl...
by TxAg
Tue Feb 24, 2015 8:21 pm
 
Forum: Personal Consumer Issues
Topic: Recommend a quality (and reasonably priced) knife set
Replies: 64
Views: 2406

Re: Recommend a quality (and reasonably priced) knife set

More emphasis on cooking knives, less emphasis on steak knives. I have a great filet knife.
by TxAg
Tue Feb 24, 2015 7:53 pm
 
Forum: Personal Consumer Issues
Topic: Recommend a quality (and reasonably priced) knife set
Replies: 64
Views: 2406

Recommend a quality (and reasonably priced) knife set

I'm caving. Wife wants new knives, and she (we) deserve them. Recommendations?
by TxAg
Tue Feb 24, 2015 7:45 pm
 
Forum: Personal Consumer Issues
Topic: Recommend a quality (and reasonably priced) knife set
Replies: 64
Views: 2406

Re: Guns for hunting/defense

Seems like most of the self defense stuff has been covered.

To answer your second question... I would really like a 375 H&H :sharebeer
by TxAg
Tue Feb 24, 2015 7:25 pm
 
Forum: Personal Consumer Issues
Topic: Guns for hunting/defense
Replies: 126
Views: 6549

Re: How much did you have saved up for retirement at age 30?

I strongly regret making this thread. I appear to be way behind most here. Age 28 currently, only $38k (soon to be $43k once I throw my bonus post-tax in there). You're doing great. You will be amazed at how fast it starts to grow if you keep saving year after year. Plus, you'll likely get married ...
by TxAg
Tue Feb 24, 2015 10:21 am
 
Forum: Personal Finance (Not Investing)
Topic: How much did you have saved up for retirement at age 30?
Replies: 169
Views: 11322

Re: How do you plan on spending your time during retirement?

Volunteering
Hunting
Hiking
Staying (or getting) in shape
And trumping all those would be spending time with kids/grandkids
by TxAg
Mon Feb 23, 2015 8:46 pm
 
Forum: Personal Consumer Issues
Topic: How do you plan on spending your time during retirement?
Replies: 43
Views: 3063

Re: Thoughts on Chase for everyday banking

Not a BofA fan and we currently have Wells Fargo which is so-so. Thoughts on Chase for checking/saving accounts? If you decide to bank with Chase be sure to check out the current offer of a $450 bonus if you open both a checking and a savings account: https://www.chase.com/customer/rb_acquisition_3...
by TxAg
Mon Feb 23, 2015 7:20 pm
 
Forum: Personal Finance (Not Investing)
Topic: Thoughts on Chase for everyday banking
Replies: 28
Views: 1886

Re: Thoughts on Chase for everyday banking

If you do not need to go into a local branch all that often, you should check out Fidelity's Cash Management account. Free checks, no fees, free bill pay, free ATM reimbursements etc. Plus my employer 401k is at fidelity so i have my IRAs there as well. Very nice to have all my financial informatio...
by TxAg
Mon Feb 23, 2015 5:35 pm
 
Forum: Personal Finance (Not Investing)
Topic: Thoughts on Chase for everyday banking
Replies: 28
Views: 1886

Re: What age do you guys plan to retire?

It is my impression that there are some people on this thread, who are very early in their work and personal lives, that vastly underestimate the expense of living over time and overestimate the likely returns on investments. Again, just my opinion.... You're probably right, but this forum is full ...
by TxAg
Mon Feb 23, 2015 3:55 pm
 
Forum: Personal Finance (Not Investing)
Topic: What age do you guys plan to retire?
Replies: 143
Views: 8557

Re: What age do you guys plan to retire?

Quick question: what are folks considering "financially independent"?

I asked my wife and she said 42, haha (she just turned 30)

Realistically, our goal is early 50's but it could be 60ish...just depends on a lot of things. Most importantly, I hope we have good health.
by TxAg
Mon Feb 23, 2015 2:45 pm
 
Forum: Personal Finance (Not Investing)
Topic: What age do you guys plan to retire?
Replies: 143
Views: 8557

Re: Thoughts on Chase for everyday banking

Would just keep enough money there to meet the minimums. And they're are a lot of Chase ATMs around here than Wells Fargo. We've had a Chase Freedom card for 6 years and I've been impressed with the security and customer service over the phone.
by TxAg
Mon Feb 23, 2015 1:54 pm
 
Forum: Personal Finance (Not Investing)
Topic: Thoughts on Chase for everyday banking
Replies: 28
Views: 1886

Thoughts on Chase for everyday banking

Not a BofA fan and we currently have Wells Fargo which is so-so.

Thoughts on Chase for checking/saving accounts?
by TxAg
Mon Feb 23, 2015 12:44 pm
 
Forum: Personal Finance (Not Investing)
Topic: Thoughts on Chase for everyday banking
Replies: 28
Views: 1886

Re: Prom budget for teenage girl?

If you don't know why, you clearly have not been watching your MTV, which feeds a constant stream of shows like My Super Sweet 16. This is 2015. Do kids really still watch TV? For a junior prom I don't see the need for big splurges. For a senior prom I'm ok with a $150-200 dress and a few hundred d...
by TxAg
Sat Feb 21, 2015 9:00 pm
 
Forum: Personal Consumer Issues
Topic: Prom budget for teenage girl?
Replies: 82
Views: 4635

Re: What % of your gross income do you spend on mortgage/ren

11.6% including mortgage, property taxes, and insurance
by TxAg
Sat Feb 21, 2015 8:56 pm
 
Forum: Personal Finance (Not Investing)
Topic: What % of your gross income do you spend on mortgage/rent?
Replies: 155
Views: 8691

Re: Moving to Anchorage from Dallas

I'm in Dallas (lifelong Texan), but would love to live in Alaska for a few years.

I don't have much to offer, but keep us posted on how this goes. I'm excited for you!
by TxAg
Wed Feb 18, 2015 6:44 pm
 
Forum: Personal Consumer Issues
Topic: Moving to Anchorage from Dallas
Replies: 30
Views: 2478

Re: Should I Quit My Job

I love my life now, but I do regret that I never did a stint in the military after college. If I could go back, I'd scratch grad school and do 3-4 years in the military. I don't know which branch I would have picked, and I don't know that I could have made a career out of it, but I'd like to have se...
by TxAg
Wed Feb 18, 2015 11:32 am
 
Forum: Personal Finance (Not Investing)
Topic: Should I Quit My Job
Replies: 46
Views: 6320

Re: Large Age Gap with Spouse/Partner

My parents had me at 20 and 22. My wife's parents had her at 40 and 45. We both had great childhoods.

Where there's a will, there's a way.



Edit... Meg77 for the win!
by TxAg
Tue Feb 17, 2015 6:55 pm
 
Forum: Personal Finance (Not Investing)
Topic: Large Age Gap with Spouse/Partner
Replies: 63
Views: 5149

Re: Landlord asking for more money at Move Out than Security

at first blush, i'd just ignore them :)
by TxAg
Tue Feb 17, 2015 6:32 pm
 
Forum: Personal Consumer Issues
Topic: Landlord asking for more money at Move Out than Security Dep
Replies: 20
Views: 1832

Re: College savings costs / number

I have a 10 month old. We are budgeting $100k per kid.
by TxAg
Tue Feb 10, 2015 10:08 pm
 
Forum: Personal Finance (Not Investing)
Topic: College savings costs / number
Replies: 120
Views: 6373

Re: Which masters is better investment?

The type of degree matters, but what kind of money are we talking? Free is free, but what does Columbia cost? $15k might be doable whereas $60k isn't. Assuming the Ivy league is first choice, there is probably a tipping point somewhere based on cost. I'd probably steer my kid towards UT, but I'm a n...
by TxAg
Tue Feb 10, 2015 3:27 pm
 
Forum: Personal Consumer Issues
Topic: Which masters is better investment?
Replies: 18
Views: 1656

Re: First Time Dog Owners -- Any Regrets?

Do you love dogs? What would you do if your dog had an emergency that required a $3,000 surgery? This isn't a fair question. My wife and I are "dog people" but I know what we'd do in this situation...probably the same thing "non dog people" would do. I'm horrified by this respon...
by TxAg
Sat Feb 07, 2015 8:30 pm
 
Forum: Personal Consumer Issues
Topic: First Time Dog Owners -- Any Regrets?
Replies: 83
Views: 5930

Re: First Time Dog Owners -- Any Regrets?

Do you love dogs? What would you do if your dog had an emergency that required a $3,000 surgery? This isn't a fair question. My wife and I are "dog people" but I know what we'd do in this situation...probably the same thing "non dog people" would do. I'm horrified by this respon...
by TxAg
Sat Feb 07, 2015 8:27 pm
 
Forum: Personal Consumer Issues
Topic: First Time Dog Owners -- Any Regrets?
Replies: 83
Views: 5930

Re: Best ways to save on electricity bill

livesoft wrote:Home insulation and fans are probably the biggest wins. We need to use the A/C from April through November. We have gas heat.
Dishwasher, fridge, oven, lights pale in comparison to the A/C. Gas and electricity are about $150 a month for us.



I'm in Texas also. This is spot on.
by TxAg
Fri Feb 06, 2015 5:30 pm
 
Forum: Personal Consumer Issues
Topic: Best ways to save on electricity bill
Replies: 47
Views: 4623

Re: What to buy sweetie for Valentine's Day

I think some flowers would suffice. Especially if you have a few hundred to spend :D
by TxAg
Tue Feb 03, 2015 3:37 pm
 
Forum: Personal Consumer Issues
Topic: What to buy sweetie for Valentine's Day
Replies: 97
Views: 5740

Re: First Time Dog Owners -- Any Regrets?

Do you love dogs? What would you do if your dog had an emergency that required a $3,000 surgery? This isn't a fair question. My wife and I are "dog people" but I know what we'd do in this situation...probably the same thing "non dog people" would do. A better questions, is will ...
by TxAg
Mon Feb 02, 2015 5:27 pm
 
Forum: Personal Consumer Issues
Topic: First Time Dog Owners -- Any Regrets?
Replies: 83
Views: 5930

Re: Workplace net worth conversations you'd like to avoid?

As another poster mentioned, you have to know your audience well. I'm far from an expert, but I've learned quite a bit over the years. Occasionally, a coworker will ask advice and I'm happy to share, though I take caution to not come across as a know it all. Most of the time, though, they like to te...
by TxAg
Thu Jan 29, 2015 3:50 pm
 
Forum: Personal Consumer Issues
Topic: Workplace net worth conversations you'd like to avoid?
Replies: 87
Views: 9325

Re: Fidelity funds

I've been pleased with the 500
by TxAg
Thu Jan 29, 2015 3:22 pm
 
Forum: Investing - Help with Personal Investments
Topic: Fidelity funds
Replies: 5
Views: 457

Re: Boglehead Beer

chiseller wrote:My favorite is La Fin Du Monde, but I only purchase it on special occasions. My go to beer is Sierra Nevada.


Both are wise choices
by TxAg
Sat Jan 24, 2015 5:48 pm
 
Forum: Personal Consumer Issues
Topic: Boglehead Beer
Replies: 498
Views: 72433

Re: Convertible Car seat for toddler

Just bought two Chicco NextFits after multiple recommendations and LOVE them. Simple to install and feel ultra secure. A little expensive, but I'm willing to pay for peace of mind. Another thought, avoid the Diono Radian RXT like the plague! Expensive, GIGANTIC, never felt secure enough, and a majo...
by TxAg
Thu Jan 22, 2015 9:45 pm
 
Forum: Personal Consumer Issues
Topic: Convertible Car seat for toddler
Replies: 11
Views: 870

Re: Keurig-cup coffee makers - why?

$0.60/cup is a lot more economical than $5/cup at starbucks. My wife drinks one cup every morning. I drink a hot cocoa or tea about twice a week. Make sense for us.
by TxAg
Wed Jan 21, 2015 8:51 pm
 
Forum: Personal Consumer Issues
Topic: Keurig-cup coffee makers - why?
Replies: 120
Views: 9231

Re: Preparing for baby and one income

I have a 9 month old. Daycare is the biggest expense by far, but you're forgoing that. Otherwise, our kiddo costs us roughly an extra $250 per month.
by TxAg
Sun Jan 18, 2015 11:29 am
 
Forum: Personal Finance (Not Investing)
Topic: Preparing for baby and one income
Replies: 41
Views: 2375

Re: Half Milestone Hit!

congrats. gota keep on keeping on. I can't wait to retire...fingers crossed!
by TxAg
Sat Jan 17, 2015 9:32 pm
 
Forum: Personal Finance (Not Investing)
Topic: Half Milestone Hit!
Replies: 52
Views: 4863

Re: Options for moving our pets across country

Aren't there some vets who prescribe semi sedatives to cats for airline travel? If a cat is on cloud 9 for a few hours, that flight will go by quick.
by TxAg
Fri Jan 16, 2015 7:14 pm
 
Forum: Personal Consumer Issues
Topic: Options for moving our pets across country
Replies: 47
Views: 2503
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